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* Skip to main content You Can Call M-F 9am – 5pm (661) 952-5945 Ext 210 Or Toll Free 24/7 Call (800) 267-0477 Get Started Today Check Up To The Minute Rates HOME APPLY FOR A HOME MORTGAGE TODAY! Come home to a competitive mortgage customized to your needs. We offer flexible terms and a wide range of financing options. Get Started Today LOAN PROGRAMS Take a look at the various loan programs we have. We are available to help you select the best loan for your specific situation. LEARN MORE LOAN PROCESS Learn the loan process that will allow you the best chance to have a smooth experience getting a purchase loan or refinance loan. LEARN MORE MORTGAGE FAQS Get your important mortgage questions answered. We are committed to providing the best resources for your mortgage needs. LEARN MORE VARIOUS LOAN PROGRAMS AVAILABLE First time applying for a home mortgage loan? Our local loan specialists are here to help. We offer exclusive First Mortgage rates and a fast application process, so you spend less time coming up with cash to finance your home, and more time living in it! BENEFITS Competitive rates for home purchase or refinance * Available for primary residence, second homes, or investment properties * A wide range of terms customized to your unique situation * Fixed rate mortgages * Adjustable rate mortgages (ARMs) * First Time Homebuyer and Low Payment Buyer programs including FHA Loans with as little as 3% down * 0% down VA and USDA mortgage loans * Pre-approval for extra confidence when it comes to securing financing * Refinance your current home to potentially lower your rate * Fast, local decision-making and processing * Attentive, friendly service from start to finish * If you live or work in The Antelope Valley area, we can help you with a First Mortgage ANYWHERE in California! Get Started Today Edwards FCU / CU Lending | Office Phone: (800) 267-0477 Equal Housing Opportunity Lender. Not a commitment to lend. Rates and programs are subject to change. Licensed by the California Department of Real Estate under the California Residential Mortgage Lending Act. Edwards FCU NMLS# 737327-Edwards, Ca. AGV Grouppe, Inc. NMLS 2258009- 1990 N California Blvd #871 Walnut Creek CA 94596 * En Español * Privacy & Security * Careers * Disclosures * Opt-Out Notice * Help