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 * Managing my money
   Tools and calculators
   Budget tracker
   Savings calculator
   Compare savings accounts
 * Borrowing and credit
   Tools and calculators
   Personal loan calculator
   Home loan calculators
   Refinance calculator
   Extra repayments calculator
   Home loan Key Facts Sheet
 * Protect and cover
   Tools and calculators
   Building insurance calculator
   Contents insurance calculator
 * Travel and foreign currency
   Tools and calculators
   Savings calculator
   Personal loan calculator
 * Managing my business
   Tools and calculators
   Business rates
   Compare business loans

 * About us
 * Locate us
 * Interest rates
 * Contact us
 * Calculators
 * Help and support
 * Alerts

Back
 * Managing my money
 * Accessing my money
   * Accessing my money
   * Internet Banking
   * Mobile Banking App
   * Mobile wallet payments
   * Phone Banking
   * Retail payment outages
   * Visa Debit
 * Financial wellbeing
 * Saving and budgeting
   * Saving and budgeting
   * Five tips to life hack your savings
   * How to set a budget
   * Avoid going into debt with these quick money saving tips
   * Top ways to save money long term
   * Eight ways to stay social on a budget
 * Managing debt and financial hardship
   * Managing debt and financial hardship
   * Budgeting tips and planning advice
   * Dealing with financial hardship
   * Debt consolidation
 * Bank accounts
   * Bank accounts
   * Transaction accounts
   * Savings accounts
   * Personal Term Investment
   * Former accounts
 * Planning my financial future
   Tools and calculators
   Budget tracker
   Savings calculator
 * Tools and calculators
   Budget tracker
   Savings calculator
   Compare savings accounts

 * Borrowing and credit
 * Borrowing for a life event
   * Borrowing for a life event
   * Buying my first home
   * Buying a home
   * Buying my next home
   * Investing in property
   * Building or renovating my home
   * Refinancing my home loan
   * Buying a vehicle
   * Going on a holiday
 * Personal loans and car loans
   * Personal loans and car loans
   * Discounted Personal Loan (Car Loan)
   * Unsecured Personal Loan
   * Green Car Loan
   * Compare personal loans
 * Home loans
   * Home loans
   * Home loan packages
   * Fixed Rate Home Loan
   * Basic Variable Home Loan
   * Standard Variable Home Loan
   * Refinancing my home loan
   * Compare home and investment loans
   * Split loans
   * Bridging loan
   * Construction loans
 * Investment loans
   * Investment loans
   * Investment loan packages
   * Fixed Rate Investment Loan
   * Basic Variable Investment Loan
   * Standard Variable Investment Loan
   * Compare home and investment loans
 * Low rate credit card
 * Tools and calculators
   Personal loan calculator
   Home loan calculators
   Refinance calculator
   Extra repayments calculator
   Home loan Key Facts Sheet

 * Protect and cover
 * Home insurance
   * Home insurance
   * Home and contents insurance
   * Building insurance
   * Contents insurance
   * Insurance check
 * Landlord insurance
 * Vehicle insurance
   * Vehicle insurance
   * Car insurance
   * Caravan insurance
   * Motorcycle insurance
   * Boat insurance
 * Travel insurance
   * Travel insurance
   * Domestic travel insurance
   * International travel insurance
 * Tools and calculators
   Building insurance calculator
   Contents insurance calculator

 * Travel and foreign currency
 * Accessing my money overseas
 * Travel guide
 * International transfers and foreign cash
   * International transfers and foreign cash
   * Foreign currency exchange rates
   * Telegraphic transfers
   * Buy foreign cash
   * International Currency Drafts
 * Travel insurance
 * Tools and calculators
   Savings calculator
   Personal loan calculator

 * Managing my business
 * How to open a business account
   * How to open a business account
   * Sole trader
   * Business partnership
   * Company
   * Formal trust
   * Club or association
 * Business bank accounts
   * Business bank accounts
   * Business Access Account
   * Business Online Account
   * Business Term Investment
 * Business loans
   * Business loans
   * Business Fixed Rate Loan
   * Business Variable Rate Loan
   * Business Line of Credit
   * Business Vehicle Loan
   * Business Variable Construction Loan
   * Compare business loans
 * Tools and calculators
   Business rates
   Compare business loans

 * About us
 * Locate us
 * Interest rates
 * Contact us
 * Calculators
 * Help and support
 * Alerts



Become a member
Login
 * Managing my money
 * Borrowing and credit
 * Protect and cover
 * Travel and foreign currency
 * Managing my business
 * Search

