www.afsa.gov.au Open in urlscan Pro
23.55.242.187  Public Scan

Submitted URL: http://afsa.gov.au/
Effective URL: https://www.afsa.gov.au/
Submission Tags: tag
Submission: On February 08 via api from GB — Scanned from AU

Form analysis 1 forms found in the DOM

GET /search

<form action="/search" method="get" id="views-exposed-form-global-solr-search-block-1" accept-charset="UTF-8">
  <div class="form--inline clearfix">
    <div class="js-form-item form-item js-form-type-textfield form-type-textfield js-form-item-search-api-fulltext form-item-search-api-fulltext form-no-label">
      <label for="search" id="global-header-search" class="visually-hidden">This is a search bar that you can edit. Search AFSA.</label><input placeholder="Search the website" role="searchbox" data-drupal-selector="edit-search-api-fulltext"
        type="text" id="edit-search-api-fulltext" name="search_api_fulltext" value="" size="30" maxlength="128" class="form-text" aria-labelledby="global-header-search" aria-label="This is a search bar that you can edit. Search AFSA."
        aria-description="This is a search bar that you can edit. Search AFSA.">
    </div>
    <div data-drupal-selector="edit-actions" class="form-actions js-form-wrapper form-wrapper" id="edit-actions"><input data-drupal-selector="edit-submit-global-solr-search" type="submit" id="edit-submit-global-solr-search" value="Apply Search"
        class="button js-form-submit form-submit">
    </div>
  </div>
</form>

Text Content

Skip to main content
Bankruptcy Act amendment

To find out more about the Government’s amendments to the Bankruptcy Act please
visit Bankruptcy amendment.

close


Image

PPSR.gov.au
search toggleMenu
Contact us
Log in / Register
This is a search bar that you can edit. Search AFSA.

