triocomply.com Open in urlscan Pro
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Effective URL: https://triocomply.com/updated-metro-e-oscar-and-the-new-compliance-requirements/2334?through=Albert25thOctS
Submission: On November 14 via manual from CA — Scanned from CA

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UPDATED METRO 2®, E-OSCAR AND THE NEW TOUGHER FCRA/CFPB COMPLIANCE REQUIREMENTS

Speaker: Justin Muscolino
Date: 15 November, 2024 (Friday)
Time: 12:00 PM PDT | 03:00 PM EDT


Duration: 60 Minutes

 * 1 : Days
 * 09 : Hrs
 * 57 : Min
 * 19 Sec

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 * OVERVIEW

Understand common furnishing challenges and issues in the accuracy and integrity
of credit reporting.

Frequent updates to regulatory requirements and the necessary format for
providing account- and consumer-level information to the credit reporting
agencies require a constant review of the changes by data furnishers. 

Whether you report to one or all four National Credit Reporting Agencies (NCRA),
you must follow the Fair Credit Reporting Act (FCRA), the Fair & Accurate Credit
Transaction Act (FACTA) amendment, and the new Consumer Financial Protection
Bureau (CFPB) standards. It's not so much what you know as it is re-polluting
the consumer's file with some key points that can cost your Financial
Institution a lot of money!
This 60-minute webinar on "Metro 2, e-OSCAR, and the New FCRA/CFPB Compliance
Requirements" will be useful in developing proper credit policies and procedures
to ensure compliance with Federal regulations. The expert will go over E-OSCAR
(Electronic-Online Solution for Complete and Accurate Reporting), a CFPB
requirement, as well as the advantages and disadvantages of using the METRO or
METRO-2 format and any federal requirements.

We will also discuss whether you should report to more than one NCRA and why you
should run quality checks on any data you report to ensure that your trade lines
appear correctly on consumer reports and that you are in compliance.




 * LEARNING OBJECTIVES

By completing the webinar, you will be able to:

 * Describe a dashboard for executive reporting
 * Evaluate the credit reporting lifecycle
 * Discuss the consequences of non-compliance
 * Outline the most important credit reporting compliance obligations
 * Recognize and identify potential areas of litigation risk associated with an
   investigation in response to a credit reporting dispute
 * Discuss Metro 2 Credit Reporting Guidelines and CRA and furnisher obligation
 * Explain the obligations of CRAs and furnishers in response to an ACDV.


 * AREA COVERED

METRO 2 CREDIT REPORTING GUIDELINES

Initial reporting requirements for furnishers under 15 U.S.C. § 1681s-2(a)
Recent FCRA and related litigation
Reporting of accounts subjected to bankruptcy
 • Chapter 7
 • Chapter 13
Reporting of disputed accounts

E-OSCAR AND FCRA LITIGATION RISK AND COMPLIANCE BURDEN

Recent changes to the FCRA/CFPB compliance rules
Using the ACDV System and responding to CRA disputes (15 U.S.C. § 1681s-2(b))
 • The extent of the consumer dispute review
 • Removal of tradelines and related obligations

HANDLING CONSUMER CLAIMS OF IDENTITY THEFT

Examining the CFPB's Supervisory Bulletin, which covers the duty of furnishers
to look into consumer credit report disputes. 

 *  All agencies will follow the CFPB's stricter exam standards.
 *  The expectations of your agency will be significantly influenced by FACTA
   Section 312.
 *  Responsibilities under the FACTA-Red Flag guidelines as a Data Furnisher
 *  Examining tradeline information to be in compliance 
 * Reporting Data
 *  Reporting monthly information using the METRO or METRO-2 format
 *  Using E-OSCAR to view and respond to consumer disputes- Automated Credit
   Dispute Verifications
 *  Using E-OSCAR to create and submit interim maintenance of AUDs forms for
   previously reported tradelines
 *  NEW Compliance points and running quality control checks


