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PRICING. PROPOSALS. SCENARIOS.
YOU CAN DO IT ALL HERE.

1Solution is a very powerful software ideal to send proposals,
lock rates, request special scenarios, and much more...

Start Now






WHAT DOES 1SOLUTION OFFER?


PRICING ENGINE

We offer a pricing engine like no other, fast, responsive and user friendly. Run
scenarios in real time with rates from multiple lenders.


CUSTOMER PORTAL

1Solution offers a customer portal where they can sign up, connect and get in
contact with the MLO.


CLOUD-BASED SYSTEM

Save files, clients contact information and other important data without the
need to worry about losing them in our cloud-based system.


COMMUNICATION

1Solution counts with a built-in emailing, messaging and chatting system that
allows you to communicate with your contacts and also send proposals and other
documents.


MARKETING

You have access to personalized marketing content, which includes loan program
flyers, holidays, birthdays and anniversary images that feature your contact
information.


CRM

Gain access to our CRM software that helps manage your contacts, their
information and create a strong relationship with them.


SPEED

Our platform is fast and efficient, allowing anyone to use our tools with
quickness and ease.


AVAILABILITY

Work on loans, contact clients and use other tools whenever you want as long as
the lenders update the rates.


TECH SUPPORT

We offer a tech support team that is available to help you with any issues or
questions you may have.

Learn More



MOBILE OPTIMIZED

Give your clients a quick an personalized attention by bringing 1Solution with
you. Our website is fully optimized for mobile devices such as tablets,
smartphones or laptops, so you can use our platform at any time, anywhere.


ALWAYS READY

Access to our pricing engine from any device and be as productive as always. Run
and compare scenarios, lock rates and send proposals to your customers at any
time to maximize your productivity and have a quick response to your clients
needs.




MARKETING CONTENT

Get access to a ton of marketing content to post on your blog, social media or
anywhere else. Personalize every flyer from top to bottom depending on what you
need. Informative flyers for loan programs, images for holidays and important
dates and many others.


MORE THAN 80 INVESTOR PRICING ENGINE







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1. COMPANY INFORMATION

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2. SETUP ACCOUNT

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2. SETUP BILLING

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TERMS AND CONDITIONS

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TERMS AND CONDITIONS

Last updated: June 19, 2020

Please read these terms and conditions carefully before using Our Service.


INTERPRETATION AND DEFINITIONS


INTERPRETATION

The words of which the initial letter is capitalized have meanings defined under
the following conditions.

The following definitions shall have the same meaning regardless of whether they
appear in singular or in plural.


DEFINITIONS

For the purposes of these Terms and Conditions:

 * Affiliate means an entity that controls, is controlled by or is under common
   control with a party, where "control" means ownership of 50% or more of the
   shares, equity interest or other securities entitled to vote for election of
   directors or other managing authority.

 * Company (referred to as either "the Company", "We", "Us" or "Our" in this
   Agreement) refers to Zero 1Solution LLC, 2111 W. March Lane B100 Stockton, CA
   95207.

 * Country refers to: California, United States

 * Device means any device that can access the Service such as a computer, a
   cellphone or a digital tablet.

 * Service refers to the Website.

 * Terms and Conditions (also referred as "Terms") mean these Terms and
   Conditions that form the entire agreement between You and the Company
   regarding the use of the Service.

 * Third-party Social Media Service means any services or content (including
   data, information, products or services) provided by a third-party that may
   be displayed, included or made available by the Service.

 * Website refers to 1smtg.com, accessible from https://1smtg.com

 * You means the individual accessing or using the Service, or the company, or
   other legal entity on behalf of which such individual is accessing or using
   the Service, as applicable.


ACKNOWLEDGMENT

These are the Terms and Conditions governing the use of this Service and the
agreement that operates between You and the Company. These Terms and Conditions
set out the rights and obligations of all users regarding the use of the
Service.

Your access to and use of the Service is conditioned on Your acceptance of and
compliance with these Terms and Conditions. These Terms and Conditions apply to
all visitors, users and others who access or use the Service.

By accessing or using the Service You agree to be bound by these Terms and
Conditions. If You disagree with any part of these Terms and Conditions then You
may not access the Service.

You represent that you are over the age of 18. The Company does not permit those
under 18 to use the Service.

