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Text Content

Skip to Main Content
Features
Invoicing
Look like a pro
Payments
Get paid faster
Accounting
Always be organized
Banking
Banking with built-in bookkeeping
Mobile receipts
Ditch the shoebox
Payroll
Pay staff in minutes
Advisors
Access experts, any time
PricingBlog
Resources
About Us
Careers
How support works
Become an affiliate
Sign in
Sign up for free
Sign up
Your account

Features
Invoicing
Payments
Mobile receipts
Accounting
Banking
Payroll
Advisors
PricingBlog
Resources
About Us
Careers
How support works
Become an affiliate
Sign in
Sign up for free
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Your account






MANAGE YOUR MONEY LIKE A BOSS

Create beautiful invoices, accept online payments, and make accounting easy—all
in one place—with Wave’s suite of money tools.

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or

Or sign up with:
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Use and Privacy Policy.
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MANAGE YOUR MONEY LIKE A BOSS

Wave is one-stop money management for small business owners.

Go to your account


TOOLS THAT HELP YOU MAKE MONEY MOVES

 * Stay in the driver's seat

 * Feel like a pro

 * Breathe that sigh of relief


LOOK PROFESSIONAL WITH CUSTOMIZABLE INVOICES

Create beautiful, free invoices that reflect your business branding. Automate
overdue reminders, set up recurring bills, and add notes or terms of service
with ease.


ENJOY CUSTOMERS PAYING YOU 3X FASTER WHEN YOU ENABLE ONLINE PAYMENTS

Allow your customers to pay your invoices immediately via credit card, secure
bank payment (ACH/EFT), or Apple Pay. You’ll both appreciate the speed and
convenience.


SAVE TIME WITH AUTOMATED ACCOUNTING

Wave invoices are integrated with our free accounting software, so payments are
recorded and categorized for you - which means less bookkeeping and tax season
prep.


ONE LESS THING TO WORRY ABOUT

Your free Wave account gets you access to all this and more:

 * A user-friendly dashboard built for you, not your accountant.

 * Peace of mind that you’re always organized ahead of tax season.

 * A complete picture of your business health, wherever you are.

 * Our in-house team of bookkeeping, accounting, and payroll coaches.


EVERYTHING YOU NEED.
NOTHING YOU DON'T.

Invoicing
Payments
Accounting
Banking
Payroll
Advisors


INVOICING

Stop chasing clients for money

Reduce unpaid invoices, keep tabs on your income, and get paid faster—for the
low, low price of FREE.

Learn more about Invoicing



PAYMENTS

Get paid faster

Convenience is everything. Give your customers the option of paying with one
click using a credit card, bank transfer, or Apple Pay.

Learn more about Payments



ACCOUNTING

Track your income & expenses, painlessly

Monitor your cash flow, stay organized, and stop sweating tax season. Say
#sorrynotsorry to your spreadsheets and shoeboxes.

Learn more about Accounting



BANKING

Bye bye bookkeeping

Wave Money automatically syncs your expenses and income with our accounting
software. We accept thank yous in the form of giant cookies.

Learn more about Banking



PAYROLL

Pay your staff, and yourself, in minutes

Didn't go to school for payroll? No worries. We built our Payroll tool for small
business owners, so it’s easy to use AND teaches you as you go.

Learn more about Payroll



ADVISORS

Get by with a little 1:1 help

Our (non-judgmental) team of bookkeeping, accounting, and payroll experts is
standing by to coach you—or do the work for you.

Learn more about Wave Advisors



EVERYTHING YOU NEED.
NOTHING YOU DON'T.


INVOICING

Stop chasing clients for money

Reduce unpaid invoices, keep tabs on your income, and get paid faster—for the
low, low price of FREE.

Learn more about Invoicing



PAYMENTS

Get paid faster

Convenience is everything. Give your customers the option of paying with one
click using a credit card, bank transfer, or Apple Pay.

Learn more about Payments



ACCOUNTING

Track your income & expenses, painlessly

Monitor your cash flow, stay organized, and stop sweating tax season. Say
#sorrynotsorry to your spreadsheets and shoeboxes.

Learn more about Accounting



BANKING

Bye bye bookkeeping

Wave Money automatically syncs your expenses and income with our accounting
software. We accept thank yous in the form of giant cookies.

