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Text Content

 * Blog
 * Loan Types
    * Conventional
      * Purchase
      * Refinance
      * Jumbo
      * 
        
    * FHA
      * Purchase
      * FHA Streamline
      * 
        
      * 
        
    * VA
      * VA Purchase
      * VA IRRL Streamline
      * 
        
      * 
        
    * Other
      * USDA
      * Down Payment Assistance
      * 
        
      * 
        

 * Purchase
 * Refinance

Apply Online Now!



YOUR DREAM HOME 
DESERVES A DREAM LOAN.

Home Purchase Qualifier
Today's Refinance Rates


WELCOME

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LTI Mortgage was built on Loyalty, Trust and Integrity.  We feel that everyone
who wants to own a home should own a home and get a fair deal in the process.
 We're Here to make sure you get the best mortgage loan possible at a great
price.


We're a small company with much less overhead than the bigger companies.  We
don't have to pay as many executives as the larger companies so that allows us
to pass on those savings to our clients.  We offer all the same products.  Just
Cheaper!




16 YEARS EXPERIENCE

We have over 16 years of experience in putting you in the right home loan to
meet your financing needs!


COMPLETE SERVICE

You're our customer for life!  We'll always monitor your mortgage to make sure
you in the best financial position.


ALWAYS COMPETITIVE

Our rates and fees are always competitive.  You'll be completely satisfied with
your mortgage.  We Promise!


LOAN TYPES

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We Offer Several Loan Types

We offer a complete product mix of loans.  Conventional, VA, FHA and Jumbo
Mortgages are available.  We also have a mix of Non-Traditional Products
available as well.  


LET'S FIND YOUR DREAM HOME A DREAM LOAN!

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Making sure you have the right financing is just as important as finding the
right home.  Make sure your loan meets your families needs as well.

Get Started Now!


WHAT OUR CUSTOMERS HAVE TO SAY:

“Mike is absolutely incredible. He is responsive, resourceful, extremely
knowledgeable, patient and just all around helpful”

“Mike is absolutely incredible. He is responsive, resourceful, extremely
knowledgeable, patient and just all around helpful. Plus, he works with your
best interests in mind. That’s hard to come by these days. We’ve had the
opportunity to work with Mike several times, and he’s bested himself every
single time. Never did we ever feel like “just another customer transaction.” He
will know you by name and treat you as such. The best!.”

-Crystal Patton

“My loan was approved less than a week and I was moving in the next week. It
took me longer to find a house. Thank you so much Mike!!!

“This has been the BEST home buying experience; Michael Price made it the BEST!
From the pre-approval to closing he communicated each step and what to expect.
He answered all my questions and explained the process to me so I could
understand. My loan was approved less than a week and I was moving in the next
week. It took me longer to find a house. Thank you so much Mike!!!”

-April King

LTI Mortgage
5.0

Enmeri Batista
17:55 31 May 24

Mike was exceptional. Made the process super easy. He understood the military
side benefits and was able to get some great numbers for me. Definitely would
recommend.
Troy Clewis
13:31 31 May 24

We recently had the pleasure of working with Michael Price during the process of
buying our new home, and we couldn't be more satisfied with his services. From
start to finish, Mike demonstrated an exceptional level of professionalism,
dedication, and expertise that made the entire experience seamless and
enjoyable.From our first meeting, Mike took the time to understand our needs,
preferences, and budget. He provided us with a curated list of properties that
perfectly matched our criteria, and his in-depth knowledge of the local market
was evident. His insights were invaluable in helping us make informed
decisions.What truly sets Mike apart is his commitment to his clients. He was
always available to answer our questions, provide updates, and offer advice. His
communication skills are top-notch, and we never felt out of the loop during the
entire process. Mike also has a keen eye for detail, ensuring that every aspect
of our home purchase was thoroughly handled.Mike's negotiation skills are
outstanding. He worked tirelessly to get us the best possible deal, and his
persistence paid off. We felt confident knowing that Mike was advocating for our
best interests every step of the way.In addition to his professional skills,
Mike is incredibly personable and easy to work with. His positive attitude and
genuine care for his clients made the experience even more pleasant. We felt
like we were working with a friend who truly wanted the best for us.Thanks to
Mike, we are now settling into our new home, and we couldn't be happier. We
highly recommend Mike to anyone in need of a reliable, knowledgeable, and
dedicated realtor/broker. He exceeded our expectations in every way, and we are
grateful for his hard work and support.Troy C.
Manda L
00:29 16 May 24

Throughout my home buying process, Michael Price incredibly communicative. He
promptly answered calls and emails, keeping me informed about every development.
His ability to clearly explain complex contract details was particularly
helpful. Plus his program saved me thousands of dollars. Michael can get you a
good interest rate on your mortgage. I closed July 2023. I recommend him anytime
you are in the market to buy or sale a home.
Supt. Charles Jones
18:27 06 Sep 23

