www.bajajfinserv.in
Open in
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2a02:26f0:dc:396::3844
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Submitted URL: http://m.bajfin.in/Ixp-Lg4A
Effective URL: https://www.bajajfinserv.in/insta-emi-network-card-apply-online?utm_source=RI&utm_medium=SMS&utm_campaign=PMG_SMS_RT_606_CD_...
Submission: On January 02 via manual from IN — Scanned from DE
Effective URL: https://www.bajajfinserv.in/insta-emi-network-card-apply-online?utm_source=RI&utm_medium=SMS&utm_campaign=PMG_SMS_RT_606_CD_...
Submission: On January 02 via manual from IN — Scanned from DE
Form analysis 7 forms found in the DOM
<form id="mobNumemi_insta">
<div class="forMobPop">
<div class="mobNumPar">
<div class="content">
<p>Verify your mobile number</p>
<i></i>
</div>
<div class="applyNowForm">
<div class="innrfildlte">
<div class="form-group">
<label class="active" for="mobNumb">Mobile number</label>
<div class="contryCode">+91</div>
<input type="number" class="mobileVD" id="mobNumb" autocomplete="false" maxlength="10">
<div class="errormsg">Enter your 10-digit mobile number</div>
<div class="grayLine">An OTP will be sent to this number for verification</div>
</div>
</div>
</div>
<div class="kycUnsuccessfull">
<p>Why do we need your phone number?</p>
<ul>
<li>To register and send all future communication regarding Insta EMI Card</li>
</ul>
</div>
<div class="moveToOtp">
<button class="btnstyl Subbutton mobNumBtn">Generate OTP</button>
</div>
</div>
</div>
<div class="forMobBottom">
<div class="checkConfirm checkTnc">
<label class="checked">
<input type="checkbox" checked="">
<i></i> By proceeding, you agree to BFL <a href="#;"> terms & conditions</a>
</label>
<div class="errormsg">Please check</div>
</div>
<div class="getItButtonPart">
<div class="amountPay">
<p>Rs. 530</p>
<a href="#;">
<i class="icon-noun_Info"></i>
</a>
<i>Amount to be paid</i>
<div class="amountpay_BG">
<div class="amountpay">
<div class="title_amountpay">
<p>Amount breakup</p>
</div>
<div class="insta_emi_sheet">
<ul>
<li>
<p>Card Fee</p>
<i>Rs. 449</i>
</li>
<li>
<p>GST</p>
<i>Rs. 81</i>
</li>
<li>
<p>Total Amount</p>
<i>Rs. 530</i>
</li>
</ul>
</div>
<p>*Annual fee of Rs. 117 will not be applicable if a loan is availed using EMI Network Card in the preceding year</p>
<div class="doneBTN"><a href="#;">Got It</a></div>
</div>
</div>
</div>
<button class="btnstyl Subbutton mobNumBtn">GET IT NOW</button>
</div>
</div>
</form><form id="cardOtpF2">
<div class="a_otpPart">
<div class="innrfildlte">
<div class="form-group">
<input type="number" placeholder="" value="" id="otp1" class="otpVD" autocomplete="one-time-code">
<label for="otp1"></label>
<div class="errormsg">Enter a valid OTP</div>
<div class="a_optlinMain">
<div></div>
<div></div>
<div></div>
<div></div>
<div></div>
<div></div>
</div>
</div>
</div>
<div class="a_countText cl_resend">
<p>Resend OTP in <i>00:60</i> seconds</p>
</div>
<div class="a_resendOtp">
<p><a href="#;">Resend OTP</a></p>
</div>
</div>
<div class="otpButton">
<button class="btnstyl Subbutton checkBtn">SUBMIT OTP</button>
</div>
</form><form id="prodetails_1">
<div class="detailsPart">
<h2>Share a few details to help us generate your card</h2>
<div>
<div class="a_width330">
<div class="innrfildlte">
<div class="form-group">
<input type="text" class="FullNameVD" name="customerFullName" id="fullname" autocomplete="false">
<label for="fullname">Full name<span class="mandetry">*</span></label>
<div class="errormsg">Enter valid full name</div>
<div class="grayLine">As per your PAN Card</div>
<a href="#;" class="openToolTip">
<i class="icon-noun_Info"></i>
</a>
<div class="pantooltip_BG">
<div class="a_tooltipone pantooltip">
<div class="pandata">
<strong>Full name</strong>
<p>Enter your full name as per PAN Card</p>
<img src="/sites/bajaj/Insta_Pod_2/images/panCardImg_name.jpg" alt="" loading="lazy">
</div>
<a href="#;">Done</a>
</div>
</div>
</div>
</div>
</div>
<div class="a_width330">
<div class="innrfildlte">
<div class="form-group">
<input type="tel" class="dobVD" name="dob" id="birthDate" autocomplete="false" placeholder="DD/MM/YYYY">
<label for="birthDate">Date of birth<span class="mandetry">*</span></label>
<div class="errormsg">Enter valid date of birth</div>
<div class="grayLine">As per your PAN Card</div>
<div class="calendericon">
<a href="#;">
<i class="icon-icons-bluecalendar"></i>
</a>
</div>
<div class="datepicker_fixed">
<div class="datepicker_content">
<div class="dateDisplay">
<p class="dateOne">DD</p>
<i>/</i>
<p class="monthOne">MM</p>
<i>/</i>
<p class="yearOne">YYYY</p>
</div>
<div class="date_part">
<p>Select a day</p>
<div><a>01</a></div>
<div><a>02</a></div>
<div><a>03</a></div>
<div><a>04</a></div>
<div><a>05</a></div>
<div><a>06</a></div>
<div><a>07</a></div>
<div><a>08</a></div>
<div><a>09</a></div>
<div><a>10</a></div>
<div><a>11</a></div>
<div><a>12</a></div>
<div><a>13</a></div>
<div><a>14</a></div>
<div><a>15</a></div>
<div><a>16</a></div>
<div><a>17</a></div>
<div><a>18</a></div>
<div><a>19</a></div>
<div><a>20</a></div>
<div><a>21</a></div>
<div><a>22</a></div>
<div><a>23</a></div>
<div><a>24</a></div>
<div><a>25</a></div>
<div><a>26</a></div>
<div><a>27</a></div>
<div><a>28</a></div>
<div><a>29</a></div>
<div><a>30</a></div>
<div><a>31</a></div>
<button class="cancel"><i>CANCEL</i></button>
<button class="done"><i>DONE</i></button>
</div>
<div class="month_part">
<p>Select a month</p>
<div><a data-mth="01">January</a></div>
<div>
<a data-mth="02" class="select30 select31">February</a>
</div>
<div><a data-mth="03">March</a></div>
<div><a data-mth="04" class="select31">April</a></div>
<div><a data-mth="05">May</a></div>
<div><a data-mth="06" class="select31">June</a></div>
<div><a data-mth="07">July</a></div>
<div><a data-mth="08">August</a></div>
<div>
<a data-mth="09" class="select31">September</a>
</div>
<div><a data-mth="10">October</a></div>
<div>
<a data-mth="11" class="select31">November</a>
</div>
<div><a data-mth="12">December</a></div>
</div>
<div class="year_part">
<p>Select a year</p>
<div>
<div><a>2002</a></div>
<div><a>2001</a></div>
<div><a>2000</a></div>
<div><a>1999</a></div>
<div><a>1998</a></div>
<div><a>1997</a></div>
<div><a>1996</a></div>
<div><a>1995</a></div>
<div><a>1994</a></div>
<div><a>1993</a></div>
<div><a>1992</a></div>
<div><a>1991</a></div>
<div><a>1990</a></div>
<div><a>1989</a></div>
<div><a>1988</a></div>
<div><a>1987</a></div>
<div><a>1986</a></div>
<div><a>1985</a></div>
<div><a>1984</a></div>
<div><a>1983</a></div>
<div><a>1982</a></div>
<div><a>1981</a></div>
<div><a>1980</a></div>
<div><a>1979</a></div>
<div><a>1978</a></div>
<div><a>1977</a></div>
<div><a>1976</a></div>
<div><a>1975</a></div>
<div><a>1974</a></div>
<div><a>1973</a></div>
<div><a>1972</a></div>
<div><a>1971</a></div>
<div><a>1970</a></div>
<div><a>1969</a></div>
<div><a>1968</a></div>
<div><a>1967</a></div>
<div><a>1966</a></div>
<div><a>1965</a></div>
<div><a>1964</a></div>
<div><a>1963</a></div>
<div><a>1962</a></div>
<div><a>1961</a></div>
<div><a>1960</a></div>
<div><a>1959</a></div>
<div><a>1958</a></div>
<div><a>1957</a></div>
<div><a>1956</a></div>
<div><a>1955</a></div>
<div><a>1954</a></div>
<div><a>1953</a></div>
<div><a>1952</a></div>
<div><a>1951</a></div>
<div><a>1950</a></div>
<div><a>1949</a></div>
<div><a>1948</a></div>
<div><a>1947</a></div>
<div><a>1946</a></div>
<div><a>1945</a></div>
<div><a>1944</a></div>
<div><a>1943</a></div>
<div><a>1942</a></div>
<div><a>1941</a></div>
<div><a>1940</a></div>
<div><a>1939</a></div>
<div><a>1938</a></div>
<div><a>1937</a></div>
<div><a>1936</a></div>
<div><a>1935</a></div>
<div><a>1934</a></div>
<div><a>1933</a></div>
<div><a>1932</a></div>
<div><a>1931</a></div>
<div><a>1930</a></div>
<div><a>1929</a></div>
<div><a>1928</a></div>
<div><a>1927</a></div>
<div><a>1926</a></div>
<div><a>1925</a></div>
<div><a>1924</a></div>
<div><a>1923</a></div>
<div><a>1922</a></div>
<div><a>1921</a></div>
<div><a>1920</a></div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
<div class="a_width330">
<div class="innrfildlte">
<div class="form-group">
<input type="text" class="PanVD" name="pan" id="pannumber" autocomplete="false">
<label class="pannumber" for="pannumber">PAN<span class="mandetry">*</span></label>
<a href="#;" class="panpopup">
<i class="icon-noun_Info"></i>
</a>
<div class="pantooltip_BG">
<div class="a_tooltipone pantooltip">
<div class="pandata">
<strong>PAN Card </strong>
<p>Enter the 10-digit number on your PAN Card</p>
<img src="/sites/bajaj/Insta_Pod_2/images/panCardImg.png" alt="" loading="lazy">
</div>
<a href="#;">Done</a>
</div>
</div>
<div class="errormsg">Enter a valid PAN</div>
<div class="grayLine">Your 10 digit PAN Card number</div>
</div>
</div>
</div>
<div class="a_width330">
