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4x4 Excess Reduction
About us
Accessibility
Blog
Renting a Car: Definitive Guide
Car rental insurance mistakes
Driving in Europe
Picturesque drives in Europe
Purchasing Car Rental Insurance
Renting a Car in the U.K.
Supplemental Liability Insurance
Collision Damage Waiver
Excess Reduction
Car Rental Cover: How It Works
Branch Codes for Indonesia
Rental Car Loss Damage Waiver
Media
Modern Slavery Statement
Motorhome & Campervan Excess Reduction
Become A Partner
Privacy Policy
Renting a car in Australia
Renting a car in the U.S.A
Seniors Discount on Car Rental Insurance
Standalone Rental Car Excess Cover
Terms
What We Do

EU Resident policies are sold by Cover Genius Europe B.V which is authorised and
regulated by the Dutch Authority for the Financial Markets [Autoriteit
Financiële Markten] as an insurance intermediary, licence number 12046177. KvK
number 73237426. Policies are underwritten by Collinson Insurance Europe Limited
which is authorised by the Malta Financial Services Authority. Cover Genius acts
in its capacity as an agent of the Insurer and not the Policyholder. If you
purchase a policy from Cover Genius, the company receives a commission which is
a percentage of your premium - ask us for details.

UK Resident policies are sold by Cover Genius Ltd which is authorised and
regulated by the Financial Conduct Authority - Firm No. 750711. Policies are
underwritten by Astrenska Insurance Ltd which is authorised by the Prudential
Regulation Authority and regulated by the Financial Conduct Authority and the
Prudential Regulation Authority - registration number 202846. Cover Genius acts
in its capacity as an agent of the Insurer and not the Policyholder. If you
purchase a policy from Cover Genius, the company receives a commission which is
a percentage of your premium - ask us for details.

Protection to Australian and New Zealand Resident is sold by Cover Genius Pty
Ltd (Australian Business Number 43 159 983 598) in its capacity as an AFS
Licensee, No 490058. Asservo Mutual (ABN 664 040 975 / NZBN 9429051103644) is
the issuer of the mutual risk products. Cover Genius does not act as your agent:
this advice is general and does not take into account your objectives, financial
situation or needs. You should consider whether the advice is suitable for you
and your personal circumstances. Before you make any decision about whether to
acquire the product, please read the PDS, FSG & TMD contained in your quote. If
you purchase protection from Cover Genius, the company receives a commission
which is a percentage of your contribution – ask us for details.

For United States residents: Rental Car Damage (CDP) coverage is included as
part of a travel protection plan. In our plans, this insurance benefit is
referred to as Rental Car Damage and Theft Rental Car Damage or Rental Car
Damage. This advertisement contains highlights of a travel protection plan,
developed by Cover Genius Insurance Services, LLC (“Cover Genius”), a Delaware
limited liability company, which include travel insurance coverages underwritten
by United States Fire Insurance Company, Principal Office located in Morristown,
New Jersey, under form series T7000 et. al., T210 et. al. and TP-401 et. al.,
and non-insurance Travel Assistance Services provided by On Call International
via Cover Genius. The terms of insurance coverages in the plans may vary by
jurisdiction and not all coverage is available in all jurisdictions. Insurance
coverages in these plans are subject to the terms, limitations and exclusions
including an exclusion for pre-existing medical conditions. In most states, your
travel retailer is not a licensed insurance producer/agent, and is not qualified
or authorized to answer technical questions about the terms, benefits,
exclusions, and conditions of the insurance offered or to evaluate the adequacy
of your existing insurance coverage. Your travel retailer may be compensated for
the purchase of a plan and may provide general information about the plans
offered, including a description of the coverage and price. The purchase of
travel insurance is not required in order to purchase any other product or
service from your travel retailer. The cost of your plan is for the entire plan,
which consists of both insurance and non-insurance components. Individuals
looking to obtain additional information regarding the features and pricing of
each travel plan component, please contact Cover Genius Insurance Services, LLC.
Address and principal place of business: 11 West 42nd Street, 30th Floor, New
York, NY 10036. Cal. license number 6000406. License and contact information
available here.

