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UMBRIA NARNI BRIDGE Help No Wallet Connected 10 Gwei Metamask not Installed Unlock Wallet 🌙 BRIDGE ETH FROM ETHEREUM MAINNET TO POLYGON MAINNET. Bridge Pool and Earn Connect to Another Network Trade UMBR SEND FROM Ethereum Mainnet Binance Smart Chain Polygon PoS Chain Ethereum Mainnet Avalanche C-Chain Arbitrum One Optimism Ethereum Mainnet Polygon Network Binance Smart Chain Avalanche Arbitrum Optimism Mainnet RECEIVE ON Polygon PoS Chain Binance Smart Chain Polygon PoS Chain Ethereum Mainnet Avalanche C-Chain Arbitrum One Optimism Polygon Network Ethereum Mainnet Binance Smart Chain Avalanche Fantom Arbitrum Optimism Mainnet The "Send From" and "Receive On" networks must not be the same. Switch to the correct network MAX  ETH  Balance: - - ETH The Umbria Narni Bridge cannot support such a large transaction. You have an insufficient balance of this asset. The send amount must exceed double the transaction fee. Increase the send amount. The send amount must be worth at least $10 USD Sorry! This asset is not supported on this chain yet. It is recommended to use Metamask with this application. You have selected to bridge your entire balance of this currency. Be sure you have enough to pay the gas fee too. Sorry, you cannot bridge between these two networks. You Will Receive Approximately: 0.00000000 ETH 0.00000000 ETH LP and UMBR Staker Fee - - ETH Bridge Fee -------------------------------------------------------------------------------- Get Bridge Address - or - Unlock Wallet Audited by CERTIK Made with by the Umbria Team. ETHEREUM (ETH) CURRENT INFORMATION -------------------------------------------------------------------------------- Asset Full Name Ethereum -------------------------------------------------------------------------------- Trading Symbol $ETH -------------------------------------------------------------------------------- Price USD $2545.33 -------------------------------------------------------------------------------- Description Ethereum is a global, open-source platform for decentralized applications. In other words, the vision is to create a world computer that anyone can build applications in a decentralized manner; while all states and data are distributed and publicly accessible. Ethereum supports smart contracts in which developers can write code in order to program digital value. Examples of decentralized apps (dapps) that are built on Ethereum includes token, non-fungible tokens, decentralized finance apps, lending protocol, decentralized exchanges, and much more. Our cross-chain bridge Narni supports the cross-chain bridging of Ethereum ETH between chains for the lowest cost, at the fastest speeds available. The full name of this asset is Ethereum and the ticker of this asset is $ETH. -------------------------------------------------------------------------------- Ethereum Mainnet Information -------------------------------------------------------------------------------- Ethereum is a blockchain platform with its own cryptocurrency, called Ether (ETH) or Ethereum, and its own programming language, called Solidity. As a blockchain network, Ethereum is a decentralized public ledger for verifying and recording transactions. The network's users can create, publish, monetize, and use applications on the platform, and use its Ether cryptocurrency as payment. Insiders call the decentralized applications on the network dApps Polygon Network Information -------------------------------------------------------------------------------- Polygon is a protocol and a framework for building and connecting Ethereum-compatible blockchain networks. Aggregating scalable solutions on Ethereum supporting a multi-chain Ethereum ecosystem. Polygon combines the best of Ethereum and sovereign blockchains into a full-fledged multi-chain system. POPULAR BRIDGES -------------------------------------------------------------------------------- Polygon Ethereum Ethereum Polygon Ethereum Binance Smart Chain Binance Smart Chain Ethereum Bridge ETH from Polygon to Ethereum Bridge ETH from Ethereum to Polygon Bridge ETH from Binance Smart Chain to Ethereum Bridge ETH from Ethereum to Binance Smart Chain Bridge MATIC from Polygon to Ethereum Bridge MATIC from Ethereum to Polygon Ethereum Avalanche Avalanche Ethereum Bridge USDC from Polygon to Ethereum Bridge USDC from Ethereum to Polygon Bridge ETH from Ethereum to Avalanche Bridge ETH from Avalanche to Ethereum Bridge USDT from Polygon to Ethereum Bridge USDT from Ethereum to Polygon Ethereum Fantom Fantom Ethereum Bridge UMBR from Polygon to Ethereum Bridge UMBR from Ethereum to Polygon Bridge ETH from Ethereum to Fantom Bridge ETH from Fantom to Ethereum Bridge WBTC from Polygon to Ethereum Bridge WBTC from Ethereum to Polygon UMBRIA Umbria is the home of cross-chain bridges and DeFi. We are building a suite of user-focused tools to facilitate easy adoption of DeFi technology. 2024 © Umbria PRODUCTS Ethereum to Polygon Bridge Polygon to Ethereum Bridge Binance Smart Chain to Ethereum Bridge Ethereum to Binance Smart Chain Bridge Bridge Staking Pool Cross-Chain Bridge Widget Metamask Connect Portal SUPPORT How to Bridge ETH Documentation Request Bridge Asset Bridge Support Partner With Umbria POPULAR BRIDGES Bridge ETH from Polygon to Ethereum Bridge ETH from Ethereum to Polygon Bridge ETH from Binance Smart Chain to Ethereum Bridge ETH from Ethereum to Binance Smart Chain SELECT AN ASSET TO BRIDGE -------------------------------------------------------------------------------- Ethereum (ETH / WETH) Avalanche (AVAX) Aavegotchi (GHST) Polygon (MATIC) Tether (USDT) USD Coin (USDC) Wrapped Bitcoin (WBTC) -------------------------------------------------------------------------------- Request new asset or chain. SEND ETH TO THIS ADDRESS Send to the above address Track 0.00000000 ETH