<div class="innrfildlte">
<div class="form-group">
<input type="number" id="pinCode" name="pincode" class="PinCodeVD ui-autocomplete-input" autocomplete="off"
onkeydown="javascript: return event.keyCode === 8 || event.keyCode === 37 || event.keyCode === 39 | event.keyCode === 9 ? true : !isNaN(Number(event.key))">
<label for="pinCode">Residential PIN code<span class="mandetry">*</span></label>
<div class="errormsg">Enter a valid PIN code</div>
<a href="#;" class="openToolTip">
<i class="icon-noun_Info"></i>
</a>
<div class="pantooltip_BG">
<div class="a_tooltipone pantooltip">
<div class="pandata">
<strong>Residential PIN code</strong>
<p>Enter your 6-digit PIN code</p>
</div>
<a href="#;">Done</a>
</div>
</div>
</div>
</div>
</div>
<div class="a_width330">
<div class="innrfildltegender">
<p class="gendertitle"> Employment type <i>We need this information to generate your card offer</i>
</p>
<div class="addressradiobtn">
<label class="radioupgrade">
<input type="radio" checked="checked" name="occupation" value="SAL">
<i>Salaried</i>
</label>
</div>
<div class="addressradiobtn">
<label class="radioupgrade">
<input type="radio" name="occupation" value="SEMP">
<i>Self Employed</i>
</label>
</div>
</div>
</div>
<div class="a_width330">
<div class="innrfildltegender">
<p class="gendertitle">Gender</p>
<div class="addressradiobtn">
<label class="radioupgrade">
<input type="radio" checked="checked" name="gender" value="M">
<i>Male</i>
</label>
</div>
<div class="addressradiobtn">
<label class="radioupgrade">
<input type="radio" name="gender" value="F">
<i>Female</i>
</label>
</div>
<div class="addressradiobtn">
<label class="radioupgrade">
<input type="radio" name="gender" value="O">
<i>Other</i>
</label>
</div>
</div>
</div>
</div>
</div>
<div class="buttonPart_1">
<button class="btnstyl Subbutton pinbtn">Proceed</button>
<p> By proceeding, you agree to the <a href="#;">terms & conditions</a>
</p>
</div>
</form><form id="addressform">
<div class="detailsPart address_status">
<h2>Update address</h2>
<div>
<div class="a_width330">
<div class="innrfildlte">
<div class="form-group">
<input type="text" name="updatedAddressLine1" class="AddressVD" id="address_1" maxlength="50" autocomplete="false">
<label for="address_1">Address line 1</label>
<div class="errormsg">Enter a valid address</div>
<div class="grayLine">Enter a valid address</div>
</div>
</div>
</div>
<div class="a_width330">
<div class="innrfildlte">
<div class="form-group">
<input type="text" name="updatedAddressLine2" class="AddressVD" id="address_2" maxlength="50" autocomplete="false">
<label for="address_2">Address line 2</label>
<div class="errormsg">Enter a valid address</div>
<div class="grayLine">Enter a valid address</div>
</div>
</div>
</div>
<div class="a_width330">
<div class="innrfildlte">
<div class="form-group">
<input type="number" id="pinCode2" name="updatedPinCode" class="PinCodeVD ui-autocomplete-input" autocomplete="off"
onkeydown="javascript: return event.keyCode === 8 || event.keyCode === 37 || event.keyCode === 39 | event.keyCode === 9 ? true : !isNaN(Number(event.key))">
<label for="pinCode2">PIN Code</label>
<div class="errormsg">Enter valid PIN Code</div>
<div class="grayLine">Enter valid PIN Code</div>
</div>
</div>
</div>
<div class="a_width330">
<div class="innrfildlte">
<div class="form-group">
<input type="text" name="updatedCity" class="AddressVD ui-autocomplete-input" id="city" maxlength="50" autocomplete="off">
<label for="city">City</label>
<div class="errormsg">Enter valid city</div>
<div class="grayLine">Enter valid city</div>
</div>
</div>
</div>
<div class="a_width330">
<div class="innrfildlte">
<div class="form-group">
<input type="text" name="updatedState" class="AddressVD" id="state" maxlength="50" autocomplete="false">
<label for="state">State</label>
<div class="errormsg">Enter valid state</div>
<div class="grayLine">Enter valid state</div>
</div>
</div>
</div>
</div>
</div>
<div class="detailsPart relation_status">
<div class="relationTitle">
<h2>Relationship details</h2>
<p>Please select relationship type and enter relationship name</p>
</div>
<div class="a_width330">
<div class="innrfildltegender">
<div class="addressradiobtn">
<label class="radioupgrade">
<input type="radio" checked="checked" name="relation_name" id="mother" value="Mother">
<i>Mother</i>
</label>
</div>
<div class="addressradiobtn">
<label class="radioupgrade">
<input type="radio" name="relation_name" id="father" value="Father">
<i>Father </i>
</label>
</div>
<div class="addressradiobtn">
<label class="radioupgrade">
<input id="spouse" type="radio" name="relation_name" value="Spouse">
<i>Spouse</i>
</label>
</div>
</div>
</div>
<div class="a_width330">
<div class="innrfildlte">
<div class="form-group">
<input type="text" class="FullNameVD" id="fullname_2" autocomplete="off" maxlength="150">
<label for="fullname_2">Relationship Name</label>
<div class="errormsg">Enter valid full name</div>
<div class="grayLine">Please enter your relationship name</div>
</div>
</div>
</div>
</div>
<div class="buttonPart_2">
<button class="btnstyl Subbutton proceedbtn" disabled="">PROCEED</button>
</div>
</form>POST https://payment.bajajfinserv.in/Payments/Payment_Redirect.aspx
<form action="https://payment.bajajfinserv.in/Payments/Payment_Redirect.aspx" method="POST" id="cibilRedirect" target="_blank">
<input aria-label="chrpayment" type="text" name="msg" id="msg" value="">
<input class="hide" type="submit" value="Submit">
</form>POST
<form action="" method="POST" id="paymentgate">
<input aria-label="payment" class="hide" type="text" name="msg" id="paymentRequest" value="">
<input class="hide" type="submit" value="Submit">
</form>POST
<form action="" method="POST" id="mandateRedirect">
<button aria-hidden="true" class="hide" type="submit" value="Save"></button>
</form>Text Content
Insta EMI Card
Insta EMI Card
Why get Insta EMI card from Bajaj Finserv?
* Get your favourite products on No Cost EMIs
* Shop with any of our 1 lakh+ offline partners or multiple online partners
* Digital card is activated instantly
GET YOUR INSTA EMI CARD
Complete the 3-step process and convert your purchases into No Cost EMIs
YOU CAN HAVE A CARD LIMIT OF UP TO
Rs. 2,00,000
XXXX XXXX XXXX XXXX
Member Since
XX/XXXX
Valid Till
XX/XXXX
Easy online & offline shopping
Verify your mobile number
Mobile number
+91
Enter your 10-digit mobile number
An OTP will be sent to this number for verification
Why do we need your phone number?
* To register and send all future communication regarding Insta EMI Card
Generate OTP
By proceeding, you agree to BFL terms & conditions
Please check
Rs. 530
Amount to be paid
Amount breakup
* Card Fee
Rs. 449
* GST
Rs. 81
* Total Amount
Rs. 530
*Annual fee of Rs. 117 will not be applicable if a loan is availed using EMI
Network Card in the preceding year
Got It
GET IT NOW
OTP Sent
Enter the OTP sent to +91 XXXXXXXXXX
Enter One Time Password (OTP)
Enter a valid OTP
Resend OTP in 00:60 seconds
Resend OTP
SUBMIT OTP
BENEFITS OF THE INSTA EMI CARD
100%
digital process
30 seconds
approval time
Instant
card activation
1mn+
products on No Cost EMIs
Up to 24 months
tenor options
3000+
locations covered
SHOP FROM YOUR FAVOURITE BRANDS
Vijay Sales
Croma
Reliance Digital
Bajaj Electronics
Home Town
Bajaj Mall
Flipkart
Amazon
Make My Trip
Big Bazaar
MULTIPLE CATEGORIES USE YOUR INSTA EMI CARD TO BUY YOUR FAVOURITE PRODUCTS ON NO
COST EMIS
Previous
LED TVs
Smartphones
Refrigerators
ACs
Fashion
Furniture
Microwave Ovens
Sofas
Travel
Washing Machines
Next
Fees & Charges
Fees & Charges
Lorem Ipsum is simply dummy text of the printing and
Done
* Card Fee Rs. 449
* GST Rs. 81
* Total Rs. 530
*Annual fee of Rs. 117 will not be applicable if a loan is availed using EMI
Network Card in the preceding year
FREQUENTLY ASKED QUESTIONS
WHAT IS THE BAJAJ FINSERV INSTA EMI CARD?
The Bajaj Finserv Insta EMI Card is a payment instrument that lets you convert
all your purchases into No Cost EMIs. The Insta EMI Card involves a 100% online
application process and is activated instantly for you.
WHAT IS THE ELIGIBILITY AGE TO APPLY FOR A BAJAJ FINSERV INSTA EMI CARD?
If you are between 21 and 65 years of age, you can apply for Bajaj Finserv Insta
EMI Card.
WHAT DOCUMENTS DO I NEED TO SUBMIT TO GET AN INSTA EMI CARD?
No documents are needed to get your Insta EMI Card. All you need to do is, keep
the following details ready:
1. PAN Card
2. Aadhaar number for KYC confirmation
3. Bank a/c number and IFSC code for e-mandate registration
HOW DO I REGISTER MY E-MANDATE?
To register your e-mandate, you need to:
1. Share your bank account and IFSC code
2. Verify all the details entered by you
3. Submit OTP for validation purposes
WHAT ARE THE BENEFITS OF E-MANDATE REGISTRATION?
