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TERMS OF SERVICE

Terms of Service
Last updated: Jun 8, 2023

Thank you for visiting SkinsMonkey.com. We hope that you will find this Terms
and Conditions helpful to understand the nature and scope of agreement you may
enter to enjoy our services.

Below you may read Terms and Conditions, which regulate details of services,
your eligibility, your obligations and rights, limitations of our liability,
waiver of the right to the state court, information on complaints, disclaimers,
security of your data and other which you must consider as of major importance
to you. Please read them carefully and if you have any questions please submit
the to us at support@skinsmonkey.com

By visiting, accessing, using SkinsMonkey.com or clicking to accept any services
We provide, you acknowledge and agree that you have read, understood and
accepted all of the terms and conditions in these Terms and Conditions and the
Privacy Policy ("Terms").

These Terms constitutes agreement between between: You ("you", "Customer",
"User") and the following service provider ("VAE", "we,", "us" or "our"):

Virtual Asset Empire Limited
13 Kypranoros Street,
Evi Building, 1st Floor, Office 102,
1061 Nicosia, Republic of Cyprus


For the avoidance of doubt, these Terms have two parties - you and VAE, and are
not intended to nor do they provide any rights to any third parties.

PLEASE READ THESE TERMS CAREFULLY AS THEY CONTAIN YOUR LEGAL RIGHTS AND
OBLIGATIONS AND PROVIDE YOU WITH CLEAR OVERVIEW OF OUR SERVICES AND SCOPE OF OUR
LIMITED RESPONSIBILITY. WARNING! BY ACCEPTING THESE TERMS YOU ENTER INTO THE
LEGALLY BINDING CONTRACT WITH VAE. IN PARTICULAR, YOU VOLUNTARILY SUBMIT LEGAL
RELATIONSHIP WITH US EXCLUSIVELY TO ARBITRATION THEREFORE EXCLUDING THE
JURISDICTION OF ANY STATE COURTS OVER THESE MATTERS. IF YOU DO NOT WANT TO
ACCEPT THESE TERMS, IN PARTICULAR YOU DO NOT WANT TO WAIVE YOUR RIGHT TO THE
STATE COURT, PLEASE REJECT THESE TERMS AND LEAVE OUR SITE IMMEDIATELY.

If you do not agree to be bound by these Terms and any subsequent amendments,
changes or updates, you must not access or use any of the services we provide.

When using some specific features of the services, you may be requested to
accept applicable additional terms and conditions.


GENERAL


INTRODUCTION

SkinsMonkey.com is an online platform for users of Steam service provided
exclusively by Valve Corporation. We are not affiliated in any way with Valve
Corporation nor any of its subsidiaries or affiliates ("Valve"). By accessing
SkinsMonkey.com , you agree that the terms of any respective Steam subscriber
agreements and/or terms and conditions, and/or policies shall apply to you in
all respects. Any warranties, rights, obligations or other contractual
relationships that you may have with respect to your Steam account and Valve
shall remain consistent with, and part of the Terms hereof.

SkinsMonkey.com is a platform which allows Steam-registered users to search,
exchange and purchase Steam-supported virtual items between each other in
accordance with the Terms (the "Virtual Items"). The Virtual Items traded within
our platform might be used only within Steam-approved services. The Virtual
Items are no cryptocurrencies. We provide you with a platform that matches your
trades with trades placed by other users of our services to exchange or purchase
Virtual Items. You are not able to predetermine who shall you trade with and the
identity of your counterpart shall remain anonymous for you. Likewise, your
identity shall remain anonymous for your counterpart. Ownership of the Virtual
Items any time belongs to Steam. Our users are merely holders of the Virtual
Items.


ELIGIBILITY

You must meet eligibility criteria to use our Services.

You must be a physical person of at least 16 years old to use SkinsMonkey.com.
We do not provide Services to legal persons.

If you are under the age of 18, or you have otherwise limited legal capacity
under jurisdiction of your domicile, please ask your parents or your legal
guardian to read and accept the Terms on your behalf before proceeding further
with using SkinsMonkey.com unless you are not obliged to do so in accordance
with your local jurisdiction. By continuing using SkinsMonkey.com you affirm
that you (or your parent or legal guardian, if applicable) have understood and
accepted the Terms. If you (or your parent or legal guardian, if applicable) do
not agree with the Terms, then you may not use or access SkinsMonkey.com or any
part thereof. By creating an Account as further stated below, you represent and
warrant that you are a "natural person" who is over the age of 18 or whose
parent or legal guardian have accepted and agreed to the Terms.