Your access to and use of the Service is also conditioned on Your acceptance of
and compliance with the Privacy Policy of the Company. Our Privacy Policy
describes Our policies and procedures on the collection, use and disclosure of
Your personal information when You use the Application or the Website and tells
You about Your privacy rights and how the law protects You. Please read Our
Privacy Policy carefully before using Our Service.


LINKS TO OTHER WEBSITES

Our Service may contain links to third-party web sites or services that are not
owned or controlled by the Company.

The Company has no control over, and assumes no responsibility for, the content,
privacy policies, or practices of any third party web sites or services. You
further acknowledge and agree that the Company shall not be responsible or
liable, directly or indirectly, for any damage or loss caused or alleged to be
caused by or in connection with the use of or reliance on any such content,
goods or services available on or through any such web sites or services.

We strongly advise You to read the terms and conditions and privacy policies of
any third-party web sites or services that You visit.


TERMINATION

We may terminate or suspend Your access immediately, without prior notice or
liability, for any reason whatsoever, including without limitation if You breach
these Terms and Conditions.

Upon termination, Your right to use the Service will cease immediately.


LIMITATION OF LIABILITY

Notwithstanding any damages that You might incur, the entire liability of the
Company and any of its suppliers under any provision of this Terms and Your
exclusive remedy for all of the foregoing shall be limited to the amount
actually paid by You through the Service or 100 USD if You haven't purchased
anything through the Service.

To the maximum extent permitted by applicable law, in no event shall the Company
or its suppliers be liable for any special, incidental, indirect, or
consequential damages whatsoever (including, but not limited to, damages for
loss of profits, loss of data or other information, for business interruption,
for personal injury, loss of privacy arising out of or in any way related to the
use of or inability to use the Service, third-party software and/or third-party
hardware used with the Service, or otherwise in connection with any provision of
this Terms), even if the Company or any supplier has been advised of the
possibility of such damages and even if the remedy fails of its essential
purpose.

Some states do not allow the exclusion of implied warranties or limitation of
liability for incidental or consequential damages, which means that some of the
above limitations may not apply. In these states, each party's liability will be
limited to the greatest extent permitted by law.


"AS IS" AND "AS AVAILABLE" DISCLAIMER

The Service is provided to You "AS IS" and "AS AVAILABLE" and with all faults
and defects without warranty of any kind. To the maximum extent permitted under
applicable law, the Company, on its own behalf and on behalf of its Affiliates
and its and their respective licensors and service providers, expressly
disclaims all warranties, whether express, implied, statutory or otherwise, with
respect to the Service, including all implied warranties of merchantability,
fitness for a particular purpose, title and non-infringement, and warranties
that may arise out of course of dealing, course of performance, usage or trade
practice. Without limitation to the foregoing, the Company provides no warranty
or undertaking, and makes no representation of any kind that the Service will
meet Your requirements, achieve any intended results, be compatible or work with
any other software, applications, systems or services, operate without
interruption, meet any performance or reliability standards or be error free or
that any errors or defects can or will be corrected.

Without limiting the foregoing, neither the Company nor any of the company's
provider makes any representation or warranty of any kind, express or implied:
(i) as to the operation or availability of the Service, or the information,
content, and materials or products included thereon; (ii) that the Service will
be uninterrupted or error-free; (iii) as to the accuracy, reliability, or
currency of any information or content provided through the Service; or (iv)
that the Service, its servers, the content, or e-mails sent from or on behalf of
the Company are free of viruses, scripts, trojan horses, worms, malware,
timebombs or other harmful components.

Some jurisdictions do not allow the exclusion of certain types of warranties or
limitations on applicable statutory rights of a consumer, so some or all of the
above exclusions and limitations may not apply to You. But in such a case the
exclusions and limitations set forth in this section shall be applied to the
greatest extent enforceable under applicable law.


GOVERNING LAW

The laws of the Country, excluding its conflicts of law rules, shall govern this
Terms and Your use of the Service. Your use of the Application may also be
subject to other local, state, national, or international laws.


DISPUTES RESOLUTION

If You have any concern or dispute about the Service, You agree to first try to
resolve the dispute informally by contacting the Company.


FOR EUROPEAN UNION (EU) USERS

If You are a European Union consumer, you will benefit from any mandatory
provisions of the law of the country in which you are resident in.


