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 * PRIVACY POLICY


 * TERMS OF USE


BLACKHAWK NETWORK (CANADA) LTD. TERMS OF USE AGREEMENT

Effective as of September 1, 2019

Blackhawk Network (Canada) Ltd. and its subsidiaries and affiliates (hereinafter
referred to as "Company", "we", "us", or "our") have developed these Terms of
Use ("Agreement") to describe the terms that govern your use of Giftcards.ca,
WaySpa.com, LifeExperiences.ca, HappyCards.ca, JokerCard.ca,
IncentiveCardStore.ca and any other Company branded URL, WAP site or mobile
application or other content or services for Canada that we link to this
Agreement (individually a “Company Site” and collectively the "Company Sites").
The services Company provides on Company Sites include various products and
services such as gift cards, promotional offers, benefits and relevant content,
and any other feature, content or application offered from time to time by
Company (collectively, the "Company Services"). Company is headquartered in the
United States and the Company Sites and Services may be hosted in Canada or the
United States.

BY VISITING THE COMPANY SITES (WHETHER OR NOT YOU ARE REGISTERED) OR USING THE
COMPANY SERVICES, YOU ACCEPT AND AGREE TO BE BOUND BY THIS AGREEMENT, INCLUDING
ANY FUTURE MODIFICATIONS, AND TO ABIDE BY ALL APPLICABLE LAWS, RULES AND
REGULATIONS ("Applicable Law") IN YOUR USE OF THE COMPANY SITES AND COMPANY
SERVICES. PLEASE CAREFULLY READ THIS AGREEMENT, ALONG WITH THE PRIVACY POLICY
AND OTHER POLICIES OR AGREEMENTS REFERENCED IN THIS AGREEMENT, BEFORE USING THE
COMPANY SITE AND COMPANY SERVICES. Subject to Applicable Law, Company reserves
the right, in its sole and absolute discretion, to modify all or any portion of
this Agreement at any time without incurring any liability or obligation
whatsoever to you or any other person or entity. If we do this, we will post the
changes to this Agreement at least thirty (30) days before the amendment comes
into effect, and will indicate at the top of this page the date this Agreement
was last revised. In addition, if you have registered, where required by law or
at our discretion, we will provide you notice using email and/or your mailing
address, or any other contact information we have for you in our discretion.
Where required by law, this notice will be provided at least thirty (30) days
before the change comes into effect (or such longer period as may be required by
Applicable Law) and will set out the new clause, or the modified clause and how
it read formerly, and the date on which the change will come into effect . You
may refuse the amendment and rescind, or cancel your participation without cost,
penalty or cancellation indemnity, by sending us notice to that effect no later
than thirty (30) days after the amendment comes into force, using the
information in the notice. To the fullest extent permitted by Applicable Law,
your continued access to and/or use of any Company Site or Company Services
after the date specified in such notice constitutes your full acceptance of, and
agreement to be legally bound by, the terms of this Agreement, as revised. It is
therefore important that you review this Agreement regularly. IF YOU DO NOT
AGREE TO BE BOUND BY THIS AGREEMENT AND TO ABIDE BY ALL APPLICABLE LAW, YOU MUST
DISCONTINUE USE OF THE COMPANY SITES AND COMPANY SERVICES IMMEDIATELY.

The Company Site and the Company Services are intended solely for your personal
and non-commercial use. Company may change, suspend or discontinue any Company
Sites or Company Services (or any feature thereof) at any time with or without
notice to you. Company may also impose limits on certain features and services
offered on Company Sites or the Company Services or restrict your access to
parts or all of the Company Site or the Company Services without notice or
liability. You acknowledge that from time to time the Company Sites or the
Company Services may be inaccessible or inoperable for any reason, including,
without limitation: (i) equipment malfunctions; (ii) periodic maintenance
procedures or repairs which Company may undertake from time to time; or (iii)
causes beyond the control of Company or which are not reasonably foreseeable by
Company.

Unless terminated by Company in its sole discretion, this Agreement remains in
full force and effect while you use the Company Sites and/or Company Services.
Company may terminate your account and/or access to the Company Sites and/or
Company Services at any time, for any or no reason, with or without prior notice
or explanation, and shall have no liability to you for such termination. Even
after your user account or access to the Company Sites and/or Company Services
is terminated by you or by Company, this Agreement will remain in effect with
respect to your past and future use of the Company Sites and/or the Company
Services. Any rights to your account terminate upon your death.


