www.idfcfirstbank.com
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Submitted URL: http://idfcfirstbank.com/
Effective URL: https://www.idfcfirstbank.com/
Submission: On December 24 via manual from IN — Scanned from ES
Effective URL: https://www.idfcfirstbank.com/
Submission: On December 24 via manual from IN — Scanned from ES
Form analysis 2 forms found in the DOM
<form id="revamp_financial_calc" class="needs-validation" autocomplete="none">
<div class="">
<div class="owl-carousel financial-calc-carousal owl-loaded owl-drag">
<div class="owl-stage-outer">
<div class="owl-stage" style="transform: translate3d(0px, 0px, 0px); transition: all; width: 579px;">
<div class="owl-item active" style="width: auto; margin-right: 20px;">
<div id="finan-saving-account" class="card-bx">
<div id="finan-saving-account-item" class="card-item card-item-active red-border">
<a>Savings Account</a>
</div>
</div>
</div>
<div class="owl-item active" style="width: auto; margin-right: 20px;">
<div id="finan-per-loan" class="card-bx">
<div id="finan-per-loan-item" class="card-item">
<a>Personal Loan</a>
</div>
</div>
</div>
<div class="owl-item active" style="width: auto; margin-right: 20px;">
<div id="finan-cre-card" class="card-bx">
<div id="finan-cre-card-item" class="card-item">
<a>Credit Card</a>
</div>
</div>
</div>
<div class="owl-item active" style="width: auto; margin-right: 20px;">
<div id="finan-home-loan" class="card-bx">
<div id="finan-home-loan-item" class="card-item">
<a>Home Loan</a>
</div>
</div>
</div>
<div class="owl-item" style="width: auto; margin-right: 20px;">
<div id="finan-two-wheeler-loan" class="card-bx">
<div id="finan-two-wheeler-loan-item" class="card-item">
<a>Two Wheeler Loan</a>
</div>
</div>
</div>
</div>
</div>
<div class="owl-nav"><button type="button" role="presentation" class="owl-prev disabled" aria-label="Previous"><span class="icon-Left"></span></button><button type="button" role="presentation" class="owl-next" aria-label="Next"><span
class="icon-Right"></span></button></div>
<div class="owl-dots disabled" style="display: none;"></div>
</div>
<div class="saving-account-screen">
<div class="col-12 simulation-container d-block d-lg-none" data-other-sa-ir="3">
<div class="simulation-container-items">
<p class="simulation-title"> Simulation Results (for a period of 1 year): </p>
<div class="balance-container-dark os-animation animated fadeInLeft" data-os-animation="fadeInLeft" data-os-animation-delay=".1s" style="animation-delay: 0.1s;">
<div>
<p class="title" id="idfcInterestValueDesk">₹9,125*</p>
<p class="sub-title"> Earn additional <span id="diffValueDesk">₹125</span> with<br> IDFC FIRST Bank (competitive interest rates ranging from 3% to 7.25%) </p>
</div>
</div>
<div class="balance-container-light os-animation animated fadeInLeft" data-os-animation="fadeInLeft" data-os-animation-delay=".1s" style="animation-delay: 0.1s;">
<div>
<p class="title" id="interestValueDesk">₹9,000**</p>
<p class="sub-title">With other Banks (3%)</p>
</div>
</div>
<div class="btn-box d-none">
<a class="btn-red" href="https://digital.idfcfirstbank.com/apply/savings?utm_source=website&utm_medium=SAhomepagepagecalculator&utm_campaign=ApplyNow">Open Savings Account</a>
<a class="normal-btn" href="/personal-banking/accounts/savings-account/interest-rate?utm_source=website&utm_medium=SAhomepagefinancialcalculator&utm_campaign=ViewSAInterestRates">View Savings Account Interest Rates</a>
</div>
</div>
</div>
<div class="col-12 slider-container">
<div class="slider-container-item">
<div class="slider-bx loan-cal mt-0">
<div class="white-bx">
<div class="existing-balance-container">
<p class="title">Account Balance</p>
<div class="form-label-group">
<span class="form-txt">₹</span><input type="text" max="10" class="form-input" oninput="this.value = this.value.replace(/[^0-9.]/g, '').replace(/(\..*)\./g, '$1');" placeholder=" " id="financ-calc-Amt">
</div>
</div>
<div class="slider-wraper" id="CalAmountValueSA" data-min-amtsa="10000" data-max-amtsa="1000000000" data-start-amtsa="300000" data-step-amtsa="10000">
<div id="slider-financ-calc-Amt" class="custom-input-range-saving ui-slider ui-corner-all ui-slider-horizontal ui-widget ui-widget-content">
<div id="custom-handleFinancialCalc" class="ui-slider-handle ui-corner-all ui-state-default" tabindex="0" style="left: 0.0290002%;">3L</div>
<div class="ui-slider-range ui-corner-all ui-widget-header ui-slider-range-min" style="width: 0.0290002%;"></div>
</div>
<p class="help-block">
<span id="minAmountSA">₹10K</span> <span id="maxAmountSA">₹100Cr</span>
</p>
</div>
<div id="chip-slider-wraper" class="chip-slider-wraper chips-owl-carousel owl-carousel owl-loaded owl-drag">
<div class="owl-stage-outer">
<div class="owl-stage" style="transform: translate3d(0px, 0px, 0px); transition: all; width: 410px;">
<div class="owl-item active" style="width: 68.333px;"><label data-target="50000">50K</label></div>
<div class="owl-item active" style="width: 68.333px;"><label data-target="100000">1L</label></div>
<div class="owl-item active" style="width: 68.333px;"><label data-target="500000">5L</label></div>
<div class="owl-item active" style="width: 68.333px;"><label data-target="1000000">10L</label></div>
<div class="owl-item active" style="width: 68.333px;"><label data-target="2500000">25L</label></div>
<div class="owl-item active" style="width: 68.333px;"><label data-target="5000000">50L</label></div>
</div>
</div>
<div class="owl-nav disabled"><button type="button" role="presentation" class="owl-prev" aria-label="Previous"><span class="icon-Left"></span></button><button type="button" role="presentation" class="owl-next" aria-label="Next"><span
class="icon-Right"></span></button></div>
