wessexcb.org
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Submitted URL: https://helpdesk.wessexcb.co.uk/
Effective URL: https://wessexcb.org/freebudgetplanner
Submission: On July 26 via automatic, source certstream-suspicious — Scanned from DE
Effective URL: https://wessexcb.org/freebudgetplanner
Submission: On July 26 via automatic, source certstream-suspicious — Scanned from DE
Form analysis 1 forms found in the DOM
<form lang="en" tabindex="-1" class="😉 cog-cognito cog-form cog-93 is-default cog-cognito--styled cog-form--light-background cog-cognito--protect-css cog-form--transparent-background"
data-width="1300 1200 1100 1000 900 800 700 650 625 600 575 550 525 500 475 450 425 400 375 350 325 300 275 250 225 200">
<div class="cog-form__container">
<div class="cog-form__content"><!---->
<div class="cog-body"><!---->
<div data-page="1" class="cog-page cog-wrapper cog-transition-ltr">
<div class="cog-row">
<section aria-labelledby="cog-0" tabindex="-1" class="cog-section cog-col cog-col--24 cog-field--167">
<div class="cog-section__inner cog-section__inner--no-background "><!----> <!---->
<div class="cog-row">
<div class="cog-field cog-field--20 cog-col cog-col--8 cog-text cog-text--singleline"><label id="cog-1-label" for="cog-1" class="cog-label"> Hello, what's your first name?<!----> <!----> <!----></label>
<div class="cog-input">
<div class="el-input"><!----><input type="text" autocomplete="off" id="cog-1" placeholder="" class="el-input__inner"><!----><!----><!----><!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
<div class="cog-row">
<section aria-labelledby="cog-2" tabindex="-1" class="cog-section cog-col cog-col--24 cog-field--1">
<div class="cog-section__inner cog-section__inner--no-background "><!----> <!---->
<div class="cog-row">
<section aria-labelledby="cog-59" tabindex="-1" class="cog-section cog-repeating-section cog-col cog-col--24 cog-section--heading cog-field--5 show-remove-button">
<div class="cog-section__inner">
<h4 id="cog-59" class="cog-section__heading cog-heading"> EMPLOYED INCOME <!----></h4>
<div class="cog-helptext cog-html">
<p><em>You can add another employment you have (or a partners employment if this anaylsis is joint).</em></p>
</div> <span>
<div class="cog-row">
<section tabindex="-1" class="cog-section cog-repeating-section__section cog-col cog-col--24 cog-section--heading" aria-labelledby="cog-59-0">
<div class="cog-section__inner cog-section__inner--background ">
<h4 id="cog-59-0" class="cog-repeating-section__heading cog-heading"><button type="button" class="el-button cog-repeating-section__remove-button el-button--default cog-button--no-style"
title="Remove Employment 1"><!----><!----><span><!----> <svg viewBox="0 0 18 18" focusable="false" class="cog-icon cog-i-ex-outline">
<defs></defs>
<g>
<circle cx="9" cy="9" r="6.15" stroke-miterlimit="10" class="cog-i-ex-outline__circle"></circle>
<g class="cog-i-ex-outline__ex">
<path d="M6.54 6.54l4.92 4.92M11.46 6.54l-4.92 4.92"></path>
</g>
</g>
</svg> <!----> </span></button> Employment 1 </h4>
<div class="cog-row">
<div class="cog-field cog-field--1 cog-col cog-col--7 cog-currency"><label id="cog-60-label" for="cog-60" class="cog-label"> Take home Pay<!----> <!----> <!----></label>
<div class="cog-input">
<div class="el-input"><!----><input type="text" autocomplete="off" id="cog-60" placeholder="" inputmode="" class="el-input__inner"><!----><!----><!----><!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div><!---->
</div>
<div class="cog-row">
<fieldset class="cog-field cog-field--3 cog-col cog-col--12 cog-choice cog-choice--radiobuttons">
<legend class="cog-label cog-offscreen"> THP<!----> <!----> <!----></legend>
<div class="cog-choice">
<div class="cog-checkable cog-input cog-inner-col cog-inner-col--no-css-columns cog-inner-col--2">
<div class="el-radio-group"><label role="radio" aria-checked="false" tabindex="0" class="el-radio cog-checkable__item cog-inner-col__item" style="order: 0;"><span class="el-radio__input"><span
class="el-radio__inner"></span><input type="radio" aria-hidden="true" tabindex="-1" class="el-radio__original" value="Weekly"></span><span class="el-radio__label">
<div class=""><!----> Weekly </div><!---->
</span></label><label role="radio" aria-checked="false" tabindex="-1" class="el-radio cog-checkable__item cog-inner-col__item" style="order: 2;"><span class="el-radio__input"><span
class="el-radio__inner"></span><input type="radio" aria-hidden="true" tabindex="-1" class="el-radio__original" value="4 weekly"></span><span class="el-radio__label">
<div class=""><!----> 4 weekly </div><!---->
</span></label><label role="radio" aria-checked="false" tabindex="-1" class="el-radio cog-checkable__item cog-inner-col__item" style="order: 1;"><span class="el-radio__input"><span
class="el-radio__inner"></span><input type="radio" aria-hidden="true" tabindex="-1" class="el-radio__original" value="Fortnightly"></span><span class="el-radio__label">
<div class=""><!----> Fortnightly </div><!---->
</span></label><label role="radio" aria-checked="false" tabindex="-1" class="el-radio cog-checkable__item cog-inner-col__item" style="order: 3;"><span class="el-radio__input"><span
class="el-radio__inner"></span><input type="radio" aria-hidden="true" tabindex="-1" class="el-radio__original" value="Monthly"></span><span class="el-radio__label">
<div class=""><!----> Monthly </div><!---->
</span></label> <!----></div>
</div>
<div class="cog-choice__placeholder cog-inner-col cog-inner-col--css-columns cog-inner-col--2">
<div>
<div class="cog-choice__checkable-placeholder cog-inner-col__item"><span>Weekly</span></div>
<div class="cog-choice__checkable-placeholder cog-inner-col__item"><span>4 weekly</span></div>
<div class="cog-choice__checkable-placeholder cog-inner-col__item"><span>Fortnightly</span></div>
<div class="cog-choice__checkable-placeholder cog-inner-col__item"><span>Monthly</span></div> <!---->
</div>
</div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</fieldset>
</div>
</div> <!---->
</section>
</div>
</span> <button type="button" class="el-button cog-button--secondary cog-repeating-section__add-button el-button--default cog-button"><!----><!----><span><span class="cog-button__icon"><svg viewBox="0 0 18 18"
focusable="false" class="cog-icon cog-i-plus">
<defs></defs>
<g>
<path d="M9 3.5v11M3.5 9h11"></path>
</g>
</svg></span> <span class="cog-button__text"> Add Employment </span> <!----> </span></button>
</div> <!---->
</section>
</div>
<div class="cog-row"><!----></div>
<div class="cog-row"><!----></div>
</div> <!---->
</section>
</div>
<div class="cog-row">
<section aria-labelledby="cog-3" tabindex="-1" class="cog-section cog-col cog-col--24 cog-section--heading cog-field--9">
<div class="cog-section__inner cog-section__inner--no-background ">
<h3 id="cog-3" class="cog-section__heading cog-heading"> Self Employed Income <!----></h3>
<div class="cog-helptext cog-html">
<p><em>If applicable</em></p>
</div>
<div class="cog-row">
<div class="cog-field cog-field--8 cog-col cog-col--8 cog-choice cog-choice--dropdown"><label id="cog-4-label" for="cog-4" class="cog-label"> Status:<!----> <!----> <!----></label>
<div class="cog-choice">
<div class="cog-picker cog-select cog-input">
<div class="el-select el-select--dropdown-bottom"><!---->
<div class="el-input el-input--suffix"><!----><input type="text" readonly="readonly" autocomplete="prevent" id="cog-4" aria-controls="cog-4-listbox" role="combobox" aria-haspopup="listbox" aria-owns="cog-4-listbox"
aria-expanded="false" class="el-input__inner" aria-activedescendant="cog-4-option-null" style="height: 38.7969px;"><!----><span class="el-input__suffix"><span class="el-input__suffix-inner"><span><svg
viewBox="0 0 18 18" focusable="false" class="cog-icon cog-i-chevron">
<g>
<path stroke-linecap="square" d="M3 7l6 6 6-6"></path>
</g>
</svg></span><i class="el-select__caret el-input__icon el-icon-arrow-up" style="display: none;"></i><!----><!----><!----><!----><!----></span><!----></span><!----><!----></div>