We can also consider other factors as relevant to enter into agreement with you
such as your nationality, place of residence or other information we deem
relevant or we should consider under applicable regulations.

You may not use our Services and/or are citizen and/or resident and/or you
access SkinsMonkey.com from any of the following territories:

 1. the Bolivarian Republic of Venezuela;
 2. the British Overseas Territory of the British Virgin Islands;
 3. the Democratic People's Republic of Korea;
 4. the Islamic Republic of Iran;
 5. the Republic of Cuba;
 6. the Republic of Cyprus;
 7. the Russian Federation;
 8. the Syrian Arab Republic;
 9. the temporarily occupied territories of Ukraine (Ukrainian: Тимчасово
    окупована територія України) as defined in the law enacted by the sovereign
    Government of Ukraine recognized by the United States of America and/or de
    facto territories of Ukraine temporarily uncontrolled by the sovereign
    Government of Ukraine recognized by the United States of America.

We shall not provide you Services or may withdraw to do so in case if we gain
any knowledge that you are or could have been involved in any illegal activity.
In particular we do not provide Services to persons listed on any sanctions
lists, including the lists enforced by the Government of the United States of
America and/or Government of any member state of the European Union.

We shall not provide you Services or may withdraw to do so if you are a resident
of a country deemed by FATF as high risk or non-cooperative jurisdiction. We
reserve the right to request additional personal data from you and supplementing
documentation to confirm your identity and eligibility to use Services.

We shall also refuse to provide you with Services if we become aware that you
were involved in any activity which reasonably could have been harmful to us.


DRAWING RIGHTS

Trading in SkinsMonkey.com does not involve any fiduciary currency or
cryptocurrency. Trading in SkinsMonkey.com is available only through exchange
one Virtual Item for another Virtual Item, or optionally, by using drawing
rights issued by us specifically for the purposes of trading within
SkinsMonkey.com (the "Drawing Rights"). Drawing Rights might not be used
elsewhere or exchanged for any fiduciary currency or cryptocurrency.

For your convenience only, our Drawing Rights are issued in the prearranged
units which are shown on our platform as equivalent to the units of the
fiduciary currency, typically US Dollars (USD). Unless provided otherwise, 1
prearranged unit of our Drawing Rights is represented on our platform as 1 unit
of the fiduciary currency involved, typically 1 US Dollar (USD). For avoidance
of doubt, 1 prearranged unit of our Drawing Rights might not be exchanged for 1
US Dollar or its equivalent in any other fiduciary currency or cryptocurrency.
The amount of prearranged units of our Drawing Rights acquired by you will
constitute balance of your account open on our platform presented as
corresponding units of fiduciary currency (the "Balance").

In principle, you acquire our Drawing Rights when exchanging your Virtual Item
valued on our platform higher than the Virtual Item you receive as a result of
such exchange. In such situation, the difference between (i) the value of your
Virtual Item, which you trade through our platform and (ii) the value of the
Virtual Item you receive in exchange will constitute the amount of prearranged
units of our Drawing Rights which you will receive and what will be reflected in
your positive Balance.

Alternatively, we may issue our Drawing Rights upon subscription. You can make
subscription order to our Drawing Rights only by using our platform. The
availability of our Drawing Rights might be limited, hence your subscription
might not be accepted by us. Notwithstanding the foregoing, we specifically
reserve our right to grant the Drawing Rights to any User upon our sole
discretion without subscription.

In order to place subscription order for our Drawing Rights, you shall pay us
the price calculated in fiduciary currency and provided on our platform. The
price payable in fiduciary currency for our Drawing Rights is solely upon our
discretion and vary from time to time.

If your subscription order is accepted and the subscription price is credited on
our fiduciary currency account in its entirety, without any set-offs,
deductions, or other modifications, you acquire the right to use Drawing Rights
on our platform.