UNITED STATES LEGAL COMPLIANCE

You represent and warrant that (i) You are not located in a country that is
subject to the United States government embargo, or that has been designated by
the United States government as a "terrorist supporting" country, and (ii) You
are not listed on any United States government list of prohibited or restricted
parties.


SEVERABILITY AND WAIVER


SEVERABILITY

If any provision of these Terms is held to be unenforceable or invalid, such
provision will be changed and interpreted to accomplish the objectives of such
provision to the greatest extent possible under applicable law and the remaining
provisions will continue in full force and effect.


WAIVER

Except as provided herein, the failure to exercise a right or to require
performance of an obligation under this Terms shall not effect a party's ability
to exercise such right or require such performance at any time thereafter nor
shall be the waiver of a breach constitute a waiver of any subsequent breach.


TRANSLATION INTERPRETATION

These Terms and Conditions may have been translated if We have made them
available to You on our Service. You agree that the original English text shall
prevail in the case of a dispute.


CHANGES TO THESE TERMS AND CONDITIONS

We reserve the right, at Our sole discretion, to modify or replace these Terms
at any time. If a revision is material We will make reasonable efforts to
provide at least 30 days' notice prior to any new terms taking effect. What
constitutes a material change will be determined at Our sole discretion.

By continuing to access or use Our Service after those revisions become
effective, You agree to be bound by the revised terms. If You do not agree to
the new terms, in whole or in part, please stop using the website and the
Service.


CONTACT US

If you have any questions about these Terms and Conditions, You can contact us:

 * By email: info@1smtg.com

 * By phone number: (888) 458 0650

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PRIVACY POLICY

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PRIVACY POLICY FOR ZERO 1SOLUTION LLC

At 1smtg.com, accessible from https://1smtg.com, one of our main priorities is
the privacy of our visitors. This Privacy Policy document contains types of
information that is collected and recorded by 1smtg.com and how we use it.

If you have additional questions or require more information about our Privacy
Policy, do not hesitate to contact us.

This Privacy Policy applies only to our online activities and is valid for
visitors to our website with regards to the information that they shared and/or
collect in 1smtg.com. This policy is not applicable to any information collected
offline or via channels other than this website.


CONSENT

By using our website, you hereby consent to our Privacy Policy and agree to its
terms.


INFORMATION WE COLLECT

The personal information that you are asked to provide, and the reasons why you
are asked to provide it, will be made clear to you at the point we ask you to
provide your personal information.

If you contact us directly, we may receive additional information about you such
as your name, email address, phone number, the contents of the message and/or
attachments you may send us, and any other information you may choose to
provide.

When you register for an Account, we may ask for your contact information,
including items such as name, company name, address, email address, and
telephone number.


HOW WE USE YOUR INFORMATION

We use the information we collect in various ways, including to:

 * Provide, operate, and maintain our website
 * Improve, personalize, and expand our website
 * Understand and analyze how you use our website
 * Develop new products, services, features, and functionalities
 * Communicate with you, either directly or through one of our partners,
   including for customer service, to provide you with updates and other
   information relating to the website, and for marketing and promotional
   purposes
 * Send you emails
 * Find and prevent fraud


LOG FILES

1smtg.com follows a standard procedure of using log files. These files log
visitors when they visit websites. All hosting companies do this and a part of
hosting services' analytics. The information collected by log files include
internet protocol (IP) addresses, browser type, Internet Service Provider (ISP),
date and time stamp, referring/exit pages, and possibly the number of clicks.
These are not linked to any information that is personally identifiable. The
purpose of the information is for analyzing trends, administering the site,
tracking users' movement on the website, and gathering demographic information.


COOKIES AND WEB BEACONS

Like any other website, 1smtg.com uses 'cookies'. These cookies are used to
store information including visitors' preferences, and the pages on the website
that the visitor accessed or visited. The information is used to optimize the
users' experience by customizing our web page content based on visitors' browser
type and/or other information.

For more general information on cookies, please read "What Are Cookies".


ADVERTISING PARTNERS PRIVACY POLICIES

You may consult this list to find the Privacy Policy for each of the advertising
partners of 1smtg.com.

