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 * Our Partners
   * Medicare Uncensored
   * Medlock and Associates-Medicare Medlock’s
   * Laura P. Butler Consulting
   * JN Medicare Insurance Brokerage
   * Valero Life & Medicare Solutions
 * Services
   * Medicare
   * Annuities
   * Life Insurance
   * Pricing
 * Reviews & Testimonials
   * FAQ
 * Contact Our Award Winning Team
   * Schedule An Appointment at NO Cost
   * How Can We Help You?

Menu
 * Our Partners
   * Medicare Uncensored
   * Medlock and Associates-Medicare Medlock’s
   * Laura P. Butler Consulting
   * JN Medicare Insurance Brokerage
   * Valero Life & Medicare Solutions
 * Services
   * Medicare
   * Annuities
   * Life Insurance
   * Pricing
 * Reviews & Testimonials
   * FAQ
 * Contact Our Award Winning Team
   * Schedule An Appointment at NO Cost
   * How Can We Help You?

Compare Medicare Plans
 * 855-633-2638

Call to speak with a licensed agent

 * Our Partners
   * Medicare Uncensored
   * Medlock and Associates-Medicare Medlock’s
   * Laura P. Butler Consulting
   * JN Medicare Insurance Brokerage
   * Valero Life & Medicare Solutions
 * Services
   * Medicare
   * Annuities
   * Life Insurance
   * Pricing
 * Reviews & Testimonials
   * FAQ
 * Contact Our Award Winning Team
   * Schedule An Appointment at NO Cost
   * How Can We Help You?

Menu
 * Our Partners
   * Medicare Uncensored
   * Medlock and Associates-Medicare Medlock’s
   * Laura P. Butler Consulting
   * JN Medicare Insurance Brokerage
   * Valero Life & Medicare Solutions
 * Services
   * Medicare
   * Annuities
   * Life Insurance
   * Pricing
 * Reviews & Testimonials
   * FAQ
 * Contact Our Award Winning Team
   * Schedule An Appointment at NO Cost
   * How Can We Help You?

Compare Medicare Plans
 * 855-633-2638

Call to speak with a licensed agent


GOING ON MEDICARE HAS NEVER BEEN EASIER

Say Bye Bye to all the confusion, stress, and run-a-rounds. 

Take care of ALL your Medicare needs in ONE place. 

HELP Me With Medicare

DOWNLOAD FREE “MEDICARE HELP FOR DUMMIES WORKBOOK” HERE

Play Video about Medicare Help for dummies
David & Lois
November 21, 2023
They know their business.
Scott and Valerie have been our go-to people for several years. They have always
given good advice and we have recommended them to friends and relatives. The are
knowledgeable, friendly, and concerned. They will go the extra mile for each of
their clients. No high pressure, just good advice. They know their business and
we count them as friends.
 
Stephanie Verdugo
October 12, 2023
They are absolutely the best! Many years of experience and tons of knowledge!
Medicare, life insurance and financially, the Medlock’s will take care of you
for life!
 
Patti Gibson
July 28, 2023
Valerie and Scott are incredibly knowledgeable and so very helpful navigating
the world of Medicare & Insurance plans for seniors. They keep up with all the
changes and trends & are great at explaining options available. Highly
recommended !
 
Hilda Goss
February 18, 2023
Very knowledgeable team of Medicare specialist. Will help you find doctors in
your plan. Will give you options for which plan is right for you. They are
easily available. They will call you back. They can save you money! I have
recommended them to others and the team has made it easier to transition to
Medicare!
 
Joanne Rubio
February 18, 2023
We had an amazing experience with Medlock and Associates! Valerie helped my
parents find the right insurance plan to meet their needs. She answered all our
questions and was so kind and patient throughout the process. They have had
their insurance plan for over a year now and are very pleased. She continues to
offer support whenever we need it. This company really goes above and beyond in
helping their clients. I truly recommend working with Medlock and Associates,
they provide genuine and caring support and they treat you like family.
 

Trustindex rating score: 4.9 of 5,
based on 12 reviews

“Let’s face it, you’re the most popular person on earth, when you turn 65!”

All the information and sales material that’s coming your way, often times
creates more confusion.  

You aren’t alone.

Confusion Leads To:

 1. Enrolling in the wrong plan or not obtaining credible coverage according to
    Medicare’s Standards.
 2. Incurring unnecessary future penalties from the start.
 3. Choosing the wrong Medicare Pathway.
 4. Potentially spending more money than you should.
 5. Potentially missing out on extra help programs offered by various government
    agencies (Extra Help, MSP, State Medicaid).
 6. Potentially miss out on important deadlines or benefit add on, changes, or
    deletions to current insurance plans.  **These changes may vary per county
    and state.**

To check ALL plans, visit the OFFICIAL MEDICARE GOVERNMENT WEBSITE.