ELECTRONIC CONTRACTING

Your use of the Company Sites and/or Company Services requires you to have the
ability to enter into agreements, and to make transactions, electronically. YOU
ACKNOWLEDGE THAT YOUR ELECTRONIC SUBMISSIONS CONSTITUTE YOUR AGREEMENT AND
INTENT TO BE BOUND BY SUCH AGREEMENTS. YOU ACKNOWLEDGE FURTHER THAT YOUR
AGREEMENT AND INTENT TO BE BOUND BY ELECTRONIC SUBMISSIONS APPLIES TO ALL
RECORDS RELATING TO ALL TRANSACTIONS YOU ENTER INTO ON COMPANY SITES, INCLUDING
NOTICES OF CANCELLATION, TERMS OF USE, POLICIES, CONTRACTS AND APPLICATIONS, AND
ANY AMENDMENTS TO ANY OF THE FOREGOING.


REGISTRATION AND SECURITY

You take full responsibility for your access to and participation on the Company
Sites and use of the Company Services. As a condition of using certain Company
Services, you may be required to register on the Company Sites and/or select a
username and password. All registration information you submit to create an
account must be accurate and kept up to date. Your failure to do so will
constitute a breach of the Agreement, which may result in immediate termination
of your account. You may not (i) select or use as a username a name of another
person with the intent to impersonate that person; or (ii) use as a username a
name subject to any rights of another person without appropriate authorization.
Company reserves the right to refuse registration of, or cancel, a username, in
its sole discretion. If we cancel your registration, you agree that you will not
create another one or otherwise try to access the Company Site or the Company
Services without our permission. You agree not to sell, transfer or assign your
registration or any registration rights. It is your responsibility to notify us
of any changes in such information, including but not limited to your contact
information.

You are responsible for maintaining the confidentiality of your password and are
responsible for all use of your account. It is therefore critical that you do
not share your password with anyone. You agree not to use the account, username,
email address or password of another member or subscriber at any time and not to
allow any other person to use your account. You agree to notify Company
immediately if you suspect any unauthorized use of, or access to, your account
or password.


RIGHT TO ACCESS AND USE COMPANY SITE AND COMPANY SERVICES

As noted above, the Company Sites and Company Services are offered for your
personal use only and may not be used for commercial purposes. Company hereby
grants you a limited, revocable, nonsublicensable license to access and display
or perform as applicable the Company Sites and Company Services solely for your
personal, non-commercial use in connection with using the Company Sites and
Company Services.

Except as explicitly and expressly permitted by the Company or by the limited
license set forth above, you are strictly prohibited from creating works or
materials that derive from or are based on the Company Content (defined below).
This prohibition applies regardless of whether such derivative works or
materials are sold, bartered or given away. Also, you may not either directly or
through the use of any device, software, internet site, web-based service or
other means, remove, alter, bypass, avoid, interfere with, or circumvent any
copyright, trademark, or other proprietary notice marked on the Content (defined
below) contained in the Company Sites or Company Services or any digital rights
management mechanism, device, or other content protection, copy control or
access control measure associated with the Content contained in the Company
Sites or the Company Services, including geo-filtering mechanisms.

Except as necessary in order to refer to the Company, its products and services
in a purely descriptive capacity, you are expressly prohibited from using any
Company Content in any manner.

You may not, without the Company's written permission, "mirror" any Content
contained on or in the Company Sites or the Company Services. You may not use
the Company Sites or the Company Services for any purpose that is unlawful or
prohibited by the Agreement. You may not use the Company Sites or the Company
Services in any manner that could damage, disable, overburden, or impair the
Company Sites or the Company Services, or interfere with any other party's use
and enjoyment of the Company Sites or the Company Services. You may not attempt
to gain unauthorized access to the Company Sites or the Company Services through
hacking, password mining or any other means. Company reserves the right, in its
sole discretion, to terminate your access to the Company Sites or the Company
Services, or any portion thereof, at any time, for any reason or for no reason
at all, without prior notice or any notice.