<div class="el-select-dropdown el-popper cog-cognito cog-93 cog-cognito--styled cog-select-popper cog-cognito--protect-css " style="display: none; min-width: 392.719px;">
<div class="el-scrollbar" style="">
<div class="el-select-dropdown__wrap el-scrollbar__wrap el-scrollbar__wrap--hidden-default">
<ul id="cog-4-listbox" role="listbox" class="el-scrollbar__view el-select-dropdown__list"><!---->
<li role="option" id="cog-4-option-null" aria-selected="false" class="el-select-dropdown__item cog-select-option--empty hover"> </li>
<li role="option" id="cog-4-option-N/a" aria-selected="true" class="el-select-dropdown__item selected" style="order: 0;">
<div class=""><!----> <!----> <span>N/a</span></div>
</li>
<li role="option" id="cog-4-option-Sole trader/partner" aria-selected="false" class="el-select-dropdown__item" style="order: 1;">
<div class=""><!----> <!----> <span>Sole trader/partner</span></div>
</li>
<li role="option" id="cog-4-option-Ltd Company" aria-selected="false" class="el-select-dropdown__item" style="order: 2;">
<div class=""><!----> <!----> <span>Ltd Company</span></div>
</li>
</ul>
</div><!----><!---->
</div><!---->
</div>
</div>
</div>
<div class="cog-choice__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
<div class="cog-row"><!----><!----></div>
<div class="cog-row"><!----></div>
<div class="cog-row"><!----><!----></div>
<div class="cog-row"><!----></div>
</div> <!---->
</section>
</div>
<div class="cog-row">
<section aria-labelledby="cog-5" tabindex="-1" class="cog-section cog-col cog-col--24 cog-section--heading cog-field--2">
<div class="cog-section__inner cog-section__inner--no-background ">
<h3 id="cog-5" class="cog-section__heading cog-heading"> TOTAL PENSION INCOME <!----></h3> <!---->
<div class="cog-row">
<fieldset class="cog-field cog-field--6 cog-col cog-col--24 cog-choice cog-choice--checkboxes">
<legend class="cog-label"> Type of pension income<!----> <!----> <!----></legend>
<div class="cog-choice">
<div class="cog-checkable cog-input cog-checkable--inline">
<div aria-label="checkbox-group" class="el-checkbox-group"><label class="el-checkbox cog-checkable__item"><span class="el-checkbox__input"><span class="el-checkbox__inner"></span><input type="checkbox"
class="el-checkbox__original" value="State pension"></span><span class="el-checkbox__label">
<div class=""><!----> State pension </div><!---->
</span></label><label class="el-checkbox cog-checkable__item"><span class="el-checkbox__input"><span class="el-checkbox__inner"></span><input type="checkbox" class="el-checkbox__original"
value="Employee pension"></span><span class="el-checkbox__label">
<div class=""><!----> Employee pension </div><!---->
</span></label><label class="el-checkbox cog-checkable__item"><span class="el-checkbox__input"><span class="el-checkbox__inner"></span><input type="checkbox" class="el-checkbox__original"
value="Private pension"></span><span class="el-checkbox__label">
<div class=""><!----> Private pension </div><!---->
</span></label> <!----></div>
</div>
<div class="cog-choice__placeholder">
<div>
<div class="cog-choice__checkable-placeholder"><span>State pension</span></div>
<div class="cog-choice__checkable-placeholder"><span>Employee pension</span></div>
<div class="cog-choice__checkable-placeholder"><span>Private pension</span></div> <!---->
</div>
</div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div>
<div class="cog-helptext cog-html">
<p>You can choose more than one type</p>
</div> <!----> <!---->
</fieldset>
</div>
<div class="cog-row">
<div class="cog-field cog-field--1 cog-col cog-col--7 cog-currency"><label id="cog-7-label" for="cog-7" class="cog-label"> Pension income<!----> <!----> <!----></label>
<div class="cog-input">
<div class="el-input"><!----><input type="text" autocomplete="off" id="cog-7" placeholder="" inputmode="" class="el-input__inner"><!----><!----><!----><!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div><!---->
</div>
<div class="cog-row">
<fieldset class="cog-field cog-field--3 cog-col cog-col--12 cog-choice cog-choice--radiobuttons">
<legend class="cog-label cog-offscreen"> PEN<!----> <!----> <!----></legend>
<div class="cog-choice">
<div class="cog-checkable cog-input cog-inner-col cog-inner-col--no-css-columns cog-inner-col--2">
<div class="el-radio-group"><label role="radio" aria-checked="false" tabindex="0" class="el-radio cog-checkable__item cog-inner-col__item" style="order: 0;"><span class="el-radio__input"><span
class="el-radio__inner"></span><input type="radio" aria-hidden="true" tabindex="-1" class="el-radio__original" value="Weekly"></span><span class="el-radio__label">
<div class=""><!----> Weekly </div><!---->
</span></label><label role="radio" aria-checked="false" tabindex="-1" class="el-radio cog-checkable__item cog-inner-col__item" style="order: 2;"><span class="el-radio__input"><span
class="el-radio__inner"></span><input type="radio" aria-hidden="true" tabindex="-1" class="el-radio__original" value="4 weekly"></span><span class="el-radio__label">
<div class=""><!----> 4 weekly </div><!---->
</span></label><label role="radio" aria-checked="false" tabindex="-1" class="el-radio cog-checkable__item cog-inner-col__item" style="order: 1;"><span class="el-radio__input"><span
class="el-radio__inner"></span><input type="radio" aria-hidden="true" tabindex="-1" class="el-radio__original" value="Fortnightly"></span><span class="el-radio__label">
<div class=""><!----> Fortnightly </div><!---->
</span></label><label role="radio" aria-checked="false" tabindex="-1" class="el-radio cog-checkable__item cog-inner-col__item" style="order: 3;"><span class="el-radio__input"><span
class="el-radio__inner"></span><input type="radio" aria-hidden="true" tabindex="-1" class="el-radio__original" value="Monthly"></span><span class="el-radio__label">
<div class=""><!----> Monthly </div><!---->
</span></label> <!----></div>
</div>
<div class="cog-choice__placeholder cog-inner-col cog-inner-col--css-columns cog-inner-col--2">
<div>
<div class="cog-choice__checkable-placeholder cog-inner-col__item"><span>Weekly</span></div>
<div class="cog-choice__checkable-placeholder cog-inner-col__item"><span>4 weekly</span></div>
<div class="cog-choice__checkable-placeholder cog-inner-col__item"><span>Fortnightly</span></div>
<div class="cog-choice__checkable-placeholder cog-inner-col__item"><span>Monthly</span></div> <!---->
</div>
</div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</fieldset>
</div>
<div class="cog-row"><!----></div>
</div> <!---->
</section>
</div>
<div class="cog-row">
<fieldset class="cog-field cog-field--14 cog-col cog-col--12 cog-yesno cog-yesno--radiobuttons">
<legend class="cog-label"> Do you receive any benefit income?<!----> <!----> <!----></legend>
<div class="cog-checkable cog-input cog-checkable--inline">
<div class="el-radio-group"><label role="radio" aria-checked="false" tabindex="-1" class="el-radio cog-checkable__item"><span class="el-radio__input"><span class="el-radio__inner"></span><input type="radio" aria-hidden="true"
tabindex="-1" class="el-radio__original" value="Yes"></span><span class="el-radio__label">
<div class=""><!----> Yes </div><!---->
</span></label><label role="radio" aria-checked="true" tabindex="0" class="el-radio cog-checkable__item is-checked"><span class="el-radio__input is-checked"><span class="el-radio__inner"></span><input type="radio"
aria-hidden="true" tabindex="-1" class="el-radio__original" value="No"></span><span class="el-radio__label">
<div class=""><!----> No </div><!---->
</span></label> <!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</fieldset>
</div>
<div class="cog-row"><!----></div>
<div class="cog-row">
<fieldset class="cog-field cog-field--16 cog-col cog-col--12 cog-yesno cog-yesno--radiobuttons">
<legend class="cog-label"> Is there other regular income not already listed?<!----> <!----> <!----></legend>
<div class="cog-checkable cog-input cog-checkable--inline">
<div class="el-radio-group"><label role="radio" aria-checked="false" tabindex="-1" class="el-radio cog-checkable__item"><span class="el-radio__input"><span class="el-radio__inner"></span><input type="radio" aria-hidden="true"