By registering your e-mandate, you will:
* Never miss on your EMI payments with the auto-debit feature
* Manage your loans in an efficient manner
* Not be required to submit documents at the time of purchase
HOW DO I USE THE BAJAJ FINSERV INSTA EMI CARD?
Just like the EMI Network Card, you can shop using the Insta EMI Card at any of
our online and offline partner stores on No Cost EMIs. All you need to do is
provide your card details and verify your purchase with an OTP sent to your
registered mobile number.
WHEN WILL I RECEIVE MY INSTA EMI CARD?
The Insta EMI Card is a digital card, that gets activated online instantly.
Therefore, you will not receive a physical card; simply access it on the Bajaj
Finserv app.
WHERE CAN I VIEW MY INSTA EMI CARD DETAILS?
You can view your card details on the Bajaj Finserv app.
HOW DO I VIEW MY INSTA EMI CARD DETAILS ON THE BAJAJ FINSERV APP?
Follow the below mentioned steps:
1. Download the app
2. Enter your registered mobile number
3. Submit the OTP sent to your mobile number
4. Click on 'KNOW MORE'
5. Enter your date of birth
6. View your Insta EMI Card
WHY DO I NEED THE BAJAJ FINSERV APP FOR MY INSTA EMI CARD?
With the Bajaj Finserv app, you can:
1. Access your Insta EMI Card and all related details
2. Avail offers
Previous
Akash Davange
Reviewed on 01 November 2021
*
*
*
*
*
“Unlike my other cards, the Insta EMI Card is always with me on my mobile. I can
check it anytime on the Bajaj Finserv app. Also, the Bajaj Mall has made
shopping more awesome.”
Rohit Rathore
Reviewed on 22 December 2021
*
*
*
*
*
“Fulfilled my mom’s wish list instantly! There are many products to choose from:
smartphones, laptops, rocking chairs, dresses and apparel. I use this card
online and at offline stores.”
Abey Mathew
Reviewed on 02 January 2022
*
*
*
*
*
“Got my new house upgraded with the latest appliances and home décor with the
Insta EMI Card. Be it browsing online for ACs or gift stores; shopping is now
easier and flexible.”
Anurag Gaur
Reviewed on 12 December 2020
*
*
*
*
*
“Through the Insta EMI Card, I purchased an LED TV and a smartphone at no
additional cost. Now my limit is enhanced with timely repayments. This is the
best card in the market.”
Vijay Attarde
Reviewed on 24 March 2021
*
*
*
*
*
“With this card, I bought a washing machine and refrigerator on zero down
payment. The payment tenor is flexible, and I can repay in up to 24 months.
There are a lot of product options on the Bajaj Mall. Really nice!”
Ketan Chhabra
Reviewed on 05 April 2021
*
*
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“I bought a 1.5 ton air conditioner recently with my Insta EMI Card. Thanks to
No Cost EMIs, I can pay off the entire amount easily within the next 18 months.”
Nidhi Toke
Reviewed on 07 June 2021
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*
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“I have been using the Insta EMI Card since 2020. I can make my purchases online
and offline at nearby stores and repay in easy, flexible instalments. I
recommend everyone to get the Insta EMI Card.”
Sakshi Agarwal
Reviewed on 14 July 2021
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"I got instant approval, verification, and activation for my Insta EMI Card.
Now, I do not have to worry about hefty credit card bills as I can repay in easy
monthly instalments of 24 months. Highly recommended!"
Satish Sugave
Reviewed on 27 August 2021
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“With this card, I can buy whatever I want on No Cost EMIs. The best part is I
received a shopping limit of Rs. 1,00,000. Also, all my details are safe, secure
and can be only accessed by me.”
Shashwat Verma
Reviewed on 30 August 2021
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“It took me just 3 minutes to get my Insta EMI Card. No delay in verification
and no physical delivery to wait for. The application process was 100% online,
smooth and ultra-safe.”
Akash Davange
Reviewed on 01 November 2021
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“Unlike my other cards, the Insta EMI Card is always with me on my mobile. I can
check it anytime on the Bajaj Finserv app. Also, the Bajaj Mall has made
shopping more awesome.”
Rohit Rathore
Reviewed on 22 December 2021
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“Fulfilled my mom’s wish list instantly! There are many products to choose from:
smartphones, laptops, rocking chairs, dresses and apparel. I use this card
online and at offline stores.”
Abey Mathew
Reviewed on 02 January 2022
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“Got my new house upgraded with the latest appliances and home décor with the
Insta EMI Card. Be it browsing online for ACs or gift stores; shopping is now
easier and flexible.”
Anurag Gaur
Reviewed on 12 December 2020
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“Through the Insta EMI Card, I purchased an LED TV and a smartphone at no
additional cost. Now my limit is enhanced with timely repayments. This is the
best card in the market.”
Vijay Attarde
Reviewed on 24 March 2021
*
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“With this card, I bought a washing machine and refrigerator on zero down
payment. The payment tenor is flexible, and I can repay in up to 24 months.
There are a lot of product options on the Bajaj Mall. Really nice!”
Ketan Chhabra
Reviewed on 05 April 2021
*
*
*
*
*
“I bought a 1.5 ton air conditioner recently with my Insta EMI Card. Thanks to
No Cost EMIs, I can pay off the entire amount easily within the next 18 months.”
Next
Insta EMI Card
By entering the one-time password (“OTP”) sent by Bajaj Finance Limited (“BFL”),
I am expressing my interest in availing Bajaj-Finserv Existing Member
Identification Number from BFL. I hereby confirm that I (i) am at least 18 years
of age, (ii) can understand, read and access the world wide web / internet in
English language, (iii) have read, understood and agree to be bound by the terms
in this Form (“Application Form”). Further, I agree that my action of submission
of the OTP sent by BFL, constitutes a valid acceptance by me of the terms and
conditions contained herein, which shall have binding effect on me. Also, I
understand that the terms provided below are contingent upon me providing all
the details including but not limited to KYC related details or NACH related
details as part of my application for EMI Network card, to the sole satisfaction
of BFL and BFL may at its sole and absolute discretion, without assigning any
reasons, may accept or reject my application for availing EMI Network Card In
the event my application for availing the EMI Network Card is approved by BFL, I
understand, acknowledge and agree that my application and EMI Network Card shall
be governed by the Terms and Conditions provided herein.
GENERAL TERMS & CONDITIONS
I. CUSTOMER’S REPRESENTATIONS:
I hereby state, confirm and agree as under:
1. That I have applied for Bajaj-Finserv Existing Member Identification Number
(“EMI Network Card / INSTA EMI CARD”) of type as specified in this form
(“Application Form”), from Bajaj Finance Limited (“BFL”).
2. That I hereby unconditionally acknowledge and accept that:
a. the EMI Network Card may be issued by BFL either in physical or
electronic form.
b. All particulars, information and details/information that I would provide
in relation to my application would be true, correct and up to date in
all respect and that I would not with hold any material information and I
would be obligated to keep BFL immediately updated of any change in the
information provided by me.
c. I hereby authorize BFL to verify/check/obtain/download my KYC details
from the CKYC Registry; (i) by verifying such details through the CKYC
number (i.e., KYC Identifier Number- KIN) provided by me or (ii) by
obtaining such CKYC number/KIN, through details shared by me as part of
this Application Form.
d. In the event, KYC is processed through OKYC, I hereby voluntarily consent
at my own discretion to share the XML file containing my Aadhaar
information to BFL & its permitted assigns / affiliates for the purpose
of establishing my identity through such acceptable manner in terms of
UIDAI guidelines or under any Act of law from time to time. I hereby also
expressly declare that:
i. My XML file containing my Aadhaar details will be used for KYC (Know
Your Customer) purposes only to avail financial facilities from BFL
and that the information submitted by me to BFL shall not be used
for any other purpose, unless the same is required under any law;
ii. During offline verification process, my information such as Name,
Photo, Date of Birth, Email ID, Mobile Number, Age, Gender, and
address may be verified by BFL,
iii. I will be required to submit any other officially valid document
(OVD) / Deemed to be OVD in place of Aadhaar.
e. I shall submit any/all documents, in such form and manner as may be
required by BFL in relation to my application, including but not limited
to details as may be required for completion of my KYC requirement by
BFL. Further in case of any changes in my registered KYC or bank account
details, I will promptly update such changes with BFL.
f. I shall make payment of the applicable fee and/or charges, as specified
herein by BFL with respect to EMI Network Card and as more specifically
detailed under Annexure I, below or such other fees/charges as provided
on https://www.bajajfinserv.in/all-fees-and-charges-new#iec.
g. I hereby agree to pay the Joining Fee as detailed under Annexure I below
to BFL, for availing the EMI Network Card, however in case I wish to
avail the “pay at store” option for payment of Joining Fee or such other
fee as detailed under Annexure I, than same shall added to the first
Monthly Instalment or first down payment of the loan availed through EMI
Network Card.
h. I understand that my application shall be rejected by BFL, if all the
documents as required by BFL are not furnished (in such form and manner
acceptable to BFL), within the aforementioned timeline.
i. I understand that the aforesaid fee and/or charges are subject to changes
and are non-refundable and non-transferable.
j. That I have read and understood the Master Terms and Conditions
applicable to Loans for Consumer Durable, Digital, Life style products &
EMI Network Cards (“Master Terms”) prescribed by BFL and available on
website: Master_TnC_EMI_Card and understand the applicability of the same
for issuance and usage of EMI Network Card and hereby agree to be bound
by the same at all times including any additions/amendments thereto from
time to time. I agree to keep myself updated of any revisions in the
Master Terms as may be communicated by BFL through any Acceptable Means
of Communication (as defined in the Master Terms).
k. I shall keep my credentials including the login id and password/PIN
issued by BFL and/or reset by me (“Credential”) as confidential and not
to share the same with any person/third party. Any use or misuse of the
credentials including the transactions carried out using the credentials
shall be my sole responsibility and BFL shall not be held responsible for
any loss/damage incurred on account of such use or misuse.
