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Apple Card
Apply now Apple Card





GET IN ON
APPLE CARD.
GET DAILY CASH.

Get a new Apple Card by 1/29/24
through the link below and
earn
$75 Daily Cash when you spend
$75+
within your
first 30 days. 1

Apple Card gives you unlimited
Daily
Cash back on
everything you
buy,
including 2% on all dining purchases

with Apple Pay. And maybe best of
all, Apple Card
has no fees, period.2 Apply now and see if you’re

approved without
impacting your
credit score.3

Must open account by 1/29/24
Apply now



THE 
SIMPLICITY 
OF APPLE. 
IN A CREDIT 
CARD.


 * SEE IF YOU’RE APPROVED WITH 
   NO IMPACT TO YOUR CREDIT.
   
   Apply in as little as a minute and 
   see your credit limit and interest 
   rate offer — all without impacting 
   your credit score. Your credit 
   score may be impacted after you 
   accept the card offer.


 * NO FEES.
   NOT EVEN HIDDEN ONES.
   
   No annual fees, no late fees, 
   no foreign transaction fees. 
   No fees. Really.


 * UNLIMITED DAILY CASH BACK. 
   REAL CASH4 YOU CAN USE 
   RIGHT AWAY.
   
   Get up to 3% Daily Cash back on 
   every purchase you make. 
   It’s real 
   cash, it’s unlimited, and you get it 
   every day.


 * HELPS YOU PAY LESS INTEREST.
   
   Choose any amount you wish to 
   pay, and watch Apple Card 
   estimate the interest cost for you.5
    In real-time.


 * YOUR CARD. YOUR INFO. 
   YOUR BUSINESS.
   
   Apple Card will never sell your 
   data to third parties for 
   marketing 
   or advertising.

Apply now


NO FEES.
NOT EVEN
HIDDEN ONES.


We want to make it easier to
pay down your balance, not
harder. So Apple Card doesn't
have any fees.

Apply now


PAYMENTS.
BALANCES.
INTEREST.
MADE SIMPLE.

Unlike other credit cards, Apple
Card
estimates how much interest
you'll owe, and
suggests an
amount
to help you pay off your
balance
faster.


DAILY CASH.
NO POINTS.
NO GIMMICKS.

Get Daily Cash back from a 
percentage of your purchases. 
Not a month 
from 
now. Every day. 
There's no limit to how much 
you can get.


 * 3%
   
   On everything you buy from 
   Apple and at select merchants 
   when 
   you use 
   Apple Card with 
   Apple Pay.*


 * 2%
   
   Every time you use 
   Apple Card with Apple Pay.


 * 1%
   
   On all purchases where Apple Pay 
   isn't accepted.

Apply now


A CARD THAT’S
MATERIALLY
DIFFERENT.

When you buy things with the
Apple-designed titanium card,
you get
unlimited Daily Cash
back
on everything you buy.
For apps
and
websites that don't
yet take
Apple Pay, there's a
virtual
card
number in
the Wallet app.
And
Mastercard is our
global
payment
network, so you
can use
Apple Card
all
over the world.

