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Checking & Savings
360 Checking
360 Performance Savings
360 CDs
MONEY Teen Checking
Kids Savings Account
Compare All Accounts


BANKING WITH NO OVERDRAFT FEES?

It’s true—No-Fee Overdraft coverage is here!
Find Out More

SIMPLE, EVERYDAY PERSONAL BANKING


NO FEES

No monthly fees, no minimums, no nonsense.


70,000+ FEE-FREE ATMS

Access more than 70,000 Capital One, Allpoint® and MoneyPass® ATMs.


CAPITAL ONE CAFÉS

Grab a cup of Peet's® to go or get free in-person help.


YOUR BANK IN THE PALM OF YOUR HAND

A top-rated mobile app

Make your own banking hours with the Capital One Mobile app—doors are open 24/7.



Debit card lock/unlock

Lock and unlock your debit card with a simple tap on your phone. With 360
Checking, you're in control.




Mobile deposit

Deposit checks on your time, right from your phone with only your camera—no
professional photography skills required.

Money movement

Make transfers or send money to friends and family in minutes with accounts that
have Zelle®.

A top-rated mobile app

Make your own banking hours with the Capital One Mobile app—doors are open 24/7.

Debit card lock/unlock

Lock and unlock your debit card with a simple tap on your phone. With 360
Checking, you're in control.

Mobile deposit

Deposit checks on your time, right from your phone with only your camera—no
professional photography skills required.

Money movement

Make transfers or send money to friends and family in minutes with accounts that
have Zelle®.

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Text "Get" to 80101 to download the app

Messaging & Data rates may apply.



THE EXPERIENCE YOU DESERVE


BANK SECURELY

Your money is in a safe place with FDIC insurance and security features like
real-time alerts.


OPEN IN 5

It only takes about 5 minutes to open an account with Capital One. Get started
online or in person.


STRESS LESS

Personal banking with easy-to-use features that help you focus on what matters.


LET'S GET STARTED

I want to
grow my money
grow my money save for my goals bank with kids start my banking journey find an
account for everyday


SAVINGS


360 PERFORMANCE SAVINGS

 * A high-yield savings account
 * No monthly fees or balance minimums
 * Variable interest rate
   


SAVINGS


360 CDS

 * Guaranteed returns with no market risk
 * Terms from 6 months to 5 years
 * Fixed interest rate
   

Compare All Accounts

LOCATIONS


FIND AN ATM OR CAPITAL ONE LOCATION NEAR YOU.

When you need us, we’ll be there. Visit a Capital One ATM or branch near you or
experience Banking Reimagined® at a Capital One Café.

Enter a location near you

MANAGE YOUR MONEY LIKE A BOSS

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Footnotes

Learn more about FDIC insurance coverage.

Early paycheck is available for 360 Checking customers that set up direct
deposit with their employer or other payor to receive electronic deposits of
regular periodic payments (such as salary, pension, or government benefits).
Certain non-payroll and tax payments are not eligible for early paycheck. Early
direct deposits may be available to you up to 2 days earlier, however, we are
dependent on the timing of your payor’s payment instructions and therefore you
may not always see your direct deposits arrive early. Early paycheck eligibility
may vary between pay periods and daily/transaction limits apply. It may take two
cycles for your direct deposits to take effect.

No-Fee Overdraft: No-Fee Overdraft authorizes us to consider paying your checks,
ACH and recurring debit transactions that put your account into overdraft. You
also have the option to ask us to consider paying your everyday debit card and
ATM transactions as well. In making a payment decision, we typically consider a
variety of factors, including the size of the transaction, whether your account
is in good standing and/or if you have had too many overdrafts. If we elect to
pay an overdraft item, you have no right to defer payment and you must deposit
additional funds into your account promptly in an amount sufficient to cover the
overdraft. Starting in April 2022, eligibility will depend on regularly
depositing money into this account. You'll need to add at least $250 in 2 out of
every 3 previous calendar months. Accounts that haven't met this will no longer
have access to overdraft until the next month when you've met this requirement.

Overdraft coverage options apply to 360 Checking, Total Control Checking and
Simply Checking only.



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