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https://www.firstrepublic.com/personal-line-of-credit/personal-line-of-credit-calculator-results?bankerId=301
Submission: On March 30 via api from US — Scanned from DE
Submission: On March 30 via api from US — Scanned from DE
Form analysis 1 forms found in the DOM
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Secure Your Personal Banker Your Rate in Detail SELECT A TIME TO SPEAK WITH MARIAM Mariam Sulava Loan Specialist * (646) 313-1152 * LinkedIn * msulava@firstrepublic.com -------------------------------------------------------------------------------- More about Mariam A NOTE FROM MARIAM: We use a third-party booking site to make it easy for you to book and manage your appointment. If you do not wish to use this feature, please email me your available times and we can coordinate directly. March - 2023 April - 2023 May - 2023 Mar 26 - Apr 1, 2023 Times are displayed in Pacific Time Mountain Time Central Time Eastern Time Sun 26 Mon 27 Tue 28 Wed 29 Thu 30 Fri 31 Sat 1 No available slots No available slots No available slots No available slots No available slots Invalid Date - Invalid Date Invalid Date - Invalid Date Invalid Date - Invalid Date Invalid Date - Invalid Date Invalid Date - Invalid Date Invalid Date - Invalid Date No available slots THANK YOU, ! YOUR BANKER WILL BE IN TOUCH WITH YOU SOON. Online/phone Times are displayed in . -------------------------------------------------------------------------------- CONFIRM YOUR DETAILS All fields are required unless noted. First Name Last Name Email Address Phone Permission to use your information to make bookings Your personal banker GET MORE FROM YOUR BANKING RELATIONSHIP -------------------------------------------------------------------------------- CHOOSE A FIXED RATE (APR[1]) AND TERM OPTION Increase your checking relationship with First Republic to get a lower fixed rate. All rates shown include a 2% discount for automatic payments and direct deposit. APR Base Rate by Loan Term 7 Yr 10 Yr 15 Yr 7 Yr * 7 Yr * 10 Yr * 15 Yr 7.70% Checking Account Balance Adjustment 0% 10% 20% 20% * 0% * 10% * 20% – 0.75% To qualify for these rates you must open an ATM Rebate Checking account and maintain a $3,500 balance to avoid monthly service fee of $25. To qualify for these rates, you must maintain a minimum account balance of 10% of the approved loan amount. To qualify for these rates, you must maintain a minimum account balance of 20% of the approved loan amount, with the option to deposit up to half of that 20% into an Eagle Invest account. Your Fixed APR 6.95% A rate discount of 0.75% could save you up to $2,289 over the life of the loan. [2] ESTIMATE YOUR PAYMENTS * Interest only payments during first two years * No prepayment penalties * Loan amount Personal Line of Credit minimum is $65,000; maximum is the lesser of $350,000 or debt to be repaid at origination plus $100,000. If no debt to be repaid at origination, the maximum loan amount is $100,000. Line of credit cannot be fully drawn at origination. This product cannot be used to pay off credit card debt at origination. Please note only debts that appear on your consumer credit report or student loans are eligible to be repaid at origination. * * Draw amount Pay interest only on the amount drawn. Line of credit cannot be fully drawn at origination. * $63,000 Your Estimated Monthly Payment Monthly payment examples are for illustrative purposes. Your actual payments may vary based on interest rates, balances, repayment term and other factors. -------------------------------------------------------------------------------- $365$1,246 Yrs 1 & 2 Interest Only Yrs 3-7 Principal & Interest 1 Annual Percentage Rate. Rates effective as of March 21, 2023, and are subject to change. If the Account is closed, the rate will increase by 5.00%. Rates shown include relationship-based pricing adjustments of: a) 2.00% for maintaining automatic payments and direct deposit with the Account, b) an additional 0.50% for depositing and maintaining a deposit balance of at least 10% of the approved loan amount into the Account, and c) an additional 0.25% for depositing and maintaining a deposit balance of at least 20% of the approved loan amount into the Account, with the option to deposit up to half of that 20% into an Eagle Invest account. Eagle Invest is an investment advisory service offered by First Republic Investment Management, Inc., and sub-advised by BlackRock FutureAdvisor, Inc. (FutureAdvisor). First Republic Investment Management, FutureAdvisor and Fidelity Investments, Member FINRA/SIPC, are unaffiliated SEC-registered investment advisors. FutureAdvisor is a registered trademark of BlackRock, Inc., or its subsidiaries in the United States and elsewhere. $5,000 minimum investment required. Investment Advisory Services are offered through First Republic Investment Management, an SEC-Registered Investment Advisor and a wholly owned subsidiary of First Republic Bank. Investment and Advisory Products and Services are Not FDIC Insured, Not Bank Guaranteed and May Lose Value. 