Apply now











APPLE FOOTER

 1. Subject to credit approval. Valid only for new Apple Card holders who (1)
    directly received this email offer, (2) apply under this promotion at
    https://apple.co/promotion, (3) open a new Apple Card account 12/5/23
    through 1/29/24 (“Offer Period”), and (4) spend $75 or more on the new Apple
    Card account within 30 days of account opening (“Purchase Period”).
    Purchases can only be made by the New Apple Card account holder who opens a
    new Apple Card account during Offer Period. New Apple Card account holder
    does not include Co-Owners or Participants added to a Apple Card Family
    during the Offer Period. This means purchases made by Apple Card Family
    members will not be included towards the Apple Card account holder's
    qualifying spend. Limit one offer per new Apple Card account and cannot be
    combined with other Apple Card offers. $75 cash back is earned as Daily Cash
    and is transferred after $75 worth of transactions have posted to your Apple
    Card account. Returns and refunds of purchases made during the Purchase
    Period may result in a Daily Cash adjustment charge to your account. An
    additional purchase made during the Purchase Period may qualify you for
    re-fulfillment of the Daily Cash bonus, but re-fulfillment may be delayed.
    Changes to your account status during the offer period may delay the
    fulfillment of your Daily Cash bonus. You can choose to direct Daily Cash to
    a Savings account or to an Apple Cash card. If you do not have either set up
    to receive your Daily Cash, it can be applied as statement credit. Apple
    Card and Savings accounts are issued or provided by Goldman Sachs Bank USA,
    Salt Lake City Branch, Member FDIC. The Apple Cash card is issued by Green
    Dot Bank, Member FDIC. Daily Cash is earned on purchases after the
    transaction posts to your account. Actual posting times vary by merchant.
    Daily Cash is subject to exclusions, and additional details apply. See the
    Apple Card Customer Agreement for more details. If we determine that you
    have engaged in or plan to engage in abuse or gaming in connection with this
    offer, you will not be eligible for this offer.
 2. Late or missed payments will result in additional interest accumulating
    toward your balance. Variable APRs for Apple Card range from 19.24% to
    29.49% based on creditworthiness. Rates as of August 10, 2023. Existing
    customers can view their variable APR in the Wallet app or card.apple.com.
 3. Accepting an Apple Card after your application is approved will result in a
    hard inquiry, which may impact your credit score.
 4. You can choose to direct Daily Cash to a Savings account or to an Apple Cash
    card. If you do not have either set up to receive your Daily Cash, it can be
    applied as statement credit. Apple Card and Savings accounts are issued or
    provided by Goldman Sachs Bank USA, Salt Lake City Branch, Member FDIC. The
    Apple Cash card is issued by Green Dot Bank, Member FDIC. Daily Cash is
    earned on purchases after the transaction posts to your account. Actual
    posting times vary by merchant. Daily Cash is subject to exclusions, and
    additional details apply. See the Apple Card Customer Agreement for more
    information.
 5. Interest charges shown on the example payment wheel are only provided for
    illustrative purposes and may not be an accurate reflection of the actual
    amount of interest charges on your account. Interest estimates provided in
    the payment wheel in your account are based on your posted account balance
    at the time of the estimate and do not include pending transactions or any
    other purchases you may make before the end of the billing period.

 * *Merchant offers may change at any time.
 * Panera Bread: 3% Daily Cash is not available at Panera locations outside the
   U.S. and excludes orders made on third-party apps, plastic gift card
   purchases made online and gift cards purchases through the Bulk Gift Card
   program.
 * Nike: 3% Daily Cash is not available at Nike-branded stores outside the
   United States.
 * Walgreens: 3% Daily Cash is not available at Sprint Express and independent
   health service providers, including Walgreens Optical and Walgreens Hearing,
   or for orders made on third-party delivery apps.
 * T-Mobile: 3% Daily Cash is available for purchases using Apple Card with
   Apple Pay in T-Mobile U.S. stores, and for bill payments and AutoPay on
   T-Mobile.com and in the T-Mobile app. Authorized T-Mobile dealers are not
   eligible for 3% Daily Cash and can be found on T-Mobile.com/store-locator.
   Sprint account payments, and purchases made through any Sprint checkout,
   including those at T-Mobile U.S. stores, are not eligible for 3% Daily Cash.
 * Exxon: 3% Daily Cash is available in the United States when using Apple Card
   with Apple Pay (where available) at Exxon or Mobil branded pumps and attached
   convenience stores. To pay at the pump with Apple Pay, either use Exxon Mobil
   Rewards+ mobile app or contactless payment. Excludes purchases at third-party
   merchants, including independent car washes, located within an Exxon or Mobil
   branded location or the attached convenience store.
 * Ace Hardware: 3% Daily Cash is available in the United States when using
   Apple Card with Apple Pay online, in the mobile app, and at participating
   stores listed at acehardware.com/applecard. Excludes online and mobile app
   gift card purchases and purchases from 3rd party merchants using independent
   point-of-sale systems within a participating Ace Hardware store. Please check
   with your local participating Ace Hardware store whether your purchases are
   eligible for 3% Daily Cash.
 * Learn more about how Apple Card applications are evaluated at
   support.apple.com/kb/HT209218.
 * To access and use all Apple Card features and products available only to
   Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that
   supports and has the latest version of iOS or iPadOS. Apple Card is subject
   to credit approval, available only for qualifying applicants in the United
   States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.
 * If you reside in the U.S. territories, please call Goldman Sachs at
   877-255-5923 with questions about Apple Card.

Apple
 1. Apple Card
    
 2. Overview


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