From the Ethereum Mainnet network -------------------------------------------------------------------------------- You will receive Track 0.00000000 ETH On the Polygon Network To the same address you used to send -------------------------------------------------------------------------------- × Only send ETH to this address. Do not send assets directly from an exchange. BRIDGE ETH TO THE POLYGON NETWORK -------------------------------------------------------------------------------- You are sending 0.00000000 ETH From the Ethereum Mainnet Send Address: -------------------------------------------------------------------------------- Your wallet will receive 0.00000000 ETH On the Polygon Network Receive Address: -------------------------------------------------------------------------------- Estimated Transaction Speed: ~10 Minutes Warning: Transactions with low gas fee may hang indefinitely -------------------------------------------------------------------------------- Network Fee: ETH SEND Loading... By using the bridge you accept the Terms and Conditions -------------------------------------------------------------------------------- Bridging assets from the Ethereum Mainnet may take a few minutes. Do not speed up the transaction in your Metamask wallet. OH SNAP! THERE WAS AN ERROR -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Something not right? Get Help TEMPORARY MAINTENANCE -------------------------------------------------------------------------------- THE NARNI BRIDGE IS UNDERGOING A TEMPORARY MAINTENANCE. PLEASE CHECK BACK SOON. -------------------------------------------------------------------------------- Something not right? Get Help POLYGON ETHEREUM BRIDGE UNDER MAINTENANCE. -------------------------------------------------------------------------------- The Polygon Ethereum bridge is currently undergoing maintenance as we find a more reliable RPC. We expect this bridge to be active again by Wednesday 6th October. -------------------------------------------------------------------------------- Something not right? Get Help NOTIFICATIONS -------------------------------------------------------------------------------- No New Notifications 🎉 -------------------------------------------------------------------------------- Something not right? Get Help TERMS AND CONDITIONS -------------------------------------------------------------------------------- THESE TERMS AND CONDITIONS WERE LAST UPDATED ON 28/04/2022 These terms of use, together with any documents and additional terms they expressly incorporate by reference, which includes any other terms and conditions or other agreement that Freefaucet LLC. (”FF”,”Umbria” ,”Narni” Narni Bridge”, “Umbria Bridge”, “umbria.network” “we,” “us” and “our”) posts publicly or makes available to you or the company or other legal entity you represent (“you” or “your”) (collectively, these “Terms”), are entered into between Freefaucet LLC ( FF ) and you concerning your use of, and access to, FF’s - Umbria websites, including Umbria Products; web applications; mobile applications; and all associated sites linked thereto by FF or its affiliates (collectively with any materials and services available therein, and successor website(s) or application(s) thereto, the “Site”). OUR PRODUCTS ARE NOT OFFERED TO PERSONS OR ENTITIES WHO RESIDE IN, ARE CITIZENS OF, ARE LOCATED IN, ARE INCORPORATED IN, OR HAVE A REGISTERED OFFICE IN THE UNITED STATES OF AMERICA (COLLECTIVELY, “US PERSONS”). MOREOVER, NONE OF OUR OTHER SERVICES ARE OFFERED TO PERSONS OR ENTITIES WHO RESIDE IN, ARE CITIZENS OF, ARE LOCATED IN, ARE INCORPORATED IN, OR HAVE A REGISTERED OFFICE IN ANY RESTRICTED TERRITORY, AS DEFINED BELOW (ANY SUCH PERSON OR ENTITY FROM A RESTRICTED TERRITORY, A “RESTRICTED PERSON”). WE DO NOT MAKE EXCEPTIONS; THEREFORE, IF YOU ARE A US PERSON, THEN DO NOT ATTEMPT TO USE OUR PRODUCTS AND IF YOU ARE A RESTRICTED PERSON, THEN DO NOT ATTEMPT TO USE ANY OF THE SERVICES, AS DEFINED BELOW. USE OF A VIRTUAL PRIVATE NETWORK (“VPN”) TO CIRCUMVENT THE RESTRICTIONS SET FORTH HEREIN IS PROHIBITED. Please read these Terms carefully, as these Terms govern your use of the Site and access to our applications; all other software that is developed for FF and Umbria has developed for any blockchain-based assets (collectively, “Digital Assets”), including, without limitation, Bridges, Farms, Asset Exchanges and wallets. (the “Umbria.network Service”) (collectively, the “Services”). These Terms expressly cover your rights and obligations, and our disclaimers and limitations of legal liability, relating to your use of, and access to, the Site and the Services. By clicking “I agree” (or a similar language) to these Terms, acknowledging these Terms by other means, or otherwise accessing or using the Site or the Services, you accept and agree to be bound by and to comply with these Terms, including, without limitation, the mandatory arbitration provision in Section 15. If you do not agree to these Terms, then you must not access or use the Site or the Services. Please carefully review the disclosures and disclaimers set forth in Section 12 in their entirety before using any software developed by FF. The information in Section 12 provides important details about the legal obligations associated with your use of the Services. By accessing or using the Site or the Services, you agree that FF does not provide execution, settlement, or clearing services of any kind and is not responsible for the execution, settlement, or clearing of transactions automated through the Services. 1. MODIFICATIONS TO THESE TERMS We reserve the right, in our sole discretion, to modify these Terms from time to time. If we make changes, we will provide you with notice of such changes, such as by providing notice through the Services or updating the “Last Updated” date at the top of these Terms. Unless we state otherwise in our notice, all such modifications are effective immediately, and your continued use of the Site and the Services after we provide that notice will confirm your acceptance of the changes. If you do not agree to the amended Terms, then you must stop using the Site and the Services. 