Learn more about Banking



PAYROLL

Pay your staff, and yourself, in minutes

Didn't go to school for payroll? No worries. We built our Payroll tool for small
business owners, so it’s easy to use AND teaches you as you go.

Learn more about Payroll



ADVISORS

Get by with a little 1:1 help

Our (non-judgmental) team of bookkeeping, accounting, and payroll experts is
standing by to coach you—or do the work for you.

Learn more about Wave Advisors






Wave has helped over 2,000,000 North American small business owners take control
of their finances.



BUILT FOR SMALL BUSINESS OWNERS LIKE YOU

Sign me up
Freelancers
Create and send professional invoices in minutes.
Contractors
Track your business expenses with our free accounting tools.
Consultants
Set up recurring invoices and payments for retainer clients.
Self-employed entrepreneurs
Pay your staff (and yourself!) with confidence.


HOW MUCH DOES WAVE COST?

Tell me more
Invoicing
Free
Accounting
Free
Banking
Free
Payments
pay-per-use
Mobile receipts
monthly or yearly
Payroll
Monthly
Advisors
Pick A plan


FREQUENTLY ASKED QUESTIONS

Is your software actually free?



Our accounting and invoicing features are currently free. There are no trials,
subscriptions, or hidden fees.

Wave's optional paid features include online payment processing, payroll
software, and access to personalized bookkeeping services and coaching through
Wave Advisors. If you're interested in using payroll software, you can start a
free 30-day trial when you sign up for Wave.

What’s the catch—how does Wave make money?



Wave makes money through our optional, paid money management features include
online payment processing, payroll software, and access to personalized
bookkeeping services and coaching through Wave Advisors. These features help
keep our invoicing, and accounting, free.

‍

If you're interested in our payroll software, you can start a free 30-day trial
when you sign up for Wave.

‍

Is Wave's software something I need to install?



Wave's money management tools are web-based, so you just need an Internet
connection and browser to manage your books. No installation is necessary for
our online software!

If you're looking for an on-the-go money management solution, you can also
install our mobile app to help you manage invoices and payments. Download our
mobile app on iOS and Android today!

Is my data secure when I use Wave?



Completely. Our servers are protected physically and electronically. Any
connections between you, your bank accounts, and Wave are protected by 256-bit
SSL encryption. Wave is a PCI-DSS Level 1 Service Provider.

Do you provide customer support?



We provide different levels of support for customers who use different features
and services from Wave. Full details on how Wave support works are available
here.

Do what you love. Leave the rest to us.
Let's do this


FEATURES

 * Accounting software
 * Invoicing software
 * Wave app
 * Mobile receipts
 * Payments
 * Payroll software
 * Wave Advisors
 * Pricing
 * Credit card payments
 * Bank payments
 * Recurring billing

WAVE

 * About Us
 * Careers
 * Press
 * Become an affiliate
 * Sitemap

HELPFUL LINKS

 * Blog
 * Help Center
 * Invoice templates
 * Accounting education center
 * Payroll education center
 * QuickBooks alternative
 * Freelance Hub
 * Small business study

SUPPORT & TOOLS

 * How support works
 * System status
 * Accounting calculators
 * Invoicing generators
 * Payroll calculators

Copyright © 2010-2023 Wave Financial Inc. All Rights Reserved.
 * Privacy Policy
 * Legal Disclosures
 * Security
 * Licensing
 * Accessibility
 * Social Media Disclaimer
 * Privacy Choices
 * Cookies Settings


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PRIVACY PREFERENCE CENTER

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browser, mostly in the form of cookies. This information might be about you,
your preferences or your device and is mostly used to make the site work as you
expect it to. The information does not usually directly identify you, but it can
give you a more personalized web experience. Because we respect your right to
privacy, you can choose not to allow some types of cookies. Click on the
different category headings to find out more and change our default settings.
However, blocking some types of cookies may impact your experience of the site
and the services we are able to offer.
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COMPANY AND SERVICE PROVIDER

Company and Service Provider

Our company may use tracking technology, including cookies, for a variety of
purposes including to operate our website, to improve the performance of our
website, to monitor your interactions with our website, and to capture
analytics. These cookies are either controlled by us or controlled by one of our
service providers.

Cookies Details‎

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By “allowing all” or turning this option on you are using our website to
interact with third parties and are directing us to deploy third party tracking
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