investmentlife.policybazaar.com Open in urlscan Pro
23.208.237.130  Public Scan

Form analysis
0 forms found in the DOM

Text Content

Talk to an expert Talk to
an expert

Talk to Expert
Zero Commission matlab zyada Returns*

18.9% RETURNS*

16.8% RETURNS*

14.5% RETURNS*

+ 12 MORE

18.9% RETURNS*

16.8% RETURNS*

14.5% RETURNS*

Top performing plans with High Returns*

Invest ₹24K/month & Get ₹2.5 Crore returns*

Your Name
Germa..

49
Mobile Number
Your Email
View Plans

Only certified Policybazaar expert will assist you

Plans available only for people of Indian origin
By clicking on view plans, you agreed to our Privacy policy, Terms of
Use&Disclaimer
Get updates on WhatsApp


*Disclaimer

Standard Terms & Conditions Apply.

All savings are provided by the insurer as per the IRDAI approved insurance
plan.

Tax benefit is subject to change in tax laws.

7 year annualised returns as on (02/02/2022)

Policybazaar Insurance Brokers Private Limited (formerly known as Policybazaar
Insurance Web Aggregator Private Limited)

CIN: U74999HR2014PTC053454

Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 |

Policybazaar is now registered as a Direct Broker |Registration No. 742,
Registration Code No. IRDA/ DB 797/ 19, Valid till 09/06/2024, License category-
Direct Broker (Life & General)| Visitors are hereby informed that their
information submitted on the website may be shared with insurers. Product
information is authentic and solely based on the information received from the
insurers.

©️ Copyright 2008-2022 policybazaar.com. All Rights Reserved


KNOW MORE ABOUT INVESTMENTS


INVESTMENT

There are two concepts in the financial industry, on which many transactions
take place. They are Savings and Investments. When talked about execution, there
is a big difference between both the concepts, though.

Here we are going to discuss the second concept of the financial industry, i.e.
Investment

Before we begin with the concept of Investment let us first know what investment
is.


WHAT IS INVESTMENT?

In the financial context, investment is any money or fund that you spend today
to reap financial benefits in future. Any investment made by you is an act to
create or buy assets expecting a return in form of capital appreciation,
interest earning or dividend. This return is profitable in comparison to the
funds invested in the initial stages. You can differentiate almost all the
investments from various other types of transactions depending on the intention
of spending money. The money you spent on making an investment is basically with
the intent to obtain some kind of return in a certain period of time.


TYPES OF INVESTMENTS



 * Short term Investments
 * Mutual Funds
 * SIP - Systematic Investment Plan
 * ULIP - Unit-Linked Insurance Plan
 * Pension Plans
 * Long term Investments




SHORT TERM INVESTMENTS

Any investment of a duration of 1 to 5 years is a short-term investment.


MUTUAL FUNDS

It is an investment scheme, generally run by an asset management company. This
company combines a group of people investing the money in bonds, stocks and
other securities.


SIP

It is an investment allowing you to make an investment of a certain amount at
regular intervals of time.


ULIP

ULIP is market-linked product aggregating the best insurance and investment.


PENSION PLANS

A pension plan is a type of investment plan that helps you to save part of your
earnings to store over a term & later provides a steady income for the golden
age i.e. after retirement.


LONG TERM INVESTMENTS

Any investment made for more than five years is a long-term investment.


BENEFITS OF INVESTMENTS

Investment, being one of the most significant aspects of the financial planning,
intends to ensure that the money you earn is put to productive use. It is
profitable and a good way to gain extra cash. By making investments in several
financial products you can grow financially. One thing is going to happen for
sure and that is with each passing day inflation is rising. The reason for this
can be explained with an example. Suppose you have Rs. 1000 and this value of
money will decrease 5 years down the line as opposed to its value in the present
day. Same thing applies to the value of Rs. 100 five years ago in comparison to
its value at the present day.

Therefore, it is significant to know that only savings cannot help you achieve
your future financial objectives. Any common man or investor needs to make sure
that his money also grows along with his expenses. You can define investment as
an activity that affects the use of money in such a way that it comes back with
profitable returns in the future.

Apart from this, there are several benefits of investments. They are:

 * If you make investments, you will harvest returns out of it that will help
   you with emergency expenses like any medical expenditure, accidents etc.
 * Making investments in different financial avenues makes sure that the money
   you have invested grows rather languishing in bank accounts.
 * You can earn income from your accrued wealth by making investments. For
   instance, you can earn rent from investment in real estate or earn a dividend
   from investments in stock markets.
 * One of the chief reasons to make sure that your money grows is fighting
   inflation. The value of the amount of money diminishes with the rise in
   inflation. You can tame the effect of inflation rate in depreciating the
   value of the assets by making investments and producing returns on the corpus
   built by you.
 * You can also avail tax minimisation, which is a secondary financial goal, by
   making investments in investment tools.
 * You can plan and fulfil distant financial goals, whether it is a short-term
   goal or long-term goal by making relevant and intelligent investments.