While Cover Genius markets the travel insurance in these plans on behalf of USF,
non-insurance components of the plans were added to the plans by Cover Genius,
and Cover Genius does not receive compensation from USF for providing the
non-insurance components of the plans.

Collision Damage Protection (CDP) covers all or a portion of the amount payable
to the rental company in the event of loss of or damage to a rental car. In our
plans, this coverage is an insurance benefit referred to as Rental Car Damage
and Theft Coverage or Rental Car Damage coverage.

Canadian Residents policies are sold by Cover Genius Canada Inc. (BC1079759)
carrying on business as RentalCover.com, an authorized provider of Intact
Insurance. Insurance is underwritten by Intact Insurance Company. If you
purchase a policy from Cover Genius, the company receives a commission which is
a percentage of your premium - ask us for details. RentalCover policies are
currently not available to residents of Québec or any non-residents of Québec
purchasing a policy while in Québec.

Singapore residents policies are sold by Cover Genius Ltd which is authorized
and regulated by the Financial Conduct Authority - Firm No. 750711, underwritten
by certain underwriters at Lloyds of London. Cover Genius acts in its capacity
as an agent of the Insurer and not the Policyholder. Before you make any
decision about whether to acquire the product, please read the Policy Wording
contained in your quote. If you purchase a policy from Cover Genius, the company
receives a commission which is a percentage of your premium - ask us for
details.

Hong Kong residents policies are sold by Cover Genius Ltd which is authorized
and regulated by the Financial Conduct Authority - Firm No. 750711, underwritten
by certain underwriters at Lloyds of London. Cover Genius acts in its capacity
as an agent of the Insurer and not the Policyholder. Before you make any
decision about whether to acquire the product, please read the Policy Wording
contained in your quote. If you purchase a policy from Cover Genius, the company
receives a commission which is a percentage of your premium - ask us for
details.

For Japanese residents the Plan is sold by Cover Genius Japan 株式会社.

This website uses cookies. By continuing to use this website you are giving
consent to cookies being used. For information on cookies and how you can
disable them visit our Privacy & Cookie Policy.

† Cost savings from comparison of collision damage protection from
RentalCover.com to online quotes for collision or loss damage waivers (including
taxes and fees) from Alamo, Avis, and Hertz for an airport pickup and drop-off
of a compact car in Boston, Dallas, Las Vegas, Orlando, and Portland for a U.S
resident over age 25. No discounts applied. Comparison is in U.S. dollars and
based on quotes for the week of May 1-7, 2024.

We compared the costs of coverage via RentalCover.com to the average cost of
collision damage waivers (where they are sold separately) and super collision
damage waivers (or equivalent excess waivers), including taxes and fees, for a
one week domestic rental for drivers over age 25 with no discounts applied. Cost
comparison is based on quotes provided by 3 suppliers for airport pickup and
drop-off of a standard SUV in London, Berlin, Tokyo, Seoul, Sao Paulo, Tel Aviv,
Dubai. For Sydney and Auckland we compared standard SUVs and 6 berth motorhomes
under the same conditions. The average daily rate for SCDW coverage for the
selected dates is $24 for standard SUVs and $36 for motorhomes.

* Check your RentalCover wording for restrictions on travel in sanctioned
regions/countries, rentals from restricted companies and restricted vehicle
types.

‡ Los coches de lujo incluyen: Alfa Romeo, Aston Martin, Auburn, Avanti,
Bentley, Bertone, BMC/Leyland, BMW M Series, Bradley, Bricklin, Clenet,
Corvette, Cosworth, De Lorean, Excalibre, Ferrari, Iso, Jaguar, Jensen Healy,
Lamborghini, Lancia, Lotus, Maserati, MG, Morgan, Pantera, Panther, Pininfarina,
Porsche, Rolls Royce, Rover, Stutz, Sterling, Triumph, and TVR.