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4 forms found in the DOM

GET https://www.ufirstcu.com/search/index.html

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  <div id="login">
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    <div class="text-center my-3"> <span class="d-inline-block mr-1 mb-2"><a class="btn btn-xs btn-soft-secondary" href="https://universityfcu.financialhost.org/registration" target="_blank" rel="noopener">Register</a></span> <span
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        class="d-inline-block mr-1 mb-2"> <!--<a class="btn btn-xs btn-soft-secondary" href="#">Make a Loan Payment</a> --></span> </div>
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Name: login-form — GET /

<form class="" action="/" method="get" name="login-form" aria-label="Branch Locator" target="_blank">
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POST /#

<form class="acsb-form" data-acsb-search="form" enctype="multipart/form-data" action="/#" method="POST"> <input type="text" tabindex="0" name="acsb_search" autocomplete="off" placeholder="Search the online dictionary..."
    aria-label="Search the online dictionary..."> <i class="acsbi-search"></i> </form>

Text Content

Skip to Content
↵ENTER

Skip to main content
Search

Search

Use the up and down arrows to select a result. Press enter to go to the selected
search result. Touch device users can use touch and swipe gestures.
Quick Links
Routing Number Wire Transfers Become a Member Applications Make a Loan Payment
Locations & Hours Shared Branches Lost/Stolen Card Contact Us
Mobile Banking

Get mobile banking, deposit and wallets.

Go Mobile
Quick Links
Branch Locations ATM Locations Rates Join Us Apply Now Loan Payment Contact Us
ABOUT
About Us Membership Careers We're Hiring Employee Benefits Scholarships

Become a Member
RATES APPOINTMENTS LOAN PAYMENT
APPLY
Open an Account Business Loan Personal Loan Vehicle Loan Credit Card Home Equity
Loan Home Equity Line of Credit Mortgage Make a Loan Payment
LOCATIONS
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CONTACT CAREERS
 * Search

Join Login
   
 * Spend & Save
   
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 * Connect
   
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 * Learn
   
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   Routing Number: 324079416
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 * Invest
   
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DIGITAL BANKING

Manage your account

User Name


Please enter your User Name

Password

Sign In

Touch Authentication Quick Login

Quick Login
Register Forgot User Name Forgot Password?

 * Terms
 * Need Help?


CONNECTED BANKING

Free up more time for the things in life that matter

Get the App


REWARDS ARE NICE

Earn rewards with every swipe

Learn More


IT'S BETTER HERE

Named "Best Credit Union in Utah" by Forbes

Become a Member 

 * 
 * 
 * 

Apply now
Buy or refinance a home Buy or refinance a vehicle Open an account Get insurance
quotes Apply for a credit card Apply for a home equity loan Home equity line of
credit Apply for a business loan Financial planning
Calculators
Home Finance Personal Finance Investment Lease Retirement
Interest Rates
Savings rates Mortgage rates Auto loan rates Personal loan rates Credit card
rates Business loan rates Home equity rates


UFIRST GIVES ME A BETTER BANKING EXPERIENCE


AUTO LOANS
AS LOW AS

2.49% APR


15 YR MORTGAGE
AS LOW AS

3.600% APR


VISA REWARDS
AS LOW AS

8.49% APR


HELOC


AS LOW AS

3.74% APR


PERSONAL LOAN
AS LOW AS

9.50% APR


CERTIFICATES
AS HIGH AS

0.75% APY


LOOKING FOR A HOME LOAN?

We’ll make your big purchase as easy as possible!

Visit Home Center


SCHOLARSHIPS

Awarding $20,000 annually to college students.

Apply Now

First-Time Home Buyer Loan

 

Apply Now


WE’RE HIRING!

Start a career with UFirst Credit Union.

View Positions


NO WALLET, NO PROBLEM.

Tap and pay with your digital wallet.

Get wallet


CARD MANAGER

Get the app

View All Rates


UFIRST LATEST NEWS AND FEATURES


AFFORDABLE INSURANCE

Protect the things you love.

Get a quote


HOUSE HUNTERS

Use our MLS home search.

Find a home


JUMBO MORTGAGE LOANS

Your dream property is a loan away.

Apply Now


E-CASH INSTANT LOANS

Get instant cash for any purpose.

Get a quote


UFIRST IS HIRING

Work at the best credit union in Utah.

Join our team


UFIRST CARD MANAGER

Set card alerts for extra security.

Get the app


AFFORDABLE INSURANCE

Protect the things you love.

Get a quote


HOUSE HUNTERS

Use our MLS home search.

Find a home


JUMBO MORTGAGE LOANS

Your dream property is a loan away.