If you have positive Balance, you may place an order to redeem Drawing Rights by
using our platform. Our decision whether we agree or not agree to accept your
redemption order is solely within our discretion. If your redemption order is
accepted by us, the amount of your Drawing Rights being subject of redemption
will be cancelled, which will be reflected in your debited Balance. If your
redemption order is accepted, we will pay you the amount in fiduciary currency
which will be the product of (i) the amount of prearranged units of our Drawing
Rights multiplied by (ii) the redemption price expressed in fiduciary currency
for one prearranged unit of our Drawing Rights established upon our sole
discretion and provided to you upon acceptance of your redemption order.

At any time your Balance shall not exceed the amount of prearranged units of our
Drawing Rights shown as USD 15,000. To access Balance you may be asked to
provide registration details, including without limitation a payment method, a
related billing address and all necessary KYC information about the Account
owner. Balance does not constitute a personal property and has no value. Balance
is non-transferable to another service or person and do not accrue interest.


RISK

Before using our Services, it is crucial that you understand the risks
associated with Virtual Items, Drawing Rights and our Services. Trading Virtual
Items and using Drawing Rights involves multiple risks. You hereby declare that
you are aware and familiar with all risks related to Virtual Items and Drawing
Rights, in particular risks listed below. You are aware that such a list is not
exhaustive and is not intended to be exhaustive. In our belief it refers to most
common risks associated with Virtual items and Drawing Rights and some of them
may apply in high extent and some to lesser extent. You must independently or
with help of your advisor determine your risk appetite and determine if you want
to exchange your Virtual Items with us or subscribe to our Drawing Rights. You
bear sole responsibility for materialisation of any such or similar risk and
cannot make any claims against us. If you don't have knowledge about risk
associated with Virtual Items, you should acquaint yourself with them first and
reconsider if you are willing to trade with us.

Framework risk - Virtual Items might be used only within Steam platform,
therefore they may become useless and have no value if or when Steam ceases to
accept these Virtual Items or if market demand for Steam-operated services, such
as video games, decreases.

Fluctuation risk - prices of Virtual Items fluctuate rapidly and in short period
may loose significant value, in particular Virtual Items are not backed up by
any fiduciary currency, cryptocurrency, precious metals, commodities or any
other tangible or intangible asset, therefore they actual market value might be
or become null.

Liquidity risk - Under some circumstances you may find difficult to buy or sell
Virtual Items since there might be no other user who is willing to trade. No
Virtual Items might be available for exchange or purchase.

Suspension of trading - Under some circumstances we may be required to cease to
offer to exchange of all or some Virtual Items. Such suspension may arise either
in our own discretion if we deem that trading such Virtual Items may cause
damage to us or our Users, or in cases when we shall be obliged to do so by
binding us laws.

Data transmission and infrastructure risk - use of our Service and access to
SkinsMonkey.com via Internet might be affected by, but not limited to, the
failure of hardware, software, and connections. Such failures may cause
disruptions, errors, distortions or delays you may experience when using
SkinsMonkey.com

Attack risk - your and our infrastructure may be subject to hostile attack what
may affect the continuity of our Services and your access to the Account.

Integrity risk - technology facilitated to develop, maintain, transfer, or
verify your Virtual Items may be subject to attack and loss of its value.

Operations on Virtual Items – Virtual Items may be cancelled, lost, double spent
or their value may be significantly decreased due to forks and rollbacks. Over
the time given Virtual Items may lose some their features what may cause their
immediate depreciation.

Risk of origin - Some Virtual Items might be associated with illegal activity or
be originated in other illegal sources without your awareness, what may result
in difficulties or inability in their trading.

Regulatory risk - the legal status of Virtual Items and Drawing Rights is still
unclear in most of the countries. Regulations limiting trading of Virtual Items
and Drawing Rights may be expected.

Drawing Rights risk – we may reject any subscription or redemption order
concerning the Drawing Rights meaning that you may be unable to reclaim any and
all of your fiduciary currency funds used to pay for Drawing Rights.


AVAILABILITY

We strive to make our Services available to you on a 24/7 basis. We reserve the
right to temporarily suspend or terminate the provision of some functionalities
of the Service or entire Service due to the implementation of enhancements,
maintenance or review. We are not obliged to notify you in advance about any
scheduled limitations of availability of the Service.

As any on-line service, SkinsMonkey.com may be subject to temporarily failure or
interruption. We are constantly improving our infrastructure, but such risk may
materialise any time and we exercise due diligence to remove such failure in
reasonable time. To the highest extent as permitted by law we shall not be
liable for any loss or damage resulting from such failures.