tabindex="-1" class="el-radio__original" value="Yes"></span><span class="el-radio__label">
<div class=""><!----> Yes </div><!---->
</span></label><label role="radio" aria-checked="true" tabindex="0" class="el-radio cog-checkable__item is-checked"><span class="el-radio__input is-checked"><span class="el-radio__inner"></span><input type="radio"
aria-hidden="true" tabindex="-1" class="el-radio__original" value="No"></span><span class="el-radio__label">
<div class=""><!----> No </div><!---->
</span></label> <!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</fieldset>
</div>
<div class="cog-row"><!----></div>
<div class="cog-row"><!----></div>
<div class="cog-row"><!----></div>
</div> <!---->
</section>
</div>
<div class="cog-row">
<section aria-labelledby="cog-11" tabindex="-1" class="cog-section cog-col cog-col--24 cog-section--heading cog-field--168">
<div class="cog-section__inner cog-section__inner--no-background ">
<h2 id="cog-11" class="cog-section__heading cog-heading"> EXPENDITURE <!----></h2> <!---->
<div class="cog-row">
<div class="cog-col cog-col--12">
<div class="cog-content cog-html cog-input">
<p>Please enter your monthly expenditure.</p>
</div>
</div>
</div>
<div class="cog-row">
<section aria-labelledby="cog-12" tabindex="-1" class="cog-section cog-col cog-col--24 cog-section--heading cog-field--10">
<div class="cog-section__inner cog-section__inner--no-background ">
<h3 id="cog-12" class="cog-section__heading cog-heading"> Home <!----></h3> <!---->
<div class="cog-row">
<div class="cog-field cog-field--1 cog-col cog-col--6 cog-currency"><label id="cog-13-label" for="cog-13" class="cog-label"> Mortgage/rent<!----> <!----> <!----></label>
<div class="cog-input">
<div class="el-input"><!----><input type="text" autocomplete="off" id="cog-13" placeholder="" inputmode="" class="el-input__inner"><!----><!----><!----><!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
<div class="cog-row">
<div class="cog-field cog-field--2 cog-col cog-col--6 cog-currency"><label id="cog-14-label" for="cog-14" class="cog-label"> Council tax<!----> <!----> <!----></label>
<div class="cog-input">
<div class="el-input"><!----><input type="text" autocomplete="off" id="cog-14" placeholder="" inputmode="" class="el-input__inner"><!----><!----><!----><!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
<div class="cog-row">
<div class="cog-field cog-field--11 cog-col cog-col--6 cog-currency"><label id="cog-15-label" for="cog-15" class="cog-label"> Ground rent/service charge<!----> <!----> <!----></label>
<div class="cog-input">
<div class="el-input"><!----><input type="text" autocomplete="off" id="cog-15" placeholder="" inputmode="" class="el-input__inner"><!----><!----><!----><!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
<div class="cog-row">
<div class="cog-field cog-field--3 cog-col cog-col--6 cog-currency"><label id="cog-16-label" for="cog-16" class="cog-label"> Home insurance<!----> <!----> <!----></label>
<div class="cog-input">
<div class="el-input"><!----><input type="text" autocomplete="off" id="cog-16" placeholder="" inputmode="" class="el-input__inner"><!----><!----><!----><!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
<div class="cog-row">
<div class="cog-field cog-field--4 cog-col cog-col--6 cog-currency"><label id="cog-17-label" for="cog-17" class="cog-label"> Gas<!----> <!----> <!----></label>
<div class="cog-input">
<div class="el-input"><!----><input type="text" autocomplete="off" id="cog-17" placeholder="" inputmode="" class="el-input__inner"><!----><!----><!----><!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
<div class="cog-row">
<div class="cog-field cog-field--5 cog-col cog-col--6 cog-currency"><label id="cog-18-label" for="cog-18" class="cog-label"> Electric<!----> <!----> <!----></label>
<div class="cog-input">
<div class="el-input"><!----><input type="text" autocomplete="off" id="cog-18" placeholder="" inputmode="" class="el-input__inner"><!----><!----><!----><!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
<div class="cog-row">
<div class="cog-field cog-field--6 cog-col cog-col--6 cog-currency"><label id="cog-19-label" for="cog-19" class="cog-label"> Water<!----> <!----> <!----></label>
<div class="cog-input">
<div class="el-input"><!----><input type="text" autocomplete="off" id="cog-19" placeholder="" inputmode="" class="el-input__inner"><!----><!----><!----><!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
<div class="cog-row">
<div class="cog-field cog-field--7 cog-col cog-col--6 cog-currency"><label id="cog-20-label" for="cog-20" class="cog-label"> TV subscription<!----> <!----> <!----></label>
<div class="cog-input">
<div class="el-input"><!----><input type="text" autocomplete="off" id="cog-20" placeholder="SKY / Virgin" inputmode="" class="el-input__inner"><!----><!----><!----><!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
<div class="cog-row">
<div class="cog-field cog-field--13 cog-col cog-col--6 cog-currency"><label id="cog-21-label" for="cog-21" class="cog-label"> Broadband/internet<!----> <!----> <!----></label>
<div class="cog-input">
<div class="el-input"><!----><input type="text" autocomplete="off" id="cog-21" placeholder="SKY / Virgin" inputmode="" class="el-input__inner"><!----><!----><!----><!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
<div class="cog-row">
<div class="cog-field cog-field--8 cog-col cog-col--6 cog-currency"><label id="cog-22-label" for="cog-22" class="cog-label"> TV licence<!----> <!----> <!----></label>
<div class="cog-input">
<div class="el-input"><!----><input type="text" autocomplete="off" id="cog-22" placeholder="" inputmode="" class="el-input__inner"><!----><!----><!----><!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
<div class="cog-row">
<div class="cog-field cog-field--9 cog-col cog-col--6 cog-currency"><label id="cog-23-label" for="cog-23" class="cog-label"> Home repairs<!----> <!----> <!----></label>
<div class="cog-input">
<div class="el-input"><!----><input type="text" autocomplete="off" id="cog-23" placeholder="" inputmode="" class="el-input__inner"><!----><!----><!----><!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
<div class="cog-row"><!----></div>
<div class="cog-row">
<fieldset class="cog-field cog-field--14 cog-col cog-col--12 cog-yesno cog-yesno--radiobuttons">
<legend class="cog-label"> Reveal a budgeting top tip!<!----> <!----> <!----></legend>
<div class="cog-checkable cog-input cog-checkable--inline">
<div class="el-radio-group"><label role="radio" aria-checked="false" tabindex="-1" class="el-radio cog-checkable__item"><span class="el-radio__input"><span class="el-radio__inner"></span><input type="radio"
aria-hidden="true" tabindex="-1" class="el-radio__original" value="Yes"></span><span class="el-radio__label">
<div class=""><!----> Yes </div><!---->
</span></label><label role="radio" aria-checked="true" tabindex="0" class="el-radio cog-checkable__item is-checked"><span class="el-radio__input is-checked"><span class="el-radio__inner"></span><input type="radio"
aria-hidden="true" tabindex="-1" class="el-radio__original" value="No"></span><span class="el-radio__label">
<div class=""><!----> No </div><!---->
</span></label> <!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</fieldset>
</div>
<div class="cog-row"><!----></div>
<div class="cog-row">
<section aria-labelledby="cog-25" tabindex="-1" class="cog-section cog-col cog-col--22 cog-section--heading cog-field--10">
<div class="cog-section__inner cog-section__inner--no-background ">
<h4 id="cog-25" class="cog-section__heading cog-heading"> Personal <!----></h4> <!---->
<div class="cog-row">
<div class="cog-field cog-field--1 cog-col cog-col--8 cog-currency"><label id="cog-26-label" for="cog-26" class="cog-label"> Shopping<!----> <!----> <!----></label>
<div class="cog-input">
<div class="el-input"><!----><input type="text" autocomplete="off" id="cog-26" placeholder="" inputmode="" class="el-input__inner"><!----><!----><!----><!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