Apply Now


E-CASH INSTANT LOANS

Get instant cash for any purpose.

Get a quote


UFIRST IS HIRING

Work at the best credit union in Utah.

Join our team


UFIRST CARD MANAGER

Set card alerts for extra security.

Get the app


AFFORDABLE INSURANCE

Protect the things you love.

Get a quote


HOUSE HUNTERS

Use our MLS home search.

Find a home


JUMBO MORTGAGE LOANS

Your dream property is a loan away.

Apply Now


E-CASH INSTANT LOANS

Get instant cash for any purpose.

Get a quote

"WOW! This branch is amazing...they greet me by name every time I visit the
branch...That's old fashioned customer service!"

John

UFirst Credit Union Member



LEARN WHY "IT'S BETTER HERE"



Member Benefits


WHY CHOOSE UFIRST CREDIT UNION?

100% member owned

On becoming a member of our credit union, you're not just a customer, you're an
owner!

Ethical banking

The benefit of our members, community, and the planet drives everything we do.

Friendly service

Our number one goal is to give you the best overall banking experience we can.

Safe and secure

The NCUA protects your deposits with us to at least $250,000.


YOUR MONEY IN ONE PLACE


ALL YOUR MONEY IN ONE APP

Manage your money, monitor your spending and see all your accounts everywhere in
real time.

 * See all accounts everywhere with Money Manager
 * Free e-Checking, Debit Card and ATMs
 * See all your transactions
 * No ATM fees for using card
 * Get your FICO® Score
 * Set Card Alerts to monitor transactions
 * Use Digital Wallets Apple Pay and Google Pay


DEPOSIT CHECKS

Save a trip to the branch and instantly deposit your checks from anywhere.


PAY YOUR BILLS

Schedule and pay all your single or recurring bills. Never forget to pay a bill
again.

Get the app


20

Local Branches

30,000

Nationwide ATMs

114,387

Members Served

5,000

CO-OP Shared Branches

Locations near you


BRANCHES & ATMS

Enter Zip Code
Find
See all locations


 * UFIRST CREDIT UNION

 * 1-801-481-8800
 * Routing Number: 324079416
 * NMLS #654272




QUICK LINKS

 * Become a Member
 * Open an Account
 * Apply for a Loan
 * Make a Loan Payment
 * Contact Us


ABOUT US

 * Branch Locations
 * ATM Locations
 * Applications & Forms
 * Rates
 * Careers We're Hiring


MOBILE APPS

Apple App Android App

Card Manager App

 * Apple
 * Android

--------------------------------------------------------------------------------

 * Privacy
 * /
 * Disclosures
 * /
 * Accessibility
 * /
 * Site Map

© 2022, UFirst Credit Union

Website Design by Avtec Media

   
 * Facebook
 * YouTube
 * LinkedIn
 * Twitter
 * Instagram
   

Back to top


FREQUENTLY ASKED QUESTIONS


What kind of credit score do you need to get a car loan? + −
The credit score required to qualify for an auto loan is relative to the lender.
On average, the borrower needs a score in the low 700s for a new car loan and
mid-600s for a used car loan. A borrower's credit history tells the lender
whether or not they are high or low risk. When getting approved for an auto
loan, most financial institutions will look at the borrower’s industry-specific
auto FICO® Score3, along with their base FICO® Score from the three consumer
credit reporting bureaus: Equifax, Experian and TransUnion. This credit score
also determines the borrower’s interest rate on the loan. Typically, to get an
interest rate between 0–2% on new car loans, the lender will require a credit
score of 700 or higher. Reversely, if a borrower finds themselves with a credit
score in the mid-600s or low 500s to low 600s, they may expect a lender to give
an interest rate three to five times higher (between 10–24%) than those with
good or excellent credit. You can check your FICO® Score for free on our free
mobile app, UFirst.
How do I refinance a car loan? + −
Refinancing your auto loan is a great and easy way to save money on your car
payments and to lower the interest rate on your auto loan. In order to refinance
your auto loan, you’ll need to gather the right information and documents. All
the necessary information would be the car mileage, VIN number, current car loan
numbers, driver’s license, and income verification. After gathering this
information, you can refinance your loan with the same lender or with a
different financial institution. After applying, the bank or credit union will
check your credit history and let you know if you qualify for a lower interest
rate. After approval, the bank or credit union will work with you to set your
new loan term to a lower monthly car payment.
Close