<div class="owl-dots disabled" style="display: none;"><button role="button" class="owl-dot active" aria-label="1"><span></span></button></div>
</div>
</div>
</div>
<div class="btn-box d-flex d-lg-none">
<a class="btn-red" href="https://digital.idfcfirstbank.com/apply/savings?utm_source=website&utm_medium=SAhomepagepagecalculator&utm_campaign=ApplyNow">Open Savings Account</a>
<a class="normal-btn" href="/personal-banking/accounts/savings-account/interest-rate?utm_source=website&utm_medium=SAhomepagefinancialcalculator&utm_campaign=ViewSAInterestRates">View Savings Account Interest Rates</a>
</div>
<div class="disclaimer-common-mobile"> * Interest calculated on progressive balances in each interest rate slab, as applicable<br> ** Interest calculated on flat rate basis for other banks </div>
</div>
</div>
<div class="col-12 simulation-container d-none d-lg-block">
<div class="simulation-container-items">
<p class="simulation-title"> Simulation Results (for a period of 1 year): </p>
<div class="balance-container-dark os-animation" data-os-animation="fadeInLeft" data-os-animation-delay=".1s" style="animation-delay: 0.1s;">
<div>
<p class="title" id="idfcInterestValue">₹9,125*</p>
<p class="sub-title"> Earn additional <span id="diffValue">₹125</span> with<br> IDFC FIRST Bank (competitive interest rates ranging from 3% to 7.25%) </p>
</div>
</div>
<div class="balance-container-light os-animation" data-os-animation="fadeInLeft" data-os-animation-delay=".1s" style="animation-delay: 0.1s;">
<div>
<p class="title" id="interestValue">₹9,000**</p>
<p class="sub-title">With other Banks (3%)</p>
</div>
</div>
<div class="btn-box">
<a class="btn-red" href="https://digital.idfcfirstbank.com/apply/savings?utm_source=website&utm_medium=SAhomepagepagecalculator&utm_campaign=ApplyNow">Open Savings Account</a>
<a class="normal-btn" href="/personal-banking/accounts/savings-account/interest-rate?utm_source=website&utm_medium=SAhomepagefinancialcalculator&utm_campaign=ViewSAInterestRates">View Savings Account Interest Rates</a>
</div>
</div>
</div>
</div>
<div class="personal-loan-screen hide">
<div class="col-12 slider-container">
<div class="slider-container-item">
<div class="slider-bx loan-cal mt-0">
<div class="white-bx">
<div class="existing-balance-container">
<p class="title">Amount</p>
<div class="form-label-group">
<span class="form-txt">₹</span><input type="text" maxlength="7" class="form-input" oninput="this.value = this.value.replace(/[^0-9.]/g, '').replace(/(\..*)\./g, '$1');" placeholder=" " id="financ-calc-Amt-Amount">
</div>
</div>
<div class="slider-wraper" id="CalAmountValue" data-min-amt="5000" data-max-amt="10000000" data-start-amt="5000" data-step-amt="10000">
<div id="slider-financ-calc-Amt-Amount" class="custom-input-range-pl ui-slider ui-corner-all ui-slider-horizontal ui-widget ui-widget-content">
<div id="custom-handleFinancialCalc-Amount" class="ui-slider-handle ui-corner-all ui-state-default" tabindex="0" style="left: 0%;">0.05L</div>
<div class="ui-slider-range ui-corner-all ui-widget-header ui-slider-range-min" style="width: 0%;"></div>
</div>
<p class="help-block">
<span id="minAmountVal">₹5K</span> <span id="maxAmountVal">₹1Cr</span>
</p>
</div>
</div>
<div class="white-bx personalSliderMargin">
<div class="existing-balance-container">
<p class="title">Period</p>
<div class="form-label-group">
<input type="text" maxlength="7" class="form-input" oninput="this.value = this.value.replace(/[^0-9.]/g, '').replace(/(\..*)\./g, '$1');" placeholder=" " id="financ-calc-Amt-Period">
<span class="form-txt">Months</span>
</div>
</div>
<div class="slider-wraper" id="CalYearValue" data-min-year="2" data-max-year="84" data-start-year="2" data-step-year="1">
<div id="slider-financ-calc-Amt-Period" class="ui-slider ui-corner-all ui-slider-horizontal ui-widget ui-widget-content">
<div id="custom-handleFinancialCalc-Period" class="ui-slider-handle ui-corner-all ui-state-default" tabindex="0" style="left: 0%;">0.00002L</div>
<div class="ui-slider-range ui-corner-all ui-widget-header ui-slider-range-min" style="width: 0%;"></div>
</div>
<p class="help-block">
<span id="minYearValue">2 Months</span> <span id="maxYearValue">84 Months</span>
</p>
</div>
</div>
<div class="white-bx personalSliderMargin">
<div class="existing-balance-container">
<p class="title">Interest rate</p>
<div class="form-label-group">
<input type="text" maxlength="7" class="form-input" oninput="this.value = this.value.replace(/[^0-9.]/g, '').replace(/(\..*)\./g, '$1');" placeholder=" " id="financ-calc-Amt-ROI">
<span class="form-txt">%</span>
</div>
</div>
<div class="slider-wraper" id="CalInterestValue" data-min-interest="10.75" data-max-interest="36" data-start-interest="10.75" data-step-interest="0.01">
<div id="slider-financ-calc-Amt-ROI" class="ui-slider ui-corner-all ui-slider-horizontal ui-widget ui-widget-content">
<div id="custom-handleFinancialCalc-ROI" class="ui-slider-handle ui-corner-all ui-state-default" tabindex="0" style="left: 0%;">0.0001075L</div>
<div class="ui-slider-range ui-corner-all ui-widget-header ui-slider-range-min" style="width: 0%;"></div>
</div>
<p class="help-block">
<span id="minInterestRateValue">10.75 %</span> <span id="maxInterestRateValue">36 %</span>
</p>
</div>
</div>
</div>
</div>
</div>
<div class="col-12 simulation-container">
<div class="simulation-container-items">
<div class="balance-container-dark os-animation animated fadeInLeft" data-os-animation="fadeInLeft" data-os-animation-delay=".1s" style="animation-delay: 0.1s;">
<div>
<p class="title">You will pay EMI of only</p>
<p class="sub-title"><span id="interestValuePL">₹2,534</span> monthly </p>
</div>
</div>
<div class="btn-box">
<a class="btn-red" href="/personal-banking/loans/personal-loan">Apply for Personal Loan</a>
</div>
<div class="disclaimer-common-mobile">
