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(212)-287-5257
Get Your Cash Offer In 30 Minutes



NEED AN INSTANT CASH INJECTION?


UNLOCK CASH FAST


USING YOUR LUXURY ITEMS

Remove cash flow issues by borrowing money against your luxury items. Without
the hassle of credit checks and financial reviews.

Access Cash When the Bank Says NO
Discreet, Seamless & Hassle Free
Maximum-Value Offers
Get Your Cash Offer in 30 Minutes
100% Insured, Confidential & Secure Storage
5.0 Rating from 128+ Reviews



ITEMS WE ACCEPT


GOLD & PRECIOUS METALS


LUXURY WATCHES


DIAMONDS & GEMSTONES


GOLD & SILVER COINS


GOLD & LUXURY JEWELRY


LUXURY HANDBAGS

Get Your Cash Offer in 30 Minutes
100% Insured, Confidential & Secure Storage
5.0 Rating from 128+ Reviews


NEVER SELL YOUR ITEM!

Using your luxury item as collateral for a loan is far superior. Here's why. . .

Quick Access To Funds.
Get a faster and simpler way to access money compared to selling them. It avoids
the hassle of finding buyers and negotiating prices, providing immediate
liquidity. This can be especially important in emergencies or when quick
financial decisions are needed.

Entrepreneurs Seizing Business Opportunities.
For business-minded individuals, using luxury items as collateral can provide
quick access to capital. This is crucial for seizing new opportunities, managing
cash flow, or investing in growth without diluting ownership or taking on
traditional debt.

Keep Ownership.
Using luxury items as collateral allows you to keep your cherished possessions.
You can use them to secure a loan and still have the opportunity to get them
back once the loan is repaid. This is especially valuable for items with
sentimental value or those that are difficult to replace.

Flexibility & Privacy - Remain Unknown.
Collateral loans offer a discreet way to secure funds without publicly listing
or selling your items. This can be particularly appealing for those who prefer
to keep their financial affairs private. It also provides flexibility in
managing your assets and financial needs.

Maintain Your Lifestyle & Status.
‍By using luxury items for a loan, you can maintain your current lifestyle
without selling off beloved possessions. This can be important for individuals
who want to uphold their image or status while still accessing funds.

Get Your Cash Offer in 30 Minutes
100% Insured, Confidential & Secure Storage
5.0 Rating from 128+ Reviews


3 SIMPLE STEPS TO GET A CASH OFFER... FAST!


STEP 1: REQUEST A CASH OFFER

Click any of the green buttons on this page to submit the details of your luxury
item. We'll return within 30 minutes during business hours with a cash offer.


STEP 2: BRING (OR SEND) YOUR ITEM

You can bring your item to our secure location in the International Gem Tower in
Manhattan or send it to us with a fully paid-for and insured shipping label.


STEP 3: GET PAID

We will pay you immediately with cash, check, or bank wire once you approve our
offer.


Get Your Cash Offer in 30 Minutes
100% Insured, Confidential & Secure Storage
5.0 Rating from 128+ Reviews


WHY QOLLATERAL IS RIGHT FOR YOU

"Easiest way to obtain some money"
Qollateral was recommended to me by a fellow real estate broker after our
commission check was delayed due to postponed closing. The quickest and easiest
way to obtain some money was by taking a loan on some of my jewelry and watches.
I did not want to ask family or friends for a loan, so I got recommended
Qollateral because they are fast and confidential. They made me feel comfortable
and at ease and the building is secure so there is no “risk” of being seen by
someone I may know. Also, the person working with me was very nice and
accommodating in scheduling a convenient time. Thank you for helping me!
5gorsk26
Verfied Review


CONFIDENTIAL & DISCREET

We ensure that your identity remains completely confidential. What happens in
our office stays in it like it never happened.


ITEMS ARE SAFE & INSURED

We store your items inside the state-of-the-art vaults of the International Gem
Tower in New York City. This way, no one will ever get their hands on them. Your
item is also 100% insured by Lloyd's of London.

"Made me feel safe"
I was looking for fast service and the their team was so professional. . . They
are in a really clean and secure building which made me feel safe coming in with
my Gold. I would 100% recommend using their service and I plan on using them
again!
Derp Itis
Verfied Review
"Instant payout as advertised"
Fair, fast and secure. Instant payout as advertised.
Isaac Asher
Verfied Review


HASSLE FREE & FAST PAYOUTS

We make it quick and easy for you to receive payment. There is no jargon, no
jumping through hoops, and our process is smooth and seamless.