2 This personalized rate quote is an estimate provided for comparative purposes only and is based on the information you provided. Loan options displayed depend on a number of variables, including the accuracy of the information you have entered, which is subject to verification, credit and approval. This is not a loan approval or commitment to lend and should not be construed as financial or investment advice. The actual rate and monthly payment on your specific loan transaction may vary. Potential interest savings is calculated by taking the total monthly payments paid at the base rate above minus the total monthly payments paid at that final rate above which includes the relationship checking account balance adjustment. The calculation assumes that borrower will: 1) draw the full amount entered at origination, and; 2) maintain deposited funds in checking account for the full term of the loan, and; 3) make all payments on time for the full duration of the loan with no prepayments. Personal Line of Credit is an unsecured consumer loan that consists of a two-year, interest-only, revolving draw period followed by a fully amortizing repayment period of the remainder of the term. Draws are not permitted during the repayment period. 1 Loan minimum is based on the highest degree obtained. For applicants with an undergraduate degree, the minimum is $40,000. For applicants with a graduate degree, the minimum is $25,000. The maximum loan amount for refinancing for all applicants is $300,000. Banking products and services are offered by First Republic Bank, Member FDIC and Equal Housing Lender Personal Line of Credit is an unsecured consumer loan that consists of a two-year, interest-only, revolving draw period followed by a fully amortizing repayment period of the remainder of the term. Draws are not permitted during the repayment period. This product can only be used for personal, family or household purposes. It cannot be used for the following (among other prohibitions): to refinance or pay any First Republic loans or lines of credit, to purchase securities or investment products (including margin stock and cryptocurrency), for speculative purposes, for business or commercial uses, for a down payment on any property or for the direct payment of post-secondary educational expenses. This product cannot be used to pay off credit card debt at origination. Please note only debts that appear on your consumer credit report or student loans are eligible to be repaid at origination. The terms of this product may differ from terms of your current loan(s) that are being paid off, including but not limited to student loans. By repaying such loans, you may permanently be giving up tax and repayment benefits, including forbearance, deferment and forgiveness, and you may not be able to reobtain such benefits if this loan is refinanced with another lender in the future. Borrower must open a First Republic ATM Rebate Checking account (“Account”). Terms and conditions apply to the Account. Personal Line of Credit minimum is $70,000; maximum is the lesser of $350,000 or debt amount to be repaid at origination plus $100,000. If no debt to be repaid at origination, the maximum loan amount is $100,000. This product cannot be used to pay off credit card debt at origination. Please note only debts that appear on your consumer credit report or student loans are eligible to be repaid at origination. Line of credit cannot be fully drawn at origination. Contact your legal, tax and financial advisors for advice on deciding whether this is the right product for you. Terms and conditions apply. Product is not available in all markets. For a complete list of locations, visit the locations page. Applicants must meet a First Republic banker to open account. This is not a commitment to lend; all lending is subject to First Republic’s underwriting standards. Applicants should discuss line of credit terms, conditions and account details with their banker. 1 Annual Percentage Rate. Rates effective as of March 21, 2023, and are subject to change. If the Account is closed, the rate will increase by 5.00%. Rates shown include relationship-based pricing adjustments of: a) 2.00% for maintaining automatic payments and direct deposit with the Account, b) an additional 0.50% for depositing and maintaining a deposit balance of at least 10% of the approved loan amount into the Account, and c) an additional 0.25% for depositing and maintaining a deposit balance of at least 20% of the approved loan amount into the Account, with the option to deposit up to half of that 20% into an Eagle Invest account. Eagle Invest is an investment advisory service offered by First Republic Investment Management, Inc., and sub-advised by BlackRock FutureAdvisor, Inc. (FutureAdvisor). First Republic Investment Management, FutureAdvisor and Fidelity Investments, Member FINRA/SIPC, are unaffiliated SEC-registered investment advisors. FutureAdvisor is a registered trademark of BlackRock, Inc., or its subsidiaries in the United States and elsewhere. $5,000 minimum investment required. Investment Advisory Services are offered through First Republic Investment Management, an SEC-Registered Investment Advisor and a wholly owned subsidiary of First Republic Bank. Investment and Advisory Products and Services are Not FDIC Insured, Not Bank Guaranteed and May Lose Value. 