You agree not to use the Company Site or Company Services to:
 * Post, upload or otherwise transmit or link to Content that is: unlawful;
   threatening; abusive; obscene; vulgar; sexually explicit; pornographic or
   inclusive of nudity; offensive; excessively violent; invasive of another's
   privacy, publicity, contract or other rights; tortious; false or misleading;
   defamatory; libelous; hateful; or discriminatory;
 * Violate the rights of others including patent, trademark, trade secret,
   copyright, privacy, publicity or other proprietary rights;
 * Log onto a server or account(s) that you are not authorized to access;
 * Use the Company Sites or the Company Services in contravention of any other
   agreement to which you are a party, including without limitation any
   employment agreement to which you may be a party
 * Impersonate or attempt to impersonate any person or entity;
 * Create more than one account, forge user names, manipulate identifiers, or
   otherwise impersonate any other person or misrepresent your identity or
   affiliation with any person or entity;
 * Introduce or engage in activity that involves the use of viruses, bots,
   worms, or any other computer code, files or programs that may interrupt,
   destroy, or limit the functionality of any computer software or hardware or
   telecommunications equipment, or otherwise permit the unauthorized use of or
   access to a computer or a computer network;
 * Attempt to decipher, decompile, disassemble or reverse engineer any of the
   software comprising the Company Sites or the Company Services;
 * Interfere with, damage, disable, disrupt, impair, create an undue burden on,
   or gain unauthorized access to the Company Sites or Company Services,
   including Company's servers, networks or accounts;
 * Cover, remove, disable, block or obscure advertisements or other portions of
   the Company Sites or the Company Services;
 * Delete or revise any information provided by or pertaining to any other user
   of the Company Sites or the Company Services;
 * Use technology or any automated system such as scripts, spiders, offline
   readers or bots in order to collect or disseminate usernames, passwords,
   email addresses or other data from the Company Sites or the Company Services,
   or to circumvent or modify any security technology or software that is part
   of the Company Sites or the Company Services;
 * Send or cause to send (directly or indirectly) unsolicited bulk messages or
   other unsolicited bulk communications of any kind through the Company Sites
   or the Company Services. If you do so, you acknowledge you will have caused
   substantial harm to Company, but that the amount of harm would be extremely
   difficult to measure.
 * Solicit, collect or request any personal information for commercial or
   unlawful purposes;
 * Post, upload or otherwise transmit an image or video of another person
   without that person's consent;
 * Engage in commercial activity (including but not limited to advertisements or
   solicitations of business; sales; contests; sweepstakes; creating,
   recreating, distributing or advertising an index of any significant portion
   of the Company Content; or building a business using the Company Content)
   without Company's prior written consent;
 * Using technology or other means to access, index, frame, or link to the
   Company Sites or the Company Services (including the Content) that is not
   authorized by the Company Sites or the Company Services (including by
   removing disabling, bypassing, or circumventing any content protection or
   access control mechanisms intended to prevent the unauthorized download,
   stream capture, linking, framing, reproduction, access to, or distribution of
   Company Content);
 * Accessing the Company Sites or the Company Services (including the Content)
   through any automated means, including "robots," "spiders," or "offline
   readers" (other than by individually performed searches on publicly
   accessible search engines for the sole purpose of, and solely to the extent
   necessary for, creating publicly available search indices - but not caches or
   archives - of the Company Sites or the Company Services and excluding those
   search engines or indices that host, promote, or link primarily to infringing
   or unauthorized content;
 * Use the Company Sites or the Company Services to advertise or promote
   competing services;
 * Use the Company Sites or the Company Services in a manner inconsistent with
   any and all Applicable Law; or
 * Attempt, facilitate, induce, aid and abet, or encourage others to do any of
   the foregoing.


FEES

You acknowledge that Company reserves the right to charge fees for any portion
of the Company Site or the Company Services. The Company will provide you with
advance notice of any such fees, including any change in the amount of such
fees, and a way to cancel your account in the event you do not wish to pay the
modified fee.


TERMS OF SALE

Your access to, purchase and uses of certain Company Services may require you to
accept additional terms and conditions applicable to such Company Services
(“Terms of Sale”), in addition to this Agreement, and may require you to
download software or Content (as defined below). In the event of a conflict
between any such additional terms and this Agreement, such additional terms will
prevail.


COSTS

All costs and taxes are quoted in Canadian dollars. You must pay all applicable
taxes on purchases made on the Company Site. We may in our sole discretion add,
delete or change some or all of the prices of our products and services at any
time without notice, other than as set forth on the relevant Company Site.


GIFT CARD TERMS AND CONDITIONS

The use of Blackhawk Products may be subject to terms and conditions that are
set by the retailer who issues that product. If so, we do not own or control the
terms, conditions and other details about that Blackhawk Product. We make no
representations about, do not endorse, and are not responsible or liable for:
(i) the terms, conditions and other details about those Blackhawk Products; and
(ii) the goods or services offered by any retailer issuing the product. If you
have questions or problems with your Blackhawk Product, or anything you buy
using your Blackhawk Product, you agree to settle the problem directly with the
retailer. We are not responsible for the failure of any retailer to honour a
Blackhawk Product for any reason. Some Retailers may not offer Blackhawk
Products, terms and conditions or notices in the language of your choice.
Blackhawk Products, product descriptions, redemption information and retailer
terms are provided by the retailers at their discretion and questions should be
directed to the retailers.


GIFT CARD ACTIVATION

Plastic gift cards that ship from GiftCards.ca are not shipped "active", which
means that recipients are required to activate their gift cards prior to using.
eGift Cards do not require activation by customers. Recipients of an eGift Card
click on a link in the email to retrieve the activated eGift Card. It is
important that this link be kept confidential, as anyone who has this link will
be able to access and use funds on the eGift Card.