2. USE OF SERVICES 2.1 As a condition to accessing or using the Services or the Site, you represent and warrant to FF the following: if you are entering into these Terms as an individual, then you are of legal age in the jurisdiction in which you reside and you have the legal capacity to enter into these Terms and be bound by them; if you are entering into these Terms as an entity, then you must have the legal authority to accept these Terms on that entity’s behalf, in which case “you” (except as used in this paragraph) will mean that entity; you are not a resident, national, or agent of Antigua and Barbuda, Algeria, Bangladesh, Bolivia, Belarus, Burundi, Burma (Myanmar), Cote D'Ivoire (Ivory Coast), Crimea and Sevastopol, Cuba, Democratic Republic of Congo, Ecuador, Iran, Iraq, Liberia, Libya, Magnitsky, Mali, Morocco, Nepal, North Korea, Somalia, Sudan, Syria, Venezuela, Yemen, Zimbabwe or any other country to which the United States, the United Kingdom or the European Union embargoes goods or imposes similar sanctions (collectively, “Restricted Territories”); you are not a member of any sanctions list or equivalent maintained by the United States government, the United Kingdom government, the European Union, or the United Nations (collectively, “Sanctions Lists Persons”); you do intend to transact with any Restricted Person or Sanctions List Person; you do not, and will not, use VPN software or any other privacy or anonymization tools or techniques to circumvent, or attempt to circumvent, any restrictions that apply to the Services; and your access to the Services is not (a) prohibited by and does not otherwise violate or assist you to violate any domestic or foreign law, rule, statute, regulation, by-law, order, protocol, code, decree, or another directive, requirement, or guideline, published or in force that applies to or is otherwise intended to govern or regulate any person, property, transaction, activity, event or other matter, including any rule, order, judgment, directive or other requirement or guideline issued by any domestic or foreign federal, provincial or state, municipal, local or other governmental, regulatory, judicial or administrative authority having jurisdiction over FF, you, the Site or the Services, or as otherwise duly enacted, enforceable by law, the common law or equity (collectively, “Applicable Laws”); or (b) contribute to or facilitate any illegal activity. 2.2 As a condition to accessing or using the Services or the Site, you acknowledge, understand, and agree to the following: from time to time the Site and the Services may be inaccessible or inoperable for any reason, including, without limitation: (a) equipment malfunctions; (b) periodic maintenance procedures, upgrades or repairs that FF or any of its suppliers or contractors may undertake from time to time; (c) causes beyond FF’s control or that FF could not reasonably foresee; (d) disruptions and temporary or permanent unavailability of underlying blockchain infrastructure; or (e) unavailability of third-party service providers or external partners for any reason; we reserve the right to disable or modify access to the Site and the Services at any time in the event of any breach of these Terms, including, without limitation, if we reasonably believe any of your representations and warranties may be untrue or inaccurate, and we will not be liable to you for any losses or damages you may suffer as a result of or in connection with the Site or the Services being inaccessible to you at any time or for any reason; the Site and the Services may evolve, which means FF may apply changes, replace, or discontinue (temporarily or permanently) the Services at any time in its sole discretion; the pricing information provided on the Site does not represent an offer, a solicitation of an offer, or any advice regarding, or recommendation to enter into, a transaction with FF; FF, does not act as an agent for you or any other user of the Site or the Services; you are solely responsible for your use of the Services, including all of your transfers of Digital Assets; to the fullest not prohibited by Applicable Law, we owe no fiduciary duties or liabilities to you or any other party, and that to the extent any such duties or liabilities may exist at law or in equity, you hereby irrevocably disclaim, waive, and eliminate those duties and liabilities; you are solely responsible for reporting and paying any taxes applicable to your use of the Services; and we have no control over, or liability for, the delivery, quality, safety, legality, or any other aspect of any Digital Assets that you may transfer to or from a third party, and we are not responsible for ensuring that an entity with whom you transact completes the transaction or is authorized to do so, and if you experience a problem with any transactions in Digital Assets using the Services, then you bear the entire risk. 2.3 As a condition to accessing or using the Services or the Site, you covenant to FF the following: in connection with using the Services, you only will transfer legally-obtained Digital Assets that belong to you; you will obey all Applicable Laws in connection with using the Services, and you will not use the Site or the Services if the laws of your country, or any other Applicable Law, prohibit you from doing so; any Digital Assets you use in connection with the Services are either owned by you or you are validly authorized to carry out actions using such Digital Assets; in addition to complying with all restrictions, prohibitions, and other provisions of these Terms, you will (a) ensure that, at all times, all information that you provide on the Site and during your use of the Services is current, complete, and accurate; (b) maintain the security and confidentiality of your private keys associated with your public Ethereum address. 