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THE BOOKSELLERS INSURANCE PROGRAM



SPECIALTY PRODUCTS


THE BOOKSELLERS INSURANCE PROGRAM


PRODUCT INFO


PROVIDING INSURANCE COVERAGE FOR INDEPENDENT BOOKSELLERS SINCE 1997

The Booksellers Insurance Program was created with the American Booksellers
Association (ABA) to support the unique needs of bookstores and other specialty
retailers.

With industry professionals who are knowledgeable and responsive, we will help
you select the coverage that best suits your retail business.

The professionals at Arrowhead General Insurance Agency, Inc., a national leader
in insurance solutions, manage The Booksellers Insurance Program and provide
quick, no-hassle claim resolution.

THE BOOKSELLERS INSURANCE PROGRAM APPETITE GUIDE

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Carrier

QBE Insurance

carrier rating

States

AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD,
MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC,
SD, TN, TX, UT, VT, VA, WA, WV, WI, WY

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 * Coverage Highlights
 * Target Market
 * How to quote

COVERAGE HIGHLIGHTS


COVERAGE HIGHLIGHTS

 * Liability limits up to $2 million per each occurrence / $4 million per
   aggregate
 * Personal and Advertising injury up to $2 million per occurrence/ $4 million
   aggregate
 * Business Interruption Loss coverage for up to 12-month
 * Business Personal property at newly acquired premises
 * Medical payments
 * Computer equipment/software
 * Coverage for cafés/restaurants
 * Outdoor signs
 * Liquor Liability
 * Cyber Liability
 * Employee benefits liability
 * Employee dishonesty
 * Fine arts
 * Glass – interior/exterior
 * Hired and non-owned auto liability
 * Tenants’ legal liability
 * Theft
 * Used and rare books
 * Valuable papers/accounts receivable
 * Business personal property seasonal increase
 * New store benefits
 * Additional coverage includes workers’ compensation, commercial auto,
   umbrella, and property policies
 * A wide range of deductibles options are available

NO-HASSLE ADJUSTMENTS FOR PEAK SEASON

During your peak selling season, The Booksellers Insurance Program automatically
increases your inventory coverage up to 25 percent. Whether your increase is due
to tourism, back-to-school sales or seasonal holidays, we take care of it for
you.

OPENING A NEW STORE?

The Booksellers Insurance Program offers the ideal insurance program for new
store owners. We offer a flexible premium payment plan with no penalties for
start-up operations.

Disclaimer:  This material is for informational purposes only. All statements
herein are subject to the provisions, exclusions and conditions of the
applicable policy. For an actual description of all coverages, terms and
conditions, refer to the insurance policy. Coverages are subject to individual
insureds meeting our underwriting qualifications and to state availability.

TARGET MARKET


TARGET MARKET

Independent bookstores

HOW TO QUOTE


HOW TO QUOTE

View additional Booksellers Insurance Program coverage highlights on their
website, booksellersinsurance.com.

Start a quote here.

Not yet appointed with Arrowhead? Start here.




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Arrowhead General
Insurance Agency, Inc.

701 B Street, Suite 2100
San Diego, CA 92101

CA License #0699809

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