<br>
</div>
</div>
</div>
</div>
<div class="principal-amount-screen hide">
<div class="col-12 slider-container">
<div class="slider-container-item">
<div class="slider-bx loan-cal mt-0">
<div class="white-bx">
<div class="existing-balance-container">
<p class="title">Principal amount</p>
<div class="form-label-group">
<span class="form-txt">₹</span><input type="text" maxlength="7" class="form-input" oninput="this.value = this.value.replace(/[^0-9.]/g, '').replace(/(\..*)\./g, '$1');" placeholder=" " id="financ-calc-Amt-Principal">
</div>
</div>
<div class="slider-wraper" id="CalAmountValueCC" data-min-amtcc="2500" data-max-amtcc="1000000" data-start-amtcc="2500" data-step-amtcc="10000">
<div id="slider-financ-calc-Amt-Principal" class="ui-slider ui-corner-all ui-slider-horizontal ui-widget ui-widget-content">
<div id="custom-handleFinancialCalc-Principal" class="ui-slider-handle ui-corner-all ui-state-default" tabindex="0" style="left: 0%;">0.025L</div>
<div class="ui-slider-range ui-corner-all ui-widget-header ui-slider-range-min" style="width: 0%;"></div>
</div>
<p class="help-block">
<span id="minValuecc">₹2.5K</span> <span id="maxValuecc">₹10L</span>
</p>
</div>
</div>
<div class="white-bx principalSliderMargin">
<div class="existing-balance-container">
<p class="title">Tenure (months)</p>
<div class="form-label-group">
<input type="text" maxlength="7" class="form-input" oninput="this.value = this.value.replace(/[^0-9.]/g, '').replace(/(\..*)\./g, '$1');" placeholder=" " id="financ-calc-Amt-Tenture">
<span class="form-txt">Months</span>
</div>
</div>
<div class="slider-wraper" id="CalYearValueCC" data-min-yearcc="3" data-max-yearcc="36" data-start-yearcc="3" data-step-yearhcc="3">
<div id="slider-financ-calc-Amt-Tenture" class="ui-slider ui-corner-all ui-slider-horizontal ui-widget ui-widget-content">
<div id="custom-handleFinancialCalc-Tenture" class="ui-slider-handle ui-corner-all ui-state-default" tabindex="0" style="left: 0%;">0.00003L</div>
<div class="ui-slider-range ui-corner-all ui-widget-header ui-slider-range-min" style="width: 0%;"></div>
</div>
<p class="help-block">
<span id="minYearValueCC">3 Months</span> <span id="maxYearValueCC">36 Months</span>
</p>
</div>
</div>
</div>
</div>
</div>
<div class="col-12 simulation-container">
<div class="simulation-container-items">
<div class="balance-container-dark os-animation animated fadeInLeft" data-os-animation="fadeInLeft" data-os-animation-delay=".1s" style="animation-delay: 0.1s;">
<div>
<p class="title">You will pay EMI of only</p>
<p class="sub-title"><span id="emiValue">₹858</span> monthly</p>
</div>
<div class="info-item-container">
<img class="overlay-info-image-2" src="/content/dam/idfcfirstbank/images/homepage-redesign/info.svg" alt="Info">
<div id="overlay-info-2" class="overlay-info hide">
<div class="content-main">
<p>Processing Fees</p>
<p class="info-rupees" id="ccProcessingFess">₹99</p>
</div>
<div class="content-sub">
<p>Interest</p>
<p class="info-rupees" id="ccTotalInterest">₹76</p>
</div>
<div class="content-last">
<p>Total GST</p>
<p class="info-rupees" id="ccTotalGst">₹32</p>
</div>
<hr>
<div class="content-main">
<p>Total Extra Payable</p>
<p class="info-rupees" id="ccTotalExtraPayable">₹207</p>
</div>
<div class="content-last">
<p>Loan Amount</p>
<p class="info-rupees" id="ccLoanAmount">₹2500</p>
</div>
<hr>
<div class="content-total">
<p>Total Charges</p>
<p class="info-rupees" id="ccTotalChanrges">₹2707</p>
</div>
<div class="triangle-down"></div>
</div>
</div>
</div>
<p class="footer-text"> Big purchases, small EMIs! EMIfy your spends easily, with interest rates starting as low as 1% p.m., only with your IDFC FIRST Bank Credit Card. </p>
<div class="btn-box">
<a class="btn-red" href="/credit-card/ntb-diy/apply?icid=cc_calculator_applynow&utm_source=website">Apply for a Credit Card</a>
</div>
<div class="disclaimer-common-mobile">
<br>
</div>
</div>
</div>
</div>
<div class="home-loan-screen hide">
<div class="col-12 slider-container">
<div class="slider-container-item">
<div class="slider-bx loan-cal mt-0">
<div class="white-bx">
<div class="existing-balance-container">
<p class="title">Amount</p>
<div class="form-label-group">
<span class="form-txt">₹</span><input type="text" maxlength="7" class="form-input" oninput="this.value = this.value.replace(/[^0-9.]/g, '').replace(/(\..*)\./g, '$1');" placeholder=" " id="financ-calc-Amt-Amount-home-loan">
</div>
</div>
<div class="slider-wraper" id="CalAmountValueHL" data-min-amthl="100000" data-max-amthl="100000000" data-start-amthl="100000" data-step-amthl="100000">
<div id="slider-financ-calc-Amt-Amount-home-loan" class="ui-slider ui-corner-all ui-slider-horizontal ui-widget ui-widget-content">
<div id="custom-handleFinancialCalc-Amount-home-loan" class="ui-slider-handle ui-corner-all ui-state-default" tabindex="0" style="left: 0%;">1L</div>
<div class="ui-slider-range ui-corner-all ui-widget-header ui-slider-range-min" style="width: 0%;"></div>
</div>
<p class="help-block">
<span id="minAmountValHL">₹1L</span> <span id="maxAmountValHL">₹10Cr</span>
</p>
</div>
</div>
<div class="white-bx personalSliderMargin">
<div class="existing-balance-container">
<p class="title">Period</p>
<div class="form-label-group">
<input type="text" maxlength="7" class="form-input" oninput="this.value = this.value.replace(/[^0-9.]/g, '').replace(/(\..*)\./g, '$1');" placeholder=" " id="financ-calc-Amt-Period-home-loan">
<span class="form-txt">Months</span>
</div>
</div>
<div class="slider-wraper" id="CalYearValueHL" data-min-yearhl="12" data-max-yearhl="360" data-start-yearhl="1" data-step-yearhl="1">
<div id="slider-financ-calc-Amt-Period-home-loan" class="ui-slider ui-corner-all ui-slider-horizontal ui-widget ui-widget-content">