Image

PPSR.gov.au


MAIN AFSA NAVIGATION

 * BackI can't pay my debtsview its sub menu items
   * BackSupport servicesview its sub menu items
     * Budgeting
     * Dealing with debt
     * I’ve been served with a bankruptcy notice
     * BackWhere to find help managing debtsview its sub menu items
       * Untrustworthy debt advisors
       * Have you been affected by a natural disaster?
       * Seek legal assistance
       * Commonwealth courts
   * BackDebt options toolsview its sub menu items
     * Check how bankruptcy may affect you
     * Check my eligibility
     * Income contributions calculator
   * BackCompare your insolvency optionsview its sub menu items
     * Debt comparison table
   * BackBankruptcyview its sub menu items
     * What is bankruptcy?
     * Eligibility for bankruptcy
     * BackConsequences of bankruptcyview its sub menu items
       * Check how bankruptcy may affect you
       * Assets that can be taken or sold
       * Bankruptcy and tax returns
       * What happens to my house?
       * What happens to my money?
       * What happens to my vehicle?
       * How are my debts paid?
       * Income and employment
       * Employment restrictions
       * Income contributions calculator
       * What happens to my debts?
       * Who will know I’m bankrupt?
       * Hiding NPII details
     * Apply for bankruptcy
   * BackTemporary debt protectionview its sub menu items
     * What is temporary debt protection (TDP)?
     * Consequences of temporary debt protection (TDP)
     * Lodge a temporary debt protection (TDP) form
   * BackDebt agreementview its sub menu items
     * What is a debt agreement?
     * Am I eligible for a debt agreement?
     * Consequences of a debt agreement
     * What debts does a debt agreement cover?
     * Lodge a debt agreement proposal
   * BackPersonal insolvency agreementview its sub menu items
     * What is a Personal insolvency agreement (PIA)?
     * What does a PIA cover?
     * Consequences of a PIA
     * Lodge a PIA proposal
 * BackOwed moneyview its sub menu items
   * Make someone bankrupt
   * Bankruptcy notice
   * Claim unclaimed money
   * Creditor's petition
   * About meetings of creditors
   * BackCreditor guidanceview its sub menu items
     * Creditor's quick guide - bankruptcy and unsecured debts
     * Creditor's quick guide - debt agreements and unsecured debts
     * Trustee's fees
   * How do I lodge a proof of debt?
   * I've received a temporary debt protection (TDP) notice
   * What are my rights as a creditor in a bankruptcy?
   * Your rights as a creditor in a debt agreement
   * Your rights as a creditor in a personal insolvency agreement
 * BackIn a debt agreementview its sub menu items
   * BackUnderstanding your agreementview its sub menu items
     * Update an agreement
   * BackAgreement paymentview its sub menu items
     * I'm having trouble paying my debt agreement
   * BackThe end of an agreementview its sub menu items
     * I need confirmation my agreement has ended
     * What happens after my agreement ends?
 * BackIn a personal insolvency agreementview its sub menu items
   * Understanding your personal insolvency agreement
   * BackAgreement paymentview its sub menu items
     * I'm having trouble paying my personal insolvency agreement
   * BackThe end of an agreementview its sub menu items
     * I need confirmation my agreement has ended
     * What happens after my agreement ends?
 * BackCurrently bankruptview its sub menu items
   * Someone has made you bankrupt
   * BackBankruptcy overviewview its sub menu items
     * A creditor is still contacting me about a debt
     * Garnished wages and frozen bank accounts
     * What are my obligations?
     * What happens to my belongings?
     * What if I receive money during my bankruptcy?
     * Bankruptcy duration and end date
   * BackIncome and employmentview its sub menu items
     * Statement of income
     * My income or employment has changed (or may change)
   * BackUpdate personal detailsview its sub menu items
     * Adding a third party authority during bankruptcy
     * Can I add a debt to my bankruptcy?
     * My personal details have changed
   * BackOverseas travelview its sub menu items
     * Can I travel overseas during bankruptcy?
     * I want to apply to travel overseas
     * Update overseas travel details
   * BackEnd of bankruptcyview its sub menu items
     * Can a trustee extend a bankruptcy?
     * Annul a bankruptcy
     * Confirmation a bankruptcy has ended
     * After a bankruptcy ends
 * BackProfessionalsview its sub menu items
   * BackFinancial counsellorview its sub menu items
     * Resources to deal with debt
   * Legal professional
   * BackRegistered debt agreement administratorview its sub menu items
     * Practising registered debt agreement administrators
     * Ongoing obligations and standards (RDAA)
   * BackRegistered trusteeview its sub menu items
     * Register of trustees
     * De-registered trustees
     * Accepting or rejecting appointment proposals online
     * Conditions imposed on all registered trustees
     * Ongoing obligations and standards for registered trustees
     * Section 12 Powers of the Inspector-General in Bankruptcy
     * Section 305 funding
     * Inspector-General's expectation in relation to insurance
   * Apply for practitioner registration
   * BackResourcesview its sub menu items
     * Fees and charges
     * Mental Health Support
     * Guidance Index
     * Income contributions calculator
     * Indexed amounts
     * BackInsolvency case studiesview its sub menu items
     * Insolvency Mental Health Awareness Program (IMHAP)
     * Inspection of public documents
     * Integrity Principles of Trustees and Debt Agreement Administrators
     * National panel of registered trustees
     * Practice guidance
     * Realisations and interest charges
     * Remuneration
 * BackContact usview its sub menu items
   * International phone numbers
   * Postal addresses
   * Provide feedback
   * Serve a legal document on AFSA
   * Beware of AFSA impersonation scams
   * Reporting a tip-off
 * BackOnline Services helpview its sub menu items
   * Annual Trustee Return
   * BackOnline Services supportview its sub menu items
     * Completing your Bankruptcy Form online
     * Register for an account
     * Help with creating an Online Services account
     * Submitting the Bankruptcy Form offline
     * Digital bankruptcy application FAQs
   * BackBankruptcy Register Searchview its sub menu items
     * BRS search tips
     * Create and manage BRS account users
     * Manage BRS billing and transactions
     * National Personal Insolvency Index (NPII)
     * Register for a Bankruptcy Register Search (BRS) account
   * BackAAR Onlineview its sub menu items
     * AAR Online FAQs
     * AAR online support
   * Creditor meeting advertising
   * Official Receiver notices online
   * API Channel
   * BackCreditor bankruptcy noticesview its sub menu items
     * Creditor bankruptcy notices payment information
   * BackDebt agreements onlineview its sub menu items
     * Debt agreements online FAQs
   * BackOnline Services support for practitionersview its sub menu items
     * Complete a Bankruptcy Form on behalf of someone else
     * Digital bankruptcy application FAQs for practitioners
   * BackAbout our Online Servicesview its sub menu items
     * Incident and support forms
     * Online Services availability
     * Using Digital Identity
 * BackAbout usview its sub menu items
   * Who we are
   * BackWhat we doview its sub menu items
     * Legislations we administer
     * BackLaw reformview its sub menu items
       * Bankruptcy Act amendment
   * BackCorporate informationview its sub menu items
     * BackAccess our informationview its sub menu items
       * Freedom of information (FOI)
       * Information Publication Scheme
       * Public interest disclosures
       * Our FOI disclosure log
     * BackRegulation and complianceview its sub menu items
       * Regulatory Strategy
       * PPS (Personal Property Securities) Regulatory Strategy
       * Regulatory Action Cooperation and Support Policy
       * Regulatory Charter
       * Regulatory Framework for RDAAs
       * Regulatory Framework
       * Regulator Performance Framework
       * Regulatory and compliance activities
       * Best practice reports
     * Annual reports
     * Corporate plan
     * Cost recovery policy
     * Government contracts
     * AFSA's legal services expenditure
     * Gifts and benefits register
     * Audit and Risk Committee
     * BackKey documentsview its sub menu items
       * AFSA Child Safety Framework
       * Agency Capability Review
       * Client Service Charter
       * Gender and pay equity at AFSA
       * IPS Agency Plan
       * Reconciliation Action Plan
       * Vulnerability Framework
     * Ministerial statements of expectations
     * Indexed list of files
   * News and media
   * BackStatisticsview its sub menu items
     * BackFeature analysesview its sub menu items
       * People in personal insolvencies with less than $50,000 in liabilities
     * State of personal property securities system report
     * State of personal insolvency system report
     * Monthly personal insolvency statistics
     * Quarterly personal insolvency statistics
     * BackAnnual administration statisticsview its sub menu items
       * Bankruptcies and temporary debt protections
       * How we help trustees
       * Ending bankruptcies
       * Life cycle of debt agreements
       * Snapshot of debt agreements as at 30 June 2023
       * Rate of return
       * Monies administered by trustees
     * BackPPSR quarterly statisticsview its sub menu items
       * PPSR quarterly statistics tables
       * Guide to PPSR statistics
     * Practitioner Surveillance, enforcement and compliance statistics
     * Provision of non-standard data and information for research purposes
     * Statistics release schedule
     * Changes to AFSA statistics
   * BackComplaints and reviewsview its sub menu items
     * Appeal a decision
     * How to lodge a complaint
     * Request for review
     * Applying for compensation
     * Procurement complaints
     * Resolving complaints against trustees and debt agreement administrators
     * Unreasonable complainant conduct – model policy
   * BackAbout our siteview its sub menu items
     * Accessibility
     * Copyright
     * Help in your language
     * Website help
     * Sitemap
     * BackOnline securityview its sub menu items
       * AFSA’s Security Vulnerability Disclosure Policy
     * BackTerms and Conditionsview its sub menu items
       * Account customer terms and conditions
       * Online services terms and conditions
     * BackPrivacy policyview its sub menu items
       * Summary of privacy policy
       * Privacy Impact Assessment Register
   * BackWorking at AFSAview its sub menu items
     * Current vacancies
     * Our employee census results
     * How to apply for a job at AFSA

