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Home Show Navigation
 * Partners
   * Vendor Finance Calculator
   * 0% Finance
   * RealPay
 * Business Asset Finance
   * Funding Options
     * Hire Purchase
     * Finance Lease
     * Vehicle Contract Hire
     * Operating Lease
     * Business Loans
     * Working Capital Loans
     * Lease to Buy
   * What We Finance
     * Construction
     * Computer & Laptop Leasing
     * Hospitality & Catering
     * Manufacturing
     * Professional Services
     * Vehicle Finance
     * Renewable Energy
     * Park & Leisure Homes
 * About
   * Meet the Team
   * Clients
 * Asset Finance Information
   * Reality Finance work with Packaging Automation Limited
   * Park Home Industry Continues To Lease
   * Investing in Renewable Energy
   * Overcoming Objections
   * Reality Finance at 21 years: Our Story
   * Reality Finance seeks Vendor Account Manager
   * Funding your Covid-Friendly Office
   * The Recovery Loan Scheme
   * How does Asset Finance work?
   * The Business Guide To Asset Finance
   * 5 Reasons Your Small Business Should Offer Customer Finance
   * Increase your sales by Partnering with Reality Finance
   * Financing the Weird and Wonderful
 * Contact us


ASSET FINANCE SOLUTIONS FOR YOUR BUSINESS

We offer Asset Finance on any business Asset. With over 20 years in the industry
and being a Lender in our own right, we can tailor an affordable monthly payment
for your business.


ASSET FINANCE FOR BUSINESSES

We work directly with any sized businesses, offering Finance via Hire Purchase
agreements, Business Loans, Leasing, and much more.

More Get a Call Back


ASSET FINANCE FOR VENDORS & PARTNERS

We drive sales by offering your customers fast and flexible asset finance
offerings. Split payment options and 0% Finance available.

More Get a call back


BUSINESS FUNDING

Every business needs to invest in assets to succeed and grow.

At Reality Finance, we offer business funding solutions for companies and assets
of all shapes and sizes. From fit-outs and office refurbishments to IT Hardware
and Software, we work to secure you the best finance deal for your business.

Being a Lender in our own right means you have access to a cheaper and speedier
service to secure the equipment you need to run your business.

Put simply, asset finance allows you to buy more than your cash flow allows. By
reducing your initial capital outlay, your spending power is dramatically
increased. Given the ability to spread costs over the useful life-cycle of an
asset, asset finance is used by the majority of FTSE 100 companies. Even
cash-rich companies choose to use finance and conserve their cash.


HOW DOES OUR BUSINESS FUNDING WORK?

At Reality Finance, we work suppliers of all shapes and sizes.  We often work
with a Client when they have obtained a quote from a supplier and wish to pay it
in monthly installments.   Not all suppliers offer a monthly payment option, or
if they do it will not always be at a competitive rate.   Often our clients have
received a monthly finance quote from their supplier and we are able to offer a
cheaper rate.  We will take your quote or "shopping list" from your supplier,
approach our panel of funders and search for the cheapest repayment terms for
you.


WHY CHOOSE REALITY FINANCE?

At Reality Finance, we offer your business funding solutions for new investments
or business equipment. From office fits outs & refurbishments to IT Hardware and
Software, we work to secure you the best finance deal appropriate for your
business.   

 * No upfront costs
 * Cheaper rates
 * Work with any supplier
 * 5-star service rating
 * Same-day credit approvals*
 * Variety of funding options available
 * No minimum turnovers
 * Available terms: 3 months to 5 years

* At Reality Finance, we can get "auto-approval" for Business Assets under
£100,000.   

Construction
IT
Hospitality & Leisure
Manufacturing & Engineering
Professional Services
Retail
Finance Options




WHY CHOOSE REALITY FINANCE?