Mike Price is the man! Constant professional and diligent in in every aspect of
his business.
Ivan Wagner
04:21 23 Jun 23

Mike was very engaged throughout this entire process; qualifying to close! He is
extremely knowledgeable, uber responsive, and very fourth coming with
information. His attention to detail, follow through, and keen anticipatory
skillset neutralized the all to common anxiety that accompanies the
purchasing/selling of a home. I felt we were running from the front as soon as
the race started and we never looked back. I highly recommend Mike and LTI for
mortgage needs.
Berwyn Tinnion
23:38 30 Mar 23

From start to finish Mr. Mike Price was very professional and very involved
through our new construction process. Highly recommended and our family will
definitely call on him for our next home purchase.Thank you Mike,Berwyn,
Reshunda, Gabby and Julie.
Austin Rettig
02:11 31 Jan 23

Mike is extremely knowledgeable & responsive throughout the entire process. Very
thankful to have his assistance during this process.
Duane Rettig
21:27 30 Jan 23

Mike was great in helping my son purchase his first home!Very professional and
GREAT to work with!!
Brodrick Rhodes
20:17 27 Jan 23

I recently worked with Michael Price at LTI Mortgage to secure a home loan for
my primary residence. I had worked with Michael in the past on a refinance and
had a great experience. When I initially started this purchase process I was
with another lender and was unsatisfied with the terms. I reached out to Michael
to see if he could beat them and boy did he! He had my loan processed and
approved in lightening speed. He was communication was great and was very
efficient. I will hands down work with Michael at LTI Mortgage again.
Laporshia Roberts
23:12 26 Dec 22

Mike is AMAZING at what he does. You are in the best hands.We were with a
previous lender but switched to LTI and lost no time at all. He was able to give
us a better interest rate, better closing cost and a much shorter wait time for
appraisal completion . The other guys were talking 1-2 weeks he got ours done in
days. The only way you can go wrong is by going with a different mortgage
company. 100 % recommend LTI- with MikeThanks again Sir.
Kelvin Garmon
20:59 29 Nov 22

Mr. Price was able to complete my funding in a short period of time and find me
better product to save me money. He was very easy to contact during the process
. He also corrected some credit issues to ensure no problems with underwriters.
I would definitely recommend LTI Mortgage and believe his hybrid method is the
way of the future for consumers. I mean who wouldn't want a rebate and save
money......thanks mike
alisha Adams
21:46 15 Oct 22

Mike was great during my home buying experience! He made the process seamless by
being both the realtor and the mortgage broker. I was buying a house during the
pandemic, which ended up being very trying at times. He was patient and helped
me find the right house. Mike is wonderful!. I will recommend him to my friends
and family.
Ashlynn Dunbar
12:47 29 Sep 22

Michael was great! He made the process super quick and as easy as possible for
me! He was always in communication with me the entire time, keeping me updated!
Xavier Owens
04:44 13 Aug 22

Thank you Mike for taking care of us as we purchased our first home. Everything
was a very smooth process and done in a timely manner. Mike’s expertise makes
home buying super easy, even for first timers. We will definitely be in contact
with you again in the near future for the next one! Thanks again.
Laquane Middlebrooks
23:41 20 May 22

Mike is amazing! Keeps you informed, and very perfessional! If you're looking
for refinancing help and the best service.. this is your guy!!
Magdalena Garcia
15:34 20 May 22

Mike is AMAZING! He took care of everything for us, from selling our home to
getting us into our dream home! For someone that has a very busy work schedule
like me, I was very nervous about the whole process but he made it seem so easy
and worked with my schedule. If you are buying or selling a home, Mike will take
care of you! I cannot recommend him enough.
Dee Wooten
23:55 19 May 22


jontaeu
03:07 22 Apr 22

Mike really took an interest in trying to provide me with the best deal for my
home. The process was streamline and FAST, and everything was explained fully, I
am pleased with the job that was done on my behalf, it was a great experience
and using his service provided me with a competitive advantage, and as a buyer
that is important. I would recommend LTI to anyone who is looking for a mortgage
company that is determined to set you up for success.
Felicia Parker
02:25 07 Apr 22


Carlos L
19:47 23 Mar 22

Great service!!! Felt like I was dealing with a family member not a lender!! I
would suggest if you need a lender you give you Mike a call!!!
Jody Koch
13:26 05 Mar 22

Mike is truly amazing! When I first saw his estimate, I thought to myself, “this
is too good to be true!”…but Mike is a miracle worker!!! Don’t use anyone else
when buying a home…I promise you won’t regret it!!!!!
Carlton Tatum
19:42 11 Dec 21

