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Our experts have found great health insurance offers

It’s down to our top three picks, which one is your favourite? 

Our experts have found great health insurance offers

It’s down to our top three picks,   which one is your favourite? 




Health insurance for families 

Got kids or thinking about having a baby? Here's everything you need to know
about covering your family. 

Older Australians often have high premiums. Here's how seniors can get a good
deal on their health cover. 

Health insurance for seniors 

Just looking for health cover for one? Here's how both first-timers and loyal
customers can get value for money. 

Health insurance for singles 

Not-for-profits often give more back to their members. But do they offer the
best deal? Here are the questions to ask. 

Non-profit health funds 

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This article is opinion only and should not be taken as medical or financial
advice. Check with a financial professional before making any decisions.

1 nib “6 Weeks Free AUGUST 2024” Offer Terms and Conditions: 1. These Terms and
Conditions apply to the nib join Offer, to join and receive “6 Weeks free”
(Offer). 2. The Promoter of this Offer is Health Insurance Comparison Choosewell
Pty Ltd ACN 621 342 667 of Level 2, 570 St Kilda Road, Melbourne VIC 3004
(Promoter). By joining, claimants agree to be bound by these conditions. 3. The
Offer commences at 12:00 am (AEST) on 1 AUGUST 2024 and closes at 11.59 pm
(AEST) on 31 AUGUST 2024 (Offer Period). Policies joined after 11.59 pm (AEST)
on 31 AUGUST 2024 will not be eligible for the Offer. 4. This Offer is open only
to Australian citizens, permanent residents of Australia, or those who are
entitled to full reciprocal rights under Medicare, registered for Medicare and
listed on an active Medicare card, who are 18 years or over as at the date of
joining (being the date of completion of join) (Eligible Members). 5. The Offer
is only available to Eligible Members who join an nib combined Hospital and
Extras Australian resident’s health insurance product (nib ARHI product) through
the promoter’s approved channels during the Offer Period (Eligible Product). The
Offer does not apply to the purchase of any other private health insurance
product issued by nib, or any member moving from one of these products to an
Eligible Product. The Offer excludes any non-health related insurance products
(e.g. Travel). 6. nib may request proof of identity, residency and eligibility
to ensure the Eligible Member meets the Private Health Insurance requirements
for the Eligible Product. 7. For clarity, Eligible Members who join an Eligible
Product (during the Offer Period), which has a policy start date outside of the
Offer Period, can qualify for the Offer subject to their compliance with: (a)
these Terms and Conditions (including, but not limited to, the Eligibility
Requirements); and (b) any other terms and conditions imposed by nib in relation
to the selection of policy start dates. 8. The Offer consists of adjusting the
“paid to” date on the qualifying policy to reflect the reduction off the premium
payable for an amount equating to 6 weeks of the annual premium. 9. To receive
the Offer, Eligible Members must: (a) successfully join an Eligible Product
during the Offer Period through one of the promoter’s approved channels. (b)
maintain the Eligible Product up to the date of the Offer being applied to the
active policy, being 30 OCTOBER 2024 (Fulfilment Date) and the Offer will be
forfeited if the Eligible Member is not an active policyholder on the Fulfilment
Date. (c) not be a current policyholder of a product issued by nib (including
nib Overseas Students Health Insurance, nib International Workers Health
Insurance, nib Corporate Private Health Insurance, Qantas Health Insurance,
Suncorp Health Insurance, GU Health Insurance, AAMI Health Insurance, Apia
Health Insurance, ING Health Insurance, Priceline Health Insurance, Real Health
Insurance, Seniors Health Insurance) at the time of joining the Eligible
Product, or have cancelled any of these policies 6 months before or during the
Offer Period; (d) have a valid email address applied to their policy; and (e)
not be an employee of the Promoter (together the Eligibility Requirements). 10.
Limit of one Offer per Eligible Product commenced during the Offer Period. 11.
The Offer cannot be combined with any other offer or promotion except for nib’s
“2 and 6 Month Waiver” offer. 12. If an Eligible Member has satisfied the
Eligibility Requirements, the Promoter will email the Eligible Member to confirm
they have qualified for the Offer and that the adjustment of their “paid to”
date on their policy has been adjusted to credit their policy in accordance with
clause 8 of these Terms and Conditions. 13. Each Eligible Member acknowledges
that the Offer cannot be redeemed for cash, returned for a refund, or be
replaced after expiry and is not legal tender, an account card, a credit or
security. 14. Subject to any rights any person has under any laws the Promoter
excludes all liability to the maximum extent allowed by law, for any loss or
damage (including loss of opportunity, profits or business) in relation to or
resulting from any way in connection with this Offer. 15. Nothing in these Terms
and Conditions restricts, excludes, modifies or purports to restrict, exclude or
modify any statutory consumer rights under any applicable law including the
Competition and Consumer Act 2010 (Cth). 16. The Promoter may at any time, amend
or withdraw all or any part of this Offer and substitute with another Offer of
equal or greater value. Eligible Members will not be entitled to any
compensation in the event that the Offer or element of the Offer has been
substituted at equal or greater value. 17. The Promoter is not responsible for
any undelivered emails due to an Eligible Member’s spam filters or email
settings. 18. The Promoter reserves the right to disqualify from receipt of the
Offer any persons that provides false information or who seeks to gain an unfair
advantage or to manipulate this Offer. 19. Personal information will be
collected by the Promoter for the purpose of conducting and promoting this
Offer, and to assist the Promoter to improve its services. By claiming this
Offer, each Eligible Member consents to storage and use of their personal
information by the Promoter in accordance with its Privacy Policy (at
https://healthinsurancecomparison.com.au/privacy-policy). If the personal
information is not provided, the member may not participate in this Offer.