You must acknowledge that some functionalities or entire Service may be and/or
become limited or unavailable in certain jurisdictions even without prior
notification. We carry no liability nor responsibility for actions of any
competent authorities who may at any time and without prior notification
introduce such limitations.

In order to use our Services you need a device with access to the Internet that
meets all the technical requirements to access Steam. You are obliged to ensure
such compatibility and by no means we shall not be responsible to adapt the
Service to your devices. You must be also aware that facilitating older devices
and/or unupdated software like web-browser may cause disturbances or
unavailability of our Service.

In case if we decide or if we need to change technical requirements of our
Service we may do it without any prior notification. Such change shall not be
considered as an amendment of this Terms.


SERVICES

Upon successful registration and identity verification and opening Account, you
gain access to Services which shall be limited to Virtual Items exchange and/or
purchase service on our platform.


EXCHANGE OF VIRTUAL ITEMS

SkinsMonkey.com allows you to (i) exchange one or more Virtual Item for another
Virtual Item available on our platform, (ii) exchange one or more Virtual Item
for Drawing Rights on the platform, (iii) purchase Virtual Item available on our
platform using Drawing Rights for clearing of the transaction.

Each Virtual Item available for exchange on our platform has the ascribed value
expressed in the Drawing Rights.

You may place order to exchange your Virtual Item available to your Account for
another Virtual Item deposited available on SkinsMonkey.com. If the value of
your Virtual Item is the same as the value of the Virtual Item you wish to
acquire, your Balance is neither credited nor debited. If the value of your
Virtual Item is higher than the value of the Virtual Item you wish to acquire,
you Balance is credited with the amount of prearranged units of Drawing Rights
equal to the difference in value of exchanged Virtual Items. If the value of
your Virtual Item is lower than the value of the Virtual Item you wish to
acquire, then the difference in value is debited against your Balance. In case
you do not have sufficient Balance to cover the difference referred to in the
preceding sentence your order will not be accepted. If your order is accepted,
you release the Virtual Item you offered for the purpose of transaction and
receive the Virtual Item you wished to acquire.

If you purchase the Virtual Item, your Balance is debited with the amount of
prearranged units of Drawing Rights equivalent to value of the Virtual Item
acquired.

Any trades and Virtual Item transactions conducted on SkinsMonkey.com are final
and not subject to a return, refund and/or cancellation.


TRADE LOCK

Some of the Virtual Item available on SkinsMonkey.com can be marked with Trade
Lock. Trade Lock is a time limited restriction on transfering Virtual Item on
Steam platform.

Upon purchasing a Virtual Item marked with Trade Lock from our platform. The
item is assigned to User and stored in Backpack. You may request to transfer
Virtual Item away from Backpack by making an order, once Trade Lock time
restriction expires.

SkinsMonkey.com stores a Virtual Item in Backpack for 30 days counting from the
day Trade Lock time restriction expires. After 30 days, a Virtual Item stored in
Backpack may expire.


ACCOUNT

In order to use SkinsMonkey.com you must sign-in through your Steam user account
provided by Valve.

By signing-in you authorize us to access and use certain Steam user account
information, including, but not limited to your public Steam profile and the
list of your Virtual Items. The personal data collection and processing is
subject to our Privacy Policy being integral part of these Terms.

Upon signing-in with your Steam user account, your individual SkinsMonkey.com
account (the "Account") will be created automatically and you will be assigned
with your personal SkinsMonkey.com identification information mirroring your
Steam ID64 (the "Account ID") to be identified within our platform for the
purposes of our Services. You may have only one (1) Account with us.

You are solely responsible for managing and safeguarding your login credentials,
maintaining the confidentiality and restricting access to your Account, as well
as for all activities that occur under these credentials. We bear no
responsibility for any unauthorised access to your Account. We treat any action
commenced on your Account as initiated by you unless you let us know in advance
on loss of login credentials. It is your responsibility to ensure that your use
of SkinsMonkey.com within your Account is in compliance with Terms, any
applicable laws or regulations.

On the basis of data provided by you, in order to open an Account or to maintain
the Account after its opening we may require you to provide us with additional
information about you, your source of wealth and origin of Virtual Items. We may
require you to provide us with documentation confirming and supplementing data
provided.