3. FEES AND PRICE ESTIMATES In connection with your use of the Services, you are required to pay all fees necessary for interacting with the blockchains, through which your transaction is processed, including “gas” costs, as well as all other fees reflected on the Site at the time of your use of the Services. Although we attempt to provide accurate fee information, this information reflects our estimates of fees, which may vary from the actual fees paid to use the Services and interact with the blockchains. 4. NO PROFESSIONAL ADVICE OR FIDUCIARY DUTIES All information provided in connection with your access and use of the Site and the Services is for informational purposes only and should not be construed as professional advice. You should not take, or refrain from taking, any action based on any information contained on the Site or any other information that we make available at any time, including, without limitation, blog posts, articles, links to third-party content, discord content, news feeds, tutorials, tweets, and videos. Before you make any financial, legal, or other decisions involving the Services, you should seek independent professional advice from an individual who is licensed and qualified in the area for which such advice would be appropriate. The Terms are not intended to, and do not, create or impose any fiduciary duties on us. You further agree that the only duties and obligations that we owe you are those set out expressly in these Terms. 5. PROHIBITED ACTIVITY You may not use the Services to engage in the categories of activity set forth below (“Prohibited Uses”). The specific activities set forth below are representative, but not exhaustive, of Prohibited Uses. If you are uncertain as to whether or not your use of the Services involves a Prohibited Use or have other questions about how these requirements apply to you, then please contact us at hello@umbria.network. By using the Site or Services, you confirm that you will not use the Site or Services to do any of the following: violate any Applicable Laws including, without limitation, any relevant and applicable anti-money laundering and anti-terrorist financing laws and sanctions programs, such as, without limitation, the Bank Secrecy Act and the U.S. Department of Treasury’s Office of Foreign Asset Controls; engage in transactions involving items that infringe or violate any copyright, trademark, right of publicity or privacy or any other proprietary right under Applicable Law, including but not limited to, sales, distribution, or access to counterfeit music, movies, software, or other licensed materials without the appropriate authorization from the rights holder; use of FF’s intellectual property, name, or logo, including use of FF’s trade or service marks, without express consent from FF or in a manner that otherwise harms FF; any action that implies an untrue endorsement by or affiliation with FF; use the Services in any manner that could interfere with, disrupt, negatively affect, or inhibit other users from fully enjoying the Services, or that could damage, disable, overburden, or impair the functioning of the Site or the Services in any manner; circumvent any content-filtering techniques, security measures or access controls that FF employs on the Site, including, without limitation, through the use of a VPN and other identity-anonymising tools; use any robot, spider, crawler, scraper, or other automated means or interface not provided by us, to access the Services or to extract data, or introduce any malware, virus, Trojan horse, worm, logic bomb, drop-dead device, backdoor, shutdown mechanism or other harmful material into the Site or the Services; provide false, inaccurate, or misleading information while using the Site or the Services or engage in activity that operates to defraud FF, other users of the Services, or any other person; use or access the Site or Services to transmit or exchange Digital Assets that are the direct or indirect proceeds of any criminal or fraudulent activity, including, without limitation, terrorism or tax evasion; use the Site in any way that is, in our sole discretion, libelous, defamatory, profane, obscene, pornographic, sexually explicit, indecent, lewd, vulgar, suggestive, harassing, stalking, hateful, threatening, offensive, discriminatory, bigoted, abusive, inflammatory, fraudulent, deceptive, or otherwise objectionable or likely or intended to incite, threaten, facilitate, promote, or encourage hate, racial intolerance, or violent acts against others; use the Site or the Services from a jurisdiction that we have, in our sole discretion, determined is a jurisdiction where the use of the Site or the Services is prohibited; harass, abuse, or harm of another person or entity, including FF’s employees and service providers; impersonate another user of the Services or otherwise misrepresent yourself; or encourage, induce or assist any third party, or yourself attempt, to engage in any of the activities prohibited under this Section 5 or any other provision of these Terms. 6. CONTENT You hereby grant to us a royalty-free, fully paid-up, sublicensable, transferable, perpetual, irrevocable, non-exclusive, worldwide license to use, copy, modify, create derivative works of, display, perform, publish and distribute, in any form, medium, or manner, any content that is available to other users as a result of your use of the Site or the Services (collectively, “Your Content”), including, without limitation, for promoting FF, its affiliates, the Services or the Site. You represent and warrant that (a) you own Your Content or have the right to grant the rights and licenses in these Terms; and (b) Your Content and our use of Your Content, as licensed herein, does not and will not violate, misappropriate or infringe on any third party’s rights. 