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Call for a quote: 712.277.2424 |  800.763.1897

 * About
 * Resources
   * Videos
   * Blog
   * Shop Eligible Items
     * 
     * 
 * Contact
 * Group Benefits Login





Call for a quote: 712.277.2424 |  800.763.1897


 * About
 * Resources
   * Videos
   * Blog
   * Shop Eligible Items
     * 
     * 
 * Contact
 * Group Benefits Login

CALL FOR A QUOTE

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MENU

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 * Insurance Services
   * Employee Benefits
   * Commercial Insurance
   * Personal Insurance
   * Individual Policies and Medicare Supplement Plans
 * Benefits Administration
   * Flex
   * HSA
   * HRA
   * COBRA
   * Nondiscrimination Testing
   * Plan Document Services
 * Preventive Health
   * Wellness Services
   * Perfect Health Program
 * Risk Management
   * Training Opportunities
   * Most Popular Courses

CALL FOR A QUOTE

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Independent.
Customized.
Leading-Edge.

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Independent.
Customized.
Leading-Edge.

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about us

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At IBC we are more than insurance. In the past several years, IBC has
experienced significant growth in the number of clients we serve and the types
of services we offer. Currently we serve clients in over 30 states. What started
as an employee benefits brokerage firm has grown into a full service agency
offering:

 * Property & Casualty Coverage: Commercial and Personal
 * Risk Management Services
 * Work Comp Services
 * Employee Benefits
 * Benefits Administration
 * Preventive Health Services
 * Perfect Health Program
 * Individual Policies and Medicare Supplement Plans

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Insurance Services
We know there's no "one size fits all" solution, which is why we use a
comprehensive, leading-edge approach to develop customized strategies that
define objectives and actions to fulfill those objectives. We want to ensure
that you or your business is fully protected.

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Benefits administration

IBC provides hassle-free administration including Flex, HSA, HRA, and COBRA
accounts. We have helped a growing number of companies increase their profits.
Employers can offset a large portion of their insurance premium increases by
self-funding health insurance deductibles and reducing payroll taxes.

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Preventative health

IBC acknowledges that employees’ unhealthy lifestyles and the associated health
care costs are taking a huge toll on U.S. businesses and their employees. With
an emphasis on preventive care and individual accountability, IBC will partner
with your business to provide the most comprehensive, results-driven health and
wellness initiatives.

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risk management

Our Risk Managers will work with you to find hazards and eliminate them to
reduce future incidents. We will help you to find the cause of existing
incidents and develop strategies to reduce their likelihood of recurrence. As
our clients, you have access to a full-service safety and security department.

LOGINS

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HR360
Employer FSA-HRA-HSA Portal
Participants FSA-HRA-HSA Portal
COBRA Employer/ Participants Portal

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FORMS

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▸Employer
 * Benefit Change and Termination Form
 * Benefit Enrollment Form
 * HSA Enrollment Form
 * COBRA Employer Portal Guide
 * Employer Portal Guide
 * HSA Fact Sheet

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▸Employee
 * Dependent Care Reimbursement Form
 * OTC Approved Product List
 * Direct Deposit Form
 * FSA HRA Reimbursement Form
 * HSA Transfer Form
 * Flex Spending Worksheet
 * Letter of Medical Necessity
 * COBRA Employee Portal Guide
 * Consumer Portal Guide
 * HSA Limited Purpose FSA Guide
 * HSA Portal Guide
 * Mobile App Guide
 * FSA Grace Period FAQ
 * FSA Rollover FAQ
 * FSA with Rollover Fact Sheet
 * HSA FAQ

▸Debit Card
 * Prepaid Benefits Card Substantiation
 * Debit Card Substantiation FAQ
 * Prepaid Benefit Card FAQ

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MOBILE APPS

Want a simple, easy way to check your healthcare account balances and submit
receipts from anywhere? The IBC mobile app lets you securely access your health
benefit accounts with a touch of a finger. Designed so you can quickly find what
you need most, our mobile app provides easy, on-the-go access to all your health
accounts.