CANCELLATION POLICY

Unless otherwise stated herein, there are no refunds and all sales are final.


PROMOTIONS, CONTESTS AND SWEEPSTAKES

From time to time, we make you aware of certain Company or third-party related
promotions, contests and sweepstakes or other promotions. All such contests,
sweepstakes and promotions are subject to the official rules or terms and
conditions for such promotions, contests and sweepstakes and all related
applicable laws, regulations and statutes.


INTELLECTUAL PROPERTY RIGHTS

All right, title and interest in the Company Site and the Company Services,
including technology and trade secrets embodied therein and any custom
developments created or provided in connection with or related to this
Agreement, including all copyrights, patents, trade secrets, trade dress and
other proprietary rights, and any derivative works thereof, shall belong solely
and exclusively to Company or its licensors, and you shall have no rights
whatsoever in any of the foregoing. You acknowledge that the Company Sites and
the Company Services constitute a valuable trade secret and/or are the
confidential information of Company or its licensors. Nothing in this Agreement
or otherwise will be deemed to grant to you an ownership interest in the Company
Sites or the Company Services, in whole or in part. The Company Sites and
Company Services contain information, text, files, images, videos, sounds,
musical works, works of authorship, software, applications, product names,
company names, trade names, logos, designs, and any other materials or content
(collectively, "Content") of Company, its licensors, or assignors ("Company
Content"), as well as Content provided by users or other third parties. Content
contained in the Company Sites and Company Services is protected by copyright,
trademark, patent, trade secret and other laws and, as between you and Company,
Company, its licensors, or its assignors, own and retain all rights in the
Company Content. Except as provided in this Agreement or as explicitly allowed
on the Company Sites or Company Services, you may not copy, download, stream,
capture, reproduce, duplicate, archive, upload, modify, translate, publish,
broadcast, transmit, retransmit, distribute, perform, display, sell, frame or
deep-link, make available, or otherwise use any Content contained in the Company
Sites or Company Services. You understand and acknowledge that unauthorized
disclosure, use or copying of the proprietary products and services provided
pursuant to this Agreement may cause Company and its licensors irreparable
injury, which may not be remedied at law, and you agree that Company and its
licensors’ remedies for breach of this Agreement may be in equity by way of
injunctive or other equitable relief.

If you send or transmit any communications, comments, questions, ideas,
suggestions, or related materials to Company, whether by letter, email,
telephone, or otherwise (collectively, “Feedback”), suggesting or recommending
changes to the Company Site, Company Services or any part thereof, including,
without limitation, new features or functionality relating thereto, all such
Feedback is, and will be treated as, non-confidential and non-proprietary. You
hereby assign all right, title, and interest in, and Company is free to use,
without any attribution or compensation to you, any ideas, know-how, concepts,
techniques, or other intellectual property and proprietary rights contained in
the Feedback, whether or not patentable, for any purpose whatsoever, including
but not limited to, developing, manufacturing, having manufactured, licensing,
marketing, and selling, directly or indirectly, products and services using such
Feedback. In jurisdictions where the foregoing assignment is not effective, you
hereby grant us a world-wide, perpetual, irrevocable, transferable,
sub-licensable, royalty-free, non-exclusive, and unrestricted licenseto copy,
reproduce, adapt, transmit, edit, modify, or otherwise use, publicly display,
distribute, translate and create compilations and derivative works from, any and
all of such Feedback. Further, you hereby waive all moral rights you may have in
such feedback in favor of Company, and anyone authorized by us to use such
Feedback. You understand and agree that Company is not obligated to use,
display, reproduce, or distribute any such ideas, know-how, concepts, or
techniques contained in the Feedback, and you have no right to compel such use,
display, reproduction, or distribution.


TRADEMARKS

Company, the Company logo, and other Company marks, graphics, logos, scripts,
and sounds are trademarks of Company. None of the Company trademarks may be
copied, downloaded, or otherwise exploited.


COPYRIGHT COMPLAINTS

Company respects the intellectual property of others and requires that our users
do the same. Company has a policy that provides for the termination in
appropriate circumstances of subscribers and account holders of Company Services
who are repeat infringers. Company also reserves the right to remove or disable
access to any transmission of Content that infringes the copyright of any person
under the laws of the United States or Canada upon receipt of a notice that
substantially complies with the requirements set forth below.

