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 Mobile Banking
 Desktop Banking
 * 724 100
 * Join Us
 * Contact Us
 * 1300 362 216

 * I'm looking for...
   
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 * Internet Banking

   
 * Banking & Savings
    * Banking with us
    * Starting your savings journey
    * Saving for your kids
    * Saving for retirement
    * Low Rate Credit Card
    * Digital Banking
       * PayID
         
         Send and receive money faster with PayID
      
       * Mobile Payments
         
         Go walletless with Apple Pay or Google Pay
      
       * Apple Pay
         
         Welcome to easy, fast and secure payments with Apple Pay
      
       * Google Pay
         
         Pay faster with MOVE Bank and Google Pay
      
       * One Time Passwords
         
         Common questions asked about One Time Passwords
      
       * Internet Banking
         
         Experience the convenience of managing your finances anytime, anywhere.
      
       * International Payments
         
         Transfer money internationally with Send Payments! 
      
       * PayTo
         
         Send and receive money faster with PayID
   
    * All Accounts

 * Our Home Loans
    * All Home Loans
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    * Talk to a Lending Specialist
    * Free Property Report

 * Car & Personal Loans
    * Car Loans
       * Popular Car Loans
         
         Get on the road sooner with a MOVE Bank car loan
      
       * New Car Loan - Fixed Rate
         
         New car loans for any vehicle up to 3 years old
      
       * Green Car Loan - Fixed Rate
         
         Going green never looked so good
      
       * Used Car Loans
         
         Used car loans for any vehicle more than 3 years old
      
       * Talk to a Lending Specialist
         
         Get expert loan advice at home, at work or on the road
   
    * Personal Loan
       * Personal Loan
         
         Quick and easy funds for something special
      
       * Talk to a Lending Specialist
         
         Get expert loan advice at home, at work or on the road
   
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 * Tools & Support
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    * Calculators
       * Borrowing Power Calculator
         
         Estimate how much you could borrow
      
       * Budget Planner
         
         Input your current income and expenses to identify opportunities for
         saving.
      
       * Car Loan Repayment Calculator
         
         Try our easy to use car loan repayments calculator.
      
       * Extra Repayment Calculator
         
         Save time and money with extra repayments
      
       * Income Tax Calculator
         
         Calculate your income tax
      
       * Loan Repayment Calculator
         
         Work out your loan repayments, and see how much interest you'll be
         paying
      
       * Loan Comparison Calculator
         
         Compare the loans of your choice
      
       * Lump Sum Calculator
         
         Calculate the effect of a lump sum repayment
      
       * Personal Loan Repayment Calculator
         
         Estimate repayments on a personal loan
      
       * Savings Plan Calculator
         
         Create a plan to you reach your financial goals
      
       * Split Loan Calculator
         
         Split your loan between fixed and variable rates
      
       * Stamp Duty Calculator
         
         Estimate your new home stamp duty expense
      
       * Term Deposit Calculator
         
         See the growing potential of your savings
      
       * Home Loan Key Fact Sheet
   
    * Car Buying Service
    * Product & Membership Documents
       * Forms
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       * Target Market Determinations
   
    * Support
       * New Member Checklist
         
         Resources to help you get the most out of your MOVE membership
      
       * Feedback
         
         If you have any feedback, we'd love to hear from you.
      
       * Complaints
         
         Steps to resolve complaints and disputes.
      
       * Finalising a Deceased Estate
         
         We're here to help during this difficult time.
      
       * Close or decrease a credit card limit
         
         A form to close or decrease your credit card limit
      
       * Financial Hardship
         
         There may be a few other options available to help reduce financial
         stress. 
      
