investor.vanguard.com
Open in
urlscan Pro
2.19.96.211
Public Scan
URL:
https://investor.vanguard.com/advice/personal-financial-advisor
Submission: On February 04 via api from US — Scanned from DE
Submission: On February 04 via api from US — Scanned from DE
Form analysis 1 forms found in the DOM
<form novalidate="" autocomplete="off" class="ng-untouched ng-pristine ng-valid"><label c11n-label="" for="fee-calc-aum-input" class="c11n-label c11n-label--medium" _nghost-uwv-c46="">
<div _ngcontent-uwv-c46="" class="c11n-label__content">Amount to invest</div>
</label><c11n-input class="c11n-input c11n-input--medium" _nghost-uwv-c48=""><input c11ninput="" type="text" formcontrolname="assetsUnderManagementInput" inputmode="decimal" id="fee-calc-aum-input" name="amount"
aria-describedby="fee-calc-aum-input-description" _nghost-uwv-c47="" class="c11n-input__input ng-untouched ng-pristine ng-valid">
<div _ngcontent-uwv-c48="" class="c11n-input__focus-element"></div>
</c11n-input><c11n-hint-error _nghost-uwv-c51="" class="c11n-hint-error"><!---->
<div _ngcontent-uwv-c51="" role="alert" class="c11n-hint-error__content" id="fee-calc-aum-input-description"><!----><span _ngcontent-uwv-c51="" class="c11n-hint-error__content__message">Minimum amount: $500,000</span></div>
</c11n-hint-error></form>Text Content
PERSONAL ADVISOR SELECT THE CONFIDENCE THAT COMES WITH A DEDICATED ADVISOR Our advice goes beyond investing―it's guidance for all the moments that matter. Get started TALK TO AN INVESTMENT PROFESSIONAL 855-259-1098 Monday through Friday, 8 a.m. to 8 p.m., Eastern time Our phones are closed now We can call you back. -------------------------------------------------------------------------------- Phone Number 855-259-1098 Monday through Friday, 8 a.m. to 8 p.m., Eastern time -------------------------------------------------------------------------------- Get started Play Video View transcript Duration: 1:07 A relationship that puts you first Get a dedicated advisor who's a fiduciary and doesn't make commissions so you can be confident for the long term. $500,000 in minimum assets required to enroll $30 Advisory fee (cost per $10,000 annually) The value of a dedicated advisor When you choose Personal Advisor Select, you’re getting more than just financial advice. You’re getting a relationship. A dedicated partner who understands where you’re coming from and where you want to go in your financial life. An experienced CFP who works only for you and your goals. Not for a commission. Someone who’s by your side during market highs and lows to offer coaching and guidance during emotionally charged moments. Someone who knows your story—and will make sure your financial plan keeps up when the story changes. Someone who’s on the journey with you. A journey that can start today. Important information: All investing is subject to risk, including the possible loss of the money you invest. Advice services are provided by Vanguard Advisers, Inc., a registered investment advisor, or by Vanguard National Trust Company, a federally chartered, limited-purpose trust company. CFA® is a registered trademark owned by CFA Institute. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP® and Certified Financial Planner™ in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements. © 2022 The Vanguard Group, Inc. All rights reserved. IS WORKING WITH A DEDICATED ADVISOR RIGHT FOR YOU? These 5 questions can help you decide. Take the quiz Select a different goal Goals Cards Goals Cards Saving for retirement Living well in retirement Preserving wealth Achieving long-term goals I'm not sure WHAT'S YOUR TOP INVESTING GOAL? Select a goal to learn how our advisors can help. SAVING FOR RETIREMENT Create a comprehensive plan to help you prepare for the future. Learn more LIVING WELL IN RETIREMENT Develop a strategy for post-retirement spending. Learn more PRESERVING WEALTH Get extra support for your higher wealth needs. Learn more ACHIEVING LONG-TERM GOALS Balance multiple goals and stay on track for the long term. Learn more I’M NOT SURE Learn how we can help you turn a dream into a goal. Learn more You chose: Saving for retirement You may wonder if your current savings rate will be enough to provide the lifestyle you want. Our advisors will help you: Create a well-defined plan. Select tax-efficient vehicles. Tackle big questions or life events. Navigate market turbulence. Give us a call to learn more. 855-259-1098 Monday through Friday, 8 a.m. to 8 p.m., Eastern time Additional resources for saving for retirement Planning for retirement 4 common retirement goals Our road map to financial security can help give you reassurance that you’re on track to a successful retirement. Article Save for retirement Retirement Retirement savings made easy Saving for retirement might be the most important thing you ever do with your money. And the earlier you begin, the less money it will take! Education Planning for retirement Planning for retirement IRA contributions: Should you catch up if you were never behind? Just because you can make a catch-up contribution doesn’t mean you should—it depends on your unique situation. Article Roth IRAs Traditional IRAs See 1 tags You chose: Living well in retirement To help make sure your nest egg lasts, our advisors will look at your complete financial picture, guiding you through: Social Security and RMD (required minimum distribution) decisions. Health care options. Tax-reduction strategies.