If you believe that any material residing on or linked to from the Company Site
or the Company Services infringes your copyright, you must send Company's
designated Copyright Agent a written notification of claimed infringement that
contains substantially all of the following information: (a) identification of
the copyrighted work claimed to have been infringed, or, if multiple copyrighted
works are covered by a single notification, a representative list of such works;
(b) identification of the claimed infringing material and information reasonably
sufficient to permit us to locate the material on the Company Sites or the
Company Services (such as the URL(s) of the claimed infringing material); (c)
information reasonably sufficient to permit us to contact you, such as an
address, telephone number, and an email address; (d) a statement by you that you
have a good faith belief that the disputed use is not authorized by the
copyright owner, its agent, or the law; (e) a statement by you that the above
information in your notification is accurate and a statement by you, made under
penalty of perjury, that you are the owner of an exclusive right that is
allegedly infringed or are authorized to act on the owner's behalf; and (f) your
physical or electronic signature. Company's Copyright Agent for notification of
claimed infringement can be reached at:

DCMA Designated Agent

495 Mansfield Avenue

Pittsburgh, PA 15205

Phone: 877-994-3822


USER CONTENT

You understand that you are responsible for all Content that you submit, post,
upload, transmit, email or otherwise make available on the Company Sites or on,
through or in connection with the Company Sites or the Company Services
(collectively, "User Content"). You represent and warrant that: (i) you own the
User Content submitted by you on, through or in connection with the Company
Sites or the Company Services, or otherwise have the right to grant the license
set forth in this Section, and (ii) the transmission of User Content by you on,
through or in connection with the Company Sites or the Company Services and
Third-Party Services (defined below) does not violate the privacy rights,
publicity rights, copyrights, contract rights or any other rights of any person
or entity. You agree to pay for all royalties, fees, and any other monies owing
any person or entity by reason of the use of any User Content submitted by you
on or through the Company Sites or the Company Services or Third-Party Services.
Additionally, you acknowledge that you have no expectation of privacy in or
confidentiality with respect to your User Content. Accordingly, please choose
User Content carefully.

Company reserves the right, but disclaims any obligation or responsibility, to
prevent you from posting User Content to any Company Site or on, through or in
connection with any Company Site or the Company Services and to restrict or
remove your User Content from any Company Site or on, through or in connection
with any Company Site or the Company Services or refuse to include your User
Content in any Company Site or on, through or in connection with any Company
Site or the Company Services for any reason at any time, in Company's sole
discretion and without notice to you.

You understand that Company does not control the User Content posted by users
via the Company Sites or the Company Services and, as such, you understand you
may be exposed to inaccurate or otherwise objectionable User Content. Company
assumes no responsibility or liability for this type of Content. Company assumes
no responsibility for monitoring the Company Site or the Company Services for
inappropriate User Content or user conduct. If at any time, Company chooses in
its sole discretion to monitor the Company Sites or the Company Services,
Company nonetheless assumes no responsibility for Content other than Company
Content, no obligation to modify or remove any inappropriate Content, and no
responsibility for the conduct of any user.

To the fullest extent permitted by Applicable Law, by posting or transmitting
any User Content on, through or in connection with the Company Sites or the
Company Services, you hereby grant to Company and licensees, assignees, and
users of the Company Sites and Company Services a worldwide, perpetual,
irrevocable, non-exclusive, fully-paid and royalty-free, freely sublicensable,
transferable (in whole or in part) right (including any moral rights) and
license to use, modify, excerpt, adapt, publish, translate, create derivative
works and compilations based upon, publicly perform, publicly display,
reproduce, sublicense, and distribute such User Content, including your name,
voice, likeness and other personally identifiable information to the extent that
such is contained in User Content, anywhere, in any form and on and through all
media formats now known or hereafter devised, for any and all purposes
including, but not limited to, promotional, marketing, trade or any
non-commercial or commercial purposes. Further, you hereby waive all moral
rights you may have in such feedback in favour of Company, and anyone authorized
by us to use such Feedback. Additionally, Company is free to use any ideas,
concepts, know-how, or techniques contained within such User Content for any
purpose including, but not limited to, developing, manufacturing, marketing and
providing commercial products and services, including Company Services.
Company's use of such User Content shall not require any further notice or
attribution to you and such use shall be without the requirement of any
permission from or any payment to you or any other person or entity. You hereby
appoint Company as your agent with full authority to execute any document or
take any action Company may consider appropriate in order to confirm the rights
granted by you to Company in this Agreement.


