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Email: mstevens@rossmortgage.com

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Daniel Bayliss
Matt and his entire team (Juanita, Devin, Brent, Oliva) were amazing from start
to finish. Everyone went above and beyond, answering all my questions, and going
to bat for me whenever needed. The process was quick and efficient, we were able
to close a conventional loan in under 30 days! Matt has made me a customer for
life, and I look forward to getting to work with everyone again on my next
purchase!!
Google

David Botts

Google

Crystal Klaff
Beyond blessed to have met this team! I had many obstacles in my first time
house buying experience and Matthew & Juanita have fought for me the whole way.
Also big thanks to Brent for always keeping me updated. The whole team is just
great! Today Ill be closing on a house that I love thanks to them. They truly
work magic & make dreams come true!
Google

Kyle Minugh
The wife and I were granted an opportunity to obtain a property and home that my
wife had wanted since she was a young child. Every bank we went to for a VA loan
told us we couldn't have more than 10 acres, we couldn't have a barn on the
property, we couldn't finance the home period because it was a "farm" and not
just a home. We were struggling to make this home ours for reasons we didn't
understand why. It didn't feel like the banks were being honest about what the
VA would cover.

When we felt that we were gonna have to settle on a lesser loan for a mere
fraction of the family property we stumbled onto Arielle Best NMLS # 1674270
with Ross Mortgage. She shined the light on what the banks were doing to close
doors that the VA had wide open for us. She worked in another state so she
pointed us to Matthew Stevens who just happened to work in our small town.

Matthew's team was able to work with us from start to finish on gaining our home
on 6 acres attached to 60 additional acres with the barns and all. The rates
offered were consistent with going rates offered by the banks. The process was
not easy do to multiple complications that were out of our hands but they stuck
through grinding out every detail. My personal favorite was the constant
updates, we didn't go a single day wondering what was going on. They kept us in
the loop at all times and even with the slightest change.

We will definitely be using them again. Plus Matt offers a financial review
after one year from your purchase date to see where you stand as well as
financial advise for life if you need it. We stumbled across Ross Mortgage by
chance and it was everything we needed when everything else was holding the
doors closed.
Google

abigail minugh

Google

Lee James
The team at Matthew Stevens were excellent. They were professional and courteous
at every step. They couldn't have made the process any easier for us. We were
able to complete our loan application online and received a great rate too! We
even closed on time. If you are looking for an awesome lending team that
provides excellent service and rates, I recommend the team at Matthew Stevens!
Google

Kimberly Buckner
Too good to be true is a thing with Matthew Stevens mortgage. He made the
impossible timeline happen, found me the best low rate and I never had a moment
of wondering because the communication was stellar.

Matthew himself took my call when he should have ignored the call.

Juanita was on top of everything and always in constant communication

Brett made sure we got updates and found any answers I needed help with.

THIS TEAM GOES ABOVE AND BEYOND
Google

Ken Lemen
Did a great job for my wife and I on a home refi. Saved us a bunch of money at
current rates.
Google

Joanne Sparacino
Mathew Stevens company was exceptional! I got a great interest rate. I did all
my paperwork on line and everything went smoothly. The staff was excellent. They
were very professional and prompt. If I called with a question it was answered
or my phone call was returned promptly. They made me feel comfortable to ask as
many questions as necessary. I would highly recommend this company. I worked
with Juanita Hill and Devin Gearlds. They were FANTASTIC!! Thank you for a great
experience.
Google

Derek Gearlds
Company ensures you get the home you desire, at the best price possible!
Google

Reviews



Daniel Bayliss
Matt and his entire team (Juanita, Devin, Brent, Oliva) were amazing from start
to finish. Everyone went above and beyond, answering all my questions, and going
to bat for me whenever needed. The process was quick and efficient, we were able
to close a conventional loan in under 30 days! Matt has made me a customer for
life, and I look forward to getting to work with everyone again on my next
purchase!!
Google

David Botts

Google

Crystal Klaff
Beyond blessed to have met this team! I had many obstacles in my first time
house buying experience and Matthew & Juanita have fought for me the whole way.
Also big thanks to Brent for always keeping me updated. The whole team is just
great! Today Ill be closing on a house that I love thanks to them. They truly
work magic & make dreams come true!
Google

Kyle Minugh
The wife and I were granted an opportunity to obtain a property and home that my
wife had wanted since she was a young child. Every bank we went to for a VA loan
told us we couldn't have more than 10 acres, we couldn't have a barn on the
property, we couldn't finance the home period because it was a "farm" and not
just a home. We were struggling to make this home ours for reasons we didn't
understand why. It didn't feel like the banks were being honest about what the
VA would cover.