3. I authorize BFL
a. To exchange, share or part with all information relating to this
application to credit bureaus/credit reference agencies, its group
companies, financial institutions, Credit Information Companies (‘CIC’),
Central KYC Registry (CERSAI) or any authorized third-party agency as BFL
may deem necessary or appropriate for use or processing of the said
information and shall not hold BFL or any of its group companies or its/
their agents/representatives) liable for use/sharing of the information
as stated above.
b. To seek/obtain any other information, relating to me, from any third
party.
c. To procure/avail my CIBIL report and provide it to me by deducting
applicable charges for the same
d. To share certain information related to EMI Network Card, which may
include my KYC and transaction details with its business associates
(subject to confidentiality restrictions) for integrating the EMI Network
Card usage on such business associate’s website/ wallet, etc. as may be
required for facilitating my use of EMI Network Card.
4. I hereby expressly consent for paying a Loan Enhancement Fee, in case where
BFL allows to approve the Loan transaction amount over and above my EMI Card
loan limit, as per its internal risk/credit policies and at its sole and
absolute discretion. It is hereby clarified that payment of such fee would
not enhance my overall EMI card loan limit. Further I agree that payment of
such fee would be added to the first EMI/monthly instalment of my Loan
transaction
5. I hereby authorize group companies, affiliates and/or business associates of
BFL and their respective representatives to send me communications regarding
loans, insurance and third-party products and services, availed by me
through this Application Form, through telephone
calls/SMSs/emails/post/WhatsApp etc. including but not limited to
promotional communications. I understand that I can at any time opt to
withdraw my consent to receive any communication.
6. That this Application Form, together with all its contents may be submitted
to/contained herein:
a. The subsidiaries, group companies, partners affiliates of BFL, any
service provider/third party with reference to rendering services in
connection with the product(s) availed by me.
b. to any Regulator, Court, Law enforcement agency, Quasi-Judicial authority
etc. on a need-to-need basis.
II. EMI NETWORK CARD TERMS:
1. EMI Network Card is neither a credit card nor a stored value card, etc. and
is used only for authentication of Customer’s identity while providing the
Loan.
2. All EMI Network Cardholders, who have not availed loan using the EMI
Network Card in the preceding year, will be charged an Annual Fee, as
detailed in Annexure I below. Preceding year will be calculated starting
the issuance month mentioned on the EMI Network Card.
1. For example: If the EMI Network Card is issued in the month of February
2019 (referred to as ‘Member Since’, on the EMI Network Card) the date
for payment of the annual fee will be March 2020.
3. For each valid transaction initiated and approved by the BFL on the EMI
Network Card, a new Loan account will be created by BFL, provided that BFL
may at its sole discretion reject such transaction initiated through the
EMI Network Card. Further BFL may require additional documentation from the
Customer for approving the said loan transaction.
4. BFL may at any time, at its sole discretion and without assigning any
reason, decide to withdraw the EMI Network Card service and/ or terminate
any specific EMI Network Card and will have no liability to the EMI Network
Card-holder or any other person in this regard.
5. BFL is not an issuer/provider of the products purchased/services availed by
the Customer through the EMI Network Card. Accordingly, BFL shall not be
responsible for the quality or any assurances and/or representations made
in relation to such products/services provided by third parties. BFL shall
not be liable for any delay in delivery or no-delivery of product and/or
with respect to the quantity, quality, conditions, fitness, suitability or
otherwise whatsoever of the product.
6. The NACH mandate given by Customer in favour of BFL can be used to recover
all Outstanding amount including fees, penalties, cost and other applicable
charges in connection with any Loan availed by the Customer from BFL.
7. Terms used but not defined herein shall have the meaning ascribed to them
in the Master Terms
8. In the event of an unauthorized access to or use of an EMI Network Card,
EMI Network Cardholder shall immediately inform BFL and call/write to BFL’s
Customer Care on 8698010101 and request for blocking the earlier EMI
Network Card.
9. BFL Customer Care Contact details:
* For any queries, visit our website https://www.bajajfinserv.in/reach-us.
Select the <Email Us> tab and follow the directions to get your query
resolved.
* EMI Network Cardholders may also call BFL Customer Care for any
grievances/queries related to EMI Network Card at 8698010101. This is not
a toll-free number and normal call charges will be applicable
10. The Customer has given or shall give NACH mandate or any other electronic
mandate in favour of BFL covering all the Outstanding's. The NACH mandate
or any other electronic mandate given or to be given in favour of BFL by
the Customer holding the primary EMI Network Card, shall also cover all
Outstanding's in relation to the Add-on EMI Card linked to such Customer’s
EMI Card.
11. The Customer shall observe and perform all the obligations as provided
herein and as provided under the Master Terms. The EMI Customer holding the
primary EMI Network Card shall observe and perform all obligations under
the Master Terms in relation to the Loan(s) availed using the Add-on EMI
Card linked to the primary EMI Network Card including but not limited to
the terms governing repayment.
12. The Customer hereby agrees and acknowledges to perform his/her first
transaction through the EMI Network Card at physical partner store of BFL
(i.e BFL empanaled merchants and dealers https://bit.ly/34K4bc8).
III. EMI NETWORK CARD USAGE:
1. The usage of the EMI Network Card is subject to the terms and conditions
mentioned in this application and Master Terms accessible on
Master_TnC_EMI_Card as may be amended by BFL from time to time.
2. The usage of the EMI Network Card would be construed as the deemed
acceptance of the Master Terms controlling the EMI Network Card.
3. By using the EMI Network Card, the customer may engage in the following
transactions:
a. use it for identification/authentication for availing finance facility
from BFL.
b. To avail loan for purchasing a Consumer Durable (CD) (LED, refrigerator,
AC, smartphones, laptops etc.), Lifestyle (LSF) (furniture, life care
elective procedures, educational services etc.) or Retail (apparel,
footwear, small appliances, travel, coaching classes, hotels, flights,
eyewear, accessories etc.) product, from outlets/stores owned and
operated by Dealers & POS – Online & Offline, and such other products as
may be authorized by BFL from time to time. (“Products”) from the Dealers
empanelled with BFL on equated monthly instalments from BFL where EMI
Network Card is available & authorized;
c. enquire about the available loan amount for CD, LSF or Retail purchase;
and/or enquire about personal loan eligibility and/or apply for the same
at BFL’s call centre, branch or online customer portal;
4. EMI Network Card shall not be used for any unlawful / unauthorized purpose.
5. By providing/entering the EMI Network Card number or by providing the
registered mobile number of the cardholder (as per BFL’s records) at
Merchant Counter or BFL’s branches or online platform, the issuance date and
the name of the cardholder; where the Customer is required to show one photo
identification card or enter his/her PIN or Transaction Code. Once the
Customer identity is authenticated, the EMI Network Cardholder will receive
an SMS providing the commercial terms of the proposed Loan being offered
(“Transaction SMS”) and containing a specific numeric code (the “Transaction
Code”).
6. As a token of acceptance to the terms and conditions provided in the
Transaction SMS, the customer shall convey his/her acceptance by entering
the PIN or Transaction Code or OTP at the counter or BFL branch or OTP at
the online platform, as the case may be.
7. BFL would charge convenience/processing fees at its sole discretion on the
Loan availed by customer using EMI Network Card, same would be communicated
to the Customer through the Transaction SMS and shall be binding on the
customer.
8. Notwithstanding anything contained in these terms, this application and
payment of Joining Fee by the Customer, use of EMI Network Card shall be
subject to below terms
i. EMI Network Card cannot be used for purchase on eCommerce platforms and
of retail (apparel, footwear, small appliances, travel, coaching
classes, hotels, eyewear, accessories etc.) products, until successful
registration of the NACH mandate for the loan availed by the Customer as
per this Application Form, and
ii. BFL may at its sole, absolute discretion and on the basis of its
internal policies (including but not limited to risk policies) reject
any transaction/authorization initiated through EMI Network Card by the
Customer
COMMUNICATIONS RELATED TERMS AND CONDITIONS
By submitting the OTP provided by BFL, I hereby expressly authorise BFL, its
group companies, affiliates and/or business associates and their respective
representatives to send me communications regarding loans, insurance and their
respective products and/or services (collectively “Other Products”) through
telephone calls/SMSs/emails/post/bots/bitly, etc. including but not limited to
promotional communications. I agree and understand that such Other Products if
availed, are governed by their own set of terms and conditions, which shall be
in addition to and not in derogation to the terms and conditions prescribed by
BFL herein. I understand that I can at any time opt not to receive any
telecommunication.
Annexure-I
(Fee and Charges)
EMI NETWORK CARD / INSTA EMI CARD
EMI Network card Fee Rs.530/- (Inclusive of applicable taxes) Add-on Card Fee
Rs.199/- (Inclusive of applicable taxes) Convenience Fee Rs. 99/- + (Applicable
taxes) will be added in the 01st EMI Loan Enhancement Fees Rs. 99/- +
(Applicable taxes) will be added in the 01st EMI Mandate Registration Charges
Rs. 118/- (Inclusive of applicable taxes) NACH/Cheque Bounce Charges Rs 450/-
(Inclusive of applicable taxes) Mandate Rejection Charges Rs. 450/- inclusive of
applicable taxes. Will be applicable if new mandate form is not registered
within 30 days from the date of rejection of previous mandate form by Customer’s
Bank for any reasons whatsoever. Penal interest Any delay in payment of Monthly
Instalment/EMI shall attract penal interest at the rate of 4% per month on the
Monthly Instalment/EMI outstanding, from the date of default until the receipt
of Monthly Instalment/EMI. Annual Fee Rs. 117/- (Inclusive of applicable taxes).
Annual fee will only be charged to the EMI Network Card holders who have not
availed any loan using the EMI Network Card in the preceding year. The duration
of the preceding year is calculated 12 months from last year’s validity month,
which is printed on the face of your EMI Network Card. For example, If the EMI
Network Card is issued in the month of February 2019 (referred to as ‘Member
Since’, on the EMI Network Card) the date for payment of the annual fee will be
March 2020.
