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S&P Global
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From S&P Global
Press Release: S&P Global Merges With IHS Markit
On February 28, 2022, S&P Global completed its merger with IHS Markit, the
next step in delivering data, technology and expertise that accelerates
progress.
Read: 2021 Annual Report
As great as last year was for our company, in many ways 2022 is shaping up to
be even better. In February, we closed a transformative merger with IHS
Markit. We believe combining our two companies will create substantial
long-term value for all our stakeholders.
Read: S&P Global Foundation
The S&P Global Foundation is about much more than philanthropy—we are about
making a difference by finding and developing essential connections between
the knowledge- and skill-driven work of S&P Global and the needs of society.
* * Overview
* Data & Analytics
* Research & Insights
* Ratings & Benchmarks
* Technology Solutions
* Experts
* S&P Dow Jones Indices
* S&P Global Market Intelligence
* S&P Global Mobility
* S&P Global Commodity Insights
* S&P Global Ratings
* * Overview
* Research Council
* Markets in Motion
* Podcasts
* Videos
LOOK FORWARD
Most Popular Insights
Look Forward: Supply Chain 2024
The COVID-19 pandemic has transformed the concept of supply chains from
narrowly defined operational systems within companies to a new framework for
the manufacturing and distribution of goods defined less by operational and
cost efficiencies and more by alignment with national interest and
geopolitical competition.
Read: Hydrogen: New Ambitions and Challenges
In addition to its role in the oil refining and chemical industries, hydrogen
is now emerging as a vector of clean energy delivery. There is genuine
interest and investment worldwide as governments and businesses seek to
develop this budding industry as part of their energy transition goals.
Nevertheless, significant challenges lie ahead to bring this industry up to
scale.
Read: Artificial Intelligence Insights
The advancement of generative AI is equally important to economic development
as other major trends. We aim to provide this information in three parts: AI
Fundamentals, AI Applications, and AI Governance & Regulation.
* * Overview
* Our Culture
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* * Featured S&P Global Events
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* S&P Global Mobility Events
Please be aware of potential fraudulent career solicitations. If you would like
to verify an S&P Global career solicitation or offer, please
contact PeopleMovementSupport@spglobal.com. X
* Introduction
* What does S&P Global do?
* Personal information we collect
* Sharing of personal information
* Legal basis for processing personal information
* Cookies and similar tracking technology
* Keeping your personal information secure
* International data transfers
* Data retention
* Your data protection rights
* Product Specific – Additional Provisions
* Updates to this Policy
* How to contact us
* Digital and advertising-related services
* Russian Federation - Additional Provisions
* People’s Republic of China - Additional Provisions
* Japan - Additional Provisions
* United States - Additional Provisions
* Brazil – Additional Provisions
* Colombia – Additional Provisions
* Republic of South Africa – Additional Provisions
GLOBAL CORPORATE PRIVACY POLICY
--------------------------------------------------------------------------------
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| French | German | Italian | Japanese | Korean | Portuguese |
Russian | Spanish | Spanish - Mexican
Download Privacy Policy as PDF
Our Privacy Commitment
* What is this Policy about?
Update Effective: December 30, 2022
S&P Global Inc. and its affiliates (collectively or individually, as
applicable, referred to as "S&P Global", "we", "our", "us") respect your
right to privacy. This global Corporate Privacy Policy (“Policy”) explains
who we are, how we collect, share, transfer and use personal information
about you, and how you can exercise your privacy rights. This Policy applies
to interactions we have with you via our websites, applications and other
products and services including events, where you otherwise contact us and
where we otherwise display or link to this Policy (“Services”) or in the
course of our receipt of products or services from you or your employer.
Please note that some privacy rights and obligations may differ in certain
locations based on applicable local data protection laws. We have included
supplemental information for certain jurisdictions in this Policy.
Third parties that link from or to our Services, or from whom we collect
personal information may have their own privacy policies and practices. This
Policy does not apply to sites or applications offered by other companies or
individuals, including third party products and services, that may be
displayed as content in a search on our website. Please review any
third-party policies to learn more about their practices.
To the extent a notice provided at the time of collection from a website or
specific product conflicts with this Policy, the terms of that specific
notice or supplemental privacy statement will apply.
If you enter into a separate agreement with us which requires, or
contemplates, collecting, sharing, transferring, using or otherwise
processing information about you in a manner that is different than that
which is described in this Policy, the terms of that agreement will apply.
For more about the S&P Global’s commitment to privacy, please see the privacy
mission statement and resources
at: https://www.spglobal.com/en/privacy/our-privacy-commitment.
* What does S&P Global do?
S&P Global is a leading provider of transparent and independent ratings,
benchmarks, analytics and data to the capital and commodity markets,
businesses and governments worldwide. For more about the S&P Global current
group companies and other related companies, please see our latest filing
here.
* What personal information does S&P Global collect and why?
The information that we collect from or about you - some of which is personal
information under applicable data protection laws - falls into the following
broad categories:
1. Information that you provide to us
As part of our Services, you may provide certain information to us, such as
your contact details, user credentials, and employment information.
A few examples include, when you fill out an on-line form to register to use
our Services, such as to attend an event, to request a free trial or courtesy
newsletter, or to receive research, white papers, product information or
reports through our website. You may also provide us with your business card
information or other contact information as you conduct business with us or
you request information from us. Information we ask you for and why we ask
you for it includes:
Types of personal information
Why we collect it
Billing information (including your payment card information)
To maintain your account with us and to provide you with requested products
and services.
For order processing and to provide transaction documents.
Contact details such as name, telephone numbers (which may include
cell/mobile numbers), email address and postal address and details of any
correspondence between us.
To respond to your communications and inquiries, such as when you want to
learn more about our conferences and webinars.
To provide product service updates, information and alerts.
To contact you for information verification purposes.
To gather information needed to provide and deliver maintenance, support, and
training for Services requested by you or your employer.
To obtain your feedback regarding our Services, including an event you
attended, such as when we or our agents send you a customer satisfaction
survey.
To receive services from you or the corporate entity you represent.
User credentials including name, email address, signature and any personal
login information you provide to us when you create a profile, such as
details of your education and your gender.
Some product platforms also allow users to upload data themselves including
age, race, color, ancestry, national origin, citizenship, religion or creed,
marital status, sex (including gender, gender identity, pregnancy or
childbirth and related medical conditions), sexual orientation, veteran or
military status, for their updates, information and alerts.
To set up and maintain your user account.
To monitor and enforce compliance with our contract terms.
To enable clients to use our product platforms for their own purposes.
Employer and employment information such as job title, company affiliation,
function, seniority, department and location of your office.
To manage your individual user account when it is covered by an account of an
S&P corporate customer, such as the corporate account of your employer.
Your preferences and interests, such as emails and newsletters you would like
to receive, or have opted out from receiving, or the markets, industries and
conferences that interest you.
To enable us to send you tailored information on our Services across our
divisions that may interest you, to allow you to participate voluntarily in
mailings and other events and to allow us to promote our events and
Services.
We may record (voice or audio) and/or collect images of you, provided that
you do not object (and that you have opted in where required by law), for
example at an in-person or virtual event. In some instances we may also use
technology to create automated transcriptions.
To provide the event content to individuals who were not able to attend the
live event, to promote our events in live recordings, or to otherwise provide
event content.
Social security/official identification number, state identification card
number, credit card numbers, and personal financial data (such as specific
salary, mortgage details, net worth or individual portfolio information). We
refer to this type of personal information as "Customer Financial Data".
In some cases, our corporate customer, such as a structured finance issuer or
you, may provide Customer Financial Data to us for the purpose of informing
our statistical analysis or for our use in providing our Services. Customer
Financial Data will not be used for purposes other than these and will not be
rented or otherwise made available to third parties for public distribution.
For conducting due diligence activities for financial institutions and other
regulated companies as part of our know-your-client products.
Issues, questions and problems you have when using our Services, your user
preferences and how you use or want to use our Services and information which
you seek to analyze or manipulate within our Services and which you
communicate to our support, maintenance and training staff. We may also
record telephone service calls with you, subject to an announcement at the
beginning of the call. In some instances, we may also use technology to
create automated transcriptions.
To maintain your account with us, provide technical support to that account,
remedy issues or problems with that account, train you in the use of our
Services and keep an auditable record of all such communications and actions
which is accessible to our support, maintenance and training staff globally.
2. Information that we collect automatically
We may collect information automatically from your device, including
information regarding how you use our Services. Where required by law, we
will obtain your consent before we place any cookies on your device that are
not strictly necessary for the functioning of our websites.
Information we may collect automatically includes your log-in events (when,
how and for how long you log into and use certain Services), IP or MAC
address, device make, model and operating system, mobile network information,
internet service provider, unique device identification number, advertising
ID, browser type and language, geographic location (e.g., country or city
level location or time zone) and other technical information. We may collect
"click stream" data, which is information about how your device interacts
with our Services, such as the pages, screens, functions, applications and
products accessed and links clicked.
This information helps us understand users of our Services, such as visitors
to our websites, the pages they visited before and after and what content and
functions interest them. We use this automatically collected information:
- for our analytics purposes, including to enhance our understanding of usage
of our Services;
- to improve the quality and relevance to users of our Services, including
(with consent as applicable) by showing or offering users relevant Services
or content based on their preferences and usage habits;
- to develop or accelerate research, analysis, news and related editorial
content and information collection as part of our Services, or to enable
others to develop/accelerate such content where permitted;
- to offer you support with and training on our Services and to help resolve
any errors or technical issues;
- to develop and update our Services;
- for customer services, such as evaluating our customers' training needs for
our products;
- to satisfy requests from S&P Global corporate customers regarding the
entitlement to and use of our Services by individual users under their
corporate accounts (this information may be offered to clients in an
aggregated form and clients may be required by law to request certain
information);
- to deliver tailored information on our Services that may be of interest or
value to you and to send you marketing and promotional emails with your
consent if required by applicable law;
- occasionally, to identify unauthorized use or unauthorized distribution of
our Services related or unrelated to a security issue;
- where relevant, to review or update pricing agreed with our customers; and
- for billing purposes, so that we or others (such as our content providers)
can bill for the services provided.
Some of this information is collected using cookies, weblogs, web beacons and
similar tracking technology - see "How does S&P Global use cookies and
similar tracking technology?" for more information.
3. Information that we obtain from other sources
We may receive personal information about you from other sources (including
your employer or business partner if you use Services covered by a
subscription). Where you register as a user, we will endeavor to check that
these third parties have your consent or are otherwise legally permitted or
required to disclose your personal information to us.
The information we collect from your employer (if you use our Services under
your employer's corporate subscription) consists of your contact details and
employment-related information.
We collect personal information from other third parties, such as marketing
vendors, survey services, social media, conferences and other events that we
or others organize, and other sources to the extent permitted by applicable
law. We use this information to market our Services to you, to maintain and
correct our records, to add data fields, and to enhance the marketing,
delivery, and support of our Services to you.
We collect personal information as part of our content collection process for
some of our products. We obtain this from a variety of sources, including
third-party content providers, public filings, direct communication with your
employer or appointor, and websites to display within some of our products.
Find out more at "How does S&P Global use personal information in products?"
The automotive business collects and compiles motor vehicle registration and
title information to provide products and services to authorized entities
pursuant to 18 U.S.C A. §2721 and similar state laws governing the use of
such information. Consumer information from motor vehicle records is used in
compliance with the governing laws and regulations and thus not used by S&P
Global or provided to other entities for direct marketing purposes. To access
or correct your motor vehicle registration and/or title information, you must
contact your state's department of motor vehicles or other state agency that
processes motor vehicle titles and registration. The American Association of
Motor Vehicle Administrators maintains links to state motor vehicle agency
websites, organized by AAMVA regions.
We also may use your personal information for other purposes that we explain
to you at the time we collect your personal information or, if permitted by
applicable data protection laws, that are compatible with the purposes we
have disclosed to you (such as archiving purposes in the public interest,
scientific or historical research purposes, or statistical purposes).
S&P Global policies, procedures and standards require that the information in
its products is updated for accuracy on a regular basis and removed from its
systems when such data becomes obsolete or inaccurate. S&P Global has
established information governance standards for collection, use and
retention of personal information.
To the extent we maintain and use personal information in a deidentified or
anonymized form, we will not attempt to reidentify the information, except
for the purpose of determining whether our deidentification/ anonymization
processes satisfy our legal obligations.
4. Other personal information collected through our mobile apps
When you download, access or otherwise use one of our mobile apps, the
information that we collect depends on your device, in-app and operating
system permissions. Our apps may require access to applications and/or data
on your mobile device to function. When you agree, some of our apps collect
the precise geo-location of your mobile device and some of our apps also
collect information that may be personal information about you or others,
from or about:
• Your calendar
• Your contacts and call information
• The accounts and other apps on your mobile device
• Photos (including date, time, location and contents)
• Media files, metadata and other stored information
We may also automatically collect app logs and usage statistics. For example,
we may record when you open an app so that we can monitor which app is used,
when and how, and if the app stops working, we log the "crash data," such as
whether you have mobile reception, to help us identify and fix the cause.
To learn more about the specific information collected by any of our mobile
apps, please check your device settings or review the platform from which you
downloaded it. To stop collection of all information through one of our apps,
please uninstall the app.
* When does S&P Global disclose my personal information?
The categories of personal information listed in the S&P Global "What
personal information does S&P Global collect and why?" section above may be
disclosed to the following categories of recipients:
Our group companies and our joint venture companies where applicable, service
providers including without limitation professional advisers or consultants
such as lawyers, bankers, auditors, accountants and insurers providing
consultancy, legal, banking, audit, accounting or insurance services,
financial institutions providing finance to us, external auditors, product
content providers, business partners and any organization that arranges your
access to our products or services (if that is not you).
We share personal information with those authorized parties referred to above
for purposes consistent with those described in this Policy or as notified to
you when your personal information is collected. For example, we may share
your personal information with the organization that arranges your access to
our products or services to fulfill its contractual obligations and to
provide our products and services, support, and training for them. We may
share your personal information with our service providers and business
partners for the purpose of operating our business, honoring a request that
you have made through the products or services, delivering, improving and
customizing our products or Services, sending marketing and communications
related to our business, payment processing, and for other legitimate
purposes permitted by applicable law or otherwise with your consent. In
certain circumstances where your personal information has been collected for
marketing purposes and where permitted by applicable law, we may share the
personal information with business partners in the ad tech sector for their
own commercial marketing purposes. We may share the contact information you
provide when registering for an event and share event attendee lists between
our S&P Global divisions and with our webinar and conference partners, to
ensure that your contact information is up to date and to administer, secure,
and seek feedback on and promote our events.
For a list of our current group companies and related companies, please see
our latest filings here. A list of our service providers, content providers
and business partners is available here.
In addition to the purposes described in this Policy, personal information
handled by our service providers may be subject to their terms of use and
privacy policies, which if applicable, will be provided to you. Please review
any applicable service provider’s terms of use and privacy policies to better
understand how they manage your personal information.
Your employer
We may provide personal information to your employer for purposes such as to
fulfill and enforce our contract with them, to inform them of potential group
training needs, to inform them of Service use by certain categories of users
and for pricing purposes.