THIRD-PARTY SERVICES AND LINKS

The Company Site or the Company Services may provide, or third parties may
provide, links to other websites, applications, resources or other services
created by third parties ("Third-Party Services"). When you engage with a
provider of a Third-Party Service, you are interacting with the third party, not
with Company. If you choose to use a Third-Party Service and share information
with it, the provider of the Third-Party Service may use and share your data in
accordance with its privacy policy and your privacy settings on such Third-Party
Service. Company encourages you not to provide any personally identifiable
information to or through any Third-Party Service unless you know and are
comfortable with the party with whom you are interacting. In addition, the
provider of the Third-Party Service may use other parties to provide portions of
the application or service to you, such as technology, development or payment
services. Company is not responsible for and makes no warranties, express or
implied, as to the Third-Party Services or the providers of such Third-Party
Services (including, but not limited to, the accuracy or completeness of the
information provided by such Third-Party Service or the privacy practices
thereof). Inclusion of any Third-Party Service or a link thereto on the Company
Sites or the Company Services does not imply approval or endorsement of the
Third-Party Service. Company is not responsible for the content or practices of
any websites other than the Company Sites, even if the website links to the
Company Sites and even if it is operated by a Company Affiliate or a company
otherwise connected with the Company Sites. By using the Company Sites or the
Company Services, you acknowledge and agree that Company is not responsible or
liable to you for any content or other materials hosted and served from any
website other than the Company Sites. When you access Third-Party Services, you
do so at your own risk.

Company makes no representation or warranty as to the accuracy or fitness for
use of any offers, including, but not limited to, coupons, rebates, discounts,
etc. posted via the Company Sites or the Company Services ("Coupons”) or that
any Third-Party Services will honor or acknowledge any such Coupons. Company is
not responsible for providing any value for any Coupons. Company is not
responsible for the change of information at Third-Party Services, including,
but not limited to, rebate information, pricing, availability or fitness for
use. You understand that Company does not and cannot review all material made
available through websites linked or linking to any part of the Company Sites or
the Company Services.


PRIVACY POLICY

For information about Company’s policies and practices regarding the collection
and use of your information, please read Company's Privacy Policy at
https://www.giftcards.ca/pages/privacy-policy. The Privacy Policy is
incorporated by reference and made part of this Agreement. Thus, by agreeing to
this Agreement, you agree that your use of or presence on the Company Sites,
application and other places where any Company Services are available are
governed by the Privacy Policy in effect at the time of your use.

In connection with access to certain Company Services, you may be required to
provide personal information, including your name, address, telephone number,
e-mail address, credit card and billing information (collectively, "Personal
Information"), to an independent third party not affiliated with the Company.
Where the third-party is responsible for collecting, transmitting and/or
processing your Personal Information and, in some instances, for fulfilling your
order, all payment obligations for such Company Services shall be governed by
the terms of use/service and privacy policy(ies) of the third-party.


DISPUTES

You are solely responsible for your interactions with other users of the Company
Sites and the Company Services, providers of Third-Party Services or any other
parties with whom you interact on, through or in connection with the Company
Sites or the Company Services. Company reserves the right, but has no
obligation, to become involved in any way with any disputes between you and such
parties.


DISCLAIMERS

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY SITE AND THE
COMPANY SERVICES ARE PROVIDED "AS-IS" AND "AS AVAILABLE" AND COMPANY DOES NOT
GUARANTEE OR PROMISE ANY SPECIFIC RESULTS FROM USE OF OR CONTINUOUS AVAILABILITY
OF THE COMPANY SITE OR THE COMPANY SERVICES. TO THE FULLEST EXTENT PERMITTED BY
APPLICABLE LAW, COMPANY EXPRESSLY DISCLAIMS ANY WARRANTIES AND CONDITIONS OF ANY
KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, THE IMPLIED
WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND
NON-INFRINGEMENT, AND WARRANTIES IMPLIED FOR A COURSE OF PERFORMANCE OR COURSE
OF DEALING. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, COMPANY MAKES NO
WARRANTY THAT YOUR USE OF THE COMPANY SITE OR THE COMPANY SERVICES WILL BE
UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE, THAT DEFECTS TO THE COMPANY SITE OR
THE COMPANY SERVICES WILL BE CORRECTED, THAT THE COMPANY SITE OR THE COMPANY
SERVICES OR THE SERVERS ON WHICH THEY ARE AVAILABLE WILL BE FREE OF VIRUSES OR
OTHER HARMFUL COMPONENTS, OR THAT ANY INFORMATION OBTAINED BY YOU ON, THROUGH OR
IN CONNECTION WITH THE COMPANY SITE, COMPANY SERVICES OR THIRD-PARTY SERVICES
WILL BE ACCURATE, RELIABLE, TIMELY OR COMPLETE. UNDER NO CIRCUMSTANCES WILL
COMPANY BE RESPONSIBLE FOR ANY LOSS OR DAMAGE (INCLUDING BUT NOT LIMITED TO LOSS
OF DATA, PROPERTY DAMAGE, PERSONAL INJURY OR DEATH) RESULTING FROM USE OF THE
COMPANY SITE OR THE COMPANY SERVICES, PROBLEMS OR TECHNICAL MALFUNCTION IN
CONNECTION WITH USE OF THE COMPANY SITE OR THE COMPANY SERVICES, ANY MATERIAL
DOWNLOADED OR OTHERWISE OBTAINED IN CONNECTION WITH THE COMPANY SITE OR THE
COMPANY SERVICES, ANY USER CONTENT OR THIRD-PARTY SERVICE TRANSMITTED ON,
THROUGH OR IN CONNECTION WITH THE COMPANY SITE OR THE COMPANY SERVICES, OR THE
CONDUCT OF ANY USERS OF THE COMPANY SITE OR THE COMPANY SERVICES, WHETHER ONLINE
OR OFFLINE. YOUR USE OF USER CONTENT, THIRD-PARTY SERVICES AND THE GOODS OR
SERVICES PROVIDED BY ANY THIRD PARTIES IS SOLELY YOUR RESPONSIBILITY AND AT YOUR
OWN RISK.

