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     * 9 fast & free money saving ideas. #6 makes a lot of...cents
     * 9 great side hustles that'll make you more money this month
     * 10 little known tips for saving money each month
     * Save money? Or pay off debt? Everything you need to know
     * How to retire debt free with (financial) peace of mind
     * What to expect when you can't pay your debts
     * 8 great ways to eat healthy while saving money on your grocery bill
     * How to live Credit Card free in 2021
     * 3 steps to fast track your way to "financial freedom"
     * The 9 worst bits of savings advice we've *ever* heard
     * Don't forget these miscellaneous budget expenses *everyone* overlooks
     * 33 simple hacks for saving money on groceries
     * Feel the joy: Great ideas for saving money this Christmas
     * Debt Snowball Method: 6 simple steps to defeating your debts
     * Term Deposits 101: Everything you need to know
     * 11 unnecessary expenses every Kiwi can cut from their budget
     * Couponing for Kiwis: How to save money with coupons
     * Savings habits should be your new normal
     * Will you continue to think before you spend?
     * Tips on how to grow your savings
     * What happens if I don’t pay my loan?
     * Unsecured or secured personal loans - what’s the difference?
     * Tackling debt one step at a time
     * Buy Now, Pay Later: What Kiwis Need To Know Before They Spend
     * Unity reduced Simon's repayments by $1,969 per month!
     * Applying For Your First Home Loan? Here's What You Need To Know.
     * How Much Deposit Do You Need To Buy A House In NZ?
     * Our Guide To Buying Your First Home In New Zealand
     * Prepare Your Home Loan For A Recession
     * How To Financially Prepare Yourself For A Recession
     * What Is A Recession & What Does It Mean For You?
     * What Support Is Available For First Home Buyers In New Zealand?
     * 6 Steps To Improve Your Credit Score In NZ
     * The importance of saving 3 months of living expenses
     * Prepare For Home Ownership By Getting Your Finances In Order
     * Disputing debit card transactions
   * Latest news
     * Our new Mobile Banking app is now available to download!
     * Our members saved over $2.3 million for Christmas
     * 2016: Your best year ever!
     * New year - new goals
     * Were Credit Unions the first P2P lenders?
     * Consolidating your Debts: Rolling it all together
     * Prepare your financial survival kit
     * NZCU Baywide announces record annual result and major technology
       investment
     * Cash windfall for lucky NZCU Baywide customer
     * $2.4 million saved for Christmas
     * NZCU Baywide rated as New Zealand's "outstanding value" personal lender
     * Christmas comes early for one lucky customer
     * Mobile App Update
     * Asset milestone of $300m for NZCU Baywide
     * Using Eftpos and ATMs
     * Two Canstar awards for personal loans
     * And our 2017 winner is...
     * Take note....
     * Important changes to your statements
     * Insurance update
     * WINNERS: NZCU Baywide
     * WINNERS: NZCU Baywide
     * Credit unions unite to redefine sector's future
     * Credit union members vote ‘yes’ to redefine sector’s future
     * Important date to remember
     * NZCU Baywide acquires Co-op Money NZ
     * 5 stars for Baywide Online Saver
     * Credit Union Baywide announces review of branch network
     * Your New Board Chair
     * Important Member Update
     * Canstar awards us 5-stars for 5 years in a row
     * Coming together as one
     * Coming together as one
     * Coming soon - we’re changing to Unity!
     * November 15th is a big day for us all
     * Welcome to the Unity community!
     * MoreFM and Unity High Five Award
     * Unity unites in support for Tonga
     * Unity responds to BIN attack
     * Welcome, Kevin Hughes - our new Chief Executive
     * Unity unites in support of flood affected regions
     * Exciting enhancements: New Debit Mastercards®, upgraded Internet Banking,
       and a new Mobile Banking app.
     * Central Mobile banking app deactivation
     * South Mobile banking app deactivation
     * We're thrilled to announce we are upgrading our phone systems! ☎️
     * Unity introduces enhanced online shopping security with 3D Secure
     * Our automated Phone Banking service is closing.
     * Upgrade to better banking services happens this Saturday, make sure
       you’re prepared
     * Exciting enhancements are coming to you from 1 September 2024
   * Think before you spend
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     * Hastings - Head Office
     * Lower Hutt
     * Napier
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     * Dunedin
     * Kawerau
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   * Feedback / Complaint
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NEWSFEED

Disputing debit card transactions

If there is a transaction on your card that doesn't look right, or one you
don’t...


TRY OUR CALCULATORS

Personal Loans Calculator
Home Loans Calculator
Debt Consolidation Calculator



TALK TO US
0800 229 943

 * Home Loans
 * First Home Loans
 * Reverse Mortgages
 * Personal Loans
 * Debt consolidation
 * Car & vehicle loans
 * Travel loans
 * Home renovation loans
 * Quick and easy overdraft
 * Secured personal loans

 * Term deposits
 * KiwiSaver
 * Everyday accounts
 * Savings accounts

 * Car Insurance
 * Funeral Insurance
 * Provident Loanminder
 * Southsure Payment Protection Insurance

 * Why Unity
 * Member benefits
 * Member offers
 * Finance blog
 * Latest news
 * Think before you spend
 * Awards / recognition for Unity
 * Governance
 * History

 * Rates
 * Fees
 * Ways to bank
 * New Upgrades
 * Frequently asked questions
 * Protect your money from scams
 * Careers at Unity
 * Partnership applications
 * Legal T&Cs
 * Hardship assistance
 * Identity verification

 * Branch and ATM finder
 * Feedback / Complaint
 * Enquiry form

 * Rates
 * Fees
 * Sitemap
 * Legal T&Cs

Unity Credit Union trading as Unity.

*The product issuer is Unity Credit Union, trading as Unity. Terms and
conditions and normal lending criteria apply. All variable rates, fees and
returns are subject to change without notice. The current Product Disclosure
Statement and other disclosure statements are available here or on request from
Unity. Unity savings are shares secured by a first ranking security over Unity’s
assets. Click here to view our rates and fees. The CANSTAR 5 Star Rating was
awarded in December 2022 to Unity Credit Union for Orange Personal Loans and in
June 2021 for our Online Saver and Everyday Saver account.

Head office based in Hastings – 100 St Aubyn Street, East Hastings, New Zealand.
For enquiries, contact us at enquiries@unitymoney.co.nz

Personal loan floating interest rates range from 9.90% - 21.90% p.a. secured
or 12.90% - 24.90% p.a. unsecured. Loan term 1 – 7 years. T&Cs apply. On
drawdown a $200 approval fee will apply. View rates & fees here. 

UNITY IS PROUD TO BE A CREDIT UNION AND NOT A REGISTERED BANK.