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Cash Loan
Home Loan
Health Insurance
Mutual Fund
Calculators
Blogs
Download App

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 * HOME LOAN
   
   
   ZERO PROCESSING FEE. INSTANT SANCTION LETTER.
   
   Apply Now
   


 * CASH LOAN
   
   
   NO HIDDEN CHARGES. INSTANT DISBURSAL.
   
   Download App
   


 * INVEST IN NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND
   
   
   TAX SAVINGS UPTO ₹46,800* WITH INDIA’S TOP 50 COMPANIES
   
   Invest Now
   


 * HEALTH INSURANCE
   
   
   BEAT MEDICAL EXPENSES. SWITCH TO NAVI.
   
   Check Premium
   


 * HOME LOAN
   
   
   ZERO PROCESSING FEE. INSTANT SANCTION LETTER.
   
   Apply Now
   


 * CASH LOAN
   
   
   NO HIDDEN CHARGES. INSTANT DISBURSAL.
   
   Download App
   




WHY NAVI?


NAVI IS A DIGITAL APP THAT PROVIDES SIMPLE, AFFORDABLE, AND ACCESSIBLE FINANCIAL
PRODUCTS AND SERVICES

100% Paperless Process
Minimal Documentation
Simple & Secure Process
24/7 Customer Support



CASH LOAN

Get instant cash loan to meet your financial requirements
Loans up to ₹20 lakh
Interest rates starting @9.9% p.a
Flexible EMI options
Apply Now!




MUTUAL FUND

Plan your investment journey and reach your goals with Navi Mutual Fund.
Start investing with ₹10
Invest in Domestic and International funds
Low-cost funds
Know More



HOME LOAN

Get loan approval for your dream home through a seamless, paperless process.
Loans up to ₹5 crore
Interest rates starting @8.85% p.a.
Zero foreclosure charges
Apply Now!




HEALTH INSURANCE

Keep yourself and your family protected with a comprehensive health insurance
plan
Upto ₹1 Crore health cover*
Monthly premiums starting at ₹235*
Superfast claim settlements
Know More



WHAT OUR CUSTOMERS SAY ABOUT US

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 * BEST HASSLE FREE EXPERIENCE I HAD WHILE BUYING INSURANCE. THIS COMPANY I FELT
   HAS THE BEST BENEFITS FOR A CUSTOMER. AND SAM WAS PATIENT ENOUGH TO EXPLAIN
   IT IN SIMPLE AND EASY TERMS . UNLIMITED REFILLS!! BEST PART...NO ONE IN THE
   INDUSTRY DARES TO DO THIS!! GREAT JOB NAVI
   
   
   Swetha KV


 * IT'S AWESOME, I USED IT'S PERSONAL LOAN FOR A TWO WHEELER. AND IT WAS WAY
   CHEAPER THAN ANY BANK/FINANCE COMPANY'S TWO WHEELER LOANS, YET NO PAPERWORK
   OR DOCUMENTATION REQUIRED. VERY EASY PROCESS AND NO HIDDEN CHARGES.
   
   
   Amiya Ranjan Das


 * I RECENTLY PORTED MY HEALTH INSURANCE TO NAVI. PROCESS OF PORTING WAS VERY
   SMOOTH WITHOUT ANY HASSLE. SAM FROM THE NAVI TEAM HELPED ME CLEAR ALL MY
   DOUBTS REGARDING THE POLICY AND PORTING PROCEDURE. HIGHLY RECOMMEND
   CONSIDERING NAVI FOR YOUR INSURANCE NEEDS.
   
   
   Prashant Guleria


 * BEST HASSLE FREE EXPERIENCE I HAD WHILE BUYING INSURANCE. THIS COMPANY I FELT
   HAS THE BEST BENEFITS FOR A CUSTOMER. AND SAM WAS PATIENT ENOUGH TO EXPLAIN
   IT IN SIMPLE AND EASY TERMS . UNLIMITED REFILLS!! BEST PART...NO ONE IN THE
   INDUSTRY DARES TO DO THIS!! GREAT JOB NAVI
   
   
   Swetha KV


 * IT'S AWESOME, I USED IT'S PERSONAL LOAN FOR A TWO WHEELER. AND IT WAS WAY
   CHEAPER THAN ANY BANK/FINANCE COMPANY'S TWO WHEELER LOANS, YET NO PAPERWORK
   OR DOCUMENTATION REQUIRED. VERY EASY PROCESS AND NO HIDDEN CHARGES.
   