Contact us
Login / register



AUSTRALIAN FINANCIAL SECURITY AUTHORITY


We manage the application of bankruptcy and personal property securities laws
through the delivery of high-quality personal insolvency and trustee, regulation
and enforcement, and personal property securities services.
About us


HOW CAN WE HELP?

Show less

For quick access to useful links, please choose what best reflects your
circumstances. You can switch views anytime.

Personal debt
 * I can't pay my debts
 * In a debt agreement
 * In a personal insolvency agreement
 * Currently bankrupt

Creditor
 * Owed money

Professional
 * Financial counsellor
 * Legal professional
 * Registered debt agreement administrator
 * Registered trustee


TOP AFSA SERVICES


BANKRUPTCY REGISTER SEARCH

You can use the Bankruptcy Register Search (BRS) to check if someone is, or has
been, in a personal insolvency proceeding such as bankruptcy.


WHAT IS TEMPORARY DEBT PROTECTION (TDP)?

If you need time to consider what your next step will be, temporary debt
protection (TDP) may suit you.


CONSEQUENCES OF BANKRUPTCY

Although bankruptcy can provide relief if you are unable to repay your debts,
there are consequences which may affect you.


POPULAR PAGES

 * Support services
 * Compare your insolvency options
 * Update your personal details
 * Confirmation a bankruptcy has ended
 * Indexed amounts


UNMANAGEABLE DEBT AND INSOLVENCY SUPPORT

Compare your insolvency options
You may have unmanageable debt. The earlier you seek help with your debt, the
more informed you’ll be about your options.
Creditor bankruptcy notices
Find out about making someone bankrupt through creditor bankruptcy notices.
My personal details have changed
Have your personal details changed? It is an obligation of bankruptcy to inform
your trustee of any contact or personal detail changes.