<div class="cog-row">
<div class="cog-field cog-field--2 cog-col cog-col--8 cog-currency"><label id="cog-27-label" for="cog-27" class="cog-label"> Mobile phone<!----> <!----> <!----></label>
<div class="cog-input">
<div class="el-input"><!----><input type="text" autocomplete="off" id="cog-27" placeholder="" inputmode="" class="el-input__inner"><!----><!----><!----><!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
<div class="cog-row">
<div class="cog-field cog-field--4 cog-col cog-col--8 cog-currency"><label id="cog-28-label" for="cog-28" class="cog-label"> Tobacco<!----> <!----> <!----></label>
<div class="cog-input">
<div class="el-input"><!----><input type="text" autocomplete="off" id="cog-28" placeholder="" inputmode="" class="el-input__inner"><!----><!----><!----><!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
<div class="cog-row">
<div class="cog-field cog-field--5 cog-col cog-col--8 cog-currency"><label id="cog-29-label" for="cog-29" class="cog-label"> Clothing<!----> <!----> <!----></label>
<div class="cog-input">
<div class="el-input"><!----><input type="text" autocomplete="off" id="cog-29" placeholder="" inputmode="" class="el-input__inner"><!----><!----><!----><!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
<div class="cog-row">
<div class="cog-field cog-field--13 cog-col cog-col--8 cog-currency"><label id="cog-30-label" for="cog-30" class="cog-label"> Alcohol<!----> <!----> <!----></label>
<div class="cog-input">
<div class="el-input"><!----><input type="text" autocomplete="off" id="cog-30" placeholder="" inputmode="" class="el-input__inner"><!----><!----><!----><!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
<div class="cog-row">
<div class="cog-field cog-field--6 cog-col cog-col--8 cog-currency"><label id="cog-31-label" for="cog-31" class="cog-label"> Hobbies<!----> <!----> <!----></label>
<div class="cog-input">
<div class="el-input"><!----><input type="text" autocomplete="off" id="cog-31" placeholder="" inputmode="" class="el-input__inner"><!----><!----><!----><!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
<div class="cog-row">
<div class="cog-field cog-field--7 cog-col cog-col--8 cog-currency"><label id="cog-32-label" for="cog-32" class="cog-label"> Hairdressing<!----> <!----> <!----></label>
<div class="cog-input">
<div class="el-input"><!----><input type="text" autocomplete="off" id="cog-32" placeholder="" inputmode="" class="el-input__inner"><!----><!----><!----><!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
<div class="cog-row">
<div class="cog-field cog-field--14 cog-col cog-col--8 cog-currency"><label id="cog-33-label" for="cog-33" class="cog-label"> Nights out<!----> <!----> <!----></label>
<div class="cog-input">
<div class="el-input"><!----><input type="text" autocomplete="off" id="cog-33" placeholder="" inputmode="" class="el-input__inner"><!----><!----><!----><!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
<div class="cog-row">
<div class="cog-field cog-field--17 cog-col cog-col--8 cog-currency"><label id="cog-34-label" for="cog-34" class="cog-label"> Takeaways<!----> <!----> <!----></label>
<div class="cog-input">
<div class="el-input"><!----><input type="text" autocomplete="off" id="cog-34" placeholder="" inputmode="" class="el-input__inner"><!----><!----><!----><!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
<div class="cog-row">
<div class="cog-field cog-field--15 cog-col cog-col--8 cog-currency"><label id="cog-35-label" for="cog-35" class="cog-label"> Casino/bingo<!----> <!----> <!----></label>
<div class="cog-input">
<div class="el-input"><!----><input type="text" autocomplete="off" id="cog-35" placeholder="" inputmode="" class="el-input__inner"><!----><!----><!----><!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
<div class="cog-row"><!----></div>
<div class="cog-row"><!----></div>
<div class="cog-row">
<fieldset class="cog-field cog-field--19 cog-col cog-col--13 cog-yesno cog-yesno--radiobuttons">
<legend class="cog-label"> Reveal a budgeting top tip!<!----> <!----> <!----></legend>
<div class="cog-checkable cog-input cog-checkable--inline">
<div class="el-radio-group"><label role="radio" aria-checked="false" tabindex="-1" class="el-radio cog-checkable__item"><span class="el-radio__input"><span class="el-radio__inner"></span><input type="radio"
aria-hidden="true" tabindex="-1" class="el-radio__original" value="Yes"></span><span class="el-radio__label">
<div class=""><!----> Yes </div><!---->
</span></label><label role="radio" aria-checked="true" tabindex="0" class="el-radio cog-checkable__item is-checked"><span class="el-radio__input is-checked"><span class="el-radio__inner"></span><input
type="radio" aria-hidden="true" tabindex="-1" class="el-radio__original" value="No"></span><span class="el-radio__label">
<div class=""><!----> No </div><!---->
</span></label> <!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</fieldset>
</div>
<div class="cog-row"><!----></div>
<div class="cog-row">
<section aria-labelledby="cog-37" tabindex="-1" class="cog-section cog-col cog-col--24 cog-section--heading cog-field--9">
<div class="cog-section__inner cog-section__inner--no-background ">
<h4 id="cog-37" class="cog-section__heading cog-heading"> Travel <!----></h4> <!---->
<div class="cog-row">
<div class="cog-field cog-field--1 cog-col cog-col--8 cog-currency"><label id="cog-38-label" for="cog-38" class="cog-label"> Petrol<!----> <!----> <!----></label>
<div class="cog-input">
<div class="el-input"><!----><input type="text" autocomplete="off" id="cog-38" placeholder="" inputmode="" class="el-input__inner"><!----><!----><!----><!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
<div class="cog-row">
<div class="cog-field cog-field--2 cog-col cog-col--8 cog-currency"><label id="cog-39-label" for="cog-39" class="cog-label"> Car insurance<!----> <!----> <!----></label>
<div class="cog-input">
<div class="el-input"><!----><input type="text" autocomplete="off" id="cog-39" placeholder="" inputmode="" class="el-input__inner"><!----><!----><!----><!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
<div class="cog-row">
<div class="cog-field cog-field--3 cog-col cog-col--8 cog-currency"><label id="cog-40-label" for="cog-40" class="cog-label"> Car tax<!----> <!----> <!----></label>
<div class="cog-input">
<div class="el-input"><!----><input type="text" autocomplete="off" id="cog-40" placeholder="" inputmode="" class="el-input__inner"><!----><!----><!----><!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
<div class="cog-row">
<div class="cog-field cog-field--5 cog-col cog-col--8 cog-currency"><label id="cog-41-label" for="cog-41" class="cog-label"> Car service/maintenance<!----> <!----> <!----></label>
<div class="cog-input">
<div class="el-input"><!----><input type="text" autocomplete="off" id="cog-41" placeholder="" inputmode="" class="el-input__inner"><!----><!----><!----><!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
<div class="cog-row">
<div class="cog-field cog-field--7 cog-col cog-col--8 cog-currency"><label id="cog-42-label" for="cog-42" class="cog-label"> Public transport<!----> <!----> <!----></label>
<div class="cog-input">
<div class="el-input"><!----><input type="text" autocomplete="off" id="cog-42" placeholder="" inputmode="" class="el-input__inner"><!----><!----><!----><!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
<div class="cog-row"><!----></div>
<div class="cog-row">
<fieldset class="cog-field cog-field--10 cog-col cog-col--13 cog-yesno cog-yesno--radiobuttons">
<legend class="cog-label"> Reveal a budgeting top tip!<!----> <!----> <!----></legend>
<div class="cog-checkable cog-input cog-checkable--inline">
<div class="el-radio-group"><label role="radio" aria-checked="false" tabindex="-1" class="el-radio cog-checkable__item"><span class="el-radio__input"><span class="el-radio__inner"></span><input type="radio"
aria-hidden="true" tabindex="-1" class="el-radio__original" value="Yes"></span><span class="el-radio__label">
<div class=""><!----> Yes </div><!---->