       * Government Guarantee
         
         Information about the Financial Claims Scheme
   
    * Security
       * Data Leaks
         
         Important steps to take if you have had your data exposed through a
         data leak
      
       * Scams and Fraud
         
         Learn how to identify and protect yourself from scams and fraud
      
       * Cyber Week: Visa Card Security
         
         Security tips for VISA cardholders
   
    * FAQ

 * About Us
    * About MOVE Bank
    * MOVE Life
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    * Our Awards
    * Corporate Information
       * Regulatory Disclosures
         
         Quarterly and annual regulatory disclosures
      
       * Annual Reports
         
         Results, announcements, plans and figures
      
       * Constitution
         
         Rules and regulations
      
       * Privacy Policy Summary
       * Open Banking
       * Environmental, Social and Governance
       * Conditions of Use
       * Annual General Meeting
   
    * Blog

 * 724 100
 * Join Us
 * Contact Us
 * 1300 362 216

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CYBER WEEK SECURITY



Do you know how to keep your money safe online? 



Cyber Week Security Guide


A HASSLE-FREE CAR BUYING SERVICE



With financing that fits you



Learn more

Save more


LOW-RATE CREDIT CARD 



To get you where you need to go 



Learn more


TERM DEPOSITS



Lock your savings away and watch them grow



Learn more


INTERNATIONAL PAYMENTS



International transfers with Send, hassle-free!



Learn more
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WELCOME TO MOVE BANK, WHERE WOULD YOU LIKE TO START TODAY?

 * Home Loans
   
 * Car Loans
   
 * Credit Card
   
 * Savings
   
 * Insurance
   
 * Interest Rates
   


Since 1968, we have been dedicated to providing our members with highly
competitive financial products and exceptional service.

Today, our commitment to mutuality remains as strong as ever. MOVE Bank is 100%
customer-owned, and is committed to putting the needs of members first in
everything we do.

Join Us

 * Bonus Interest
 * Transactional

GROWTH SAVER

Watch your savings grow with bonus interest when you deposit $200 and make no
withdrawals in a month.

 * High bonus interest rate
 * For balances up to $25,000
 * Minimum deposit of $200 per month and no withdrawals

 * 5.50%p.a. 1 Interest rate

LEARN MORE

EVERYDAY TRANSACTION ACCOUNT

Everyday transaction account with no monthly account fee when you deposit at
least $1,500 per month,

 * Visa Debit Card
 * Access 24/7 with internet banking and the MOVE Bank app

 * 0.00%p.a. Interest rate

LEARN MORE
 * Basic
 * Offset

EVERYDAY VARIABLE HOME LOAN

To be eligible for this rate, a credit of $1500 a month must be deposited into a
MOVE Bank transaction account.

 * Borrow up to 95% (with LMI)
 * No ongoing monthly or annual fees
 * Redraw available

 * Owner Occupied <80% LVR 5.99%p.a. Interest rate
 * 6.04%p.a. 2
   
   Comparison rate

Speak to a Lender LEARN MORE

OFFSET VARIABLE HOME LOAN

A variable loan with 100% offset and no ongoing fees.

 * Borrow up to 95% (with LMI)
 * 100% offset account
 * No ongoing monthly or annual fees

 * Owner Occupied <80% LVR 6.19%p.a. Interest rate
 * 6.24%p.a. 2
   
   Comparison rate

Talk to a Lender Learn More
 * New Car
 * Green Car

NEW CAR LOAN

Get on the road sooner with our award-winning New Car Loan

 * No penalties for extra repayments
 * Available for vehicles up to 3 years old
 * Bundle option with car insurance

 * 6.45%p.a. 3 Interest rate
 * 6.72%p.a. 4
   
   Comparison rate

APPLY ONLINE LEARN MORE

GREEN CAR LOAN

Going green has never looked better with our Green Fixed Rate Car Loan

 * No penalties for extra repayments
 * Available for models up to 3 years old
 * Bundle option with car insurance

 * 6.25%p.a. 5 Interest rate
 * 6.52%p.a. 4
   
   Comparison rate

APPLY ONLINE LEARN MORE
View all accounts
View all home loans
View all car loans



MORE GREAT REASONS TO MAKE THE MOVE




GET OUTSTANDING VALUE FROM OUR RANGE OF LOAN AND SAVINGS PRODUCTS

View rates



TAKE ADVANTAGE OF TRANSACTION FEE-FREE BANKING

learn more



YOUR FUNDS ARE SECURE WITH MOVE BANK

Learn more



GO WALLETLESS WITH APPLE PAY AND GOOGLE PAY

learn more



LATEST NEWS

Read all articles


TERM DEPOSIT INTEREST RATE CHANGES - 03 DECEMBER 2024

At MOVE Bank, we're committed to providing our members with competitive rates
when it comes to both our deposit and loan products.We have updated the interest
rates across several of our Term Deposits

Published Date: December 3, 2024
Read article


DID YOU KNOW THAT THE 3G NETWORK HAS BEEN SWITCHED OFF?