   
   Amiya Ranjan Das


 * 
 * 
 * 




 * BEST HASSLE FREE EXPERIENCE I HAD WHILE BUYING INSURANCE. THIS COMPANY I FELT
   HAS THE BEST BENEFITS FOR A CUSTOMER. AND SAM WAS PATIENT ENOUGH TO EXPLAIN
   IT IN SIMPLE AND EASY TERMS . UNLIMITED REFILLS!! BEST PART...NO ONE IN THE
   INDUSTRY DARES TO DO THIS!! GREAT JOB NAVI
   
   
   Swetha KV
   
   
   NEAT AND CLEAN INTERFACE. NO NONSENSE BUTTONS/DIVERSIONS. HOWEVER, LACKS THE
   OPTION TO UPDATE YOUR PROFILE. IF THAT IS IMPLEMENTED, I GUESS FOR ME IT WILL
   DESERVE 5 STARS.
   
   
   Avinash Shegokar
   
   
   THE EXPERIENCE WITH THIS APPLICATION IS EXCELLENT & SMOOTH EXCEPT SOME
   GLITCHES I FACED WITH VALIDATION OF E-NACH & SET UP OF AUTO DEBIT ALSO THIS
   NAVI DOES NOT ALLOW ANY TRANSACTION WITH JOINT BANK ACCOUNT WHICH IS A SET
   BACK.
   
   
   Kaushik


 * IT'S AWESOME, I USED IT'S PERSONAL LOAN FOR A TWO WHEELER. AND IT WAS WAY
   CHEAPER THAN ANY BANK/FINANCE COMPANY'S TWO WHEELER LOANS, YET NO PAPERWORK
   OR DOCUMENTATION REQUIRED. VERY EASY PROCESS AND NO HIDDEN CHARGES.
   
   
   Amiya Ranjan Das
   
   
   COULDN'T HAVE ASKED FOR ANY BETTER PROCESS OF THE LOAN AND THE ELIGIBILITY.
   STARTING FROM AUTOPAY SETUP TO UPDATING ADDRESS AND THE AMOUNT BEING CREDITED
   IN THE ACCOUNT IN JUST 10 MINS. I AM COMING BACK!
   
   
   Debanjan Dasgupta
   
   
   I LOVE THIS APP AS IT HELPED ME WHEN NO ONE WAS WILLING TO HELP. AT THE LAST
   MINUTE I GOT MY LOAN FROM YOU GUYS AND I REALLY SUGGEST EVERYONE TO USE THIS
   APP. IT'S VERY SAFE AND RELIABLE. 😘😅
   
   
   Sabya Sachi


 * I RECENTLY PORTED MY HEALTH INSURANCE TO NAVI. PROCESS OF PORTING WAS VERY
   SMOOTH WITHOUT ANY HASSLE. SAM FROM THE NAVI TEAM HELPED ME CLEAR ALL MY
   DOUBTS REGARDING THE POLICY AND PORTING PROCEDURE. HIGHLY RECOMMEND
   CONSIDERING NAVI FOR YOUR INSURANCE NEEDS.
   
   
   Prashant Guleria
   
   
   HIGHLY RECOMMEND THIS FOR A HOME LOAN. GOOD INTEREST RATES, TRANSPARENT
   PROCESS AND FEES. WHOLE PROCESS IS STREAMLINED AND MOST OF IT DONE ONLINE.
   HAD A GREAT EXPERIENCE.
   