Competent law enforcement bodies, regulatory, government agency, court or
other third parties
We may provide personal information to any competent law enforcement body,
regulatory, government agency, court or other third party in accordance with
applicable law and regulation when we believe disclosure is necessary (i) as
a matter of applicable law or regulation, (ii) to protect against fraud or
for risk management purposes, (iii) to cooperate with relevant agencies for
the investigation and prevention of crimes such as insider trading, (iv) to
exercise, establish or defend our legal rights, (v) to protect your vital
interests or those of any other person, or (vi) to protect the interests,
rights, safety or property of us or others.
S&P Global is regulated by various federal and state agencies, authorities
and similar regulatory bodies internationally and, in the normal course of
business, both in the United States of America and abroad, is the subject of
government and regulatory proceedings, investigations and inquiries. We may
therefore disclose your information to comply with a court order, government
request or other legal or regulatory process, sometimes without prior notice
to you.
Our SEC filings set this out in more detail and are available here.
Potential Buyers
We may provide personal information to a potential buyer or a target (and
that third party’s or our agents and advisers) in connection with any
proposed sale, purchase, merger, transfer, acquisition or liquidation or
similar event, of all or any part of our businesses. If such a change happens
to our business, the buyer or target will use your personal information in
the same way as set out in this Policy or will inform you about how it will
use your personal information as required by applicable law.
Other third parties
Personal information that you disclose on message boards, chat areas or
social media pages or in direct messages to other users of these platforms
may be collected and used by third parties to contact you, to send you
unsolicited messages or for other purposes without our knowledge or control.
Social media forums and chat rooms not operated by us may have additional
rules and conditions. We are not responsible for the personal information or
any other information you choose to submit on these forums that are not
controlled by us.
The Services may offer you the ability to share personal information through
a social networking site (e.g., Facebook, Twitter) using integrated tools
(e.g., Facebook “Like” button, or Twitter “Tweet” button). The use of such
integrated tools enables you to share personal information about yourself
with other individuals or the public, depending on the settings that you have
established with such social networking site. For more information about the
purpose and scope of data collection and use in connection with such social
networking sites or a site’s integrated tools, please visit the privacy
policies of the entities that provide these social networking sites.
We encourage you to use caution when publicly disclosing your personal
information.
Other disclosures with your consent
We may ask for your consent to share your information with other unaffiliated
third parties who are not described elsewhere in this Policy.
For more information about how and why we disclose the personal information
that features in our products, please see "How does S&P Global use personal
information in products?" below.
* What is our legal basis for processing personal information?
Our legal basis for collecting and processing personal information depends on
the personal information concerned, the context in which we collect it and
the applicable laws and regulations.
Generally, we collect personal information from you where: we have your
consent to do so; we need the personal information to perform a contract with
you (for example, your subscription to one of our products) where permitted
under applicable data protection laws; or, in some jurisdictions such as the
European Economic Area (“EEA”), the processing is in our legitimate interests
and not overridden by your data protection interests or fundamental rights
and freedoms or the processing is otherwise consistent with applicable law.
In some cases, we are required by law to collect personal information from
you.
If we ask you to provide personal information to comply with a legal
requirement or to perform a contract with you, we will inform you whether the
provision of your personal information is mandatory and the possible
consequences if you do not provide your personal information.
Where we send you marketing or promotional e-mails regarding our Services
from our different divisions and affiliates, we do so based on your consent,
if required by applicable law.
Generally, if we collect and use your personal information in reliance on our
legitimate interests (or those of a third party), this interest is to provide
our Services to you and for our legitimate commercial interest (e.g., when
responding to your queries, improving our Services, processing payments,
advising you of product features or new releases, providing training,
informing you of product maintenance, or undertaking marketing activities).
For the legal basis on which we rely in relation to personal information in
our products, please see "How does S&P Global use personal information in
products?".
* How does S&P Global use cookies and similar tracking technology?
Generally, we use cookies and similar tracking technology (collectively,
"Cookies") in certain Services (in particular our websites and some mobile
applications) to collect and use personal information about you, in order to
better understand and improve the usability, performance, and effectiveness
of our Services, to help us tailor content or offers for you, and to serve
our targeted, interest-based advertising. These technologies may also allow
certain third parties to collect information about you over time and across
different websites, such as information about you clicking on advertisements
or installing our Services. Where permitted by applicable law, we will deploy
first party performance or analytics Cookies automatically when you visit our
websites. Where required by applicable law, we will obtain your consent
before we place any Cookies on your device that are not strictly necessary
for the functioning of our websites. To learn more, including about how to
consent to or opt-out and withdraw your consent to Cookies, please see
our Cookie Notice.
We may use Google Analytics to better understand how visitors use our
Services. Google Analytics provides us with information about users of our
Services. Google Analytics uses Cookies that Google or its affiliate
DoubleClick recognizes when you visit other websites and applications. For
more information about how Google collects, uses, and shares your
information, including information collected through our Services, please
visit the Google Privacy Policy - Partners website
at https://policies.google.com/technologies/partner-sites or see Google’s own
Privacy Policy at https://policies.google.com/privacy.
Google Analytics uses Cookies to help us analyze how users use our Services.
Personal information generated by these Cookies about your use of our
Services (including your IP address) will be transmitted to and stored by
Google on servers in the United States of America. On our behalf, Google will
use this information to evaluate your use of our Services and will compile
reports on your activity for us.
If you want to opt-out of Google Analytics, you can download and install the
opt-out browser add-on developed by Google for your web browser. For more
information about Google Analytics' currently available opt-outs, please
see https://tools.google.com/dlpaqe/gaoptout.
For more information about our privacy practices relating to our advertising
services, please see the Digital and advertising-related services section of
this Policy.
Some browsers allow you to send a “Do Not Track” signal that lets you tell
websites you do not want to have your online activities tracked. Because
there is no consistent industry understanding of how to respond to such
signals, we do not respond to browser-initiated “Do No-Track” signals. We
will however treat any opt-out preference signal as valid opt-out request
where required under applicable law. For more information, please see “What
are your data protection rights?”
* How does S&P Global keep my personal information secure?
We protect personal information that we process with appropriate technical
and organizational measures designed to provide a level of security
appropriate to the risk of processing your personal information. We will
notify you about any security incident involving your personal information
through email, correspondence, telephone, push notification or other means,
as required by applicable law. If you think your data is the subject of a
security incident and we have not notified you, or if you are concerned about
the security of your data, please contact our dedicated security team
at security@spglobal.com.
* How does S&P Global treat international data transfers?
Your personal information may be transferred to, and processed outside, the
jurisdiction in which you reside. These other jurisdictions may have data
protection laws that are different from the laws of the jurisdiction of your
residence (and, in some cases, not as protective).
S&P Global is a multi-national group with headquarters in New York, United
States of America. Our servers may be located outside of the jurisdiction
where we collected the data. We may store and replicate your personal
information on servers in other jurisdictions, in order to provide speed of
access, robustness and protection against server failure.
When we collect your personal information, we may transfer it to or from any
of the countries in which we do business. Our group companies, related
companies, any organization that arranges your access to our products or
services, service providers, product content providers and business partners,
with whom we may share personal information, are located in and transfer
personal information to various jurisdictions around the world. The principal
jurisdictions where personal information is hosted by or on behalf of S&P
Global are the United States of America, Canada, the United Kingdom, Germany,
the Republic of Ireland, Italy, France, Switzerland, the Netherlands, India
and Singapore. In some cases, your personal information may also be accessed
from outside of the jurisdiction where we collected the data, such as the
Philippines, India and Pakistan, where our back-office support personnel are
located for certain Divisions.
Where your personal information is transferred by us or on our behalf, we
implement appropriate safeguards to protect your personal information in
accordance with this Policy. These safeguards include implementing applicable
standard contractual clauses for transfers of personal information between
our group companies, which require group companies to protect personal
information they transfer from the jurisdiction in which it was collected in
accordance with applicable data protection law.
Where required by applicable law, international transfers take place only
when there is an adequate level of protection to the fundamental data
protection rights of individuals. In some circumstances, we may choose to
rely upon an adequacy decision to lawfully transfer personal information.
Standard contractual clauses are one of several mechanisms that allow for
personal information to be transferred across jurisdictional borders and we
may rely on these for transfers to and from our affiliates, vendors and
business partners where applicable. Additional safeguards may also be
implemented where personal information is transferred. Please contact us to
request a copy of our appropriate safeguards.
* For how long does S&P Global retain personal information?
Our applicable information governance policies, procedures and standards
require that personal information be retained for as long as we have an
ongoing legitimate business need to do so (for example, to provide you with a
Service you have requested, or to comply with applicable legal, tax or
accounting requirements).
Once we no longer have a legitimate business need to process your personal
information, our applicable information governance policies, procedures and
standards require that we either delete or anonymize your personal
information, or if deletion or anonymization is not possible, then
pseudonymize and/or securely store your personal information and isolate it
from any further processing until deletion is possible.
If you have any questions or require any further information about the period
of time for which we will process your personal information, please contact
us using the contact details in the “How to contact us?” section below.
This Product-Specific Addendum provides specific supplemental information for
certain products and services and supplements the Policy. In case of any
inconsistencies between this Product-Specific Addendum and the rest of this
Policy, this Product-Specific Addendum prevails.
* What are your data protection rights?
Depending on which laws apply to your personal information, you may have the
right to make the following requests regarding your personal information:
- Access to Your Personal Information. You may request access to your
personal information or confirmation that we have information about you. In
certain limited circumstances, you may also request to receive access to your
data in a portable, machine-readable format.
- Deletion Of Your Personal Information. You may request that we delete your
personal information. If required by law, we will grant a request to delete
information, but you should note that in many situations we may keep the
personal information to comply with our legal obligations, resolve disputes,
enforce our agreements, or for another business purposes.
- Corrections To Your Personal Information. We rely on you to update and
correct your personal information. Where your personal information is
required to access or use Services, you may have the opportunity to correct,
update, or modify this information by logging into your account and updating
your information online. You may ask us to correct information that is
inaccurate or incomplete. Note that we may keep historical information in our
backup files as permitted by law.
- Objection to Certain Processing. You may object to our use or disclosure of
your personal information by contacting us at the address described below.
- Opt-out of Targeted Advertising You may opt-out of online tracking based
targeted advertising or cross-context behavioral advertising (e.g., cookies)
by clicking the cookie settings link on the footer of our websites. Please
note that if you change browsers or computers, or if you clear your browser’s
cache, you may need to click the link again to apply your preference.
- Opt-out of Sale. You may opt-out of the sale of your personal information
by clicking here or the “Do Not Sell My Personal Information” link on our
homepage.
- Restrict Processing. You may request that we restrict our processing of
your personal information under certain circumstances, such as when you
contest the accuracy of our records about you, or you make an objection.
- Promotional Emails. You may choose to provide us with your email address
for the purpose of allowing us to send free newsletters, surveys, offers, and
other promotional materials to you, as well as targeted offers from third
parties. You can stop receiving promotional emails by following the
unsubscribe or “opt-out” instructions in emails that you receive, by visiting
our preference center here or by using the contact details listed on this
page. If you decide not to receive promotional emails, we may still send you
service-related communications.
- Revocation Of Consent. Where we process your personal information based
upon consent, you may revoke consent. Withdrawing your consent will not
affect the lawfulness of any processing we conducted before withdrawal, nor
will it affect processing of your personal information conducted in reliance
on lawful processing grounds other than consent. Please note, if you revoke
your consent for the processing of personal information then we may no longer
be able to provide you services.
Please note, not all of the rights described above are absolute, and they do
not apply in all circumstances. In some cases, we may limit or deny your
request because the law permits or requires us to do so, because a right is
not granted by the laws that apply to a specific person, or if we are unable
to adequately verify your identity. Individuals in certain jurisdictions may
have other rights. For more information, see the applicable
jurisdiction-specific addendum which forms part of this Policy. We will not
discriminate against individuals who exercise their privacy rights under
applicable law.
You may use this Personal Information Request Form or call us on
1-855-529-1761 to exercise any of your rights. If you disagree with how we
handled a request, you may appeal our decision by contacting us with the
subject line “Appeal,” at privacy@spglobal.com.
We respond to requests we receive from individuals wishing to exercise their
data protection rights or express any concern in accordance with applicable
data protection laws, which typically require a response within 30 days.
Please be aware that in order to accommodate some requests, we must verify
your identity before we can respond, and this may require you to provide
photographic or other forms of identification to us.
In some circumstances, you may designate an authorized agent to submit
requests to exercise certain privacy rights on your behalf. If you are an
authorized agent submitting a request on behalf of an individual, you must
provide all requested information establishing your authorization as an agent
to act on another person’s behalf where permitted by applicable law.
If you are not satisfied with our response, and are in the European Union or
United Kingdom, you may have a right to lodge a complaint with your local
supervisory authority. Contact details for data protection authorities in the
EEA, Canada, Switzerland and the UK are available here.
Please note that in certain jurisdictions we may be entitled to charge a fee
in connection with the exercise of these rights, which will be communicated
to you if applicable.
* Product Specific – Additional Provisions
This Product-Specific Addendum provides specific supplemental information for
certain products and services and supplements the Policy. In case of any
inconsistencies between this Product-Specific Addendum and the rest of this
Policy, this Product-Specific Addendum prevails.
PLATTS LIVE PRIVACY STATEMENT
What is this Platts LIVE Privacy Statement about?
This Privacy Statement is intended to provide you with additional specific
information about how we process your personal information when you use
Platts LIVE.
Please note that this Privacy Statement is intended to be additional to the
rest of the S&P Global Privacy Policy, and should be read alongside the S&P
Global Privacy Policy. With respect to Platts LIVE only, if there is any
inconsistency between this Privacy Statement and the S&P Global Privacy
Policy, then this Privacy Statement prevails.
What personal information does S&P Global collect during your use of Platts
LIVE and why?
The personal data that we collect from or about you in the context of the
Platts LIVE platform falls into the following categories:
Types of personal information
Why we collect it
Lawful grounds for processing
Personal information including name, email address, company name, job title,
city, business phone, zip/ postal code, country of residence, and markets and
commodities you are interested in.
To register for a Platts LIVE account, and maintain your Platts LIVE account.
To provide the Platts LIVE services to you, including where you register for
events.
To provide Platts LIVE service updates (e.g. if we update our Terms of Use or
this Privacy Statement).
For our legitimate interests in registering users, administering user
accounts, ensuring compliance with our Terms of Use, and providing the Platts
LIVE platform to you.
In certain jurisdictions, such as the People’s Republic of China (“PRC”), we
process personal information only if we have obtained your consent or if such
processing is necessary for us to perform our contract with you.
First and Last Name, Company, Country of Residence
To carry out compliance/ sanction checks on you prior to you successfully
registering for and accessing Platts LIVE.
To comply with our legal obligations.
For our legitimate interests in ensuring that we provide the Platts LIVE
program only to individuals who are not the subject of sanctions.
In certain jurisdictions, such as the PRC, we process personal information
only if we have obtained your consent or if such processing is necessary for
us to perform the Term of Use and/or other contracts with you.
Profile information such as your preferences and interests within the Platts
LIVE platform, including the markets and commodities you are interested in,
your profile visibility preferences and your preferred time zone, and your
connections
To enable us to tailor information on your My LIVE area to information that
may interest you.