When we felt that we were gonna have to settle on a lesser loan for a mere
fraction of the family property we stumbled onto Arielle Best NMLS # 1674270
with Ross Mortgage. She shined the light on what the banks were doing to close
doors that the VA had wide open for us. She worked in another state so she
pointed us to Matthew Stevens who just happened to work in our small town.

Matthew's team was able to work with us from start to finish on gaining our home
on 6 acres attached to 60 additional acres with the barns and all. The rates
offered were consistent with going rates offered by the banks. The process was
not easy do to multiple complications that were out of our hands but they stuck
through grinding out every detail. My personal favorite was the constant
updates, we didn't go a single day wondering what was going on. They kept us in
the loop at all times and even with the slightest change.

We will definitely be using them again. Plus Matt offers a financial review
after one year from your purchase date to see where you stand as well as
financial advise for life if you need it. We stumbled across Ross Mortgage by
chance and it was everything we needed when everything else was holding the
doors closed.
Google

abigail minugh

Google

Lee James
The team at Matthew Stevens were excellent. They were professional and courteous
at every step. They couldn't have made the process any easier for us. We were
able to complete our loan application online and received a great rate too! We
even closed on time. If you are looking for an awesome lending team that
provides excellent service and rates, I recommend the team at Matthew Stevens!
Google

Kimberly Buckner
Too good to be true is a thing with Matthew Stevens mortgage. He made the
impossible timeline happen, found me the best low rate and I never had a moment
of wondering because the communication was stellar.

Matthew himself took my call when he should have ignored the call.

Juanita was on top of everything and always in constant communication

Brett made sure we got updates and found any answers I needed help with.

THIS TEAM GOES ABOVE AND BEYOND
Google

Ken Lemen
Did a great job for my wife and I on a home refi. Saved us a bunch of money at
current rates.
Google

Joanne Sparacino
Mathew Stevens company was exceptional! I got a great interest rate. I did all
my paperwork on line and everything went smoothly. The staff was excellent. They
were very professional and prompt. If I called with a question it was answered
or my phone call was returned promptly. They made me feel comfortable to ask as
many questions as necessary. I would highly recommend this company. I worked
with Juanita Hill and Devin Gearlds. They were FANTASTIC!! Thank you for a great
experience.
Google

Derek Gearlds
Company ensures you get the home you desire, at the best price possible!
Google

Reviews



Phone: (270) 629-5041

APPLY NOW

Email: mstevens@rossmortgage.com

Text Us

Daniel Bayliss
Matt and his entire team (Juanita, Devin, Brent, Oliva) were amazing from start
to finish. Everyone went above and beyond, answering all my questions, and going
to bat for me whenever needed. The process was quick and efficient, we were able
to close a conventional loan in under 30 days! Matt has made me a customer for
life, and I look forward to getting to work with everyone again on my next
purchase!!
Google

David Botts

Google

Crystal Klaff
Beyond blessed to have met this team! I had many obstacles in my first time
house buying experience and Matthew & Juanita have fought for me the whole way.
Also big thanks to Brent for always keeping me updated. The whole team is just
great! Today Ill be closing on a house that I love thanks to them. They truly
work magic & make dreams come true!
Google

Kyle Minugh
The wife and I were granted an opportunity to obtain a property and home that my
wife had wanted since she was a young child. Every bank we went to for a VA loan
told us we couldn't have more than 10 acres, we couldn't have a barn on the
property, we couldn't finance the home period because it was a "farm" and not
just a home. We were struggling to make this home ours for reasons we didn't
understand why. It didn't feel like the banks were being honest about what the
VA would cover.

When we felt that we were gonna have to settle on a lesser loan for a mere
fraction of the family property we stumbled onto Arielle Best NMLS # 1674270
with Ross Mortgage. She shined the light on what the banks were doing to close
doors that the VA had wide open for us. She worked in another state so she
pointed us to Matthew Stevens who just happened to work in our small town.

Matthew's team was able to work with us from start to finish on gaining our home
on 6 acres attached to 60 additional acres with the barns and all. The rates
offered were consistent with going rates offered by the banks. The process was
not easy do to multiple complications that were out of our hands but they stuck
through grinding out every detail. My personal favorite was the constant
updates, we didn't go a single day wondering what was going on. They kept us in
the loop at all times and even with the slightest change.