</span></label><label role="radio" aria-checked="true" tabindex="0" class="el-radio cog-checkable__item is-checked"><span class="el-radio__input is-checked"><span class="el-radio__inner"></span><input
type="radio" aria-hidden="true" tabindex="-1" class="el-radio__original" value="No"></span><span class="el-radio__label">
<div class=""><!----> No </div><!---->
</span></label> <!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</fieldset>
</div>
<div class="cog-row"><!----></div>
<div class="cog-row">
<section aria-labelledby="cog-44" tabindex="-1" class="cog-section cog-col cog-col--24 cog-section--heading cog-field--8">
<div class="cog-section__inner cog-section__inner--no-background ">
<h4 id="cog-44" class="cog-section__heading cog-heading"> Health <!----></h4> <!---->
<div class="cog-row">
<div class="cog-field cog-field--1 cog-col cog-col--8 cog-currency"><label id="cog-45-label" for="cog-45" class="cog-label"> Prescriptions<!----> <!----> <!----></label>
<div class="cog-input">
<div class="el-input"><!----><input type="text" autocomplete="off" id="cog-45" placeholder="" inputmode="" class="el-input__inner"><!----><!----><!----><!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
<div class="cog-row">
<div class="cog-field cog-field--2 cog-col cog-col--8 cog-currency"><label id="cog-46-label" for="cog-46" class="cog-label"> Optical<!----> <!----> <!----></label>
<div class="cog-input">
<div class="el-input"><!----><input type="text" autocomplete="off" id="cog-46" placeholder="" inputmode="" class="el-input__inner"><!----><!----><!----><!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
<div class="cog-row">
<div class="cog-field cog-field--3 cog-col cog-col--8 cog-currency"><label id="cog-47-label" for="cog-47" class="cog-label"> Dental<!----> <!----> <!----></label>
<div class="cog-input">
<div class="el-input"><!----><input type="text" autocomplete="off" id="cog-47" placeholder="" inputmode="" class="el-input__inner"><!----><!----><!----><!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
<div class="cog-row">
<div class="cog-field cog-field--4 cog-col cog-col--8 cog-currency"><label id="cog-48-label" for="cog-48" class="cog-label"> Vet<!----> <!----> <!----></label>
<div class="cog-input">
<div class="el-input"><!----><input type="text" autocomplete="off" id="cog-48" placeholder="" inputmode="" class="el-input__inner"><!----><!----><!----><!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
<div class="cog-row">
<div class="cog-field cog-field--6 cog-col cog-col--8 cog-currency"><label id="cog-49-label" for="cog-49" class="cog-label"> Life insurance<!----> <!----> <!----></label>
<div class="cog-input">
<div class="el-input"><!----><input type="text" autocomplete="off" id="cog-49" placeholder="" inputmode="" class="el-input__inner"><!----><!----><!----><!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
<div class="cog-row">
<div class="cog-field cog-field--7 cog-col cog-col--8 cog-currency"><label id="cog-50-label" for="cog-50" class="cog-label"> Private pension <!----> <!----> <!----></label>
<div class="cog-input">
<div class="el-input"><!----><input type="text" autocomplete="off" id="cog-50" placeholder="" inputmode="" class="el-input__inner"><!----><!----><!----><!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
<div class="cog-row"><!----></div>
<div class="cog-row">
<fieldset class="cog-field cog-field--9 cog-col cog-col--13 cog-yesno cog-yesno--radiobuttons">
<legend class="cog-label"> Reveal a budgeting top tip!<!----> <!----> <!----></legend>
<div class="cog-checkable cog-input cog-checkable--inline">
<div class="el-radio-group"><label role="radio" aria-checked="false" tabindex="-1" class="el-radio cog-checkable__item"><span class="el-radio__input"><span class="el-radio__inner"></span><input
type="radio" aria-hidden="true" tabindex="-1" class="el-radio__original" value="Yes"></span><span class="el-radio__label">
<div class=""><!----> Yes </div><!---->
</span></label><label role="radio" aria-checked="true" tabindex="0" class="el-radio cog-checkable__item is-checked"><span class="el-radio__input is-checked"><span class="el-radio__inner"></span><input
type="radio" aria-hidden="true" tabindex="-1" class="el-radio__original" value="No"></span><span class="el-radio__label">
<div class=""><!----> No </div><!---->
</span></label> <!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</fieldset>
</div>
<div class="cog-row"><!----></div>
<div class="cog-row">
<section aria-labelledby="cog-52" tabindex="-1" class="cog-section cog-col cog-col--24 cog-section--heading cog-field--5">
<div class="cog-section__inner cog-section__inner--no-background ">
<h4 id="cog-52" class="cog-section__heading cog-heading"> Family <!----></h4> <!---->
<div class="cog-row">
<div class="cog-field cog-field--1 cog-col cog-col--8 cog-currency"><label id="cog-53-label" for="cog-53" class="cog-label"> School costs<!----> <!----> <!----></label>
<div class="cog-input">
<div class="el-input"><!----><input type="text" autocomplete="off" id="cog-53" placeholder="" inputmode="" class="el-input__inner"><!----><!----><!----><!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
<div class="cog-row">
<div class="cog-field cog-field--2 cog-col cog-col--8 cog-currency"><label id="cog-54-label" for="cog-54" class="cog-label"> Kids clothes<!----> <!----> <!----></label>
<div class="cog-input">
<div class="el-input"><!----><input type="text" autocomplete="off" id="cog-54" placeholder="" inputmode="" class="el-input__inner"><!----><!----><!----><!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
<div class="cog-row">
<div class="cog-field cog-field--3 cog-col cog-col--8 cog-currency"><label id="cog-55-label" for="cog-55" class="cog-label"> School trips<!----> <!----> <!----></label>
<div class="cog-input">
<div class="el-input"><!----><input type="text" autocomplete="off" id="cog-55" placeholder="" inputmode="" class="el-input__inner"><!----><!----><!----><!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
<div class="cog-row">
<div class="cog-field cog-field--5 cog-col cog-col--8 cog-currency"><label id="cog-56-label" for="cog-56" class="cog-label"> Holiday planning<!----> <!----> <!----></label>
<div class="cog-input">
<div class="el-input"><!----><input type="text" autocomplete="off" id="cog-56" placeholder="" inputmode="" class="el-input__inner"><!----><!----><!----><!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
<div class="cog-row"><!----></div>
<div class="cog-row">
<fieldset class="cog-field cog-field--7 cog-col cog-col--13 cog-yesno cog-yesno--radiobuttons">
<legend class="cog-label"> Reveal a budgeting top tip!<!----> <!----> <!----></legend>
<div class="cog-checkable cog-input cog-checkable--inline">
<div class="el-radio-group"><label role="radio" aria-checked="false" tabindex="-1" class="el-radio cog-checkable__item"><span class="el-radio__input"><span class="el-radio__inner"></span><input
type="radio" aria-hidden="true" tabindex="-1" class="el-radio__original" value="Yes"></span><span class="el-radio__label">
<div class=""><!----> Yes </div><!---->
</span></label><label role="radio" aria-checked="true" tabindex="0" class="el-radio cog-checkable__item is-checked"><span class="el-radio__input is-checked"><span
class="el-radio__inner"></span><input type="radio" aria-hidden="true" tabindex="-1" class="el-radio__original" value="No"></span><span class="el-radio__label">
<div class=""><!----> No </div><!---->
</span></label> <!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</fieldset>
</div>
<div class="cog-row"><!----></div>
<div class="cog-row">
<section aria-labelledby="cog-58" tabindex="-1" class="cog-section cog-col cog-col--24 cog-section--heading cog-field--4">
<div class="cog-section__inner cog-section__inner--no-background ">
<h4 id="cog-58" class="cog-section__heading cog-heading"> Finance <!----></h4> <!---->
<div class="cog-row">
<section aria-labelledby="cog-62" tabindex="-1" class="cog-section cog-repeating-section cog-col cog-col--24 cog-section--heading cog-field--2 show-remove-button">
