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Today Only! All Halloween 50% OFF

$10 OFF $40+ Purchase

Browse our Weekly Ad!

Starting at $199.99 Furniture & Mattresses

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Wonder-fall Finds Starting at $1.99 Shop
Clearance Limited Time Only Shop
Financing to Fit Your Budget6 Learn More
Today Only! All Halloween 50% OFF! Shop
$10 Off Your $40+ Purchase Use Code Get10
Browse Our Weekly Ad! Shop
Starting at $199.99 Furniture & Mattresses Shop
You Deserve BIG Rewards Get 15% OFF
Check Out What's On Sale This Week Shop
Shop Closeouts! Way Less Than They'd Charge Shop
Buy 2 Get 1 Free Coke 12PKs Shop
Wonder-fall Finds Starting at $1.99 Shop
Clearance Limited Time Only Shop
Financing to Fit Your Budget6 Learn More
Today Only! All Halloween 50% OFF! Shop
$10 Off Your $40+ Purchase Use Code Get10
Browse Our Weekly Ad! Shop
Starting at $199.99 Furniture & Mattresses Shop
You Deserve BIG Rewards Get 15% OFF
Check Out What's On Sale This Week Shop
Shop Closeouts! Way Less Than They'd Charge Shop
Buy 2 Get 1 Free Coke 12PKs Shop
Wonder-fall Finds Starting at $1.99 Shop
Clearance Limited Time Only Shop
Financing to Fit Your Budget6 Learn More
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SHOP. EARN. REPEAT.

Learn More
$5Earn Periods »

BIG Rewards Members can earn $5 back in Rewards for every $100 in purchases
charged to your Big Lots Credit Card4

OR

--------------------------------------------------------------------------------

6 MONTHS

No interest if paid in full within 6 months on purchases of $250 or more made
with your Big Lots Credit Card. Promotional Plan Fee may apply6

12 MONTHS

No interest if paid in full within 12 months on purchases of $750 or more made
with your Big Lots Credit Card. Promotional Plan Fee may apply6

Interest will be charged to your Account from the purchase date if the
promotional plan balance is not paid in full within the promotional period.
Promotional Plan Fee may apply6

Already a Big Lots Credit Card member?

Have Questions? Reach out to Big Lots Credit Card Care Center at 888-566-4353
(TDD/TTY: 888-819-1918)

Manage My Card


BIG BENEFITS WITH YOUR BIG LOTS CREDIT CARD

--------------------------------------------------------------------------------

$5 back on every
$100 spent4

Flexible Financing
Options

New Cardholder
Discount

Cardholder
Exclusive Offers

BIG Rewards + Big Lots Credit Card

The BIGGEST Savings

Join Now
$5 Reward
for every $100 Spent
When you are a BIG Rewards Member
& use your Big Lots Credit Card4
Earn Periods:
Feb 1 - April 30
May 1 - July 30
Aug 1 - Oct 30
Nov 1 - Jan 30
Not a BIG Rewards member yet?
Join Now
Frequently Asked Questions
How do I earn my credit bonus for the Big Rewards program? 

To be eligible for your credit bonus on revolving purchases, you must be
enrolled in the Big Rewards program.

Where do I find my Big Lots Credit Card Rewards? 

We will e-mail your Big Lots Credit Card Reward within one week of the earn
period ending. Make sure you are opted in for BIG Rewards e-mails. You can also
find the Rewards in your BIG Rewards dashboard.

When do the Credit Card earn periods end? 

Earn periods for Big Lots Credit Card Rewards are: February 1 – April 30, May 1
– July 31, August 1 – October 31, November 1 – January 31.

How do I know how close I am to earning a reward? 

You will receive a weekly e-mail to your Big Rewards e-mail address showing you
how much you have earned and how close you are to the next Reward. Make sure you
are opted in for BIG Rewards e-mails. You can also check your Big Lots Credit
Card statement/bill and see how much you have spent on revolving during the earn
period.

Does my spend rollover into the next earn period? 

All spend will reset to $0 at the start of the next earn period.

Can I apply past purchases or deferred interest purchases to earn my credit
rewards? 

You must choose revolving and be enrolled in Big Rewards at the time of purchase
to qualify.

When do my Credit Card Rewards expire? 

Credit Card Rewards will expire 60 days after issuance.

How can I pay my bill? 

There are several options to pay your bill: online at comenity.net/biglots, by
phone at 888-566-4353 (TDD/TTY: 888-819-1918), or through the mail. Acceptable
forms of payment include checks, money orders, or cashier’s checks in U.S.
dollars. There may be a fee to process a phone payment.

Can I view my statements online? 

Yes, but before you can view or make a payment online, you will need to enroll
in Account Center. Review your billing statement or
visit comenity.net/biglots to find instructions and details on how to enroll.

I use a P.O. Box, can I still apply? 

The USA PATRIOT Act requires all credit applicants to provide a physical street
address. Therefore, an application must be processed using a physical address.
Should you need to update your address after your application is processed, you
can contact the Big Lots Credit Card Customer Care Center for assistance at
888-566-4353 (TDD/TTY: 888-819-1918).

Can I make purchases before I receive the new card in the mail? 

As a new cardholder, you can make a purchase in-store using account lookup to
complete your purchase. You will need to provide your government-issued photo
ID, the last four digits of your SSN, month/day of your birth date, and your zip
code.

To see full terms & conditions of use, click here.

4 Each transaction placed on a promotional Credit Plan(s) will not earn
reward(s). This rewards program is provided by Big Lots and its terms may change
at any time. For full Rewards Terms and Conditions, click here. Cardholders must
enroll/be enrolled in the BIG Rewards program. Spend is calculated during
defined earn period and resets at the end of each period.

6 Deferred Interest, Payment Required plan: Interest will be charged to your
Account from the purchase date if the promotional plan balance is not paid in
full within the promotional period. Minimum payments are required for each
Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan
balance within the promotional period. You may have to pay more than the minimum
payment to avoid accrued interest charges.  Valid for single transaction only.
If the single transaction has multiple shipments, each shipment may result in a
separate Credit Plan, subject to a separate minimum purchase requirement. Each
transaction placed on a promotional Credit Plan(s) will not earn Big Lots Credit
Card reward(s).  As of August 2024, terms for new Accounts: Purchase APR of
35.99%. Minimum interest charge is $3 in any billing period in which interest is
due. Promotional Plan Transaction Fee is 2% of the promotional plan purchase. A
fee of $2.99 per month may apply for each paper billing statement mailed to you.
You can avoid this fee by enrolling in paperless statements. Existing
Cardholders: see your credit card agreement for Account terms.

Credit card offers are subject to credit approval.
Big Lots Credit Card Accounts are issued by Comenity Capital Bank.


   



No CCPA Targeter



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