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Text Content

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 * Mortgage Suite
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OUR CALCULATORS WORK FOR YOU


WE CREATE MODERN FINANCIAL CALCULATORS FOR FINANCE AND BANKING THAT COMMUNICATE
YOUR PRODUCTS.


DISCOVER HOW EASY IT IS TO DEPLOY, UPDATE AND INTEGRATE.

Our Calculators Get in touch

NEED TO KNOW HOW MUCH DOWN ON YOUR ARM? WE DO THAT TOO




OUR CLIENTS


SEE HOW OUR CALCULATORS WORK FOR THESE CLIENTS


STEP UP YOUR PREQUALIFICATION EXPERIENCE, SEE WHAT BEYOND BANK HAS IMPLEMENTED


MORTGAGE SUITE

WIDGET WORKS MORTGAGE SUITE IS AN INTEGRATED SET OF TOOLS COVERING THE WHOLE
MORTGAGE JOURNEY. IT'S AN INTEGRATED, CLOUD MANAGED SET OF CALCULATORS FOR ALL
DEVICES. TRY THEM OUT NOW.


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HOME LOAN REFINANCE

THE FIXED RATE CLIFF IS COMING, FOCUS REFINANCERS ON YOUR BEST DEAL.

 * Simple or detailed “current rate” data input supporting owner occupied or
   investor, optional fees, varying remaining term and optional fixed/variable
   selection
 * Savings are prominent with monthly saving, time saving and optional
   life-of-loan saving
 * FOCUS  on larger saving from behaviour change – use a repayment saving as an
   extra repayment to save time and cost
 * SMARTER  comparison of fixed term or whole remaining term depending on
   product and outcome
 * Built on the same calculation engine as Repayment Calculator – rates based on
   loan ranges, and product lookups with discounts
 * Manage the complexity: interest rates are shown for the selected product
 * Show key product features and strong calls to action


Try it now

HOME LOAN REFINANCE

The fixed rate cliff is coming, focus refinancers on your best deal


PERSONAL LOANS


FEES, BALLOON

YOUR PRODUCTS. YOUR RATES. YOUR CREDIT RULES.

 * Uses the same calculation engine as Repayment Calculator – rates based on
   loan ranges, and product lookups with discounts
 * NEW Balloon residual amount support with rule based limits
 * NEW Full fee support: itemised or contained in summary pricing,
   capitalised/uncapitcalised establishment fee
 * Manage the complexity: interest rates are shown for the selected product
 * Show key product features and strong calls to action


Try it now

EQUIPMENT FINANCE

Balloons & capitalised fees


MORTGAGE LOAN REPAYMENT


MAKE IT EASY FOR YOUR CUSTOMERS AND BRANCH STAFF

YOUR PRODUCTS. YOUR RATES. YOUR FEATURES.

 * Manage the complexity: interest rates are shown for the selected product
 * Rates based on loan ranges, LVR bands and product lookups with discounts
 * Show key product features, personalised comparison rate and strong calls to
   action


Try it now

MORTGAGE LOAN REPAYMENT

What will my repayments be?


LIVING EXPENSES PLANNER & COLLECTION


EASILY COLLECT LIVING EXPENSES

Help your customers work out their Living Expenses with this new calculator. A
great tool to use when working out borrowing power, and easy to share the
results between the broker and the customer.

 * Built in Customer Collector and email for sending dataset back and forwards
 * Taylor the data to your needs – customise the categories and items as you
   need
 * Fast and easy to integrate into your workflow, solving one more regulatory
   need


Try it now

LIVING EXPENSES PLANNER

Customers collect & send their info


PERSONAL LOANS


MAKE IT EASY FOR YOUR CUSTOMERS AND BRANCH STAFF

YOUR PRODUCTS. YOUR RATES. YOUR CREDIT RULES.

 * Uses the same calculation engine as Repayment Calculator – rates based on
   loan ranges, and product lookups with discounts
 * NEW Balloon residual amount support with rule based limits
 * NEW Full fee support: itemised or contained in summary pricing,
   capitalised/uncapitcalised establishment fee
 * Manage the complexity: interest rates are shown for the selected product
 * Show key product features and strong calls to action


Try it now

PERSONAL LOANS

Cars, holidays and shopping!