To allow other users with similar interests and preferences to find you.
For our legitimate interests of promoting our services and both our and your
legitimate interests in providing you only with materials that you have
expressed an interest in or facilitating connection with other users who have
similar interests.
In certain jurisdictions, such as the PRC, we process personal information
only if we have obtained your consent or if such processing is necessary for
us to perform the Term of Use and/or other contracts with you.
Any other personal information that you upload to your 'About Me' section of
your My LIVE account.
To enable you to tailor your My LIVE account.
For your legitimate interests in tailoring your Platts LIVE account and
sharing content about yourself with other users.
In certain jurisdictions, such as the PRC, we process personal information
only if we have obtained your consent or if such processing is necessary for
us to perform the Term of Use and/or other contracts with you.
Name, email address, your direct marketing preferences.
If requested, to provide S&P Global Commodity Insights promotional materials.
Your consent where required by applicable law.
Issues, questions and problems you have when using Platts LIVE, how you use
or want to use Platts LIVE.
To respond to your communications and inquiries, in relation to Platts LIVE
and to remedy or resolve any issues.
For our legitimate interests in providing the Platts LIVE platform to you and
enabling us to provide the platform services to you effectively.
In certain jurisdictions, such as the PRC, we process personal information
only if we have obtained your consent or if such processing is necessary for
us to perform the Term of Use and/or other contracts with you.
Log- in details including name and email address
To provide the Platts LIVE services and functionalities to you, including to
register you for events or to provide you with access to any learning
materials we make available
For our legitimate interests in providing the Platts LIVE platform to you and
enabling us to provide the platform services to you effectively, including
access to any learning materials we make available.
In certain jurisdictions, such as the PRC, we process personal information
only if we have obtained your consent or if such processing is necessary for
us to perform the Term of Use and/or other contracts with you.
We also collect some data automatically from you during your use of the
Platts LIVE platform. Please see the S&P Global Privacy Policy for details of
when we collect information automatically from your device.
WHO DOES S&P GLOBAL SHARE YOUR PLATTS LIVE PERSONAL INFORMATION WITH?
We may share the personal information you have provided in connection with
your use of the Platts LIVE platform between our S&P divisions and with our
webinar and conference partners so that we can send marketing and
communications relating to our business and allow you to access or register
for events provided by other S&P divisions.
Your Platts LIVE profile, and the personal information that you include in
it, will also be accessible to all other Platts LIVE users. Personal
information that you disclose on forum discussions, or any other public area
of the platform will also be accessible to other Platts LIVE users. You may
also directly disclose personal information to other users when privately
messaging other Platts LIVE users.
Where the Personal Information Protection Law ("PIPL") applies, we will
obtain your separate consent (i) before we share your personal information
with our S&P divisions (where they are separate data controllers) and our
webinar and conference partners, and, (ii) in particular where our S&P
divisions and our webinar and conference partners are located outside of
China, before we export your personal information from the PRC (by ways of,
including but without limitation, providing your personal information to the
overseas recipients or granting the overseas recipient access to your
personal information stored in the PRC). We will take necessary measures to
ensure that your personal information will be protected by the overseas
recipient at a level at least up to the standards set by PIPL. Subject to the
volume and nature of the relevant data export involving your personal
information, we will carry out such data export by virtue of a lawful
transfer tool recognised by PIPL including standard contract, certification,
and/or a security assessment.
Please see the S&P Global Privacy Policy for further details of when your
data may be disclosed to certain recipients.
WHAT ARE YOUR RIGHTS?
Depending on which laws apply to your personal information, you may have the
right to make certain requests regarding your personal information. Please
see the "What are your data protection rights?" section of the S&P Global
Privacy Policy for a list of rights that may apply to you.
To the extent that PIPL applies to our processing of your personal
information, you may also be entitled to the rights (i) to request for the
portal for transferring your personal information to other data controllers,
but we may grant such request only if the conditions set by CAC have been
met, and, (ii) to request for explanation or elaboration of this Privacy
Statement and any other rules on the processing of your personal information
hereunder.
If you are a U.S. resident, you may have additional rights under certain U.S.
state privacy laws. Please see our US Addendum to the S&P Global Privacy
Policy for more information and how you may exercise such rights.
* What happens if this Corporate Privacy Policy is updated?
We review and update this Policy from time to time. When we do, we will bring
those updates to your attention, for example, by noting the date of the
version on the Policy, posting the updated version here or sending you a
notification. To the extent that this Policy changes in a material way, the
Policy that was in place at the time that you submitted personal information
to us will generally govern that information unless we receive your consent
to the new policy.
* How can you contact us?
If you have any questions or concerns about our use of your personal
information, or if you need to access this Privacy Policy in an alternative
format due to having a disability, please contact our Privacy Compliance team
at privacy@spglobal.com, 1-855-529-1761, or 55 Water Street, New York, NY
10041.
You may also use this personal data request form to contact us or exercise
any of your rights.
In some of our locations, we also have local contact details that you may
prefer to use as set out in the following jurisdictional supplements:
• Russian Federation
• People’s Republic of China
• Japan
• United States of America (California, Colorado, Connecticut, Virginia, and
Utah)
• Brazil
• Colombia
For the Philippines, you may also use email DPOPhilippines@spglobal.com.
European Union Contact Details for non-European Union S&P Global Entities and
Affiliates
Certain S&P Global entities located outside the European Union (“EU”) have
appointed representatives within the EU. If you are an EU resident, you may
choose to contact the relevant EU representative for any data
protection-related enquiries in addition to, or instead of, the contact
details above. Please use the applicable contact details below.
S&P Global Ratings
Fourth Floor, Waterways House
Grand Canal Quay
Dublin 2, Republic of Ireland
RatingsGDPR@spglobal.com
S&P Global Market Intelligence
Fourth Floor, Waterways House
Grand Canal Quay
Dublin 2, Republic of Ireland
MlPrivacyOfficer@spglobal.com
S&P Dow Jones Indices
Fourth Floor, Waterways House
Grand Canal Quay
Dublin 2, Republic of Ireland
spdjiGDPR@spglobal.com
S&P Global Commodity Insights
Fourth Floor, Waterways House
Grand Canal Quay
Dublin 2, Republic of Ireland
PlattsGDPR@spglobal.com
S&P Global Mobility
Fourth Floor, Waterways House
Grand Canal Quay
Dublin 2, Republic of Ireland
PlattsGDPR@spglobal.com
UK Contact Details for non-UK S&P Global
Certain S&P Global Inc. and its applicable affiliates located outside the UK
have appointed representatives within the UK. If you are a UK resident, you
may choose to contact the relevant UK representative for any data
protection-related enquiries in addition to, or instead of, the contact
details above. Please use the contact details below by division.
S&P Global Ratings
25 Ropemaker Street
London
EC2Y 9LY
United Kingdom
RatingsGDPR@spglobal.com
S&P Global Market Intelligence
25 Ropemaker Street
London
EC2Y 9LY
United Kingdom
MlPrivacyOfficer@spglobal.com
S&P Dow Jones Indices
25 Ropemaker Street
London
EC2Y 9LY
United Kingdom
spdjiGDPR@spglobal.com
S&P Global Commodity Insights
25 Ropemaker Street
London
EC2Y 9LY
United Kingdom
PlattsGDPR@spglobal.com
S&P Global Mobility
25 Ropemaker Street
London
EC2Y 9LY
United Kingdom
PlattsGDPR@spglobal.com
* Digital and advertising-related services
S&P Global’s Markit Digital advertising services (Markit Digital Advertising)
provide ad serving and marketing optimization solutions for the financial
services sector. Markit Digital's advertising services never collect
financial account information or any Directly Identifying
Personal-Information for advertising purposes.
In some circumstances, Markit Digital collects information for use in
tailored ads shown within the same browser. Markit Digital is a member of the
NAI (Network Advertising Initiative) and the IAB (Internet Advertising
Bureau) and abides by the NAI code of conduct and IAB requirements.
COLLECTION AND USE OF PERSONAL INFORMATION
Advertisements served from our advertising domain, ad.wsod.com, do not
collect information that it uses to directly identify a person.
COLLECTION, USE AND SHARING OF NON-PERSONAL INFORMATION
While advertisements served from ad.wsod.com do not collect information that
it uses to directly identify an individual, the system does collect
information including the time and date of an ad served, the type of browser
and operating system used, the visitor's IP address, and the URL visited.
Additional information may be provided by publishers, advertisers, or third
parties. This information is not used to identify anyone personally; it is
used for aggregated analytic reports, targeting a Tailored Advertising
experience, and for the purpose of site administration and diagnostics.
This information may be shared with advertising clients or their business
partners at their direction.
COLLECTION OF NON-PERSONAL INFORMATION ON MOBILE DEVICES
Markit Digital may receive non-personal information, such as device
information and cookie identification from third party sources, including
Apple IDFA, Google AdID, and Android ID.
Use of Cookies.
Advertisements served from ad.wsod.com set and use cookies and local storage,
when appropriate. The ad server uses cookies/local storage to avoid
additional database look-ups, but does not use any other systems for
persistently identifying users between views and visits. Cookies and all data
collected from ad.wsod.com is advertiser-specific and is not shared between
multiple advertisers, who may also be serving ads from the domain. An
advertiser's data belongs to that advertiser, as the system used to serve ads
from ad.wsod.com merely collects and temporarily stores that data for
Tailored Advertising. Attribution cookies from Markit Digital's advertising
services expire 30 days after the user's last attribution event. Tracking
cookies expire after 60 days; after that time a tracking cookie is no longer
valid and a new one is created. Opt-out settings in any cookies, along with
assigned segments, expire after five years (less intervening leap-year days).
DATA RETENTION
Markit Digital retains unidentifiable user-level information collected by our
advertising system for up to 2 years in both aggregated and un-aggregated
forms.
INFORMATION RELATING TO CHILDREN
Our products and services are designed for those 16 years of age and older.
We do not knowingly collect information from anyone under the age of 16. If
we are made aware that we have received information from someone under 16, we
will use reasonable efforts to remove that information from our records.
OPTING OUT OF TAILORED ADVERTISING (TA)
Tailored Advertising (TA), also known as Interest-based Advertising (IBA) or
Online Behavioral Advertising (OBA) – is the process of targeting specific
advertisements to each individual user, based on browsing history. If you
opt-out of Tailored Advertising from our service using the tools below, the
cookie and any local storage we use to contain this information will be
emptied and changed to a placeholder signaling that you have opted-out. If
you delete the placeholder cookie or locally-stored code, clear all cookies
or local storage, or reset or reinstall your browser, you will need to
opt-out again. Cookies and local storage data are browser- and
device-specific, so you will need to opt-out from within each browser and
computer/device, if you regularly use more than one. After opting-out, you
may continue to see digital advertising from us, but it will no longer be
targeted to you based on your browsing history. Opting-out does not
necessarily delete or replace all cookies or local storage from our domain;
some may remain which are used for aggregate reporting on the performance of
the advertisements we serve.
CONSUMER OPT-OUT
The Network Advertising Initiative (NAI) provides information to help you
learn more about online advertising
(http://www.networkadvertising.org/understanding-online-advertising), as well
as a service to help you opt out of interest-based advertising from many
organizations (http://www.networkadvertising.org/choices/). Markit Digital
does not sell personal information as defined by the California Consumer
Privacy Act (CCPA). However, Markit Digital still participates in services
allowing all site visitors to control the use of Interest-based Advertising.
Visit privacyrights.info to learn more about CCPA and how you may opt-out
from other organizations' use of your data. By selecting the below opt-out,
Markit Digital will respect your choices for this browser, and they will be
reflected here until you clear this browser's cookies.
OPTING OUT ON YOUR MOBILE DEVICE
For information on Opting Out on Mobile Devices, please
visit https://www.networkadvertising.org/mobile-choice.
PRIVACY INQUIRIES
If you use our webform to correspond with us
( https://privacyportal.onetrust.com/webform/5cb57702-8ef7-437e-a62b-408fe78cd310/a2d05665-f8c3-44a2-ae58-d2015af31754 ),
S&P Global will receive your name, email and your country of residence. S&P
Global’s Markit Digital Advertising services never use this personal
information or any Directly Identifiable Personal Information for advertising
purposes.
INDUSTRY ASSOCIATIONS AND COMPLIANCE
Markit Digital participates in the Interactive Advertising Bureau's
Self-Regulatory Program for Online Behavioral Advertising
(http://www.iab.net/public_policy/self-reg).
Markit Digital adheres to and is annually reviewed for compliance with the
Network Advertising Initiative's Code of Conduct
(https://www.networkadvertising.org/code-enforcement/code).
Markit Digital adheres to the Digital Advertising Alliance's Self-Regulatory
Principles for Online Behavioral Advertising
(http://www.aboutads.info/obaprinciples).
* Russian Federation
As of 30 September 2022, S&P Global has suspended operations in the Russian
Federation. Some processing of personal data may occur in relation to any
regulatory or legal obligations in the Russian Federation, such as for the
purpose of fulfilling tax, employment, and any other legal obligations. Any
ongoing processing of personal information of Russian citizens is executed
the Schneider Group, on behalf of Standard & Poor’s International Services
LLC and Moscow Branch of S&P Global Ratings Europe Limited. For any questions
about this processing, please see the Schneider Group's Privacy Policy or
contact info@schneider-group.com.
* China
This China Addendum (“China Addendum”) applies to the processing of your
personal information only if you are located in the People’s Republic of
China (“China”) and supplements this Policy. In case of any inconsistencies
between this China Addendum and the rest of this Policy, this China Addendum
prevails.
1. Sensitive Personal Information. Your personal information whose leakage or
unlawful use may easily infringe the dignity of a natural person, or cause
harm to the personal safety or property security, including biometric
characteristics, religious beliefs, specially designated status, medical
health, financial accounts, personal whereabouts and personal information of
minors under the age of 14 may be considered as sensitive personal
information in accordance with applicable Chinese law and regulations
("Sensitive Personal Information"). To the extent we collect this Sensitive
Personal Information, we will only process it to the extent necessary for
fulfilling the purposes as stated in this Policy and will take measures for
its security. Where required by applicable Chinese law and regulations, we
will obtain your separate consent before we process your sensitive personal
information.
2. Sale of business. We may provide personal information to a potential buyer
or target (and that third party’s or our agents and advisers) in connection
with any proposed purchase, merger, transfer, acquisition or liquidation or
similar event of all or any part of our business. If such a change happens to
our business, the buyer or target will use your personal information in the
same way as set out in this Policy including this China Addendum or will
inform you about how it will use your personal information as required by
applicable law, or (where applicable) require such third party to obtain your
consent again.
3. Notifications. We cannot absolutely guarantee the security of any
information or data you provide online. In the event of a security incident,
we will take mitigation measures in accordance with our incident response
plan and report to competent regulators in China as required by applicable
law. In the event of a security incident affecting your personal information,
we will notify you as required by applicable law through email,
correspondence, telephone, push notification or other means. If you think
your data is the subject of a security incident and we have not notified you,
or if you are concerned about the security of your data, please contact our
dedicated security team at security@spglobal.com.
