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Text Content

Last Updated: November 29, 2021
Top Mortgage Rates of 2021
We spent hundreds of hours researching today's mortgage and refinance interest
rates to help you decide which option is best given your personal financial
situation. Compare our top mortgage lenders below and see if you could get
competitive rates!
Advertising Disclosure
×

Advertising Disclosure
We are an independent, advertising-supported comparison service. The offers that
appear on this site are from companies from which we receive compensation. This
compensation may impact how and where products appear on this site, including
for example, the order in which they may appear within listing categories. The
scoring is determined at our own discretion and should not be considered an
endorsement (express or implied). The information and vendors which appear on
this site is subject to change at any time. To the extent that ratings appear on
this site, such rating is determined by our subjective opinion and based on a
methodology that aggregates a number of factors, including but not limited to,
our analysis of brand market share and reputation, each brand's consumer volume,
compensation paid to us, and general consumer interest. Quicken Loans is
featured as Editor's Choice and Best Overall since, for 11 years in a row, J.D.
Power has ranked Quicken Loans highest in the nation in customer satisfaction
for Primary Mortgage Origination, and for the seventh year in a row, they ranked
Quicken Loans as highest in the nation for Mortgage Servicing.

Loan Purpose
Home Refinance

 * Home Refinance
 * Home Purchase
 * Home Equity

Credit Score
Good (660-719)

 * Excellent (720+)
 * Good (660-719)
 * Average (620-659)
 * Below Avg (580-619)
 * Poor (579 or lower)

Loan Amount
100K - 250K

 * Up to 100K
 * 100K - 250K
 * 250K - 400K
 * 400K and Up

Your Location
Hesse

 * Alabama
 * Alaska
 * American Samoa
 * Arizona
 * Arkansas
 * California
 * Colorado
 * Connecticut
 * Delaware
 * District Of Columbia
 * Federated States Of Micronesia
 * Florida
 * Georgia
 * Guam
 * Hawaii
 * Idaho
 * Illinois
 * Indiana
 * Iowa
 * Kansas
 * Kentucky
 * Louisiana
 * Maine
 * Marshall Islands
 * Maryland
 * Massachusetts
 * Michigan
 * Minnesota
 * Mississippi
 * Missouri
 * Montana
 * Nebraska
 * Nevada
 * New Hampshire
 * New Jersey
 * New Mexico
 * New York
 * North Carolina
 * North Dakota
 * Northern Mariana Islands
 * Ohio
 * Oklahoma
 * Oregon
 * Palau
 * Pennsylvania
 * Puerto Rico
 * Rhode Island
 * South Carolina
 * South Dakota
 * Tennessee
 * Texas
 * Utah
 * Vermont
 * Virgin Islands
 * Virginia
 * Washington
 * West Virginia
 * Wisconsin
 * Wyoming

**** EDITOR'S CHOICE 2021 ****

18847 Reviews On

Excellent

85%
Great

9%
Average

2%
Poor

1%
Bad

3%
See all 18847 reviews →
 * America's largest mortgage lender
   https://www.nationalmortgagenews.com/list/top-mortgage-lenders-of-2020-according-to-early-hmda-data-analyses
 * Multiple loan and refinance options to fit your needs
 * Industry-leading online tools and exceptional customer service
 * Over 30 years of experience
 * eClosing allows customers to close electronically, simplifying the process

View Rates »
(833) 230-4550 VIEW RATES



**** EDITOR'S CHOICE 2021 ****

3606 Reviews On

Excellent

69%
Great

8%
Average

2%
Poor

2%
Bad

18%
See all 3606 reviews →
 * Historically Low Interest Rates
 * $165+ Billion Funded
 * Refinance and Lower Your Monthly Payments
 * Cash Out and Debt Consolidation Options
 * NMLS# 174457

View Rates »
VIEW RATES



**** EDITOR'S CHOICE 2021 ****

10060 Reviews On

Excellent

65%
Great

15%
Average

7%
Poor

5%
Bad

8%
See all 10060 reviews →
 * Get Rates & Pre-Qualified in 3 Minutes
 * No SSN Needed For Prequalification
 * No Hard Credit Pull For Prequalification
 * LOW Refinance Rates
 * Streamlined Online Application
 * 15-Year Fixed APR: 2.309%
   NMLS #1168. Rates Effective 11/29/2021. See site for details.

View Rates »
(866) 814-2163 VIEW RATES



**** EDITOR'S CHOICE 2021 ****

40 Reviews On

Excellent

83%
Great

0%
Average

0%
Poor

0%
Bad

18%
See all 40 reviews →
 * Historically Low Rates - See Today's Interest Rates
 * Online Mortgage Application and Live Agents Available
 * Cash Out, Debt Consolidation Options Available
 * Pay Off Higher Interest Rate Credit Cards, Pay College Tuition
 * Offers Flexible Terms from 8 to 30 Years

View Rates »
(855) 276-1411 VIEW RATES



**** EDITOR'S CHOICE 2021 ****

1 Reviews On

Excellent

100%
Great

0%
Average

0%
Poor

0%
Bad

0%
See all 1 reviews →
 * A Lender You Can Trust - 20 years in business and 6,300+ 5 star reviews on
   LendingTree
 * Save Time - We close 15% faster than the industry average.
 * What You See is What You Get - Low, transparent rates, no application fees,
   and zero hidden lender fees.
 * Conventional, FHA & VA Loans – Excluding NY, MA & HI

View Rates »
(866) 589-0681 VIEW RATES



**** EDITOR'S CHOICE 2021 ****

3658 Reviews On

Excellent

67%
Great

8%
Average

3%
Poor

3%
Bad

18%
See all 3658 reviews →
 * Home Loan Experts available 7 days a week
 * Helped millions of Americans finance the home of their dreams
 * Estimate your monthly payment
 * Receive custom mortgage solutions based on your credit and finances

