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4 forms found in the DOM

GET https://www.allegacy.org/

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Name: headerloginform — POST https://www.allegacyfcu.org/tob/live/usp-core/app/initialLogin

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        <a href="https://www.allegacyfcu.org/tob/live/usp-core/app/register" class="co-login_form--link">New User</a> | <a href="https://www.digindemo.com/?include=integratedsrt-billpayduedate-accountbalance-internaltransfers-billpay-financeworks-externaltransfernopin-mfa-sharedaccess-sharednoach-expeditedpayments-popmoney-pprqmy&amp;id=3325" class="co-login_form--link">
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GET https://www.allegacy.org/

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GET https://www.allegacy.org/

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Allegacy Federal Credit Union
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Keeping your accounts safe is of the utmost importance to Allegacy. Please be
aware of an increase in phone and email-based scams requesting your personal
information. Scammers can alter the number + name sent to your caller ID or
email to disguise their identity. Never give out your online banking
credentials, log in or account information to anyone contacting you. If you are
ever in doubt, contact us at 336.774.3400 to report suspected fraud.

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Welcome to Allegacy Federal Credit Union


BE YOUR BEST YOU.

Helping members pursue wellness of mind, body and wallet since 1967.

Join



--------------------------------------------------------------------------------


CELEBRATING A HISTORIC AND INNOVATIVE PARTNERSHIP!

We’ve deepened our relationship with Wake Forest University, a longtime, trusted
partner with mutual roots in Winston-Salem. Through a new, multi-year commitment
establishing the home of Wake Forest football as Allegacy Federal Credit Union
Stadium!

Watch the video to learn more


HOW DO YOU MEASURE A HEALTHY LIFE?

At Allegacy Federal Credit Union, we believe the answer is in the balance. It’s
being wise in the choices you make. It’s pursuing wellness on every level. It’s
working actively toward your goals, powered by the belief that you can get
there. We want nothing more than for you to be your best you. So let’s get
started.

I am a Homeowner Student (18+ years old) Parent Retiree Sensible spender
Financial novice Business owner
Homeowner


trying to Refinance my mortgage Buy a truck or car Remodel using home equity
Insure my home Buy new appliances Fund a big vacation
Refinance my mortgage


Let's go


FINANCIAL FITNESS IS PART OF A BALANCED LIFE.

> I have accounts at other banking institutions and Allegacy Federal Credit
> Union far exceeds the others. Your representatives are polite, knowledgeable,
> and very helpful.
> 
> Diane J.
> — Winston-Salem, NC


TODAY’S RATES

Auto Loans as low as
4.99%
APR¹
SmartRate Checking
3.00%
APY²
Mortgage Eliminator Loan as low as
5.17%
APR³
View all Rates »
See important terms and conditions


BEST DRIVING INSTRUCTOR, HARD.
BEST CAR LOAN, EASY.

As low as 4.99% APR for an Auto Loan

Apply Online


WATCH YOUR SAVINGS GROW!

Earn 4.75% APY* with a 3 or 6-Month Certificate. Great for short-term savings
goals.

*See important terms + conditions.
Learn more


BEING OUR BEST, TOGETHER

When you become an Allegacy member, the benefits aren’t just individual. When
you invest with us, we invest in arts, education, health and community service
organizations throughout the Triad. It brings us joy to help our community
thrive. It’s also the right thing to do.

 * In 2022, Allegacy donated nearly
   5%
   
   of our net income to support the community’s food insecurity, education +
   health + wellbeing

 * Helped members work towards reducing debt by
   $22K+
   
   on average

 * Allegacy funded nearly
   $120M
   
   in business loans to our local communities

Learn more about our community impact


DOING THE RIGHT THING, FOR OUR MEMBERS AND OUR COMMUNITY.

We put our members first at every turn, and focus on their wellbeing. It’s not
just a promise, it’s something we believe in. It’s our way of helping you be
your best.

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OFFERING THE RIGHT CHOICES

From a selection of innovative products and services to a collection of digital
and in-person ways to connect, you will find options here.

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PROVIDING THE RIGHT GUIDANCE

We believe that by making smart choices, you can take control of your finances.
And we’re here to support you in that journey.