Go to bottom CONTINUE
Insta EMI Card
Insta EMI Card
MY TRACKER
Step 01 / 03 Get Instant Approval
* Instant Approval
* Verify Details
* Activate
SHARE A FEW DETAILS TO HELP US GENERATE YOUR CARD
Full name*
Enter valid full name
As per your PAN Card
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Enter your full name as per PAN Card
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As per your PAN Card
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PAN*
PAN Card
Enter the 10-digit number on your PAN Card
Done
Enter a valid PAN
Your 10 digit PAN Card number
Residential PIN code*
Enter a valid PIN code
Residential PIN code
Enter your 6-digit PIN code
Done
Employment type We need this information to generate your card offer
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Self Employed
Gender
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Proceed
By proceeding, you agree to the terms & conditions
Insta EMI Card
By clicking on “Submit” button, I am expressing my interest in availing
Bajaj-Finserv Existing Member Identification Number from BFL. I hereby confirm
that I (i) am at least 18 years of age, (ii) can understand, read and access the
world wide web / internet in English language, (iii) have read, understood and
agree to be bound by the terms in this Form (“Application Form”). Further, I
agree that my action of clicking on “Submit” button, constitutes a valid
acceptance by me of the terms and conditions contained herein and which shall
have binding effect on me.
GENERAL TERMS & CONDITIONS
I. CUSTOMER’S REPRESENTATIONS:
I hereby state, confirm and agree as under:
1. That I have applied for Bajaj-Finserv Existing Member Identification Number
(“EMI Network Card / INSTA EMI CARD”) of type as specified in this form
(“Application Form”), from Bajaj Finance Limited (“BFL”).
2. That I hereby unconditionally acknowledge and accept that:
a. the EMI Network Card may be issued by BFL either in physical or
electronic form.
b. All particulars, information and details/information provided by me in
relation to my application are true, correct and up to date in all
respect and that I have not withheld any material information and I am
obligated to keep BFL immediately updated of any change in the
information provided by me in this Application Form.
c. I hereby authorize BFL to verify/check/obtain/download my KYC details
from the CKYC Registry; (i) by verifying such details through the CKYC
number (i.e., KYC Identifier Number- KIN) provided by me or (ii) by
obtaining such CKYC number/KIN, through details shared by me for this
Application Form.
d. In the event, KYC is processed through OKYC, I hereby voluntarily consent
at my own discretion to share the XML file containing my Aadhaar
information to Bajaj Finance Limited (“BFL”) & its permitted assigns /
affiliates for the purpose of establishing my identity through such
acceptable manner in terms of UIDAI guidelines or under any Act of law
from time to time. I hereby also expressly declare that:
a. My XML file containing my Aadhaar details will be used for KYC (Know
Your Customer) purposes only to avail financial facilities from BFL
and that the information submitted by me to BFL shall not be used for
any other purpose, unless the same is required under any law;
b. During offline verification process, my information such as Name,
Photo, Date of Birth, Email ID, Mobile Number, Age, Gender, and
address may be verified by BFL,
c. I will be required to submit any other officially valid document (OVD)
/ Deemed to be OVD in place of Aadhaar.
e. I shall submit any/all documents, in such form and manner as may be
required by BFL in relation to my application, including but not limited
to details as may be required for completion of my KYC requirement by
BFL. Further in case of any changes in my registered KYC or bank account
details, I will promptly update such changes with BFL.
f. I shall make payment of the applicable fee and/or charges, as specified
herein by BFL with respect to EMI Network Card and as more specifically
detailed under Annexure I, below.
g. I hereby agree to pay the Joining Fee, as detailed under Annexure I below
to BFL, for availing the EMI Network Card, however in case I wish to
avail the “pay at store” option for payment of Joining Fee or such other
fee as detailed under Annexure I, then same shall be added to the first
Monthly Installment or first down payment of the loan availed through EMI
Network Card.
h. I understand that on acceptance of these terms and conditions, I will be
shown/provided my tentative loan eligibility (“Tentative Eligibility”).
Further I understand that this Tentative Eligibility is not my final loan
eligibility, and my final eligibility would be communicated to me after
submission/verifications of any/all documents/details related to KYC
compliance (if any), NACH mandate registration/e-mandate registration (as
the case may be) and such other documents as BFL may require.
i. I understand that the aforesaid fee and/or charges are subject to changes
and are non-refundable and non-transferable.
j. BFL has the sole and absolute discretion, without assigning any reasons
to accept or reject my application for availing EMI Network Card.
k. That I have read and understood the Master Terms and Conditions
applicable to Loans for Consumer Durable, Digital, Life style products &
EMI Network Cards (“Master Terms”) prescribed by BFL and available on
website: Master_TnC_EMI_Card and understand the applicability of the same
for issuance and usage of EMI Network Card and hereby agree to be bound
by the same at all times including any additions/amendments thereto from
time to time. I agree to keep myself updated of any revisions in the
Master Terms as may be communicated by BFL through any Acceptable Means
of Communication (as defined in the Master Terms).
l. I shall keep my credentials including the login id and password/PIN
issued by BFL and/or reset by me (“Credential”) as confidential and not
to share the same with any person/third party. Any use or misuse of the
credentials including the transactions carried out using the credentials
shall be my sole responsibility and BFL shall not be held responsible for
any loss/damage incurred on account of such use or misuse.
3. I authorize BFL
a. To exchange, share or part with all information relating to this
application to credit bureaus/credit reference agencies, its group
companies, financial institutions, Credit Information Companies (‘CIC’),
Central KYC Registry (CERSAI) or any authorized third-party agency as BFL
may deem necessary or appropriate for use or processing of the said
information and shall not hold BFL or any of its group companies or its/
their agents/representatives) liable for use/sharing of the information
as stated above.
b. To seek/obtain any other information, relating to me, from any third
party.
c. To procure/avail my CIBIL report and provide it to me by deducting
applicable charges for the same
d. To share certain information related to EMI Network Card, which may
include my KYC and transaction details with its business associates
(subject to confidentiality restrictions) for integrating the EMI Network
Card usage on such business associate’s website/ wallet, etc. as may be
required for facilitating my use of EMI Network Card.
4. I hereby expressly consent for paying a Loan Enhancement Fee, in case where
BFL allows to approve the Loan transaction amount over and above my EMI Card
loan limit, as per its internal risk/credit policies and at its sole and
absolute discretion. It is hereby clarified that payment of such fee would
not enhance my overall EMI card loan limit. Further I agree that payment of
such fee would be added to the first emi/monthly instalment of my Loan
transaction
5. I hereby authorize group companies, affiliates and/or business associates of
BFL and their respective representatives to send me communications regarding
loans, insurance and third-party products and services, availed by me under
this Application Form, through telephone calls/SMSs/emails/post/WhatsApp
etc. including but not limited to promotional communications. I understand
that I can at any time opt to withdraw my consent to receive any
communication.
6. That this Application Form, together with all its contents may be submitted
to:
a. The subsidiaries, group companies, partners affiliates of BFL, any
service provider/third party with reference to rendering services in
connection with the product(s) availed by me.
b. to any Regulator, Court, Law enforcement agency, Quasi-Judicial authority
etc. on a need-to-need basis.
II. EMI NETWORK CARD TERMS:
1. EMI Network Card is neither a credit card nor a stored value card, etc. and
is used only for authentication of Customer’s identity while providing the
Loan.
2. All EMI Network Cardholders, who have not availed loan using the EMI
Network Card in the preceding year, will be charged an Annual Fee, as
detailed in Annexure I below. Preceding year will be calculated starting
the issuance month mentioned on the EMI Network Card.
1. For example: If the EMI Network Card is issued in the month of February
2019 (referred to as ‘Member Since’, on the EMI Network Card) the date
for payment of the annual fee will be March 2020.
3. For each valid transaction initiated and approved by the BFL on the EMI
Network Card, a new Loan account will be created by BFL, provided that BFL
may at its sole discretion reject such transaction initiated through the
EMI Network Card. Further BFL may require additional documentation from the
Customer for approving the said loan transaction.
4. BFL may at any time, at its sole discretion and without assigning any
reason, decide to withdraw the EMI Network Card service and/ or terminate
any specific EMI Network Card and will have no liability to the EMI Network
Card-holder or any other person in this regard.
5. BFL is not an issuer/provider of the products purchased/services availed by
the Customer through the EMI Network Card. Accordingly, BFL shall not be
responsible for the quality or any assurances and/or representations made
in relation to such products/services provided by third parties. BFL shall
not be liable for any delay in delivery or no-delivery of product and/or
with respect to the quantity, quality, conditions, fitness, suitability or
otherwise whatsoever of the product.
6. The NACH mandate given by Customer in favour of BFL can be used to recover
all Outstanding amount including fees, penalties, cost and other applicable
charges in connection with any Loan availed by the Customer from BFL.
7. Terms used but not defined herein shall have the meaning ascribed to them
in the Master Terms
8. In the event of an unauthorized access to or use of an EMI Network Card,
EMI Network Cardholder shall immediately inform BFL and call/write to BFL’s
Customer Care on 8698010101 and request for blocking the earlier EMI
Network Card.
9. BFL Customer Care Contact details:
* For any queries, visit our website https://www.bajajfinserv.in/reach-us.
Select the <Email Us> tab and follow the directions to get your query
resolved.
* EMI Network Cardholders may also call BFL Customer Care for any
grievances/queries related to EMI Network Card at 8698010101. This is not
a toll-free number and normal call charges will be applicable
10. The Customer has given or shall give NACH mandate or any other electronic
mandate in favor of BFL covering all the Outstanding’s. The NACH mandate or
any other electronic mandate given or to be given in favour of BFL by the
Customer holding the primary EMI Network Card, shall also cover all
Outstanding’s in relation to the Add-on EMI Card linked to such Customer’s
EMI Card.
11. The Customer shall observe and perform all the obligations as provided
herein and as provided under the Master Terms. The EMI Customer holding the
primary EMI Network Card shall observe and perform all obligations under
the Master Terms in relation to the Loan(s) availed using the Add-on EMI
Card linked to the primary EMI Network Card including but not limited to
the terms governing repayment.
12. The Customer hereby agrees and acknowledges to perform his/her first
transaction through the EMI Network Card at physical partner store of BFL
(i.e., BFL empanelled merchants and dealers https://bit.ly/34K4bc8 ).
III. EMI NETWORK CARD USAGE:
1. The usage of the EMI Network Card is subject to the terms and conditions
mentioned in this application and Master Terms accessible on
Master_TnC_EMI_Card as may be amended by BFL from time to time.
2. The usage of the EMI Network Card would be construed as the deemed
acceptance of the Master Terms controlling the EMI Network Card.