ANNUAL CREDIT REPORTING RESOURCE GUIDE (CRRG) UPDATES

Review the Most Recent Updates to the CRRG and How They Affect the
Responsibilities of Furnishers, Including the New Guidance Related to COVID-19

 * ACTIONS STEPS TO IMPROVE COMPLIANCE
 * Analyse Input Channels
 * Servicing System to Metro 2 File Review to CRA Soft Pull
   Risk Ranking
 * Remediate Issues Identified
 * Establish Credit Reporting Oversight and Framework for Future State
 * Update P&Ps
 * Establish Ongoing Monitoring


 * WHY SHOULD YOU ATTEND

This webinar will assist attendees in better understanding their potential legal
risk and compliance obligations regarding consumer credit reporting. Special
issues concerning the Metro 2 credit reporting guidelines, such as bankruptcies,
disputed accounts, and identity theft, will also be addressed.

The majority of credit reporting disputes are resolved through the E-OSCAR/ACDV
system, which has recently received updates that affect data furnishers' legal
obligations in these disputes.

Legal risks can be mitigated more effectively and certain associated problems
can be addressed and resolved more efficiently and effectively by understanding
the obligations related to consumer credit reporting.


 * WHO WILL BENEFIT?

This webinar will provide valuable insights to: 

 * Compliance Officers
 * Lenders
 * Operations Personnel
 * Branch Managers
 * Assistant Branch Managers
 * Customer Service Reps
 * Consumer lenders
 * Risk Officers
 * Collectors, Auditors, Trainers
 * Everyone in your institution dealing with consumers, credit information, and
   identity theft


 * SPEAKER

Justin brings over 20 years of wide-ranging experience in compliance, training,
and regulation in the financial services sector. Most recently, he served as
Head of Compliance Training at Bank of China, where he led the compliance
training function and created and monitored the annual training plan through a
thorough training needs analysis. Previously, he served as Macquarie Group’s
Head of Americas Compliance Training and J.P. Morgan Chase’s compliance training
manager. He also worked for FINRA, a US regulator, where he created Examiner
University to train examiners on how to perform their function.

View all trainings by this speaker
$ USD $ SGD

Enroll Now 

LIVE WEBINAR OPTIONS

LIVE SESSION FOR 1 PARTICIPANT

INCREASE PARTICIPANTS

1 Participants $179 2 Participants $279 3 Participants $349 4 Participants $399
5 Participants $499 6 Participants $549 7 Participants $599


$215


$179



LIVE + RECORDED SESSION

GET UNLIMITED ACCESS TO THE LINK FOR SIX MONTHS FOR ONE PARTICIPANT, FROM THE
DATE OF WEBINAR COMPLETION.


$291


$269



LIVE + TRANSCRIPT

GET TO ATTEND THE LIVE SESSION AND ALSO RECEIVE A PDF COPY OF THE TRANSCRIPT
ONLY AFTER THE COMPLETION OF THE LIVE WEBINAR.


$271


$249



LIVE + USB

FREE SHIPMENT WITHIN 15 WORKING DAYS FROM THE DATE OF WEBINAR COMPLETION.*


$399


ON DEMAND OPTIONS

TRANSCRIPT

PDF TRANSCRIPT OF THE TRAINING WHICH ARE AVAILABLE ONCE THE WEBINAR IS
COMPLETED.(TRANSCRIPT FOR SINGLE USER ONLY)


$149



DOWNLOADABLE RECORDED SESSION

GET UNLIMITED ACCESS TO THE LINK FOR SIX MONTHS.


$268


$219



USB

FREE SHIPMENT WITHIN 15 WORKING DAYS, FROM THE DATE OF WEBINAR COMPLETION.*


$299


GROUP SESSION OPTIONS

GROUP SESSION PARTICIPANTS + RECORDED

LIVE SESSION WITH UNLIMITED PARTICIPANTS. INVITE ANY NUMBER OF ATTENDEES TO
JOIN.


$1066


$799



Enroll Now  

Nov. 14, 2024

HIPAA Bootcamp for Health Care Providers, Professionals, and Business Leaders.

