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MaxMedical Health Insurance of Foreign Nationals

quality medical care for foreign nationals living in the Czech Republic

conclude insurance on-line


HEALTH INSURANCE OF FOREIGN NATIONALS

 * Meets the conditions pursuant to the Act on the Stay of Foreign Nationals in
   the Czech Republic
 * Without direct reimbursement of the cost in 140 healthcare facilities 
 * A high insurance benefits limit of up to EUR 600 thousand for comprehensive
   care of foreign nationals 
 * A service branch in the centre of Prague with multilingual personnel 


WHAT CAN I INSURE?

Comprehensive Health Insurance of Foreign Nationals
Comprehensive Health Insurance of Foreign Nationals
Show
Insurance of Necessary and Urgent Care
Insurance of Necessary and Urgent Care
Show


SELECT THE RIGHT OPTION OF MAXMEDICAL INSURANCE

Insurance Content STANDARD Comprehensive Health Insurance of Foreign Nationals 
EXCLUSIVE Comprehensive Health Insurance of Foreign Nationals  PREMIUM Insurance
of Necessary and Urgent Care Comprehensive care Acute medical treatment  Limit
per insured event  EUR 400,000  EUR 600,000  EUR 60,000  Repatriation limit  EUR
400,000 EUR 600,000 CZK 300,000 Insurance limit in Schengen countries within the
scope of necessary and urgent care EUR 30,000  EUR 100,000  EUR 60,000 
Liability insurance (for annual or longer contract) Free assistance services
Acute dental treatment EUR 400 EUR 800 EUR 200 Preventive check-ups Mandatory
inoculation within the scope of public insurance  Drugs prescribed within the
scope of public insurance Meets the legal requirements for stay of foreign
nationals in the Czech Republic Pregnancy and childbirth without waiting time in
the Premium variant incl. Pregnancy Package additional insurance possible
MaxCare (total fill limit)** 3 000 CZK

* Please note that dental treatment is paid for in cash at the prices of public
health insurance, with a limit of EUR 200 / 400 / 800.

** The insurance includes an allowance for MaxCare.

Calling an ambulance is covered in the event of an immediate threat to life
(collapse, epileptic seizure, accident, childbirth).
The insurance company does not cover the visit of a doctor to remove a tick. It
is recommended to visit a pharmacy where tools and products for this purpose are
available.




HEALTH INSURANCE OF FOREIGN NATIONALS

Do you manage to have the contract concluded in five minutes? 

conclude insurance on-line

 


WHY CHOOSE THIS INSURANCE? 

 

 * It meets the legal conditions of stay of foreign nationals in the Czech
   Republic. 

 * MaxCare Health and Support Programme

 * Pregnancy and childbirth insurance with a limit of EUR 400,000

 * The insurance covers prescribed drugs within the scope of public health
   insurance.

 * The insurance covers all treatment processes associated with necessary
   treatment.

 * For annual comprehensive insurance; the price also includes liability
   insurance of person


WHAT INTERESTS YOU MOST

I need a confirmation of insurance for the embassy. Can it be issued for me?

To this effect, there is the insurance contract which contains a confirmation of
payment. In case of problems about acceptance of the insurance contract, please
write to info@maxima-as.cz. Comprehensive Health Insurance of Foreign Nationals
and Insurance of Necessary and Urgent Care meet all elements required to obtain
a residence permit. The arrangement of insurance is the basic condition for the
issuance of visa. These types of insurance meet the conditions of Act No.
277/2002 Coll. and Act No. 326/1999 Coll.

Where can I find a list of contractual medical facilities of Maxima pojišťovna

A list of contractual medical facilities is freely available HERE.

What number shall I call when I need to know, for example, what doctor to visit?

In this case, contact the assistance service EuroCross Assistance at +420 296
339 685. You can call this number from the Czech Republic and all Schengen
countries. Assistance services are provided not only in Czech but also in
Slovakian, English, German, French, Russian, Ukrainian, and Vietnamese. 

I have just taken out insurance of foreign nationals and want to pay for it via
bank transfer. What are the payment details?

The insurance premium pursuant to contracts concluded online can only be paid by
card. Payment by bank transfer is required where insurance is taken out with
partner branches. Please transfer the sum to the bank account number
209855325/0300; the transaction identification number is the number of your
contract specified in the head of the contract. IBAN CZ59 0300 0000 0002 0985
5325 and SWIFT CEKOCZPP need to be completed in case of payments from countries
other than the Czech Republic.

How shall I prove my insurance to the doctor?

The insured can prove his identity to a doctor through his insurance contract or
the plastic card the issuance of which can be requested at any of the insurance
company’s branches or with the licensed partner with whom the insurance has been
concluded. Some contractual facilities are able to verify the validity of
contract directly in the insurance company’s system. The contractual medical
facility then charges the insurance company the cost of the provided medical
treatment covered by the insurance.

What does 'coverage in transit countries' mean?

Transit means transportation of the insured from the place of his temporary stay
to the state of which he is a national or where his stay has been permitted. The
transportation of the insured to such a place must not take longer than 24 hours
and must be substantiated by a travel document or proof of purchased fuels.

Are there any insurance benefits limits?

Yes, for Comprehensive Health Insurance, the minimum benefit limit is EUR
400,000 per claim. For Necessary and Urgent Care for Foreigners, the total
benefit limit is EUR 60,000. It also includes necessary dental treatment with a
limit of EUR 5,000 and repatriation costs must not exceed EUR 300,000 for
Necessary and Urgent Care or EUR 400,000 for Comprehensive Insurance.

How does the investigation of insured events take place within the health
insurance of foreign nationals?

If you have undergone treatment in any of Maxima’s contractual medical
facilities, the medical facility shall invoice the cost directly to the
insurance company – you pay nothing (except for dental treatment). For this
reason, we recommend that you use solely contractual medical facilities. If you
have visited another medical facility and have paid for the treatment in cash,
you need to send the insurance company an original of the payment receipt, the
medical report, the bank account number, and the completed Notification of an
Insured Event under Health Insurance of Foreign Nationals. Then send these
documents to lpu@maxima-as.cz or to the insurance company’s address Maxima
pojišťovna a. s., likvidace pojistných událostí, Italská 1583/24, 120 00 Praha 2
– Vinohrady, or through your agent.

Can visa be granted based on Maxima's health insurance of foreign nationals?

Yes, it can. Our health insurance of foreign nationals meets all legal
requirements applicable to the permission of stay in the Czech Republic. 

I am going to the Czech Republic to work/study. Does health insurance of foreign
nationals apply to work/study stays?

Yes, it does. This insurance will protect you during your study or work in the
Czech Republic irrespective of the length of your stay. Comprehensive Insurance
covers treatment of an illness or injury, repatriation, and preventive
treatment. 


ASK

 

 

 

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