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An introduction to Flex
Credit Card
Net-60 on all purchases made by your business
Banking
Up to +4% earnings on idle cash
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A FINANCIAL PLATFORM DESIGNED TO ACCELERATE BUSINESS GROWTH



A finance super app, that brings everything from the backoffice into one
seamless, easy-to-use platform.


Apply Now

Applying will not impact your credit score


Flex Banking



SIMPLIFIED BANKING, PAYMENTS, AND EXPENSE MANAGEMENT FOR THE SAVVY BUSINESS
OWNER.



Discover unparalleled ease with our seamless digital platform: streamline
receipt capture, issue new team cards, and send free ach/wire payments.




EARN UP TO 4% ON YOUR CASH ON HAND.

Make your idle cash work for you!  Earn up to 4% interest on your cash on hand
so you can more easily meet your profit objectives and impress stakeholders. ***


GET A DETAILED VIEW 
OF ALL YOUR FINANCES

Flex empowers you with robust features like real-time reporting and expense
management tools. Make data-driven decisions effortlessly.


EXPENSES THAT DO THEMSELVES

Easily categorize and manage expenses, ensuring nothing slips through the
cracks.


FAST, FREE MONEY TRANSFERS

Enjoy free domestic ACH and wire payments.


1% CASHBACK ON ALL YOUR DEBITCARD PURCHASES

Enjoy an impressive 1% cashback on all your transactions. It's your money, make
it work harder for you.**




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Flex Credit Card



NET-60 ON ALL PURCHASES MADE BY YOUR BUSINESS*

Applying will not impact your credit score

Apply Now

0% interest for 60 days*



DESIGNED FOR MORE CASH FLOW

Credit Limits



CREDIT LIMITS THAT GROW WITH YOUR BUSINESS.

Expense Management



EFFORTLESSLY MANAGE ALL YOUR EXPENSES

Issue Cards



INDIVIDUAL EMPLOYEE CARDS, AT NO EXTRA COST.


FORGED FOR YOUR BUSINESS, MACHINED WITH YOUR NAME

A finance super app, that brings everything from the backoffice into one
seamless, easy-to-use platform.





AS SECURE AS A FORTRESS



We prioritize security as the cornerstone of all our services, ensuring your
financial data is safeguarded with the utmost care.



FDIC & SIPC insurance


Thanks to our trusted partner bank, your Flex bank account funds are FDIC
insured.  Explore our Treasury product for up to $75M in FDIC insurance through
our partner ADM.

Automated fraud monitoring


Our fraud engineering and compliance teams work in tandem to create and deploy
cutting-edge technologies and protocols aimed at detecting and targeting any
suspicious activities.

Regulated Partners


Your money is always safe with us. Your deposits are consistently maintained in
federally regulated checking accounts under your name.


SOC 2 COMPLIANCE



Our security protocols and processes are topnotch — and we undergo rigorous
independent auditing to maintain them.

Proactive protection


We employ a range of techniques to deter phishing attempts, including device
verification to detect and prevent the use of compromised credentials.

Robust encryption


We employ industry-standard protocols to ensure the security and confidentiality
of your data, whether it's stored on our servers or transmitted over the
internet.

Uncompromising authentication


We employ Multi-Factor Authentication (MFA) to fortify the security of all your
accounts with Flex.







AMERICAN BUSINESSES STREAMLINE WITH FLEX


Apply Now

“In order to grow, it takes capital, and getting 0% for 60 days has made a huge
difference in our budget.”


Robert, Owner of Coastal Pier and Dock

"Flex has been an absolute game-changer for our business. Their ability to adapt
to our specific needs and seamlessly integrate into our workflow is nothing
short of remarkable.”



Roy, Owner of Creative Mirror Designs



DECADES OF EXPERTISE,
TAILORED FOR FLEXIBILITY


Experience financial excellence and accelerate your business.
Apply Now

Applying will not impact your credit score
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*0% interest applies if the full balance is paid within the 60-day grace period.
Interest applies when the full balance is not paid within the 60-day grace
period. See your Flex Commercial Cardholder Agreement for details.
** See your Flex Cashback Terms and Conditions for details.
***See your Flex Deposit Account Terms and Conditions for details. Annual
Percentage Yield (APY) of up to 4% is accurate as of 09/18/23. This is a
variable rate and may change after the account is opened.
‍
The Flex Commercial Credit Card (“Flex Credit Card”) is issued by Patriot Bank,
N.A., pursuant to licenses from Mastercard® International Incorporated.
Mastercard is a registered trademark of Mastercard International. Flex provides
the credit for the Flex Credit Card. The Flex Credit Card is not available yet
in the following states: CA, ND, SD, VT, and NV.

Flexbase Technologies, Inc. is a financial technology company and is not a bank.
Banking services provided by Thread Bank; Member FDIC. The Flexbase
Technologies, Inc. Visa® Debit Card (“Flex Debit Card” / “Flex Banking”) is
issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be
used everywhere Visa debit cards are accepted.

©2023 Flexbase Technologies, Inc., d/b/a Flex, “Flex" and the Flex logo are
registered trademarks. Flex products may not be available to all customers. See
the Flex Terms of Service for details. Terms are subject to change.