Joseph Wolfe


UPCOMING WEBINARS

 * Live Webinars
 * Chronicles

By Joseph Wolfe
HIPAA Bootcamp for Health Care Providers, Professionals, and Business Leaders.
Date: Nov. 14, 2024


By Justin Muscolino
FFIEC BSA/AML Examination Manual: What Compliance Officers Really Need to Know?
Date: Nov. 14, 2024


By Melveen Stevenson
Essential Job Functions According to the American with Disabilities Act (ADA)
Date: Nov. 14, 2024


By Michael Healey
Conquer Toxic People - Learn To Protect Yourself And Get Your Sanity Back
Date: Nov. 15, 2024


By Justin Muscolino
Updated Metro 2®, e-OSCAR and the New Tougher FCRA/CFPB Compliance Requirements
Date: Nov. 15, 2024


By Garrett Wasny
Introduction to Generative AI for Accountants
Date: Nov. 15, 2024


By Paul J. Cline
Dealing With Difficult People In Life & Work
Date: Nov. 15, 2024


By Alan M Golden
Impact Assessment and Risk Management for Change Control
Date: Nov. 18, 2024


By Mark Gorkin
Surviving and Thriving Organizational Change and Loss: The Science of
Psychological Hardiness
Date: Nov. 18, 2024


By Cathy Horwitz
Excel Deep Dive: Advanced Tips & Techniques – A 3-hour Workshop.
Date: Nov. 18, 2024


By Jonnie Keith
How to Write Effective Audit Observations: The Principles for Bullet Proofing
Your Audit Findings
Date: Nov. 18, 2024


By Edwin Waldbusser
FDA Regulation of Artificial Intelligence/ Machine Learning
Date: Nov. 19, 2024


By William J. Rothwell
Effective Succession Planning
Date: Nov. 19, 2024


By Bob McKenzie
Coming Soon - New Minimum Salary Levels for Exempt Employees, Are You Ready?
Date: Nov. 19, 2024


By Marcia Zidle
Stressed Out: How to Handle Conflict, Difficult People and Challenging
Situations
Date: Nov. 19, 2024


By Don Phin
Marijuana: Compliance and Safety in the Workplace
Date: Nov. 19, 2024


By David Nettleton
Data Integrity: Compliance with 21 CFR Part 11, SaaS-Cloud, EU GDPR
Date: Nov. 20, 2024


By Wendy Sellers
How to Handle Workplace Conversations Around Politics and Religion
Date: Nov. 20, 2024


By Margie Faulk
2025 Top Employment Regulations That Will Impact Employers!
Date: Nov. 20, 2024


By Terry Winship
Intelligent Slide Design
Date: Nov. 20, 2024


By Meredith Crabtree
SOPs - How to Write Them to Satisfy those Inspectors
Date: Nov. 21, 2024


By Pete Tosh
Improving Employee Engagement & Retention Through Stay Interviews
Date: Nov. 21, 2024


By Dev Strischek
Why EBITDA Doesn't Spell Cash Flow and What Does
Date: Nov. 21, 2024


By Jason Dinesen
Top 1099 Questions and Their Answers
Date: Nov. 21, 2024


By Bruce Lee
How to Give Corrective Feedback: The CARE Model - Eliminating Negative
Behaviour, By Focusing On Accountability
Date: Nov. 21, 2024


By Susan Fahey Desmond
Writing Effective Job Descriptions
Date: Nov. 21, 2024


By Tonia Morris
Moving from Peer to Boss: Supervisor 101
Date: Nov. 21, 2024


By William Mack Copeland
Marketing to Medicare or Medicaid Beneficiaries - What You Can and Cannot Do
Date: Nov. 22, 2024


By Susan Fahey Desmond
Documenting Misconduct that Will Stand Up in Court
Date: Nov. 22, 2024


By Bob McKenzie
With Mandatory Paid Leave Gaining Ground Is It Time To Do Away With Your PTO and
Go Back to a Sick/Vacation Time Off Program
Date: Nov. 22, 2024