PAYMENTS

Drawing Rights shall be first and foremost obtained through exchange of Virtual
Items. Subscription to Drawing Rights, while discouraged, is allowed, however
subject to further restrictions.

VAE may use various payment methods in order to facilitate payments for
subscription or redemption of the Drawing Rights. The respective payment method
provider is primarily responsible for facilitating the payment of the
transactions conducted on SkinsMonkey.com and providing to the User
payment-related customer support.

VAE is not responsible for any delays in payment and/or actions of the
respective payment service provider. The terms and conditions between the
payment method and the Users who utilize the payment services are governed by
separate agreements and are not subject to these Terms.

All transactions in fiduciary currency are made in US Dollars (USD), unless
states otherwise, including all applicable taxes. In this respect, your payment
will be converted from your currency into USD at the time of the payment, if
applicable.

By performing transactions via SkinsMonkey.com you acknowledge and confirm that
you are the owner or an authorized user or of all payment accounts, bank cards
or any other payment methods you use to make any payments.

You are responsible for the payment of any fees, taxes or other costs,
associated with the conduction of transactions via the payment method or the
applicable duties and taxes imposed by your local authorities. The respective
charged amounts shall be indicated on the respective payment page of the
relevant payment method. The list of available payment methods shall be solely
defined by VAE, are indicated on SkinsMonkey.com and may change without any
prior notice.

Any payment made from and to VAE can be subject to restriction until a Know Your
Customer ("KYC") check is completed in line with regulations applicable to you,
us, provider of payment method or the institution holding our fiduciary currency
account. All payments larger than USD 1,000 (one thousand US Dollars) in a short
time period are also subject to a KYC check.


FEES

Exchange and purchase of Virtual Items with our Services is charged with our
commission fees (the "Fees"). Our Fees are included into the value of the
Virtual Item quoted on our platform and are not provided separately.


INTELLECTUAL PROPERTY

SkinsMonkey.com logo and any SkinsMonkey.com product or service names, logos or
slogans and/or any other intellectual property that may appear on the
SkinsMonkey.com or service are trademarks of VAE and/or our affiliates and may
not be copied, imitated or used, in whole or in part, without our prior written
permission. In addition, the features of SkinsMonkey.com and their content,
designs, magnetic translations, domain names, downloadable documents, digital
conversions including, without limitation, all page headers, custom graphics,
button icons and scripts, constitute the intellectual property of VAE and may
not be copied, imitated or used, in whole or in part, without our prior written
permission.

We grant you a limited, nonexclusive and non-sublicensable license to access and
use our intellectual property solely for your personal use. The license granted
does not permit you to and sale, distribution, display, modification, copying,
creating derivatives of our intellectual property. The license shall terminated
as of the date of termination of agreement between you and us.

Any trademarks, logos, skins, artworks and other objects of intellectual
property (either registered or unregistered), presented on SkinsMonkey.com ,
belong to their respective owners, including Valve, and there are no implied
licenses to use them, unless otherwise stipulated by the owner in writing. Any
unauthorized use is an infringement sanctioned by the applicable legislative
framework.


PROHIBITIONS

In connection with our Services you are strictly prohibited to:

 1.  use Services in order the place proceeds from any illegal activity;
 2.  transact or deal in, any Virtual Items that does not belong to you;
 3.  use Services against or to circumvent any laws, including AML/CTF,
     anti-corruption laws and economic sanctions;
 4.  use Services to evade taxes;
 5.  use any falsified or misleading data;
 6.  take advantage of any shortcomings in our Services and platform;
 7.  engage in wash trading, spoofing, fictitious trading and price
     manipulation;
 8.  trade with the intention to disrupt or cause negative impact on fair
     execution of any orders on our platform;
 9.  create impression that you act as our representative or proxy;
 10. use any virtual private network, proxy service, or any other service,
     network, or product in order to disguise your IP address or location;
 11. post, submit, publish, display, or transmit any data which may be
     objectively interpreted as offensive or against local laws and customs,
 12. host, provide or develop services for or using the Services, or intercept,
     emulate, disrupt, or redirect the communication protocols, hardware,
     software, network, or system used by Service in any way, including without
     limitation through protocol emulation, tunneling, packet sniffing,
     modifying or adding components to the Service, use of a utility program or
     any other techniques now know or hereafter developed, for any purpose,
     including without limitation unauthorized access in any form over the
     Internet,
 13. violate or avoid any of provision in this Terms.