3. By using the EMI Network Card, the customer may engage in the following
transactions:
a. use it for identification/authentication for availing finance facility
from BFL.
b. To avail loan for purchasing a Consumer Durable (CD) (LED, refrigerator,
AC, smartphones, laptops etc.), Lifestyle (LSF) (furniture, life care
elective procedures, educational services etc.) or Retail (apparel,
footwear, small appliances, travel, coaching classes, hotels, flights,
eyewear, accessories etc.) product, from outlets/stores owned and
operated by Dealers & POS – Online & Offline, and such other products as
may be authorized by BFL from time to time. (“Products”) from the Dealers
empanelled with BFL on equated monthly instalments from BFL where EMI
Network Card is available & authorized;
c. enquire about the available loan amount for CD, LSF or Retail purchase;
and/or enquire about personal loan eligibility and/or apply for the same
at BFL’s call centre, branch or online customer portal;
4. EMI Network Card shall not be used for any unlawful / unauthorized purpose.
5. 5) By providing/entering the EMI Network Card number or by providing the
registered mobile number of the cardholder (as per BFL’s records) at
Merchant Counter or BFL’s branches or online platform, the issuance date and
the name of the cardholder; where the Customer is required to show one photo
identification card or enter his/her PIN or Transaction Code. Once the
Customer identity is authenticated, the EMI Network Cardholder will receive
an SMS providing the commercial terms of the proposed Loan being offered
(“Transaction SMS”) and containing a specific numeric code (the “Transaction
Code”).
6. As a token of acceptance to the terms and conditions provided in the
Transaction SMS, the customer shall convey his/her acceptance by entering
the PIN or Transaction Code or OTP at the counter or BFL branch or OTP at
the online platform, as the case may be.
7. BFL would charge convenience/processing fees at its sole discretion on the
Loan availed by customer using EMI Network Card, same would be communicated
to the Customer through the Transaction SMS and shall be binding on the
customer.
8. Notwithstanding anything contained in these terms, this application and
payment of Joining Fee by the Customer, use of EMI Network Card shall be
subject to below terms:
i. EMI Network Card cannot be used for purchase on eCommerce platforms and
of retail (apparel, footwear, small appliances, travel, coaching
classes, hotels, eyewear, accessories etc.) products, until successful
registration of the NACH mandate for the loan availed by the Customer as
per this Application Form, and
ii. BFL may at its sole, absolute discretion and on the basis of its
internal policies (including but not limited to risk policies) reject
any transaction/authorization initiated through EMI Network Card by the
Customer
COMMUNICATIONS RELATED TERMS AND CONDITIONS
By submitting this Application Form, I hereby expressly authorise BFL, its group
companies, affiliates and/or business associates and their respective
representatives to send me communications regarding loans, insurance and their
respective products and/or services (collectively “Other Products”) through
telephone calls/SMSs/emails/post/bots/bitly, etc. including but not limited to
promotional communications. I agree and understand that such Other Products if
availed, are governed by their own set of terms and conditions, which shall be
in addition to and not in derogation to the terms and conditions prescribed by
BFL herein. I understand that I can at any time opt not to receive any
telecommunication.
Annexure-I
(Fee and Charges)
EMI NETWORK CARD / INSTA EMI CARD
EMI Network card Fee Rs.530/- (Inclusive of applicable taxes) Add-on Card Fee
Rs.199/- (Inclusive of applicable taxes) Convenience Fee Rs. 99/- + (Applicable
taxes) will be added in the 01st EMI Loan Enhancement Fees Rs. 99/- +
(Applicable taxes) will be added in the 01st EMI Mandate Registration Charges
Rs. 118/- (Inclusive of applicable taxes) NACH/Cheque Bounce Charges Rs 450/-
(Inclusive of applicable taxes) Mandate Rejection Charges Rs. 450/- inclusive of
applicable taxes. Will be applicable if new mandate form is not registered
within 30 days from the date of rejection of previous mandate form by Customer’s
Bank for any reasons whatsoever. Penal interest Any delay in payment of Monthly
Instalment/EMI shall attract penal interest at the rate of 4% per month on the
Monthly Instalment/EMI outstanding, from the date of default until the receipt
of Monthly Instalment/EMI. Annual Fee Rs. 117/- (Inclusive of applicable taxes).
Annual fee will only be charged to the EMI Network Card holders who have not
availed any loan using the EMI Network Card in the preceding year. The duration
of the preceding year is calculated 12 months from last year’s validity month,
which is printed on the face of your EMI Network Card. For example, If the EMI
Network Card is issued in the month of February 2019 (referred to as ‘Member
Since’, on the EMI Network Card) the date for payment of the annual fee will be
March 2020.
Go to bottom CONTINUE
Insta EMI Card
Insta EMI Card
MY TRACKER
Step 01 / 03 Get Instant Approval
* Instant Approval
* Verify Details
* Activate
MY TRACKER
Step 01 / 02 Get Instant Approval
* Instant Approval
* Activate
CONGRATULATIONS. YOUR APPROVED INSTA EMI CARD LIMIT IS
XX
XXXX XXXX XXXX XXXX
Valid From
XX/XXXX
Valid Till
XX/XXXX
You're just 2 steps away
Proceed
We need to verify your KYC to process your card
Proceed
Insta EMI Card
Insta EMI Card
MY TRACKER
Step 02 / 03 Verify your Details
* Instant Approval
* Verify Details
* Activate
ADDRESS DETAILS
Kindly update your current address. Address proof needs to be submitted during
your first transaction.
UPDATE ADDRESS
Address line 1
Enter a valid address
Enter a valid address
Address line 2
Enter a valid address
Enter a valid address
PIN Code
Enter valid PIN Code
Enter valid PIN Code
City
Enter valid city
Enter valid city
State
Enter valid state
Enter valid state
RELATIONSHIP DETAILS
Please select relationship type and enter relationship name
Mother
Father
Spouse
Relationship Name
Enter valid full name
Please enter your relationship name
PROCEED
Insta EMI Card
Insta EMI Card
MY TRACKER
Step 03 / 03 Activate
* Instant Approval
* Verify Details
* Activate
MY TRACKER
Step 02 / 02 Activate
* Instant Approval
* Activate
SUMMARY
* Total card limit
Rs. 1,00,000
* First transaction loan limit
Rs. 40,000
First transaction loan limit
This will be your limit only for the first transaction
Got It
USE YOUR INSTA EMI CARD AT
* Partner stores
Shop at any of our 1 lakh+ partner stores
* Bajaj Finserv online store
Shop online at bajajmall.in on No Cost EMIs
Shop online at bajajmall.in on No Cost EMIs. Start shopping online from 2nd
transaction onwards.
* E-commerce partners
Shop at any of our online partner websites like Amazon, Flipkart etc.
Shop at any of our online partner websites like Amazon, Flipkart etc. Start
shopping online from 2nd transaction onwards.
Rs. 530 Amount to be paid
Pay Now
Amount breakup
* Card Fee
Rs. 449
* GST
Rs. 81
* Total Amount (one-time)
Rs. 530
Got It
Insta EMI Card
Insta EMI Card
MY TRACKER
Step 03 / 03 Activate
* Instant Approval
* Verify Details
* Activate
MY TRACKER
Step 02 / 02 Activate
* Instant Approval
* Activate
Payment Successful
You have successfully made a payment of Rs. XXX towards your joining fee of EMI
Network Card.
* Transaction reference no.
EMI12345678900123
* Transaction status
Successful
Credit Health Report
Know your CIBIL score & get personalised Credit Health Report from at just Rs.
599 199 only
Get CIBIL Report
ONE STEP AWAY FROM INSTANT ACTIVATION
Register your e-mandate now and activate your Insta EMI Card
HOW DOES THIS HELP?
* You never miss an EMI with the auto-debit feature
* Loans are managed conveniently
* No documents required at purchase
What is E-Mandate?
An E-mandate is a confirmation given by the customer to digitally collect
recurring payments for a loan or purchase.
View Card Activate now
SAVE YOUR CARD
Saved card details ensure a better shopping experience
GOT IT
Insta EMI Card
Insta EMI Card
Hello,
Get your Credit Health Report in just 2 minutes
VIEW YOUR PERSONALIZED CREDIT HEALTH REPORT IN JUST 3 STEPS
* Select payment option
Pay Rs. 199 to purchase your Credit Report
* View your Credit Report
Get access to your latest Credit Report
* Download Credit Report
You can download the report for reference
WHAT'S IN YOUR CREDIT HEALTH REPORT?
* Detailed analysis of your credit score
* View your account summary
* Personalized loan and credit card offers
* Insights to improve your credit health
BACK GET REPORT
By clicking on GET REPORT you agree to Bajaj Finance Limited and CIBIL Terms and
Conditions
Insta EMI Card
TERMS OF UNDERSTANDING:
1. I declare that all the particulars and information provided by me to Bajaj
Finance Ltd. (“BFL”) for availing of my credit report from TransUnion CIBIL
Limited (“Credit Report”) are true, correct, complete and up-to-date in all
respects and that I have not withheld any information whatsoever.
2. If I express interest to avail of any product/service, I authorize BFL to
exchange, share all information and details as provided by me for availing
of the credit report and for promotion/communication purpose to BFL’s
business partners/group companies//permitted assigns,
affiliate/subsidiaries/agents/service provider/representatives/empanelled
merchants (collectively referred to as “Assigns”) and any third party
including but not limited to, banks, financial institutions, credit bureaus,
telecommunication companies, statutory bodies, empanelled merchants, central
KYC registry, Reserve Bank of India, GST portal, CIBIL/CRISIL/any credit
rating agency/credit information company, information utility, NSDL
e-Governance Infrastructure Limited (NSDL)/ UTI Infrastructure Technology
and Services Limited (UTIITSL) for verification, personalization of products
or services, credit rating, data enrichment, marketing or promotion of BFL
services or related products or that of its assigns or for enforcement of
your obligations and I shall not hold BFL/its Assigns liable for the
use/sharing of the information as stated above. Further, if I choose to
avail of any product/service from BFL or its assigns, I authorise BFL/its
Assigns to seek/obtain any other information, relating to me, from any third
party.
3. I hereby expressly authorize BFL/its Assigns to send me transaction and/or
promotional communications and/or to avail of loans, insurance and other
products from BFL/its Assigns /or third parties through telephone
calls/SMS/emails/bitly/bots/in person communication etc. or through any
other means of physical and electronic communication.