By Ginette M. Collazo
Human Error Reduction Techniques for Floor Supervisors
Date: Nov. 22, 2024


By Dr. Susan Strauss
Tattoos, hijabs, piercings, and pink hair: The challenges of a dress &
appearance code in 2024
Date: Nov. 25, 2024


By Carolyn Troiano
Trial Master File (TMF)/eTMF, & FDAs Draft Guidance for Electronic
Records/Signatures Used in Clinical Trials
Date: Nov. 25, 2024


By Charles H. Paul
Project Management for Non-Project Managers - How to communicate project actions
and progress - conducting effective project review meetings
Date: Nov. 25, 2024


By Dr. B. Lynn Ware
What's New in Onboarding
Date: Nov. 25, 2024


By Marcia Zidle
Unlock Employee Loyalty: Stay Interviews Will Keep Them Engaged Before They
Start Looking Elsewhere!
Date: Nov. 26, 2024


By Danielle DeLucy
Sunshine Act Reporting - Clarification for Clinical Research
Date: Nov. 26, 2024


By Dr. Susan Strauss
Female to Female Hostility @Workplace: All you Need to Know
Date: Nov. 26, 2024


By Yedid Chavez
Humane Layoffs: How to Let People Go with Compassion and Decency
Date: Nov. 26, 2024


By Don Phin
Onboarding is NOT Orientation - How to Improve the New Employee Experience
Date: Dec. 5, 2024


By Pete Tosh
Managing Toxic & Other Employees Who Have Attitude Issues
Date: Dec. 10, 2024


By Ginette M. Collazo
Building GMP Excellence: A Guide to Implementing Compliant Training Programs
Date: Dec. 13, 2024


By Cathy Horwitz
Excel Power Skills: Master Functions, Formulas, and Macros – A 3-Hour Workshop
Date: Dec. 20, 2024

‹›

View All

By Dr. John Ryan holds
Food Safety And Quality In Home Food Delivery
Recorded Session


By Margie Faulk
New Domestic Violence, Sexual Assault and Stalking Leave Notice Regulations!
What Should Employers do to Ensure Compliance?
Recorded Session


By Janette Levey Frisch
Wage and Hour Issues - The Exempt Vs Non-Exempt
Recorded Session


By Miles Hutchinson
Nonresident Alien Information Reporting Using Forms 1042-S And W-8
Recorded Session


By Ronald Sereika
Analyzing Financial Statements
Recorded Session


By Deborah Covin Wilson
Managing Medical Leave In California, What'S The Difference Between Fmla, Cfra
And Pdl
Recorded Session


By Donna K Olheiser
What Are Ach Payments, How Do They Work And What Does That Mean - Essentials Of
Ach Payments
Recorded Session


By Margie Faulk
Due Diligence Steps For Form 1099
Recorded Session


By Paul J. Sanchez
Capital Ratio Computations For Depository Institutions
Recorded Session


By Catherine M. Mattice
Employee Engagement: Keeping Your Workforce Motivated To Improve Results
Recorded Session


By Toni G. Cesta
Compliance Measures For Case Management
Recorded Session


By Thomas Nollner
How To Identify & Monitor Your High Risk Customers
Recorded Session


By Neil Malek
Mastering Excel Pivot Tables: The Ace Analytical Tool Of Excel Instead
Recorded Session


By Deborah Covin Wilson
Workplace Civility - Respectful Habits Lead To Increased Productivity, Decreased
Liability
Recorded Session


By Ray Graber
Credit Card Surcharging - Who Is Going To Do It And What Are The Stipulations
For Compliance?
Recorded Session


By Janette Levey Frisch
Interview Questions And Pre-Employment Screening What Every Employer Needs To
Know - Title Vii, Ada/Adaaa, Pdl, Gina, I-9S And Affirmative Action
Recorded Session


