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All Posts Give Yourself A Challenge To Save Smarter


GIVE YOURSELF A CHALLENGE TO SAVE SMARTER

One of the best ways to make savings easier is to make it a competition! We find
that it’s easier to start with little challenges instead of going 0 to 100 all
at once. Here are a few ideas to challenge yourself in small ways:


CUT OUT FRIVOLOUS SPENDING

You can make a small but significant effort to save more by cutting out
frivolous spending for a week. Frivolous spending means any spending that is
unnecessary; something that you might consider an “extra expense.” Buying
yourself a stylish pair of shoes or a new set of designer earrings would be
considered frivolous for most people.


DON’T OVERSPEND ON PAYDAY

Speaking of splurging on unnecessary expenses, a lot of people are tempted to
overspend when payday comes around. It can be enticing to spend your paycheck on
that one item you’ve had your eyes on for a while. However, it’s better to
resist the urge to spend that freshly earned money, and put it into savings
instead!


SKIP THE DRIVE-THRU

Another way to challenge yourself to spend less is to skip eating out at your
favorite restaurant or getting that quick and easy meal at a drive thru. It’s
sometimes difficult to find time during the day to prepare one meal, let alone
three! Yet, extra spending on even one meal a day can quickly eat into your
savings. Prepare your meals at home and skip the fast-food joints to see your
savings grow!



Start challenging yourself today! The biggest obstacle in the way of saving is
often us, so make a point to challenge yourself to stash away that extra cash as
soon as you can. We’re here to cheer you on and help you stick to your smart
saving habits.


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