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 * Insurance
   
   
   * PLANS & POLICIES
     
     * Life insurance
     * Disability insurance
     * Dental insurance
     * Vision insurance
     * Accident insurance
     * Critical illness insurance
     * Hospital indemnity insurance
   
   
   * WORKFORCE SOLUTIONS
     
     * Group benefits
     * Absence management
     * Benefits administration
     * Enrollment
     * Mental wellness
   
   
   * COVERAGE FOR
     
     * Families & individuals
     * My employees
     * Employees leaving work-sponsored plans or COBRA
   
   
   * TOOLS & CALCULATORS
     
     * Term life insurance quote
     * Disability insurance quote
     * Dental insurance quote
     * Oral health quiz
     * Absence management scorecard
     * Mental wellness scorecard
     * Supplemental health quiz
   
   
   * LEARNING CENTER
     
     * Insurance 101
     * Research and insights
     * Reports
     * Webinars
 * Investments
   
   
   * FOR INDIVIDUALS
     
     * Annuities
     * IRA
     * Brokerage & advisory services
     * Find a financial representative
   
   
   * TOOLS & CALCULATORS
     
     * Retirement planner
   
   
   * LEARNING CENTER
     
     * Investments 101
     * Plan for the retirement you want and envision
     * Protecting my finances
     * Building my wealth
     * Research and insights
     * Reports
     * Webinars
 * Connect with us
   
   
   * GET TO KNOW US
     
     * About Guardian
     * Why we’re different
     * Social responsibility
     * Our inclusive & diverse culture
     * News
     * Careers
   
   
   * MEMBER SERVICES
     
     * Contact us
     * Register for online account
     * FAQs
     * Submit a claim
     * Find a dental provider
     * Find a vision provider
     * Forms
     * Report suspected fraud
   
   
   * PROFESSIONAL SERVICES
     
     * Find a financial representative
     * Find a Guardian benefits sales office
     * Get a broker quote
     * Living balance sheet
     * New case implementation tracker
   
   
   * WORK WITH US
     
     * Financial representative
     * Brokers
     * Employers
     * Providers
     * Join our dental provider network


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DISCLOSURES


2 minute read

This website is intended for general public use. By providing this content, The
Guardian Life Insurance Company of America, The Guardian Insurance & Annuity
Company, Inc. and their affiliates and subsidiaries are not undertaking to
provide advice or recommendations for any specific individual or situation, or
to otherwise act in a fiduciary capacity. Please contact a financial
representative for guidance and information that is specific to your individual
situation.

Financial information concerning Guardian as of December 31, 2019, on a
statutory basis: Admitted Assets = $62.2 Billion; Liabilities = $54.6 Billion
(including $46.5 Billion of Reserves); and Surplus = $7.6 Billion.

Individual disability income products underwritten and issued by Berkshire Life
Insurance Company of America (BLICOA), Pittsfield, MA. BLICOA is a wholly owned
stock subsidiary of and administrator for The Guardian Life Insurance Company of
America (Guardian), New York, NY, or provided by Guardian. Product provisions
and availability may vary by state.

Securities products and services are offered through Park Avenue Securities LLC
(PAS). PAS is a wholly owned subsidiary of Guardian. Guardian and PAS are
located at 10 Hudson Yards, New York, NY 10001.

PAS: member FINRA and SIPC.

The Guardian Life Insurance Company of America is licensed to do business in all
fifty states. Not all products and services are available in all states.

The NAIC company code for The Guardian Life Insurance Company of America is
64246.

Links to other sites are provided for your convenience in locating related
information and services. Guardian, its subsidiaries, agents, and employees
expressly disclaim any responsibility for and do not maintain, control,
recommend, or endorse third-party sites, organizations, products, or services,
and make no representation as to the completeness, suitability, or quality
thereof.

Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or
accounting advice. Consult your tax, legal, or accounting professional regarding
your individual situation.

This website may contain general information about investment products. The
information or opinions contained in this website should not be construed as an
offer to sell or the solicitation of an offer to buy any particular investment
product. Such information is directed solely to individuals who reside in
jurisdictions in which a representative is registered. Any subsequent direct
communication with a consumer and/or prospective client shall only be conducted
by a representative that is registered in the state where the consumer and/or
prospective client resides.

Representatives are not licensed to sell insurance or securities in all 50
states. To find out if an agent is licensed in your state, please contact the
agency directly. 

The Living Balance Sheet® (LBS) and the LBS Logo are registered service marks of
Guardian. © 2005-2020 The Guardian Life Insurance Company of America. 

Images used herein may be Copyright Gallery Stock, Getty Images and Shutterstock
2015 and used with permission.

We do not undertake any obligation to update information on or available through
this site, whether as a result of new information, future events, or otherwise.

Securities products and investment advisory services are offered and sold only
by appropriately licensed entities and advisors.




DISCLAIMER

Guardian® is a registered trademark of The Guardian Life Insurance Company of
America.

2021-127960  20231031


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