MAKE A LOAN PAYMENT

From within Digital Banking From another Credit Union or Bank
Close
 




DISCLAIMER

LEAVING SITE



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English
Accessibility Adjustments
Reset Settings Statement Hide Interface
Choose the right accessibility profile for you
OFF ON
Seizure Safe Profile Eliminates flashes and reduces color
This profile enables epileptic and seizure prone users to browse safely by
eliminating the risk of seizures that result from flashing or blinking
animations and risky color combinations.
OFF ON
Vision Impaired Profile Enhances the website's visuals
This profile adjusts the website, so that it is accessible to the majority of
visual impairments such as Degrading Eyesight, Tunnel Vision, Cataract,
Glaucoma, and others.
OFF ON
Cognitive Disability Profile Assists with reading and focusing
This profile provides various assistive features to help users with cognitive
disabilities such as Autism, Dyslexia, CVA, and others, to focus on the
essential elements of the website more easily.
OFF ON
ADHD Friendly Profile More focus and fewer distractions
This profile significantly reduces distractions, to help people with ADHD and
Neurodevelopmental disorders browse, read, and focus on the essential elements
of the website more easily.
OFF ON
Blind Users (Screen-reader) Use the website with your screen-reader
This profile adjusts the website to be compatible with screen-readers such as
JAWS, NVDA, VoiceOver, and TalkBack. A screen-reader is software that is
installed on the blind user’s computer and smartphone, and websites should
ensure compatibility with it.

Note: This profile prompts automatically to screen-readers.
OFF ON
Keyboard Navigation (Motor) Use the website with the keyboard
This profile enables motor-impaired persons to operate the website using the
keyboard Tab, Shift+Tab, and the Enter keys. Users can also use shortcuts such
as “M” (menus), “H” (headings), “F” (forms), “B” (buttons), and “G” (graphics)
to jump to specific elements.

Note: This profile prompts automatically for keyboard users.
Content Adjustments
Content Scaling
Default

Readable Font
Highlight Titles
Highlight Links
Text Magnifier
Adjust Font Sizing
Default

Align Center
Adjust Line Height
Default

Align Left
Adjust Letter Spacing
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Align Right
Color Adjustments
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Select an option Home Header Footer Main Content
Stop Animations
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HIDDEN_ADJUSTMENTS
Keyboard Navigation
Accessible Mode
Screen Reader Adjustments
Read Mode
Accessibility Widget by Avtec Media
Choose the Interface Language
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Accessibility StatementCompliance status

We firmly believe that the internet should be available and accessible to anyone
and are committed to providing a website that is accessible to the broadest
possible audience, regardless of ability.

To fulfill this, we aim to adhere as strictly as possible to the World Wide Web
Consortium’s (W3C) Web Content Accessibility Guidelines 2.1 (WCAG 2.1) at the AA
level. These guidelines explain how to make web content accessible to people
with a wide array of disabilities. Complying with those guidelines helps us
ensure that the website is accessible to blind people, people with motor
impairments, visual impairment, cognitive disabilities, and more.

This website utilizes various technologies that are meant to make it as
accessible as possible at all times. We utilize an accessibility interface that
allows persons with specific disabilities to adjust the website’s UI (user
interface) and design it to their personal needs.

Additionally, the website utilizes an AI-based application that runs in the
background and optimizes its accessibility level constantly. This application
remediates the website’s HTML, adapts its functionality and behavior for
screen-readers used by blind users, and for keyboard functions used by
individuals with motor impairments.

If you wish to contact the website’s owner please use the website's form

Screen-reader and keyboard navigation

Our website implements the ARIA attributes (Accessible Rich Internet
Applications) technique, alongside various behavioral changes, to ensure blind
users visiting with screen-readers can read, comprehend, and enjoy the website’s
functions. As soon as a user with a screen-reader enters your site, they
immediately receive a prompt to enter the Screen-Reader Profile so they can
browse and operate your site effectively. Here’s how our website covers some of
the most important screen-reader requirements:

 1. Screen-reader optimization: we run a process that learns the website’s
    components from top to bottom, to ensure ongoing compliance even when
    updating the website. In this process, we provide screen-readers with
    meaningful data using the ARIA set of attributes. For example, we provide
    accurate form labels; descriptions for actionable icons (social media icons,
    search icons, cart icons, etc.); validation guidance for form inputs;
    element roles such as buttons, menus, modal dialogues (popups), and others. 
    
    Additionally, the background process scans all of the website’s images. It
    provides an accurate and meaningful image-object-recognition-based
    description as an ALT (alternate text) tag for images that are not
    described. It will also extract texts embedded within the image using an OCR
    (optical character recognition) technology. To turn on screen-reader
    adjustments at any time, users need only to press the Alt+1 keyboard
    combination. Screen-reader users also get automatic announcements to turn
    the Screen-reader mode on as soon as they enter the website.
    