<div id="custom-handleFinancialCalc-Period-home-loan" class="ui-slider-handle ui-corner-all ui-state-default" tabindex="0" style="left: 0%;">0.00001L</div>
<div class="ui-slider-range ui-corner-all ui-widget-header ui-slider-range-min" style="width: 0%;"></div>
</div>
<p class="help-block">
<span id="minYearValueHL">12 Months</span> <span id="maxYearValueHL">360 Months</span>
</p>
</div>
</div>
<div class="white-bx personalSliderMargin">
<div class="existing-balance-container">
<p class="title">Interest rate</p>
<div class="form-label-group">
<input type="text" maxlength="7" class="form-input" oninput="this.value = this.value.replace(/[^0-9.]/g, '').replace(/(\..*)\./g, '$1');" placeholder=" " id="financ-calc-Amt-ROI-home-loan">
<span class="form-txt">%</span>
</div>
</div>
<div class="slider-wraper" id="CalInterestValueHL" data-min-interesthl="8.75" data-max-interesthl="10.50" data-start-interesthl="8.75" data-step-interesthl="0.01">
<div id="slider-financ-calc-Amt-ROI-home-loan" class="ui-slider ui-corner-all ui-slider-horizontal ui-widget ui-widget-content">
<div id="custom-handleFinancialCalc-ROI-home-loan" class="ui-slider-handle ui-corner-all ui-state-default" tabindex="0" style="left: 0%;">0.0000875L</div>
<div class="ui-slider-range ui-corner-all ui-widget-header ui-slider-range-min" style="width: 0%;"></div>
</div>
<p class="help-block">
<span id="minInterestRateValueHL">8.75 %</span> <span id="maxInterestRateValueHL">10.50 %</span>
</p>
</div>
</div>
</div>
</div>
</div>
<div class="col-12 simulation-container">
<div class="simulation-container-items">
<div class="balance-container-dark os-animation animated fadeInLeft" data-os-animation="fadeInLeft" data-os-animation-delay=".1s" style="animation-delay: 0.1s;">
<div>
<p class="title">You will pay an EMI of only </p>
<p class="sub-title"><span id="interestValueHL">₹8,734</span> monthly </p>
</div>
</div>
<div class="btn-box">
<a aria-label="," class="btn-red" href="/personal-banking/loans/home-loan/application?icid=hl_calculator_applynow">Apply for Home Loan</a>
<a aria-label="," class="normal-btn" href="/personal-banking/loans/home-loan/home-loan-interest-rates?icid=hl_calculator_viewinterestrate">View Home Loan Interest Rates</a>
</div>
<div class="disclaimer-common-mobile">
<br>
</div>
</div>
</div>
</div>
<div class="two-wheeler-loan-screen hide">
<div class="col-12 slider-container">
<div class="slider-container-item">
<div class="slider-bx loan-cal mt-0">
<div class="white-bx">
<div class="existing-balance-container">
<p class="title">Amount</p>
<div class="form-label-group">
<span class="form-txt">₹ </span><input type="text" maxlength="7" class="form-input" oninput="this.value = this.value.replace(/[^0-9.]/g, '').replace(/(\..*)\./g, '$1');" placeholder=" " id="financ-calc-Amt-Amount-two-wheeler-loan">
</div>
</div>
<div class="slider-wraper" id="CalAmountValueBL" data-min-amtbl="7000" data-max-amtbl="2000000" data-start-amtbl="80000" data-step-amtbl="1000">
<div id="slider-financ-calc-Amt-Amount-two-wheeler-loan" class="ui-slider ui-corner-all ui-slider-horizontal ui-widget ui-widget-content">
<div id="custom-handleFinancialCalc-Amount-two-wheeler-loan" class="ui-slider-handle ui-corner-all ui-state-default" tabindex="0" style="left: 3.66282%;">0.8L</div>
<div class="ui-slider-range ui-corner-all ui-widget-header ui-slider-range-min" style="width: 0%;"></div>
<div class="ui-slider-range ui-corner-all ui-widget-header ui-slider-range-min" style="width: 3.66282%;"></div>
</div>
<p class="help-block">
<span id="minAmountValBL">₹7K</span> <span id="maxAmountValBL">₹20L</span>
</p>
</div>
</div>
<div class="white-bx personalSliderMargin">
<div class="existing-balance-container">
<p class="title">Period</p>
<div class="form-label-group">
<input type="text" maxlength="7" class="form-input" oninput="this.value = this.value.replace(/[^0-9.]/g, '').replace(/(\..*)\./g, '$1');" placeholder=" " id="financ-calc-Amt-Period-two-wheeler-loan">
<span class="form-txt">Months</span>
</div>
</div>
<div class="slider-wraper" id="CalYearValueBL" data-min-yearbl="6" data-max-yearbl="48" data-start-yearbl="1" data-step-yearbl="1">
<div id="slider-financ-calc-Amt-Period-two-wheeler-loan" class="ui-slider ui-corner-all ui-slider-horizontal ui-widget ui-widget-content">
<div id="custom-handleFinancialCalc-Period-two-wheeler-loan" class="ui-slider-handle ui-corner-all ui-state-default" tabindex="0" style="left: 0%;">0.00001L</div>
<div class="ui-slider-range ui-corner-all ui-widget-header ui-slider-range-min" style="width: 0%;"></div>
<div class="ui-slider-range ui-corner-all ui-widget-header ui-slider-range-min" style="width: 0%;"></div>
</div>
<p class="help-block">
<span id="minYearValueBL">6 Months</span> <span id="maxYearValueBL">48 Months</span>
</p>
</div>
</div>
<div class="white-bx personalSliderMargin">
<div class="existing-balance-container">
<p class="title">Interest rate</p>
<div class="form-label-group">
<input type="text" maxlength="7" class="form-input" oninput="this.value = this.value.replace(/[^0-9.]/g, '').replace(/(\..*)\./g, '$1');" placeholder=" " id="financ-calc-Amt-ROI-two-wheeler-loan">
<span class="form-txt">%</span>
</div>
</div>
<div class="slider-wraper" id="CalInterestValueBL" data-min-interestbl="9" data-max-interestbl="26" data-start-interestbl="17.5" data-step-interestbl="0.01">
<div id="slider-financ-calc-Amt-ROI-two-wheeler-loan" class="ui-slider ui-corner-all ui-slider-horizontal ui-widget ui-widget-content">
<div id="custom-handleFinancialCalc-ROI-two-wheeler-loan" class="ui-slider-handle ui-corner-all ui-state-default" tabindex="0" style="left: 50%;">0.000175L</div>
<div class="ui-slider-range ui-corner-all ui-widget-header ui-slider-range-min" style="width: 0%;"></div>