4. I hereby understand and acknowledge that upon accessing BFL/its Assigns
platform/website, BFL/its affiliates/group companies/business partners may
access my cookies/device information and other details accessible through
the widget/lead generation page to provide customized services.
5. I further understand that if I choose to avail of any product/service from
BFL or its Assigns, I will be required to submit documents to the
satisfaction of BFL/its Assigns and accept the terms and conditions/required
formalities for availing of the product and the terms and
conditions/policies for purchase and use of the products/services of the
Assigns (if any).
6. I understand that I may withdraw my consent to receive promotional
communication or delete information shared with BFL by writing to
wecare@bajajfinserv.in
7. I understand that BFL may be required to share/transmit my information/data
through physical/electronic means and that there may be risks/loss of
information involved, which are beyond the control of BFL and I shall not
hold BFL/its Assigns liable for the same.
8. I understand and acknowledge that:
a. BFL employees/personnel/Assigns will not contact me directly for
disclosure of any sensitive and personal information unless required for
providing any product/service availed by me. Hence, I am solely
responsible to exercise proper due diligence to verify the identity of
the individual(s) contacting me before disclosing any personal and
sensitive personal data/ information such as reaching out to BFL’s
nearest branch or BFL’s official customer care number accessible on
www.bajajfinserv.in for verification/before any disclosure.
b. I hereby waive off from making any claims / demands / compensation
against BFL and its Assigns and shall be solely liable for disclosure of
any personal/sensitive personal information without exercising proper due
diligence at my end.
c. I shall undertake to only use the official website/links of BFL/its
Assigns for availing products/services by inputting the domain
information.
d. Regarding the potential risk of data/privacy breach, I confirm that I
shall be solely liable for any unauthorized disclosure/breach of data,
etc and any direct/indirect losses suffered by me due to the same. Hence,
I shall exercise utmost caution to ensure that my personal data/sensitive
personal data (including but not limited to any passwords, financial
information, account details, etc) are NOT shared/stored/made accessible
through:
i. any physical means with or without my knowledge (disclosure to any
person/third party; etc) and/or
ii. through any electronic means, by exercising the following
precautions/safety measures:
1. I shall always check if “https” appears in any website’s address
bar before making any online transaction, to ensure that the
webpage is encrypted;
2. I shall avoid using third party extensions, plug-ins or add-ons on
my web browser, as it may result in the risk of tracking or
stealing of my personal details;
3. I shall always type the information and not use the auto-fill
option on web browser to prevent the risk of storage of my
personal/sensitive personal information;
4. I shall NOT access darknet, unauthorized/suspicious websites,
suspicious online platforms, download applications from unreliable
sources.
5. I shall ensure to disable cookies before accessing any
domain/website, to ensure that my personal information is not
tracked by any third party, unless otherwise consciously permitted
by me by accepting the same;
6. I shall NOT respond to any generic emails from an
unknown/unidentified source;
7. I shall check the privacy policy of the website/application to
know the type of information that may be collected from me and the
manner in which it may be processed by the website/application
before accepting/proceeding/transaction on any
website/application;
8. I shall always verify and install authentic web/mobile
applications from reliable source on my
computer/laptop/tab/iPad/smart phone or any other electronic
device;
9. I shall NOT access any unidentified weblinks, bitly or any other
electronic links shared over electronic platform (such as email,
sms, social media, websites).
TERMS AND CONDITIONS FOR AVAILING CREDIT HEALTH REPORT:
1. I declare that all the particulars and information provided by me to Bajaj
Finance Limited. (“BFL”) for availing the credit health report product
(“Credit Health Report”) are true, correct, complete and up-to-date in all
respects and that I have not withheld any information whatsoever.
2. I understand that the Credit Health Report is generated basis information
specified in your credit report provided by TransUnion CIBIL Limited
("CIBIL Report") and the information and analysis provided by Bajaj Finance
Limited ("BFL"). With respect to the information derived from the CIBIL
Report, BFL is using the same on ‘as is’ basis. Any concerns on the CIBIL
Report or information specified on the CIBIL report is to be addressed
directly to TransUnion CIBIL Limited at info@cibil.com.
3. Pursuant to availing the Credit Health Report, I authorize BFL to exchange,
share all information and details as provided by me for availing Credit
Report and for promotion/communication purpose to BFL’s business
partners/group companies/permitted assigns,
affiliate/subsidiaries/agents/service providers/representatives/empanelled
merchants (collectively referred to as “Assigns”) and any third party
including but not limited to, banks, financial institutions, credit
bureaus, telecommunication companies, statutory bodies, empanelled
merchants, Central KYC Registry, Reserve Bank of India, GST portal,
CIBIL/CRISIL/any credit rating agency/credit information company,
Information Utility, NSDL e-Governance Infrastructure Limited (NSDL)/UTI
Infrastructure Technology and Services Limited (UTIITSL) for verification,
personalization of products or services, credit rating, data enrichment,
marketing or promotion of BFL services or related products or that of its
Assigns or for enforcement of your obligations and I shall not hold BFL/its
Assigns liable for the use/sharing of the information as stated above.
Further, I authorise BFL/its Assigns to seek/obtain any other information,
relating to me, from any third party.
4. I hereby expressly authorize BFL/ its Assigns to send me transaction and/or
promotional communications and/or to avail loans, insurance and other
products from BFL/its Assigns /or third parties through telephone
calls/SMSs/emails /bitly/bots/ in person communication etc. or through any
other means of physical and electronic communication.
5. I hereby understand and acknowledge that the features of the financial
product or service (“FPS”) of BFL mentioned in the Credit Health Report
are: i. not exhaustive and ii. may be provided subject to fulfilment of all
criteria specified by BFL and in BFL’s sole discretion. Further, third
party products/services that are distributed by BFL shall be governed by
third party terms. I shall exercise diligence prior to making an
application for availing FPS or third-party products.
6. For any clarification on the FPS/third party products, you may reach out to
us on wecare@bajajfinserv.in or +91 8698010101. Please note that the
information in this report, including information regarding timelines,
amounts and figures are indicative only and are subject to change at any
given time at the discretion of BFL.
7. For any clarification on the FPS/third party products, you may reach out to
us on wecare@bajajfinserv.in or +91 8698010101. Please note that the
information in this report, including information regarding timelines,
amounts and figures are indicative only and are subject to change at any
given time at the discretion of BFL.
8. DISCLAIMER: All information contained in this report has been collated
basis your Credit Information Report powered and prepared by CIBIL and the
information provided by you to BFL. Consequently, BFL does not in any
manner guarantee, represent and/or warrant the totality, accuracy, adequacy
and/or completeness of this report and/or any information and/or material
contained therein and expressly disclaim any liability for any errors
and/or omissions in this report and/or any information and/or material
contained in the report. While the aim is to provide information that will
help consumers to manage their credit and debt, this information should not
be considered as an advice or opinion whether legal, financial or
otherwise. Such advice must be specific to the various circumstances of
each person's situation and the general information provided in this report
should not be used as a substitute for the advice of competent advisor
including any legal and/or financial advisor/counsel. BFL or its holding
company/group companies/subsidiaries shall not be liable for any loss,
cost, damage and/or consequence as a result of reliance by
you/customer/consumer/any other person on the report or any information
and/or material contained herein.
9. I hereby understand and acknowledge that upon accessing BFL/its Assigns
platform/website, BFL/its affiliates/group companies/business partners may
access my cookies/device information and other details accessible through
the Widget/lead generation page to provide customized services.
10. I further understand that if I choose to avail any product/service from BFL
or its Assigns, I will be required to submit documents to the satisfaction
of BFL/its Assigns and accept the terms and conditions/required formalities
for availing the Product and the terms and conditions/ policies for
purchase and use of the products/services of the Assigns (if any).
11. I understand that I may withdraw my consent to receive promotional
communication or delete information shared with BFL by writing to
wecare@bajajfinserv.in
12. I understand that BFL may be required to share/transmit my information/data
through physical/electronic means and that there may be risks/loss of
information involved which are beyond the control of BFL and I shall not
hold BFL/its Assigns liable for the same.
13. I understand and acknowledge that:
a. BFL employees/personnel/Assigns will not contact me directly for
disclosure of any sensitive and personal information unless required for
the providing any product/service availed by me. Hence, I am solely
responsible to exercise proper due diligence to verify the identity of
the individual(s) contacting me before disclosing any personal and
sensitive personal data / information such as reaching out to BFL’s
nearest branch or BFL’s official customer care number accessible on
www.bajajfinserv.in for verification/before any disclosure.
b. I hereby waive off from making any claims / demands / compensation
against BFL and its Assigns and shall be solely liable for disclosure of
any personal/sensitive personal information without exercising proper
due diligence at my end.
c. I shall undertake to only use the official website/links of BFL/its
Assigns for availing products/services by inputting the domain
information.
d. Regarding the potential risk of data/privacy breach, I confirm that I
shall be solely liable for any unauthorized disclosure/breach of data,
etc and any direct/indirect losses suffered by me due to the same.
Hence, I shall exercise utmost caution to ensure that my personal
data/sensitive personal data (including but not limited to any
passwords, financial information, account details, etc) are NOT
shared/stored/made accessible through:
i. any physical means with or without my knowledge (disclosure to any
person/third party; etc) and/or
ii. through any electronic means, by exercising the following
precautions/safety measures:
1. I shall always check if “https” appears in any website’s address
bar before making any online transaction, to ensure that the
webpage is encrypted;
2. 2I shall avoid using third party extensions, plug-ins or add-ons
on my web browser, as it may result in the risk of tracking or
stealing of my personal details;
3. I shall always type the information and not use the auto-fill
option on web browser to prevent the risk of storage of my
personal/sensitive personal information;
4. I shall NOT access darknet, unauthorized/suspicious websites,
suspicious online platforms, download applications from
unreliable sources.
5. I shall ensure to disable cookies before accessing any
domain/website, to ensure that my personal information is not
tracked by any third party, unless otherwise consciously
permitted by me by accepting the same;
6. I shall NOT respond to any generic emails from an
unknown/unidentified source;
7. I shall check the Privacy Policy of the website/application to
know the type of information that may be collected from me and
the manner in which it may be processed by the
website/application before accepting/proceeding/transaction on
any website/application;
8. I shall always verify and install authentic web/mobile
applications from reliable source on my
computer/laptop/tab/ipad/smart phone or any other electronic
device;
9. I shall NOT to access any unidentified weblinks, bitly or any
other electronic links shared over electronic platform (such as
email, sms, social media, websites).