YOU CAN HAVE THE RIGHT & BEST INSURANCE WITHOUT BREAKING THE BANK AND
STRESS-FREE.


FACTORS THAT CONFUSE INDIVIDUALS MORE FOR 2023:


 * Too Many Commercials-some not applicable to county.
 * Numerous calls from foreign call centers.
 * Numerous calls from numbers pretending to be local.

 * Numerous calls from call centers that only care about a sale and not your
   best interest.
 * Misinformation from family and friends, that are not licensed insurance
   professionals.
 * Too much marketing mail, e-mails, and literature that doesn't speak to YOU.


YOU EARNED IT; YOU WORKED HARD FOR IT.

You deserve nothing but the best  Medicare Insurance that is available in YOUR
State and County. 


HELP FOR INDIVIDUALS WITH OR ELIGIBLE FOR:

 * Part A-Hospital
 * Part B-Medical
 * Part D-Prescription Drug Plans
 * Part C-Medicare Advantage Plans
 * Supplement Plans-N, G, F, HDF, HDG

Medicare Uncensored and its Partners are not sponsored, endorsed, or affiliated
with Medicare or any other Official Government Agencies.  

Help is provided by our licensed insurance brokers:  Medlock and Associates,
Laura P. Butler Consulting, JN Medicare Insurance Brokerage, and Valero Life &
Medicare Solutions via your preferred method of contact, with NO OBLIGATION to
ever purchase any insurance products. 

Don’t wait to start YOUR Medicare Process, just get it over with, click below
for Help. 

> “You’ll be glad you did.”

Medicare Help
All reviews
Google
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Trustindex

Excellent4.912 reviews
4.9
Excellent12 reviews
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Google Facebook Trustindex
Excellent4.76 reviews
4.7
Excellent6 reviews
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Excellent5.01 reviews
5.0
Excellent1 reviews
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Excellent5.05 reviews
5.0
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David & Lois
21 November 2023
They know their business.
Scott and Valerie have been our go-to people for several years. They have always
given good advice and we have recommended them to friends and relatives. The are
knowledgeable, friendly, and concerned. They will go the extra mile for each of
their clients. No high pressure, just good advice. They know their business and
we count them as friends.
Read more
Stephanie Verdugo
12 October 2023
They are absolutely the best! Many years of experience and tons of knowledge!
Medicare, life insurance and financially, the Medlock’s will take care of you
for life!
 
Patti Gibson
28 July 2023
Valerie and Scott are incredibly knowledgeable and so very helpful navigating
the world of Medicare & Insurance plans for seniors. They keep up with all the
changes and trends & are great at explaining options available. Highly
recommended !
Read more
Hilda Goss
18 February 2023
Very knowledgeable team of Medicare specialist. Will help you find doctors in
your plan. Will give you options for which plan is right for you. They are
easily available. They will call you back. They can save you money! I have
recommended them to others and the team has made it easier to transition to
Medicare!
Read more
Joanne Rubio
18 February 2023
We had an amazing experience with Medlock and Associates! Valerie helped my
parents find the right insurance plan to meet their needs. She answered all our
questions and was so kind and patient throughout the process. They have had
their insurance plan for over a year now and are very pleased. She continues to
offer support whenever we need it. This company really goes above and beyond in
helping their clients. I truly recommend working with Medlock and Associates,
they provide genuine and caring support and they treat you like family.
Read more
Jesus Hernandez
18 February 2023
Mejores assistentes de medicare
Muchas gracias por toda la ayuda que me dieron al elejir un plan de medicare.
Con todas las llamadas que agarra uno, me dio mucho gusto que fueron
recomendados a mi. Gracias por todo.
Read more
Encarnacio
17 February 2023
Helped when I moved
Very helpful enrolling me in a new plan when I moved and helped with my mail
order pharmacy. Have been very happy with them.
Read more
Kitty Rodgers
24 January 2023
Awesome Knowledgeable People
Best group of people for Medicare help, I was very impressed. Thanks for
explaining Medicare and helping me find the right Medicare Plan.
Read more
Mr. T
26 April 2022
Truly are experts
I was looking for an annuity product to invest some money. Upon much research
and learning that not all annuity products are created equal, they were able to
provide me with various companies and products to choose from. It was all
explained in great detail and I am really happy with the annuity company I
chose. Thanks for your help.
Read more
Bernice Brake
10 February 2022
I don't know what I would do without you all. Every year you save us money on
our supplemental medicare insurance and our medications. Thanks a bunch you two
and for taking care of us seniors!
Read more


YOUR EXCLUSIVE MEDICARE ONE-STOP HELP SHOP:


EASY ACCESS TO MOST INSURANCE COMPANIES

Your One-Stop Shop to Medicare Insurance Options and needs, based on state and
county.

Get quotes and plan options in your zip code fast and accurately with no hidden
fees and zero obligation.