† Spending vs. saving decisions. Give us a call to learn more. 855-259-1098 Monday through Friday, 8 a.m. to 8 p.m., Eastern time †Vanguard does not provide tax advice and we recommend that you consult a tax or financial advisor about your individual situation. Additional resources for living well in retirement Living in retirement 3 behavioral factors can affect retirement spending Find tips to overcome 3 factors that can get in the way of living out your ideal retirement. Article Retirement income Living in retirement Retirement income: Spending your savings Education Retirement income Planning for retirement Social Security, Medicare and health care in retirement When you're planning your retirement budget, don't overlook health care expenses. Medicare doesn't cover everything. Education Cost of health care in retirement You chose: Preserving wealth Whether your goal is to preserve your wealth for the next generation or use it to live the life you want now, we offer†: Estate planning. Spending strategies. Tax-efficient investment selection. Personal trust planning. Give us a call to learn more. 855-259-1098 Monday through Friday, 8 a.m. to 8 p.m., Eastern time †Clients with $5 million or more in advised assets are eligible for trust, wealth planning, and estate planning services as well as advice. Additional resources for preserving wealth Living in retirement Retirement income: Spending your savings Education Retirement income Planning for retirement Estate planning as you enter retirement This milestone is a good time to make sure your estate plan is up to date—and to prepare for the years ahead. Education Estate planning You chose: Achieving long-term goals Balancing a variety of goals while maintaining your long-term vision takes discipline. Our advisors can help you: Create a long-term strategy. Choose the right account type. Select appropriate investments. Keep other goals on track. Give us a call to learn more. 855-259-1098 Monday through Friday, 8 a.m. to 8 p.m., Eastern time Additional resources for achieving long-term goals How to invest How to use investment planning to reach your financial goals Education Investor goals Financial management How not to pay for your goal There may be more convenient methods to pay for your purchase, but they usually have consequences. Education Prioritizing goals How to invest Make a plan to reach your goal Studies show that people are more successful when they set goals for themselves. Making a plan is as easy as asking yourself 4 questions. Education Investor goals You chose: I'm not sure We're here to help! A good first step is to save for retirement, then explore other goals. No matter your goal, we’re here to help you keep your costs low and maintain a disciplined approach. Chat with a professional. Request a call Additional resources to help you build a plan How to invest Investing goals Invest today, plan for tomorrow. Prepare for your future with Vanguard. Education Investor goals How to invest 5 common investing myths You don’t need a degree in finance to be confident and successful. Here, we’ll break down 5 common investing myths. Article Start investing Financial management Four timeless principles for investing success Article Financial wellness CALCULATE YOUR COST FOR PERSONAL ADVISOR SELECT Amount to invest Minimum amount: $500,000 Calculate Enter an amount to see what Personal Advisor Select may cost you. HOW WE WORK HOW WE WORK FIRST WE LEARN ABOUT YOU We get to know you, your goals, and your dreams. This helps us see your complete financial picture and make recommendations that fit your risk tolerance, investing timeline, and other key factors. Ready to partner with us? HOW WE WORK A PLAN THAT PUTS YOU FIRST Using strategies like automated tax-loss harvesting**, active investing, social security optimization, long-term care planning and more, we'll craft a plan that's unique to you, not the market. Ready to partner with us? HOW WE WORK AN ONGOING PARTNERSHIP Your plan serves as a foundation, but your ongoing partnership with us is what helps keep you on track for the long term. Ready to partner with us? Previous 1. 1 2. 2 3. 