NEWS

News
22 December 2023


BANKRUPTCY ACT AMENDMENT

Find out more about AFSA's response to the Bankruptcy Act amendment that was
recently announced.

News
06 February 2024


STATEMENT: OUTCOME OF THE REGISTRAR OF PERSONAL PROPERTY SECURITIES V BROOKFIELD
[2024] FCA 29 – JANUARY 2024

On 30 January 2024, the Federal Court of Australia handed down its judgment in
the case of the Registrar of Personal Property Securities v Brookfield [2024].

News
05 February 2024


TRUSTEE DEREGISTERED FOR FAILURE TO MEET BANKRUPTCY ACT STANDARDS

On 2 February 2024, the Inspector-General in Bankruptcy cancelled the
registration as a trustee of Mr Paul Leroy (Registration number 409). This
cancellation is effective from…

See more
Back to top


BANKRUPTCY ACT AMENDMENT

 * Read more about Bankruptcy Act amendment


STATEMENT: OUTCOME OF THE REGISTRAR OF PERSONAL PROPERTY SECURITIES V BROOKFIELD
[2024] FCA 29 – JANUARY 2024

 * Read more about Statement: Outcome of the Registrar of Personal Property
   Securities v Brookfield [2024] FCA 29 – January 2024


TRUSTEE DEREGISTERED FOR FAILURE TO MEET BANKRUPTCY ACT STANDARDS

 * Read more about Trustee deregistered for failure to meet bankruptcy act
   standards


PROVISIONAL PERSONAL INSOLVENCY NUMBERS DECREASE IN DECEMBER 2023

 * Read more about Provisional personal insolvency numbers decrease in December
   2023


STATEMENT: OUTCOME OF THE OFFICIAL TRUSTEE IN BANKRUPTCY V KENT [2023] FCA 1211

 * Read more about Statement: Outcome of the Official Trustee in Bankruptcy v
   Kent [2023] FCA 1211


AFSA REPORT REVEALS PERSONAL INSOLVENCIES ARE EXPECTED TO RISE BY 23% IN 2023-24

 * Read more about AFSA report reveals personal insolvencies are expected to
   rise by 23% in 2023-24


PIR NEWSLETTER – DECEMBER 2023

 * Read more about PIR newsletter – December 2023


PROVISIONAL PERSONAL INSOLVENCY NUMBERS DECREASE IN OCTOBER 2023

 * Read more about Provisional personal insolvency numbers decrease in October
   2023


PERSONAL INSOLVENCIES UP IN SEPTEMBER QUARTER 2023

 * Read more about Personal insolvencies up in September quarter 2023


PERSONAL PROPERTY SECURITY REGISTER USAGE UP AS BUSINESSES LOOK TO PROTECT
THEMSELVES FROM FINANCIAL RISK

 * Read more about Personal Property Security Register usage up as businesses
   look to protect themselves from financial risk

PAGINATION

 * Current page 1
 * Page 2
 * Page 3
 * Page 4
 * Page 5
 * Page 6
 * Page 7
 * Page 8
 * Page 9
 * …
 * Next page Next ›
 * Last page Last »

Subscribe to


We acknowledge Aboriginal and Torres Strait Islander peoples as custodians of
Australia and we pay our respects to Elders, past and present. We also
acknowledge the ongoing connection to land, sea and communities throughout
Australia, and the contributions to the lives of all Australians.

Facebook
Linkedin
Twitter
Youtube
Subscribe to news


MAIN FOOTER MENU

 * Popular pagesmenu toggle
   * Compare your insolvency options
   * My personal details have changed
   * Confirm your bankruptcy has ended
   * Indexed amounts
 * Personal debtmenu toggle
   * Support services
   * Where to find help
 * Owed moneymenu toggle
   * Guidance
 * Professionalsmenu toggle
   * Financial counsellors
   * Trustees
   * Debt agreement administrators
   * Resource hub
 * About our sitemenu toggle
   * Sitemap
   * Glossary
   * Copyright
   * Terms and conditions
   * Privacy policy
   * Freedom of information
   * Online security


BOTTOM FOOTER MENU

 * * About us
   * Forms
 * * Contact us
   * Report a tip-off
 * * Work with us
   * Staff
 * * Accessibility
   * Help in your language
 * * PPSR.gov.au
   * AFSAsandpit.gov.au

Image

Image


Ⓒ Commonwealth of Australia. With the exception of the Commonwealth Coat of Arms
and where otherwise noted, this work is licensed under the CC by 4.0 license.

Image