<div class="ui-slider-range ui-corner-all ui-widget-header ui-slider-range-min" style="width: 50%;"></div>
</div>
<p class="help-block">
<span id="minInterestRateValueBL">9 %</span> <span id="maxInterestRateValueBL">26 %</span>
</p>
</div>
</div>
</div>
</div>
</div>
<div class="col-12 simulation-container">
<div class="simulation-container-items">
<div class="balance-container-dark os-animation animated fadeInLeft" data-os-animation="fadeInLeft" data-os-animation-delay=".1s" style="animation-delay: 0.1s;">
<div>
<p class="title">You will pay an EMI of only </p>
<p class="sub-title" id="interestValueBL">₹14,022</p>
</div>
</div>
<div class="btn-box">
<a class="btn-red" href="/two-wheeler">Apply for Two Wheeler Loan</a>
<a class="normal-btn" href="/personal-banking/loans/two-wheeler-loan/two-wheeler-loan-interest-rates">View Two Wheeler Loan Interest Rates</a>
</div>
<div class="disclaimer-common-mobile">
<br>
</div>
</div>
</div>
</div>
</div>
</form><form id="calculateEMIForm" class="calculateEMIForm" autocomplete="none">
<div class="calculateEMI-container">
<p style="font-size: 16.0px;">By clicking this link, you will be redirected and governed by the terms of the "3rd Party Website". We recommend due caution be exercised while accessing the website keeping aspects like confidentiality, data privacy
and security in mind.</p>
</div>
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<a href="javascript:void(0);" id="spotlightRedirectionProceed" class="btn-red">Proceed</a>
<button type="submit" aria-label="Close" id="spotlightRedirectionClose" class="btn-white">Cancel</button>
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0% FOREX | 10X REWARDS | LOUNGE, SPA, GOLF AND MOVIES
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ASHVA METAL CREDIT CARD
1% FOREX | 10X REWARDS | LOUNGE, SPA, GOLF AND MOVIES
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FIRST EA₹N
1% CASHBACK ON UPI | ASSURED FD BACKED CREDIT CARD
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FIRST POWER AND POWER+
UPI ENABLED | UP TO 175 LITRES OF FREE FUEL
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FIRST SWYP
UP TO 20% OFF ON ZOMATO, DOMINOS & MORE | EMI CARD
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ACTIVATE UPI
ENABLE POWER OF UPI ON YOUR IDFC FIRST BANK CREDIT CARDS
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FIRST WOW!
0% FOREX | CREDIT LIMIT UP TO 2X OF FD | EARN INTEREST ON FD
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FIRST MILLENNIA
LIFETIME-FREE | 10X REWARD POINTS | MERCHANT OFFERS, ALL YEAR ROUND.
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FIRST CLASSIC
LIFETIME-FREE | 10X REWARD POINTS | RAILWAY LOUNGES
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FIRST SELECT
LIFETIME-FREE | 10X REWARD POINTS | 1.99% FOREX | DOMESTIC AIRPORT LOUNGES
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FIRST WEALTH
LIFETIME-FREE | 10X REWARD POINTS | 1.5% FOREX | LOUNGE, SPA & GOLF
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LIC IDFC FIRST
LIFETIME-FREE | 2% SAVINGS ON LIC INSURANCE PREMIUM | REWARDS
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PERSONAL LOAN
GET LOANS UP TO ₹10 LAKH APPROVED INSTANTLY
FORECLOSE ANYTIME WITH ZERO CHARGES
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CONSUMER DURABLE LOAN
ENJOY INSTANT APPROVAL ON LOANS OF UP TO ₹8 LAKHS
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HOME LOAN
GET A HOME LOAN OF UP TO ₹10 CRORE
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BUSINESS LOAN
GET UNSECURED LOANS UP TO ₹1 CRORE FOR SUPPORTING YOUR BUSINESS
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PROFESSIONAL LOAN
ENJOY UNSECURED LOANS UP TO ₹1 CRORE TAILORED FOR DOCTORS, CAS, AND ARCHITECTS
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EDUCATION LOAN
GET LOANS UP TO ₹1.5 CRORE* AT ATTRACTIVE RATES
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NEW CAR LOAN
GET AFFORDABLE NEW CAR LOANS WITH A 10-YEAR TENURE
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PRE-OWNED CAR LOAN
OBTAIN PRE-OWNED CAR LOANS WITH MINIMAL PAPERWORK
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TWO WHEELER LOAN
GET AN INSTANT TWO-WHEELER LOAN WITH ZERO DOCUMENTATION
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PRE-OWNED TWO WHEELER LOAN
AVAIL EASY REPURCHASE AND REFINANCE LOANS FOR YOUR BIKE
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LOAN AGAINST PROPERTY
BORROW UP TO 80% OF YOUR PROPERTY’S VALUE
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MUTUAL FUNDS
SEAMLESSLY INVEST IN HANDPICKED FUNDS
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SOVEREIGN GOLD BONDS
BUY GOLD AT A DISCOUNT AND EARN MORE THAN GOLD RETURNS
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DEMAT & TRADING ACCOUNT
SINGLE ACCOUNT FOR DEMAT, TRADING AND BANKING BENEFITS
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SAVINGS PLAN
THE BEST OF SAFETY AND SAVINGS IN ONE PLAN
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ANNUITY PLAN
A PLAN FOR A SAFE RETIREMENT
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INVESTMENT LINKED INSURANCE
EXPERIENCE THE SYNERGY OF INSURANCE AND INVESTMENT
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TERM INSURANCE
SECURE YOUR FAMILY’S FUTURE
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HEALTH INSURANCE
CUSTOMISED PLANS FOR YOU AND YOUR LOVED ONES
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MOTOR INSURANCE
SAFEGUARD YOUR VALUABLE VEHICLE
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HOME INSURANCE
SECURE YOUR CHERISHED HOME
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TRAVEL INSURANCE
TRAVEL SMART, SAFE AND SECURE
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PERSONALIZED
VIEW OFFERS TAILORED JUST FOR YOU!