ACKNOWLEDGMENTS

You acknowledge that we reserve the right to:

 1. perform a KYC check on any registered User at any given time
 2. refuse any trade of any Virtual Item;
 3. refuse any order to subscribe or redeem Drawing Rights;
 4. reverse any trade of any Virtual Item;
 5. reverse any order to subscribe or redeem Drawing Rights;
 6. modify, suspend and/or discontinue SkinsMonkey.com , its content, features
    or offers with or without notifying you beforehand;
 7. provide different capabilities and/or features for SkinsMonkey.com , without
    any recourse to you or without any rights of claim assignable to you;
 8. undertake any actions as may deem appropriate in response to actual and/or
    suspected violations of these Terms, including, but not limited to the
    suspension and/or termination of your access to SkinsMonkey.com and/or the
    Account;
 9. restrict the usage of SkinsMonkey.com without prior notification for any
    registered User.

We have the right to investigate any alleged violation of these Terms, binding
us laws and regulations and to take actions we deem necessary without your
consent or prior notice. In particular we have the right to:

 1. block and cancel trade in any Virtual Items;
 2. suspend your Account;
 3. report your identity and activity to competent authorities.

If we suspect that you are in a material breach of the Terms or other
SkinsMonkey.com policy, we may undertake the following actions subject to our
discretion without prior notice:

 1. suspend your Account;
 2. suspend any transactions without any refund;
 3. terminate your Account with immediate effect.

We further note that if the breach is not material, we may provide you with a
notice of 14 days to give you the opportunity to rectify the breach subject to
our discretion.

We note that we can undertake any and all of the above actions subject to our
discretion without any liability or further obligation of any kind whatsoever to
you or any other party.


REPRESENTATIONS AND WARRANTIES

Each time you access SkinsMonkey.com you irrevocably represent and warrant to us
that:

 1. according to your local jurisdiction you are of legal age and eligible to
    enter into the agreement with us;
 2. according to your local jurisdiction you have no restrictions to use
    SkinsMonkey.com;
 3. you will comply with the Terms and all applicable laws and regulations and
    will not directly or indirectly use SkinsMonkey.com for any illegal
    activities;
 4. you have all necessary and relevant experience and knowledge to deal with
    Virtual Items, have a full understanding of their framework, are aware of
    all the merits, risks and any restrictions associated with Virtual Items
    including their use, as well as the necessary and relevant expertise and
    knowledge to exchange and/or purchase them, and accept the sole
    responsibility for any decisions made in respect of such items within
    SkinsMonkey.com;
 5. you are a rightful holder of all the Virtual Items associated with your
    Steam ID;
 6. any funds to subscribe to Drawing Rights are not in breach nor they
    circumvent any applicable KYC laws and regulations.


DISCLAIMER

EXCEPT AS EXPRESSLY PROVIDED FOR HEREIN, THE SERVICES AND ALL RELATED COMPONENTS
AND INFORMATION ARE PROVIDED ON AN "AS IS"- AND "AS AVAILABLE" BASIS, WITHOUT
ANY WARRANTIES OF ANY KIND. WE DISCLAIM ANY AND ALL WARRANTIES, WHETHER EXPRESS
OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY,
TITLE, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. YOU ACKNOWLEDGE
AND ACCEPT THAT WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED,
TIMELY, SECURE, OR ERROR-FREE.

YOU ACKNOWLEDGE THAT YOUR DATA AND INFORMATION PROVIDED BY YOU MAY BECOME
IRRETRIEVABLY LOST OR CORRUPTED OR TEMPORARILY UNAVAILABLE DUE TO A VARIETY OF
CAUSES, INCLUDING SOFTWARE FAILURES, PROTOCOL CHANGES BY THIRD PARTY PROVIDERS,
INTERNET OUTAGES, FORCE MAJEURE EVENT OR OTHER DISASTERS INCLUDING THIRD ILLEGAL
ACTIVITY, MAINTENANCE, OR OTHER CAUSES EITHER WITHIN OR OUTSIDE OUR CONTROL. YOU
ARE SOLELY RESPONSIBLE FOR BACKING UP AND MAINTAINING DUPLICATE COPIES OF ANY
INFORMATION YOU STORE OR TRANSFER THROUGH OUR SERVICES.