By David H. Ringstrom
Excel Proficiency: Pivot Table Basics
Recorded Session


By Paul J. Sanchez
Use Of Analytical Procedures (Aps) For Accountants, Auditors, Financial Analysts
And Others
Recorded Session


By David H. Ringstrom
Excel Proficiency: Dashboard Time-Saving Tactics
Recorded Session


By Catherine M. Mattice
Bullying Versus Harassment Versus Violence: Understanding The Similarities And
Differences, And Risks For Employer Liability
Recorded Session


By Danielle DeLucy
Preparing And Investigating Oos/Oot Results In A Regulated Environment
Recorded Session


By Joy McElroy
Gaining And Re-Establishing Control Of Your Cleanroom
Recorded Session


By Teddy Burriss
Writing an Effective Investigative Case Report
Recorded Session


By Lisa Marsden
Application Of New Cms Quality Indicator Process In Healthcare And Food Service
Recorded Session


By E. Pete Lewis
Uncovering Overlooked Tax Breaks : Planning Considerations in 2018
Recorded Session


By Mike Thomas
Excel Power Query: The Powerful Get & Transform Tool for Importing and
Manipulating Data
Recorded Session


By Karla Brandau
Catapult Your Career with Microsoft Outlook Productivity Tools
Recorded Session


By Deborah Covin Wilson
Managing Medical Leave In California: What’S The Difference Between Fmla, Cfra
And Pdl
Recorded Session


By Jeff Kasoff
Best practices for purchasing and supplier controls in the medical device
industry
Recorded Session


By Candace Curry Leuck
Finance for Non-Financial Managers: Accounting, Analysis and Budgeting
Recorded Session


By Loren Gelber
FDA Regulations for Pharmaceutical Good Manufacturing Practice (GMP)
Recorded Session


By Rebecca Staton-Reinstein
Leaders Who Win: 7 Strategies for CEO Success You Need Now
Recorded Session


By Marcia Zidle
Workplace Conflict: How to Handle Disagreements, Difficult People, Tough
Situations and Be Less Stressed
Recorded Session


By Paul R Hales
Hipaa Social Media Violations - Widespread, Risky, Highly Visible - Learn The
Two Simple Steps To Comply With Hipaa
Recorded Session


By Ronald L. Adler
HR Metrics: 2018 Update
Recorded Session


By David E Sanders
Child Support and Garnishments - All You Need To Know
Recorded Session


By Paul J. Sanchez
Analytical Tools - Use of Financial Statement Analytical Procedures (APs)
Designed to Focus on Bank Areas of Concern
Recorded Session


By Robert Peoples
Technical Writing Best Practices
Recorded Session


By Margie Faulk
Multi-state Regulation Coordination! Learn How Employers Can Ensure Compliance
with Current, New and Proposed State Specific Laws!
Recorded Session


By Candace Curry Leuck
Preparing the Statement of Cash Flows
Recorded Session


By Teddy Burriss
Using Linkedin As A Business Tool
Recorded Session


By Deborah Covin Wilson
Is it FMLA or the "Friday-Monday Leave Act"? How to Identify and Investigate
Employees Who Are Gaming the System
Recorded Session


By Janette Levey Frisch
Guidelines For Dealing With Psychiatric Issues At Work
Recorded Session


By Paul J. Sanchez
Accounting for Income Taxes – A Timely Refresher and Update
Recorded Session


By Lisa Marsden
Third Party Vendor Risk Assessment for Financial Firms - Rules, Regulations and
Best Practices
Recorded Session


By Laura Goodrich
Innovate and Create by Leveraging The Power of Generations
Recorded Session


By Gregory Powell
The ABCs of Document Retention & Retrieval
Recorded Session


By Donna K Olheiser
2018 NACHA Operating Rules: An Update on Changes Ahead
Recorded Session


By Michael D Haberman
How to Conduct Workplace Investigations - Best Practices and Know How's
Recorded Session


By Mike Thomas
Microsoft Excel: Creating an effective and balanced KPI Dashboard for HR
Professionals
Recorded Session

‹›

View All



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