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DEBIT CARD
EXCLUSIVE DISCOUNTS ACROSS 15+ MERCHANTS
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CREDIT CARD
DISCOVER THE BEST DEALS ON 300+ TOP BRANDS
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CURRENT ACCOUNT
DISCOVER 100+ EXCLUSIVE OFFERS FOR YOUR BUSINESS NEEDS
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FOREX SERVICES
SAVE BIG WHILE REMITTING MONEY
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MULTI-CURRENCY FOREX CARD
AVAIL EXCLUSIVE DISCOUNTS WHILE YOU TRAVEL ABROAD. SAVE MORE EVERY TIME YOU
SWIPE!
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WHAT MAKES US SPECIAL?
We truly mean it when we say we want to be the most customer-friendly bank
We truly mean it when we say we want to be the most customer-friendly bank
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ZERO CHARGES ON SERVICES LIKE IMPS, RTGS, NEFT & ATM TRANSACTIONS
Read more
IDFC FIRST Bank recognized for its fairness in service charges on Savings
Account by Moneylife Foundation & IIT Bombay
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MONTHLY INTEREST CREDITS ON YOUR SAVINGS ACCOUNT
Read more
With IDFC FIRST Bank Savings Accounts, interest is credited each month, unlike
most other banks that offer quarterly interest pay-outs.
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UP TO 7.25% INTEREST P.A. ON SAVINGS ACCOUNTS
Read more
Grow your savings faster with interest up to 7.25% p.a. on balances between ₹5
Lakhs and ₹100 Crores. Rate of interest (progressive) applicable on balance of >
₹5 lakh <= ₹ 100 Cr.
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ZERO CHARGES ON NON-HOME BRANCH TRANSACTIONS
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We offer unlimited free cash transactions at non-home branches, whereas most
banks charge between ₹100 and ₹150 per transaction.
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ENHANCED ATM WITHDRAWAL AND POS SPEND LIMITS ON YOUR DEBIT CARD
Read more
Enjoy daily limits of up to ₹2 lakh on ATM withdrawals and up to ₹6 lakh on POS
transactions with the ₹25,000 AMB Savings Account variant.
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LOW CREDIT CARD INTEREST RATES STARTING AT 9%
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Our dynamic annual percentage rates (APRs) start at 9% per annum versus the
usual market rates of 42% per annum.
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PREMIUM CREDIT CARDS, FREE FOR LIFE!
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Most of our credit cards are lifetime free - no minimum spend conditions!
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REWARD POINTS THAT ARE AS GOOD AS CASH!
Read more
Instead of a fixed catalogue, reward points can be redeemed against your online
purchases and select offline purchases, too.
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NEVER-EXPIRING CREDIT CARD REWARD POINTS
Read more
Spend your reward points whenever you like. Unlike most banks, where rewards
expire in 2-3 years, most of our credit cards offer reward points that will
never expire.
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0% INTEREST ON CREDIT CARD ATM WITHDRAWALS UP TO 48 DAYS
Read more
With our credit cards, ATM cash withdrawals attract no interest until the due
date, whereas most banks charge interest rates of 42% per annum from the
withdrawal date.
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THE DEPOSIT-BACKED PREMIUM CREDIT CARD, ASSURED FOR EVERYONE
Read more
Get up to 200% of your fixed deposit as a credit limit, while earning up to 7.5%
interest per annum on your fixed deposit. Also, enjoy 0% forex markup on this
credit card.
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THE FIRST BANK TO OFFER 3-IN-1 FASTAG
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Your complete mobility solution when on the road with Tolling+Fuel+Parking
payment capabilities enabled on a single FASTag
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RECHARGE FASTAG VIA WHATSAPP
Read more
Top-up on the go with a few simple WhatsApp clicks. We are the first bank to
enable FASTag recharges through WhatsApp Payments
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ADVANCED NEW MOBILE APP
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Experience state-of-the-art features such as Google-like search, Personal
Finance Management, Customer Service Support, Mutual Fund Investing , ASBA-IPO
facility, and much more.
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CONTEMPORARY CUSTOMER-FIRST WEALTH MANAGEMENT SOLUTIONS
Read more
With research-backed curated funds with a forward-looking guidance, AIFs, PMS,
paperless Demat Account opening, offshore investment solutions, and more
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SEAMLESS NRI BANKING SERVICES
Read more
Convenience at your fingertips with our digital NRI Savings Account which offers
monthly interest credits, dedicated relationship manager, one-click Portfolio
Investment Scheme’ (PIS) Account opening, ZERO-fee fund transfers, and more!
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TAILORMADE LOAN OFFERINGS FOR PERSONAL AND BUSINESS NEEDS
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Enjoy fast processing and competitive interest rates on home loans, business
loans, education loans, and car loans tailored to your personal or business
needs.
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OPEN A ZERO-BALANCE STARTUP CURRENT ACCOUNT
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No minimum balance requirement for the first 3 years and unlimited free NEFT,
IMPS & RTGS transactions for easy cashflow management
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ACCESS TO OUR STARTUP BANKING PROGRAMME
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Be part of a uniquely designed startup program that gives you access to
mentorship, networking, and fundraising opportunities through a meticulously
planned journey
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CUTTING-EDGE CORPORATE BANKING PORTAL
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A world-class cutting-edge Corporate Banking Portal with unique industry-first
features, such as a single window experience, intelligent report builder
capability, and unique online trade regulatory portal
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COMPLIMENTARY BUSINESS APPLICATIONS WITH OUR CURRENT ACCOUNT
Read more
Enjoy many complimentary offers across best-in-class apps for ERP, HRMS,
Payroll, Taxation, Legal Advisory, Logistics, Society Management, among others.
Know More Read less
IDFC FIRST Bank recognized for its fairness in service charges on Savings
Account by Moneylife Foundation & IIT Bombay
Know More Read less
With IDFC FIRST Bank Savings Accounts, interest is credited each month, unlike
most other banks that offer quarterly interest pay-outs.
Apply Now Read less
Grow your savings faster with interest up to 7.25% p.a. on balances between ₹5
Lakhs and ₹100 Crores. Rate of interest (progressive) applicable on balance of >
₹5 lakh <= ₹ 100 Cr.
Apply Now Read less
We offer unlimited free cash transactions at non-home branches, whereas most
banks charge between ₹100 and ₹150 per transaction.