7. LINKS The Services provide, or third parties may provide, links to other World Wide Web or accessible sites, applications, or resources. You acknowledge and agree that Company is not responsible for the availability of such external sites, applications or resources, and does not endorse and is not responsible or liable for any content, advertising, products, or other materials on or available from such sites or resources. You further acknowledge and agree that Company shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods, or services available on or through any such site or resource. 8. MODIFICATION, SUSPENSION, AND TERMINATION We may, at our sole discretion, from time to time and with or without prior notice to you, modify, suspend or disable (temporarily or permanently) the Services, in whole or in part, for any reason whatsoever. Upon termination of your access, your right to use the Services will immediately cease. We will not be liable for any losses suffered by you resulting from any modification to any Services or from any modification, suspension, or termination, for any reason, of your access to all or any portion of the Site or the Services. The following sections of these Terms will survive any termination of your access to the Site or the Services, regardless of the reasons for its expiration or termination, in addition to any other provision which by law or by its nature should survive: Sections 7 through 17. 9. RISKS 9.1 By utilizing the Services or interacting with the Site in any way, you represent and warrant that you understand the inherent risks associated with cryptographic systems and blockchain-based networks; Digital Assets, including the usage and intricacies of native Digital Assets, like ether (ETH); smart contract-based tokens, such as those that follow the Ethereum Token Standard; and systems that interact with blockchain-based networks. FF does not own or control any of the underlying software through which blockchain networks are formed. In general, the software underlying blockchain networks, including the Ethereum blockchain, is open source, such that anyone can use, copy, modify, and distribute it. By using the Services, you acknowledge and agree (a) that FF is not responsible for the operation of the software and networks underlying the Services, (b) that there exists no guarantee of the functionality, security, or availability of that software and networks, and (c) that the underlying networks are subject to sudden changes in operating rules, such as those commonly referred to as “forks,” which may materially affect the Services. Blockchain networks use public/private key cryptography. You alone are responsible for securing your private key(s). We do not have access to your private key(s). Losing control of your private key(s) will permanently and irreversibly deny you access to Digital Assets on the Ethereum blockchain or other blockchain-based network. Neither FF, nor any other person or entity will be able to retrieve or protect your Digital Assets. If your private key(s) are lost, then you will not be able to transfer your Digital Assets to any other blockchain address or wallet. If this occurs, then you will not be able to realize any value or utility from the Digital Assets that you may hold. 9.2 The Services and your Digital Assets could be impacted by one or more regulatory inquiries or regulatory actions, which could impede or limit the ability of FF to continue to make available its proprietary software and, thus, could impede or limit your ability to access or use the Services. 9.3 You acknowledge and understand that cryptography is a progressing field with advances in code cracking or other technical advancements, such as the development of quantum computers, which may present risks to Digital Assets and the Services, and could result in the theft or loss of your Digital Assets. To the extent possible, we intend to update FF developed products related to the Services to account for any advances in cryptography and to incorporate additional security measures necessary to address risks presented from technological advancements, but that intention does not guarantee or otherwise ensure full security of the Services. 9.4 You understand that the blockchain technology remains under development, which creates technological and security risks when using the Services in addition to uncertainty relating to Digital Assets and transactions therein. You acknowledge that the cost of transacting assets on a blockchain is variable and may increase at any time causing impact to any activities taking place on the Ethereum blockchain, which may result in price fluctuations or increased costs when using the Services. You also acknowledge that the availability of transactions on a blockchain is variable, depending on the blockchain’s current levels of network congestion, and hence, may become temporarily unavailable at any time. 9.5 Although we intend to provide accurate and timely information on the Site and during your use of the Services, the Site and other information available when using the Services may not always be entirely accurate, complete, or current and may also include technical inaccuracies or typographical errors. To continue to provide you with as complete and accurate information as possible, information may be changed or updated from time to time without notice, including, without limitation, information regarding our policies. Accordingly, you should verify all information before relying on it, and all decisions based on information contained on the Site or as part of the Services are your sole responsibility. No representation is made as to the accuracy, completeness, or appropriateness for any particular purpose of any pricing information distributed via the Site or otherwise when using the Services. Prices and pricing information may be higher or lower than prices available on platforms providing similar services. 