3 Next FREQUENTLY ASKED QUESTIONS WHAT'S THE ANNUAL FEE FOR VANGUARD PERSONAL ADVISOR SELECT™? You'll pay just 0.30% on the assets you invest with us. That's no more than $30 in fees for every $10,000 in your portfolio, which covers access to a financial advisor, your customized goals-based financial plan, and ongoing investment advice. (Note that this fee doesn't include investment expense ratios, but we generally recommend using low-cost Vanguard funds to build your portfolio.) WHAT'S THE MINIMUM AMOUNT I NEED TO INVEST? You'll need to invest a minimum of $500,000 to work with our advisors, and we'll waive any fund minimums for you. The following types of Vanguard accounts count toward the minimum: * Individual accounts (mutual fund or brokerage). * IRAs. * Trust accounts. We can't advise you on the following types of accounts (and they don't count toward the minimum), but we can still include them in your plan and give you guidance that you can implement yourself: * Ineligible 401(k) and 403(b) accounts. * i401(k) accounts. * 529 accounts. * UGMA/UTMA accounts. * Other investment accounts you hold outside of Vanguard. WHY SHOULD I PAY FOR VANGUARD ADVICE? Vanguard is one of the largest investment companies in the world with decades of experience and global recognition. Our highly respected investment managers, researchers, strategists, and economists have developed a deep expertise in all areas of investing. You'll get access to the best thinking of these Vanguard experts along with a customized plan based on your personal goals that applies our methodologies to your situation. On top of that, our financial advisors are ready to help when you need it, by phone, email, or videochat. HOW DO I KNOW IF VANGUARD ADVICE IS RIGHT FOR ME? Personal Advisor Select might be a good fit for you if: * You have questions about investing. * You want a smart strategy to save for things like: funding your retirement, saving for college tuition, buying a home, or starting a business. * You don't enjoy making investment decisions or you'd rather spend your time doing other things. (You want someone else to keep an eye on your portfolio for you.) * It's tough to stick to a long-term plan or you often react to market volatility. * You have to make complex financial decisions (Social Security, health care funding, or withdrawing retirement savings) and want help making these decisions. * You believe in the power of diversification, low costs, and a long-term view. * You want help managing your investments in a tax-efficient manner and want to take advantage of tax-loss harvesting.* If you're looking for an advisor who will identify "hot" investment trends and actively trade to beat the market, Personal Advisor Select is NOT the right fit for you. To review some questions you should ask if you're considering financial advice, read the Advisor Client Relationship Summary (Form CRS) conversation starter questions. You can also get important details about this service, including asset-based service levels and fee breakpoints, in the Vanguard Personal Advisor Select Brochure. HOW DO I KNOW YOUR ADVISORS WILL FOCUS ON MY BEST INTERESTS? Focusing on investors' best interests is what Vanguard was built on. We were founded on the mission to take a stand for investors to help give them the best possible chance for success. Learn more about our investment philosophy and company history Personal Advisor Select is held to fiduciary standards under applicable regulations. (Meaning our advisors are required to act in your best interests at all times.) Also, our advisors don't receive commissions. CAN I BE A SUCCESSFUL INVESTOR WITHOUT A VANGUARD ADVISOR? We've always believed that successful investing can be simpler than many people think, but decades of experience have taught us that not everyone is as passionate about investing as we are—and that's okay. For people who aren't as interested in creating and monitoring an in-depth financial plan (or delving into the nuances of asset allocation, rebalancing, taxes, and goal prioritization), we're here to help. We also believe that talking to an advisor can be helpful if things get a bit stormy, whether it's in the market or your personal life. WHAT CAN I EXPECT INITIALLY? First, you'll fill us in on some information (things like your needs and goals, including a timeline for each, and information on your non-Vanguard assets). You can do this online or over the phone. Then you'll set up a time to speak to an advisor. The advisor will get to know you, answer any questions you have, and make sure we have everything we need to build your customized financial plan. Once your plan is created (within a few weeks), you'll meet with an advisor again to go through it. At that time, you can decide whether the plan and the service are a good fit for you—with no obligation. HOW DO I GET STARTED? You can get started online or by phone. Be ready to tell us about your investment objectives for funding your retirement, saving for college, paying off debt, buying a home, or other goals, and a timeline for each one. We'll also need an estimate of your income and spending needs, as well as information on any non-Vanguard assets or income (including an approximation of your expected Social Security benefits). Then you'll schedule a time to meet with an advisor and you're on your way! HOW DO I LOG INTO MY TRUST SERVICES ACCOUNT? Log in to your trust portfolio here. CURIOUS ABOUT PERSONAL ADVISOR SELECT? Get to know us, and find out what to expect if you enroll. We may also send you other Vanguard information you might be interested in. You can opt out at any