   
   Rounak Kakkar
   
   
   GREAT EXPERIENCE WITH NAVI. THEIR PROCESS IS VERY SMOOTH AND FAST. YOU CAN
   EASILY GET A PERSONAL LOAN. I APPLIED FOR A PERSONAL LOAN 2 MONTHS BACK AND I
   GOT THE LOAN AT THE SAME TIME. SERVICE IS ALSO GOOD AND REPAYMENT OPTIONS ARE
   ALSO GOOD.
   
   
   Nasir Ali


 * BEST HASSLE FREE EXPERIENCE I HAD WHILE BUYING INSURANCE. THIS COMPANY I FELT
   HAS THE BEST BENEFITS FOR A CUSTOMER. AND SAM WAS PATIENT ENOUGH TO EXPLAIN
   IT IN SIMPLE AND EASY TERMS . UNLIMITED REFILLS!! BEST PART...NO ONE IN THE
   INDUSTRY DARES TO DO THIS!! GREAT JOB NAVI
   
   
   Swetha KV
   
   
   NEAT AND CLEAN INTERFACE. NO NONSENSE BUTTONS/DIVERSIONS. HOWEVER, LACKS THE
   OPTION TO UPDATE YOUR PROFILE. IF THAT IS IMPLEMENTED, I GUESS FOR ME IT WILL
   DESERVE 5 STARS.
   
   
   Avinash Shegokar
   
   
   THE EXPERIENCE WITH THIS APPLICATION IS EXCELLENT & SMOOTH EXCEPT SOME
   GLITCHES I FACED WITH VALIDATION OF E-NACH & SET UP OF AUTO DEBIT ALSO THIS
   NAVI DOES NOT ALLOW ANY TRANSACTION WITH JOINT BANK ACCOUNT WHICH IS A SET
   BACK.
   
   
   Kaushik


 * IT'S AWESOME, I USED IT'S PERSONAL LOAN FOR A TWO WHEELER. AND IT WAS WAY
   CHEAPER THAN ANY BANK/FINANCE COMPANY'S TWO WHEELER LOANS, YET NO PAPERWORK
   OR DOCUMENTATION REQUIRED. VERY EASY PROCESS AND NO HIDDEN CHARGES.
   
   
   Amiya Ranjan Das
   
   
   COULDN'T HAVE ASKED FOR ANY BETTER PROCESS OF THE LOAN AND THE ELIGIBILITY.
   STARTING FROM AUTOPAY SETUP TO UPDATING ADDRESS AND THE AMOUNT BEING CREDITED
   IN THE ACCOUNT IN JUST 10 MINS. I AM COMING BACK!
   
   
   Debanjan Dasgupta
   
   
   I LOVE THIS APP AS IT HELPED ME WHEN NO ONE WAS WILLING TO HELP. AT THE LAST
   MINUTE I GOT MY LOAN FROM YOU GUYS AND I REALLY SUGGEST EVERYONE TO USE THIS
   APP. IT'S VERY SAFE AND RELIABLE. 😘😅
   
   
   Sabya Sachi




BLOGS

March 10


INDEX FUNDS – MEANING, TYPES, BENEFITS AND HOW TO INVEST IN 2023

Index funds are mutual funds or exchange-traded funds (ETFs) that aim to track
the performance of a specific stock market index, such as the Nifty 50 or the
BSE Sensex.
Read More
March 10


GET INSTANT CASH LOAN IN 1 HOUR WITHOUT DOCUMENTS: INTEREST RATE AND ELIGIBILITY

Read More
March 10


HOW TO LINK AADHAAR TO PAN CARD ONLINE AND VIA SMS?

Read More
Know More



EXPLORE OUR VIDEOS


View all


FREQUENTLY ASKED QUESTIONS


WHAT IS THE NAVI APP?


The Navi App is an app that aims to make personal finance simple, accessible,
and affordable. You can download the App from Google Play Store or App Store to
sign up and access a host of products, including personal loans, home loans, and
health insurance with zero paperwork.


HOW TO DOWNLOAD THE NAVI APP?


Android users can download the Navi App from Google Play Store while iPhone
users can download the app from App Store.


WHAT ARE THE PRODUCTS OFFERED ON THE NAVI APP?