YOU ACKNOWLEDGE AND AGREE THAT YOUR USE OF THE COMPANY SITE OR THE COMPANY
SERVICES, AND ANY INFORMATION TRANSMITTED OR RECEIVED IN CONNECTION THEREWITH,
MAY NOT BE SECURE AND MAY BE INTERCEPTED BY UNAUTHORIZED PARTIES. YOU ASSUME
RESPONSIBILITY FOR THE ENTIRE COST OF ANY MAINTENANCE, REPAIR OR CORRECTION TO
YOUR COMPUTER SYSTEM OR OTHER PROPERTY OR RECOVERY OR RECONSTRUCTION OF LOST
DATA NECESSITATED BY YOUR USE OF THE COMPANY SITES OR THE COMPANY SERVICES.


LIMITATION ON LIABILITY

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, NEITHER COMPANY NOR ITS
PARENTS, AFFILIATES, SUBSIDIARIES, LICENSORS OR ASSIGNS, NOR ANY OF THEIR
RESPECTIVE EMPLOYEES, OFFICERS, MEMBERS AND DIRECTORS WILL BE LIABLE TO YOU OR
ANY THIRD PARTY FOR DAMAGES OF ANY KIND, WHETHER BASED IN TORT, CONTRACT, STRICT
LIABILITY OR OTHERWISE, INCLUDING, WITHOUT LIMITATION, ANY INDIRECT,
CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES, LOST PROFITS
AND ANY OTHER DAMAGES ARISING OUT OF OR RESULTING IN ANY WAY FROM OR IN
CONNECTION WITH THE COMPANY SITES OR THE COMPANY SERVICES EVEN IF COMPANY IS
AWARE OR HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE LIMITATIONS IN
THIS SECTION APPLY WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT,
NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER BASIS, AND WHETHER CAUSED IN WHOLE OR
IN PART BY NEGLIGENCE, ACTS OF GOD, TELECOMMUNICATIONS FAILURE, THEFT OR
DESTRUCTION OF, OR UNAUTHORIZED ACCESS TO THE COMPANY SITES OR THE COMPANY
SERVICES. NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, TO THE
FULLEST EXTENT PERMITTED BY APPLICABLE LAW, COMPANY'S LIABILITY TO YOU FOR ANY
CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE
LIMITED TO THE SUM OF CAD$100.00, OR IF GREATER, THE AMOUNT PAID BY YOU TO
COMPANY FOR THE COMPANY SITES OR THE COMPANY SERVICES DURING THE TERM OF YOUR
USE OF THE COMPANY SITES OR THE COMPANY SERVICES.YOU ACKNOWLEDGE AND AGREE THAT
ANY DAMAGES YOU INCUR ARISING OUT OF COMPANY'S ACTS OR OMISSIONS OR YOUR USE OF
THE COMPANY SITES OR THE COMPANY SERVICES ARE NOT IRREPARABLE AND ARE
INSUFFICIENT TO ENTITLE YOU TO AN INJUNCTION OR OTHER EQUITABLE RELIEF
RESTRICTING THE AVAILABILITY OF OR ANY PERSON'S ABILITY TO ACCESS ANY PORTION OF
THE COMPANY SITES OR THE COMPANY SERVICES.

Company makes no representation or warranty whatsoever regarding the
completeness, accuracy, currency or adequacy of any information, facts, views,
opinions, statements or recommendations contained on the Company Site or the
Company Services and/or the Content. Reference to any product, process,
publication or service of any third party by trade name, domain name, trademark,
service mark, logo, manufacturer or otherwise does not constitute or imply its
endorsement or recommendation by Company. Views and opinions of users of the
Company Sites or the Company Services do not necessarily state or reflect those
of Company.