View Rates »
VIEW RATES



Customize Results
Customize Results
Loan Purpose
Home Refinance Home Purchase Home Equity
How soon are you looking to close?
Very soon Not soon
Credit Score
Excellent (720+) Good (660-719) Average (620-659) Below Avg (580-619) Poor (579
or lower)
Loan Amount
Up to 100K 100K - 250K 250K - 400K 400K and Up
Your Location
Alabama Alaska American Samoa Arizona Arkansas California Colorado Connecticut
Delaware District Of Columbia Federated States Of Micronesia Florida Georgia
Guam Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Marshall
Islands Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana
Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina
North Dakota Northern Mariana Islands Ohio Oklahoma Oregon Palau Pennsylvania
Puerto Rico Rhode Island South Carolina South Dakota Tennessee Texas Utah
Vermont Virgin Islands Virginia Washington West Virginia Wisconsin Wyoming
Update my results

**** 2021 BEST OVERALL****

18847 Reviews On

Excellent

85%
Great

9%
Average

2%
Poor

1%
Bad

3%
See all 18847 reviews →
 * America's largest mortgage lender
   https://www.nationalmortgagenews.com/list/top-mortgage-lenders-of-2020-according-to-early-hmda-data-analyses
 * Multiple loan and refinance options to fit your needs
 * Industry-leading online tools and exceptional customer service
 * Over 30 years of experience
 * eClosing allows customers to close electronically, simplifying the process

View Rates »
(833) 230-4550 VIEW RATES
Information that we collect and share about you
Do Not Sell My Information
Payment Calculator
National Average Mortgage Rates

Program Rates APR 30 Year Fixed Conforming 3.484% 3.567% 15 Year Fixed
Conforming 2.726% 2.872% 5/1 Year ARM Conforming 2.893% 2.948% Last Updated:
11/28/2021

For more information on rates visit https://widgets.icanbuy.com/disclaimer.htm

Average APRs do not include fees or points, which are determined by lenders.
Individual results may vary.

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© 2021 ChooseYourMortgage.com, powered by LMB Mortgage Services, Inc. All Rights
Reserved. Patent Pending.

4859 W Slauson Ave #405, Los Angeles, CA 90056

ChooseYourMortgage.com, powered by LMB Mortgage Services, Inc. NMLS #167283,
www.nmlsconsumeraccess.org


https://www.nationalmortgagenews.com/list/top-mortgage-lenders-of-2020-according-to-early-hmda-data-analyses
Based on Quicken Loans data in comparison to public data records.



Advertised rates: Based on a $250,000 conventional refinance loan on a single
family primary residence located in Georgia, 740 FICO score and 80% LTV. 15 Year
Fixed Rate/APR and 30 Year Fixed Rate/APR includes Discount Points. Rates
effective 11/29/2021 and are subject to change without notice.

Advertised rates: Based on a $400,000 conventional refinance loan on a single
family primary residence located in Georgia, 740+ FICO score and 80% LTV. 15
Year Fixed Rate/APR includes Discount Points. Rates effective 11/29/2021 and are
subject to change without notice.

https://www.nationalmortgagenews.com/list/top-mortgage-lenders-of-2020-according-to-early-hmda-data-analyses
Advertised rates are effective 11/29/2021 and are based on a $250,000
conventional refinance loan on a single family primary residence located in
Georgia, with a 740 FICO score and 80% LTV. Monthly payment amount of $633 for a
30 year fixed rate/APR (monthly payment amount does not include taxes and
insurance, which will result in a higher payment). The advertised APR is an
estimate based on the advertised rates and estimated charges. Rates and terms
are subject to change without notice.

https://www.nationalmortgagenews.com/list/top-mortgage-lenders-of-2020-according-to-early-hmda-data-analyses
Advertised rates: Based on a $250,000 conventional refinance loan on a single
family primary residence, 720 FICO score and 80% LTV. 15 Year Fixed Rate/APR
includes Discount Points. Not available in all states. Rates effective
11/29/2021 and are subject to change without notice.

*New or former PennyMac customers get $500 off closing costs on any refinance
loan locked by 12/31/21. Excludes purchase, in-process and third-party loans.
Cannot be combined with any other offer. Existing customers do not qualify.

**Based on results from Inside Mortgage Finance Q2 6/30/21. Includes PMT loan
acquisitions, for which PFSI earns a fulfillment fee upon loan funding.




TIPS & GUIDES



HOW TO FIND AND HIRE THE RIGHT REAL ESTATE AGENT

Rory Arnold | September 20, 2021

HOUSE VS. CONDO VS. TOWNHOUSE: WHICH IS BEST FOR YOU?

Ariana Burn | September 7 2021

FIRST TIME HOME BUYER GUIDE

Rory Arnold | August 26, 2021

HOW TO NEGOTIATE WHEN BUYING A HOME

Annabell Wolf | July 31, 2021

HOW TO KNOW WHEN TO REFINANCE

Abbie Berg | July 17, 2021

(WAPP10.MOON.CDM-MC-10-1.0.1372-66.war) (Q-1) (T-2063157) (P-2799505)
(PG-5649930) (S-3) (SID-lmb-60047-121127-539)

Interested consumers may receive information on a variety of financial services
products, including but not limited to, refinance, reverse mortgages and home
equity line of credit. Reverse mortgages allow eligible homeowners, 62 and
older, to covert home equity into income. Federal law requires lenders to
provide HUD-approved third party counseling prior to processing any Reverse
Mortgage applications. Consumer and property qualification requirements apply.
Reverse Mortgages not available for all consumers.