(Licensed in most states and bilingual in English and Spanish). 

For ALL plans you can visit the official government website here.


CUSTOMIZED PLAN

Turning 65, Leaving Employer Health Plan, or received Medicare due to a
disability before age 65 are a few of the many scenarios that are possible when
enrolling into Medicare.

During your initial and yearly NO COST consultation, you’ll get customized plan
recommendations  based on YOUR individualized needs.

Never miss out on potential savings, different plan options in your county &
state, or benefit changes.


START-TO-FINISH ENROLLMENT

Our specialized team of licensed Medicare Experts will guide you every single
step of the way and ensure that you have a smooth and stress free transition.

Take advantage of our FREE educational content in Medicare topics, Finance
topics, Life Insurance topics, and much more informational freebies to help
during your retirement years.

Check out what else we can do for you under services. 


REVIEWS AND TESTIMONIALS

MEDICARE UNCENSORED & PARTNER BROKERS

REAL people, REAL reviews, REAL results!

"When we were retiring, we were referred to Scott and Valerie. We had delayed
our Medicare Part B because we were still working at the time we were eligible
for Medicare. Switching to Medicare upon retiring saved us money for better
coverage. We were stressed about all the retirement paperwork and Medlock and
Associates walked us every single step of the way. This made the transition very
easy and convenient."

Kennie & Terry R. Carlsbad, NM
"Medlock and Associates showed us various Medicare insurance options upon when
we turned 65. They also shopped our drug plan to suit our medications. The
process was fast and easy. We are very happy and please with our service and
purchase."

Fred & Deborah B. Carlsbad, NM
"Scott and Valerie were recommended to us by our best friends. We were so
confused about 65 and when we retired. We had so many unanswered questions and
we needed Medicare Insurance options and help with our Retirement Planning.
Medlock and Associates' help made things so easy and better to understand this
whole process. Thanks to them we are all set with our Medicare and Retirement
Planning."

Ralph & Cathy E. Hobbs, NM
"We were in the wrong plan and it was not paying for services we needed. We felt
demoralized and helpless. After consulting with Medlock and Associates, we were
put into the correct plans suited for our needs. The process was easy and
seamless. We are extremely pleased and definitely recommend."

Bob & Linda M. El Paso, TX
"Turning 65 was scary and confusing. We had constant mail, calls, and people at
our door prior to enrolling in Medicare. Hearing information from so many
sources left us even more confused than ever. We were so grateful to find
Medlock and Associates. They made it simple to understand and enroll in the
right plan that fits our budget."

Guillermo & Catalina N. El Paso, TX
"When we were retiring, we were referred to Scott and Valerie. We had delayed
our Medicare Part B because we were still working at the time we were eligible
for Medicare. Switching to Medicare upon retiring saved us money for better
coverage. We were stressed about all the retirement paperwork and Medlock and
Associates walked us every single step of the way. This made the transition very
easy and convenient."

Kennie & Terry R. Carlsbad, NM
"Medlock and Associates showed us various Medicare insurance options upon when
we turned 65. They also shopped our drug plan to suit our medications. The
process was fast and easy. We are very happy and please with our service and
purchase."

Fred & Deborah B. Carlsbad, NM
"Scott and Valerie were recommended to us by our best friends. We were so
confused about 65 and when we retired. We had so many unanswered questions and
we needed Medicare Insurance options and help with our Retirement Planning.
Medlock and Associates' help made things so easy and better to understand this
whole process. Thanks to them we are all set with our Medicare and Retirement
Planning."

Ralph & Cathy E. Hobbs, NM
"We were in the wrong plan and it was not paying for services we needed. We felt
demoralized and helpless. After consulting with Medlock and Associates, we were
put into the correct plans suited for our needs. The process was easy and
seamless. We are extremely pleased and definitely recommend."

Bob & Linda M. El Paso, TX



ARE WE A GOOD FIT?

IF YOU SAY YES TO ANY OF THE FOLLOWING STATEMENTS, THEN WE CAN HELP YOU!

 * I don't even know or where to start with Medicare, NOW that I'm Turning 65.
 * I am disabled and had Medicare, but NOW I'm Turning 65.
 * I currently have Medicare, but I moved out of my county or to a different
   state.
 * I am losing my employer coverage or I need to change Medicare insurance for a
   bertter rate.
 * I don't know who my agent is or I want to deal with someone local.
 * I want to speak with a licensed professional who really knows what they are
   doing.
 * If you like the good old fashioned customer service, where YOU matter, and
   you aren't just a number.

HOWEVER, YOU’RE PROBABLY NOT A MATCH IF…

 * You are looking for a large insurance brokerage with 50 plus employees.
 * You mind leaving a message (ways to reach us) because we are on an
   appointment, another call, or helping another individual out. (We'll always
   get back to you in a timely manner).
 * You don't like the accurate and unbiased professional recommendations.
 * You are impatient. We always take our time with each individual, treat
   everyone with the same respect and kindness.