Please be aware that Australia's mobile network operators recently switched off
their 3G networks.

Published Date: November 4, 2024
Read article


Read more about the Finder awards program, including the full methodology. 


Not sure where to start?

Get in touch with us and we can assist you.


Email us

info@movebank.com.au


Call us

1300 362 216



Important Information

Loans are issued by Railways Credit Union Limited trading as MOVE Bank ABN 91
087 651 090. AFSL/ Australian credit licence 234536. Available only for new
lending to MOVE Bank, excludes internal refinance. Loans Rates current are
subject to change. All rates quoted are per annum. Suitability and assessment
criteria, fees, charges, terms and conditions apply.


FOOTNOTES:

 * 1 Bonus interest rate applied on balances up to $25,000 when the account
   holder makes a minimum deposit of $200 and no withdrawals within a calendar
   month (prior to 5pm on the last day of the calendar month). Otherwise the
   base interest rate will apply.
 * 2 Comparison rate is based on a secured loan of $150,000 for a term of 25
   years. WARNING: This comparison rate is true only for the examples given and
   may not include all fees and charges. Different terms, fees or other loan
   amounts might result in a different comparison rate. Fees and charges apply.
   Rates quoted are correct as stated and are subject to change without further
   notice. All rates quoted are per annum. All applications are subject to
   MOVE’s standard credit assessment and eligibility criteria.
 * 3 Available only for new lending to MOVE Bank and excludes internal refinance
 * 4 The comparison rate is based on a secured loan of $30,000 for a term of 5
   years. WARNING: This comparison rate is true only for the examples given and
   may not include all fees and charges. Different terms, fees or other loan
   amounts might result in a different comparison rate. Fees and charges apply.
   Rates quoted are correct as stated and are subject to change without further
   notice. All rates quoted are per annum. All applications are subject to
   MOVE’s standard credit assessment and eligibility criteria.
 * 5 Loan must be secured by a vehicle which complies with MOVE Bank’s Green
   Vehicle Criteria available at movebank.com.au/gogreen. Loan is not available
   for internal refinance.



SITEMAP

BANKING & SAVINGS

 * Transactional Banking
 * Savings Accounts
 * Low Rate Credit Card
 * Term Deposits
 * PayID
 * Mobile Payments

OUR HOME LOANS

 * All Home Loans
 * Buying your first home
 * Building a new home
 * Buying an investment property
 * Refinancing your home loan
 * Talk to a Lending Specialist

CAR & PERSONAL LOANS

 * Car Loans
 * Personal Loan
 * Credit Card
 * Car Buying Service
 * Talk to a Lending Specialist

INSURANCE

 * Car Insurance
 * Home Insurance
 * Landlords Insurance
 * Travel Insurance
 * Calculate Your Home and Contents

TOOLS & SUPPORT

 * Interest Rates
 * Fees & Charges
 * Calculators
 * Car Buying Service
 * Forms
 * Important Documents
 * FAQs

ABOUT US

 * MOVE Life
 * News
 * Our Awards
 * Careers
 * About MOVE Bank
 * Corporate Information
 * Blog

CONTACT US

 * 1300 362 216
   
 * info@movebank.com.au
   
 * 724 100
   

Privacy | Conditions of Use | Contact Us



 



Railways Credit Union Limited trading as MOVE Bank | ABN 91 087 651
090 | AFSL/Australian credit licence 234 536 | BSB 724 100 | Swift code
WPACAU2S 



 

 

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