4. Contact Information of our China DPO. You may contact our China Data
Protection Officer at privacy@spglobal.com or, at: 49/F, Fortune Financial
Center, No.5, Dongsanhuan Zhong Rd, Chaoyang District, Beijing. You may also
exercise your rights in relation to personal information transferred overseas
or request closure of an account which is registered with S&P Global through
the method specified under the section of this Policy titled, “What are your
data protection rights?”
* Japan
The supplementary information for Japan (hereafter, "Japan Addendum")
provided is applicable to the processing of personal information in Japan by
S&P Global Ratings Japan Co., Ltd., S&P Global SF Japan Co., Ltd., Standard &
Poor’s International LLC Japan Branch, and IHS Markit Japan Ltd.
(collectively referred to as "S&P Global Japan"), and supplements this Policy
within the scope of Japan's Personal Information Protection Act (hereafter
“Personal Information Protection Law”). In case of any inconsistencies
between the Japan Addendum and other parts of the Policy, this Japan Addendum
prevails.
S&P Global Japan complies with applicable data protection laws in Japan and
will not use personal information for purposes which are not set for in this
Policy. The process for submitting a claim or request is set out in this
Policy.
Sharing of personal data within the S&P Global Group
S&P Global Japan, in collaboration with other companies within the S&P Global
group, may use personal data as defined by the Personal Information
Protection Law for purposes such as providing information about our services
to customers, conducting specific market research, contacting customers, or
other activities described in this Policy. This personal data may include,
but is not limited to: addresses, names, company names, department names, job
titles, phone numbers, fax numbers, email addresses, billing information,
personnel history, employment history, records related to job interviews with
S&P Global Japan, and areas of interest to customers.
A list of our group companies is available here.
Name, address, and representative of the person responsible for handling
personal information and managing personal data
S&P Global Ratings Japan Co., Ltd.
S&P Global SF Japan Co., Ltd.
Postal Code 100-0005
Marunouchi North Exit Building 28F
1-6-5 Marunouchi, Chiyoda-ku, Tokyo
President & CEO: Takenari Yamamoto
Standard & Poor’s International LLC Japan Branch
Postal Code 100-0005
Marunouchi North Exit Building 28F
1-6-5 Marunouchi, Chiyoda-ku, Tokyo
Representative in Japan: Yukiko Katayama
IHS Markit Japan Ltd.
Postal Code 104-0031
3-1-1 Kyobashi, Chuo-ku, Tokyo
Contact information regarding handling of personal information
If you have any questions or concerns about our disclosure, correction,
addition or deletion of content, utilization or suspension of third-party
provision, as well as the disclosure of records of third-party provision of
your personal information (including how we secure your personal
information), please contact our Privacy Compliance Team via email
(privacy@spglobal.com or Japanprivacy@spglobal.com), or by mail (1-6-5
Marunouchi, Marunouchi North Exit Building 28th floor, Chiyoda-ku, Tokyo
100-0005, Telephone: 03-4550-8000).
* United States of America (California, Colorado, Connecticut, Virginia and
Utah)
This United States of America Addendum ("US Addendum") supplements this
Policy t and applies in relation to the processing of personal information of
residents of the State of California, Colorado, Connecticut, Virginia, and
Utah by S&P Global. In case of any inconsistencies between this US Addendum
and the rest of this Policy, this US Addendum prevails.
Certain information we collect may be exempt from applicable US State privacy
laws because it is considered public information (i.e., it is made available
by a government entity) or covered by a federal privacy law, such as the
Gramm-Leach-Bliley Act, the Health Insurance Portability and Accountability
Act, the Fair Credit Reporting Act or the Driver Privacy Protection Act.
Your Privacy Rights and How to Submit a Request
Subject to certain limitations and depending on your state of residence, you
have certain rights with respect to your personal information, as described
in the What are your data protection rights? section of the Policy.
To submit a request to exercise your rights (or to submit a request on behalf
of a consumer as an authorized agent):
1. For right to know, access, correct, or deletion requests, complete and
submit the Data Request Form or call us at 1-855-529-1761.
2. For opt-out of targeted advertising requests, visit “Do Not Share My
Personal Information”. Please note that if you change browsers or
devices, or if you clear your browser’s cache, you may need to click the
link again to apply your preference.
3. For the opt-out of sale requests, visit "Do Not Sell My Personal
Information" or call us at 1-855-529-1761.
We also recognize Global Privacy Control (GPC) signals and other user-enabled
opt-out preference signals as valid opt-out requests where required by
applicable law. Please note that your opt-out preference signal will be
applied only to your current browser and device. To learn more about the GPC,
you can visit its website here.
For information about the requests we receive under California law, including
the number of requests and the average number of days we’ve taken to respond
to requests, please click here.
California "Shine the Light" Law
Residents of the State of California also have the right to request
information regarding third parties to whom the company has disclosed certain
categories of personal information during the preceding year for the third
parties' direct marketing purposes.
Information Collection and Disclosures
The following is a summary of our data collection practices, including the
personal information we collect, whether we disclose that information for
business purpose, and whether we "sell" and/or "share" for cross-context
behavioral advertising (also referred to as targeted advertising) (as those
terms are defined by applicable law). We may use all of the information for
any of the purposes described in the Policy unless limitations are listed.
S&P Global "shares" or "sells" personal information to third parties in very
limited circumstances. To learn more about what brands share or sell personal
information, please see below. As discussed elsewhere in the Privacy Policy,
we use cookies and similar tracking technologies for purposes of targeted
advertising. For more information, please see our Cookie Notice.
Category of Personal Information
Category of Recipients
Disclosures for a Business Purpose
Sharing for Cross-Context Behavioral Advertising
Sales
Identifiers – this may include real name, alias, postal address, unique
personal identifier, online identifier, email address, account name, or other
similar identifiers.
* Affiliates or subsidiaries
* Business partners
* Data analytics providers
* Data brokers
* Internet service providers
* Joint marketing partners
* Operating systems and platforms
* Other Service Providers
* Payment processors and financial institutions
* Professional services organizations, this may include auditors and law
firms
* Social networks
* Advertising networks
* Business partners
* Data analytics providers
* Data brokers
* Advertising networks
Government Issued Identification – this may include social security number,
driver’s license number, or state issued identification number, passport
number.
* Affiliates or subsidiaries
* Business partners
* Other Service Providers
Not shared.
Not sold.
Financial Information – this may include bank account number, credit card
number, debit card number, and other financial information.
* Affiliates or subsidiaries
* Business partners
* Payment processors and financial institutions
* Other Service Providers
Not shared.
Not sold.
Characteristics of protected classifications – this may include age, sex,
race, ethnicity, physical, or mental handicap, etc.
* Affiliates or subsidiaries
* Business partners
Not shared.
* Business partners
* Data analytics providers
* Data brokers
Advertising networks
Commercial information – this may include information about products or
services purchased, obtained, or considered, or other purchasing or consuming
histories or tendencies.
* Affiliates or subsidiaries
* Business partners
* Data analytics providers
* Data brokers
* Other Service Providers
* Advertising networks
* Business partners
* Data analytics providers
* Data brokers
* Advertising networks
Internet or other electronic network activity information – this may include
browsing history, search history, and information regarding an individual’s
interaction with an internet website, application, or advertisement.
* Affiliates or subsidiaries
* Business partners
* Data analytics providers
* Internet service providers
* Operating systems and platforms
* Other Service Providers
Not shared.
* Business partners
* Data analytics providers
* Data brokers
* Advertising networks
Geolocation data
* Affiliates or subsidiaries
* Business partners
* Data analytics providers
* Operating systems and platforms
* Other Service Providers
Not shared.
Not sold.
Audio, electronic, visual, thermal, olfactory, or similar information
* Affiliates or subsidiaries
* Business partners
* Other Service Providers
Not shared.
Not sold.
Professional or employment-related information
* Affiliates or subsidiaries
* Business partners
* Other Service Providers
Not shared.
* Business partners
* Advertising networks
Non-public education information (as defined in the Family Educational Rights
and Privacy Act)
* Affiliates or subsidiaries
* Business partners
* Other Service Providers
Not shared.
Not sold.
Inferences drawn from any of the information listed above
* Affiliates or subsidiaries
* Business partners
* Other Service Providers
Not shared.
Not sold.
Additional categories of personal information described in
the California Customer Records statute (Cal. Civ. Code § 1798.80(e)) – this
may include signature, physical characteristics, or description, insurance
policy number.
* Affiliates or subsidiaries
* Business partners
* Payment processors and financial institutions
* Other Service Providers
Not shared.
Not sold.
Sensitive Information Disclosure. Some of the information we collect is
considered “sensitive” under applicable law. We collect the following
categories of sensitive personal information (as defined under applicable
law): Social security, driver’s license, state identification card, or
passport number; precise geolocation; Racial or ethnic origin, religious, or
philosophical beliefs, or union membership; health information; and sex life
or sexual orientation. This information is collected in order to process
transactions, comply with laws, manage our business, or provide you with
services. Note that we do not use such information for any purposes that are
not identified within the California Privacy Rights Act Section 1798.121. We
do not “sell” or “share” sensitive personal information for purposes of
cross-context behavioral advertising.
Below is a list of brands that sell or share personal information with third
parties:
• Polk (https://ihsmarkit.com/products/polk-automotive-solutions.html)
• Ipreo (https://ihsmarkit.com/products/brst-bd-advanced.html)
• Money Market Directories (https://products.mmdwebaccess.com/)
• Capital IQ Pro (https://www.capitaliq.spglobal.com/)
• Capital IQ (https://www.capitaliq.com/)
• XpressFeed
(https://www.spglobal.com/marketintelligence/en/solutions/xpressfeedtm)
S&P Global has no actual knowledge that it sells or shares the personal
information of consumers under 16 years of age.
* Brazil
This Brazil Addendum ("Brazil Addendum") supplements this Policy to the
extent that the General Data Protection Law of Brazil ("LGPD") applies in
relation to the processing of personal information by S&P Global. In case of
any inconsistencies between this Brazil Addendum and the rest of this Policy,
this Brazil Addendum prevails.
Under the LGPD, you have the right to:
• confirm the existence of processing of your personal data;
• access your personal data;
• correct incomplete, inaccurate, or out of date personal data;
• anonymize, block, or delete unnecessary or excessive personal data or
personal data that is not being processed in compliance with the LGPD;
• portability of your personal data to another service or product provider,
by means of an express request;
• delete personal data processed with your consent;
• information about public and private entities with which we have shared
your personal data;
• information about the possibility of denying consent and the consequences
of such denial;
• revoke consent;
• request review of decisions taken solely on the basis of automated
processing of personal data that affects your interests.
You or an authorized agent may exercise your rights through the Personal Data
Request Form. The LGPD also provides that you may file a complaint regarding
your data directly with the Brazilian data protection regulator.
Data Protection Officer
c/o Commercial Legal
Rua do Passeio 38/40
Rio de Janeiro
Brazil
* Colombia – Additional Provisions
This Colombia Addendum ("Colombia Addendum") supplements this Policy to the
extent that the law of Colombia applies in relation to the processing of
personal information by S&P Global. In case of any inconsistencies between
this Colombia Addendum and the rest of this Policy, this Colombia Addendum
prevails.
Data Subject Rights
Subject to applicable law, you have the right to:
• freely access your personal information;
• know, update, and correct personal information when data is inexact,
incomplete, fragmented, misleading, or where processing is not authorized or
prohibited;
• request proof of authorization to process your personal information, unless
exempted under applicable law;
• bring complaints to the Superintendent of Industry and Commerce;
• revoke authorization and/or require the deletion of personal information
when there is not a legal or contractual reason to keep the personal
information; and
• decline authorization for the processing of sensitive personal information.
The provision of sensitive personal information or the personal information
of minors is optional.
Principal Place of Business
S&P Global Colombia SAS (NIT #900.505.649-2) has its principal place of
business at Carrera 19A No 90 – 13 Bogotá, Colombia.
* Republic of South Africa Addendum
This South African Addendum (“South African Addendum”) applies in relation to
the processing of personal information by the S&P Global responsible parties
listed below in the Republic of South Africa and supplements the information
set out above in this Policy. In case of any inconsistencies between this
South African Addendum and the rest of this Policy, this South African
Addendum prevails.
1. Responsible Parties.
S&P Global responsible parties that may process personal information from
time to time include:
• SPGI Indices UK (Incorporated in United Kingdom) External Profit Company
South Africa, registration number 2013/147353/10
• SPGI UK (Incorporated in England) External Profit Company, registration
number 2012/065136/10
• S&P Global Ratings Europe Limited (Incorporated in Ireland) External Profit
Company, registration number 2017/655416/10
• S&P Global Ipreo Limited (Incorporated in United Kingdom) External Profit
Company, registration number 2005/035402/07
2. Personal information of juristic persons
In addition to the individual’s personal information collected as set out in
this Policy, we process information relating to South African juristic
persons, which may constitute personal information for purposes of the
Protection of Personal Information Act of South Africa. The personal
information relating to South African juristic persons we process includes:
• A company’s or other juristic person’s name, address, telephone number,
email address, company registration number, and company contact’s name;
• A company’s or other juristic person’s incorporation documents, tax
numbers, audited financial statements, B-BBEE certificates, and bank account
records;
• A company’s or other juristic person’s representative’s details, including
their name, email, telephone numbers, job title, job function and details
relating to the area of work;
• A company’s or other juristic person’s product or specification
requirements; and
• Information related to product support interaction and product training
information, to the extent that this information is identifiable.
We collect the information directly from the juristic person concerned or its
representatives during negotiation, when preparing and concluding agreements
and during implementation or use of products/services for their users. We may
also collect the information from the client’s employee users when they
register and use products/services or obtain the information that has been
made publicly available via the internet and website searches or when the
client’s employee user otherwise gives S&P Global their contact details.
3. Purposes and legal basis for the processing of personal information of
juristic persons
The purposes of the processing of the abovementioned personal information
include:
• To identify clients and prospective customers;
• To market and sell products to clients;
• To negotiate and enter into contracts with clients;
• To obtain permission from clients and their users;
• To conduct training and to provide support to clients/users;
• To record client engagements and conversations;
• To invoice and collect from clients and account for client revenue;
• To comply with applicable statutory obligations;
• To carry out and manage our business operations and for any other
legitimate business purposes; and
• In connection with our products and services.
Generally, we process the above personal information for purposes of the
performance of a contract with a client, or where we have the consent of the
client or the juristic person concerned, or on the basis that it is in our
legitimate interests or that of a third party to whom the information is
supplied for purposes of, amongst other things, marketing and selling our
products and services, supporting client access to and use of our products,
providing training to users of our products, responding to client or user
queries, improving products and services, advising users of product features,
new releases or maintenance.
The personal information of juristic persons may be shared with third parties
and transferred to countries outside of South Africa. Please see the relevant
provisions of the Policy in this regard.
4. Laws authorizing or requiring the collection of the personal information.
The legislation in terms of which personal information of individuals or
juristic persons may be required to be processed includes:
• The Financial Intelligence Centre Act, 2001;
• The Income Tax Act, 1962; and
• The Company’s Act, 2008.
5. Sensitive Personal Information.
To the extent applicable, information relating to an individual’s religious
or philosophical beliefs, race or ethnic origin, trade union membership,
political persuasion, health or sex life, biometric information or criminal
behavior, including any photographs or video recordings of may be considered
as sensitive/special personal information in accordance with applicable South
African law and regulations. We will use an individual’s special personal
information for the purposes as stated in this Privacy Policy, or as
otherwise as notified to you from time to time.