 * Managing my money
 * Accessing my money
 * Financial wellbeing
 * Saving and budgeting
 * Managing debt and financial hardship
 * Bank accounts
 * Planning my financial future
   Tools and calculators
   Budget tracker
   Savings calculator

 * Borrowing and credit
 * Borrowing for a life event
 * Personal loans and car loans
 * Home loans
 * Investment loans
 * Low rate credit card

 * Protect and cover
 * Home insurance
 * Landlord insurance
 * Vehicle insurance
 * Travel insurance

 * Travel and foreign currency
 * Accessing my money overseas
 * Travel guide
 * International transfers and foreign cash
 * Travel insurance

 * Managing my business
 * How to open a business account
 * Business bank accounts
 * Business loans

 * Accessing my money
 * Internet Banking
 * Mobile Banking App
 * Mobile wallet payments
 * Phone Banking
 * Retail payment outages
 * Visa Debit

 * Saving and budgeting
 * Five tips to life hack your savings
 * How to set a budget
 * Avoid going into debt with these quick money saving tips
 * Top ways to save money long term
 * Eight ways to stay social on a budget

 * Managing debt and financial hardship
 * Budgeting tips and planning advice
 * Dealing with financial hardship
 * Debt consolidation

 * Bank accounts
 * Transaction accounts
 * Savings accounts
 * Personal Term Investment
 * Former accounts

 * Borrowing for a life event
 * Buying my first home
 * Buying a home
 * Buying my next home
 * Investing in property
 * Building or renovating my home
 * Refinancing my home loan
 * Buying a vehicle
 * Going on a holiday

 * Personal loans and car loans
 * Discounted Personal Loan (Car Loan)
 * Unsecured Personal Loan
 * Green Car Loan
 * Compare personal loans

 * Home loans
 * Home loan packages
 * Fixed Rate Home Loan
 * Basic Variable Home Loan
 * Standard Variable Home Loan
 * Refinancing my home loan
 * Compare home and investment loans
 * Split loans
 * Bridging loan
 * Construction loans

 * Investment loans
 * Investment loan packages
 * Fixed Rate Investment Loan
 * Basic Variable Investment Loan
 * Standard Variable Investment Loan
 * Compare home and investment loans

 * Home insurance
 * Home and contents insurance
 * Building insurance
 * Contents insurance
 * Insurance check

 * Vehicle insurance
 * Car insurance
 * Caravan insurance
 * Motorcycle insurance
 * Boat insurance

 * Travel insurance
 * Domestic travel insurance
 * International travel insurance

 * International transfers and foreign cash
 * Foreign currency exchange rates
 * Telegraphic transfers
 * Buy foreign cash
 * International Currency Drafts

 * How to open a business account
 * Sole trader
 * Business partnership
 * Company
 * Formal trust
 * Club or association

 * Business bank accounts
 * Business Access Account
 * Business Online Account
 * Business Term Investment

 * Business loans
 * Business Fixed Rate Loan
 * Business Variable Rate Loan
 * Business Line of Credit
 * Business Vehicle Loan
 * Business Variable Construction Loan
 * Compare business loans

Tools and calculators
Budget tracker
Savings calculator
Compare savings accounts
Tools and calculators
Personal loan calculator
Home loan calculators
Refinance calculator
Extra repayments calculator
Home loan Key Facts Sheet
Tools and calculators
Building insurance calculator
Contents insurance calculator
Tools and calculators
Savings calculator
Personal loan calculator
Tools and calculators
Business rates
Compare business loans


COMMON LEVEL 1 MENU

 * Cards
 * 


 * Great rates for green rides.
   A Green Car Loan that's good for the environment and even better for you.
   Learn more
   Apply online
 * Keeping your banking safe
   People's Choice will never contact you with requests for your passwords, VISA
   card/rediCARD or account details. If you're ever concerned, just hang up and
   give us a call on 13 11 82.
   Learn more
 * Earn up to 4.85%p.a. interest.*
   Our digital Dream Fund helps you reach your savings goals faster.
   Learn more
 * 2023 Annual General Meeting
   16 November 2023 at 3:00pm (ACDT)
   Learn more
 * Great rates for green rides.
   A Green Car Loan that's good for the environment and even better for you.
   Learn more
   Apply online
 * Keeping your banking safe
   People's Choice will never contact you with requests for your passwords, VISA
   card/rediCARD or account details. If you're ever concerned, just hang up and
   give us a call on 13 11 82.
   Learn more
 * Earn up to 4.85%p.a. interest.*
   Our digital Dream Fund helps you reach your savings goals faster.
   Learn more
 * 2023 Annual General Meeting
   16 November 2023 at 3:00pm (ACDT)
   Learn more
 * Great rates for green rides.
   A Green Car Loan that's good for the environment and even better for you.
   Learn more
   Apply online
 * Keeping your banking safe
   People's Choice will never contact you with requests for your passwords, VISA
   card/rediCARD or account details. If you're ever concerned, just hang up and
   give us a call on 13 11 82.
   Learn more