We will definitely be using them again. Plus Matt offers a financial review
after one year from your purchase date to see where you stand as well as
financial advise for life if you need it. We stumbled across Ross Mortgage by
chance and it was everything we needed when everything else was holding the
doors closed.
Google

abigail minugh

Google

Lee James
The team at Matthew Stevens were excellent. They were professional and courteous
at every step. They couldn't have made the process any easier for us. We were
able to complete our loan application online and received a great rate too! We
even closed on time. If you are looking for an awesome lending team that
provides excellent service and rates, I recommend the team at Matthew Stevens!
Google

Kimberly Buckner
Too good to be true is a thing with Matthew Stevens mortgage. He made the
impossible timeline happen, found me the best low rate and I never had a moment
of wondering because the communication was stellar.

Matthew himself took my call when he should have ignored the call.

Juanita was on top of everything and always in constant communication

Brett made sure we got updates and found any answers I needed help with.

THIS TEAM GOES ABOVE AND BEYOND
Google

Ken Lemen
Did a great job for my wife and I on a home refi. Saved us a bunch of money at
current rates.
Google

Joanne Sparacino
Mathew Stevens company was exceptional! I got a great interest rate. I did all
my paperwork on line and everything went smoothly. The staff was excellent. They
were very professional and prompt. If I called with a question it was answered
or my phone call was returned promptly. They made me feel comfortable to ask as
many questions as necessary. I would highly recommend this company. I worked
with Juanita Hill and Devin Gearlds. They were FANTASTIC!! Thank you for a great
experience.
Google

Derek Gearlds
Company ensures you get the home you desire, at the best price possible!
Google

Reviews

Phone: (270) 629-5041

APPLY NOW

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Matthew Stevens

Position: Branch Manager

NMLS ID: 1488624

I’m Matthew, and I am Here To Help

You’ve heard the horror stories…how hard it is to qualify, the mounds of
paperwork you have to provide, the difficulties and delays. Not to mention the
fighting, shopping, and haggling to get a good rate.


 

I’ve got GREAT NEWS…




 

I’m here to solve that for you. Go ahead and take a look at my articles below on
tips for first time buyers and sellers. As a Veteran Mortgage Advisor, I also
offer Veterans options that other consumers don’t have access to. I’ll give you
the inside scoop to make qualifying for a great low rate mortgage EASY. Yes, I
really did say easy.

 

When you’re ready, the next step in getting a low rate mortgage made easy is to
contact me so we can review your unique situation and make sure that you get a
low rate mortgage without the stress and hassle that’s normally associated with
it.

 

It’s EASY to reach me – feel free to call me directly, or if you prefer you can
email me. Either way, I’m here to make the experience of getting a mortgage a
good one for you.

 

Whether you need the mortgage to buy a home, or are looking to refinance for a
better rate or some cash out of your property, I can help.

 

I look forward to hearing from you.
Let's Have a Conversation

Meet The Team…

Meet The Team…

“I appreciate the opportunity to help homebuyers stay out of the mistakes I made
when I was younger. I think it’s important to get a good team of people helping
you make SOLID decisions. I believe in giving people the options and the
information they need to SUCCEED.”

Craig Davis

Position: Loan Officer

NMLS# 1950037

Craig Davis

Position: Loan Officer

NMLS# 1950037

“I appreciate the opportunity to help homebuyers stay out of the mistakes I made
when I was younger. I think it’s important to get a good team of people helping
you make SOLID decisions. I believe in giving people the options and the
information they need to SUCCEED.” 

Samantha Wilson

Position: Loan Officer

NMLS# 2079330

My roots are in lending with a degree in management from WKU, but I went home
for a few years to focus on my family. During my time at home, I worked in
multiple non-profits, and was a trainer for the University of Kentucky. The
heart of EVERYTHING I have done has been SERVING others, and helping families
get good information to make better choices. When I went back to my career in
lending, I noticed a need for QUALITY mortgage advice. Matthew Stevens Team had
already earned my trust as my personal mortgage lender. When offered the
opportunity to serve people with BETTER mortgage options through empowering and
educating the communities we serve, the choice was easy. Apart from my career as
a mortgage lender, I am a wife of 19 years and a homeschooling Mom of 8.
#YourMortgageMomma

Hi, I’m Shannon Ward; I VALUE the opportunity to help others realize their dream
of homeownership, and I am PROUD to work for a company that espouses values such
as working hard, doing right by our customers, and working as a TEAM. I’m
thankful to be a part of the Matthew Stevens Mortgage Team!