<div class="cog-section__inner">
<h4 id="cog-62" class="cog-section__heading cog-heading"> Loans & Cards <!----></h4> <!----> <span>
<div class="cog-row">
<section tabindex="-1" class="cog-section cog-repeating-section__section cog-col cog-col--24 cog-section--heading" aria-labelledby="cog-62-0">
<div class="cog-section__inner cog-section__inner--background ">
<h4 id="cog-62-0" class="cog-repeating-section__heading cog-heading"><button type="button"
class="el-button cog-repeating-section__remove-button el-button--default cog-button--no-style" title="Remove Liabilities 1"><!----><!----><span><!----> <svg viewBox="0 0 18 18"
focusable="false" class="cog-icon cog-i-ex-outline">
<defs></defs>
<g>
<circle cx="9" cy="9" r="6.15" stroke-miterlimit="10" class="cog-i-ex-outline__circle"></circle>
<g class="cog-i-ex-outline__ex">
<path d="M6.54 6.54l4.92 4.92M11.46 6.54l-4.92 4.92"></path>
</g>
</g>
</svg> <!----> </span></button> Liabilities 1 </h4>
<div class="cog-row">
<div class="cog-field cog-field--1 cog-col cog-col--9 cog-choice cog-choice--dropdown"><label id="cog-63-label" for="cog-63" class="cog-label"> Type of liability<!----> <!---->
<!----></label>
<div class="cog-choice">
<div class="cog-picker cog-select cog-input">
<div class="el-select el-select--dropdown-bottom"><!---->
<div class="el-input el-input--suffix"><!----><input type="text" readonly="readonly" autocomplete="prevent" id="cog-63" aria-controls="cog-63-listbox" role="combobox"
aria-haspopup="listbox" aria-owns="cog-63-listbox" aria-expanded="false" class="el-input__inner" aria-activedescendant="cog-63-option-null"
style="height: 38.7969px;"><!----><span class="el-input__suffix"><span class="el-input__suffix-inner"><span><svg viewBox="0 0 18 18" focusable="false"
class="cog-icon cog-i-chevron">
<g>
<path stroke-linecap="square" d="M3 7l6 6 6-6"></path>
</g>
</svg></span><i class="el-select__caret el-input__icon el-icon-arrow-up" style="display: none;"></i><!----><!----><!----><!----><!----></span><!----></span><!----><!---->
</div>
<div class="el-select-dropdown el-popper cog-cognito cog-93 cog-cognito--styled cog-select-popper cog-cognito--protect-css " style="display: none; min-width: 381.031px;">
<div class="el-scrollbar" style="">
<div class="el-select-dropdown__wrap el-scrollbar__wrap el-scrollbar__wrap--hidden-default">
<ul id="cog-63-listbox" role="listbox" class="el-scrollbar__view el-select-dropdown__list"><!---->
<li role="option" id="cog-63-option-null" aria-selected="true" class="el-select-dropdown__item cog-select-option--empty selected hover"> </li>
<li role="option" id="cog-63-option-Personal loan" aria-selected="false" class="el-select-dropdown__item" style="order: 0;">
<div class=""><!----> <!----> <span>Personal loan</span></div>
</li>
<li role="option" id="cog-63-option-Credit card" aria-selected="false" class="el-select-dropdown__item" style="order: 1;">
<div class=""><!----> <!----> <span>Credit card</span></div>
</li>
<li role="option" id="cog-63-option-Store card" aria-selected="false" class="el-select-dropdown__item" style="order: 2;">
<div class=""><!----> <!----> <span>Store card</span></div>
</li>
<li role="option" id="cog-63-option-Short term lender" aria-selected="false" class="el-select-dropdown__item" style="order: 3;">
<div class=""><!----> <!----> <span>Short term lender</span></div>
</li>
<li role="option" id="cog-63-option-Overdraft" aria-selected="false" class="el-select-dropdown__item" style="order: 4;">
<div class=""><!----> <!----> <span>Overdraft</span></div>
</li>
<li role="option" id="cog-63-option-Car finance" aria-selected="false" class="el-select-dropdown__item" style="order: 5;">
<div class=""><!----> <!----> <span>Car finance</span></div>
</li>
<li role="option" id="cog-63-option-Other" aria-selected="false" class="el-select-dropdown__item" style="order: 6;">
<div class=""><!----> <!----> <span>Other</span></div>
</li>
</ul>
</div><!----><!---->
</div><!---->
</div>
</div>
</div>
<div class="cog-choice__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
<div class="cog-row">
<div class="cog-field cog-field--2 cog-col cog-col--9 cog-currency"><label id="cog-64-label" for="cog-64" class="cog-label"> Monthly payment £<!----> <!----> <!----></label>
<div class="cog-input">
<div class="el-input"><!----><input type="text" autocomplete="off" id="cog-64" placeholder="" inputmode="" class="el-input__inner"><!----><!----><!----><!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
<div class="cog-row">
<div class="cog-field cog-field--3 cog-col cog-col--9 cog-currency"><label id="cog-65-label" for="cog-65" class="cog-label"> Outstanding balance £<!----> <!----> <!----></label>
<div class="cog-input">
<div class="el-input"><!----><input type="text" autocomplete="off" id="cog-65" placeholder="" inputmode="" class="el-input__inner"><!----><!----><!----><!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
<div class="cog-row">
<div class="cog-field cog-field--4 cog-col cog-col--10 cog-text cog-text--singleline"><label id="cog-66-label" for="cog-66" class="cog-label"> Name of creditor<!----> <!---->
<!----></label>
<div class="cog-input">
<div class="el-input"><!----><input type="text" autocomplete="off" id="cog-66" placeholder="" class="el-input__inner"><!----><!----><!----><!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
</div> <!---->
</section>
</div>
</span> <button type="button" class="el-button cog-button--secondary cog-repeating-section__add-button el-button--default cog-button"><!----><!----><span><span class="cog-button__icon"><svg
viewBox="0 0 18 18" focusable="false" class="cog-icon cog-i-plus">
<defs></defs>
<g>
<path d="M9 3.5v11M3.5 9h11"></path>
</g>
</svg></span> <span class="cog-button__text"> Add Liabilities </span> <!----> </span></button>
</div> <!---->
</section>
</div>
<div class="cog-row"><!----></div>
<div class="cog-row"><!----></div>
<div class="cog-row"><!----></div>
<div class="cog-row">
<section aria-labelledby="cog-67" tabindex="-1" class="cog-section cog-repeating-section cog-col cog-col--24 cog-section--heading cog-field--5 show-remove-button">
<div class="cog-section__inner">
<h4 id="cog-67" class="cog-section__heading cog-heading"> Other expenditure not listed <!----></h4> <!----> <span>
<div class="cog-row">
<section tabindex="-1" class="cog-section cog-repeating-section__section cog-col cog-col--24 cog-section--heading" aria-labelledby="cog-67-0">
<div class="cog-section__inner cog-section__inner--background ">
<h4 id="cog-67-0" class="cog-repeating-section__heading cog-heading"><button type="button"
class="el-button cog-repeating-section__remove-button el-button--default cog-button--no-style" title="Remove Item 1"><!----><!----><span><!----> <svg viewBox="0 0 18 18"
focusable="false" class="cog-icon cog-i-ex-outline">
<defs></defs>
<g>
<circle cx="9" cy="9" r="6.15" stroke-miterlimit="10" class="cog-i-ex-outline__circle"></circle>
<g class="cog-i-ex-outline__ex">
<path d="M6.54 6.54l4.92 4.92M11.46 6.54l-4.92 4.92"></path>
</g>
</g>
</svg> <!----> </span></button> Item 1 </h4>
<div class="cog-row">
<div class="cog-field cog-field--3 cog-col cog-col--11 cog-choice cog-choice--dropdown"><label id="cog-68-label" for="cog-68" class="cog-label"> Type in the expense<!----> <!---->
<!----></label>
<div class="cog-choice">
<div class="cog-picker cog-select cog-input cog-picker--allow-other">
<div class="el-select el-select--dropdown-bottom"><!---->
<div class="el-input el-input--suffix"><!----><input type="text" readonly="readonly" autocomplete="prevent" id="cog-68" aria-controls="cog-68-listbox" role="combobox"
aria-haspopup="listbox" aria-owns="cog-68-listbox" aria-expanded="false" class="el-input__inner" aria-activedescendant="cog-68-option-null"
style="height: 38.7969px;"><!----><span class="el-input__suffix"><span
class="el-input__suffix-inner"><!----><i class="el-select__caret el-input__icon el-icon-arrow-up"></i><!----><!----><!----><!----><!----></span><!----></span><!----><!---->
</div>
