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 * About
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 * Personal Banking
   * Open A New Account
   * General Information
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 * Business Banking
   * Open a Business Account
   * General Information
   * Business Checking
   * Business Savings
   * Business Services
   * Cybersecurity Guide
   * Online Banking
   * Small Business Advantage
     * General Information
     * Small Business Real Estate Loans
     * Small Business Line of Credit
     * Small Business Auto Loans
     * Small Business Equipment Loans
 * Loans
   * General Information
   * Make a Payment – Business
   * Make a Payment – Consumer
   * Business Lending
   * Personal Lending
   * Residential Lending
 * Wealth Management
   * General Information
   * Citizens Financial Group
   * Private Banking
   * Trust & Investments
 * Resources

Make Loan Payment
Account Login
 * Home
 * Personal Banking
   * Open A New Account
   * General Information
   * Credit Card Information
   * Cybersecurity Guide
   * MasterCard® Debit / ATM Card
   * Mobile Banking
   * Online Banking
   * Zelle®
 * Business Banking
   * Open a Business Account
   * General Information
   * Business Checking
   * Business Savings
   * Business Services
   * Cybersecurity Guide
   * Online Banking
   * Small Business Advantage
     * General Information
     * Small Business Real Estate Loans
     * Small Business Line of Credit
     * Small Business Auto Loans
     * Small Business Equipment Loans
 * Loans
   * General Information
   * Make a Payment – Business
   * Make a Payment – Consumer
   * Business Lending
   * Personal Lending
   * Residential Lending
 * Wealth Management
   * General Information
   * Citizens Financial Group
   * Private Banking
   * Trust & Investments
 * Resources

Make Loan Payment
Account Login

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PERSONAL BANKING

Online banking with bill pay is
just a click away.


24 HOURS A DAY,
7 DAYS A WEEK

We can offer you a solution that fits
your lifestyle and financial needs.

Learn More


BUSINESS BANKING

Business owners have a lot of worries.
Your bank shouldn’t be one of them.


SERVICING POLK COUNTY
SINCE 1920

We treat every customer and their
financial needs as priority number one.

Learn More


LOANS

We tailor loans to fit your individual
personal and business needs.


PERSONAL,
ATTENTIVE SERVICE

Local lenders experienced in providing a
variety of financing options.

Learn More


WEALTH MANAGEMENT

From investments, to trusts and
estate planning, we want to be your
trusted financial advisor.


PLANNING FOR
THE FUTURE

Helping you become more informed in
all areas of your financial life.

Learn More


POLK COUNTY’S BANK SINCE 1920

From first homes to first cars, births to college tuition, and business
start-ups to retirement planning, Citizens Bank & Trust has proudly served Polk
County since 1920. We are local bankers who work for, live in, and support this
wonderful community we all call home. We know how hard you work and you deserve
a bank that works just as hard for you. We're here for the long haul for you and
your financial needs.

Citizens Bank & Trust is a full-service financial institution, with a wide range
of account and loan products tailored to fit your individual needs.
Additionally, we offer the most experienced group of wealth management, trust
and private banking professionals in the market to assist you.

We take great pride in being Polk County’s bank and work every day to serve the
financial needs of our customers, while still providing a hometown banking feel.
We are a true community bank and will always consider you and your financial
needs our number one priority.

We are Citizens Bank & Trust and we are proud to be your bank!


Careers at CB&T
Planning for the Future
Locations & Hours
Buying a Home
Trusted Business Partner
Contact a Commercial Lender
Careers at CB&T
Planning for the Future
Locations & Hours
Buying a Home
Trusted Business Partner
Contact a Commercial Lender



NEWS FEED

DUSTIN WEEDER JOINS CITIZENS BANK & TRUST WEALTH MANAGEMENT TEAM

LAKE WALES, FL – Dustin Weeder has joined Citizens Bank & Trust as Investment
Portfolio Manager. He is part of ...
Read More →

NEW PLANT CITY OFFICE NOW OPEN – TEMPORARY OFFICE SET TO CLOSE AUGUST 11

The new permanent Plant City office location of Citizens Bank & Trust is now
open. The office is located at ...
Read More →

MICHELLE “MISSY” JOYCE JOINS CITIZENS BANK & TRUST PRIVATE BANKING TEAM

LAKE WALES, FL – Michelle “Missy” Joyce has joined Citizens Bank & Trust as Vice
President and Private Banking Officer. ...
Read More →


COMMUNITY CALENDAR

Oct 6
6:00 pm - 9:00 pm


MEALS ON WHEELS, “NIGHT OF STARS”

Oct 17
12:00 pm - 1:00 pm


FROSTPROOF CHAMBER OF COMMERCE LUNCHEON

Oct 18
7:30 am - 9:00 am


MULBERRY CHAMBER OF COMMERCE – BREAKFAST MEETING

Oct 20
6:00 pm - 9:30 pm


LAKE WALES CHAMBER OF COMMERCE, 7TH ANNUAL CHAMBER GALA AND AWARDS CEREMONY

View Calendar


EASY ACCESS

Our Mobile Banking Services provide 24/7 access to your Citizens Bank & Trust
accounts through your tablet or smartphone. This gives you the ability to
conveniently pay your bills, check your balances, make transfers, deposit checks
and much more while on the go.





FOR LOST OR STOLEN DEBIT CARDS, CALL 1-800-383-8000


ABOUT

Board / Senior Management
Careers
Community Sponsorship
Compliance & Security
History
Locations & Hours
News
Privacy Policy
Terms & Conditions


PERSONAL BANKING

Credit Card Information
Cybersecurity Guide
Mastercard® Debit/ATM Card
Mobile Check Deposit
Online Banking


BUSINESS BANKING

Business Checking
Business Savings
Business Services
Cybersecurity Guide
Online Banking
Small Business Advantage


LOANS

Business Lending
Personal Lending
Residential Lending

Online Accessibility: Citizens Bank & Trust is committed to easy online and
mobile banking for all our customers, including those with disabilities. We
continually enhance our website based upon standards by the World Wide Web
Consortium (W3C) in its Web Content Accessibility Guidelines 2.0
(http://www.w3.org/TR/WCAG20/). If a user with a disability experiences
accessibility issues with our website, please notify us by calling or emailing
your local branch.

PHISHING ALERT: Unless you initiated contact with Citizens Bank & Trust, we will
not contact you to ask for personal information. Do not provide your social
security number or bank account information, or complete online forms connected
with unsolicited e-mails that appear to come from the bank. When in doubt, you
may contact us as noted in the LOCATIONS & HOURS section of our website.



NMLS ID #528015

© 2023 Citizens Bank & Trust. All Rights Reserved. | Brand Management Provided
By Tinsley Creative.



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 * Home
 * Personal Banking
   * Open A New Account
   * General Information
   * Credit Card Information
   * Cybersecurity Guide
   * MasterCard® Debit / ATM Card
   * Mobile Banking
   * Online Banking
 * Business Banking
   * Open a Business Account
   * General Information
   * Business Checking
   * Business Savings
   * Business Services
   * Cybersecurity Guide
   * Online Banking
   * Small Business Advantage
     * General Information
     * Small Business Real Estate Loans
     * Small Business Line of Credit
     * Small Business Auto Loans
     * Small Business Equipment Loans
 * Loans
   * General Information
   * Make a Payment – Business
   * Make a Payment – Consumer
   * Business Lending
   * Personal Lending
   * Residential Lending
 * Wealth Management
   * General Information
   * Citizens Financial Group
   * Private Banking
   * Trust & Investments
 * About
 * Locations & Hours
 * News
 * Resources
 * Careers