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Skip to content rusteration.com rusteration.com Toggle Menu blog DO ROCK CHIP CLAIMS IMPACT MY INSURANCE PREMIUMS? Bya9417f1e_admin February 9, 2024February 8, 2024 We’ve all come across those tents offering “Free rock chip repair!” but it’s clear that there must be a catch somewhere. While insurance companies do cover the cost of injecting epoxy into the chip to prevent it from turning into an irreparable crack, there may be consequences to consider. After all, insurance companies prefer to… Read More Do Rock Chip Claims Impact My Insurance Premiums?Continue blog 8 SITUATIONS REQUIRING UMBRELLA INSURANCE: PROTECTING YOUR ASSETS Bya9417f1e_admin January 23, 2024January 9, 2024 Having an umbrella insurance policy can provide valuable protection in various scenarios that exceed the limits of your standard coverage. Here, we highlight eight examples where an umbrella policy proves useful: Babysitting Mishap: Imagine your teenage daughter is babysitting the neighbor’s children. She briefly leaves the house to run an errand, and unfortunately, one of… Read More 8 Situations Requiring Umbrella Insurance: Protecting Your AssetsContinue blog SAFEGUARD YOUR HOME AND GUESTS FROM HIDDEN HAZARDS ASSOCIATED WITH FIREPLACES Bya9417f1e_admin January 9, 2024 A fireplace is often considered one of the most enchanting features of a home, capable of creating a cozy and inviting atmosphere on cold evenings. However, it is essential to prioritize the proper maintenance of your fireplace to ensure the safety of your household and visitors. Fireplace Safety and Maintenance Guidelines Wood Burning Fireplaces: Check… Read More Safeguard Your Home And Guests From Hidden Hazards Associated With FireplacesContinue blog DO YOU KNOW WHAT TO DO IN A DRIVING EMERGENCY? Bya9417f1e_admin December 23, 2023December 20, 2023 Driving hazards are a daily occurrence, and they can happen at any time of the year, regardless of the state you’re in. It’s crucial to know how to handle these hazards if they arise while you’re on the road. Let’s explore some common driving hazards and the actions you can take to mitigate their impact…. Read More Do you know what to do in a driving emergency?Continue blog PREVENT A HOME DISASTER IF USING SPACE HEATERS Bya9417f1e_admin December 11, 2023December 20, 2023 Space heaters offer a convenient and effective way to heat various areas such as garages, bedrooms, and workspaces like offices or shops. However, it is crucial not to overlook the potential dangers associated with these devices, particularly the risk of starting fires. Shockingly, the U.S. Consumer Product Safety Commission reveals that over 25,000 residential fires… Read More Prevent A Home Disaster If Using Space HeatersContinue blog EDUCATE YOUR TEEN DRIVER ON THE “5 TO DRIVE” PRINCIPLES. Bya9417f1e_admin November 23, 2023November 22, 2023 The National Highway Traffic Safety Administration (NHTSA) states that auto accidents are the leading cause of death for teenagers aged 15-19 in the United States. To combat these statistics, parents should have open conversations with their children about the risks associated with driving and emphasize the “5 to Drive” rules. It’s crucial for parents to… Read More Educate your teen driver on the “5 to drive” principles.Continue blog HOW TO LOWER YOUR RISK FOR A DOG BITE CLAIM Bya9417f1e_admin November 10, 2023December 20, 2023 Dog bites can result in significant financial costs, with insurance companies paying out over $400 million annually for dog bite claims, according to the Insurance Information Institute. However, what’s even more alarming is that approximately $600 million exceeds the limits of home insurance policies. To safeguard yourself from potential out-of-pocket expenses stemming from a dog… Read More How to lower your risk for a dog bite claimContinue blog KEEPING YOUR HOME SAFE FROM CARBON MONOXIDE Bya9417f1e_admin October 23, 2023October 12, 2023 Our homes serve as sanctuaries, providing us with comfort, relaxation, and a treasure trove of cherished memories. Given the significance of our homes, it becomes imperative to protect them from a range of potential dangers, including fires, theft, and an often underestimated threat: carbon monoxide (CO). Carbon monoxide is an insidious gas that lacks odor… Read More Keeping Your Home Safe From Carbon MonoxideContinue blog HOW TO PROPERLY MAINTAIN AND CARE FOR A FIRE EXTINGUISHER IN YOUR HOME Bya9417f1e_admin October 10, 2023October 10, 2023 Your home is not just a structure; it is a sanctuary where memories are made, families are raised, and friends are welcomed. Ensuring the safety of everyone who enters your home should always be a top priority. One crucial element of home safety is having a fire extinguisher readily available in case of emergencies. However,… Read More How to Properly Maintain and Care for a Fire Extinguisher in Your HomeContinue blog DON’T CANCEL YOUR INSURANCE: PROTECT YOUR SEASONAL TOYS YEAR-ROUND Bya9417f1e_admin September 26, 2023December 20, 2023 As the summer season comes to a close, you may be tempted to cancel your insurance policies on your summer toys like motorcycles, RVs, boats, and ATVs. However, it’s important to consider the potential risks and expenses that could arise during the off-season. While you may not be actively using these vehicles, they can still… Read More Don’t cancel your insurance: protect your seasonal toys year-roundContinue PAGE NAVIGATION 1 2 Next PageNext © 2024 rusteration.com