Neither VAE nor any other party involved in creating or delivering the Service
and/or SkinsMonkey.com shall be liable for any direct, indirect, incidental,
special, punitive, consequential, or exemplary damages arising out of or in
connection with any use of, or inability to use, the Services, SkinsMonkey.com
or the exchange, sale, purchase, or use of the Virtual Items. The foregoing
limitation applies to all damages arising out of or in connection with any use
of, or inability to use SkinsMonkey.com , including but not limited to: errors,
mistakes, or inaccuracies; personal injury or property damage; any unauthorized
access to or use of our secure servers, including any personal or financial
information stored therein; any bugs, viruses, trojan horses, or the like that
may be transmitted through the application or services; and/or any goods sold or
purchased.

SkinsMonkey.com or Service may contain links to other third-party websites,
including Steam. We are not in any way responsible for the content of such links
as these are not in any way monitored by us. We shall not be held liable and/or
responsible for the content of such third-party websites and accept no liability
for any loss or damages occurring as a result of or relating to the use of these
websites. We note that if you access these third-party websites, you do so at
your own risk. The foregoing limitation applies regardless of the nature of the
cause of action (whether breach of contract or tort, including negligence) and
even if VAE has previously been advised of, or reasonably could have foreseen,
the possibility of such damage or loss,

To the extent that any jurisdiction does not allow the exclusion or limitation
of any incidental or consequential damages, the above limitation shall apply to
the extent permissible under applicable law.

VAE's aggregate liability to a User in any circumstance is limited to either the
amount paid by the user to VAE in fiduciary currency during the year preceding
the claim or $100, whichever is greater.


INDEMNITY

To the extent permitted by applicable law you shall indemnify, and hold harmless
VAE, its licensors, licensees, distributors, agents, representatives and other
authorized users, and all of the foregoing entities' respective officers,
directors, owners, employees, agents, representatives, and assigns from and
against any and all claims, damages, obligations, losses, liabilities, costs,
attorney fees, and expenses arising out of or in connection with your use of
SkinsMonkey.com , your violation of the Terms, the sale, purchase, exchange
and/or use of any Virtual Items, your violation of any third party right,
including, but not limited to, copyright, trademark, or privacy right, and any
submission by you that causes damage to a third party.

You agree to cooperate as fully as reasonably required in the defense of any
claim. VAE reserves the right to assume the exclusive defense and control of any
matter otherwise subject to indemnification by you. You shall not enter into any
agreement that affects the rights of VAE without VAE's prior written approval.


ASSIGNMENT

VAE may assign, subcontract or otherwise transfer its rights and/or obligations
hereunder without notice to you or obtaining your consent. You may not assign,
subcontract or otherwise transfer your rights and/or obligations hereunder
without out prior written consent.


SEVERABILITY

If any provision of these Terms is deemed invalid and/or unenforceable under any
statute, regulation, ordinance, legislation or by an arbitrator or court of
competent jurisdiction, then such provision shall be deemed reformed or deleted
but only to the extent necessary to comply with such statute, regulation,
ordinance, arbitrator, or court, and the remaining provisions shall remain in
full force and effect.


GOVERNING LAW

Any legal relations arising out of or in connection with these Terms, including
non-contractual obligations, shall be governed by the UNIDROIT Principles of
international Commercial Contracts (2016) and, with respect to issues not
covered by such Principles, by generally accepted principles of international
commercial law.

This provision shall not be deemed to deprive you of the protection afforded to
you by the applicable rules relating to contractual obligations of the law of
the state in which you have your habitual residence. For avoidance of doubts,
the preceding sentence does not constitute choice of law clause.


ARBITRATION

Any dispute, controversy, difference or claim arising out of or relating to
these Terms, including the existence, validity, interpretation, performance,
breach or termination thereof or any dispute regarding non-contractual
obligations arising out of or relating to it shall be exclusively referred to
and finally resolved by arbitration administered by the BVI International
Arbitration Centre (BVIIAC) under the UNCITRAL Arbitration Rules in force when
the Notice of Arbitration is submitted, as modified by the IAC Procedures for
the Administration of Arbitration under the UNCITRAL Arbitration Rules. The law
of this arbitration clause shall be the law of the Republic of Cyprus. The place
of arbitration shall be Road Town, Tortola, British Virgin Islands. The number
of arbitrators shall be three. The arbitration proceedings shall be conducted in
English.