6. Contact us. If you have any questions or concerns about this Addendum or
the Policy you may contact the Information Officer at privacy@spglobal.com,
or in accordance with the information provided in the Policy under “How to
contact us”. We will reply to your request within reasonable period of time
and in any event within 30 days. We may require you to verify your identity.
GLOBAL CORPORATE PRIVACY POLICY
--------------------------------------------------------------------------------
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Download Privacy Policy as PDF
Our Privacy Commitment
* Introduction
* INTRODUCTION
* What is this Policy about?
Update Effective: December 30, 2022
S&P Global Inc. and its affiliates (collectively or individually, as
applicable, referred to as "S&P Global", "we", "our", "us") respect your
right to privacy. This global Corporate Privacy Policy (“Policy”)
explains who we are, how we collect, share, transfer and use personal
information about you, and how you can exercise your privacy rights.
This Policy applies to interactions we have with you via our websites,
applications and other products and services including events, where you
otherwise contact us and where we otherwise display or link to this
Policy (“Services”) or in the course of our receipt of products or
services from you or your employer.
Please note that some privacy rights and obligations may differ in
certain locations based on applicable local data protection laws. We
have included supplemental information for certain jurisdictions in this
Policy.
Third parties that link from or to our Services, or from whom we collect
personal information may have their own privacy policies and practices.
This Policy does not apply to sites or applications offered by other
companies or individuals, including third party products and services,
that may be displayed as content in a search on our website. Please
review any third-party policies to learn more about their practices.
To the extent a notice provided at the time of collection from a website
or specific product conflicts with this Policy, the terms of that
specific notice or supplemental privacy statement will apply.
If you enter into a separate agreement with us which requires, or
contemplates, collecting, sharing, transferring, using or otherwise
processing information about you in a manner that is different than that
which is described in this Policy, the terms of that agreement will
apply.
For more about the S&P Global’s commitment to privacy, please see the
privacy mission statement and resources
at: https://www.spglobal.com/en/privacy/our-privacy-commitment.
* What does S&P Global do?
* WHAT DOES S&P GLOBAL DO?
* What does S&P Global do?
S&P Global is a leading provider of transparent and independent ratings,
benchmarks, analytics and data to the capital and commodity markets,
businesses and governments worldwide. For more about the S&P Global
current group companies and other related companies, please see our
latest filing here.
* Personal information we collect
* PERSONAL INFORMATION WE COLLECT
* What personal information does S&P Global collect and why?
The information that we collect from or about you - some of which is
personal information under applicable data protection laws - falls into
the following broad categories:
1. Information that you provide to us
As part of our Services, you may provide certain information to us, such
as your contact details, user credentials, and employment information.
A few examples include, when you fill out an on-line form to register
to use our Services, such as to attend an event, to request a free trial
or courtesy newsletter, or to receive research, white papers, product
information or reports through our website. You may also provide us with
your business card information or other contact information as you
conduct business with us or you request information from us. Information
we ask you for and why we ask you for it includes:
Types of personal information
Why we collect it
Billing information (including your payment card information)
To maintain your account with us and to provide you with requested
products and services.
For order processing and to provide transaction documents.
Contact details such as name, telephone numbers (which may include
cell/mobile numbers), email address and postal address and details of
any correspondence between us.
To respond to your communications and inquiries, such as when you want
to learn more about our conferences and webinars.
To provide product service updates, information and alerts.
To contact you for information verification purposes.
To gather information needed to provide and deliver maintenance,
support, and training for Services requested by you or your employer.
To obtain your feedback regarding our Services, including an event you
attended, such as when we or our agents send you a customer satisfaction
survey.
To receive services from you or the corporate entity you represent.
User credentials including name, email address, signature and any
personal login information you provide to us when you create a profile,
such as details of your education and your gender.
Some product platforms also allow users to upload data themselves
including age, race, color, ancestry, national origin, citizenship,
religion or creed, marital status, sex (including gender, gender
identity, pregnancy or childbirth and related medical conditions),
sexual orientation, veteran or military status, for their updates,
information and alerts.
To set up and maintain your user account.
To monitor and enforce compliance with our contract terms.
To enable clients to use our product platforms for their own purposes.
Employer and employment information such as job title, company
affiliation, function, seniority, department and location of your
office.
To manage your individual user account when it is covered by an account
of an S&P corporate customer, such as the corporate account of your
employer.
Your preferences and interests, such as emails and newsletters you would
like to receive, or have opted out from receiving, or the markets,
industries and conferences that interest you.
To enable us to send you tailored information on our Services across our
divisions that may interest you, to allow you to participate voluntarily
in mailings and other events and to allow us to promote our events and
Services.
We may record (voice or audio) and/or collect images of you, provided
that you do not object (and that you have opted in where required by
law), for example at an in-person or virtual event. In some instances we
may also use technology to create automated transcriptions.
To provide the event content to individuals who were not able to attend
the live event, to promote our events in live recordings, or to
otherwise provide event content.
Social security/official identification number, state identification
card number, credit card numbers, and personal financial data (such as
specific salary, mortgage details, net worth or individual portfolio
information). We refer to this type of personal information as "Customer
Financial Data".
In some cases, our corporate customer, such as a structured finance
issuer or you, may provide Customer Financial Data to us for the purpose
of informing our statistical analysis or for our use in providing our
Services. Customer Financial Data will not be used for purposes other
than these and will not be rented or otherwise made available to third
parties for public distribution.
For conducting due diligence activities for financial institutions and
other regulated companies as part of our know-your-client products.
Issues, questions and problems you have when using our Services, your
user preferences and how you use or want to use our Services and
information which you seek to analyze or manipulate within our Services
and which you communicate to our support, maintenance and training
staff. We may also record telephone service calls with you, subject to
an announcement at the beginning of the call. In some instances, we may
also use technology to create automated transcriptions.
To maintain your account with us, provide technical support to that
account, remedy issues or problems with that account, train you in the
use of our Services and keep an auditable record of all such
communications and actions which is accessible to our support,
maintenance and training staff globally.
2. Information that we collect automatically
We may collect information automatically from your device, including
information regarding how you use our Services. Where required by law,
we will obtain your consent before we place any cookies on your device
that are not strictly necessary for the functioning of our websites.
Information we may collect automatically includes your log-in events
(when, how and for how long you log into and use certain Services), IP
or MAC address, device make, model and operating system, mobile network
information, internet service provider, unique device identification
number, advertising ID, browser type and language, geographic location
(e.g., country or city level location or time zone) and other technical
information. We may collect "click stream" data, which is information
about how your device interacts with our Services, such as the pages,
screens, functions, applications and products accessed and links
clicked.
This information helps us understand users of our Services, such as
visitors to our websites, the pages they visited before and after and
what content and functions interest them. We use this automatically
collected information:
- for our analytics purposes, including to enhance our understanding of
usage of our Services;
- to improve the quality and relevance to users of our Services,
including (with consent as applicable) by showing or offering users
relevant Services or content based on their preferences and usage
habits;
- to develop or accelerate research, analysis, news and related
editorial content and information collection as part of our Services, or
to enable others to develop/accelerate such content where permitted;
- to offer you support with and training on our Services and to help
resolve any errors or technical issues;
- to develop and update our Services;
- for customer services, such as evaluating our customers' training
needs for our products;
- to satisfy requests from S&P Global corporate customers regarding the
entitlement to and use of our Services by individual users under their
corporate accounts (this information may be offered to clients in an
aggregated form and clients may be required by law to request certain
information);
- to deliver tailored information on our Services that may be of
interest or value to you and to send you marketing and promotional
emails with your consent if required by applicable law;
- occasionally, to identify unauthorized use or unauthorized
distribution of our Services related or unrelated to a security issue;
- where relevant, to review or update pricing agreed with our customers;
and
- for billing purposes, so that we or others (such as our content
providers) can bill for the services provided.
Some of this information is collected using cookies, weblogs, web
beacons and similar tracking technology - see "How does S&P Global use
cookies and similar tracking technology?" for more information.
3. Information that we obtain from other sources
We may receive personal information about you from other sources
(including your employer or business partner if you use Services covered
by a subscription). Where you register as a user, we will endeavor to
check that these third parties have your consent or are otherwise
legally permitted or required to disclose your personal information to
us.
The information we collect from your employer (if you use our Services
under your employer's corporate subscription) consists of your contact
details and employment-related information.
We collect personal information from other third parties, such as
marketing vendors, survey services, social media, conferences and other
events that we or others organize, and other sources to the extent
permitted by applicable law. We use this information to market our
Services to you, to maintain and correct our records, to add data
fields, and to enhance the marketing, delivery, and support of our
Services to you.
We collect personal information as part of our content collection
process for some of our products. We obtain this from a variety of
sources, including third-party content providers, public filings, direct
communication with your employer or appointor, and websites to display
within some of our products. Find out more at "How does S&P Global use
personal information in products?"
The automotive business collects and compiles motor vehicle registration
and title information to provide products and services to authorized
entities pursuant to 18 U.S.C A. §2721 and similar state laws governing
the use of such information. Consumer information from motor vehicle
records is used in compliance with the governing laws and regulations
and thus not used by S&P Global or provided to other entities for direct
marketing purposes. To access or correct your motor vehicle registration
and/or title information, you must contact your state's department of
motor vehicles or other state agency that processes motor vehicle titles
and registration. The American Association of Motor Vehicle
Administrators maintains links to state motor vehicle agency websites,
organized by AAMVA regions.
We also may use your personal information for other purposes that we
explain to you at the time we collect your personal information or, if
permitted by applicable data protection laws, that are compatible with
the purposes we have disclosed to you (such as archiving purposes in the
public interest, scientific or historical research purposes, or
statistical purposes).
S&P Global policies, procedures and standards require that the
information in its products is updated for accuracy on a regular basis
and removed from its systems when such data becomes obsolete or
inaccurate. S&P Global has established information governance standards
for collection, use and retention of personal information.
To the extent we maintain and use personal information in a deidentified
or anonymized form, we will not attempt to reidentify the information,
except for the purpose of determining whether our deidentification/
anonymization processes satisfy our legal obligations.
4. Other personal information collected through our mobile apps
When you download, access or otherwise use one of our mobile apps, the
information that we collect depends on your device, in-app and operating
system permissions. Our apps may require access to applications and/or
data on your mobile device to function. When you agree, some of our apps
collect the precise geo-location of your mobile device and some of our
apps also collect information that may be personal information about you
or others, from or about:
• Your calendar
• Your contacts and call information
• The accounts and other apps on your mobile device
• Photos (including date, time, location and contents)
• Media files, metadata and other stored information
We may also automatically collect app logs and usage statistics. For
example, we may record when you open an app so that we can monitor which
app is used, when and how, and if the app stops working, we log the
"crash data," such as whether you have mobile reception, to help us
identify and fix the cause.
To learn more about the specific information collected by any of our
mobile apps, please check your device settings or review the platform
from which you downloaded it. To stop collection of all information
through one of our apps, please uninstall the app.
* Sharing of personal information
* SHARING OF PERSONAL INFORMATION
* When does S&P Global disclose my personal information?
The categories of personal information listed in the S&P Global "What
personal information does S&P Global collect and why?" section above may
be disclosed to the following categories of recipients:
Our group companies and our joint venture companies where applicable,
service providers including without limitation professional advisers or
consultants such as lawyers, bankers, auditors, accountants and insurers
providing consultancy, legal, banking, audit, accounting or insurance
services, financial institutions providing finance to us, external
auditors, product content providers, business partners and any
organization that arranges your access to our products or services (if
that is not you).
We share personal information with those authorized parties referred to
above for purposes consistent with those described in this Policy or as
notified to you when your personal information is collected. For
example, we may share your personal information with the organization
that arranges your access to our products or services to fulfill its
contractual obligations and to provide our products and services,
support, and training for them. We may share your personal information
with our service providers and business partners for the purpose of
operating our business, honoring a request that you have made through
the products or services, delivering, improving and customizing our
products or Services, sending marketing and communications related to
our business, payment processing, and for other legitimate purposes
permitted by applicable law or otherwise with your consent. In certain
circumstances where your personal information has been collected for
marketing purposes and where permitted by applicable law, we may share
the personal information with business partners in the ad tech sector
for their own commercial marketing purposes. We may share the contact
information you provide when registering for an event and share event
attendee lists between our S&P Global divisions and with our webinar and
conference partners, to ensure that your contact information is up to
date and to administer, secure, and seek feedback on and promote our
events.
For a list of our current group companies and related companies, please
see our latest filings here. A list of our service providers, content
providers and business partners is available here.
In addition to the purposes described in this Policy, personal
information handled by our service providers may be subject to their
terms of use and privacy policies, which if applicable, will be provided
to you. Please review any applicable service provider’s terms of use and
privacy policies to better understand how they manage your personal
information.
Your employer
We may provide personal information to your employer for purposes such
as to fulfill and enforce our contract with them, to inform them of
potential group training needs, to inform them of Service use by certain
categories of users and for pricing purposes.
Competent law enforcement bodies, regulatory, government agency, court
or other third parties
We may provide personal information to any competent law enforcement
body, regulatory, government agency, court or other third party in
accordance with applicable law and regulation when we believe disclosure
is necessary (i) as a matter of applicable law or regulation, (ii) to
protect against fraud or for risk management purposes, (iii) to
cooperate with relevant agencies for the investigation and prevention of
crimes such as insider trading, (iv) to exercise, establish or defend
our legal rights, (v) to protect your vital interests or those of any
other person, or (vi) to protect the interests, rights, safety or
property of us or others.
S&P Global is regulated by various federal and state agencies,
authorities and similar regulatory bodies internationally and, in the
normal course of business, both in the United States of America and
abroad, is the subject of government and regulatory proceedings,
investigations and inquiries. We may therefore disclose your information
to comply with a court order, government request or other legal or
regulatory process, sometimes without prior notice to you.
Our SEC filings set this out in more detail and are available here.
Potential Buyers
We may provide personal information to a potential buyer or a target
(and that third party’s or our agents and advisers) in connection with
any proposed sale, purchase, merger, transfer, acquisition or
liquidation or similar event, of all or any part of our businesses. If
such a change happens to our business, the buyer or target will use your
personal information in the same way as set out in this Policy or will
inform you about how it will use your personal information as required
by applicable law.
Other third parties
Personal information that you disclose on message boards, chat areas or
social media pages or in direct messages to other users of these
platforms may be collected and used by third parties to contact you, to
send you unsolicited messages or for other purposes without our
knowledge or control. Social media forums and chat rooms not operated by
us may have additional rules and conditions. We are not responsible for
the personal information or any other information you choose to submit
on these forums that are not controlled by us.
The Services may offer you the ability to share personal information
through a social networking site (e.g., Facebook, Twitter) using
integrated tools (e.g., Facebook “Like” button, or Twitter “Tweet”
button). The use of such integrated tools enables you to share personal
information about yourself with other individuals or the public,
depending on the settings that you have established with such social
networking site. For more information about the purpose and scope of
data collection and use in connection with such social networking sites
or a site’s integrated tools, please visit the privacy policies of the
entities that provide these social networking sites.
We encourage you to use caution when publicly disclosing your personal
information.