9.6 Any use or interaction with the Services requires a comprehensive understanding of applied cryptography and computer science to appreciate the inherent risks, including those listed above. You represent and warrant that you possess relevant knowledge and skills. Any reference to a type of Digital Asset on the Site or otherwise during the use of the Services does not indicate our approval or disapproval of the technology on which the Digital Asset relies and should not be used as a substitute for your understanding of the risks specific to each type of Digital Asset. 9.7 Use of the Services, in particular for trading Digital Assets, borrowing or supplying Digital Assets, and entering into any contracts, may carry financial risk. Digital Assets, especially in connection with the services, are, by their nature, highly experimental, risky, and volatile. Transactions entered into in connection with the Services are immutable, irreversible, final and there are no refunds. You acknowledge and agree that you will access and use the Site and the Services at your own risk. The risk of loss in trading Digital Assets can be substantial. You should, therefore, carefully consider whether such use of our services is suitable for you in light of your circumstances and financial resources. By using the Services, you represent and warrant that you have been, are, and will be solely responsible for making your independent appraisal and investigations into the risks of a given transaction and the underlying Digital Assets. You represent that you have sufficient knowledge, market sophistication, professional advice, and experience to make your evaluation of the merits and risks of any transaction conducted in connection with the Services or any Digital Asset. You accept all consequences of using the Services, including the risk that you may lose access to your Digital Assets indefinitely. All transaction decisions are made solely by you. Notwithstanding anything in these Terms, we accept no responsibility whatsoever for, and will in no circumstances be liable to you in connection with, your use of the Services for performing Digital Asset transactions. 9.8 We must comply with Applicable Law, which may require us to, upon request by government agencies, take certain actions or provide information, regarding the individual actions of users on the Site. 9.9 You understand that the FF Service remains under development, which creates technological and other risks when using the Services. These risks include, among others, delays in transactions, withdrawals, and deposits resulting from the servers of FF or the operator of the FF Services being offline; an incorrect display of information on the Site in the case of server errors; or transactions using the Services being rolled back in the case of server errors. You acknowledge that these risks may have a material impact on your transactions using the Services, which may result in, among other things, failing to fulfill transactions at your desired price or at all. 9.10 You hereby assume, and agree that FF will have no responsibility or liability for, the risks set forth in this Section 10. You hereby irrevocably waive, release and discharge all claims, whether known or unknown to you, against FF, its affiliates, and their respective shareholders, members, directors, officers, employees, agents, and representatives, suppliers, and contractors related to any of the risks set forth in this Section 10. 10. INDEMNIFICATION You will defend, indemnify, and hold harmless FF, its affiliates, and its affiliates’ respective stockholders, members, directors, officers, managers, employees, attorneys, agents, representatives, suppliers, and contractors (collectively, “Indemnified Parties”) from any claim, demand, lawsuit, action, proceeding, investigation, liability, damage, loss, cost or expense, including without limitation reasonable attorneys’ fees, arising out of or relating to (a) your use of, or conduct in connection with, the Site or the Services (including, without limitation, the UMBRIA Service); (b) Digital Assets associated with your cryptocurrency wallet addresses; (c) any feedback or user content you provide to FF, if any, concerning the Site or the Services; (d) your violation of these Terms; or (e) your infringement or misappropriation of the rights of any other person or entity. If you are obligated to indemnify any Indemnified Party, FF (or, at its discretion, the applicable Indemnified Party) will have the right, in its sole discretion, to control any action or proceeding and to determine whether FF wishes to settle, and if so, on what terms, and you agree to corporate with FF in the defense. 