time. READY TO GET STARTED? See what Vanguard Personal Advisor Select can do for you. 855-259-1098 Monday through Friday, 8 a.m. to 8 p.m., Eastern time Get started *Tax-loss harvesting involves certain risks, including, among others, the risk that the new investment could have higher costs than the original investment and could introduce portfolio tracking error into your accounts. There may also be unintended tax implications. We recommend that you carefully review the terms of the consent and consult a tax advisor before taking action. All investing is subject to risk, including the possible loss of the money you invest. Diversification does not ensure a profit or protect against a loss. We recommend that you consult a tax or financial advisor about your individual situation. For more information about Vanguard funds or Vanguard ETFs, visit vanguard.com to obtain a prospectus or, if available, a summary prospectus. Investment objectives, risks, charges, expenses, and other important information about a fund are contained in the prospectus; read and consider it carefully before investing. Vanguard is investor-owned, meaning the fund shareholders own the funds, which in turn own Vanguard. Our retail direct investment advisory strategies, in turn, are built on core investments in the Vanguard funds. Vanguard’s advice services are provided by Vanguard Advisers, Inc. (“VAI”), a registered investment advisor, or by Vanguard National Trust Company (“VNTC”), a federally chartered, limited-purpose trust company. The services provided to clients will vary based upon the service selected, including management, fees, eligibility, and access to an advisor. Find VAI’s Form CRS and each program’s advisory brochure here for an overview. VAI and VNTC are subsidiaries of the Vanguard Group, Inc., and affiliates of Vanguard Marketing Corporation. Neither VAI, VNTC, nor its affiliates guarantee profits or protection from losses. YOUR PRIVACY * YOUR PRIVACY * STRICTLY NECESSARY COOKIES * PERFORMANCE COOKIES * FUNCTIONAL COOKIES * TARGETING COOKIES YOUR PRIVACY When you visit any website, it may store or retrieve information on your browser, mostly in the form of cookies. This information might be about you, your preferences or your device and is mostly used to make the site work as you expect it to. The information does not usually directly identify you, but it can give you a more personalized web experience. Because we respect your right to privacy, you can choose to set some types of cookies to “Off.” However, setting cookies to “Off” may impact your experience on the site and the services we are able to offer. Click on the different category headings to find out more and to change your default settings, where possible. Clearing cookies on your device will delete your preferences. To learn more, view the Vanguard Privacy Center. STRICTLY NECESSARY COOKIES Always on These cookies are necessary for the website to function and cannot be switched off in our systems. They are usually only set in response to actions made by you which amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not then work. PERFORMANCE COOKIES Performance cookies On These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies, we will not know when you have visited our site and will not be able to monitor its performance. To manage Performance cookies on our website, move the toggle to the right to turn them on or move the toggle to the left to turn them off. Then be sure to click the “Confirm my choices” button to save your preferences. If you click the “Accept all cookies” button, all cookie types will be set to “On.” FUNCTIONAL COOKIES Functional cookies On These cookies enable the website to provide enhanced functionality and personalization. They may be set by us or by third-party providers whose services we have added to our pages. If you do not allow these cookies, then some or all of these services may not function properly. To manage Functional cookies on our website, move the toggle to the right to turn them on or move the toggle to the left to turn them off. Then be sure to click the “Confirm my choices” button to save your preferences. If you click the “Accept all cookies” button, all cookie types will be set to “On.” TARGETING COOKIES Targeting cookies On These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant advertisements on other sites. They do not store directly personal information but are based on uniquely identifying your browser and internet device. If you do not allow these cookies, you will experience less targeted advertising. To manage Targeting cookies on our website, move the toggle to the right to turn them on or move the toggle to the left to turn them off. Then be sure to click the “Confirm my choices” button to save your preferences. If you click the “Accept all cookies” button, all cookie types will be set to “On.” Back Button COOKIE LIST Filter Button Consent Leg.Interest checkbox label label checkbox label label checkbox label label Clear checkbox label label Apply Cancel Confirm my choices Accept all cookies