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Submission: On November 29 via manual from US — Scanned from DE
Effective URL: https://www.usbank.com/credit-cards/offers/cash-plus-visa-signature-credit-card.html?ds_e=otherengine&ds_c=Search_6_USB...
Submission: On November 29 via manual from US — Scanned from DE
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U.S. BANK CASH+® VISA SIGNATURE® CARD
UP TO 5% CASH BACK ON TWO CATEGORIES, PLUS A $200 BONUS.
Earn a bonus that has increased from $150 to $200 rewards bonus after you spend
$1,000 in eligible purchases within the first 90 days of account opening.1 And
enjoy no annual fee.
Plus earn 2% cash back on one everyday category you choose each quarter.
1% cash back on all other eligible spend.
$0 annual fee
See details below.
Get a decision in as little as 60 seconds.
Mobile Carrier Terms.2
Mobile Carrier Terms.2
See annual fee and full terms
Next step: Apply
Log in to apply faster
U.S. BANK CASH+® VISA SIGNATURE® CARD
UP TO 5% CASH BACK ON TWO CATEGORIES, PLUS A $200 BONUS.
Earn a bonus that has increased from $150 to $200 rewards bonus after you spend
$1,000 in eligible purchases within the first 90 days of account opening.1 And
enjoy no annual fee.
5% cash back3 on your first $2,000 in combined eligible purchases each quarter
on two categories you choose4
2% cash back on one everyday category you choose each quarter, like gas stations
and EV charging stations^, grocery stores^ or restaurants.4
1% cash back on all other eligible purchases.
$ Annual Fee Enjoy all the benefits with no annual fee plus a 0% intro APR* on
purchases and balance transfers† for the first 15 billing cycles. After that, a
variable APR applies, currently $.
^Excludes discount stores/supercenters and wholesale clubs
ADDITIONAL BENEFITS
Icons / Decorative / Money Bag / Large Copy 3plane
5% CASH BACK ON PREPAID TRAVEL.
On air, hotel and car reservations booked directly in the Rewards Center.4
UP TO 5% TOTAL CASH BACK ON ONLINE SHOPPING.
Shop through the Rewards Center Shopping Deals or download the browser extension
for bonus rewards offers with over 1,100 online merchants as you shop –
automatically.
gift
FLEXIBLE REDEMPTION.
Get your cash back as a statement credit, a rewards card or directly deposited
into your U.S. Bank checking or savings account. Enjoy flexible options designed
to fit your needs.3
PAY OVER TIME WITH A U.S. BANK EXTENDPAY® PLAN.5
Receive a new cardmember $0 fee offer links to full terms and conditions on
ExtendPay Plans opened in the first 60 days after account opening.5
Apply now
EARN ON YOUR FAVORITE CATEGORIES.
To earn cash back, choose and activate your Cash+ Categories. You’ll earn with
every eligible purchase. Redeem your cash back anytime online.3
5% CASH BACK ON TWO CATEGORIES YOU CHOOSE
* Fast food
* Home utilities
* TV, internet and streaming
* Department stores
* Cell phone
* Electronic stores
MORE 5% CASH BACK CATEGORIES
* Sporting goods stores
* Movie theaters
* Gyms/fitness centers
* Furniture stores
* Ground transportation
* Select clothing stores
2% CASH BACK ON ONE EVERYDAY CATEGORY YOU CHOOSE LIKE
* Grocery stores and grocery delivery^
* Restaurants
* Gas stations and
EV charging stations^
^ Excludes discount stores/supercenters and wholesale clubs
Plus, earn 1% cash back on all other eligible purchases.
Apply now
WITH THE CASH+ VISA SIGNATURE CARD YOU GET TO CHOOSE HOW TO MAXIMIZE YOUR
REWARDS
Watch how easy it is.
Apply now
View transcript
CASH BACK CALCULATOR
SEE HOW MUCH CASH BACK YOU COULD EARN.
Select at least one cash back category and enter your monthly spend.
Apply now
AWARDS AND ACCOLADES FOR CASH+
Nerdwallet 2024
Best-Of Awards Winner for Best Credit Card
Best 0% APR Credit Card for Purchases
FREQUENTLY ASKED QUESTIONS
WHAT CREDIT SCORE IS NEEDED TO QUALIFY FOR THE U.S. BANK CASH+ VISA® CREDIT
CARD?
In general, our credit card products are for customers with a credit score in
the good to excellent range. We also offer several secured credit card products
which are designed for people looking to build or rebuild their credit with
responsible use.
HOW DOES THE U.S. BANK CASH BACK CREDIT CARD WORK?
With the U.S. Bank Cash+® Visa cash back credit card, you can earn 5% cash back
on your first $2,000 in eligible net purchases each quarter on the combined two
categories you choose. You earn 2% cash back on your choice of one everyday
category, and 1% cash back on all other eligible net purchases. If you don't
choose your Cash+ categories each quarter, all your eligible net purchases will
still earn 1% cash back.
HOW DO I EARN CASH BACK ON MY CASH+® VISA CREDIT CARD?