2 *Australian Unity: New members on new memberships only who purchase hospital
and extras cover OR extras only cover between 1 August & 30 September 2024. Full
terms and conditions: T&Cs.

3All Eligible Customers will receive from Peoplecare Health Insurance Limited 8
WEEKS FREE health insurance (4 weeks free in year 1 and 4 weeks free in year 2
at month 13), and 2 & 6 month waiting periods waived on Extras, to be applied as
follows; Eligibility: To be an Eligible Customer, all of the following
conditions must be met: 1. The person joining is either: (a) new Peoplecare
members, or (b) a former Peoplecare member who left the fund more than 12 months
before the offer period commenced. 2. Take out one of the following products:
Hospital and Extras products (Combined Products) on single, single parent,
single parent plus, couple or family or family plus cover. 3. Take out an
eligible product between 1st July 2024 and 31st August 2024, and policy
commences by 31st August 2024. 4. Peoplecare membership must be held for 60
continuous days and be financial prior to the 4 WEEKS FREE being applied to the
membership. Peoplecare member must maintain the eligible Peoplecare health
insurance policy for 13 consecutive months from the join date and be financial
to be eligible to receive the subsequent 4 weeks. The membership must be current
and paid up to date at the time the offer is being redeemed. 5. Must pay their
premiums by BPAY, direct debit or credit from an account with a financial
institution, such as a bank. 6. The 2 and 6 month waiting periods on Extras will
be waived from the join date. 7. Yearly limits, other waiting periods, fund and
policy rules apply. Exclusions: This offer is not valid for any of the following
products: a. Hospital only products, b. Extras only products, c. Ambulance only
products, and d. Overseas Student Health Cover Extras. This offer is not valid
with any other Peoplecare Discount or Promotion.




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(AFS Representative number 001279036) of Alternative Media Pty Ltd (AFS License
number 486326). Please see our FSG
CCA is a credit rep (Credit Representative Number 519886) of Alternative Media
Pty Ltd (ACL Number 486326). The financial products compared on this website do
not necessarily compare all features that may be relevant to you. Comparisons
are made on the basis of price only and different products may have different
features and different levels of coverage. Information found on the CompareClub
website is for general purposes only. While we endeavour to provide information
that is accurate and up to date, we make no warranties or representations about
the accuracy, completeness, reliability or suitability of
the information, graphics, products or services offered or contained on the
website. Therefore, any reliance placed on the information provided on the
CompareClub website is at the user's own risk. When reviewing offers from
external websites or companies, please review their terms and conditions. We
have no control over these companies, their offers, website content,
products/services, or the availability and nature of their products/services.
Links found on the CompareClub website do not necessarily imply an endorsement
or recommendation of the information or views that are expressed by the external
party.

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Our Private Health Insurance Partners









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Peoplecare

8 Weeks Free (4 weeks in year 1, 4 weeks in year 2) + 2&6 month wait waiver4 for
new customers purchasing a combined hospitals and extras cover policy before 31
August 2024


GET QUOTE

Australian Unity

Get 6 weeks free2 when you purchase Australian Unity health insurance before 30
September 2024


GET QUOTE

NIB

6 weeks free plus 2 and 6 months wait waiver1 for new customers purchasing a
combined hospitals and extras cover policy before 31 August 2024


GET QUOTE