2 This personalized rate quote is an estimate provided for comparative purposes only and is based on the information you provided. Loan options displayed depend on a number of variables, including the accuracy of the information you have entered, which is subject to verification, credit and approval. This is not a loan approval or commitment to lend and should not be construed as financial or investment advice. The actual rate and monthly payment on your specific loan transaction may vary. Potential interest savings is calculated by taking the total monthly payments paid at the base rate above minus the total monthly payments paid at that final rate above which includes the relationship checking account balance adjustment. The calculation assumes that borrower will: 1) draw the full amount entered at origination, and; 2) maintain deposited funds in checking account for the full term of the loan, and; 3) make all payments on time for the full duration of the loan with no prepayments. © 1997-2023 First Republic Bank. YOU'RE NOW LEAVING FIRST REPUBLIC By clicking Continue, you will be entering a third-party website. First Republic is not responsible for the content, links, privacy policy or security policy of this website. Back Continue WELCOME TO FIRST REPUBLIC COOKIE PREFERENCE CENTER The First Republic Bank Site from which you are accessing this Cookie Preference Center uses cookies. Cookies are pieces of data stored on your device. Browser cookies are assigned by a web server to the browser on your device. When you return to a site you have visited before, your browser gives this data back to the server. Mobile applications may also use cookies. This Cookie Preference Center gives more information about cookies, particularly why we use them on our Sites. It also guides you how to manage the cookies that are stored on your device. For more information about our use of Cookies and similar technologies please follow this link to our Privacy Center to view our Privacy Policy or Cookie Notice. Privacy Center Allow all cookies MANAGE PREFERENCES STRICTLY NECESSARY COOKIES Always Active These cookies are necessary for the website to function and cannot be switched off in our systems. They are usually only set in response to actions made by you which amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not work properly if your browser blocks these cookies. These cookies do not store any personal information. FUNCTIONAL COOKIES Functional Cookies Functional cookies (sometimes referred to as "preference cookies") allow us to remember certain selections or preferences you have made for us to tailor our website to you. Functional cookies collect data about your choices and preferences and allow us to remember language or other local settings and customize the website accordingly. We use this data to improve how our website works and provide our users with a better experience. Functional cookies are generally used to: - Remember where you are located, so that we can show the Preferred Banking Office that it closest to you; - Remember your preferences for language, currency, user culture, and site information; and - Remember your progress when you complete a form on our website. PERFORMANCE COOKIES Performance Cookies Performance cookies (sometimes referred to as "analytics cookies") collect data about how you use our website, such as which pages you visit and if you receive any error messages from our web pages. We use this data to improve how our website works and to provide our users with a better experience. Performance cookies are generally used to: - Compile reports and to help us improve the website based on tracking the number of visitors to the website, where visitors have come from, and pages they have visited; - Identify if users are visiting our website because they are a recipient of an email marketing campaign, so that we can measure the effectiveness of our email campaigns; and - Identify if a user has previously visited our website. TARGETING OR ADVERTISING COOKIES Targeting or Advertising Cookies First Republic may use targeting or advertising cookies to market to you our products and services in which you may be interested. 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