Very knowledgeable. Answered all of my questions and walked me through the
process. He was very patient and understanding with my lack of knowledge.
Stacey Hamilton
16:57 19 Oct 21

I would highly recommend LTI Mortgage for your buying experience. Very
professional and supportive!Thanks LTI Mortgage!!!
Rodrick C. Williams Sr
02:16 06 Oct 21

We took a leap of faith and Mike KNOCKED IT OUT OF THE PARK!!!!Close - 0 Issues%
Rate - almost a full percentage point lower than the builders offerCash to Close
- 0 $ out of pocket & Mike found additional $ the builder was unnecessarily
charging us!I will only use LTI Mortgage moving forward! Hopefully he will get
into car loans as well!I don’t brag or bost about anyone (outside of my God,
wife, mom & kids).A-1✊🏾
Subrina Nickerson
22:16 02 Sep 21

We loved doing business with you. Thanks again we like everything and the new
beginning for our new home. Thank so much. Michael Price does a awesome job. We
was comfortable working under you and got exactly what we wanted and we are so
excited about being first time home buyers
John Briggs
15:16 09 Jul 21

Mike did an excellent job and I highly recommend him. He is extremely
knowledgeable, has an excellent system in place to assist anyone in need of home
financing, and was always available when needed even after hours.
Lamesa Fulbright
10:28 10 Jun 21

While in the market to purchase a home ,I was referred to Mike Price, LTI
Mortgage . Unsure of the process, Mr.Price made me comfortable during the entire
process. He discussed issues with my credit in terms that I could understand ,
he was very professional , polite and responsive to my phone calls or emails.Mr.
Price went above and beyond with getting me financed. As a first time home buyer
if I had to do it over again I wouldn’t change anything.I just moved into my new
home and I’m still in awe.Thank you Mr. Micheal Price & LTI Mortgage.
Barry Christensen
17:42 07 Jun 21

Great customer service!
Chissy Jackson
15:24 10 May 21

Mike was fantastic to work with and the entire process was smooth and seamless.
I highly recommend LTI Mortgage to anyone looking for any mortgage needs.
Alton Jackson
22:26 06 May 21

Michael was very attentive, professional and explained everything to my wife and
I that we had questions on.I highly recommend LTI MORTAGE.
Yaribel Driver
02:13 05 May 21

Mike went above and beyond with our loan process. Truly appreciate everything
you did to make our home purchase possible.
James Driver
01:57 29 Apr 21

Mike used all of his expertise and every trick he had in his bag to get us a
great rate to make our home dreams a reality. He's based out of Dallas and we
bought in Houston but he made it work.. He worked after hours and on the
weekends and was always available to answer a question no matter how simple or
complicated. He's a one stop shop that can get everything done through his
network of professionals, from real estate service to loan and everything
in-between. I've know Mike for over 20 years and he's a stand up guy with
integrity and hustle. We will use Mike again in the future. Thanks Mike!
Reggie Smiley
19:31 18 Mar 21

Don't have a lot of cash for a down payment and closing cost? You have to ask
Mike about his hybrid products.
C Rodriguez
01:08 11 Mar 21

Mike had been very helpful with educating me with the whole loan process. I
strongly recommend him!
Damiene Humphrey
05:47 10 Mar 21

Very seamless process with LTI Mortgage.
Aleem Farooqi
01:28 10 Mar 21


Chima J
00:56 10 Mar 21

Great rate, got the deal done and saved me a ton of money.
Corey Cain
03:19 24 Feb 21

My home refinance went smoothly and my interest rate was great too. I would
recommend Mike Price of LTI Mortgage to anyone looking for home or refinancing
current loan. He will fully explain the process to you and work closely until
you close. Can’t thank him enough with saving me over $300.00 a month.
Andrea Lewis
22:08 17 Nov 20

As a first-time home buyer, I couldn't have dreamed of a better mortgage partner
than LTI Mortgage. Mike was there from the beginning to the end, educating and
offering guidance - while handling the financial and technical aspects of the
mortgage process. Overall, just a stellar guy and fantastic experience!
Angie White
20:50 30 Oct 20

I recently sought out Mike to purchase a home and I can say that from the
beginning to the end Mike is, hands down, the best realtor/broker I’ve ever met;
his personality and professionalism was outmatched! I was buying my home in
Dallas coming from Houston and he handled my purchase smoothly updated me every
step of the way and went above and beyond to make sure I got the full picture
for my out of town purchase and with his program I was able to save money on my
closing costs because he is a hybrid agent. I felt like I won all the way
around.
Marlon Folse
23:21 16 Oct 20

Mike was very thorough throughout our experience with him. The worst thing we
could have done during the process was second guess him. Mike is personable,
knowledgeable, and diligent!! He was aggressive in his efforts and we can’t wait
to extend our endorsement of him to our friends, all of our friends who are
aspiring to purchase a home.
Patrick Jackson
22:44 09 Sep 20