Get Your Cash Offer in 30 Minutes
100% Insured, Confidential & Secure Storage
5.0 Rating from 128+ Reviews


FREQUENTLY ASKED QUESTIONS

Will My Asset Be Safe at qollateral?


All assets are fully insured by Lloyds of London and stored in a secure vault
within the International Gem Tower in New York – one of the most secure
buildings in the nation. You can trust the Qollateral team to treat your
valuables as if they were their own.

How long does it take to get an offer?


Our experienced appraisers aim to provide you with a loan offer within 30
minutes during business hours. This applies to both in-person consultations and
virtual appraisals.

Where Are You Located?


Qollateral is in the heart of New York City’s Diamond District and all items are
stored in the secure International Gem Tower for maximum security.
‍50 W 47th St, Suite 319
New York, NY 10036

What are the requirements for a collateral loan


The requirements for a collateral loan are straightforward. Customers must be at
least 18 years old and provide valid government-issued identification, such as a
driver’s license. It is also very beneficial to bring any paperwork related to
your item with you, such as the receipt or certificate of authentication.

What is a collateral loan?


Collateral loans are secured by your item with substantial value, such as luxury
watches, designer handbags, and diamond jewelry. Collateral loans are also often
called secured loans and work by giving a lender your valuable luxury goods in
exchange for a loan. You can pick up your assets once the loan is paid in full.
No credit checks or financial reviews are required.

How Does The loan process work?


Simply book an appointment for either an in-person or virtual assessment. If you
agree to the loan offer and terms, payment will be made as soon as the same day.
Online customers are provided with a fully insured, pre-paid shipping label to
make the entire process as risk-free and convenient as possible.

How is qollateral different from other lending companies?


Qollateral is quickly becoming a premier lender in New York City and nationwide
with our accommodating in-person and virtual luxury lending services. We make
borrowing against assets effortless and 100% confidential with same-day funding
and no credit checks required.

We know that finding a lender you can trust is a top priority. That is why we
only employ the industry’s most knowledgeable and skilled appraisers – our team
has decades of combined experience and is prepared to help you get the most
value from your assets. Furthermore, we prioritize discretion and go above and
beyond to safeguard your privacy.

What Are the terms of a loan?


At Qollateral, we're completely transparent with our customers regarding the
terms of their loans. We are licensed by the Department of Consumer Affairs in
New York and, as one of the most protective states for consumers in the country,
we have a monthly max cap of no more than 4%. If you were to secure a loan for
$5,000 through Qollateral, your interest would be at most $250/month. This kind
of guarantee is exactly why choosing a bonded and licensed lender you can trust
to give you a fair rate is so important.

Your loan will also include a standard insurance and vault fee of 1% per month
on the 4-month loan. However, we evaluate each customer’s loan individually to
negotiate the most competitive terms on the market.

Our customers out of state can also take advantage of the attractive NY state
interest rate by booking an appraisal with us online.

How will i get paid?


When you agree to the loan or sale amount and decide to move forward with
Qollateral, you will be funded the same day either by cash, check, or bank wire
– the choice is yours. Additionally, we accept loan payments by bank wire, money
order, cash, or cashier’s check.

Which assets do you accept as collateral?


At Qollateral, we loan against most major luxury brands, including Rolex, Patek
Philippe, Richard Mille, Hermès, Cartier, Tiffany & Co., and many more.

How long does it take to get approved for a loan?


We will never rush our customers. However, our efficient loan evaluation process
can be completed as quickly as 20 minutes.

Do you give quotes over the phone?


Technically, we can. However, we prefer to inspect the item in person to
determine the most valuable loan amount. The best option is to contact us for an
online or in-person appointment.

Get Your Cash Offer in 30 Minutes
100% Insured, Confidential & Secure Storage
5.0 Rating from 128+ Reviews
Bonded and licensed by New York City’s Department of Consumer Affairs.
DCA License # 2108815 | # 2108816
Loan Rates and Disclosures

Qollateral offers the best collateral loans in the country, featuring a maximum
repayment period of 120 days or 4 months. Our competitive interest rate stands
at 2.9% per month, encompassing applicable storage, insurance, and ticket fees,
equating to a 34.8% APR when clients borrow up to 35% of the liquid wholesale
value of their pledged collateral. To illustrate, if you own an asset valued at
$25,000 with a liquid wholesale value and choose to borrow $8,750, your monthly
interest would amount to approximately $253.75. Over a 4-month borrowing period,
your total redemption amount would be approximately $9,765. Importantly, we do
not impose pre-payment penalties, and no credit check or personal guarantee is
required, as these transactions are non-recourse.

© 2024 Qollateral. All rights reserved. 50 W 47th Street, Suite 319, New York,
NY 10036
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