BORROWING POWER


FAST AND ACCURATE REPRESENTATION OF YOUR SERVICEABILITY RULES

YOUR PRODUCTS. YOUR RATES. YOUR CREDIT RULES.

 * Uses the same calculation engine as Repayment Calculator – rates based on
   loan ranges, LVR bands and product lookups with discounts
 * Living expenses, either HPI or HEM and single or joint applications
 * Show key product features and strong calls to action


Try it now

BORROWING POWER

Will you lend me $… ?


STAMP DUTY


MAKE IT EASY FOR YOUR CUSTOMERS AND BRANCH STAFF

A FOCUSED VIEW OF STAMP DUTY AND FIRST HOME BUYERS GRANTS

 * Stamp duty, concessions and First Home Owners Grant all managed by Widget
   Works
 * Provides a mobile optimised view of the cost and benefit available in each
   Australian state and territory


Try it now

STAMP DUTY

Simple Stamp Duty & FHOG


BUYING AND SELLING COSTS


MAKE IT EASY FOR YOUR CUSTOMERS AND BRANCH STAFF

STAMP DUTY. FHOG. LMI. REALTOR COMMISSIONS, AND MORE…

 * Stamp duty, concessions and First Home Owners Grant all managed by Widget
   Works
 * Provides the full picture of what it’ll cost to buy or sell in Australia –
   it’s more than just stamp duty


Try it now

BUYING AND SELLING COSTS

More than just stamp duty


LOAN COMPARISON


WHAT A DIFFERENCE A FEW POINTS MAKE.

YOUR PRODUCTS. YOUR RATES. YOUR FEATURES.

 * Uses the same calculation engine as Repayment Calculator – rates based on
   loan ranges, LVR bands and product lookups with discounts
 * Show key product features, personalised comparison rate and strong calls to
   action


Try it now

LOAN COMPARISON

Compare repayments & features


DEPOSITS & SAVINGS


MAKE IT EASY FOR YOUR CUSTOMERS AND BRANCH STAFF

YOUR FEATURES WITH EASY TERM DEPOSIT & CASH SAVINGS IN ONE TOOL

 * Manage the complexity: one calculator presents savings and term deposit
   information
 * Term and regular savings products with easy comparison and realistic
   reinvestment options
 * Show key product features, specials and strong calls to action


Try it now

DEPOSITS & SAVINGS

Cash and Term Deposits in one


BUDGET PLANNER

HELP ANYONE CREATE A CLEAR PICTURE OF THEIR FINANCES.

 * Customisable input categories and reporting
 * Visual analysis built assists analysing where cash goes
 * Emailing and CRM integration options make this an easy way to
   collect information at the start of your planning processes


Try it now

BUDGET PLANNER

Picture your finances


MORTGAGE KEY FACTS SHEET (KFS)


MAKE IT EASY FOR YOUR CUSTOMERS AND BRANCH STAFF

YOUR PRODUCTS. YOUR RATES. SIMPLE TO MANAGE

 * Uses the same calculation engine as Repayment Calculator – rates based on
   loan ranges, and product lookups with discounts
 * Manage the complexity: manage KFS alongside your other tools, no special
   product/rate management is required
 * Consistent, branded tool fits in with your calculator suite


Try it now

MORTGAGE KEY FACTS SHEET (KFS)

KFS that’s easy to manage


AUSTRALIAN INCOME TAX


HELP YOUR CUSTOMERS UNDERSTAND THE IMPACT OF TAX.

AUSTRALIAN INCOME TAX AT A GLANCE.

 * Net to Gross / Gross to Net for all periods
 * Call to action to assist in managing income


Try it now

INCOME TAX

Australian Income Tax at a glance


GET IN TOUCH

HOW ACCURATE IS YOUR BORROWING POWER?
WE LOVE CREDIT POLICY RULES. BET YOU A $1 WE GET TO WITHIN A $1!


TAKE CONTROL OF YOUR SERVICING ACROSS ALL CHANNELS

Ditch your spreadsheet and switch to an up to date, regression tested, easier to
use and maintain solution.