You earn 5% cash back on your first $2,000 in eligible net purchases each
quarter on the combined two categories you choose.3 You earn 2% cash back on
your choice of one everyday category, and 1% cash back on all other eligible net
purchases. If you don't choose your Cash+ categories each quarter, all your
eligible net purchases will still earn 1% cash back.
HOW DO I REDEEM CASH BACK REWARDS ON MY CASH+® VISA CREDIT CARD?
You can get your cash back rewards at any time online through the Rewards
Center.
* Log in at usbank.com or the U.S. Bank Mobile App.
* On the Dashboard, select View rewards on your Cash+ card.
* Then select the Redeem rewards icon and choose the reward you would like to
redeem.
WHAT CATEGORIES CAN I EARN 2% CASH BACK WITH MY CASH+® VISA CREDIT CARD?
You can earn 2% cash back by choosing one of the following categories each
quarter: gas stations and EV charging stations^, restaurants or grocery stores^
^Excludes discount stores/supercenters and wholesale clubs
IS MY U.S. BANK CASH+® VISA SIGNATURE® CREDIT CARD ELIGIBLE FOR SHOPPING DEALS?
Yes. Your U.S. Bank Cash+® Visa Signature® Credit Card is eligible to use at the
Rewards Center Shopping Deals. Shopping Deals is the easiest way to earn
additional cash back while shopping online at over 1,100 stores using your
U.S. Bank Cash+ Visa® Credit Card. Earn everyday cash back on your credit card
and then earn additional cash back by shopping through the Rewards Center
Shopping Deals.
HOW DO I USE THE SHOPPING DEALS ON MY U.S. BANK CASH+® VISA SIGNATURE® CREDIT
CARD?
* Log in at usbank.com or the U.S. Bank Mobile App.
* On the Dashboard, choose View rewards for your Cash+ card.
* Then select the Shopping deals under "What’s New" and start shopping.
By using the Rewards Center Shopping Deals with your U.S. Bank Cash+® Visa
Signature® Credit Card, you’ll be able to earn more cash rewards by shopping
online. Earn cash rewards on your credit card purchases and then earn additional
cash rewards by shopping through the Rewards Center Shopping Deals.
IS MY U.S. BANK CASH+® VISA SIGNATURE® CREDIT CARD ELIGIBLE FOR REAL-TIME
REWARDS?
Yes. Your U.S. Bank Cash+® Visa Signature® Credit Card is eligible for Real Time
Rewards, a redemption method that instantly turns your purchases into rewards.
You can use your mobile device to redeem cash rewards earned on your U.S. Bank
Cash+® Visa Signature® Credit Card.
HOW DO I USE REAL-TIME REWARDS ON MY U.S. BANK CASH+® VISA SIGNATURE® CREDIT
CARD?
Once enrolled, redemption is quick and easy. Make a purchase on your U.S. Bank
Cash+® Visa Signature® Credit Card. You’ll receive a text with the option to
redeem cash rewards toward that purchase. Reply "REDEEM" to complete the
redemption. You must have enough cash rewards to cover the entire purchase in
order to receive the text message to redeem.
Your cash rewards will be deducted from your cash rewards balance and redeemed
in the form of a credit to your monthly billing statement. See program rules for
additional details.
WHAT IS U.S. BANK EXTENDPAY®?
U.S. Bank ExtendPay® Plans provide a payment option that allows you to divide
eligible credit card purchases into affordable monthly payments with no
interest* – just a fixed monthly fee.
HOW WILL I KNOW IF I AM ELIGIBLE FOR A U.S. BANK EXTENDPAY® PLAN?
If your credit card account is eligible for a U.S. Bank ExtendPay® Plan, you’ll
receive a notification via email, or you’ll see ExtendPay Plan options when
viewing your card account details or eligible transactions online. The only
purchases eligible for an ExtendPay Plan are those that were made within 60 days
prior to signing up for ExtendPay, are over $100, and are less than your
purchase balance when you sign up for ExtendPay.
ExtendPay Plan eligibility may change based on your credit card account
activity.
Start of disclosure content
DISCLOSURES
U.S. Bank may change APRs, fees and other account terms in the future based on
your experience with U.S. Bank National Association and its affiliates as
provided under the Cardmember Agreement and applicable law.
* The 0% introductory APR applies to purchases and is valid for the first 15
billing cycles. The 0% introductory APR applies to balance transfers made within
60 days of account opening and is valid for the first 15 billing cycles. The
introductory rate does not apply to cash advances. Balance Transfer fee of 3% of
each transfer amount, $5 minimum will apply. When you make a payment, the amount
up to your Minimum Payment is applied first to the monthly payment obligation
for U.S. Bank ExtendPay® Plans and U.S. Bank ExtendPay® Loans if any, and then
to non-Fixed Payment Program balances in the order of the lowest to highest APR.
Any amount over your Minimum Payment is applied to balances in the order of
highest to lowest APR.
† Balance Transfers transactions from other U.S. Bank National Association
accounts are not permitted. You may cancel a balance transfer request within 10
days of account opening by calling 800-285-8585.