<div class="el-select-dropdown el-popper cog-cognito cog-93 cog-cognito--styled cog-select-popper cog-cognito--protect-css " style="display: none; min-width: 471.25px;">
<div class="el-scrollbar" style="">
<div class="el-select-dropdown__wrap el-scrollbar__wrap el-scrollbar__wrap--hidden-default">
<ul id="cog-68-listbox" role="listbox" class="el-scrollbar__view el-select-dropdown__list"><!---->
<li role="option" id="cog-68-option-null" aria-selected="true" class="el-select-dropdown__item cog-select-option--empty selected hover"> </li>
</ul>
</div><!----><!---->
</div><!---->
</div>
</div>
</div>
<div class="cog-choice__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
<div class="cog-row">
<div class="cog-field cog-field--2 cog-col cog-col--9 cog-currency"><label id="cog-69-label" for="cog-69" class="cog-label"> Monthly payment £<!----> <!----> <!----></label>
<div class="cog-input">
<div class="el-input"><!----><input type="text" autocomplete="off" id="cog-69" placeholder="" inputmode="" class="el-input__inner"><!----><!----><!----><!----></div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
</div> <!---->
</section>
</div>
</span> <button type="button" class="el-button cog-button--secondary cog-repeating-section__add-button el-button--default cog-button"><!----><!----><span><span class="cog-button__icon"><svg
viewBox="0 0 18 18" focusable="false" class="cog-icon cog-i-plus">
<defs></defs>
<g>
<path d="M9 3.5v11M3.5 9h11"></path>
</g>
</svg></span> <span class="cog-button__text"> Add Item </span> <!----> </span></button>
</div> <!---->
</section>
</div>
<div class="cog-row"><!----></div>
<div class="cog-row">
<section aria-labelledby="cog-70" tabindex="-1" class="cog-section cog-repeating-section cog-col cog-col--24 cog-section--heading cog-field--8 show-remove-button">
<div class="cog-section__inner">
<h4 id="cog-70" class="cog-section__heading cog-heading"> REGULAR SAVING <!----></h4>
<div class="cog-helptext cog-html">
<p><em>not lump sum savings</em></p>
</div> <span>
<div class="cog-row">
<section tabindex="-1" class="cog-section cog-repeating-section__section cog-col cog-col--24 cog-section--heading" aria-labelledby="cog-70-0">
<div class="cog-section__inner cog-section__inner--background ">
<h4 id="cog-70-0" class="cog-repeating-section__heading cog-heading"><button type="button"
class="el-button cog-repeating-section__remove-button el-button--default cog-button--no-style" title="Remove Saving 1"><!----><!----><span><!----> <svg viewBox="0 0 18 18"
focusable="false" class="cog-icon cog-i-ex-outline">
<defs></defs>
<g>
<circle cx="9" cy="9" r="6.15" stroke-miterlimit="10" class="cog-i-ex-outline__circle"></circle>
<g class="cog-i-ex-outline__ex">
<path d="M6.54 6.54l4.92 4.92M11.46 6.54l-4.92 4.92"></path>
</g>
</g>
</svg> <!----> </span></button> Saving 1 </h4>
<div class="cog-row">
<div class="cog-field cog-field--1 cog-col cog-col--10 cog-choice cog-choice--dropdown"><label id="cog-71-label" for="cog-71" class="cog-label"> Type of saving<!----> <!---->
<!----></label>
<div class="cog-choice">
<div class="cog-picker cog-select cog-input">
<div class="el-select el-select--dropdown-bottom"><!---->
<div class="el-input el-input--suffix"><!----><input type="text" readonly="readonly" autocomplete="prevent" id="cog-71" aria-controls="cog-71-listbox" role="combobox"
aria-haspopup="listbox" aria-owns="cog-71-listbox" aria-expanded="false" class="el-input__inner" aria-activedescendant="cog-71-option-null"
style="height: 38.7969px;"><!----><span class="el-input__suffix"><span class="el-input__suffix-inner"><span><svg viewBox="0 0 18 18" focusable="false"
class="cog-icon cog-i-chevron">
<g>
<path stroke-linecap="square" d="M3 7l6 6 6-6"></path>
</g>
</svg></span><i class="el-select__caret el-input__icon el-icon-arrow-up" style="display: none;"></i><!----><!----><!----><!----><!----></span><!----></span><!----><!---->
</div>
<div class="el-select-dropdown el-popper cog-cognito cog-93 cog-cognito--styled cog-select-popper cog-cognito--protect-css " style="display: none; min-width: 426.141px;">
<div class="el-scrollbar" style="">
<div class="el-select-dropdown__wrap el-scrollbar__wrap el-scrollbar__wrap--hidden-default">
<ul id="cog-71-listbox" role="listbox" class="el-scrollbar__view el-select-dropdown__list"><!---->
<li role="option" id="cog-71-option-null" aria-selected="true" class="el-select-dropdown__item cog-select-option--empty selected hover"> </li>
<li role="option" id="cog-71-option-Savings Account" aria-selected="false" class="el-select-dropdown__item" style="order: 0;">
<div class=""><!----> <!----> <span>Savings Account</span></div>
</li>
<li role="option" id="cog-71-option-ISA" aria-selected="false" class="el-select-dropdown__item" style="order: 1;">
<div class=""><!----> <!----> <span>ISA</span></div>
</li>
<li role="option" id="cog-71-option-Christmas Club" aria-selected="false" class="el-select-dropdown__item" style="order: 2;">
<div class=""><!----> <!----> <span>Christmas Club</span></div>
</li>
<li role="option" id="cog-71-option-Investment" aria-selected="false" class="el-select-dropdown__item" style="order: 3;">
<div class=""><!----> <!----> <span>Investment</span></div>
</li>
<li role="option" id="cog-71-option-Other" aria-selected="false" class="el-select-dropdown__item" style="order: 4;">
<div class=""><!----> <!----> <span>Other</span></div>
</li>
</ul>
</div><!----><!---->
</div><!---->
</div>
</div>
</div>
<div class="cog-choice__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
<div class="cog-row">
<div class="cog-field cog-field--2 cog-col cog-col--9 cog-currency"><label id="cog-72-label" for="cog-72" class="cog-label"> Monthly amount £<!----> <!----> <!----></label>
<div class="cog-input">
<div class="el-input"><!----><input type="text" autocomplete="off" id="cog-72" placeholder="" inputmode="" class="el-input__inner" enterkeyhint="Go"><!----><!----><!----><!---->
</div>
</div>
<div class="cog-field__placeholder cog-input">
<div class="cog-field__placeholder-inner"> </div>
</div> <!----> <!----> <!---->
</div>
</div>
</div> <!---->
</section>
</div>
</span> <button type="button" class="el-button cog-button--secondary cog-repeating-section__add-button el-button--default cog-button"><!----><!----><span><span class="cog-button__icon"><svg
viewBox="0 0 18 18" focusable="false" class="cog-icon cog-i-plus">
<defs></defs>
<g>
<path d="M9 3.5v11M3.5 9h11"></path>
</g>
</svg></span> <span class="cog-button__text"> Add Saving </span> <!----> </span></button>
</div> <!---->
</section>
</div>
<div class="cog-row"><!----></div>
</div> <!---->
</section>
</div>
</div> <!---->
</section>
</div>
</div> <!---->
</section>
</div>
</div> <!---->
</section>
</div>
</div> <!---->
</section>
</div>
</div> <!---->
</section>
</div>
</div> <!---->
</section>
</div><!---->
<div class="cog-row" style="display: none;">
<div class="cog-field cog-col cog-col--12"><!----></div>
</div>
<div class="cog-page__navigation"><!----> <button type="button" class="el-button cog-button--has-status cog-button--primary cog-button--navigation el-button--default cog-button cog-button--next" data-next=""><!----><!----><span><!---->
<span class="cog-button__text"> Get the reults! </span> <span class="cog-button__icon"><svg viewBox="0 0 18 18" focusable="false" class="cog-icon cog-i-next">
<g>
<g class="cog-i-chevron">
<path stroke-linecap="square" d="M6.58 14.42L12 9 6.59 3.59"></path>
</g>
</g>
</svg></span> </span></button> <button type="button" class="el-button cog-button--has-status cog-button--save cog-button--secondary cog-button--navigation el-button--default cog-button"><!----><!----><span><!----> <span
class="cog-button__text"> Save</span> <!----> </span></button></div> <!---->
</div><!---->
</div>
<div tabindex="0" class="cog-dialog cog-save-resume-dialog" embedded="true" emailmessage="">
<div class="el-dialog__wrapper" style="display: none;">
<div role="dialog" aria-modal="true" aria-label="dialog" class="el-dialog" style="margin-top: 15vh;">
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START PLANNING WITH OUR FREE & HANDY BUDGET PLANNER
Do I spend more than I earn?