Other disclosures with your consent
We may ask for your consent to share your information with other
unaffiliated third parties who are not described elsewhere in this
Policy.
For more information about how and why we disclose the personal
information that features in our products, please see "How does S&P
Global use personal information in products?" below.
* Legal basis for processing personal information
* LEGAL BASIS FOR PROCESSING PERSONAL INFORMATION
* What is our legal basis for processing personal information?
Our legal basis for collecting and processing personal information
depends on the personal information concerned, the context in which we
collect it and the applicable laws and regulations.
Generally, we collect personal information from you where: we have your
consent to do so; we need the personal information to perform a contract
with you (for example, your subscription to one of our products) where
permitted under applicable data protection laws; or, in some
jurisdictions such as the European Economic Area (“EEA”), the processing
is in our legitimate interests and not overridden by your data
protection interests or fundamental rights and freedoms or the
processing is otherwise consistent with applicable law. In some cases,
we are required by law to collect personal information from you.
If we ask you to provide personal information to comply with a legal
requirement or to perform a contract with you, we will inform you
whether the provision of your personal information is mandatory and the
possible consequences if you do not provide your personal information.
Where we send you marketing or promotional e-mails regarding our
Services from our different divisions and affiliates, we do so based on
your consent, if required by applicable law.
Generally, if we collect and use your personal information in reliance
on our legitimate interests (or those of a third party), this interest
is to provide our Services to you and for our legitimate commercial
interest (e.g., when responding to your queries, improving our Services,
processing payments, advising you of product features or new releases,
providing training, informing you of product maintenance, or undertaking
marketing activities). For the legal basis on which we rely in relation
to personal information in our products, please see "How does S&P Global
use personal information in products?".
* Cookies and similar tracking technology
* COOKIES AND SIMILAR TRACKING TECHNOLOGY
* How does S&P Global use cookies and similar tracking technology?
Generally, we use cookies and similar tracking technology (collectively,
"Cookies") in certain Services (in particular our websites and some
mobile applications) to collect and use personal information about you,
in order to better understand and improve the usability, performance,
and effectiveness of our Services, to help us tailor content or offers
for you, and to serve our targeted, interest-based advertising. These
technologies may also allow certain third parties to collect information
about you over time and across different websites, such as information
about you clicking on advertisements or installing our Services. Where
permitted by applicable law, we will deploy first party performance or
analytics Cookies automatically when you visit our websites. Where
required by applicable law, we will obtain your consent before we place
any Cookies on your device that are not strictly necessary for the
functioning of our websites. To learn more, including about how to
consent to or opt-out and withdraw your consent to Cookies, please see
our Cookie Notice.
We may use Google Analytics to better understand how visitors use our
Services. Google Analytics provides us with information about users of
our Services. Google Analytics uses Cookies that Google or its affiliate
DoubleClick recognizes when you visit other websites and applications.
For more information about how Google collects, uses, and shares your
information, including information collected through our Services,
please visit the Google Privacy Policy - Partners website
at https://policies.google.com/technologies/partner-sites or see
Google’s own Privacy Policy at https://policies.google.com/privacy.
Google Analytics uses Cookies to help us analyze how users use our
Services. Personal information generated by these Cookies about your use
of our Services (including your IP address) will be transmitted to and
stored by Google on servers in the United States of America. On our
behalf, Google will use this information to evaluate your use of our
Services and will compile reports on your activity for us.
If you want to opt-out of Google Analytics, you can download and install
the opt-out browser add-on developed by Google for your web browser. For
more information about Google Analytics' currently available opt-outs,
please see https://tools.google.com/dlpaqe/gaoptout.
For more information about our privacy practices relating to our
advertising services, please see the Digital and advertising-related
services section of this Policy.
Some browsers allow you to send a “Do Not Track” signal that lets you
tell websites you do not want to have your online activities tracked.
Because there is no consistent industry understanding of how to respond
to such signals, we do not respond to browser-initiated “Do No-Track”
signals. We will however treat any opt-out preference signal as valid
opt-out request where required under applicable law. For more
information, please see “What are your data protection rights?”
* Keeping your personal information secure
* KEEPING YOUR PERSONAL INFORMATION SECURE
* How does S&P Global keep my personal information secure?
We protect personal information that we process with appropriate
technical and organizational measures designed to provide a level of
security appropriate to the risk of processing your personal
information. We will notify you about any security incident involving
your personal information through email, correspondence, telephone, push
notification or other means, as required by applicable law. If you think
your data is the subject of a security incident and we have not notified
you, or if you are concerned about the security of your data, please
contact our dedicated security team at security@spglobal.com.
* International data transfers
* INTERNATIONAL DATA TRANSFERS
* How does S&P Global treat international data transfers?
Your personal information may be transferred to, and processed outside,
the jurisdiction in which you reside. These other jurisdictions may have
data protection laws that are different from the laws of the
jurisdiction of your residence (and, in some cases, not as protective).
S&P Global is a multi-national group with headquarters in New York,
United States of America. Our servers may be located outside of the
jurisdiction where we collected the data. We may store and replicate
your personal information on servers in other jurisdictions, in order to
provide speed of access, robustness and protection against server
failure.
When we collect your personal information, we may transfer it to or from
any of the countries in which we do business. Our group companies,
related companies, any organization that arranges your access to our
products or services, service providers, product content providers and
business partners, with whom we may share personal information, are
located in and transfer personal information to various jurisdictions
around the world. The principal jurisdictions where personal information
is hosted by or on behalf of S&P Global are the United States of
America, Canada, the United Kingdom, Germany, the Republic of Ireland,
Italy, France, Switzerland, the Netherlands, India and Singapore. In
some cases, your personal information may also be accessed from outside
of the jurisdiction where we collected the data, such as the
Philippines, India and Pakistan, where our back-office support personnel
are located for certain Divisions.
Where your personal information is transferred by us or on our behalf,
we implement appropriate safeguards to protect your personal information
in accordance with this Policy. These safeguards include implementing
applicable standard contractual clauses for transfers of personal
information between our group companies, which require group companies
to protect personal information they transfer from the jurisdiction in
which it was collected in accordance with applicable data protection
law.
Where required by applicable law, international transfers take place
only when there is an adequate level of protection to the fundamental
data protection rights of individuals. In some circumstances, we may
choose to rely upon an adequacy decision to lawfully transfer personal
information. Standard contractual clauses are one of several mechanisms
that allow for personal information to be transferred across
jurisdictional borders and we may rely on these for transfers to and
from our affiliates, vendors and business partners where applicable.
Additional safeguards may also be implemented where personal information
is transferred. Please contact us to request a copy of our appropriate
safeguards.
* Data retention
* DATA RETENTION
* For how long does S&P Global retain personal information?
Our applicable information governance policies, procedures and standards
require that personal information be retained for as long as we have an
ongoing legitimate business need to do so (for example, to provide you
with a Service you have requested, or to comply with applicable legal,
tax or accounting requirements).
Once we no longer have a legitimate business need to process your
personal information, our applicable information governance policies,
procedures and standards require that we either delete or anonymize your
personal information, or if deletion or anonymization is not possible,
then pseudonymize and/or securely store your personal information and
isolate it from any further processing until deletion is possible.
If you have any questions or require any further information about the
period of time for which we will process your personal information,
please contact us using the contact details in the “How to contact us?”
section below.
* Your data protection rights
* YOUR DATA PROTECTION RIGHTS
This Product-Specific Addendum provides specific supplemental information
for certain products and services and supplements the Policy. In case of
any inconsistencies between this Product-Specific Addendum and the rest of
this Policy, this Product-Specific Addendum prevails.
* What are your data protection rights?
Depending on which laws apply to your personal information, you may have
the right to make the following requests regarding your personal
information:
- Access to Your Personal Information. You may request access to your
personal information or confirmation that we have information about you.
In certain limited circumstances, you may also request to receive access
to your data in a portable, machine-readable format.
- Deletion Of Your Personal Information. You may request that we delete
your personal information. If required by law, we will grant a request
to delete information, but you should note that in many situations we
may keep the personal information to comply with our legal obligations,
resolve disputes, enforce our agreements, or for another business
purposes.
- Corrections To Your Personal Information. We rely on you to update and
correct your personal information. Where your personal information is
required to access or use Services, you may have the opportunity to
correct, update, or modify this information by logging into your account
and updating your information online. You may ask us to correct
information that is inaccurate or incomplete. Note that we may keep
historical information in our backup files as permitted by law.
- Objection to Certain Processing. You may object to our use or
disclosure of your personal information by contacting us at the address
described below.
- Opt-out of Targeted Advertising You may opt-out of online tracking
based targeted advertising or cross-context behavioral advertising
(e.g., cookies) by clicking the cookie settings link on the footer of
our websites. Please note that if you change browsers or computers, or
if you clear your browser’s cache, you may need to click the link again
to apply your preference.
- Opt-out of Sale. You may opt-out of the sale of your personal
information by clicking here or the “Do Not Sell My Personal
Information” link on our homepage.
- Restrict Processing. You may request that we restrict our processing
of your personal information under certain circumstances, such as when
you contest the accuracy of our records about you, or you make an
objection.
- Promotional Emails. You may choose to provide us with your email
address for the purpose of allowing us to send free newsletters,
surveys, offers, and other promotional materials to you, as well as
targeted offers from third parties. You can stop receiving promotional
emails by following the unsubscribe or “opt-out” instructions in emails
that you receive, by visiting our preference center here or by using the
contact details listed on this page. If you decide not to receive
promotional emails, we may still send you service-related
communications.
- Revocation Of Consent. Where we process your personal information
based upon consent, you may revoke consent. Withdrawing your consent
will not affect the lawfulness of any processing we conducted before
withdrawal, nor will it affect processing of your personal information
conducted in reliance on lawful processing grounds other than consent.
Please note, if you revoke your consent for the processing of personal
information then we may no longer be able to provide you services.
Please note, not all of the rights described above are absolute, and
they do not apply in all circumstances. In some cases, we may limit or
deny your request because the law permits or requires us to do so,
because a right is not granted by the laws that apply to a specific
person, or if we are unable to adequately verify your identity.
Individuals in certain jurisdictions may have other rights. For more
information, see the applicable jurisdiction-specific addendum which
forms part of this Policy. We will not discriminate against individuals
who exercise their privacy rights under applicable law.
You may use this Personal Information Request Form or call us on
1-855-529-1761 to exercise any of your rights. If you disagree with how
we handled a request, you may appeal our decision by contacting us with
the subject line “Appeal,” at privacy@spglobal.com.
We respond to requests we receive from individuals wishing to exercise
their data protection rights or express any concern in accordance with
applicable data protection laws, which typically require a response
within 30 days. Please be aware that in order to accommodate some
requests, we must verify your identity before we can respond, and this
may require you to provide photographic or other forms of identification
to us.
In some circumstances, you may designate an authorized agent to submit
requests to exercise certain privacy rights on your behalf. If you are
an authorized agent submitting a request on behalf of an individual, you
must provide all requested information establishing your authorization
as an agent to act on another person’s behalf where permitted by
applicable law.
If you are not satisfied with our response, and are in the European
Union or United Kingdom, you may have a right to lodge a complaint with
your local supervisory authority. Contact details for data protection
authorities in the EEA, Canada, Switzerland and the UK are
available here.
Please note that in certain jurisdictions we may be entitled to charge a
fee in connection with the exercise of these rights, which will be
communicated to you if applicable.
* Product Specific – Additional Provisions
* PRODUCT SPECIFIC – ADDITIONAL PROVISIONS
* Product Specific – Additional Provisions
This Product-Specific Addendum provides specific supplemental
information for certain products and services and supplements the
Policy. In case of any inconsistencies between this Product-Specific
Addendum and the rest of this Policy, this Product-Specific Addendum
prevails.
PLATTS LIVE PRIVACY STATEMENT
What is this Platts LIVE Privacy Statement about?
This Privacy Statement is intended to provide you with additional
specific information about how we process your personal information when
you use Platts LIVE.
Please note that this Privacy Statement is intended to be additional to
the rest of the S&P Global Privacy Policy, and should be read alongside
the S&P Global Privacy Policy. With respect to Platts LIVE only, if
there is any inconsistency between this Privacy Statement and the S&P
Global Privacy Policy, then this Privacy Statement prevails.
What personal information does S&P Global collect during your use of
Platts LIVE and why?
The personal data that we collect from or about you in the context of
the Platts LIVE platform falls into the following categories:
Types of personal information
Why we collect it
Lawful grounds for processing
Personal information including name, email address, company name, job
title, city, business phone, zip/ postal code, country of residence, and
markets and commodities you are interested in.
To register for a Platts LIVE account, and maintain your Platts LIVE
account.
To provide the Platts LIVE services to you, including where you register
for events.
To provide Platts LIVE service updates (e.g. if we update our Terms of
Use or this Privacy Statement).
For our legitimate interests in registering users, administering user
accounts, ensuring compliance with our Terms of Use, and providing the
Platts LIVE platform to you.
In certain jurisdictions, such as the People’s Republic of China
(“PRC”), we process personal information only if we have obtained your
consent or if such processing is necessary for us to perform our
contract with you.
First and Last Name, Company, Country of Residence
To carry out compliance/ sanction checks on you prior to you
successfully registering for and accessing Platts LIVE.
To comply with our legal obligations.
For our legitimate interests in ensuring that we provide the Platts LIVE
program only to individuals who are not the subject of sanctions.
In certain jurisdictions, such as the PRC, we process personal
information only if we have obtained your consent or if such processing
is necessary for us to perform the Term of Use and/or other contracts
with you.
Profile information such as your preferences and interests within the
Platts LIVE platform, including the markets and commodities you are
interested in, your profile visibility preferences and your preferred
time zone, and your connections
To enable us to tailor information on your My LIVE area to information
that may interest you.
To allow other users with similar interests and preferences to find you.
For our legitimate interests of promoting our services and both our and
your legitimate interests in providing you only with materials that you
have expressed an interest in or facilitating connection with other
users who have similar interests.
In certain jurisdictions, such as the PRC, we process personal
information only if we have obtained your consent or if such processing
is necessary for us to perform the Term of Use and/or other contracts
with you.
Any other personal information that you upload to your 'About Me'
section of your My LIVE account.
To enable you to tailor your My LIVE account.
For your legitimate interests in tailoring your Platts LIVE account and
sharing content about yourself with other users.
In certain jurisdictions, such as the PRC, we process personal
information only if we have obtained your consent or if such processing
is necessary for us to perform the Term of Use and/or other contracts
with you.
Name, email address, your direct marketing preferences.
If requested, to provide S&P Global Commodity Insights promotional
materials.
Your consent where required by applicable law.
Issues, questions and problems you have when using Platts LIVE, how you
use or want to use Platts LIVE.
To respond to your communications and inquiries, in relation to Platts
LIVE and to remedy or resolve any issues.
For our legitimate interests in providing the Platts LIVE platform to
you and enabling us to provide the platform services to you effectively.
In certain jurisdictions, such as the PRC, we process personal
information only if we have obtained your consent or if such processing
is necessary for us to perform the Term of Use and/or other contracts
with you.
Log- in details including name and email address
To provide the Platts LIVE services and functionalities to you,
including to register you for events or to provide you with access to
any learning materials we make available
For our legitimate interests in providing the Platts LIVE platform to
you and enabling us to provide the platform services to you effectively,
including access to any learning materials we make available.
