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GET HELP MANAGING DEBT WITH THE RIGHT SOLUTION FOR YOU.

Let’s work together to meet your goals and get you on the path to financial
freedom.


DEBT CONSOLIDATION OPTIONS FROM ROCKET LOANSSM AND ROCKET MORTGAGE®


HOME EQUITY LOAN1

BY ROCKET MORTGAGE

Take part of the equity in your home and get cash without refinancing.

 * 10- or 20-year term.2

 * Get financing from $45,000 to $350,000.

 * Pay down revolving debt without impacting your mortgage rate.

   

Start An Application



CASH-OUT REFINANCE

BY ROCKET MORTGAGE

Use money from your home’s value to pay off high-interest debt.

 * 10- to 30-year term.3

 * Get financing by using up to 80% of your home’s value.

 * Get one fixed loan rate and payment.

   

Start An Application



PERSONAL LOAN

BY ROCKET LOANS

Get back on track without having to use any current equity or assets.

 * 36- or 60-month term.4

 * Get financing from $2,000 to $45,000 as soon as today.5

 * Pay down revolving debt without using your pre-existing assets.

   

Start An Application



IMPROVE YOUR FINANCIAL WELLNESS WITH HELP FROM ROCKET MONEYSM.

Managing money can be hard, but you don’t have to do it alone. Rocket Money
empowers you to save more, spend less, and track your financial habits.
Get help maintaining good spending habits.
 Track your day-to-day spending automatically.
Start a savings plan that matches your budget.
Create A Free Account
Already have an account? Sign in here

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NOT ALWAYS KNOWING THE RIGHT NEXT STEP IS NORMAL — WE CAN HELP.

Don't forget your unlimited access to our library of resources. We hand-picked
some articles to get you started.

6-Minute Read


HOW A PERSONAL LOAN CAN SIMPLIFY YOUR LIFE

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REFINANCE YOUR HOME TO PAY OFF DEBT

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CONSOLIDATE DEBT WITH A HOME EQUITY LOAN

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HOW A PERSONAL LOAN CAN SIMPLIFY YOUR LIFE

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REFINANCE YOUR HOME TO PAY OFF DEBT

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CONSOLIDATE DEBT WITH A HOME EQUITY LOAN

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OUR SISTER COMPANIES

Buy a home, refinance, or manage your mortgage online with America's largest
mortgage lender.*

Dedicated to supporting the Rocket Family of Companies.

Get a personal loan to consolidate debt, renovate your home and more.

Save more, spend less, see everything, & take back control of your financial
life.

Get a real estate agent handpicked for you and search the latest home listings.


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J.D. Power Disclaimer

Rocket Mortgage has won more awards than any other brand in the J.D. Power U.S.
Mortgage Servicer and Origination Satisfaction Studies from 2002 – 2022
(Origination) and 2002 – 2023 (Servicer). Visit JDPower.com/Awards for more
information.

© 2023 Rock Central. | All Rights Reserved.

 

Rocket Mortgage, LLC; NMLS #3030; www.NMLSConsumerAccess.org. Rocket Mortgage,
1050 Woodward Ave, Detroit MI 48226-1906. Licensed in all 50 states.

 

RockLoans Marketplace LLC dba Rocket Loans; NMLS #1399530;
www.NMLSConsumerAccess.org. Equal housing Lender. All loans are made by Cross
River Bank, a New Jersey state chartered commercial bank, Member FDIC.

 

Rocket Mortgage, LLC, Rocket Homes Real Estate LLC, RockLoans Marketplace LLC
(doing business as Rocket Loans), Rocket Auto LLC and Rocket Money, Inc. are
separate operating subsidiaries of Rocket Companies, Inc. (NYSE: RKT). Each
company is a separate legal entity operated and managed through its own
management and governance structure as required by its state of incorporation
and applicable legal and regulatory requirements.

¹Home Equity Loan product requires full documentation of income and assets,
credit score and Max LTV/CLTV/HCLTV. Requirements are tiered as follows: 680
minimum FICO with a max LTV/CLTV/HCLTV of 75%, 700 minimum FICO with a max
LTV/CLTV/HCLTV of 85%, and 760 minimum FICO with a max LTV/CLTV/HCLTV of 90%.
Your debt-to-income ratio (DTI) must be 45% or below. Valid for loan amounts
between $45,000.00 and $350,000.00 (minimum loan amount for properties located
in Iowa is $61,000). Product is a second standalone lien and may not be used for
piggyback transactions. To qualify for these loan programs, you must be the age
of majority in your state with a valid U.S. residency. Product not available on
Schwab products. Guidelines may vary for self-employed individuals. Some
mortgages may be considered “Higher Priced” based on the APOR spread test.
Higher Priced loans are not allowed on properties located in New York. Formal
approval will be subject to satisfactory verification of income, assets, credit,
property condition and value. Additional restrictions apply. Not available in
Texas.

²Home Equity Loan 10 Year: For example, the payment on a $70,000, 10-year
fixed-rate loan at 12.00% (12.573% APR) with an LTV of 80% is $1,004.30. Points
due at closing are 0.00% ($0). Taxes and insurance not included. Home Equity
Loan 20 Year: For example, the payment on a $70,000, 20-year fixed-rate loan at
11.875% (12.378% APR) with an LTV of 80% is $710.67. Points due at closing are
0.00% ($0). Taxes and insurance not included.

³Cash Out Refinance 10 Year: For example, the payment on a $200,000, 30-year
fixed-rate loan at 5.99% (7.243% APR) with an LTV of 80% is $2,219.41. Points
due at closing are 4.5% ($9,000). Taxes and insurance not included. Cash Out
Refinance 30 Year: For example, the payment on a $200,000, 30-year fixed-rate
loan at 6.99% (7.574% APR) with an LTV of 80% is $1,329.27. Points due at
closing are 4.625% ($9,250). Taxes and insurance not included.

⁴For example, a 5-year $16,000 loan with a 14.55% interest rate and a 6.95%
($1,112) origination fee would have 59 scheduled monthly payments of
approximately $376.83 and 1 final monthly payment of approximately $399.09 for
an APR of 17.90%.

⁵Same Day Funding available for clients completing the loan process and signing
the Promissory Note by 1:00 p.m. ET on a business day. Also note, the ACH credit
will be submitted to your bank the same business day. This may result in
same-day funding, but results may vary and your bank may have rules that limit
our ability to credit your account. We are not responsible for delays which may
occur due to incorrect routing number, account number or errors of your
financial institution.

 

*Based on Rocket Mortgage data in comparison to public data records.