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HELPING CLIENTS PREPARE FOR THEIR FINANCIAL FUTURE SINCE 1859





OUR COMPANIES

Through our two businesses, our clients have entrusted us with over $670 billion
of assets under management.

EQUITABLE

Since 1859, Equitable has been a provider of individual retirement, group
retirement and life insurance products with more than 2.8 million clients across
the United States.

Equitable

ALLIANCEBERNSTEIN

AllianceBernstein, a leading global investment management and research firm,
brings together a wide range of insights, expertise and innovations to advance
the interests of their clients. 

AllianceBernstein


OUR BUSINESS

We are at the intersection of advice, asset management and financial protection
which provides our clients with products and strategies to help them address
their long-term financial needs and our shareholders with attractive growth
potential.

 * Individual retirement
   
   
 * Group retirement
   
   
 * Protection solutions
   
   
 * Investment management & research
   
   


INDIVIDUAL RETIREMENT


INDIVIDUAL RETIREMENT

Our annuity products help our clients accumulate wealth and prepare for their
retirement income needs. These products and services enable individuals to
choose from advantages such as wealth accumulation, guaranteed income, death
benefits and tax-efficient distribution options. We distribute our variable
annuity products through our affiliated retail sales force and a wide network of
approximately 600 third-party firms, reaching more than 100,000 financial
professionals.


GROUP RETIREMENT


GROUP RETIREMENT

Our Group Retirement products help teachers, municipal and corporate employees
accumulate wealth and better prepare for their retirement needs. These
tax-deferred investment products, such as variable annuities and mutual funds,
are sponsored by educational and not-for-profit entities, as well as small- and
medium-sized businesses. We have a team of over 1,000 specially-focused
financial professionals, the Retirement Benefits Group, that offers worksite
advice to our clients.


PROTECTION SOLUTIONS


PROTECTION SOLUTIONS

Our Protection Solutions business is comprised of our life insurance and
employee benefits businesses. Our life insurance products are designed to help
our clients protect and transfer their wealth. Our employee benefits segment
provides small and medium-sized businesses a suite of differentiated insurance
products to protect their employees, regardless of what happens in life.


INVESTMENT MANAGEMENT & RESEARCH


INVESTMENT MANAGEMENT & RESEARCH

AllianceBernstein provides diversified investment management, research and
related solutions to a broad range of clients around the world. We distribute
our investment management products and solutions through three main client
channels — Institutional, Retail and Bernstein Private Wealth Management — and
distribute our institutional research products and solutions through Bernstein
Research Services.



Important information: A long-term financial product designed for retirement
purposes, an annuity is essentially a contractual agreement in which payment(s)
are made to an insurance company, which agrees to pay out an income or a lump
sum amount at a later date. Variable annuities typically have mortality and
expense charges, various fees, exclusions and limitations, early withdrawals may
be subject to surrender charges and a federal income tax penalty. Variable
annuities are subject to investment risks, including possible loss of principal
invested. All guarantees are based on the claims-paying ability of Equitable
Financial Life Insurance Company.

Variable annuities (including Equitable's Structured Capital Strategies) and
mutual funds are offered by prospectus, which contains more complete information
including investment objectives, risks, charges, and expenses, and available
through Financial Professionals or the issuing company. Investors should read
the prospectus carefully before investing.

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Equitable Holdings, Inc. (NYSE; EQH) comprises two complementary and
well-established principal franchises, Equitable Financial Life Insurance
Company and AllianceBernstein. Annuity and life insurance products are issued by
Equitable Financial Life Insurance Company (Equitable Financial) (NY, NY), which
was established in 1859, and life insurance products are issued by Equitable
Financial Life insurance Company of America (Equitable America), an AZ stock
corporation headquartered in Jersey City, NJ. Financial Professionals are
registered with associated broker-dealers, including Equitable Advisors, LLC
(member FINRA, SIPC). The obligations of Equitable Financial and Equitable
America are backed solely by their own claims-paying abilities. 

© 2020 Equitable Holdings, Inc.