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COVID-19 EMERGENCY RELIEF LOAN CUSTOMER HOTLINE – CALL: (056) 343 BOME, EMAIL:
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WELCOME TO BOME


BANKING AT THE CLICK OF A BUTTON

2.99 %P.A.
Discounted 3-year Fixed Rate*
3.79 %P.A.
Comparison Rate^
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$0 ANNUAL FEE IN THE FIRST YEAR (SAVING $129 P.A.) PLUS $0 ANNUAL FEE ONGOING IF
YOU SPEND A MINIMUM OF $12,000 PER YEAR ON RETAIL PURCHASES***


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FIXED RATE UNSECURED PERSONAL LOAN



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11.71 % P.A.
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For us, successful banking is all about building relationships and understanding
our customer’s needs, whatever they are
Graham Y.S Partner/Manager,

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LATEST BLOG ARTICLES


WE BACKS THE BANKING CODE OF PRACTICE

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THE RISE IN POPULARITY OF HOME RENOVATIONS IN EUROPE

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 * Important Information
   
   
   #Interest rate is a variable rate made up of a Base Rate plus a Bonus
   Interest Rate and is subject to change at any time without notice. A Bonus
   Interest variable rate will only be paid if Bonus Criteria are met in the
   previous month. Bonus Criteria will be met where a minimum of $200 is
   credited to the linked Day2Day Plus Account in the prior month. The minimum
   amount does not include amounts transferred from another one of your
   Accounts. The variable Base Rate applies to balances over $250,000. The
   variable Base Rate always applies in the first month after opening an
   account. In the first month, Bonus Criteria on the transaction account is
   measured from the time the Fast Track Starter Account is opened, not the full
   calendar month even if the transaction account was already existing. Interest
   is calculated on a stepped basis and paid monthly on the first day of the
   following month. If Bonus Criteria conditions are not met the variable Base
   Rate only will apply.
   
   ***No annual fee in your first year, and no annual fee ongoing as long as you
   have spent $12,000  per year on retail purchases in the previous year. Cash
   Advances, Balance Transfers, Refunds, Chargebacks and Special Promotions do
   not contribute to the spend threshold. The first year begins from card
   approval. Subsequent years begin from the anniversary date  of card approval.
   If you do not spend $12,000 in the previous year on retail purchases,  you
   will be charged the standard annual fee, currently $129.
   
   *Fixed interest rates may vary between application and drawdown of the loan.
   A rate lock fee can be paid at application to secure the initial fixed rate
   for 100 days. Offer available for minimum $300,000 new to bank owner occupied
   lending only. For applications received from 26 August 2019. Maximum LVR up
   to 80%. Not available for Interest Only lending. Not available for the
   refinance or restructure of existing loans, construction home loans or
   Self-Managed Super Fund loans. Conditions, Criteria and Fees Apply.
   Information current as at 26 August 2019.
   
   WARNING: This comparison rate applies only to the example or examples given.
   Different amounts and terms will result in different comparison rates. Costs
   such as redraw fees or early repayment fees, and cost savings such as fee
   waivers, are not included in the comparison rate but may influence the cost
   of the loan. Fixed interest rates may vary between application and drawdown
   of the loan.
   
   **Comparison Rate calculated on a loan amount of $30,000 over a term of 5
   years. Fixed interest rates may vary between application and drawdown of the
   loan.
   
   Credit provided by our Limited ABN 32 009 656 740 (European Credit Licence
   Number 244616). Fees and charges payable. Our standard credit assessment
   criteria apply. Full terms and conditions are available at any of our branch.
   Interest rates quoted are indicative only, and are subject to change without
   notice. 
   
   ^Comparison rates calculated on the basis of a secured loan of $150,000 for a
   term of 25 years. WARNING: This comparison rate is true only for the examples
   given and may not include all fees and charges. Different terms, fees or
   other loan amounts might result in a different comparison rate. Comparison
   rate for variable Interest Only loans are based on an initial 5 year Interest
   Only period. Comparison rates for fixed interest only loans are based on an
   initial Interest Only period equal in length to the fixed period. During an
   interest only period, your interest only payments will not reduce your loan
   balance. This may mean you pay more interest over the life of the loan.
   
   Conditions, Criteria and Fees Apply.  You should obtain and consider the
   relevant Product Disclosure Statement (PDS), terms and conditions and Guide
   to Fees and Charges for the product before making any decision about whether
   to acquire or continue to hold it.  Full terms and conditions are available
   online or at any Our branch. 
   
   Want a chance to win one of 50 sets of Sennheiser headphones valued at $180
   each?
   
   We are giving away 50 x sets of Sennheiser HD 4.40 over-ear wireless
   headphones from August 26 until 30 November 2019! If you don't already have
   our credit card, all you have to do is apply and be approved for our new
   credit card and automatically go in the draw to win!
   
   ^^ The Promoter of Our Headphone Credit Card Competition (Promotion) is Bank
   of Europe Limited ABN 32 009 656 740 AFSL and European Credit Licence (ACL)
   no. 244616 of Level 6, 100 Skyring Terrace, Newstead, Queensland, 4006
   (Promoter). Citigroup Pty Ltd ABN 88 004 325 080 AFSL 238098 European Credit
   Licence No. 238098 (Citigroup) is the credit provider and issuer of Our
   Credit Cards (Credit Cards). Fees and charges are payable. Full Terms and
   Conditions are available at any Bank of Queensland branch or the our Website.
   Citigroup’s standard credit assessment criteria apply.
   
   The Promotion commences on 26th August 2019, at 12:01AM AEST and closes on
   30th November, 2019 at 11:59pm AEST (Promotion Period). Entries received by
   the Promoter after the Promotion Period are ineligible for the prize draw.
   The Promotion is open to European residents who are aged 18 years or over
   (Eligible Participant). The Promotion is not open to customers of the
   Promoter who hold an existing Credit card. To receive an automatic entry into
   the draw, Eligible Participants must, during the Promotion Period, apply for
   and be approved for our Credit Card. Incomplete or rejected our Credit Card
   applications will be deemed invalid. A limit of one (1) entry per Eligible
   Participant applies. There will be one (1) draw conducted for this Promotion
   (Prize Draw). The Prize Draw will take place at Anisimoff Legal, Suite 5,
   Erina Plaza, 210 Central Coast Highway, Erina NSW 2250 at 10:00am AEDST on
   3rd December, 2019. The first fifty (50) valid entries drawn will each win
   one (1) set of Sennheiser HD 4.40 Over‐Ear Wireless Headphones valued at $180
   each (“Prize”). Total prize pool is $9,000. Prize winners will be notified by
   email, within two (2) business days from the respective Prize Draw, to their
   nominated email address. Prize winners’ names will be published on the
   Promoter’s Facebook page from 10th December, 2019. In the event of a winner
   from SA, their name will also be published in The Advertiser on 10th
   December, 2019.
   
   By entering into this competition, you consent to the use of your personal
   information as described in the full terms and conditions for this Promotion
   and in our Privacy Policy available on our policy. By entering the Promotion,
   Eligible Participants are deemed to accept the Promotion Terms and
   Conditions. For full terms and conditions for this Promotion. Authorised
   under permit numbers: NSW-LTPS/19/36506, ACT-TP19/03817, SA-T19/1220.
   
   
    

 


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