Quicker turn arounds; most funding decisions made within 24 hours.
We are a principal lender in our own right bringing additional flexibility to
end customers.
We have access to over 25 lenders which means plenty of flexibility and choice
for your customers.
Reality can often source repayment options that are not offered by high street
banks.
Enjoy your very own "quick quote" facility to customers which we will provide
free of charge.
More about us
Average Customer Rating:

4.8/5
Independent Service Rating based on 66 verified reviews. Read all reviews
"If I need a financing solut..."
Ed Barnes is a top Account Mansger, hardworking, diligent and always up fof a
challenge
Jasper - Tuesday, June 28, 2022
"Highly recommended"
Excellent service from start to finish. Hassle free. Ed Barnes was our contact
and he was excellent
Peter - Tuesday, June 28, 2022
Richard McGrath and Luca dealt with my car finance. The funds were with the
dealership within 2 day...
Trusted Customer - Wednesday, April 20, 2022
Very quick decisions and straight forward approval processes
Trusted Customer - Tuesday, August 10, 2021

"Excellent"
Really good service and engaging team to get the asset purchase completed in a
timely manner.
Stephen - Tuesday, August 10, 2021
"Very helpful and quick to r..."
They were very friendly and explained the process to me in detail.
Iwan Griffiths - Monday, February 1, 2021
Michael Davies. Very easy to talk to and get hold of, provided all the necessary
information and hel...
Trusted Customer - Thursday, January 28, 2021
"Very professional"
I deal with Michael Davies, he is professional and fully explains the
procedures. I would fully reco...
Trusted Customer - Friday, December 11, 2020

Our account manager Neil is always quick to respond to requests for finance
quotations and the whole...
Trusted Customer - Thursday, December 10, 2020
"Excellent Service"
James was extremely friendly and helpful. He visited our offices to run through
all the details of t...
Tom Stansfield - Friday, October 9, 2020
"An efficient and profession..."
Simon was proactive, very engaging, professional, proficient and quick with
finalising our requireme...
Trusted Customer - Friday, September 18, 2020
"Acted Quickly to provide a ..."
I was in a position where I had previously been knocked back for finance.
Reality Finance acted quic...
Hannah Mellalieu - Friday, September 18, 2020

Our experience with Michael is always excellent. Quick to respond and only too
happy to help.
Trusted Customer - Thursday, September 17, 2020
"Special mention for Mike wh..."
Superb communication , fully informed throughout the process, very friendly and
efficient staff
Ian Gamble - Friday, June 26, 2020
"Great service and delivery...."
They arranged for us a coronavirus business interruption loan under the British
Business Bank scheme...
Colin Browne - Sunday, June 14, 2020
"Great to work with"
We have always had prompt and efficient responses from our account manager and
he works with us to m...
James Hamilton - Monday, March 2, 2020

I dealt with Roger Sanford - we had an excellent service and provided a solution
that met our needs
Elaine Matthews - Monday, March 2, 2020
"Reality are a great support..."
Ed understands our business very well which helps enormously when we are looking
for funding.
Richard Lord - Friday, February 28, 2020
"Friendly, Helpful, Fast, 5*..."
Friendly and helpful team. Also quick turnaround for quotes/deals.
Kyle Brown - Friday, February 28, 2020
A great company to work with, everything was done professionally and promptly
with quick response ti...
Lee Moss - Tuesday, February 11, 2020




Arrange a call with a specialist broker today. Either give us a call or complete
our quick and easy call back form.

Request a quote Request a call back

Funding options

 * Hire Purchase
 * Finance Lease
 * Vehicle Contract Hire
 * Operating Lease
 * Business Loans
 * Working Capital Loans
 * Lease to Buy

What we finance

 * Construction
 * Computer & Laptop Leasing
 * Hospitality & Catering
 * Manufacturing
 * Professional Services
 * Vehicle Finance
 * Renewable Energy
 * Park & Leisure Homes

Quick links

 * Partners
 * Direct
 * Insights
 * About
 * Contact

Surrey 01483 413859

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