What can I afford to spend?
How much can I save?
What spare income do I have?
Our free budget calculator and analysis tool will help you see how much money
you’ve got coming in and what you are spending each month. It will give you
handy tips and work out specific areas of budgeting, so you can keep track of
your finances from household bills to savings.
You can also use it to prepare to help you get a loan, mortgage or get out of
debt.
GET STARTED
Single analysis
This is your budget planner, so include your income and what YOU personally pay
towards your expenses, even if you have a partner.
Joint analysis
If you want to include your partner’s income because you share expenses, then
ADD employment (or ADD their income in the relevant box) and complete the budget
planner with the TOTAL amount paid in expenses each month.
Hit the save button at the end of the form if you run out of time and come back
later
A great tip for budgeting is to use the 50/30/20 rule. This rule provides a
simple and effective framework for managing your finances:
50% for Essentials (Needs): Allocate 50% of your income towards essential
expenses. This includes things like rent or mortgage, utilities, groceries,
transportation, and insurance. These are necessities you can't easily do
without.
30% for Lifestyle Choices (Wants): Reserve 30% of your income for discretionary
spending. This covers non-essential expenses like dining out, entertainment,
hobbies, and non-essential shopping. It's where you have some flexibility to
enjoy life.
20% for Savings and Debt Repayment: Dedicate 20% of your income towards savings
and paying down debt. This can include contributions to an emergency fund,
retirement accounts, and paying off credit card balances or loans. This is
crucial for long-term financial stability.
Hello, what's your first name?
EMPLOYED INCOME
You can add another employment you have (or a partners employment if this
anaylsis is joint).
EMPLOYMENT 1
Take home Pay
THP
Weekly
4 weekly
Fortnightly
Monthly
Weekly
4 weekly
Fortnightly
Monthly
Add Employment
SELF EMPLOYED INCOME
If applicable
Status:
*
* N/a
* Sole trader/partner
* Ltd Company
TOTAL PENSION INCOME
Type of pension income
State pension
Employee pension
Private pension
State pension
Employee pension
Private pension
You can choose more than one type
Pension income
PEN
Weekly
4 weekly
Fortnightly
Monthly
Weekly
4 weekly
Fortnightly
Monthly
Do you receive any benefit income?
Yes
No
Is there other regular income not already listed?
Yes
No
EXPENDITURE
Please enter your monthly expenditure.
HOME
Mortgage/ rent
Council tax
Ground rent/ service charge
Home insurance
Gas
Electric
Water
TV subscription
Broadband/ internet
TV licence
Home repairs
Reveal a budgeting top tip!
Yes
No
PERSONAL
Shopping
Mobile phone
Tobacco
Clothing
Alcohol
Hobbies
Hairdressing
Nights out
Takeaways
Casino/ bingo
Reveal a budgeting top tip!
Yes
No
TRAVEL
Petrol
Car insurance
Car tax
Car service/ maintenance
Public transport
Reveal a budgeting top tip!
Yes
No
HEALTH
Prescriptions
Optical
Dental
Vet
Life insurance
Private pension
Reveal a budgeting top tip!
Yes
No
FAMILY
School costs
Kids clothes
School trips
Holiday planning
Reveal a budgeting top tip!
Yes
No
FINANCE
LOANS & CARDS
LIABILITIES 1
Type of liability
*
* Personal loan
* Credit card
* Store card
* Short term lender
* Overdraft
* Car finance
* Other
Monthly payment £
Outstanding balance £
Name of creditor
Add Liabilities
OTHER EXPENDITURE NOT LISTED
ITEM 1
Type in the expense
*
Monthly payment £
Add Item
REGULAR SAVING
not lump sum savings
SAVING 1
Type of saving
*
* Savings Account
* ISA
* Christmas Club
* Investment
* Other
Monthly amount £
Add Saving
Get the reults! Save
Budget Planner Disclaimer
The following budget planner is provided for informational purposes only and is
intended to assist in organizing and tracking personal finances. It does not
constitute financial advice, and any decisions made based on this planner are at
your own discretion.
Please be aware of the following:
1. General Nature of Information: The budget planner is a tool designed to help
you manage your finances. It does not take into account individual financial
circumstances, goals, or objectives.
2. No Professional Advice: This budget planner is not a substitute for
professional financial advice. Consult with a qualified financial advisor
before making any significant financial decisions.
3. Accuracy and Completeness: While we strive for accuracy, the information in
this planner may not always be up-to-date or comprehensive. You waive us
from any liability of inaccuracy. No warranty of accuracy is given It is
recommended to verify any information with reliable sources.
4. Assumptions and Estimates: The budget planner may involve assumptions and
estimates about future events, income, and expenses. Actual results may
vary.
5. Limitation of Liability: We shall not be liable for any loss or damage
arising from the use of this budget planner, including but not limited to
direct, indirect, special, or consequential damages.
6. Modifications: We reserve the right to modify, update, or remove any part of
this budget planner without notice.
7. Privacy and Security: Exercise caution when inputting sensitive financial
information. Ensure you are using a secure and private connection.
By using this budget planner, you acknowledge that you have read and understood
this disclaimer. If you do not agree with any part of this disclaimer, please
refrain from using the planner.
HELPDESK
02392 827980
Monday – Friday
09:30am – 16:30pm
talk@mywcb.org
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Wessex Community Bank is a fully regulated not-for-profit member-owned
cooperative bank authorised by the Prudential Regulation Authority and regulated
by the Financial Conduct Authority. Registration No 213757. © 2013 All Rights
Reserved. In respect of deposits, an eligible depositor is entitled to claim up
to £85,000. The £85,000 limit relates to the combined amount in all the eligible
depositor´s accounts Further information is available at www.fscs.org.uk