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   * NCFCU Partners
   * Newsletters-Great Returns
 * Locations/ATMS
   * Lockport Branch
   * Main Office
   * Memorial Branch
   * Niagara Falls Branch
   * North Tonawanda Branch
   * Wheatfield Branch
   * ATM Information

Menu
 * About Us
   * Board of Directors
   * Committee Members
 * Banking
   * Accounts
     * Savings
     * Christmas/Multi-Purpose
     * IRA
     * Share Certificate (CD)
     * Kids Club
   * Checking/Share Draft Accounts
   * Loans
     * Apply for a Low Rate
     * Credit Cards
     * Home Equity
     * Home Mortgages
     * Mobile Homes
     * Personal
     * Recreational
     * Vehicle
 * Services
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   * Donation & Sponsorships
   * Disclosures and Fee Schedule
   * FAQ
   * ID Theft Resources
   * Important Forms
   * Kids Resources and Education
   * NCFCU Partners
   * Newsletters-Great Returns
 * Locations/ATMS
   * Lockport Branch
   * Main Office
   * Memorial Branch
   * Niagara Falls Branch
   * North Tonawanda Branch
   * Wheatfield Branch
   * ATM Information

 * About Us
   * Board of Directors
   * Committee Members
 * Banking
   * Accounts
     * Savings
     * Christmas/Multi-Purpose
     * IRA
     * Share Certificate (CD)
     * Kids Club
   * Checking/Share Draft Accounts
   * Loans
     * Apply for a Low Rate
     * Credit Cards
     * Home Equity
     * Home Mortgages
     * Mobile Homes
     * Personal
     * Recreational
     * Vehicle
 * Services
   * Apply for A Loan
   * Become A Member
   * Debit or Credit Card Info
   * Electronic Services
   * Financial Planning
   * Insurance
   * Member Services
   * Shared Service Centers
 * Resources
   * Careers
   * Credit Report -Information to help
   * Donation & Sponsorships
   * Disclosures and Fee Schedule
   * FAQ
   * ID Theft Resources
   * Important Forms
   * Kids Resources and Education
   * NCFCU Partners
   * Newsletters-Great Returns
 * Locations/ATMS
   * Lockport Branch
   * Main Office
   * Memorial Branch
   * Niagara Falls Branch
   * North Tonawanda Branch
   * Wheatfield Branch
   * ATM Information

Menu
 * About Us
   * Board of Directors
   * Committee Members
 * Banking
   * Accounts
     * Savings
     * Christmas/Multi-Purpose
     * IRA
     * Share Certificate (CD)
     * Kids Club
   * Checking/Share Draft Accounts
   * Loans
     * Apply for a Low Rate
     * Credit Cards
     * Home Equity
     * Home Mortgages
     * Mobile Homes
     * Personal
     * Recreational
     * Vehicle
 * Services
   * Apply for A Loan
   * Become A Member
   * Debit or Credit Card Info
   * Electronic Services
   * Financial Planning
   * Insurance
   * Member Services
   * Shared Service Centers
 * Resources
   * Careers
   * Credit Report -Information to help
   * Donation & Sponsorships
   * Disclosures and Fee Schedule
   * FAQ
   * ID Theft Resources
   * Important Forms
   * Kids Resources and Education
   * NCFCU Partners
   * Newsletters-Great Returns
 * Locations/ATMS
   * Lockport Branch
   * Main Office
   * Memorial Branch
   * Niagara Falls Branch
   * North Tonawanda Branch
   * Wheatfield Branch
   * ATM Information

 * About Us
   * Board of Directors
   * Committee Members
 * Banking
   * Accounts
     * Savings
     * Christmas/Multi-Purpose
     * IRA
     * Share Certificate (CD)
     * Kids Club
   * Checking/Share Draft Accounts
   * Loans
     * Apply for a Low Rate
     * Credit Cards
     * Home Equity
     * Home Mortgages
     * Mobile Homes
     * Personal
     * Recreational
     * Vehicle
 * Services
   * Apply for A Loan
   * Become A Member
   * Debit or Credit Card Info
   * Electronic Services
   * Financial Planning
   * Insurance
   * Member Services
   * Shared Service Centers
 * Resources
   * Careers
   * Credit Report -Information to help
   * Donation & Sponsorships
   * Disclosures and Fee Schedule
   * FAQ
   * ID Theft Resources
   * Important Forms
   * Kids Resources and Education
   * NCFCU Partners
   * Newsletters-Great Returns
 * Locations/ATMS
   * Lockport Branch
   * Main Office
   * Memorial Branch
   * Niagara Falls Branch
   * North Tonawanda Branch
   * Wheatfield Branch
   * ATM Information

Menu
 * About Us
   * Board of Directors
   * Committee Members
 * Banking
   * Accounts
     * Savings
     * Christmas/Multi-Purpose
     * IRA
     * Share Certificate (CD)
     * Kids Club
   * Checking/Share Draft Accounts
   * Loans
     * Apply for a Low Rate
     * Credit Cards
     * Home Equity
     * Home Mortgages
     * Mobile Homes
     * Personal
     * Recreational
     * Vehicle
 * Services
   * Apply for A Loan
   * Become A Member
   * Debit or Credit Card Info
   * Electronic Services
   * Financial Planning
   * Insurance
   * Member Services
   * Shared Service Centers
 * Resources
   * Careers
   * Credit Report -Information to help
   * Donation & Sponsorships
   * Disclosures and Fee Schedule
   * FAQ
   * ID Theft Resources
   * Important Forms
   * Kids Resources and Education
   * NCFCU Partners
   * Newsletters-Great Returns
 * Locations/ATMS
   * Lockport Branch
   * Main Office
   * Memorial Branch
   * Niagara Falls Branch
   * North Tonawanda Branch
   * Wheatfield Branch
   * ATM Information


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MEMBERS. MATTER.

We are a full-service, not-for-profit, financial organization serving over
22,000 members.

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CREDIT CARDS

APR %
as low as

8.9 0


HOME EQUITY

APR %
as low as

5.55


PERSONAL LOAN

APR %
as low as

10.8 0
car


AUTO LOANS

APR %
as low as

5.1 0
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INSTANT ISSUE DEBIT CARDS

Don’t wait to access your money. With an instant issue debit card from Niagara’s
Choice, you’ll be set to make purchases when you walk out of our lobby. We can
print your card immediately after you open your new checking account.
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SKIP A PAY PROGRAM

When You Need Extra Cash – Skip a Payment! At Niagara’s Choice we want to help
you meet your financial goals. We know the rising
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NEW LOWER RATES ON AUTO LOANS

New lower rates on auto loans. 2024 or newer, New Purchase or refinance. Clink
here to learn more.
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GIVE YOURSELF AN EARLY PAYDAY!

Receive your paycheck a day early with a qualifying direct deposit at Niagara’s
Choice. No need to enroll or sign up for anything, we provide this free service
automatically.

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NEED HELP ORGANIZING YOUR FINANCES?

Our wealth manager can provide a wide variety of services including stocks,
bonds, mutual funds, retirement planning, life insurance, estate planning and
more.

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LOCATIONS

 * Lockport
 * Main Office
 * Memorial
 * Niagara Falls
 * North Tonawanda
 * Wheatfield

MAIN OFFICE

 * 3619 Packard Road
 * Niagara Falls, NY 14303
 * Phone: (716) 284-4110
 * FAX: (716) 284-4123


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