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Find a Doctor


HEALTH INSURANCE THAT ACTUALLY WORKS FOR YOU

Get health insurance that feels good. We offer plans as low as $0 with $0
virtual care, and access to high-quality providers near you.*
Find your plan


Individual & Families
Find plan options for individuals and families.

Cigna + Oscar
Discover health insurance options for small businesses.

+Oscar
Learn how we’re boosting the healthcare system.

FAQ
Have questions? We’ve got answers.




OUR MEMBERS LOVE US (20X MORE THAN INDUSTRY AVERAGE)1

Here’s what you’ll love as an Oscar member:

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GREAT PROVIDERS NEAR YOU

Find doctors, hospitals, and pharmacies near you that accept our plans. See
providers that understand your language, race, ethnicity, and health history.

Find a provider
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A CARE TEAM BY YOUR SIDE

Your Care Team’s only job is to answer your questions and help save you money by
finding you quality care in your area.

Learn more
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VIRTUAL CARE ANYWHERE

Talk to a provider within minutes at any time for $0 — all from the comfort of
home — with Virtual Urgent Care and, in some areas, $0 Oscar Primary Care.

See how it works
three dollars illustrated in pills


SAVINGS WITH $3 MEDS

Many commonly prescribed prescription drugs are as little as $3. Get a
prescription or refill through the Oscar app, and get it delivered right to your
door.

See details
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A HANDY HEALTHCARE APP

Get care, refill meds, access your digital ID card, message your Care Team, and
look up benefits — it’s all there.

Download the app


ALREADY A MEMBER?

LET'S MAKE SURE YOU'RE SET UP.

RENEW YOUR PLAN NOW

Log into your account and pay the next bill to renew your coverage for 2024.

Renew your plan

ACCESS YOUR ACCOUNT

Manage your care, view your ID card, and explore your coverage & benefits.

Log in to your account

FIND DOCTORS

Find virtual or local providers that accept your plan.

Search our network


LEARN MORE ABOUT OSCAR



WHAT OSCAR DOES

Everyone deserves access to more affordable, high-quality healthcare.

Learn more

AI @ OSCAR

Our approach to AI and how we’re using it to improve the healthcare system.

Learn more

POWERING THE SYSTEM

Find out how +Oscar's Campaign Builder helps drive member engagement and action.

Learn more about +O

An update for our members Learn more


Footnotes
*Oscar health plans with a $0 premium option are not available in all service
areas. Subsidy eligibility for these plans is based on federal annual income
guidelines.Oscar’s Virtual Urgent Care offerings are not available in US
territories or internationally. If you have an HSA-compatible high-deductible
health plan or a Secure plan, you won't be eligible for $0 visits.
Prescriptions, visits and services may be limited per provider discretion.For
2024, Oscar Primary Care is available in TX (excluding HSA, Secure, and
non-elite Bronze plans), NY (excluding Standard Silver, Standard Bronze, and
Secure plans), South FL (Palm Beach, Miami-Dade, and Broward, excluding HSA and
Secure plans), Northern/Central FL (excluding HSA and Secure plans), AZ
(excluding HSA and Secure plans), GA (excluding HSA and Secure plans). Oscar
Primary Care providers are employed by Oscar Medical Group, not Oscar Insurance
Company or its insurance plan affiliates. Oscar Primary Care is only available
to members 18 years of age and older. Prescriptions, visits and services may be
limited at the provider’s discretion and Oscar Primary Care is not intended to
be used in conjunction with another primary care consultation. Oscar Care
in-person visits in conjunction with your virtual visit may have a copayment.
Due to medical licensing laws, you must be in your home state at the time of
your virtual visit. In Northern and Central FL markets there may be a cost share
associated with your visit. Please view plan details here for more detailed
information.
Oscar Medical coverage is underwritten by Oscar Insurance Company located in New
York, New York. Plans sold in New York are underwritten by Oscar Insurance
Corporation located in New York, New York. Plans sold in Florida are
underwritten by Oscar Insurance Company of Florida. Plans sold in New Jersey are
underwritten by Oscar Garden State Insurance Corporation. Administrative
Services for all plans provided by Oscar Management Corporation. Plans sold in
Texas use policy form numbers OSC-TX-IVL-EOC-2024/OSC-TX-IVL-EOC-2024-HIX and
associated COC forms
OHIN-133765733/OHIN-133765677/OHIN-133656589/OHIN-133656586. Plans sold in
Virginia use policy form number OSC-VA-IVL-EOC-2024-HIX/OSC-VA-IVL-EOC-2024 with
associated COC form number OHIN-133619594/OHIN-133619595. HMO products are
offered by Oscar Insurance Corporation and Oscar Buckeye State Insurance
Corporation in Ohio, Oscar Health Plan, Inc. in Arizona and Illinois, Oscar
Health Plan of Pennsylvania, Inc in Pennsylvania, Oscar Health Plan of Georgia
in Georgia, Oscar Health Plan of North Carolina, Inc. in North Carolina, Oscar
Managed Care of South Florida, Inc. in Florida, and Oscar Health Plan of New
York, Inc. in New York.All insurance policies and group benefit plans contain
exclusions and limitations. For availability, costs, and complete details of
coverage, contact a licensed agent or Oscar sales representative.
1
This is based on our net promoter score (NPS). The health insurance industry has
an average net promoter score of 3, according to Forrester research, compared to
Oscar’s NPS of 60 as of Q3 2023.

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Questions about our plans?
Call us Monday - Friday 8am - 8pm
For Individual & Family plans, 1-855-672-2788
For Small Group plans, 1-855-672-2784
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