CANADA JURISDICTION

Subject to this Agreement, Company provides the Company Sites and the Company
Services in Canada. Company does not represent that the Company Content, Company
Sites or the Company Services are appropriate (or, in some cases, available) for
use in other locations. If you use the Company Sites or the Company Services
from a jurisdiction other than Canada, you agree that you do so of your own
initiative, and you are responsible for complying with local laws as applicable
to your use of the Company Sites or the Company Services.

Not all of the Company Sites or Company Services are available worldwide or
nationwide, and Company makes no representation that you will be able to obtain
any Company Service in any particular jurisdiction, either within or outside of
Canada.


GOVERNING LAW

For users who are not individuals resident in the province of Quebec, the
Agreement will be governed by, and construed in accordance with, the laws of the
Province of Ontario, without regard to its conflict of law provisions.For users
who are individuals resident in the province of Quebec, the Agreement will be
governed by, and construed in accordance with, the laws of the province of
Quebec, without regard to its conflict of law provisions.

For users who are not individuals resident in the province of Quebec, For the
purpose of all legal proceedings, this Agreement will be deemed to have been
performed in the Province of Ontario and the courts of the Province of Ontario
will have jurisdiction to resolve any Dispute arising out of the Agreement, the
Company Site or the Company Services, except for matters that can be tried only
before a Federal Court in which case jurisdiction and venue shall be in Ontario.
For users who are individuals resident in the province of Quebec, you and
Company agree to submit to the exclusive jurisdiction and venue of the courts
located in the city of Montreal in the province of Quebec to resolve any Dispute
arising out of the Agreement, the Company Site or the Company Services.

SUBJECT TO APPLICABLE LAW, YOU AGREE THAT ANY CAUSE OF ACTION YOU MAY HAVE
ARISING OUT OF OR RELATED TO THIS AGREEMENT, THE COMPANY SITES OR THE COMPANY
SERVICES MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER SUCH CAUSE OF ACTION
ACCRUES. AFTER SUCH PERIOD, SUCH CAUSE OF ACTION SHALL BE PERMANENTLY BARRED.


INDEMNITY

You agree to indemnify and hold Company and its subsidiaries and affiliates and
their respective subcontractors and other partners, and each of their respective
officers, agents, partners and employees, harmless from any loss, liability,
claim, or demand, including, but not limited to, reasonable attorneys' fees,
made by any third party due to or arising out of or in connection with YOUR
BREACH OF YOUR REPRESENTATIONS, WARRANTIES, COVENANTS OR AGREEMENTS HEREUNDER;
YOUR VIOLATION OF THIS AGREEMENT OR ANY APPLICABLE LAW; YOUR USE OF THE COMPANY
SITES OR THE COMPANY SERVICES AND/OR THE CONTENT IN VIOLATION OF THIS AGREEMENT;
INFORMATION OR CONTENT POSTED OR TRANSMITTED THROUGH YOUR AUTHORIZED DEVICE OR
ACCOUNT, EVEN IF NOT SUBMITTED BY YOU, THAT INFRINGES ANY COPYRIGHT, TRADEMARK,
TRADE SECRET, TRADE DRESS, PATENT, PUBLICITY, PRIVACY OR OTHER RIGHT OF ANY
PERSON OR ENTITY OR DEFAMES ANY PERSON OR ENTITY; AND ANY MISREPRESENTATION MADE
BY YOU. YOU WILL COOPERATE AS FULLY AND AS REASONABLY REQUIRED IN COMPANY’S
DEFENSE OF ANY CLAIM. COMPANY RESERVES THE RIGHT, AT ITS OWN EXPENSE, TO ASSUME
THE EXCLUSIVE DEFENSE AND CONTROL OF ANY MATTER OTHERWISE SUBJECT TO
INDEMNIFICATION BY YOU, AND YOU SHALL NOT IN ANY EVENT SETTLE ANY SUCH MATTER
WITHOUT THE WRITTEN CONSENT OF COMPANY.


MISCELLANEOUS

This Agreement, together with any terms and conditions incorporated herein or
referenced herein constitute the entire agreement between you and us with
respect to the subject matter hereof and supersede and replace all prior or
contemporaneous understandings or agreements (written or oral).

Should any part or provision of this Agreement be found by a court of competent
jurisdiction to be illegal, void, or unenforceable, the unenforceable provision
will be modified so as to render it enforceable and effective to the maximum
extent possible in order to effect the intention of the provision; if a court
finds the modified provision invalid, illegal, void or unenforceable, the
validity, legality and enforceability of the remaining provisions of this
Agreement will not be affected in any way.

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