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REVIEWS

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> Our Organization switched brokers to IBC last year. We are so impressed with
> this company and the support they give to their customers. They continue to go
> above and beyond in every area. We are so luck to have this great team of
> insurance professionals in this area! Thanks Gina, Chris, Stuart, Aaron and
> your entire team for EXCELLENT service (second to none!)
> Kathy Donnelly

> Our Organization switched brokers in 2019 from an out-of-town firm to IBC and
> we couldn't be happier. This is a great local firm that demonstrates
> professionalism, great quality, and always responsive to our needs and our
> employee's needs. They have been great at providing industry data to help
> drive decision making. We are grateful for our partnership with IBC.
> Brandi Zevenbergen

> The team at IBC, especially Cyndi Bosman, carry the highest level of integrity
> and service of any insurance agency I have dealt with over many years. It is a
> pleasure working with them.
> Tim Brown

> We love having Aaron present classes for the Home Builders Association of
> Greater Siouxland. He is an absolute expert in his field. We recently had him
> here for a Concealed Weapons Training he was thorough in all of his safety
> practices, the class felt safe, it is evident that he takes this seriously. He
> does a great job of keeping the attendees engaged and the time always goes so
> fast when he is teaching. Aaron at IBC is our first go-to for any kind of
> training classes.
> Terri Schelm

> We have worked with IBC's wellness team for many years now. Sarah and Chase
> have a great relationship with our employees! They do our annual bio-metric
> screenings and quarterly follow-up calls. They are incredibly knowledgeable
> when presenting results, and ways we are able to improve our company's
> wellness for the next year.
> Tasha Vore

> What a great local insurance company. We have been doing business with IBC for
> several years now. They have great people working for them, including Sue,
> Chris and Gina that are very responsive to questions and claims. I highly
> recommend using them for your insurance needs.
> Scott Pflanz

> IBC and Gina Myers have been great to work with regarding our employee benefit
> offerings for our small business. They take the time to explore all options
> and provide a variety of plans for us to choose from. Their in-house
> administration of benefit enrollments including fielding employees questions,
> changes, COBRA, and flex spending account makes my job a lot easier.
> Michelle Beckner

> Aaron does an awesome job presenting to Sioux City Community Schools
> Construction students 10 hr OSHA Safety Training. He goes above and beyond to
> help us out.
> Karl George

> We have been satisfied with IBC's wellness services. They are professional,
> knowledgeable, and easy to work with. I would recommend them to any company.
> Melanie Brown

> We use IBC for our insurance and benefit needs. They are always there to help
> and provide information. We have used the training division several times for
> a variety of services, most recently they provided assistance with COVID-19
> related training for our staff.
> Kim Olsen

> Our Organization switched brokers to IBC last year. We are so impressed with
> this company and the support they give to their customers. They continue to go
> above and beyond in every area. We are so luck to have this great team of
> insurance professionals in this area! Thanks Gina, Chris, Stuart, Aaron and
> your entire team for EXCELLENT service (second to none!)
> Kathy Donnelly

> Our Organization switched brokers in 2019 from an out-of-town firm to IBC and
> we couldn't be happier. This is a great local firm that demonstrates
> professionalism, great quality, and always responsive to our needs and our
> employee's needs. They have been great at providing industry data to help
> drive decision making. We are grateful for our partnership with IBC.
> Brandi Zevenbergen

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Our mission is to Inspire, Value and Demonstrate Integrity while building
relationships.

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Main Office: 412 Water Street, Sioux City, IA 51103
Training Center: 617 Water Street, Sioux City, IA 51103
Office Hours: Monday-Friday 8am-5pm
Phone: 712-277-2424


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Copyright 2021 | IBC | Terms of Service | Privacy Policy  | Logout

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Our mission is to Inspire, Value and Demonstrate Integrity while building
relationships.

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Main Office: 412 Water Street, Sioux City, IA 51103
Training Center: 617 Water Street, Sioux City, IA 51103
Office Hours: Monday-Friday 8am-5pm
Phone: 712-277-2424


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Copyright 2021 | IBC | Terms of Service | Privacy Policy

 * Insurance Services
   * Employee Benefits
   * Commercial Insurance
   * Personal Insurance
   * Individual Policies and Medicare Supplement Plans
 * Benefits Administration
   * Flex
   * HSA
   * HRA
   * COBRA
   * Nondiscrimination Testing
   * Plan Document Services
 * Preventive Health
   * Wellness Services
   * Perfect Health Program
 * Risk Management
   * Training Opportunities
   * Most Popular Courses
 * Resources
   * Event Calendar
   * Videos
   * Blog
   * 
   * 
 * About
 * Contact
 * Group Benefits Login