Thank you Mike Price for taking care of everything for us related to refinancing
and other financial ideas and options. We talked, you listened and then lined
things up in a timely manner, now here we are with a deal completed! If anyone
is thinking of new home buys, refinancing or other real estate and mortgage
options, give Mike a call.
Nadya Mckellar
13:36 02 May 20

Mike was such a pleasure to work with. He made the process so easy. He is very
knowledgeable and informative. He found us the best interest rate. He also
helped us find a great insurance agency and moving company. Highly recommend his
services.
Randall Klaver
22:53 15 Apr 20

Great job. We got approved very quickly..
Bryan Byrd
03:30 29 Feb 20

Mr. Price was professional, he walked us through the entire process. His
professionalism, dedication, and positivity was breathtaking. We are customers
for life.
Paul Archibald
04:37 20 Nov 19

Micheal was very professional and delivered everything as promised on the
buyer's home loan. A great resource for sure!
Scott Edwards
16:00 01 Oct 19

Mike was excellent at communication. When it comes to this process , which is
foreign to a lot of people because we don't do it that often, and there are so
many regulations and specifics, Mike made it easy. His rates are competitive and
I felt confident I was in good hands the whole time. Highly recommend!
A. Joy
13:55 05 Aug 19

This has been the BEST home buying experience; Michael Price made it the BEST!
From the pre-approval to closing he communicated each step and what to expect.
He answered all my questions and explained the process to me so I could
understand. My loan was approved less than a week and I was moving in the next
week. It took me longer to find a house. Thank you so much Mike!!!
Crystal Patton
06:41 03 Jul 19

Mike is absolutely incredible. He is responsive, resourceful, extremely
knowledgeable, patient and just all around helpful. Plus, he works with your
best interests in mind. That’s hard to come by these days. We’ve had the
opportunity to work with Mike several times, and he’s bested himself every
single time. Never did we ever feel like “just another customer transaction.” He
will know you by name and treat you as such. The best!
Britany Turner
19:02 02 Jul 19

I would recommend Micheal to anyone who’s looking for straightforward
information about finding a mortgage. Our process was super easy and efficient!
Cassandra Melendez
15:30 31 May 19

I I would definitely recommend Mike Price to anyone. He succeeded Our needs to
find our new homeMortgage loan. Without Mike’s help we would of had lost hope on
purchasing our new home. Thank you so much for helping us and for not giving up
on us and giving us hope.
marques pettigrew
22:04 03 Feb 16

I appreciated the fact that Micheal communicated well with my wife and I
throughout the entire process and made our first experience, with buying a home,
a smooth event.
Kenny Wilkins
15:29 29 May 15

Michael was very proactive and communicated very well during the entire process.
I was looking in one direction to start...which didn't work out but Michael
remained positive and found another way. Everything was easy to follow and I
knew exactly where I stood all of the time.
Andre Bartee
19:17 20 May 15

I had been talking with Price about refinancing for over a year and with another
mortgage broker. Price not only took great care of my needs, but was always
available anytime of the day and made the process very smooth and easy. I would
definitely recommend him to friends.
Michael Gillam
19:05 31 Mar 15

Micheal made the refinancing process quite easy. We had a few telephone
discussions, he got our pertinent information, and we were ready to close on the
loans within 30 days. The closing was held at our home, making the process very
easy and convenient.
Silhouette Patterns
20:13 26 Feb 15

He just kept after it and would not slow down, even though there were hurdles to
overcome. Closed the deal when he said he would...went beyond, great job.
Valerie Huey
21:11 01 Aug 14

Our realtor referred us to Mike after our current lender left off some important
information about our loan and almost cost us our dream house and $2000! We had
been working with that lender for months and it was not working! We started
working with Mike on the 15th of the month and by the 30th we had the keys to
our new home!! He went above and beyond, even helping us to raise our credit
scores so we could get a better rate! He maintained an open line of
communication and was very professional and knowledgeable! I would highly
recommend him to anyone who is looking to by a home!
‹
›



LTI Mortgage is your resource for personalized mortgage solutions, fast
custom quotes, great rates and service. 




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Copyright © 2020 | LTI ENTERPRISES LLC .  D/B/A LTI MORTGAGE| NMLSID #1906838 |
1801 Hampton Rd. #458 DESOTO , TX 75115 | Licensed to do business in the State
of Texas.  All rights reserved.  LTI Mortgage is an Equal Housing Opportunity
Lender.  This is not an offer to enter into an agreement.  Information, rates, &
programs are subject to change without prior notice and may not be available in
all states.  All products are subject to credit & property approval.  LTI
Mortgage is not affiliated with any government agency.

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