Third-party ad servers or ad networks uses technologies like cookies,
JavaScript, or Web Beacons that are used in their respective advertisements and
links that appear on 1smtg.com, which are sent directly to users' browser. They
automatically receive your IP address when this occurs. These technologies are
used to measure the effectiveness of their advertising campaigns and/or to
personalize the advertising content that you see on websites that you visit.

Note that 1smtg.com has no access to or control over these cookies that are used
by third-party advertisers.


THIRD PARTY PRIVACY POLICIES

1smtg.com's Privacy Policy does not apply to other advertisers or websites.
Thus, we are advising you to consult the respective Privacy Policies of these
third-party ad servers for more detailed information. It may include their
practices and instructions about how to opt-out of certain options.

You can choose to disable cookies through your individual browser options. To
know more detailed information about cookie management with specific web
browsers, it can be found at the browsers' respective websites.


CCPA PRIVACY RIGHTS (DO NOT SELL MY PERSONAL INFORMATION)

Under the CCPA, among other rights, California consumers have the right to:

Request that a business that collects a consumer's personal data disclose the
categories and specific pieces of personal data that a business has collected
about consumers.

Request that a business delete any personal data about the consumer that a
business has collected.

Request that a business that sells a consumer's personal data, not sell the
consumer's personal data.

If you make a request, we have one month to respond to you. If you would like to
exercise any of these rights, please contact us.


GDPR DATA PROTECTION RIGHTS

We would like to make sure you are fully aware of all of your data protection
rights. Every user is entitled to the following:

The right to access – You have the right to request copies of your personal
data. We may charge you a small fee for this service.

The right to rectification – You have the right to request that we correct any
information you believe is inaccurate. You also have the right to request that
we complete the information you believe is incomplete.

The right to erasure – You have the right to request that we erase your personal
data, under certain conditions.

The right to restrict processing – You have the right to request that we
restrict the processing of your personal data, under certain conditions.

The right to object to processing – You have the right to object to our
processing of your personal data, under certain conditions.

The right to data portability – You have the right to request that we transfer
the data that we have collected to another organization, or directly to you,
under certain conditions.

If you make a request, we have one month to respond to you. If you would like to
exercise any of these rights, please contact us.


CHILDREN'S INFORMATION

Another part of our priority is adding protection for children while using the
internet. We encourage parents and guardians to observe, participate in, and/or
monitor and guide their online activity.

1smtg.com does not knowingly collect any Personal Identifiable Information from
children under the age of 13. If you think that your child provided this kind of
information on our website, we strongly encourage you to contact us immediately
and we will do our best efforts to promptly remove such information from our
records.

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ACCESIBILITY POLICY

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ACCESIBILITY POLICY

Voicemail, email, and internet usage assigned to an employee's computer or
telephone extensions are solely for the purpose of conducting company business.
Some job responsibilities at the company require access to the internet and the
use of software in addition to the Microsoft Office suite of products.

Only people appropriately authorized, for company purposes, may use the internet
to access and download additional software. This authorization is generally
exclusive to decisions that the information technology (IT) department makes in
conjunction with human resources.

Software Access Procedure Software needed in addition to the Microsoft Office
suite of products must be authorized by your manager and downloaded by the IT
department. If you need access to software or websites not currently on the
company network, talk with your manager and consult with the IT department to
explain what returns you expect to receive from the product.

All reasonable requests that are not considered a network risk will be
considered. The purpose of this policy is not to restrict employee access to
products that will make you more productive. Rather, the goal is to minimize the
risk to the organization's network.

Company-Owned Equipment Any device or computer including, but not limited to,
desk phones, smartphones, tablets, laptops, desktop computers, and iPads that
the company provides for your use, should be used only for company business.
Keep in mind that the company owns the devices and the information on these
devices. If you leave the company for any reason, the company will require that
you return the equipment on your last day of work.

You may use personal electronic devices that are not connected to the company
network to access any appropriate internet site during breaks and lunch.

Internet Usage Internet use on company time or using company-owned devices that
are connected to the company network is authorized to conduct company business
only. This limits the possibility of breaches of the security of confidential
company information.

Internet use also creates the possibility of contamination to our system via
viruses or spyware. Spyware allows unauthorized people outside of the company
potential access to company passwords and other confidential information.

Removing such programs from the company network requires IT staff to invest time
and attention that is better devoted to making technological progress. For this
reason, and to assure the appropriate use of work time, we ask staff members to
limit internet use.