Apply Now Read less
Enjoy daily limits of up to ₹2 lakh on ATM withdrawals and up to ₹6 lakh on POS
transactions with the ₹25,000 AMB Savings Account variant.
Apply Now Read less
Our dynamic annual percentage rates (APRs) start at 9% per annum versus the
usual market rates of 42% per annum.
Apply Now Read less
Most of our credit cards are lifetime free - no minimum spend conditions!
Apply Now Read less
Instead of a fixed catalogue, reward points can be redeemed against your online
purchases and select offline purchases, too.
Apply Now Read less
Spend your reward points whenever you like. Unlike most banks, where rewards
expire in 2-3 years, most of our credit cards offer reward points that will
never expire.
Apply Now Read less
With our credit cards, ATM cash withdrawals attract no interest until the due
date, whereas most banks charge interest rates of 42% per annum from the
withdrawal date.
Apply Now Read less
Get up to 200% of your fixed deposit as a credit limit, while earning up to 7.5%
interest per annum on your fixed deposit. Also, enjoy 0% forex markup on this
credit card.
Apply Now Read less
Your complete mobility solution when on the road with Tolling+Fuel+Parking
payment capabilities enabled on a single FASTag
Know More Read less
Top-up on the go with a few simple WhatsApp clicks. We are the first bank to
enable FASTag recharges through WhatsApp Payments
Know More Read less
Experience state-of-the-art features such as Google-like search, Personal
Finance Management, Customer Service Support, Mutual Fund Investing , ASBA-IPO
facility, and much more.
Know More Read less
With research-backed curated funds with a forward-looking guidance, AIFs, PMS,
paperless Demat Account opening, offshore investment solutions, and more
Know More Read less
Convenience at your fingertips with our digital NRI Savings Account which offers
monthly interest credits, dedicated relationship manager, one-click Portfolio
Investment Scheme’ (PIS) Account opening, ZERO-fee fund transfers, and more!
Apply Now Read less
Enjoy fast processing and competitive interest rates on home loans, business
loans, education loans, and car loans tailored to your personal or business
needs.
Know More Read less
No minimum balance requirement for the first 3 years and unlimited free NEFT,
IMPS & RTGS transactions for easy cashflow management
Apply Now Read less
Be part of a uniquely designed startup program that gives you access to
mentorship, networking, and fundraising opportunities through a meticulously
planned journey
Know More Read less
A world-class cutting-edge Corporate Banking Portal with unique industry-first
features, such as a single window experience, intelligent report builder
capability, and unique online trade regulatory portal
Read less
Enjoy many complimentary offers across best-in-class apps for ERP, HRMS,
Payroll, Taxation, Legal Advisory, Logistics, Society Management, among others.
Know More Read less
View All
ZERO FEE BANKING
The only bank in India to offer zero fee banking on all savings account services
Know more
ZERO
CHARGES ON
IMPS
NEFT
RTGS
CHEQUE BOOK
SMS ALERTS
CASH TRANSACTIONS
3RD PARTY CASH TRANSACTIONS
MANAGER’S CHEQUE/DD/PO
DUPLICATE STATEMENTS ISSUANCE
DUPLICATE PASSBOOK ISSUANCE
BALANCE CERTIFICATE ISSUANCE
INTEREST CERTIFICATE ISSUANCE
ACCOUNT CLOSURE
ECS RETURN
STOP PAYMENT OF CHEQUE
INTERNATIONAL ATM/POS TRANSACTIONS
DECLINE CHARGES FOR INSUFFICIENT BALANCE
STANDING INSTRUCTIONS
PHOTO ATTESTATION
SIGNATURE ATTESTATION
RETRIEVAL OF TRANSACTIONAL RECORDS
ADDRESS CONFIRMATION
DELIVERABLE RETURNED BY COURIER
DEBIT CARD ISSUANCE
DEBIT CARD ANNUAL FEE
ATM TRANSACTIONS
CHEQUE BOUNCE
DOORSTEP BANKING
ZERO
CHARGES ON
IMPS
NEFT
RTGS
CHEQUE BOOK
SMS ALERTS
CASH TRANSACTIONS
3RD PARTY CASH TRANSACTIONS
MANAGER’S CHEQUE/DD/PO
DUPLICATE STATEMENTS ISSUANCE
DUPLICATE PASSBOOK ISSUANCE
BALANCE CERTIFICATE ISSUANCE
INTEREST CERTIFICATE ISSUANCE
ACCOUNT CLOSURE
ECS RETURN
STOP PAYMENT OF CHEQUE
INTERNATIONAL ATM/POS TRANSACTIONS
DECLINE CHARGES FOR INSUFFICIENT BALANCE
STANDING INSTRUCTIONS
PHOTO ATTESTATION
SIGNATURE ATTESTATION
RETRIEVAL OF TRANSACTIONAL RECORDS
ADDRESS CONFIRMATION
DELIVERABLE RETURNED BY COURIER
DEBIT CARD ISSUANCE
DEBIT CARD ANNUAL FEE
ATM TRANSACTIONS
CHEQUE BOUNCE
DOORSTEP BANKING
Load more
FINANCIAL CALCULATORS
Hassle-free financial planning with IDFC FIRST Bank
* Interest calculated on progressive balances in each interest rate slab, as
applicable
** Interest calculated on flat rate basis for other banks
Savings Account
Personal Loan
Credit Card
Home Loan
Two Wheeler Loan
Simulation Results (for a period of 1 year):
₹9,125*
Earn additional ₹125 with
IDFC FIRST Bank (competitive interest rates ranging from 3% to 7.25%)
₹9,000**
With other Banks (3%)
Open Savings Account View Savings Account Interest Rates
Account Balance
₹
3L
₹10K ₹100Cr
50K
1L
5L
10L
25L
50L
Open Savings Account View Savings Account Interest Rates
* Interest calculated on progressive balances in each interest rate slab, as
applicable
** Interest calculated on flat rate basis for other banks
Simulation Results (for a period of 1 year):
₹9,125*
Earn additional ₹125 with
IDFC FIRST Bank (competitive interest rates ranging from 3% to 7.25%)
₹9,000**
With other Banks (3%)
Open Savings Account View Savings Account Interest Rates
Amount
₹
0.05L
₹5K ₹1Cr
Period
Months
0.00002L
2 Months 84 Months
Interest rate
%
0.0001075L
10.75 % 36 %
You will pay EMI of only
₹2,534 monthly
Apply for Personal Loan
Principal amount
₹
0.025L
₹2.5K ₹10L
Tenure (months)
Months
0.00003L
3 Months 36 Months
You will pay EMI of only
₹858 monthly
Processing Fees
₹99
Interest
₹76
Total GST
₹32
--------------------------------------------------------------------------------
Total Extra Payable
₹207
Loan Amount
₹2500
--------------------------------------------------------------------------------
Total Charges
₹2707
Big purchases, small EMIs! EMIfy your spends easily, with interest rates
starting as low as 1% p.m., only with your IDFC FIRST Bank Credit Card.