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KNOWING WHAT'S RIGHT AND MAKING IT HAPPEN

At Allegacy, there’s a common thread that runs through all of us. It’s our
promise to members to always do the right thing for their wellbeing.

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DIVERSE FINANCIAL RESOURCES

We are always listening to our members’ needs and providing the tools to address
them. When you’re in charge of your financial future, we’re happy.

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LOAN PRODUCTS THAT UNLOCK POSSIBILITIES

From low-rate auto loans to mortgages to home equity loans and lines of credit,
we have the financing to help you do something special.

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INVESTMENT PLANNING SERVICES

Wherever you are in life, you can get where you want to go. It’s all about
putting together a solid plan, making adjustments along the way, and then
following through.


BECOME A CREDIT UNION MEMBER.

Join online now. The application takes about 10 minutes. Just have your ID,
Social Security Number and funding account info ready.

Join Now


WHAT’S HAPPENING AT ALLEGACY

Here are a few other resources, pages and articles you might enjoy.


TRENDING TOPICS


 * YOUR SECURITY IS OUR PRIORITY
   
   For most of us, the holidays are filled with joy, family and giving to
   others. Unfortunately, it is common for individuals to take advantage of us
   during this busy time. … Continue reading →


 * HOLIDAY SPENDING TIPS
   
   Believe it or not, it is possible to make it through the holidays and start
   the year off with your financial goals still intact. All it takes is a little
   … Continue reading →


 * SHOULD KIDS HELP FUND THEIR COLLEGE EDUCATION
   
   Opinions on teaching children how to save money typically equal the number of
   households in the country. To say there are a lot of them is an
   understatement. And the … Continue reading →


LATEST NEWS

Wake Forest University and Allegacy Federal Credit Union Announce Historic and
Innovative Campus-wide Partnership to include Football Stadium Naming Rights
Allegacy Federal Credit Union Awards $13,500 in Scholarships To Local Students
Allegacy Federal Credit Union To Open Fourth Charlotte-Area Financial Center
Allegacy Named 2023 Credit Union National Association’s Diamond Award Winner for
Website Redesign
A Message From Cathy Pace Regarding Allegacy’s Financial Strength
Allegacy Celebrates Relocation of Mocksville Financial Center


DISCLOSURES

¹ APR= Annual Percentage Rate. All loans are subject to credit approval. Rates
are based on your credit history and profile. Rates, terms and products subject
to change without notice. APR as low as 4.99% is effective as of 07.1.2023.

² APY = Annual Percentage Yield. Higher dividend rate is based on meeting all
SmartRate Checking requirements. Requirements include: eStatements, 20 check
card transactions and direct deposit (or ACH debit) per cycle. 3.00% APY is a
variable rate and is effective as of 6/1/23. Balances of $25,000 or more earn a
variable rate of 0.10% APY. Fees could reduce the earnings on the account.

³ All loans are subject to credit approval. Rates are based on your credit
history and profile. Rates, terms, and products subject to change without
notice. As of 01/25/23, rates as low as 5.17% with terms of 7, 8, 9, 10, 12, or
15 years. All Allegacy real estate secured loans are subject to legal
requirements in the member’s state of primary residence. Mortgage Eliminator
Loans for primary or secondary residence are available in California,
Connecticut, Delaware, District of Columbia, Florida, Georgia, Illinois,
Indiana, Maryland, New Jersey, New York, North Carolina, Pennsylvania, South
Carolina, Virginia, and West Virginia. For example, a $100,000 loan financed for
120 months at 5.17% APR would result in an approximately monthly payment of
$1,068.98 Taxes and insurance not included, your actual payment obligation will
be higher. Qualifying states pay little to no closing costs. Closing costs are
fees charged by Allegacy at the closing of the transaction that may include
property title search, flood certification and if deemed necessary, an appraisal
fee.


GET IN TOUCH

Contact Us Find a Location or ATM 336.774.3400 800.782.4670


ROUTING NUMBER 253177887


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Allegacy Federal Credit Union | PO Box 26043 | Winston-Salem, NC 27114-6043
© 2023 Allegacy Federal Credit Union

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 * Federally insured by NCUA
   Equal Housing Lender

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