Through the Navi App, you can get access to instant cash loans, personal loans,
home loans, and health insurance. You can avail of these products by downloading
the Navi app from Play Store or App Store.


CAN I DIRECTLY INVEST IN MUTUAL FUNDS ON THE NAVI APP?


Yes, you can invest in Mutual Funds on Navi App, starting at ₹10, by following
these steps:


 * Download the Navi app
 * Select a Mutual Fund
 * Complete your KYC
 * Select SIP or Lump Sum
 * Enter the investment amount & start investing!


HOW DOES THE NAVI APP WORK?


The Navi App is extremely simple and easy to use. Download the app from the App
Store or Play Store. Once installed, log in to the Navi App with your mobile
number and get access to a host of personal finance products.


IS NAVI A BANK OR NBFC?


The Navi App is operated by Navi Technologies Limited. Navi Finserv Limited is
an RBI registered Systemically Important Non-Deposit Taking NBFC (ND-SI) which
lends through the Navi App. Navi Technologies is the digital lending partner of
Navi Finserv.


IS THE NAVI APP RBI APPROVED?


RBI does not approve digital lending apps. The Navi App is operated by Navi
Technologies Limited. Navi Finserv Limited is an RBI registered Systemically
Important Non-Deposit Taking NBFC (ND-SI) which lends through the Navi App. Navi
Technologies is the digital lending partner of Navi Finserv.


WHERE SHOULD I CONTACT IF I FACE ANY ISSUE WITH THE APP?


For any kind of queries, you can write to help@navi.com
Navi Technologies Ltd

--------------------------------------------------------------------------------


COMPANY

About Us Careers Contact Us Corporate Governance


PRODUCTS

Cash Loan Personal Loan Home Loan Health Insurance Mutual Fund


RESOURCES

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USEFUL LINKS

Privacy Policy Terms & Conditions RBI Sachet Portal Navi Finserv Limited Navi
General Insurance Ltd Report Vulnerability

--------------------------------------------------------------------------------

All information is subject to specific conditions | © 2023 Navi Technologies
Ltd. All rights are reserved.

--------------------------------------------------------------------------------

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KNOW MORE ABOUT NAVI



WHAT IS NAVI APP?

Navi is a digital app that aims to make personal finance simple, affordable, and
accessible. With the Navi app, you can sign up for instant personal loan, home
loan, health insurance, and mutual funds. The tech-driven app is extremely
easy-to-use and offers end-to-end solutions for all your personal finance needs
in a 100% paperless manner. Download the Navi app from Google Play Store and App
Store and get started today.


HOW TO DOWNLOAD AND INSTALL NAVI APP?

Both Android and iPhone users can install the Navi app. You can download the
instant loan app from Google Play Store (for Android users) and App Store (for
Apple iPhone users). Go to Google Play Store or App Store and type ‘Navi’. Click
on ‘Download’ to install the app. It shouldn’t take you more than a few seconds
to download and install.


WHAT ARE THE PRODUCTS OFFERED BY THE NAVI APP?

Whether you’re looking for an online loan app instant personal loan, a
big-ticket size home loan, index funds to suit your investment goals, or a
comprehensive health insurance policy to safeguard yourself and your family
members, the Navi app has everything in store for you. Here are the products you
would find in the Navi app:
 * 
   Navi Personal Loan up to ₹20 lakh
 * 
   Navi Home Loan up to ₹5 crore
 * 
   Navi Health Insurance policy that includes multiple benefits including
   coverage up to ₹1 crore
 * 
   Navi Mutual Fund that’s home to a wide range of low-cost index funds


NAVI PERSONAL LOAN

Get instant Personal Loan up to ₹20 lakh with the Navi app in a 100% paperless
manner. The instant personal loan app lets you enjoy attractive interest rates
starting from 9.9% p.a. with flexible repayment options up to 72 months. With
this personal loan app, you can get access to funds anywhere, anytime in a few
minutes with ZERO paperwork. Download the Nav app, if you are looking for an
online personal loan or fastest instant loan app that’s 100% safe and requires
minimal documentation