In certain jurisdictions, such as the PRC, we process personal
information only if we have obtained your consent or if such processing
is necessary for us to perform the Term of Use and/or other contracts
with you.
We also collect some data automatically from you during your use of the
Platts LIVE platform. Please see the S&P Global Privacy Policy for
details of when we collect information automatically from your device.
WHO DOES S&P GLOBAL SHARE YOUR PLATTS LIVE PERSONAL INFORMATION WITH?
We may share the personal information you have provided in connection
with your use of the Platts LIVE platform between our S&P divisions and
with our webinar and conference partners so that we can send marketing
and communications relating to our business and allow you to access or
register for events provided by other S&P divisions.
Your Platts LIVE profile, and the personal information that you include
in it, will also be accessible to all other Platts LIVE users. Personal
information that you disclose on forum discussions, or any other public
area of the platform will also be accessible to other Platts LIVE users.
You may also directly disclose personal information to other users when
privately messaging other Platts LIVE users.
Where the Personal Information Protection Law ("PIPL") applies, we will
obtain your separate consent (i) before we share your personal
information with our S&P divisions (where they are separate data
controllers) and our webinar and conference partners, and, (ii) in
particular where our S&P divisions and our webinar and conference
partners are located outside of China, before we export your personal
information from the PRC (by ways of, including but without limitation,
providing your personal information to the overseas recipients or
granting the overseas recipient access to your personal information
stored in the PRC). We will take necessary measures to ensure that your
personal information will be protected by the overseas recipient at a
level at least up to the standards set by PIPL. Subject to the volume
and nature of the relevant data export involving your personal
information, we will carry out such data export by virtue of a lawful
transfer tool recognised by PIPL including standard contract,
certification, and/or a security assessment.
Please see the S&P Global Privacy Policy for further details of when
your data may be disclosed to certain recipients.
WHAT ARE YOUR RIGHTS?
Depending on which laws apply to your personal information, you may have
the right to make certain requests regarding your personal information.
Please see the "What are your data protection rights?" section of the
S&P Global Privacy Policy for a list of rights that may apply to you.
To the extent that PIPL applies to our processing of your personal
information, you may also be entitled to the rights (i) to request for
the portal for transferring your personal information to other data
controllers, but we may grant such request only if the conditions set by
CAC have been met, and, (ii) to request for explanation or elaboration
of this Privacy Statement and any other rules on the processing of your
personal information hereunder.
If you are a U.S. resident, you may have additional rights under certain
U.S. state privacy laws. Please see our US Addendum to the S&P Global
Privacy Policy for more information and how you may exercise such
rights.
* Updates to this Policy
* UPDATES TO THIS POLICY
* What happens if this Corporate Privacy Policy is updated?
We review and update this Policy from time to time. When we do, we will
bring those updates to your attention, for example, by noting the date
of the version on the Policy, posting the updated version here or
sending you a notification. To the extent that this Policy changes in a
material way, the Policy that was in place at the time that you
submitted personal information to us will generally govern that
information unless we receive your consent to the new policy.
* How to contact us
* HOW TO CONTACT US
* How can you contact us?
If you have any questions or concerns about our use of your personal
information, or if you need to access this Privacy Policy in an
alternative format due to having a disability, please contact our
Privacy Compliance team at privacy@spglobal.com, 1-855-529-1761, or 55
Water Street, New York, NY 10041.
You may also use this personal data request form to contact us or
exercise any of your rights.
In some of our locations, we also have local contact details that you
may prefer to use as set out in the following jurisdictional
supplements:
• Russian Federation
• People’s Republic of China
• Japan
• United States of America (California, Colorado, Connecticut, Virginia,
and Utah)
• Brazil
• Colombia
For the Philippines, you may also use email DPOPhilippines@spglobal.com.
European Union Contact Details for non-European Union S&P Global
Entities and Affiliates
Certain S&P Global entities located outside the European Union (“EU”)
have appointed representatives within the EU. If you are an EU resident,
you may choose to contact the relevant EU representative for any data
protection-related enquiries in addition to, or instead of, the contact
details above. Please use the applicable contact details below.
S&P Global Ratings
Fourth Floor, Waterways House
Grand Canal Quay
Dublin 2, Republic of Ireland
RatingsGDPR@spglobal.com
S&P Global Market Intelligence
Fourth Floor, Waterways House
Grand Canal Quay
Dublin 2, Republic of Ireland
MlPrivacyOfficer@spglobal.com
S&P Dow Jones Indices
Fourth Floor, Waterways House
Grand Canal Quay
Dublin 2, Republic of Ireland
spdjiGDPR@spglobal.com
S&P Global Commodity Insights
Fourth Floor, Waterways House
Grand Canal Quay
Dublin 2, Republic of Ireland
PlattsGDPR@spglobal.com
S&P Global Mobility
Fourth Floor, Waterways House
Grand Canal Quay
Dublin 2, Republic of Ireland
PlattsGDPR@spglobal.com
UK Contact Details for non-UK S&P Global
Certain S&P Global Inc. and its applicable affiliates located outside
the UK have appointed representatives within the UK. If you are a UK
resident, you may choose to contact the relevant UK representative for
any data protection-related enquiries in addition to, or instead of, the
contact details above. Please use the contact details below by
division.
S&P Global Ratings
25 Ropemaker Street
London
EC2Y 9LY
United Kingdom
RatingsGDPR@spglobal.com
S&P Global Market Intelligence
25 Ropemaker Street
London
EC2Y 9LY
United Kingdom
MlPrivacyOfficer@spglobal.com
S&P Dow Jones Indices
25 Ropemaker Street
London
EC2Y 9LY
United Kingdom
spdjiGDPR@spglobal.com
S&P Global Commodity Insights
25 Ropemaker Street
London
EC2Y 9LY
United Kingdom
PlattsGDPR@spglobal.com
S&P Global Mobility
25 Ropemaker Street
London
EC2Y 9LY
United Kingdom
PlattsGDPR@spglobal.com
* Digital and advertising-related services
* DIGITAL AND ADVERTISING-RELATED SERVICES
* Digital and advertising-related services
S&P Global’s Markit Digital advertising services (Markit Digital
Advertising) provide ad serving and marketing optimization solutions for
the financial services sector. Markit Digital's advertising services
never collect financial account information or any Directly Identifying
Personal-Information for advertising purposes.
In some circumstances, Markit Digital collects information for use in
tailored ads shown within the same browser. Markit Digital is a member
of the NAI (Network Advertising Initiative) and the IAB (Internet
Advertising Bureau) and abides by the NAI code of conduct and IAB
requirements.
COLLECTION AND USE OF PERSONAL INFORMATION
Advertisements served from our advertising domain, ad.wsod.com, do not
collect information that it uses to directly identify a person.
COLLECTION, USE AND SHARING OF NON-PERSONAL INFORMATION
While advertisements served from ad.wsod.com do not collect information
that it uses to directly identify an individual, the system does collect
information including the time and date of an ad served, the type of
browser and operating system used, the visitor's IP address, and the URL
visited. Additional information may be provided by publishers,
advertisers, or third parties. This information is not used to identify
anyone personally; it is used for aggregated analytic reports, targeting
a Tailored Advertising experience, and for the purpose of site
administration and diagnostics.
This information may be shared with advertising clients or their
business partners at their direction.
COLLECTION OF NON-PERSONAL INFORMATION ON MOBILE DEVICES
Markit Digital may receive non-personal information, such as device
information and cookie identification from third party sources,
including Apple IDFA, Google AdID, and Android ID.
Use of Cookies.
Advertisements served from ad.wsod.com set and use cookies and local
storage, when appropriate. The ad server uses cookies/local storage to
avoid additional database look-ups, but does not use any other systems
for persistently identifying users between views and visits. Cookies and
all data collected from ad.wsod.com is advertiser-specific and is not
shared between multiple advertisers, who may also be serving ads from
the domain. An advertiser's data belongs to that advertiser, as the
system used to serve ads from ad.wsod.com merely collects and
temporarily stores that data for Tailored Advertising. Attribution
cookies from Markit Digital's advertising services expire 30 days after
the user's last attribution event. Tracking cookies expire after 60
days; after that time a tracking cookie is no longer valid and a new one
is created. Opt-out settings in any cookies, along with assigned
segments, expire after five years (less intervening leap-year days).
DATA RETENTION
Markit Digital retains unidentifiable user-level information collected
by our advertising system for up to 2 years in both aggregated and
un-aggregated forms.
INFORMATION RELATING TO CHILDREN
Our products and services are designed for those 16 years of age and
older. We do not knowingly collect information from anyone under the age
of 16. If we are made aware that we have received information from
someone under 16, we will use reasonable efforts to remove that
information from our records.
OPTING OUT OF TAILORED ADVERTISING (TA)
Tailored Advertising (TA), also known as Interest-based Advertising
(IBA) or Online Behavioral Advertising (OBA) – is the process of
targeting specific advertisements to each individual user, based on
browsing history. If you opt-out of Tailored Advertising from our
service using the tools below, the cookie and any local storage we use
to contain this information will be emptied and changed to a placeholder
signaling that you have opted-out. If you delete the placeholder cookie
or locally-stored code, clear all cookies or local storage, or reset or
reinstall your browser, you will need to opt-out again. Cookies and
local storage data are browser- and device-specific, so you will need to
opt-out from within each browser and computer/device, if you regularly
use more than one. After opting-out, you may continue to see digital
advertising from us, but it will no longer be targeted to you based on
your browsing history. Opting-out does not necessarily delete or replace
all cookies or local storage from our domain; some may remain which are
used for aggregate reporting on the performance of the advertisements we
serve.
CONSUMER OPT-OUT
The Network Advertising Initiative (NAI) provides information to help
you learn more about online advertising
(http://www.networkadvertising.org/understanding-online-advertising), as
well as a service to help you opt out of interest-based advertising from
many organizations (http://www.networkadvertising.org/choices/). Markit
Digital does not sell personal information as defined by the California
Consumer Privacy Act (CCPA). However, Markit Digital still participates
in services allowing all site visitors to control the use of
Interest-based Advertising. Visit privacyrights.info to learn more about
CCPA and how you may opt-out from other organizations' use of your data.
By selecting the below opt-out, Markit Digital will respect your choices
for this browser, and they will be reflected here until you clear this
browser's cookies.
OPTING OUT ON YOUR MOBILE DEVICE
For information on Opting Out on Mobile Devices, please
visit https://www.networkadvertising.org/mobile-choice.
PRIVACY INQUIRIES
If you use our webform to correspond with us
( https://privacyportal.onetrust.com/webform/5cb57702-8ef7-437e-a62b-408fe78cd310/a2d05665-f8c3-44a2-ae58-d2015af31754 ),
S&P Global will receive your name, email and your country of residence.
S&P Global’s Markit Digital Advertising services never use this personal
information or any Directly Identifiable Personal Information for
advertising purposes.
INDUSTRY ASSOCIATIONS AND COMPLIANCE
Markit Digital participates in the Interactive Advertising Bureau's
Self-Regulatory Program for Online Behavioral Advertising
(http://www.iab.net/public_policy/self-reg).
Markit Digital adheres to and is annually reviewed for compliance with
the Network Advertising Initiative's Code of Conduct
(https://www.networkadvertising.org/code-enforcement/code).
Markit Digital adheres to the Digital Advertising Alliance's
Self-Regulatory Principles for Online Behavioral Advertising
(http://www.aboutads.info/obaprinciples).
* Russian Federation - Additional Provisions
* RUSSIAN FEDERATION - ADDITIONAL PROVISIONS
* Russian Federation
As of 30 September 2022, S&P Global has suspended operations in the
Russian Federation. Some processing of personal data may occur in
relation to any regulatory or legal obligations in the Russian
Federation, such as for the purpose of fulfilling tax, employment, and
any other legal obligations. Any ongoing processing of personal
information of Russian citizens is executed the Schneider Group, on
behalf of Standard & Poor’s International Services LLC and Moscow Branch
of S&P Global Ratings Europe Limited. For any questions about this
processing, please see the Schneider Group's Privacy Policy or contact
info@schneider-group.com.
* People’s Republic of China - Additional Provisions
* PEOPLE’S REPUBLIC OF CHINA - ADDITIONAL PROVISIONS
* China
This China Addendum (“China Addendum”) applies to the processing of your
personal information only if you are located in the People’s Republic of
China (“China”) and supplements this Policy. In case of any
inconsistencies between this China Addendum and the rest of this Policy,
this China Addendum prevails.
1. Sensitive Personal Information. Your personal information whose
leakage or unlawful use may easily infringe the dignity of a natural
person, or cause harm to the personal safety or property security,
including biometric characteristics, religious beliefs, specially
designated status, medical health, financial accounts, personal
whereabouts and personal information of minors under the age of 14 may
be considered as sensitive personal information in accordance with
applicable Chinese law and regulations ("Sensitive Personal
Information"). To the extent we collect this Sensitive Personal
Information, we will only process it to the extent necessary for
fulfilling the purposes as stated in this Policy and will take measures
for its security. Where required by applicable Chinese law and
regulations, we will obtain your separate consent before we process your
sensitive personal information.
2. Sale of business. We may provide personal information to a potential
buyer or target (and that third party’s or our agents and advisers) in
connection with any proposed purchase, merger, transfer, acquisition or
liquidation or similar event of all or any part of our business. If such
a change happens to our business, the buyer or target will use your
personal information in the same way as set out in this Policy including
this China Addendum or will inform you about how it will use your
personal information as required by applicable law, or (where
applicable) require such third party to obtain your consent again.
3. Notifications. We cannot absolutely guarantee the security of any
information or data you provide online. In the event of a security
incident, we will take mitigation measures in accordance with our
incident response plan and report to competent regulators in China as
required by applicable law. In the event of a security incident
affecting your personal information, we will notify you as required by
applicable law through email, correspondence, telephone, push
notification or other means. If you think your data is the subject of a
security incident and we have not notified you, or if you are concerned
about the security of your data, please contact our dedicated security
team at security@spglobal.com.
4. Contact Information of our China DPO. You may contact our China Data
Protection Officer at privacy@spglobal.com or, at: 49/F, Fortune
Financial Center, No.5, Dongsanhuan Zhong Rd, Chaoyang District,
Beijing. You may also exercise your rights in relation to personal
information transferred overseas or request closure of an account which
is registered with S&P Global through the method specified under the
section of this Policy titled, “What are your data protection rights?”
* Japan - Additional Provisions
* JAPAN - ADDITIONAL PROVISIONS
* Japan
The supplementary information for Japan (hereafter, "Japan Addendum")
provided is applicable to the processing of personal information in
Japan by S&P Global Ratings Japan Co., Ltd., S&P Global SF Japan Co.,
Ltd., Standard & Poor’s International LLC Japan Branch, and IHS Markit
Japan Ltd. (collectively referred to as "S&P Global Japan"), and
supplements this Policy within the scope of Japan's Personal Information
Protection Act (hereafter “Personal Information Protection Law”). In
case of any inconsistencies between the Japan Addendum and other parts
of the Policy, this Japan Addendum prevails.