Don’t wait to start YOUR Medicare Process, just get it over with, click below
for Help. 

> “You’ll be glad you did.”

HELP Me With Medicare

OUR SPECIALIZED TEAM COMES WITH ALL THE BELLS AND WHISTLES . . .

Specialized Licensed Experts

10+ years of experience in the Medicare industry and relevant industries ALL
under one umbrella to give you the the best Medicare advise and plan
recommendations customized JUST FOR YOU. 

We are licensed in most states.

Click here to learn more about our specialized team, who can’t wait to help
YOU.  

Bilingual

Our entire team is fluent in English and Spanish. 

If you need assistance in any other language or for an impairment, please do not
hesitate to reach out to us at the email below or click here to fill out a
contact me form, so we can expedite your request in a timely manner. 

Contact e-mails: info@medlockandassociates.com

info@medicareuncensored.com

info@jnmedicareinsurance.com

jesus@valerolms.com

info@lauraconsultingmedicare.com

Easy Accessibility

Extremely easy and convenient to reach any of our on-call experts: Medlock and
Associates-Scott & Valerie Medlock; JN Medicare Insurance Brokerage-Jesus
Noriega; Laura P. Butler Consulting- Laura Butler; Valero Life & Medicare
Solutions-Jesus & Michelle Valero

 * E-mail: Click here for Team E-mail information. 
 * Call  or Text Us:  Click here for telephone numbers.
 * Social Media:  Click here for team’s social media information.
 * Fax:   Click here for fax information. or
 * Schedule an in-person appointment per request with any of our team members. 
   Click here to schedule an appointment with any Partner Broker.  

Please fill out contact me form here.

"Old School" Customer Service

Our team will ensure that YOU are treated like an individual who deserves as
much time needed to understand the entire Medicare process and ALL YOUR
Enrollment Options. 

You will never be pressured into any insurance plan and you will always get a
true professional unbiased recommendation based on your individual needs and
circumstances. 

Most Insurance Quotes

We are contracted with most financially stable A-rated insurance companies,
rated by A.M. Best, Fitch, Kroll Bond Rating Agency (KBRA), Moody’s and Standard
& Poor’s. 

Independent Insurance Brokers have the ability to choose which insurance
companies to contract with.

Every year, our team evaluates our portfolios for the services we offer, based
on client feedback, financial stability ratings, star ratings issued by CMS,
customer service, rate increases, and other factors that can impact whether we
add a company or no longer represent it.  

We have access to the latest and fastest quoting tools in the Insurance
Industry. 

Local Small Business

We are third-generation, self-made, self-taught, small successful local
insurance brokerages licensed in most states.

All partner brokers have extensive knowledge in Medicare, Finance, Business, and
Healthcare, with multiple degrees, certifications, and licenses. 

Local Brokers know your county in great detail. **Not all counties offer the
same plans and plans do vary from state to state.**


HELP AT YOUR FINGERTIPS

FAST, EASY, AND CONVENIENT HELP NOW!

Scott, Valerie, Laura, or Jesus are READY to HELP YOU!

Click below and let’s get rolling…AND…It’s ALL at NO COST and NO OBLIGATION to
YOU

Medicare Help


GET UPDATES AND STAY CONNECTED -SUBSCRIBE TO OUR MONTHLY FREE NEWS ARTICLES

Disclaimer: We do not offer every plan available in your area. Any information
we provide is limited to those plans we do offer in your area. Please contact
Medicare.gov or 1–800– MEDICARE to get information on all of your options.

Medicare Uncensored & Partner Brokers websites are owned and operated by Medlock
and Associates.  Medicare.medlockandassociates.com contains links to marketing
content that may constitute a solicitation of insurance. Medicare Uncensored
consists of licensed insurance brokers that may receive compensation if you make
a purchase for insurance from any of the companies they are contracted with.

Medicare Uncensored & Partner Brokers are not sponsored or affiliated by the
U.S. government or the federal Medicare program. 

*By clicking and submitting consent on any of the ads, you are agreeing that
Medicare Uncensored & any of its licensed Partner Brokers can contact you by
your preferred method of contact with zero obligation to purchase insurance.

Subscribe


NEED HELP? CALL OUR AWARD-WINNING SUPPORT TEAM AT (855) MED-ANDU

Help Me Now


MEDLOCK AND ASSOCIATES


INSURANCE BROKER IN LEA COUNTY, NEW MEXICO



Our partners provide help with Medicare Insurance, Annuities, and Life Insurance
products to folks just like you every day.  There are NO FEES for our services. 

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ADDRESS

1820 Homestead Dr.

Hobbs, NM 88240

PHONE

(855) 633-2638



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 * FREEBIES for Success
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