FEATURES AND BENEFITS OF NAVI PERSONAL LOAN

 * 
   Instant loans up to ₹20 lakh
 * 
   Low interest rates starting at 9.9% p.a.
 * 
   100% paperless
 * 
   Instant disbursal


ELIGIBILITY CRITERIA OF NAVI PERSONAL LOAN

 * 
   Nationality: Indian resident
 * 
   Age: 18 years and above
 * 
   Type of Employment: Salaried or Self-employed


STEPS TO APPLY FOR PERSONAL LOAN THROUGH NAVI APP

Follow these steps to apply for instant personal loans through the Navi app:
 * 
   Step 1: Download the Navi app from Google PlayStore or App Store
 * 
   Step 2: Enter your mobile number to get OTP
 * 
   Step 3: Fill in your basic details - Name, DOB, PAN, Employment Type,
   Profession and Total Monthly Income
 * 
   Step 4: Check loan offer
 * 
   Step 5: Select loan amount and tenure
 * 
   Step 6: Link your bank account
 * 
   Step 7: Get funds instantly transferred to your bank account

Note that the final amount disbursed could depend on multiple factors, including
your repayment capacity and credit score.


WHY NAVI APP FOR PERSONAL LOAN?

Here are a few reasons why you should use Navi personal loan app:
 * 
   100% Paperless: You don’t need to physically submit any documents. The entire
   process - from loan application to disbursal is entirely paperless.
 * 
   High Loan Amount: You can avail of loans up to ₹20 lakh with this personal
   loan app.
 * 
   Attractive Interest Rates: Enjoy lower interest rates starting at just 9.9%
   p.a.
 * 
   Pay in Easy EMIs: Repay at your own convenience with flexible EMI options up
   to 72 months or 6 years.
 * 
   Instant Disbursal: The entire loan journey - from application to disbursal -
   takes only a few minutes of your time.
 * 
   Zero Foreclosure Charges: Foreclose your personal loan at no extra cost.

Are you on the hunt for the best personal loan app that would give you instant
loans with minimal documentation? Download the fastest instant loan app - the
Navi app and apply for a personal loan online today. You could visit our
personal loan guide to get in-depth information on how personal loans work.


NAVI HOME LOAN

You can get Home Loans up to ₹5 crore at attractive interest rates starting from
8.85% p.a. in a 100% paperless process through the Navi app. You can also switch
your existing home loan to Navi through Navi Home Loan Balance Transfer and
enjoy lower interest rates. In case you are looking for a single loan to pay off
your existing loans, you can also opt for Navi Loan Against Property.


FEATURES AND BENEFITS OF NAVI HOME LOAN

 * 
   Get in-principle approval within minutes
 * 
   Loans up to ₹5 crore or 90% of the value of the property
 * 
   Low interest rates starting at 8.85% p.a.
 * 
   Flexible repayment tenures up to 30 years
 * 
   Option to switch your existing home loan to Navi through balance transfer
 * 
   Consolidate your debt with Loan Against Property


ELIGIBILITY CRITERIA OF NAVI HOME LOAN

 * 
   Nationality: Indian resident
 * 
   Age: 25 - 62 years
 * 
   Type of Employment: Salaried or Self-employed


STEPS TO APPLY FOR HOME LOAN THROUGH NAVI APP

Follow these steps to apply for a home loan through Navi:
 * 
   Step 1: Download the Navi app through Playstore or App Store
 * 
   Step 2: Enter your mobile number to get OTP
 * 
   Step 3: One registered, fill in basic details, including Name (as per PAN),
   DoB, employment details, PAN number, and City (where the property is located)
 * 
   Step 4: Click ‘Submit’ to get instant approval


WHY NAVI APP FOR HOME LOAN?