S&P Global Japan complies with applicable data protection laws in Japan
and will not use personal information for purposes which are not set for
in this Policy. The process for submitting a claim or request is set out
in this Policy.
Sharing of personal data within the S&P Global Group
S&P Global Japan, in collaboration with other companies within the S&P
Global group, may use personal data as defined by the Personal
Information Protection Law for purposes such as providing information
about our services to customers, conducting specific market research,
contacting customers, or other activities described in this Policy. This
personal data may include, but is not limited to: addresses, names,
company names, department names, job titles, phone numbers, fax numbers,
email addresses, billing information, personnel history, employment
history, records related to job interviews with S&P Global Japan, and
areas of interest to customers.
A list of our group companies is available here.
Name, address, and representative of the person responsible for handling
personal information and managing personal data
S&P Global Ratings Japan Co., Ltd.
S&P Global SF Japan Co., Ltd.
Postal Code 100-0005
Marunouchi North Exit Building 28F
1-6-5 Marunouchi, Chiyoda-ku, Tokyo
President & CEO: Takenari Yamamoto
Standard & Poor’s International LLC Japan Branch
Postal Code 100-0005
Marunouchi North Exit Building 28F
1-6-5 Marunouchi, Chiyoda-ku, Tokyo
Representative in Japan: Yukiko Katayama
IHS Markit Japan Ltd.
Postal Code 104-0031
3-1-1 Kyobashi, Chuo-ku, Tokyo
Contact information regarding handling of personal information
If you have any questions or concerns about our disclosure, correction,
addition or deletion of content, utilization or suspension of
third-party provision, as well as the disclosure of records of
third-party provision of your personal information (including how we
secure your personal information), please contact our Privacy Compliance
Team via email (privacy@spglobal.com or Japanprivacy@spglobal.com), or
by mail (1-6-5 Marunouchi, Marunouchi North Exit Building 28th floor,
Chiyoda-ku, Tokyo 100-0005, Telephone: 03-4550-8000).
* United States - Additional Provisions
* UNITED STATES - ADDITIONAL PROVISIONS
* United States of America (California, Colorado, Connecticut, Virginia
and Utah)
This United States of America Addendum ("US Addendum") supplements this
Policy t and applies in relation to the processing of personal
information of residents of the State of California, Colorado,
Connecticut, Virginia, and Utah by S&P Global. In case of any
inconsistencies between this US Addendum and the rest of this Policy,
this US Addendum prevails.
Certain information we collect may be exempt from applicable US State
privacy laws because it is considered public information (i.e., it is
made available by a government entity) or covered by a federal privacy
law, such as the Gramm-Leach-Bliley Act, the Health Insurance
Portability and Accountability Act, the Fair Credit Reporting Act or the
Driver Privacy Protection Act.
Your Privacy Rights and How to Submit a Request
Subject to certain limitations and depending on your state of residence,
you have certain rights with respect to your personal information, as
described in the What are your data protection rights? section of the
Policy.
To submit a request to exercise your rights (or to submit a request on
behalf of a consumer as an authorized agent):
1. For right to know, access, correct, or deletion requests, complete
and submit the Data Request Form or call us at 1-855-529-1761.
2. For opt-out of targeted advertising requests, visit “Do Not Share My
Personal Information”. Please note that if you change browsers or
devices, or if you clear your browser’s cache, you may need to click
the link again to apply your preference.
3. For the opt-out of sale requests, visit "Do Not Sell My Personal
Information" or call us at 1-855-529-1761.
We also recognize Global Privacy Control (GPC) signals and other
user-enabled opt-out preference signals as valid opt-out requests where
required by applicable law. Please note that your opt-out preference
signal will be applied only to your current browser and device. To learn
more about the GPC, you can visit its website here.
For information about the requests we receive under California law,
including the number of requests and the average number of days we’ve
taken to respond to requests, please click here.
California "Shine the Light" Law
Residents of the State of California also have the right to request
information regarding third parties to whom the company has disclosed
certain categories of personal information during the preceding year for
the third parties' direct marketing purposes.
Information Collection and Disclosures
The following is a summary of our data collection practices, including
the personal information we collect, whether we disclose that
information for business purpose, and whether we "sell" and/or "share"
for cross-context behavioral advertising (also referred to as targeted
advertising) (as those terms are defined by applicable law). We may use
all of the information for any of the purposes described in the Policy
unless limitations are listed. S&P Global "shares" or "sells" personal
information to third parties in very limited circumstances. To learn
more about what brands share or sell personal information, please see
below. As discussed elsewhere in the Privacy Policy, we use cookies and
similar tracking technologies for purposes of targeted advertising. For
more information, please see our Cookie Notice.
Category of Personal Information
Category of Recipients
Disclosures for a Business Purpose
Sharing for Cross-Context Behavioral Advertising
Sales
Identifiers – this may include real name, alias, postal address, unique
personal identifier, online identifier, email address, account name, or
other similar identifiers.
* Affiliates or subsidiaries
* Business partners
* Data analytics providers
* Data brokers
* Internet service providers
* Joint marketing partners
* Operating systems and platforms
* Other Service Providers
* Payment processors and financial institutions
* Professional services organizations, this may include auditors and
law firms
* Social networks
* Advertising networks
* Business partners
* Data analytics providers
* Data brokers
* Advertising networks
Government Issued Identification – this may include social security
number, driver’s license number, or state issued identification number,
passport number.
* Affiliates or subsidiaries
* Business partners
* Other Service Providers
Not shared.
Not sold.
Financial Information – this may include bank account number, credit
card number, debit card number, and other financial information.
* Affiliates or subsidiaries
* Business partners
* Payment processors and financial institutions
* Other Service Providers
Not shared.
Not sold.
Characteristics of protected classifications – this may include age,
sex, race, ethnicity, physical, or mental handicap, etc.
* Affiliates or subsidiaries
* Business partners
Not shared.
* Business partners
* Data analytics providers
* Data brokers
Advertising networks
Commercial information – this may include information about products or
services purchased, obtained, or considered, or other purchasing or
consuming histories or tendencies.
* Affiliates or subsidiaries
* Business partners
* Data analytics providers
* Data brokers
* Other Service Providers
* Advertising networks
* Business partners
* Data analytics providers
* Data brokers
* Advertising networks
Internet or other electronic network activity information – this may
include browsing history, search history, and information regarding an
individual’s interaction with an internet website, application, or
advertisement.
* Affiliates or subsidiaries
* Business partners
* Data analytics providers
* Internet service providers
* Operating systems and platforms
* Other Service Providers
Not shared.
* Business partners
* Data analytics providers
* Data brokers
* Advertising networks
Geolocation data
* Affiliates or subsidiaries
* Business partners
* Data analytics providers
* Operating systems and platforms
* Other Service Providers
Not shared.
Not sold.
Audio, electronic, visual, thermal, olfactory, or similar information
* Affiliates or subsidiaries
* Business partners
* Other Service Providers
Not shared.
Not sold.
Professional or employment-related information
* Affiliates or subsidiaries
* Business partners
* Other Service Providers
Not shared.
* Business partners
* Advertising networks
Non-public education information (as defined in the Family Educational
Rights and Privacy Act)
* Affiliates or subsidiaries
* Business partners
* Other Service Providers
Not shared.
Not sold.
Inferences drawn from any of the information listed above
* Affiliates or subsidiaries
* Business partners
* Other Service Providers
Not shared.
Not sold.
Additional categories of personal information described in
the California Customer Records statute (Cal. Civ. Code § 1798.80(e)) –
this may include signature, physical characteristics, or description,
insurance policy number.
* Affiliates or subsidiaries
* Business partners
* Payment processors and financial institutions
* Other Service Providers
Not shared.
Not sold.
Sensitive Information Disclosure. Some of the information we collect is
considered “sensitive” under applicable law. We collect the following
categories of sensitive personal information (as defined under
applicable law): Social security, driver’s license, state identification
card, or passport number; precise geolocation; Racial or ethnic origin,
religious, or philosophical beliefs, or union membership; health
information; and sex life or sexual orientation. This information is
collected in order to process transactions, comply with laws, manage our
business, or provide you with services. Note that we do not use such
information for any purposes that are not identified within the
California Privacy Rights Act Section 1798.121. We do not “sell” or
“share” sensitive personal information for purposes of cross-context
behavioral advertising.
Below is a list of brands that sell or share personal information with
third parties:
• Polk (https://ihsmarkit.com/products/polk-automotive-solutions.html)
• Ipreo (https://ihsmarkit.com/products/brst-bd-advanced.html)
• Money Market Directories (https://products.mmdwebaccess.com/)
• Capital IQ Pro (https://www.capitaliq.spglobal.com/)
• Capital IQ (https://www.capitaliq.com/)
• XpressFeed
(https://www.spglobal.com/marketintelligence/en/solutions/xpressfeedtm)
S&P Global has no actual knowledge that it sells or shares the personal
information of consumers under 16 years of age.
* Brazil – Additional Provisions
* BRAZIL – ADDITIONAL PROVISIONS
* Brazil
This Brazil Addendum ("Brazil Addendum") supplements this Policy to the
extent that the General Data Protection Law of Brazil ("LGPD") applies
in relation to the processing of personal information by S&P Global. In
case of any inconsistencies between this Brazil Addendum and the rest of
this Policy, this Brazil Addendum prevails.
Under the LGPD, you have the right to:
• confirm the existence of processing of your personal data;
• access your personal data;
• correct incomplete, inaccurate, or out of date personal data;
• anonymize, block, or delete unnecessary or excessive personal data or
personal data that is not being processed in compliance with the LGPD;
• portability of your personal data to another service or product
provider, by means of an express request;
• delete personal data processed with your consent;
• information about public and private entities with which we have
shared your personal data;
• information about the possibility of denying consent and the
consequences of such denial;
• revoke consent;
• request review of decisions taken solely on the basis of automated
processing of personal data that affects your interests.
You or an authorized agent may exercise your rights through the Personal
Data Request Form. The LGPD also provides that you may file a complaint
regarding your data directly with the Brazilian data protection
regulator.
Data Protection Officer
c/o Commercial Legal
Rua do Passeio 38/40
Rio de Janeiro
Brazil
* Colombia – Additional Provisions
* COLOMBIA – ADDITIONAL PROVISIONS
* Colombia – Additional Provisions
This Colombia Addendum ("Colombia Addendum") supplements this Policy to
the extent that the law of Colombia applies in relation to the
processing of personal information by S&P Global. In case of any
inconsistencies between this Colombia Addendum and the rest of this
Policy, this Colombia Addendum prevails.
Data Subject Rights
Subject to applicable law, you have the right to:
• freely access your personal information;
• know, update, and correct personal information when data is inexact,
incomplete, fragmented, misleading, or where processing is not
authorized or prohibited;
• request proof of authorization to process your personal information,
unless exempted under applicable law;
• bring complaints to the Superintendent of Industry and Commerce;
• revoke authorization and/or require the deletion of personal
information when there is not a legal or contractual reason to keep the
personal information; and
• decline authorization for the processing of sensitive personal
information. The provision of sensitive personal information or the
personal information of minors is optional.
Principal Place of Business
S&P Global Colombia SAS (NIT #900.505.649-2) has its principal place of
business at Carrera 19A No 90 – 13 Bogotá, Colombia.
* Republic of South Africa – Additional Provisions
* REPUBLIC OF SOUTH AFRICA – ADDITIONAL PROVISIONS
* Republic of South Africa Addendum
This South African Addendum (“South African Addendum”) applies in
relation to the processing of personal information by the S&P Global
responsible parties listed below in the Republic of South Africa and
supplements the information set out above in this Policy. In case of any
inconsistencies between this South African Addendum and the rest of this
Policy, this South African Addendum prevails.
1. Responsible Parties.
S&P Global responsible parties that may process personal information
from time to time include:
• SPGI Indices UK (Incorporated in United Kingdom) External Profit
Company South Africa, registration number 2013/147353/10
• SPGI UK (Incorporated in England) External Profit Company,
registration number 2012/065136/10
• S&P Global Ratings Europe Limited (Incorporated in Ireland) External
Profit Company, registration number 2017/655416/10
• S&P Global Ipreo Limited (Incorporated in United Kingdom) External
Profit Company, registration number 2005/035402/07
2. Personal information of juristic persons
In addition to the individual’s personal information collected as set
out in this Policy, we process information relating to South African
juristic persons, which may constitute personal information for purposes
of the Protection of Personal Information Act of South Africa. The
personal information relating to South African juristic persons we
process includes:
• A company’s or other juristic person’s name, address, telephone
number, email address, company registration number, and company
contact’s name;
• A company’s or other juristic person’s incorporation documents, tax
numbers, audited financial statements, B-BBEE certificates, and bank
account records;
• A company’s or other juristic person’s representative’s details,
including their name, email, telephone numbers, job title, job function
and details relating to the area of work;
• A company’s or other juristic person’s product or specification
requirements; and
• Information related to product support interaction and product
training information, to the extent that this information is
identifiable.
We collect the information directly from the juristic person concerned
or its representatives during negotiation, when preparing and concluding
agreements and during implementation or use of products/services for
their users. We may also collect the information from the client’s
employee users when they register and use products/services or obtain
the information that has been made publicly available via the internet
and website searches or when the client’s employee user otherwise gives
S&P Global their contact details.
3. Purposes and legal basis for the processing of personal information
of juristic persons
The purposes of the processing of the abovementioned personal
information include:
• To identify clients and prospective customers;
• To market and sell products to clients;
• To negotiate and enter into contracts with clients;
• To obtain permission from clients and their users;
• To conduct training and to provide support to clients/users;
• To record client engagements and conversations;
• To invoice and collect from clients and account for client revenue;
• To comply with applicable statutory obligations;
• To carry out and manage our business operations and for any other
legitimate business purposes; and
• In connection with our products and services.
Generally, we process the above personal information for purposes of the
performance of a contract with a client, or where we have the consent of
the client or the juristic person concerned, or on the basis that it is
in our legitimate interests or that of a third party to whom the
information is supplied for purposes of, amongst other things, marketing
and selling our products and services, supporting client access to and
use of our products, providing training to users of our products,
responding to client or user queries, improving products and services,
advising users of product features, new releases or maintenance.
The personal information of juristic persons may be shared with third
parties and transferred to countries outside of South Africa. Please see
the relevant provisions of the Policy in this regard.
4. Laws authorizing or requiring the collection of the personal
information.
The legislation in terms of which personal information of individuals or
juristic persons may be required to be processed includes:
• The Financial Intelligence Centre Act, 2001;
• The Income Tax Act, 1962; and
• The Company’s Act, 2008.
5. Sensitive Personal Information.
To the extent applicable, information relating to an individual’s
religious or philosophical beliefs, race or ethnic origin, trade union
membership, political persuasion, health or sex life, biometric
information or criminal behavior, including any photographs or video
recordings of may be considered as sensitive/special personal
information in accordance with applicable South African law and
regulations. We will use an individual’s special personal information
for the purposes as stated in this Privacy Policy, or as otherwise as
notified to you from time to time.
6. Contact us. If you have any questions or concerns about this Addendum
or the Policy you may contact the Information Officer
at privacy@spglobal.com, or in accordance with the information provided
in the Policy under “How to contact us”. We will reply to your request
within reasonable period of time and in any event within 30 days. We may
require you to verify your identity.
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