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Text Content

Figure Logo
|Pay
BorrowBusinessInvestPayAbout

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HELOC

Leave your low rate alone Get up to $400k!



Refinance or Purchase

Apply for a Refinance or Purchase Mortgage with Homebridge



Crypto-Backed Loan

NEW

Borrow up to $1M against your holdings, while keeping your crypto exposure



Crypto Mortgage Plus

COMING SOON

Borrow up to $20M to fund your home purchase, while keeping your crypto exposure



Payment Assistance

Impacted by financial hardship? We're here for you.

Equity Solutions

For private companies to raise and manage equity



Figure Pay Enterprise

The banking-in-a-box solution.



Figure Pay for Merchants

Save over 80% in transaction fees



Digital Fund Services

For fund managers to seamlessly raise capital



Business

Solutions built to create savings and efficiency

Invest

Discover unique investment opportunities (For accredited investors)

Figure Pay

All-in-one money app Access to credit and rewards.



Figure Pay Enterprise

The banking-in-a-box solution.

About

Learn about us



Careers

Explore our open roles



FAQs

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ONE APP. ONE CARD.


NO HASSLE.

Pay for purchases, transfer money, earn rewards**  navigates to disclosure **,
and access point of sale loans.**  navigates to disclosure ** All in one
easy-to-use account. Download or login to request your Figure Pay Visa® Prepaid
Card today!


  Download on the App Store, opens in a new window

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THE ALL-IN-ONE DIGITAL MONEY APP.

Pay $0 in fees  navigates to disclosure undefined

Save money with $0 in fees and no minimum balance requirement on your deposit
account.1  navigates to disclosure 1 Figure Pay does not charge any fees for
your deposit account. You’re welcome!

Figure Pay Credit Loans**  navigates to disclosure **

Some customers will qualify instantly. If not, you can earn point-of-sale credit
by making deposits for two consecutive months. (See Figure Pay FAQs for
details.)

Get paid up to 2 days early  navigates to disclosure undefined

When you set up direct deposit on Figure Pay, you can access your funds up to
two days early.3  navigates to disclosure 3 No more waiting for your money.

Transfer money easily  navigates to disclosure undefined

Sending and receiving money from family and friends is just a few taps away with
Figure Pay.


EARN $100 WITH
DIRECT DEPOSIT

When you set up your account and direct deposit at least $1,200 per month for
two consecutive months, you’ll receive $100 automatically! Your one-time bonus
will be paid within 30 days.4  navigates to disclosure 4

Download the app today


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EARN CASH REWARDS AND DISCOUNTS


WHILE SHOPPING AT YOUR FAVORITE STORES.

Figure Pay has partnered with Dosh2  navigates to disclosure 2 rewards, earning
you cashback while you shop and dine. Dosh connects thousands of stores right to
you. No codes, coupons, or extras are needed! Enjoy automatic rewards every time
you use Figure Pay!




COMING TO YOUR STATE SOON!

If Figure Pay isn’t available in your state yet, please join our waitlist and
we'll let you know when it’s available.

Join waitlist




OWN OR OPERATE A BUSINESS?

Figure Pay is a better way to get paid for goods and services directly. Learn
more and see how you can start saving over 80% on transaction fees. PLUS, get
$250 when you refer a new merchant.3  navigates to disclosure 3

Learn more


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©2022 Figure Technologies, Inc

Figure Lending LLC dba Figure 15720 Brixham Hill Ave, Suite 300 Charlotte, NC
28277

Figure Payments Corporation dba Figure Pay 100 West Liberty Street, Suite 600
Reno, NV 89501

General Customer Support:

888-819-6388

Mortgage Refinance Support:

888-697-1506

Figure Pay Support:

800-260-1795

Figure

Education  Opens a new window.About FigureNewsroom  Opens a new window.Contact
UsCareersFAQsSite MapAccessibility

Products

Home Equity LineMortgage RefinanceCrypto-Backed LoanLoan MarketplaceDigital Fund
ServicesAsset ManagementCap Table Management

Legal

Terms of UseFigure Pay Terms of UseFigure Pay Cardholder
AgreementLicensesPrivacy PolicyBiometric Privacy PolicyE-CommunicationsMoney
TransmissionHELOC Servicing Fee Schedule  Opens a PDF in a new windowMortgage
Refinance Servicing Fee Schedule  Opens a PDF in a new windowCopyright Policy
and Claims

Figure

Education  Opens a new window.About FigureNewsroom  Opens a new window.Contact
UsCareersFAQsSite MapAccessibility

Products

Home Equity LineMortgage RefinanceCrypto-Backed LoanLoan MarketplaceDigital Fund
ServicesAsset ManagementCap Table Management

Legal

Terms of UseFigure Pay Terms of UseFigure Pay Cardholder
AgreementLicensesPrivacy PolicyBiometric Privacy PolicyE-CommunicationsMoney
TransmissionHELOC Servicing Fee Schedule  Opens a PDF in a new windowMortgage
Refinance Servicing Fee Schedule  Opens a PDF in a new windowCopyright Policy
and Claims

Figure Payments Corporation dba Figure Pay | NMLS #2033432  Opens a new window..
100 West Liberty Street, Suite 600, Reno, NV 89501. (800) 260-1795.

The Figure Pay Visa® Prepaid Card is issued by MetaBank®, N.A., Member FDIC,
pursuant to a license from Visa USA Inc. Deposit account held at UMB Bank, n.a.,
Member FDIC. Loans offered by Figure Lending LLC dba Figure. 15720 Brixham Hill
Ave, Suite 300 Charlotte, NC 28277 (888) 819-6388. NMLS 1717824.
www.nmlsconsumeraccess.org  Opens a new window. Equal Opportunity Lender.
Standard data charges may apply. Terms apply. Figure Pay FAQs

1

Figure Pay-branded demand deposit account is held at UMB Bank, n.a., member FDIC

2

Dosh is a third party that is not affiliated with MetaBank, N.A., or Visa.

3

Early access to direct deposit funds depends on the timing of the submission of
the payment file from the payer. Figure Pay generally makes these funds
available on the day the payment file is received, which may be up to 2 days
earlier than the scheduled payment date.

4

Limit one $100 bonus per customer. Bonus will be deposited in the Figure Pay
account within 30 days of the second consecutive deposit satisfying requirements
for bonus.

*

Figure Pay is available in Alabama, Alaska, Arkansas, Arizona, California,
Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Idaho,
Illinois, Indiana, Iowa, Louisiana, Kansas, Kentucky, Maine, Massachusetts,
Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New
Hampshire, Nevada, New Jersey, New Mexico, North Carolina, North Dakota, Ohio,
Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota,
Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin,
and Wyoming with more states to come. Figure Pay Credit Loans are available in
Alaska, Arizona, Colorado, Connecticut, Delaware, Illinois, Iowa, Kansas,
Kentucky, Maine, Maryland, Missouri, Montana, Nevada, New Hampshire, New Jersey,
New Mexico, Oregon, South Dakota, Utah, and Wyoming

**

This offer is not affiliated with MetaBank, N.A., or Visa.