Not all transactions are considered to be Purchases and eligible to earn
rewards, such as transactions posting as Convenience Checks; Balance Transfers;
Advances (including ATM withdrawals, wire transfers, traveler's checks, money
orders, foreign cash transactions, betting transactions, and lottery tickets);
interest charges and fees; credit insurance premiums; and transactions to (i)
fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or
(iii) buy cash convertible items. Upon approval, see your Cardmember Agreement
for details. A purchase will not earn additional rewards if the merchant's
selected code is in a category that is not eligible for additional rewards
earning. We do not determine the category codes that merchants choose and
reserve the right to determine which purchases qualify for additional rewards.
Account must be open and in good standing (not past due or overlimit) on the
closing date of the billing cycle to earn and redeem rewards and benefits.
Subject to applicable law, you may not redeem rewards, and you will immediately
lose all of your rewards, if your Account is closed to future transactions
(including, but not limited to, due to Program misuse, failure to pay,
bankruptcy, or death). Upon approval, please refer to your Cardmember Agreement
or Rewards Program Rules in the online Rewards Center by logging into usbank.com
for additional information.
Start of disclosure content
Footnote
Return to content, Footnote
1. One-time $200 bonus will be awarded for redemption when you are approved for
a new U.S. Bank Cash+® Visa Signature® Card and after eligible net purchases
totaling $1,000 or more are made to your account within 90 days from account
opening. Please allow 6-8 weeks after you have met the spend requirement for
your bonus to be credited to your rewards balance. Existing and previous
Cash Rewards accounts do not qualify for this one-time bonus. One-time bonus
cash does not apply toward account upgrades. This offer may not be combined
with any other bonus offer. Offer is subject to credit approval.
2. By clicking Apply, you authorize your wireless carrier to use or disclose
information about your account and your wireless device, if available, to us
or our service provider for the duration of your business relationship,
solely to help us identify you or your wireless device and to prevent fraud.
See our Privacy Policy for how we treat your data.
3. Maximum Cash Rewards value applies to Cash Rewards redeemed for a statement
credit or deposit into an eligible U.S. Bank Account. The redemption value
may be different if you choose to redeem your Cash Rewards for other gift
cards, Real-Time Rewards and other rewards options. Other restrictions
apply. Establishment or ownership of a U.S. Bank Account or other
relationship with U.S. Bank is not required to obtain a card or to be
eligible to use Cash Rewards to obtain any rewards offered under the
program. Minimum redemption amounts may vary and are subject to change
without notice. Cash rewards will expire at the end of the calendar month 36
months after the billing cycle in which they were earned.
4. Cardmember must enroll each quarter into categories of their choice, or all
net purchases will earn no more than 1% cash back. You will earn 5% cash
back on your first $2,000 in combined net purchases (purchases minus returns
or credits) in your two chosen 5% categories and 2% cash back in your chosen
2% category. Purchases over $2,000 in the 5% categories will earn 1% cash
back. IMPORTANT CHANGE: Effective April 14, 2025, grocery store and
supermarket purchases at discount stores/supercenters such as Target and
Walmart and wholesale clubs will only earn 1% cash back. Gas station and
electric vehicle charging station purchases at discount stores/supercenters,
wholesale clubs and grocery stores/supermarkets will only earn 1% cash back.
There are no limits on your 2% or 1% cash back earnings. In addition to
earning 1% cash back for every $1 in eligible Net Purchases, Cash+
Cardmembers will earn an additional 4% cash back for every $1 in eligible
Net Purchases spent on prepaid air, car and hotel reservations in the travel
center using your Cash+ Card. Please allow 1-2 statement billing cycles for
your bonus cash back to appear on your credit card statement. Refer to the
Rewards Center for full details.
5. From time to time we may offer to you the benefit of our U.S. Bank
ExtendPay® Plans, which allow you to pay off balances in fixed monthly
payments over time and still avoid paying interest charges on new Purchases.
You may designate up to 50% of your credit card line ($100 minimum) in
eligible credit card purchases and pay in monthly installments with just a
small fixed monthly fee. Only Purchase balances are eligible for
ExtendPayPlans. Transactions identified as Advances or Balance Transfers (as
defined in your Cardmember Agreement), and any interest or fees, including
Annual Fee, do not apply. The only Purchases that will appear as "Eligible
Purchases" in the enrollment process are Purchases that were made within 60
days prior to signing up for an ExtendPay Plan, are over $100, and are less
than your Purchase balance when you sign up for an ExtendPay Plan. Any
unpaid balance remaining on an ExtendPay Plan after the chosen pay-back
period will be subject to the APR and minimum payment calculation for
purchases outlined in the Cardmember Agreement.
Start of disclosure content
The Contactless Symbol and Contactless Indicator are trademarks owned by and
used with the permission of EMVCo, LLC.
The creditor and issuer of this card is U.S. Bank National Association, pursuant
to a license from Visa U.S.A. Inc., and the card is available to United States
residents only.
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