Apply for a Credit Card
Amount
₹
1L
₹1L ₹10Cr
Period
Months
0.00001L
12 Months 360 Months
Interest rate
%
0.0000875L
8.75 % 10.50 %
You will pay an EMI of only
₹8,734 monthly
Apply for Home Loan View Home Loan Interest Rates
Amount
₹
0.8L
₹7K ₹20L
Period
Months
0.00001L
6 Months 48 Months
Interest rate
%
0.000175L
9 % 26 %
You will pay an EMI of only
₹14,022
Apply for Two Wheeler Loan View Two Wheeler Loan Interest Rates
In the spotlight
QUICK ACTIONS FOR YOU
ACTIVATE UPI
Get the Power of UPI and earn cashback up to ₹200
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FASTAG
Upgrade to FASTag Max and enjoy benefits worth ₹5000*
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DINING OFFERS
Avail up to 25% discounts with live screening of T20 matches
Check offers
EXPLORE BIKES
and ride your dream bike with an instant loan
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FIRST REWARDS
Our exclusive Savings Account loyalty programme
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EXPLORE CARS
Shop, compare and choose your perfect car with the best financing options
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ACTIVATE UPI
Get the Power of UPI and earn cashback up to ₹200
Apply Now
FASTAG
Upgrade to FASTag Max and enjoy benefits worth ₹5000*
Apply Now
DINING OFFERS
Avail up to 25% discounts with live screening of T20 matches
Check offers
EXPLORE BIKES
and ride your dream bike with an instant loan
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FIRST REWARDS
Our exclusive Savings Account loyalty programme
Know more
EXPLORE CARS
Shop, compare and choose your perfect car with the best financing options
Know more
View more
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AWARD-WINNING DIGITAL BANKING PLATFORM
Recognised as the 'Best Digital Bank' for the year 2021-2022 by Financial
Express India's Best Banks Awards 2023.
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Enjoy India's #1 Mobile Banking App
Enjoy India's #1 Mobile Banking App
Enjoy India's #1 Mobile Banking App
Start banking with just a
WhatsApp message. Send
'Hi' to 95555 55555
Chat with us now
Experience a secure way
to bank on the go with
our mobile banking app
Install now
Banking services now
at your fingertips
anytime, anywhere
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Step inside the
world of smart
watch banking
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But don’t take our word for it, Hear from our customers
"App experience nd customer experience is very good! worth opening a account!"
Hardik Mishra 23 December 2024
"Excellent mobile response, most appreciable apps which are friendly to
customer. I recommend to every one to shift to this bank." Surinder Gulati 23
December 2024
"I have received customer care call in very few hour after I raised complaint
and am very happy for that. That customer service speaker also spoke with good
and positive approach that makes me a good." Mohamad Jailani 23 December 2024
"I love the fact that IDFC provides "no bank charges". I get the liberty to make
as many transactions and payments as I like. I already own one savings account
here and about to open one more. Better that the other two public sector banks I
am banking with. Please keep up the good work!" Nisarg Bodara 18 December 2024
"Appreciate you Shubham! You really solved my problem with a quick solution. You
efforts were just amazing! Thanks a lot! 😊" Purushotham P S 18 December 2024
"I had contacted Ms Varsha Gangaramani, for an issue with my NRO account. She
was very responsive and attended immediately to my concerns and did a follow up
on the issue. She was able to help liaise with other team backend and help
resolved the issue. Great service and commitment to clients." Kiran sharma 12
December 2024
"I writing this heartfelt appreciation for the exceptional service I received at
the IDFC First Bank (wakad Brach). My account was dormant and I was not able to
transfer my fund from the account. I was totally worried. Then I visited Wakad
branch. I met with branch manager and share my problem with him. I haven’t think
it will be resolved but it was happed in a one working days..." Rajesh Singh 12
December 2024
"I really appreciate for the fabulous job done by Jayantee , she is active
listener, have high patients level, understand the issue and know the ways to
resolve, I am very much happy for the customer service she provided to me,
explained me well and resolve my issues. Idfc bank should be proud to have her
as a valuable employee and should assign her heigher designation. She really
made my day... Awsome job done" Sayed Asga Abbas 07 December 2024
"Highly appreciate Suraj's skill on call. He quickly understood my issue and
provided the clarity. Kudos!" Siddhartha 07 December 2024
"IDFC First bank provides the best in class quick, efficient & reliable services
to their customer with their best in class technology & infrastructure. In past
3 years, my overall experience with IDFC First bank has been great & more than
satisfying considering how aggressive IDFC First bank is in providing top notch
digital banking services as compared to other banks in the market. IDFC First
bank has all the required qualities to become market leader very soon." Gaurav
Ansal 04 December 2024
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AWARDS & ACCOLADES
A glimpse of IDFC FIRST Bank's testament to excellence
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IDFC FIRST Bank wins the 'Digital Sourcing & Decisioning Excellence' award at
Lentra CNBC-TV18 Digital Lending Summit
IDFC FIRST Bank wins the prestigious Golden Peacock Award for ESG (National) for
2023
IDFC FIRST Bank emerges as the ‘Best Digital Bank’ at FE India's Best Banks
Awards 2023
IDFC FIRST Bank wins two National Awards for Excellence in Banking, Financial
Services, and Insurance for 2023 and ‘Dream Company to Work For – HR’
IDFC FIRST Bank wins the Best Corporate Governance Award for 2023
Helping our communities grow with us
9.3 Million Beneficiaries
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Served across the country
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351 Students
Awarded post-graduate scholarships this year
9.3 Million Beneficiaries
Supported since March 2023
70,000 Villages
Served across the country
9000 Residents
Impacted positively through our Swachh Worli Koliwada program
351 Students
Awarded post-graduate scholarships this year
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