14. The payment of Rs.199 for your Bajaj Finserv Credit Health Report is
non-refundable. Once the transaction is successful and the amount is
deducted, said amount shall not be refunded.
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Insta EMI Card
USER CONSENT FOR DELIVERY OF PRODUCT
In connection with submission of the application for receiving my credit
information offered by TransUnion CIBIL Limited (TU CIBIL) ( “Product” ) through
submission of request form ( “Product Request” ) through Bajaj Finance Limited
(referred to as the “Agent” ) and delivery of the Product to me/the Agent on my
behalf, I hereby acknowledge and agree to the following:
1. The Agent is my lawfully appointed agent and he / it has agreed to be my
agent for the purposes, including, without limitation, to receive the
Product from TU CIBIL on my behalf and use it in the manner consistent with
the end-use policy of my Agent (“Agent’s End Use Policy” ) or the
understanding between me and my Agent (“Terms of Understanding” ), as the
case may be, and the Agent has granted its consent for being appointed for
the aforesaid purpose.
2. I grant my unconditional consent to the Agent to receive the Product from
TU CIBIL on my behalf and use it in the manner consistent with the Agent’s
End Use Policy or the Terms of Understanding, as the case may be, and the
Agent has granted its consent for being appointed for the aforesaid
purpose. I hereby represent and acknowledge that: (a) I have carefully read
the terms and conditions of the Agent’s End Use Policy and understood the
same; or (b) the Terms of Understanding in relation to the use of the
Product has been agreed between me and my Agent.
3. I hereby expressly grant unconditional consent to, and direct, TU CIBIL to
deliver the Product to the Agent on my behalf.
4. I shall not hold TU CIBIL responsible or liable for any loss, claim,
liability, or damage of any kind resulting from, arising out of, or in any
way related to: (a) delivery of the Product to the Agent; (b) any use,
modification or disclosure by the Agent of the contents, in whole or in
part, of the Product, whether authorized or not; (c) any breach of
confidentiality or privacy in relation to delivery of the Product to the
Agent; (d) for any use made by the Agent which is contrary to the Agent’s
End Use Policy or Terms of Understanding or otherwise.
5. I acknowledge and accept that: (a) TU CIBIL has not made any promises or
representations to me in order to induce me to provide the Product Request
or seek any consent or authorization in this regard; and (b) the
implementation of the Agent’s End Use Policy or Terms of Understanding is
solely the responsibility of the Agent.
6. I agree that I may be required to record my consent / provide instructions
electronically and in all such cases I understand that by clicking on the
"I Accept" or “Submit” button belowor entering the one-time password
received on the mobile number provided by me, I am providing "written
instructions" to Agent authorizing Agent to obtain my Consumer Credit
Information from my personal credit profile from TransUnion CIBIL LIMITED,
[formerly known as Credit Information Bureau (India) Limited]]. I further
authorize Agent to obtain such information solely to confirm my identity
and deliver Product to me. Further in all such cases “By checking this box
and clicking on the ‘Authorize/ Submit button, I agree to the terms and
conditions, acknowledge receipt of TU CIBIL privacy policy and agree to its
terms, and confirm my authorization for TU CIBIL to obtain my Consumer
Credit Information .
7. I understand that in order to deliver the Product to me, I hereby authorize
Agent, to obtain my Consumer Credit Information from TU CIBIL.
8. By submitting this registration form, I understand that I am providing
express written instructions for Agent to request and receive information
about me from third parties, including but not limited to a copy of my
consumer credit report and score from consumer reporting agencies, at any
time for so long as I have an active Agent account. I further authorize
Agent to retain a copy of my information for use in accordance with Agent’s
Terms of Use and Privacy Policy.
9. I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE”
BASIS AND TU CIBIL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE
WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND
NON-INFRINGEMENT.
10. I shall not sue or otherwise make or present any demand or claim, and I
irrevocably, unconditionally and entirely release, waive and forever
discharge TU CIBIL, its officers, directors, employees, agents, licensees,
affiliates, successors and assigns, jointly and individually (hereinafter
“Releasee”), from any and all manner of liabilities, claims, demands,
losses, claims, suits, costs and expenses (including court costs and
reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether
known or unknown, which I ever had, now have, or in the future may have
against the Releasee with respect to the submission of the Product Request
and / or my decision to provide TU CIBIL with the authority to deliver the
Product to the Agent. I agree to defend, indemnify, and hold harmless the
Releasee from and against any and all Losses resulting from claims made
against TU CIBIL by third parties arising from and in connection with this
letter.
11. I agree that the terms of this confirmation letter shall be governed by the
laws of India and shall be subject to the exclusive jurisdiction of the
courts located in Mumbai in regard to any dispute arising hereof. TU CIBIL
is entitled to assign its rights hereunder to any third person without
taking my prior written consent.
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XXXX XXXX XXXX XXXX
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* Card status
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* Card number
* Total loan limit
Rs. 1,00,000
* First transaction loan limit
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* Mandate Ref Number 12345678912345
* Mandate Date 23 Oct 2021
* Transaction Ref Number 123412341234
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FAQs
WHAT IS THE BAJAJ FINSERV INSTA EMI CARD?
The Bajaj Finserv Insta EMI Card is a payment instrument that lets you convert
all your purchases into No Cost EMIs. The Insta EMI Card involves a 100% online
application process and is activated instantly for you.
WHAT IS THE ELIGIBILITY AGE TO APPLY FOR A BAJAJ FINSERV INSTA EMI CARD?
If you are between 21 and 65 years of age, you can apply for Bajaj Finserv Insta
EMI Card.
WHAT DOCUMENTS DO I NEED TO SUBMIT TO GET AN INSTA EMI CARD?
No documents are needed to get your Insta EMI Card. All you need to do is, keep
the following details ready:
1. PAN Card
2. Aadhaar number for KYC confirmation
3. Bank a/c number and IFSC code for e-mandate registration
HOW DO I REGISTER MY E-MANDATE?
To register your e-mandate, you need to:
1. Share your bank account and IFSC code
2. Verify all the details entered by you
3. Submit OTP for validation purposes
WHAT ARE THE BENEFITS OF E-MANDATE REGISTRATION?
By registering your e-mandate, you will:
* Never miss on your EMI payments with the auto-debit feature
* Manage your loans in an efficient manner
* Not be required to submit documents at the time of purchase
HOW DO I USE THE BAJAJ FINSERV INSTA EMI CARD?
Just like the EMI Network Card, you can shop using the Insta EMI Card at any of
our online and offline partner stores on No Cost EMIs. All you need to do is
provide your card details and verify your purchase with an OTP sent to your
registered mobile number.
WHEN WILL I RECEIVE MY INSTA EMI CARD?
The Insta EMI Card is a digital card, that gets activated online instantly.
Therefore, you will not receive a physical card; simply access it on the Bajaj
Finserv app.
WHERE CAN I VIEW MY INSTA EMI CARD DETAILS?
You can view your card details on the Bajaj Finserv app.
HOW DO I VIEW MY INSTA EMI CARD DETAILS ON THE BAJAJ FINSERV APP?
Follow the below mentioned steps:
1. Download the app
2. Enter your registered mobile number
3. Submit the OTP sent to your mobile number
4. Click on 'KNOW MORE'
5. Enter your date of birth
6. View your Insta EMI Card
WHY DO I NEED THE BAJAJ FINSERV APP FOR MY INSTA EMI CARD?
With the Bajaj Finserv app, you can:
1. Access your Insta EMI Card and all related details
2. Avail offers
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FREQUENTLY ASKED QUESTIONS
WHAT IS THE BAJAJ FINSERV INSTA EMI CARD?
The Bajaj Finserv Insta EMI Card is a payment instrument that lets you convert
all your purchases into No Cost EMIs. The Insta EMI Card involves a 100% online
application process and is activated instantly for you.
WHAT IS THE ELIGIBILITY AGE TO APPLY FOR A BAJAJ FINSERV INSTA EMI CARD?
If you are between 21 and 65 years of age, you can apply for Bajaj Finserv Insta
EMI Card.
WHAT DOCUMENTS DO I NEED TO SUBMIT TO GET AN INSTA EMI CARD?
No documents are needed to get your Insta EMI Card. All you need to do is, keep
the following details ready:
1. PAN Card
2. Aadhaar number for KYC confirmation
3. Bank a/c number and IFSC code for e-mandate registration
HOW DO I REGISTER MY E-MANDATE?
To register your e-mandate, you need to:
1. Share your bank account and IFSC code
2. Verify all the details entered by you
3. Submit OTP for validation purposes
WHAT ARE THE BENEFITS OF E-MANDATE REGISTRATION?
By registering your e-mandate, you will:
* Never miss on your EMI payments with the auto-debit feature
* Manage your loans in an efficient manner
* Not be required to submit documents at the time of purchase
HOW DO I USE THE BAJAJ FINSERV INSTA EMI CARD?
Just like the EMI Network Card, you can shop using the Insta EMI Card at any of
our online and offline partner stores on No Cost EMIs. All you need to do is
provide your card details and verify your purchase with an OTP sent to your
registered mobile number.
WHEN WILL I RECEIVE MY INSTA EMI CARD?
The Insta EMI Card is a digital card, that gets activated online instantly.
Therefore, you will not receive a physical card; simply access it on the Bajaj
Finserv app.
WHERE CAN I VIEW MY INSTA EMI CARD DETAILS?
You can view your card details on the Bajaj Finserv app.
HOW DO I VIEW MY INSTA EMI CARD DETAILS ON THE BAJAJ FINSERV APP?
Follow the below mentioned steps:
1. Download the app
2. Enter your registered mobile number
3. Submit the OTP sent to your mobile number
4. Click on 'KNOW MORE'
5. Enter your date of birth
6. View your Insta EMI Card
WHY DO I NEED THE BAJAJ FINSERV APP FOR MY INSTA EMI CARD?
With the Bajaj Finserv app, you can:
1. Access your Insta EMI Card and all related details
2. Avail offers
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