    These adjustments are compatible with popular screen readers such as JAWS,
    NVDA, VoiceOver, and TalkBack.
    
    
 2. Keyboard navigation optimization: The background process also adjusts the
    website’s HTML and adds various behaviors using JavaScript code to make the
    website operable by the keyboard. This includes the ability to navigate the
    website using the Tab and Shift+Tab keys, operate dropdowns with the arrow
    keys, close them with Esc, trigger buttons and links using the Enter key,
    navigate between radio and checkbox elements using the arrow keys, and fill
    them in with the Spacebar or Enter key.
    
    Additionally, keyboard users will find content-skip menus available at any
    time by clicking Alt+2, or as the first element of the site while navigating
    with the keyboard. The background process also handles triggered popups by
    moving the keyboard focus towards them as soon as they appear, not allowing
    the focus to drift outside.
    
    Users can also use shortcuts such as “M” (menus), “H” (headings), “F”
    (forms), “B” (buttons), and “G” (graphics) to jump to specific elements.

Disability profiles supported on our website
 * Epilepsy Safe Profile: this profile enables people with epilepsy to safely
   use the website by eliminating the risk of seizures resulting from flashing
   or blinking animations and risky color combinations.
 * Vision Impaired Profile: this profile adjusts the website so that it is
   accessible to the majority of visual impairments such as Degrading Eyesight,
   Tunnel Vision, Cataract, Glaucoma, and others.
 * Cognitive Disability Profile: this profile provides various assistive
   features to help users with cognitive disabilities such as Autism, Dyslexia,
   CVA, and others, to focus on the essential elements more easily.
 * ADHD Friendly Profile: this profile significantly reduces distractions and
   noise to help people with ADHD, and Neurodevelopmental disorders browse,
   read, and focus on the essential elements more easily.
 * Blind Users Profile (Screen-readers): this profile adjusts the website to be
   compatible with screen-readers such as JAWS, NVDA, VoiceOver, and TalkBack. A
   screen-reader is installed on the blind user’s computer, and this site is
   compatible with it.
 * Keyboard Navigation Profile (Motor-Impaired): this profile enables
   motor-impaired persons to operate the website using the keyboard Tab,
   Shift+Tab, and the Enter keys. Users can also use shortcuts such as “M”
   (menus), “H” (headings), “F” (forms), “B” (buttons), and “G” (graphics) to
   jump to specific elements.

Additional UI, design, and readability adjustments
 1. Font adjustments – users can increase and decrease its size, change its
    family (type), adjust the spacing, alignment, line height, and more.
 2. Color adjustments – users can select various color contrast profiles such as
    light, dark, inverted, and monochrome. Additionally, users can swap color
    schemes of titles, texts, and backgrounds with over seven different coloring
    options.
 3. Animations – epileptic users can stop all running animations with the click
    of a button. Animations controlled by the interface include videos, GIFs,
    and CSS flashing transitions.
 4. Content highlighting – users can choose to emphasize essential elements such
    as links and titles. They can also choose to highlight focused or hovered
    elements only.
 5. Audio muting – users with hearing devices may experience headaches or other
    issues due to automatic audio playing. This option lets users mute the
    entire website instantly.
 6. Cognitive disorders – we utilize a search engine linked to Wikipedia and
    Wiktionary, allowing people with cognitive disorders to decipher meanings of
    phrases, initials, slang, and others.
 7. Additional functions – we allow users to change cursor color and size, use a
    printing mode, enable a virtual keyboard, and many other functions.

Assistive technology and browser compatibility

We aim to support as many browsers and assistive technologies as possible, so
our users can choose the best fitting tools for them, with as few limitations as
possible. Therefore, we have worked very hard to be able to support all major
systems that comprise over 95% of the user market share, including Google
Chrome, Mozilla Firefox, Apple Safari, Opera and Microsoft Edge, JAWS, and NVDA
(screen readers), both for Windows and MAC users.

Notes, comments, and feedback

Despite our very best efforts to allow anybody to adjust the website to their
needs, there may still be pages or sections that are not fully accessible, are
in the process of becoming accessible, or are lacking an adequate technological
solution to make them accessible. Still, we are continually improving our
accessibility, adding, updating, improving its options and features, and
developing and adopting new technologies. All this is meant to reach the optimal
level of accessibility following technological advancements. If you wish to
contact the website’s owner, please use the website's form

Hide Accessibility Interface? Please note: If you choose to hide the
accessibility interface, you won't be able to see it anymore, unless you clear
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