Prior to the commencement of arbitration, the parties shall take reasonable
efforts to resolve dispute, controversy, difference or claim amicably for three
months from the date of the notification of the dispute.


NOTIFICATION OF THE DISPUTE

You should send us complaints and disputes as soon as you become aware of them,
maximum within 3 Business days of the date of the discovery.

The complaint must contain following details:

 1. Account numberID,
 2. description of the occurence subject to the complaint,
 3. your demand,

We shall put reasonable efforts to investigate your complaint as soon as
possible no later than within 30 days from the date of complaint submission.

In complicated cases we may prolong the 30 days period until 60 days from the
date of the submission.

Under limited circumstances, we may disclose your personal data to third parties
as permitted by, or required to comply with, applicable laws, rules and/or
regulations in the jurisdiction of which you are a citizen or a permanent
resident and in order to comply with applicable laws. For example, we may
disclose personal information to cooperate with regulatory authorities and law
enforcement agencies to comply with subpoenas or other official requests, and as
necessary to protect our rights or property. Except as described herein, we will
not use your personal information for any other purpose, unless we describe how
such information will be used at the time you disclose it to us, or we obtain
your permission.

Your telephone conversations, e-mails, internet conversations (chat), meetings
and other communications with us may be recorded/maintained by us for security
purposes, compliance with the applicable laws and regulation. If you don't want
to be recorded you must terminate the agreement between you and us.


COLLECTIVE REDRESS WAIVER

Where permitted under the applicable law, you agree that you may bring claims
against SkinsMonkey.com only in your individual capacity and not as a plaintiff
or class member in any purported class or representative action and/or any other
collective redress mechanism.


NOTICES

Any notices to VAE shall be effective only if sent in writing to its corporate
registered address with a copy to: support@skinsmonkey.com. The notices directed
to VAE but not meeting requirements set out in the preceding sentence shall be
deemed null and void.

It is your responsibility to provide to us your email address which is always
operative.


AMENDMENTS

We may make changes to the Terms, our Services or any other part of
SkinsMonkey.com from time to time without prior notification. We may do this for
a variety of reasons including changes in or requirements of the law, new
features, or changes in business practices and/or any other reason. The most
recent version of these Terms will be posted on SkinsMonkey.com , and you should
regularly check for the most recent version. If the changes include material
changes that affect your rights or obligations, we will notify you of the
changes by reasonable means, which could include notification through
SkinsMonkey.com or via email. If you continue to use SkinsMonkey.com after the
changes become effective, then you agree to the revised Terms.


TERM AND TERMINATION

The agreement between you and us shall be concluded for indefinite period of
time.

We may terminate the agreement at any time by notice which will take effect no
later than 10 business days after the termination notice is sent to you.In case
if we disclose that you are in breach of any provision of this Terms we may
terminate the agreement with immediate effect as of the date of dispatch to you
the termination notice.We may also immediately terminate agreement if a force
majeure event has occurred and has continued for a period of 5 business days.

You may terminate the agreement with immediate effect by choosing option to
delete the Account on our platform.at any time via sending us an email at
support@skinsmonkey.com.

Upon termination of our agreement, we will close your Account which means that
you will not be able to use the Service. Upon closure of the Account all Virtual
items and Drawing Rights will be cancelled without possibility of their reclaim.
We bear no liability with regard to the cancellation of Virtual Items and/or
Drawing Rights upon the closure of the Account.


FINAL PROVISIONS

Nothing in this Terms should be understood by you as legal, tax or financial
advisory. Should you require any assistance regarding these issues you should
contact your professional advisor.

We do not provide any advisory and you must not regard us as acting in that
capacity. Some tools and information made available to you should be considered
as decision supporting tools only. You should consult your professional advisors
before entering into any transaction if you think you are not able to assess if
it corresponds to your risk appetite.

Headings of sections in this Terms are informative only and are intended to help
you to navigate this document.

Our failure or delay in exercising any right, power or privilege under these
Terms shall not operate as a waiver thereof.


* * *
Virtual Asset Empire Limited
a provider of SkinsMonkey.com

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