11. DISCLOSURES; DISCLAIMERS You understand that FF is not registered or licensed by the CFTC, SEC, or any financial regulatory authority. No financial regulatory authority has reviewed or approved the use of the FF- software. The Site and the FF- software do not constitute advice or a recommendation concerning any commodity, security, or other Digital Asset or instrument. FF is not acting as an investment adviser or commodity trading adviser to any person or entity. FF does not own or control the underlying software protocols that are used in to the maximum extent permitted under Applicable Law, the Site and the Services (and any of their content or functionality) provided by or on behalf of us are provided on an “AS IS” and “AS AVAILABLE” basis, and we expressly disclaim, and you hereby waive, any representations, conditions or warranties of any kind, whether express or implied, legal, statutory or otherwise, or arising from statute, otherwise in law, course of dealing, or usage of trade, including, without limitation, the implied or legal warranties and conditions of merchantability, merchantable quality, quality or fitness for a particular purpose, title, security, availability, reliability, accuracy, availability, quiet enjoyment and non-infringement of third party rights. Without limiting the foregoing, we do not represent or warrant that the Site or the Services (including any data relating thereto) will be uninterrupted, available at any particular time, or error-free. Further, we do not warrant that errors in the Site or the Service are correctable or will be correctable. You acknowledge that your data on the Site may become irretrievably lost or corrupted or temporarily unavailable due to a variety of causes, and agree that, to the maximum extent permitted under Applicable Law, we will not be liable for any loss or damage caused by denial-of-service attacks, software failures, viruses or other technologically harmful materials (including those which may infect your computer equipment), protocol changes by third-party providers, Internet outages, force majeure events or other disasters, scheduled or unscheduled maintenance, or other causes either within or outside our control. The disclaimer of implied warranties contained herein may not apply if and to the extent such warranties cannot be excluded or limited under the Applicable Law of the jurisdiction in which you reside. 12. EXCLUSION OF CONSEQUENTIAL AND RELATED CLAIMS In no event shall FF, its affiliates, its suppliers and contractors, and its and its affiliates’, suppliers’ and contractors’ respective stockholders, members, directors, officers, managers, employees, attorneys, agents, representatives, suppliers, and contractors (collectively, the “Risk Limited Parties”) be liable for any incidental, indirect, special, punitive, consequential or similar damages or liabilities whatsoever (including, without limitation, damages for loss of fiat, assets, data, information, revenue, opportunities, use, goodwill, profits or other business or financial benefit) arising out of or in connection with the Site and the Services (and any of their content and functionality, including, without limitation, the FF, UMBRIA Service), any execution or settlement of a transaction, any performance or non-performance of the Services, your Digital Assets, or any other product, service or other item provided by or on behalf of FF, whether under contract, tort (including negligence), civil liability, statute, strict liability, breach of warranties, or under any other theory of liability, and whether or not we have been advised of, knew of or should have known of the possibility of such damages and notwithstanding any failure of the essential purpose of these Terms or any limited remedy hereunder nor is FF in any way responsible for the execution or settlement of transactions between users of FF-developed software. 13. LIMITATION OF LIABILITY In no event shall FF’s aggregate liability (together with its affiliates, including its and its affiliates’ respective stockholders, members, directors, managers, officers, employees, attorneys, agents, representatives, suppliers, or contractors) arising out of or in connection with the Site and the Services (and any of their content and functionality), any performance or nonperformance of the Services, your Digital Assets, or any other product, service or other item provided by or on behalf of FF, whether under contract, tort (including negligence), civil liability, statute, strict liability or other theory of liability exceed the amount of fees paid by you to FF under these Terms, if any, in the twelve (12) month period immediately preceding the event giving rise to the claim for liability. 14. DISPUTE RESOLUTION & ARBITRATION Please read the following section carefully because it requires you to arbitrate certain disputes and claims with FF and limits how you can seek relief from FF. Also, arbitration precludes you from suing in court or having a jury trial. You and FF agree that any dispute arising out of or related to these Terms or the Services is personal to you and FF and that any dispute will be resolved solely through individual action, and will not be brought as a class arbitration, class action, or any other type of representative proceeding. Except for small claims disputes in which you or FF seeks to bring an individual action in small claims court located in the county of your billing address or disputes in which you or FF seeks injunctive or other equitable relief for the alleged unlawful use of intellectual property, you and FF waive your rights to a jury trial and to have any dispute arising out of or related to these Terms or the Services resolved in court. Instead, for any dispute or claim that you have against FF or relating in any way to the Services, you agree to first contact FF and attempt to resolve the claim informally by sending a written notice of your claim (“Notice”) to FF by email at hello@umbria.network. The Notice must (a) include your name, residence address, email address, and telephone number; (b) describe the nature and basis of the claim; and (c) set forth the specific relief sought. Our notice to you will be similar in form to that described above. If you and FF cannot reach an agreement to resolve the claim within thirty (60) days after such Notice is received, then either party may submit the dispute to an independent arbitration or, under the limited circumstances set forth above, in court. All disputes submitted will be resolved through confidential, binding arbitration before one arbitrator. The arbitrator, FF, and you will maintain the confidentiality of any arbitration