QUICK LINKS




 * APPLY FOR A HOME LOAN
   
   It only takes a few minutes and you'll receive an immediate pre-qualification
   response.
   Apply now


 * APPLY FOR A PERSONAL LOAN
   
   Apply for your personal loan or car loan online today. 
   Apply now


 * BANK ACCOUNTS
   
   Managing your money should be easy and accessible. Find the bank account
   that's right for you.
   Learn more


 * INSURANCE
   
   We've got a range of insurance to help you protect what's important to you.
   Learn more


 * PERSONAL TERM INVESTMENTS
   
   A secure way to invest your money, with competitive interest rates.
   Learn more


 * LOW RATE CREDIT CARD
   
   Giving you the flexibility to enjoy your money.
   Learn more


 * INSURANCE
   
   We've got a range of insurance to help you protect what's important to you.
   Learn more


 * PERSONAL TERM INVESTMENTS
   
   A secure way to invest your money, with competitive interest rates.
   Learn more


 * LOW RATE CREDIT CARD
   
   Giving you the flexibility to enjoy your money.
   Learn more


 * APPLY FOR A HOME LOAN
   
   It only takes a few minutes and you'll receive an immediate pre-qualification
   response.
   Apply now


 * APPLY FOR A PERSONAL LOAN
   
   Apply for your personal loan or car loan online today. 
   Apply now


 * BANK ACCOUNTS
   
   Managing your money should be easy and accessible. Find the bank account
   that's right for you.
   Learn more


 * INSURANCE
   
   We've got a range of insurance to help you protect what's important to you.
   Learn more


 * PERSONAL TERM INVESTMENTS
   
   A secure way to invest your money, with competitive interest rates.
   Learn more


 * LOW RATE CREDIT CARD
   
   Giving you the flexibility to enjoy your money.
   Learn more


 * APPLY FOR A HOME LOAN
   
   It only takes a few minutes and you'll receive an immediate pre-qualification
   response.
   Apply now


 * APPLY FOR A PERSONAL LOAN
   
   Apply for your personal loan or car loan online today. 
   Apply now


 * BANK ACCOUNTS
   
   Managing your money should be easy and accessible. Find the bank account
   that's right for you.
   Learn more




 * DIGITAL BANKING SECURITY.
   
   We’ve taken steps to ensure banking online with People’s Choice is safe and
   secure. If you suspect suspicious or fraudulent activity on your account,
   please call us on 13 11 82 and press 0.
   Learn more
   


 * WHAT HAPPENS WHEN YOUR FIXED RATE ENDS?
   
   We've put together some information on the next steps, so that you can choose
   the right home loan for you.
   Learn more
   


GUIDES AND TIPS




 * WINTER ENERGY SAVING TIPS
   
   Saving energy is kinder to your pocket and to the environment. To help you
   save energy in your home this winter, we’ve put together a range of tips.
   Read more


 * WHAT IS MORTGAGE STRESS?
   
   More and more Australians are at risk of mortgage stress. What is it and what
   can you do?
   Read more


 * TIPS TO MANAGE FINANCIAL STRESS
   
   Learn some of the ways that you can support your physical and mental health
   during times of financial stress. 
   Read more


 * EIGHT WAYS TO STAY SOCIAL ON A BUDGET
   
   Get saving with these weekend swaps!
   Read more

See more


IMPORTANT TO KNOW

 * *When the closing balance of your account on the last day of the month,
   excluding any interest credited to your account on that day, is greater than
   the opening balance of your account for that month, we will pay you bonus
   interest (this means we will calculate interest at a bonus rate in relation
   to that month).

 
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 * Copyright
 * Site information

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Copyright © 2023 People's Choice Credit Union, a trading name of Heritage and
People's Choice Ltd ABN 11 087 651 125, Australian Financial Services Licence
244310 and Australian Credit Licence 244310. People's Choice Credit Union may be
referred to as People's Choice across this website.

--------------------------------------------------------------------------------

We acknowledge and honour the Traditional Custodians of the land on which we
meet, work and live. We pay our respect to Aboriginal and Torres Strait Islander
cultures and to Elders past, present and future.

Banking for life.



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