Heritage Bank replaced their broker servicing spreadsheet with a fully managed,
synchronised Widget Works servicing calculator and the response has been
resounding: "Congratulations to all the team that have presented such a
professional and practical tool"


LATEST NEWS

THERE'S ALWAYS SOMETHING GOING ON. WEB TECHNOLOGY. CLOUD DELIVERY. SECURITY.
FINANCIAL CHANGE.



7 OF THE TOP 10 FORBES BEST BANKS IN AUSTRALIA USE WIDGET WORKS

Forbes World’s Best Banks for 2021 is out and 7 of Australia’s top 10 use Widget
Works calculators

STAMP DUTY AND NSW PROPERTY TAX (FIRST HOME BUYER CHOICE)

Stamp duty calculator update adds NSW property tax vs stamp duty option.

UBANK RELAUNCHES

ubank has expanded on the strengths of 86400 with it’s relaunch, and a Widget
Works Borrowing Power implementation delivers

QSUPER AWARDED FOR RETIREMENT CALCULATOR AND LIFETIME PENSION INCOME ESTIMATOR

The 2021 Innovation Tools & Calculators Award went to QSuper for the Lifetime
Pension and Income Estimator



BANKWEST: ADVENTURES IN BORROWING POWER & SERVICING

Bankwest’s borrowing power is as beautiful as it is detailed and accurate.

FULLY INTEGRATED: BEYOND BANK PREQUALIFICATION CALCULATOR

Beyond Bank has launched their “Prequal” experience, with our integrated Stamp
Duty (and deposit), Multi-product-repayment, Borrowing Power Calculator

HAPPY NEW [FINANCIAL] YEAR! 🥳

Welcome to FY21-22, stamp duty updates have been rolled out

GREATER 2021 REBRAND + OPEN BANKING RATES INTO CALCULATORS

Congratulations to Greater Bank with the launch of their new site – it
beautifully modernises management, branding, search, organisation, accessibility
and API feeds.



86 400 REFINANCE WITH NEW META FILTERS

Neobank 86 400 has launched our latest refinance calculator with a great UI
layer to support their home loans campaign

BEYOND BAND: ADVENTURES IN BORROWING POWER & SERVICING

Beyond Bank’s first project with Widget Works went live in late 2020 and seen
great results. We worked closely with the all parts of the business (analysis,
credit/policy, compliance, technology) to establish a full view of the credit
policy that should be applied to this calculator. We’ve now added even more
support for expense handling[…]


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OUR CALCULATORS WORK FOR YOU

YOU AREN’T GENERIC, YOUR CALCULATORS SHOULDN’T BE EITHER

WORKS FOR YOUR CUSTOMERS

Make hard decisions easy. LMI, LVR, WTF? Help your customers know your products
and rates.

WORKS FOR YOUR BRAND & MARKETING

Easy for you to customise and integrate with your brand & site. Google Analytics
and Adobe SiteCatalyst ready – Analytics & events built in.

WORKS WITH YOUR TECHNOLOGY

As easy to embed and run as a YouTube video. Peace of mind with an enterprise
grade cloud solution. Easily edit, test & release your content updates.


OUR FOUNDERS

WIDGET WORKS WILL EXTEND YOUR CAPABILITY WITH PROJECT MANAGEMENT, DESIGN AND
TECHNICAL EXPERTISE

ALISTAIR BRUCE

Director
 * 

Al is an experienced IT Manager with high level competency in Applications
Development , Program Management and Product Management. He has a thing for
calculators.

CORIDYN FITZGERALD-HOOD

Technical Director
 * 

Coridyn has brought his extensive skill and experience to the HTML5/Javascript
application stack. Coridyn has developed calculators for the largest banks in
Australia & is a skilled Adobe web analytics integrator

NATHANIEL FITZGERALD-HOOD

Technical Director
 * 

Nathaniel is a fan of data visualisation and data management. Experienced in
server-side application development, database and system management, Nathaniel
also has a background in modern BI toolsets


GET IN TOUCH

GET IN TOUCH AND WE'LL SHOW YOU MORE ABOUT OUR PRODUCTS AND FEATURES



Level 19, 10 Eagle St, Brisbane 4000

info@widgetworks.com.au

1300 794 349
 * 
 * 

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