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* Visit The Academy’s Website * Home * Contact * Archives * Departments * Booklinks * Commentary * Crossword * Cryptic Puzzle * End Paper * Fiction * Inside Track * International Corner * Letters * Presidential Papers * President’s Message * Puzzles * Tradecraft * Up To Code * Special Section * January/February 2024 * November/December 2023 * Actuarial Software Now 2023 * September/October 2023 * July/August 2023 * May/June 2023 * March/April 2023 * Actuarial Job Seeker 2023 * January/February 2023 * November/December 2022 * Actuarial Software Now 2022 * September/October 2022 * July/August 2022 * May/June 2022 * March/April 2022 * Actuarial Job Seeker 2022 * January/February 2022 * November/December 2021 * Actuarial Software Now 2021 * September/October 2021 * July/August 2021 * May/June 2021 * March/April 2021 * Actuarial Job Seeker 2021 * January/February 2021 * November/December 2020 * Actuarial Software Now 2020 * September/October 2020 * July/August 2020 * May/June 2020 * Older Issues * Topics In Focus * AI in Contingencies * Climate * Cyber * Professionalism * Actuary Voices * Member Spotlight * Advertise * * * * Visit The Academy’s Website * Home * Contact * Archives * Departments * Booklinks * Commentary * Crossword * Cryptic Puzzle * End Paper * Fiction * Inside Track * International Corner * Letters * Presidential Papers * President’s Message * Puzzles * Tradecraft * Up To Code * Special Section * January/February 2024 * November/December 2023 * Actuarial Software Now 2023 * September/October 2023 * July/August 2023 * May/June 2023 * March/April 2023 * Actuarial Job Seeker 2023 * January/February 2023 * November/December 2022 * Actuarial Software Now 2022 * September/October 2022 * July/August 2022 * May/June 2022 * March/April 2022 * Actuarial Job Seeker 2022 * January/February 2022 * November/December 2021 * Actuarial Software Now 2021 * September/October 2021 * July/August 2021 * May/June 2021 * March/April 2021 * Actuarial Job Seeker 2021 * January/February 2021 * November/December 2020 * Actuarial Software Now 2020 * September/October 2020 * July/August 2020 * May/June 2020 * Older Issues * Topics In Focus * AI in Contingencies * Climate * Cyber * Professionalism * Actuary Voices * Member Spotlight * Advertise * * * FEATURED Previous * Feature PUTTING IT TO WORK * AI * Feature USING AI TO TEST AI * Feature AI AND THE ACTUARY OF TOMORROW * Feature YOUR MEMBERSHIP IN ACTION—THE ACADEMY IN 2024 * Feature PUTTING IT TO WORK * AI * Feature USING AI TO TEST AI Next Using AI to Test AI AI and the Actuary of Tomorrow Your Membership in Action—the Academy in 2024 Putting It to Work DEPARTMENTS Editor's Note A FRESH YEAR, A FRESH START bycobrien By Eric P. Harding Sometimes, the best-laid plans fall apart. The holiday surprise gift you spent hours planning is ruined by an errant email. The New Year’s party you were looking forward to gets canceled—Covid. Letters A WARMER PLANET WILL AFFECT ALL ACTUARIAL PRACTICE AREAS bycobrien Letter regarding the November/December 2023 issue of Contingencies. President's Message ONLY THE ACADEMY bycobrien By Lisa Slotznick As a new actuarial student, my bosses and supervisors encouraged Academy membership as the pinnacle of actuarial achievement: the equivalent of the Good Housekeeping Seal of Approval for the actuary. Up To Code THE COLLEGE REUNION: THE VALUE OF SHARING SUCCESS STORIES bycobrien By Cande Olsen The long weekend was coming up, and Matt was looking forward to getting together with his old college buddies, Susan and Jim. Hot Topics LET’S MAKE A DEAL TO COVER ACO RISK bycobrien By Mark Troutman This article enumerates many important considerations for a managing general underwriter (MGU) desiring to contract with an insurance carrier to issue and service provider excess of loss (PXS) policies covering catastrophic medical risks assumed by Accountable Care Organizations (ACOs). In Practice U.S. HEALTH EMPLOYER STOP LOSS—CONSIDERATIONS FOR NEW AND ESTABLISHED ENTRANTS bycobrien By Ankit Nanda As far back as one can recall, health care costs in the U.S. have been steadily climbing, with inflation in medical products and services consistently outpacing general inflation in the economy. Professionalism Perspectives A BETTER ACTUARY bycobrien By Virginia Hulme Professionalism discussions often feature Precept 13 and the actuary’s obligation to report apparent, unresolved, material violations of the Code of Professional Conduct to the Actuarial Board for Counseling and Discipline (ABCD). Learnings CYBER THREAT WEBINAR HIGHLIGHTS GROWING RISKS TO COMMERCIAL, CONSUMER NETWORKS bycobrien By Ted Gotsch Cyber criminals are increasingly jeopardizing the security of private companies as well as the public, raising the need to combat risks that threaten operations as well as financial stability as currency holdings continue to migrate into the digital realm and more and more people work from home. Cryptic Puzzle LONGER LINES AT THE MOVIES bycobrien By Tom Toce We have another puzzle from Jerry Miccolis! Enjoy! Crossword BLUE DOT bycobrien By Warren Manners Puzzles GOLDILOCKS NUMBERS bycobrien By Stephen Meskin A Goldilocks number is a number that is not too hard and not too easy: It is just right. The Last Word EDITORS—FRIEND OR FOE? bycobrien By Robert Rietz Why are writers and editors sometimes depicted in movies as natural enemies, like a cobra and a mongoose? View and download PDF version Academy members may change their mailing address or choose to receive Contingencies via mail or email in the Update Your Academy Profile section of the member login page. * Privacy Policy The magazine may not be reproduced in whole or in part without written permission of the publisher. Opinions expressed in signed articles are those of the author and do not necessarily reflect official policy of the American Academy of Actuaries. © 2024 American Academy of Actuaries.