proceedings, judgments and awards, including, but not limited to, all information gathered, prepared, and presented for purposes of the arbitration or related to the dispute(s) therein. The arbitrator will have the authority to make appropriate rulings to safeguard confidentiality unless the law provides to the contrary. The duty of confidentiality does not apply to the extent that disclosure is necessary to prepare for or conduct the arbitration hearing on the merits, in connection with a court application for a preliminary remedy or in connection with a judicial challenge to an arbitration award or its enforcement, or to the extent that disclosure is otherwise required by law or judicial decision. You and FF agree that for any arbitration you initiate, you will pay the filing fee and all other fees and costs. For any arbitration initiated by FF, FF will pay all fees and costs. Any claim arising out of or related to these Terms or the Services must be filed within one year after such claim arose; otherwise, the claim is permanently barred, which means that you and FF will not have the right to assert the claim. If any portion of this Section 15 is found to be unenforceable or unlawful for any reason, (a) the unenforceable or unlawful provision shall be severed from these Terms; (b) severance of the unenforceable or unlawful provision shall have no impact whatsoever on the remainder of this Section 15 or the parties’ ability to compel arbitration of any remaining claims on an individual basis under this Section 15; and (c) to the extent that any claims must therefore proceed on a class, collective, consolidated, or representative basis, such claims must be litigated in a civil court of competent jurisdiction and not in arbitration, and the parties agree that litigation of those claims shall be stayed pending the outcome of any individual claims in arbitration. Further, if any part of this Section 15 is found to prohibit an individual claim seeking public injunctive relief, then that provision will have no effect to the extent such relief is allowed to be sought out of arbitration, and the remainder of this Section 15 will be enforceable. 15. GOVERNING LAW The interpretation and enforcement of these Terms, and any dispute related to these Terms, the Site or the Services, will be governed by and construed and enforced under the laws of Gibraltar, as applicable, without regard to conflict of law rules or principles that would cause the application of the laws of any other jurisdiction. You agree that we may initiate a proceeding related to the enforcement or validity of our intellectual property rights in any court having jurisdiction. For any other proceeding that is not subject to arbitration under these Terms, the state and federal courts located in Gibraltar will have exclusive jurisdiction. You waive any objection to venue in any such courts. 16. GENERAL INFORMATION 16.1 You consent to receive all communications, agreements, documents, receipts, notices, and disclosures electronically (collectively, our “Communications”) that we provide in connection with these Terms or any Services. You agree that we may provide our Communications to you by posting them on the Site or by emailing them to you at the email address you provide in connection with using the Services, if any. You should maintain copies of our Communications by printing a paper copy or saving an electronic copy. You may also contact us with questions, complaints, or claims concerning the Services at hello@umbria.network 16.2 Any right or remedy of FF set forth in these Terms is in addition to, and not in lieu of, any other right or remedy whether described in these Terms, under Applicable Law, at law, or in equity. The failure or delay of FF in exercising any right, power, or privilege under these Terms shall not operate as a waiver thereof. 16.3 The invalidity or unenforceability of any of these Terms shall not affect the validity or enforceability of any other of these Terms, all of which shall remain in full force and effect. 16.4 We will have no responsibility or liability for any failure or delay in performance of the Site or any of the Services, or any loss or damage that you may incur, due to any circumstance or event beyond our control, including without limitation any flood, extraordinary weather conditions, earthquake, or other act of God, fire, war, insurrection, riot, labour dispute, accident, action of government, communications, power failure, or equipment or software malfunction. 16.5 You may not assign or transfer any right to use the Site or the Services, or any of your rights or obligations under these Terms, without our express prior written consent, including by operation of law or in connection with any change of control. We may assign or transfer any or all of our rights or obligations under these Terms, in whole or in part, without notice or obtaining your consent or approval. 15.6 Headings of sections are for convenience only and shall not be used to limit or construe such sections. 16.7 These Terms contain the entire agreement between you and FF, and supersede all prior and contemporaneous understandings between the parties regarding the Site and the Services. 16.8 In the event of any conflict between these Terms and any other agreement you may have with us, these Terms will control unless the other agreement specifically identifies these Terms and declares that the other agreement supersedes these Terms. 16.9 You agree that, except as otherwise expressly provided in this Agreement, there shall be no third-party beneficiaries to the Agreement other than the Indemnified Parties. -------------------------------------------------------------------------------- You must accept the terms and conditions before using the Umbria Narni Bridge. 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