Here are a few reasons why you should use Navi app:
 * 
   100% Paperless Application: Zero paperwork required. Just enter your personal
   and property details along with PAN to get instant approval
 * 
   Big Ticket Loan: Get home loans up to ₹5 crore in a hassle-free way
 * 
   Low Interest Rates: Enjoy attractive interest rates starting at 8.85% p.a
 * 
   Zero Foreclosure Charges: Foreclose your home loan without any extra cost
 * 
   Balance Transfer Facility: Switch your existing home loan account to Navi and
   enjoy low interest rates
 * 
   Instant In-principle Approval: Get instant in-principle approvals within
   minutes

Looking for a home loan app that would give you instant approvals on your home
loan at low interest rates? Download the Navi app and apply for home loans
online. Use the home loan EMI calculator to check your EMI. For detailed
information on how a home loan works and what are its fees and charges, check
our Home Loan Guide.


NAVI HEALTH INSURANCE

Protect yourself and your family against life’s uncertainties through Navi
Health Insurance Policy. Get multiple benefits under one insurance policy,
including coverage up to ₹1 crore, no cap on room rent, cashless claims in over
10,000 network hospitals, and more. Sign up for the health insurance plan
through the Navi app, pay monthly premiums in EMIs starting at ₹235, and stay
protected at all times.


FEATURES AND BENEFITS OF NAVI HEALTH INSURANCE

 * 
   Cover up to ₹1 crore
 * 
   Cashless treatment in 10,000+ network hospitals
 * 
   No cap on hospital room rent
 * 
   Unlimited online doctor consultations
 * 
   No Claim Bonus
 * 
   Insurance portability option available


STEPS TO APPLY FOR HEALTH INSURANCE POLICY THROUGH NAVI APP

Follow these steps to apply for Navi Health Insurance policy through the health
insurance app:
 * 
   Step 1: Download the Navi app from Play Store or App Store
 * 
   Step 2: Tap on Health Insurance to chat with our insurance advisor
 * 
   Step 3: Enter your Pincode, select who do you want to cover and answer a few
   basic questions regarding your medical history and lifestyle habits
 * 
   Step 4: Get instant quote along with premium details


WHY NAVI APP FOR HEALTH INSURANCE?

Here are a few reasons why you should use the Navi app for health insurance:
 * 
   Get Quote in Minutes: Just enter your Pincode, age, and who you want to cover
   to get customised quote within a minute.
 * 
   Zero Paperwork: No unnecessary paperwork, just sign up through the app.
 * 
   Easy Tracking: Track your policy, claims, and renewals through the app.

So, why wait when you have the best mediclaim app by your side? Download the
Navi app, sign up for a comprehensive health insurance plan, and stay protected
against life’s uncertainties. For a comprehensive guide to how health insurance
works and the dos and don’ts, visit our Health Insurance guide.


NAVI MUTUAL FUND

Looking for the best app for mutual funds to start your investment journey or
searching for funds that would suit your investment needs? Try Navi Mutual Fund
and explore a wide range of low-cost index funds designed for both seasoned
investors and beginners.


FEATURES AND BENEFITS OF NAVI MUTUAL FUND

If you’re looking for a mutual fund investment app, try Navi. Here are some of
the benefits of investing with Navi Mutual Fund:
 * 
   Wide range of low-cost index funds
 * 
   Opportunity to capture the growth in the international market
 * 
   Low tracking error


GRIEVANCE REDRESSAL OFFICER (GRO) DETAILS:

Name: Ambika Sai S K
Designation – Grievance Redressal Officer
Address – Navi Finserv Limited, Second Floor, AMR Tech Park, Sy. No. 23 & 24,
Hongasandra Village, Hosur Road, Bangalore, Karnataka- 560068
Email – grievance@navi.com

Name: Abhijeet Paul
Designation – Customer Grievance Redressal Officer (DLA)
Address – Navi Technologies Limited, Ground Floor, Indiqube AMR Tech Park,
Hongasandra Village, Hosur Road, Bengaluru 560068, Karnataka.
Email – grievance.ntl@navi.com


CONCLUSION

The Navi app is a power-packed tech-driven app that aims to make financial
products simple, affordable, and accessible. So, if you’re looking for a
personal loan to meet any financial requirement, a home loan to buy your dream
home, funds that could suit your investment goals, or a comprehensive health
insurance policy, try Navi. Download the Navi app today!
Download App
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