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 * Home
 * Financial Calculator
 * Debt Support
 * How to Pay
 * Contact Us
 * Articles

 * Home
 * Financial Calculator
 * Debt Support
 * How to Pay
 * Contact Us
 * Articles




DO YOU NEED OUR SUPPORT?





IF WE ARE ALREADY WORKING WITH AT LEAST ONE OF YOUR CREDITORS, THEN WE CAN HELP.

 

Please see below the creditors that we are currently working with.



The cost of living is rising, and many people are finding it difficult to make
ends meet. People who have never needed support or guidance before are now
needing that extra bit of assistance.  It can feel like a never-ending cycle.

We’re committed to providing you with all the support and guidance you need. We
understand that every situation is unique, and we’re here to assist you every
step of the way. In order to effectively support you, we kindly ask for your
cooperation. Please be open, honest, and willing to talk with us.




WE UNDERSTAND HOW YOU FEEL

No-one likes being in debt. It isn’t a situation that anyone puts themselves in
on purpose. The cost-of-living crisis has meant that all household bills, from
shopping through to energy bills have increased. This has affected all
households and the amount of people that are now in debt, has also increased.
For some the level of debt is manageable and only temporary, but for others,
there isn’t enough income to cover everything.

We know asking for support is hard. We know that making that first call,
 sending that email or responding to a text is difficult, but we are here to
help, support and guide you.

We will listen to you, so that we understand your concerns. Our team is
dedicated to helping you with your finances and improve your financial
resilience. We’ll work with you to understand your individual circumstances and
then create a personalised plan that’s right for you.  We will review your
benefit payments including discretionary housing payments, state benefits and
hardship grants to try and maximise your income.

Finance Calculator
Debt Support



STRUGGLING WITH YOUR CIRCUMSTANCES CAN BE A SCARY THING


LET’S TAKE CONTROL TOGETHER

It’s no wonder that people often put off dealing with it. It can be
embarrassing, stressful, and even frightening. And the longer you wait, the
worse it gets.

 

WE CAN DO THIS TOGETHER

 

Money Advice Trust – Shows that 3 in 10 (29%) UK adults are worrying about their
finances every day, while one in 7 (15%) say they are regularly losing sleep due
to the cost-of-living crisis.  According to National Debtline,  4 in 10 (39%)
wait more than a year to seek help with debt. And most of those people have been
in debt for two years or more by the time they finally reach out for help.

 

THAT’S A LONG TIME TO SUFFER



In that time, your situation is likely to have worsened. Your debt may have
increased, your creditors may have become more aggressive, and your mental and
physical health may have suffered.

Contact Us
Finance Calculator
Debt Support


REAL PEOPLE, INVALUABLE ADVICE..GET IN TOUCH

TRUSTPILOT REVIEW

I am posting an updated review as I needed further assistance with my financial
situation. Once again I spoke with Tracey. Thanks to this amazing lady, I found
the courage to face my whole financial situation head on. Through Tracey's help,
support and guidance I now have a resolution to my struggling debt problems. I'm
now able to sleep at night. 

Read More



WELFARE TOGETHER WELL DONE

TRUSTPILOT REVIEW

I have just spoken with the lovely Tracey. What an incredibly empathic,
personable and understanding lady. This service is fantastic and I would
recommend that anybody receiving a letter or text from Welfare Together should
definitely get in touch. Within 10 minutes my worries were over and an
affordable payment plan put in place. Thank you.



GREAT AND INFORMATIVE

TRUSTPILOT REVIEW

Tracey has gone above and beyond helping me, it is such a great informative
website with everything you could possibly need to know available. Would
recommend highly to others seeking similar advice.



SUPPORTED ME THROUGH EXTREMELY DIFFICULT TIMES

DIRECT REVIEW

The team at Welfare Together have supported me through extremely difficult times
mentally and giving invaluable advice as to how to deal with things, many times
I have wanted to just give up, but I then contact Welfare Together and I get all
the information I need and support, there isn’t many organisations out there
like this one

I’D LIKE TO CHANGE MY REVIEW

TRUSTPILOT REVIEW

Having made a serious error when I did my review after speaking to a lovely lady
which I almost ruined her wedding, I wish to change my review to positive, lady
I spoke to was very helpful and very nice



LONG MAY YOU CONTINUE TO HELP OTHERS, LIKE MYSELF, WHO ARE FINDING LIFE
DIFFICULT.

DIRECT REVIEW

Through Tracey taking the time to assist me, I found the courage to seek
financial help with Money Wellness.

Yesterday I had my DRO approved. I can't begin to tell you how much this has
given me peace of mind and a fresh start. To know there will be no bailiffs
knocking on my door or unwanted debt letters coming through my letterbox. I can
now sleep at night.

Your amazing service has shown me such empathy and kindness. My faith in
humanity has been fully restored.

THANK YOU FOR LISTENING

DIRECT REVIEW

Hello Tracey, thank you for today, I appreciate everything you have done for me,
thank you for listening and thanks for caring, you are a lovely lady thank you.

LIFE SAVING ORGANISATION

DIRECT REVIEW

I have used Welfare Together after the sudden loss of my husband.  There were so
many things that I had no idea of how to deal with, there was so much financial
stuff I didn’t have a clue about.  Their team have supported me through
extremely difficult times mentally and giving invaluable advice as to how to
deal with things, many times I have wanted to just give up but I then contact
Welfare Together and I get all the information I need and support, there isn’t
many organisations out there like this one, it’s personal and treats you like an
individual not just a number on the other end of the phone, if they can’t help
you there and then they will seek the information you need and then always come
back to you.




WELFARE TOGETHER CUSTOMER JOURNEY

WELFARE TOGETHER LETTER

SUPPORT & DEBT ADVICE

MAXIMISE INCOME

Are you claiming all benefits, exemptions & discounts?

AGREE ARRANGEMENT

Dependant on circumstances


DEBT JOURNEY

BILL

REMINDER

FINAL LETTER

ADDITIONAL COLLECTION COSTS


DON’T LET IT GET WORSE

If you’re struggling, please don’t wait any longer. Get help now. There are
people who can help you get back on track. If you are not a customer of ours,
please check out our debt advice page for charities that may be able to help
you.

 

WE CAN HELP

 

We understand what you’re going through. We’ve helped thousands of people with
support and guidance to help improve their debt situation and improve their
financial health. We can help you too.

Contact Us


HERE’S A BIT MORE ABOUT US

 * We’re a company that specialises in providing support to those that need it.
 * We’re committed to providing compassionate and understanding support to our
   customers.
 * We’ll work with you to develop a personalised plan that takes into account
   your circumstances to help you become more financially stable.
 * We know that debt can be a very stressful and overwhelming experience and we
   have the experience to help you.
 * While you work with us, we will be committed to providing you with a service
   that you will appreciate.
 * Our services are free to all our customers.

We know that you might be feeling scared, embarrassed, or even ashamed about
your circumstances. But we want you to know that you’re not alone. We want to
help you get back on track financially.

 

Being in debt doesn’t only affect you, it will affect your family as well and
not always in obvious ways. You might find your distancing yourself, because you
want to avoid difficult conversations, or can’t afford to attend family events.
What we have found though, is that with our support you can come out the other
side, better able to manage your finances. Breaking that debt cycle and emerging
stronger.

 

If we have contacted you, we can be reached by phone, email, or through our
website.





SUPPORTING VULNERABLE CUSTOMERS

Finance Calculator

Debt Support

How to Pay



01327 220880



HELLO@WELFARETOGETHER.CO.UK



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