Shannon Ward

Position: Loan Officer

NMLS# 2327059

Shannon Ward

Position: Loan Officer

NMLS# 2327059

Hi, I’m Shannon Ward; I VALUE the opportunity to help others realize their dream
of homeownership, and I am PROUD to work for a company that espouses values such
as working hard, doing right by our customers, and working as a TEAM. I’m
thankful to be a part of the Matthew Stevens Mortgage Team!

Johnathan Dailey

Position: Loan Officer

NMLS# 1509513

“Hi, I’m John Dailey. I LOVE my family, which includes my wife Kelsey, and my
son, Tatum. Matthew and I connected over a plate of eclectic biscuits in
Cincinnati. It felt natural upon meeting him and I saw a TON of character in
him, which gave me the trust to come aboard. Look good, play good!

“I joined Matthew’s team because I have a deep passion for helping people, and
working with them to own a home is a GREAT way to do that. Homeownership is
something everyone deserves a chance to pursue. I look forward to helping people
pursue that goal. When I’m not working, I love spending time with my growing
family. My wife and I recently had our first child and he has quickly become our
whole world. Being a new parent means that free time is always limited, but when
the opportunity presents itself I also love to read, run, and watch some UK
basketball.”

Madison Short

Position: Loan Partner

NMLS# 2032190

Madison Short

Position: Loan Officer

NMLS# 2032190

“I joined Matthew’s team because I have a deep passion for helping people, and
working with them to own a home is a GREAT way to do that. Homeownership is
something everyone deserves a chance to pursue. I look forward to helping people
pursue that goal. When I’m not working, I love spending time with my growing
family. My wife and I recently had our first child and he has quickly become our
whole world. Being a new parent means that free time is always limited, but when
the opportunity presents itself I also love to read, run, and watch some UK
basketball.”

Caitlin Walters

Position: Loan Officer 

NMLS# 2257676

“Hi I’m Caitlin! I joined Matthew’s Team because I wanted to find a workplace
that I could not only be challenged, but GROW my career. I also wanted to
showcase my passion to help others, and I am able to do EXACTLY that; being
apart of Matthew’s Team. Our TEAM truly VALUES the relationships we make with
every one of our customers, helping them live out their dreams of homeownership;
 I am so grateful to be a part of this Team!”

“Hi. I’m the guy that built this website. I have a passion for Graphic Design. I
love art, music, games, and people. I joined Matthew’s Team because I wanted a
place to GROW, and also to finally work closer to home. Matthew’s given me the
chance to use my hobbies in my career; and I really love it.“

Brent Warf

Position: Loan Manager AKA “The Tech Guy”

Brent Warf

Position: Loan Manager AKA “The Tech Guy”

“Hi. I’m the guy that built this website. I have a passion for Graphic Design. I
love art, music, games, and people. I joined Matthew’s Team because I wanted a
place to GROW, and also to finally work closer to home. Matthew’s given me the
chance to use my hobbies in my career; and I really love it.“

> 

“Hey! I’m Abby! I joined the Matthew Stevens Team looking for a place where I
could GROW in my career and so far, being here has done just that. I am truly
grateful that I have been accepted into this team and family of hard-working
people who love their job. When I’m not at work, my husband and I are playing
with our sweet little son, we love all things outside and going on adventures.
I’m very excited to see where the mortgage world will take me!”

> 

Abby Payne

Position: Administrative Assistant

Abby Payne

Position: Administrative Assistant

> 

“Hey! I’m Abby! I joined the Matthew Stevens Team looking for a place where I
could GROW in my career and so far, being here has done just that. I am truly
grateful that I have been accepted into this team and family of hard-working
people who love their job. When I’m not at work, my husband and I are playing
with our sweet little son, we love all things outside and going on adventures.
I’m very excited to see where the mortgage world will take me!”

> 

First Time Buyer Tips

You’ve got a lot to learn…

Learn More
Learn More

First Time Seller Tips

You’ve got a lot to learn…

Learn More
Learn More

Affected by Divorce?

Our team can help you transition to your next stage in life.

 

Learn More
Learn More

Down Payment Assistance

Get the facts on Down Payment Assistance. Always check the conditions of the DPA
programs.

Learn More
Learn More

VA Loans

Are you active duty, a Veteran, or a surviving spouse of a Veteran?

We are experts with VA Loans, we can help you…

Learn More
Learn More

Tired of Reading?

Check out my video page.

You won’t regret it…

Learn More
Learn More
Let's Get Started
Matthew Stevens
NMLS ID: 1488624
215 Rogers Rd.
Glasgow, KY 42141
Branch NMLS ID: 1988723


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