Additionally, under no circumstances may company-owned computers or other
electronic equipment, including devices owned by the employee, be used on
company time at work to obtain, view, or reach any pornographic, or otherwise
immoral, unethical, or nonbusiness-related internet sites. Doing so can lead to
disciplinary action up to and including termination of employment.

Social Media Your employer understands that part of what you do in social media
is outreach that recruits new employees and enhances our company brand. Many
employees even have social media responsibilities in their job descriptions,
including social media marketers, tech support, and recruiters.

Your employer also understands that the relationship of our employees to an
online world that you spend time in 24/7 can lead to the blurring of work time
and off-work time. We strongly encourage you to limit the use of social media to
work-related content and outreach during work hours.

Additionally, you are prohibited from sharing any confidential or protected
information that belongs to or is about the company. You are strongly encouraged
not to share disparaging information that places your company or co-workers in
an unfavorable light.

The company's reputation and brand should be protected by all employees. The
lives and actions of your co-workers should never be shared online. Please note
the preferences of fellow employees—for example, get permission from those who
are parents before you use the name of their children online.

In social media participation from work devices or during working hours, social
media content that discriminates against any protected classification including
age, race, color, religion, gender, national origin, disability, or genetic
information is prohibited.

It is our company policy to also include sexual preference, gender identity, and
weight under discrimination protection. Any employee who participates in social
media and violates this policy will be dealt with according to the company
harassment policy.

Email Usage at the Company Email is to be used for company business only.
Confidential company information must not be shared outside of the company,
without authorization, at any time. You also are not to conduct personal
business using the company computer or email.

Please keep this in mind, also, as you consider forwarding nonbusiness emails to
associates, family, or friends. Nonbusiness related emails waste company time
and attention.

Viewing pornography, or sending pornographic jokes or stories via email, is
considered sexual harassment and will be addressed according to our sexual
harassment policy. Immediate termination is the most frequent disciplinary
action that the company may take in these cases.

Emails That Discriminate Any email content that discriminates against any of the
previously mentioned protected classifications is prohibited. Any employee who
sends an email that violates this policy will be dealt with according to the
harassment policy.

These emails are prohibited at the company. Sending or forwarding discriminatory
emails will result in disciplinary action that may lead to employment
termination.

Company Owns Employee Email Keep in mind that the company owns any communication
sent via email or that is stored on company equipment. Management and other
authorized staff have the right to access any material in your email or on your
company computer at any time. Please do not consider your electronic
communication, storage, or access to be private if it is created or stored on
work systems.

If you need additional information about the meaning of any of this
communication, please reach out to your manager or the human resources staff for
clarification.
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PASSWORD RECOVERY

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FAQ'S

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DOES EVERYONE HAVE THE SAME ACCESS?

No, once your broker account is created in 1Solution you can add new users with
different roles and privileges

WHO CAN ADD A NEW USER?

Only users with administrative level can create new user accounts, when creating
your broker account you will be given an administrator account to make
configurations and add the users you want

WILL 1SOLUTION MARKET TO MY CLIENTS LATER ON?

Definitely not, all the contacts you add on our platform are your property and
we are not allowed to use your data for marketing purposes

WHERE'S IS THE PROPOSAL STORED IF THE MLO DIDN'T SEND IT TO THE CUSTOMER?

Any document generated on our platform is saved in the documents section in case
you need them later

WHERE CAN I FIND MY BILLING INFORMATION, CHANGE MY PAYMENT METHOD OR CANCEL MY
SUBSCRIPTION?

You can see the payment information, change the payment method and cancel your
subscription at any time by accessing the billing section within the company
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FEATURES

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Subscription Account Includes Broker
Loan Officer
Assistant
Scenario Phone system
$0.10 per min Add on
Add on
Text messages
$0.10 per sent/receive Add on
Add on
Fax
$0.10 per sent/receive Add on
Add on
Videocalls Communication/Email Communication/Chat Contacts/Client
Contacts/Partners Contacts/Recruitment Contacts/Employees Documents Marketing
Add on
Training Branch Personalized E-card Online Portal:
Allows your customer to do the application Online Rates:
Allows you to see the rates 30-day free trial



CONTACT US


 * (888) 458 0650

 * 2111 West March Lane,
   Stockton CA 95207

 * info@1smtg.com

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